“It is possible to get really accurate car insurance quotes. All you have to do is to provide correct info and use extended online questionnaires ”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
June 25, 2020

Compare-autoinsurance.org has released a new blog post that presents several tips to help drivers get accurate car insurance quotes.

For more info and free car insurance quotes online, visit https://compare-autoinsurance.org/tips-getting-accurate-car-insurance-quotes/

Now it is easy to compare insurance rates from multiple different insurance providers nationally and locally. After entering details pertaining to his vehicle and driving history, the user will get matched with several companies. Using this type of service, a user can quickly narrow down his search to companies that provide what he is looking for. Find out how to get accurate quotes and get free quotes from http://compare-autoinsurance.org.

• Determine the necessary coverage options. It all starts with knowing what the driver wants to purchase. Besides buying the minimum coverage required by the state, a driver may need additional coverage, depending on his car and budget. People who own new, valuable models, should purchase full coverage. People that do not have a solid health/life insurance coverage, should also consider buying PIP/Medicare insurance. If a person has more than one vehicle, it may be wise to opt for multi-vehicle plans. Also consider bundling policies. This will save drivers a lot of money. Besides that, determine the most convenient deductible levels and add-ons.
• Determine the available budget. Knowing the available insurance money will help the driver opt for higher coverage limits, higher deductibles and several add-ons. Online quotes will help drivers design a coverage plan within those limits. Furthermore, the driver can simulate “pay-in-full” and see the total cost of the coverage plan and how much he can save. With “pay-in-full”, drivers can save around 15%-20% on car insurance.
• Keep relevant documents nearby and ready to be used. Having the right documents near will help the driver provide correct info about the car’s model and sub-model, existing safety devices, and driving history. Keep in mind that online questionnaires may also ask about things like the exact sub-model, including the number of cylinders. Providing exact info about the car is a must. Companies can void coverage if the driver sends the wrong data. Plus, keep in mind that companies use this data to calculate the Actual Cash Value, which is used to reimburse the drivers. Sending wrong data can result in a lower ACV.
• Use realistic annual mileage approximations. Most companies consider 12.000 to be the average annual mileage for a driver. Users are asked to input the annual mileage, by either adding the value, selecting it from a range, or providing the approximate daily mileage. Lying to the insurance company will seriously backfire. Claims can be denied if the ulterior technical inspection shows much higher mileage values.
• Use complex questionnaires that offer a higher degree of accuracy. It is well-known the fact that a more complex questionnaire will provide better results. A user who fills out a long, in depth survey about the vehicle history, driving history, use of the vehicle, credit history, etc. and he will get a much more accurate quote. Short quote forms, while convenient, fast, and easy to use, will often times be very inaccurate. Spending 5-10 minutes to fill in all the details will be worth the time. Reputable companies embed complex questionnaires and high-speed rate calculators. They provide really accurate online quotes.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information and free online quotes, please visit http://compare-autoinsurance.org.

Share article on social media or email:

“We remain focused on aligning the challenges clients face with effective solutions and tools like our COVID-19 Cost Impact Model,” said Kim Bell.

NEW YORK (PRWEB)
June 25, 2020

NFP, a leading insurance broker and consultant that provides property and casualty (P&C), corporate benefits, retirement and individual solutions, today introduced its COVID-19 Cost Impact Model. The model is a dynamic tool designed to support employers as they assess the effects of the pandemic on their benefit costs and make decisions on potential plan adjustments that align with their overall benefits strategy.

The NFP COVID-19 Cost Impact Model uses proprietary situation modeling to project future infections, testing, diagnosis and treatment. Through a comparison of an established baseline of testing and positive infection rates in a client’s state and country, the model can project estimated costs. The modeling scenarios address testing and treatment costs for up to 180 days to ensure reliable projections. NFP will update the model as new information and data surrounding COVID-19 becomes available, ensuring projections reflect the application of the most relevant information. Refining the projections with the latest data will help clients enhance their ability to prepare for the remainder of this pandemic and make informed financial decisions for future needs.

“COVID-19 has created many challenges for employers and we’re excited to support our clients with data-driven solutions that help them estimate costs and inform actions,” said Kim Bell, NFP’s senior vice president, head of health and benefits. “We remain focused on aligning the challenges clients face with effective solutions and tools like our COVID-19 Cost Impact Model.”

In partnership with Milliman, NFP has also developed MedFactor, a proprietary plan value modeling tool. This internal resource allows NFP to estimate the relative value of plan design changes. By entering a client’s base plan features and contrasting those features with a proposed alternative, NFP can calculate the percentage change in actuarial value. This provides employers with valuable insight on the impact of proposed changes and confidence in making complex decisions.

“In an environment with so much uncertainty, there is tremendous value in tools that use data to help guide us to the right decisions,” said NFP chairman and CEO Doug Hammond. “We will continue to commit resources to developing tools and expertise that help our clients solve problems and plan for the future.”

About NFP

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 5,600 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 6th largest US-based privately owned broker, and 8th best place to work in insurance (Business Insurance); 10th largest property and casualty agency (Insurance Journal); and 13th largest global insurance broker (Best’s Review).

Visit NFP.com to discover how NFP empowers clients to meet their goals.

Share article on social media or email:

“Online quotes are easy to obtain and will help drivers get better insurance deals that can satisfy their needs”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
June 24, 2020

Compare-autoinsurance.org has launched a new blog post that explains how drivers can get better insurance deals with the help of online car insurance quotes.

For more info and free quotes, please visit https://compare-autoinsurance.org/online-quotes-will-help-you-find-the-best-car-insurance-rates/

Car insurance is one of those expenses that can affect the family’s budgets, so it’s important to ensure that the right insurance company and the right insurance policies are selected. To find the right policies at affordable prices, drivers will have to carefully navigate the insurance market. The best way to do that is with the help of online quotes.

Getting online quotes has the following advantages:

• Obtain better insurance deals. This is the main reason for obtaining online quotes. Usually, policyholders can find better insurance deals that are 5-10% lower than their current insurance deals, after comparing several online car insurance quotes. In many cases, drivers will save hundreds of dollars per year.
• Discover new insurance companies. Usually, drivers are not aware of local insurance companies. Many of them only heard of several big insurance companies, but there are hundreds of local and regional insurance companies. Many of these smaller companies can offer affordable insurance prices for really good services. Drivers should not hesitate to get quotes from these smaller insurers.
• Online quotes can provide accurate estimates. Although just estimates, in many cases online quotes are not that different from the real price of an insurance policy. The embedded rate calculators on insurance companies or brokerage websites will input the user’s info and calculate the premiums using the company’s database and algorithms. However, quotes will be accurate if the drivers complete the online questionnaires with real and accurate data.
• Quotation forms can be customized. Drivers can change the parameters of online forms in order to find insurance deals that can satisfy their needs. Drivers can simulate different insurance plans by changing coverage limits, deductibles levels, add-ons, and extra coverage.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

Share article on social media or email:

Captive insurance carriers have a significant competitive advantage – their proximity to millions of potential buyers – yet fail to fully optimize for local search opportunities.

“The largest insurance carriers in the country spend billions of dollars to generate brand awareness, but most miss the mark in the last mile, when consumers are making decisions about which insurance carrier to work with.” Nick Hedges, CEO of MomentFeed

SANTA MONICA, Calif. (PRWEB)
June 24, 2020

MomentFeed, the leading provider of Proximity Search Optimization, today published its “Insurance Proximity Search Optimization Report Card.” The study evaluated how effective the largest captive insurance agents are at optimizing for proximity-based organic search results. The study revealed that captive insurance carriers are missing out on a massive opportunity to generate tens of millions of exclusive local leads for their agents by optimizing for organic search results based on their proximity to a potential buyer.

“The largest insurance carriers in the country spend billions of dollars to generate brand awareness and stand out from the crowd,” said Nick Hedges, CEO of MomentFeed. “However, our latest research reveals that captive insurance carriers miss the mark in the last mile, when consumers are making decisions about which insurance carrier to work with. Captive carriers could dominate in proximity search with an army of agents dispersed across the country, but most fail to enact strong, comprehensive Proximity Search Optimization strategies.”

Proximity Search Optimization (PSO) is the process by which multi-location brands seek to improve their rank on search engines that use the user’s location to suggest nearby businesses in response to keywords such as ‘car insurance.’ Most notably, brands seek to show up in the Google 3-Pack, the first thing most consumers see when performing searches.

HOW CAPTIVE INSURANCE CARRIERS PERFORM AGAINST KEY PSO SIGNALS

• 
  Local captive insurance agents did a poor job of responding to their customers’ ratings and reviews – All but two insurance carriers replied to less than 50% of their reviews. In comparison, successful MomentFeed clients reply to 88% or more of their reviews, with an average response time of 7 hours. While a greater than 80% responsiveness rate may seem daunting, platforms that allow users to view and respond to reviews from all networks in one place can significantly simplify the process.
• All but one insurance carrier received a below average grade in local social, representing a significant opportunity – The average local insurance carrier posted on local social pages 90 times over the course of the 365 days measured. This fell below MomentFeed’s recommended levels of at least 110-122 per year – equating to 9-10 posts monthly. In addition, including a keyword in a post is an easy way to optimize a local agent’s listing for proximity search free of charge, yet only 30% of insurance carriers used a keyword in a post.
• Majority of listing data is inaccurate for insurance carriers – Alarmingly, the average local insurance carrier was found to have inaccuracies on 55% of their data, with 12% coming from major inaccuracies and the other 43% from minor ones. Listing accuracy refers to the degree that a location’s data is accurate and consistent across the internet and is widely considered the most important controllable factor in proximity search rank.
• Some room for improvement on local agent pages – On-page signals refer to the characteristics of a location’s webpage that help search engines and consumers use the site. Google grades pages in three main categories – accessibility (ability of the page to be operated by literally anyone), best practices (overall code of health – security, page load time, load without errors, etc.), and SEO (factors that help search engines find and understand the page). The average performance for the captive insurance carriers included in this report across accessibility, best practices, and SEO was 88%, 78%, and 93% respectively, with the average overall grade coming in at 87%.
• Carriers perform best on location profile completeness, although there is still room for improvement – While most carriers did a decent job of maintaining profile completeness, with all but 3% to 15% of applicable fields containing information, even the slightest margin of error seems to knock carriers out of the Google 3-Pack. Both of the carriers who performed poorly in this category saw a significant drop off in the number of locations appearing in the Google 3-Pack.

“The lesson in this study for captive insurance carriers is that there’s a huge untapped opportunity to improve how frequently local agents show up when buyers are searching,” said Hedges. “There are significant financial gains in store for the firms that get it right.”

ABOUT THE DATA

For its “Insurance Proximity Search Optimization Report Card,” MomentFeed analyzed the strength and comprehensiveness of the proximity search strategies for the six largest U.S. captive insurance carriers, based on the number of agents. MomentFeed identified 50 locations per insurance carrier representing a variety of geographies, city/town sizes, urban densities, and income levels, with extra sampling done around the geographic focuses of each company. Whenever possible, areas were sampled where each insurance carrier had a location within the same zip code. MomentFeed’s platform then matched locations to their corresponding network listings across Facebook, Google, and Yelp. Finally, data on each of the five controllable PSO factors was collected using a combination of automated tools and manual analysis.

The full report is available for download on MomentFeed’s website. Individual reports of the companies studied are available to representatives of those companies by request.

ABOUT MOMENTFEED

MomentFeed is the leading Proximity Search Optimization platform trusted by many of the largest multi-location brands in the restaurant, retail, automotive, hospitality, and financial services industries. Proximity Search Optimization is gaining significant interest from CMOs of multi-location, national brands and franchises as a way to show up locally, at the precise moment a customer has a need. MomentFeed makes it possible for national brands to execute hyperlocal marketing campaigns at scale – driving local awareness, in-store traffic, and more calls for appointments and orders.

Founded in 2010, MomentFeed is headquartered in Santa Monica, California. An Inc 5000 Fastest Growing Privately Held Company, it was also named a Comparably Best Company.

For more information visit http://www.momentfeed.com | Twitter | LinkedIn | Facebook

Share article on social media or email: