Category Archives: Business: Insurance

Press Releases from the Insurance world, What’s new, Popular, Trending and News Worthy. In the ever changing industry of Insurance.

How To Compare Discounts And Select The Best One


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“Getting car insurance discounts is the best way to save money. But you must carefully analyze not only the value but also how long it lasts and overall, how much money you can save”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has released a new blog post that explains how drivers should select their car insurance discounts.

For more info and free car insurance quotes online, visit https://compare-autoinsurance.org/how-to-compare-car-insurance-discounts/

Being eligible for car insurance discounts will help drivers save a lot of money. Some discounts can offset the expenses by as much as 35%. Overall, a driver can save hundreds of dollars each year. This is why it is recommended to investigate more about available discounts provided by the current carrier. We also recommend policyholders to periodically check the market offers and use http://compare-autoinsurance.org to compare prices.

  • The first thing to check are the prerequisites for each discount. And each company may have different prerequisites for the same discount. For example, one company may impose a 13,000 miles a year for a low mileage discount, while another one may impose 10,000 miles. Carefully read the terms for being approved and compare with the terms of multiple companies. Keep in mind that lax conditions do not necessarily mean a good discount.
  • Check the value of each discount. If two discounts have the same pre-requisites, then they should offer the same discount. If not, may sound logical to go with the discount that saves more money. But only if the discounts are for the same product, require the same things and have the same availability period. That’s the next thing to verify.
  • Clients must also check the availability period of the discount. A discount may be greater in savings value, but if it lasts only 2 or 3 months, in the long run it would be a bad choice. In this case, a smaller, but a longer-lasting discount would provide better savings

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org

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Benelinx Rolls Out Enhanced Agency Management Solution


Agency management software for employee benefits insurance

Agency management software for employee benefits insurance

Benelinx equips agencies of all sizes with tools to create a multi-year strategy that includes predictive modeling on employee election behavior, a contribution strategy methodology and justification for a multiplan benefit program.

Insurance tech provider Benelinx today announced the release of new features including automated member level assignments and horizontal market proposal templates to enhance its robust agency management software. Not only do these features significantly reduce admin time and the potential for errors, they provide comprehensive data modeling and analysis capabilities at the member level, helping brokers deliver greater value to clients through more accurate projections and final enrollment reporting.

“Health insurance has always been complicated for employer groups to navigate, and it’s no wonder more CFOs are now making the employee benefits decisions,” said Benelinx CEO & founder Rachel Zeman. “Brokers must go head to head with C-Suite decisionmakers to provide sophisticated analytics on market proposal recommendations. Our newest release equips agencies of all sizes with tools to create a multi-year strategy that includes predictive modeling on employee election behavior, a contribution strategy methodology and justification for a multiplan benefit program.”

Benelinx provides benefits brokers with an integrated approach to agency management, automating day-to-day operations, sales & renewals, and client service within a secure, cloud-based platform. The release, available now for licensed Benelinx users, includes:

Key Features

  • Assign Plans – Assign specific proposed plans at the individual member level, comparing current plans to a mapped plan and up to 12 alternate multiplan models per employee.
  • Assign Policies – Designate final enrollment elections for each employee. This includes a new reporting tool to export active employee policy details and tiered coverage elections for medical, dental and vision. The report also includes member specific premiums, employer and employee contribution values and employee payroll deduction information.
  • Horizontal Proposal Templates – Available in age-banded and composite layouts, new templates offer a comprehensive analysis of current, renewal and alternative market recommendations.
  • Expanded Benefits Booklets – Access new templates for age-banded and composite medical policies.
  • Buy-Up Contribution – Enhanced contribution modeling. Designate base plans for contribution calculations for medical, dental and vision policy types.
  • Enhanced Table Rates – View employer contribution, employee contribution and payroll calculations in table rate format within age-banded proposals.
  • Commission Tracking Enhancements – Assign broker/producer commissions by deal to customize commissions unique for a specific proposal. Automatically updates commissions at the policy level.

Additional Features

  • Enhanced Contribution Details – Access contribution amounts for each product line on proposal and policy layouts, as well as designated base plan names.
  • Get Quote Mapped Plan Selection – Designate mapped plans on the Get Quote UI with a single click.
  • Enhanced Mark Deal As Sold – Easily review contribution details and enhanced plan details when marking deals as sold.
  • Census Automated County Matching – Automatic county suggestions within the census uploader.
  • Improved Currency Formatting
  • Custom Composite Proposed Plans – Create proposed plan participants for each active employee.
  • Custom Composite Policies – Create employee policies for each active employee.

Powered by Salesforce for proven security, reliability and cutting-edge backend technology, Benelinx is an end-to-end agency management solution to help benefits brokers reduce overhead, boost productivity and grow revenue. Key platform features include executive dashboards, census upload, quoting engine, commission management and custom document creation.

To learn more about Benelinx or request a free demo, visit benelinx.com.

About Benelinx

Founded in 2019 by a seasoned broker, Benelinx is a complete agency management solution for the employee benefits industry. Benelinx consolidates operations and workflow into a centralized, secure platform, eliminating outdated legacy systems and manual data entry. Built for today’s digital world, Benelinx improves productivity and provides access to accurate, real-time data. Powered by Salesforce, the leader in CRM and secure cloud-based business applications. Visit benelinx.com for more information.

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Neighborhood Credit Union’s Annual Prize Savings Delivery Goes Virtual


Still Image of check in the amount of $49,999.99 for the Prize Savings Account grand winner.

Oh my goodness! I knew I was winning something, but I had just hoped it might be enough to pay someone to clean up the leaves in my backyard.

As it has for 13 years in a row, Neighborhood Credit Union surprised one of its members Tuesday with a $49,999 grand prize to kick off the new year, as a reward for good savings habits in her Prize Savings Account.

Neighborhood Credit Union created the Prize Savings Account in 2007 as an innovative approach to help reverse what was the lowest savings rate in U.S. history. The idea was to encourage more members to save money by offering prizes and rewards throughout the year, so members could experience immediate and tangible incentives and discover how good savings habits can reap unexpected rewards. The giveaways culminate with the grand prize drawing every New Year’s Day.

In a sign of the times, this year’s surprise was delivered virtually instead of face to face. The winner, Yvonne, was initially skeptical when she joined the online presentation.

“Are you kidding?” she exclaimed when told she had just won nearly $50,000. “Oh my goodness! I knew I was winning something, but I had just hoped it might be enough to pay someone to clean up the leaves in my backyard. God is good.”

Yvonne, who lives near Fort Worth, joined Neighborhood Credit Union with her family in 1992. Over the years, she said she has relied on her credit union to help her in a variety of ways, noting that one of Neighborhood Credit Union’s team members had recently advised her about what to do with her Individual Retirement Account, given the pandemic. “You all have been really good anytime I need help,” she said. “Professional, but also like family.”

When asked about her approach to saving money, Yvonne said her parents had taught her to save.

“I have never lived beyond my means,” she said. “I put a little back from every paycheck and find ways to be frugal, like driving a nice used car or shopping at garage sales. I guess that’s the secret. Start young and save a little bit at a time. The years will go by really fast!”

Yvonne said the pandemic has kept her at home and away from her grown children, who live out of state, so once it becomes safe to travel again, she will use some of her winnings to go to spend time with them in person. The remainder likely will stay in her Prize Savings Account.

Except $100 to pay the yard guys, of course.

How the Prize Savings Account Works: Neighborhood Credit Union members receive one drawing entry for every $25 monthly average balance in their Prize Savings Accounts. The greater the savings, the more chances a member has of winning. Members are eligible for monthly and quarterly drawings, culminating with the annual grand prize, drawn each January 1 based on the average monthly balance in the savings account at close of business December 31.

About Neighborhood Credit Union: The first credit union in Dallas (chartered April 18, 1930), Neighborhood Credit Union is a not-for-profit financial organization that serves Texans from all walks of life. With locations across North Texas, Neighborhood Credit Union has a membership of 56,500 and continues to welcome new members daily across the state of Texas. For more information, call (214) 748-9393 or visit http://www.myncu.com

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Sigo Partners with Mexico-based Saive to Launch First Spanish-Language Safe Driving App in the U.S.


More than 38,000 people in the U.S. lose their lives each year in car crashes. Saive’s goal has always been to reduce the number of road accidents and protect all drivers, so we’re excited to continue furthering our impact in the U.S. with the help of Sigo

Sigo, an inclusive auto insurance provider focused on providing affordable access to underserved populations, has partnered with Mexico-based Saive to launch the Calles Seguras Initiative through the Sigo powered by Saive App, a free safe driving app now available to all drivers. Use of the mobile telematics solution, the first in the U.S. that’s natively in Spanish, allows users to review their driving behavior, become a safer driver, and earn rewards while doing so.

According to Pew Research, Hispanics have accounted for more than half of the U.S. population growth since 2010. To better serve this segment of the population, and the growing number of Hispanic drivers, Sigo created a bi-lingual, tech-enabled solution to help customers with limited insurance histories get basic liability policies without having to visit a brick-and-mortar agency or pay extra fees. With the introduction of the Calles Seguras Initiative, the Hispanic population can now also continue to improve their driving skills, whether they are a Sigo customer or not.

“In order to address the underlying discrimination within auto insurance pricing, we need to overhaul the way rates are calculated. Telematics already has and will continue to be a critical piece of the puzzle in building a fairer pricing model,” said Nestor Hugo Solari, Co-Founder and CEO of Sigo. “Our partnership with Saive to bring a Spanish-language safe driving app to the U.S. will not only make our roads safer but will also soon help customers save money on their insurance, regardless of factors like zip code, education or credit score.”

Saive has already been helping drivers in Mexico with their Driver Score algorithm and Driver Assistant, technology that has been implemented into this new app. Once enabled in one’s vehicle, the app tracks factors such as acceleration, hard braking, speed, sharp turning, distance driven, and late-night driving. The app will also capture miles driven without texting and minutes without looking at one’s phone. “The data collected provides significant value not just for insurers, but for drivers to improve their habits to make our roads safer,” said Salvador Rochin, Co-Founder and Chief Product Officer of SAIVE

Upon completing a trip, the Driver Assistant will alert users to any distracted driving habits as well as share tips for safer driving. After at least 100 miles have been driven, drivers who follow the speed limit, don’t text and drive, and avoid sharp braking and turning, among other safe habits, can begin earning rewards like Amazon gift cards.

“More than 38,000 people in the U.S. lose their lives each year in car crashes. Saive’s goal has always been to reduce the number of road accidents and protect all drivers, so we’re excited to continue furthering our impact in the U.S. with the help of Sigo,” said Moisés Maislin, Co-Founder and CEO of Saive.

Currently, the Sigo powered by Saive app is available to all drivers and can be downloaded on the Apple App Store and Google Play Store free of charge. Sigo customers in California and Texas who use the usage-based mileage app will have access to insurance cost-saving in 2021. Customers will receive discounts first for opting-in to the program as well as added discounts based on their safe driving habits.

For more information about the Calles Seguras Initiative and the Sigo powered by Saive app, visit https://sigoinsurance.com/saive.

About Sigo

Sigo is an inclusive auto insurance provider focused on the $20 billion emerging non-standard auto insurance market. Sigo provides affordable access via its direct-to-consumer platform that is tech-enabled, bilingual, and mobile-first. By helping customers with limited insurance histories get basic auto insurance, Sigo is better serving the segment of “non-standard” drivers by providing transparent and reliable coverage. Sigo is currently available in California and Texas and was co-founded in 2019 by Néstor Hugo Solari and Júlio Erdos. For more information, visit https://sigoinsurance.com/.

About Saive

Saive utilizes smartphone technology that process driving behavior data to insurers, OEMs and more, to design easy and affordable mobile usage-based insurance products (PAYD, PHYD and Hybrid models) for the Hispanic markets in the Americas Region. Saive have been accelerated by Google Advantage Program (2018) and Puente Labs in Silicon Valley (2019). Its Vision for 2025 is to predict car accidents in real time to save lives by using the most adoptable technology in the world: smartphones. Being the first telematic company offering “cash-back” models, SAIVE has been strengthening its presence in the Latin American market since the pandemic started in 2020. For more information, visit https://saive.app/.

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Zeguro Partners with Vanta to Combine Streamlined Compliance and Cyber Insurance for Small to Medium-Sized Businesses (SMBs)


Zeguro and Vanta

Through our partnership with Vanta, achieving compliance through security and insurance doesn’t have to be a time consuming and complex process,” states Sidd Gavirneni, CEO and co-founder of Zeguro.

Zeguro (https://zeguro.com), an integrated cybersecurity and cyber insurance provider for small to medium-sized businesses (SMBs), today announced a strategic partnership with Vanta (https://vanta.com), an automated security and compliance expert, to help customers achieve compliance in weeks instead of months and get affordable, comprehensive cyber insurance.

Achieving compliance, often a business necessity and a competitive advantage, is a rigorous process that can take months. Vanta’s automated compliance platform, which leverages continuous vendor testing and APIs that connect with their customers’ systems, allows companies to accelerate the process down to just weeks while simultaneously remediating security vulnerabilities. Zeguro’s customers get 25% off Vanta and can access their exclusive discount through Zeguro’s online portal.

In addition, Zeguro’s approach to data-centric underwriting allows Vanta’s customers to enjoy potential savings on their cyber insurance premiums. For many compliance frameworks, including SOC, having cyber insurance coverage is highly recommended. Zeguro offers one of the most comprehensive cyber insurance policies on the market, with coverages that include payment fraud, ransomware attacks, regulatory fines, network security liability, and more. From quote to bind, the entire process of buying insurance with Zeguro is online, enabling its clients to purchase an active policy in as little as five minutes.

“Our focus has always been to make cybersecurity and cyber insurance easy and approachable. Through our partnership with Vanta, achieving compliance through security and insurance doesn’t have to be a time consuming and complex process,” states Sidd Gavirneni, CEO and co-founder of Zeguro.

“Vanta’s continuous monitoring solution simplifies the process of getting ready for a compliance audit. With Vanta and Zeguro, our customers can hold their organization to the highest standards of security – and communicate these security practices in a streamlined, standardized way to attract new business,” states Eric Martin, Head of Sales and Partnerships at Vanta.

About Zeguro

Zeguro provides holistic risk management to organizations of all sizes through its integrated cybersecurity and cyber insurance solutions, which include a suite of Cyber Safety tools for risk mitigation and compliance, as well as insurance premiums that are tailored to the size, sector, and profile of a company. Zeguro is the cyber specialist underwriter for HSB/MunichRe, a 150+ year old A++ rated (A.M. Best) top commercial insurance company.

To learn more about Zeguro, please visit: zeguro.com.

About Vanta

Vanta automates security and compliance, starting with SOC 2, to protect customer data and build trust in internet businesses. Their core is a powerful security monitoring platform that helps companies spin up credible security programs so they can obtain compliance certifications easily and thoroughly. Vanta partners with more than four dozen AICPA-accredited audit firms who are trained to perform audits leveraging Vanta’s platform.

To learn more about Vanta, please visit: vanta.com.

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The Institutes Announce Helix, a New Advisory Board Focused on Natural Catastrophe Resilience


“It is clear there is a desire for an industry-wide, cooperative effort focused on resilience from natural catastrophes. We’ve received strong interest in creation of Helix, and look forward to welcoming the participation of additional organizations,” says Sean Ringsted, Chief Risk Officer, Chubb.

In an effort to advance resilience from natural catastrophes, a group of U.S. insurers, reinsurers, intermediaries, and model providers are forming an advisory board named Helix™ facilitated by The Institutes. Seeking improved application of science, data, operations, and technology, Helix will contribute to the insurance industry’s focus on providing ever-improving resilience and economic stability in a healthy and competitive marketplace, and reducing or closing existing protection gaps.

Initially building on work to implement open common data standards for catastrophe risk analytics, the Helix vision is grounded on four interwoven pillars targeted at advancing the industry’s increasingly diverse and expanding capabilities:


  • Climate and Resiliency — pursuing hazard and resilience research, and advocating for innovation in insurance products and economic responsiveness
  • Data —data standards, data content/interpretation/quality, and industry-level data resources
  • Technology — transparency in models and analytics, Insurtech innovations, and technology solutions
  • Operations — common industry tools, improved communication/exchange across the value chain, and support/education for the industry

Helix will primarily serve the U.S. market while collaborating with parallel efforts addressing catastrophe risk analytics issues globally, such as those undertaken by the Insurance Development Forum and the Open Data Standards Initiative.

The insurance industry is increasingly challenged to provide economic resilience in the face of shifting patterns in demographics, risk concentrations, and climate hazards, and the consequential escalation in natural catastrophe loss volatility. These challenges are pronounced for companies insuring interests in the U.S., a significant marketplace with broad, varied, and acute catastrophe exposure. Helix will contribute to global, communal efforts to improve fundamental operating issues in catastrophe risk analytics practices to better address these challenges.

Helix builds on the work of the Catastrophe Modeling Operating Standards (CMOS) initiative. The CMOS team completed a survey project in September 2020 to successfully operationalize an open common exposure data standard. This project also provided a set of recommendations for the community to advance and progress the ongoing work. The summary report and recommendations can be found at https://lp.theinstitutes.org/helixcmos.

“Helix is an opportunity for The Institutes to facilitate bringing the industry together and to serve as a neutral third party in work on this important issue that ultimately benefits the general public. We are excited to help coordinate this effort focused on mitigating the adverse effects of natural disasters,” says Peter Miller, President and CEO of The Institutes.

“Based on the interest in and success of the CMOS, it is clear there is a desire for an industry-wide, cooperative effort focused on resilience from natural catastrophes. We’ve received strong interest in creation of Helix, and look forward to welcoming the participation of additional organizations,” says Sean Ringsted, Chief Risk Officer, Chubb.

The Institutes is in the process of engaging founding members and building out the appropriate governance structure. As those are put in place, Helix members will determine initial priorities in support of the four pillars and leveraging the work performed under the CMOS initiative. Companies in search of additional information, or that have interest in contributing expertise to the effort can contact The Institutes at helix@theinstitutes.org.

About The Institutes | Risk and Insurance Knowledge Group

The Institutes, a leading provider of risk management and insurance knowledge solutions, offer innovative education, research, networking, and career resources, including professional designations such as the CPCU® program, leadership programs, continuing education courses, events and conferences, associations, custom solutions, publications, and assessment tools.

CPCU is a registered trademark of The Institutes. All rights reserved.

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Wedding Protector Plan® Wins Prestigious 2021 WeddingWire Couples’ Choice Award® for Sixth Straight Year


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Wedding Protector Plan® has been recognized by WeddingWire, the leading global online wedding marketplace, and is the 2021 winner of the WeddingWire Couples’ Choice Awards® for special event insurance. This respected award identifies the top five percent of wedding professionals in the WeddingWire Network.

WeddingWire, Inc., a leading global online wedding marketplace, annually celebrates the top wedding professionals on WeddingWire across more than 20 service categories, including venues, caterers, florists, photographers, and more. These distinguished vendors exhibit superior professionalism, responsiveness, service, and quality when interacting with the five million monthly consumers who turn to WeddingWire to help ease their wedding planning process.

Wedding Protector Plan® received this esteemed award based on their outstanding experience working with real newlyweds. WeddingWire features more than three million reviews, and Wedding Protector Plan® received positive feedback from customers about the prompt, reliable, and quality service they provide.

Bernadette Green, Executive Vice President of Wedding Protector Plan®, is ecstatic about winning the WeddingWire Couples’ Choice Award® 2021 for the sixth straight year. “This award would not be possible without our current and past customers who take the time to review Wedding Protector Plan® and provide us with the positive feedback necessary to earn such a prestigious award.”

“We are celebrating our 12th annual Couples’ Choice Awards, where we honor our vendors who help make millions of couples’ big day one to remember,” said Timothy Chi, CEO, WeddingWire. “Not only are these hardworking and distinguished wedding professionals, such as Wedding Protector Plan®, a fundamental part of the wedding planning process for engaged couples, but they help make WeddingWire a trusted source for wedding planning. We congratulate everyone on this well-deserved achievement.”

About WeddingWire, Inc.

WeddingWire, Inc. is the leading global online marketplace connecting consumers with event and creative professionals. Operating within a $200 billion industry, WeddingWire, Inc. hosts 10 million monthly unique users across its mobile and web platforms. Consumers are able to read over 3 million vendor reviews and search, compare and book from a database of over 400,000 businesses. Globally, it provides these businesses the technology they need to serve their clients through advertising, marketing and business management tools such as websites, payment processing, invoicing and contracts. Founded in 2007, the WeddingWire portfolio of sites serves couples and businesses across 14 countries in North America, Latin America and Europe.

About Wedding Protector Plan®

Wedding Protector Plan® provides cancellation/postponement wedding insurance coverage for many problems such as severe weather causing wedding cancellation or postponement, transportation shutdowns, lost deposits, and other headaches that can ruin the anticipated celebration. Consumers also have the option to add private event liability with no deductible as an endorsement to their special event insurance policy.

Wedding Protector Plan® is a division of B&B Protector Plans Inc., which is a wholly-owned subsidiary of Brown & Brown, Inc.

Brown & Brown, Inc. (NYSE: BRO) is a leading insurance brokerage firm, providing risk management solutions to individuals and businesses. With more than 80 years of proven success and thousands of teammates, we offer knowledge you can trust and strive to deliver superior customer service. For more information, please visit bbinsurance.com.

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Older Americans Agree On Five Ways to Strengthen Social Security and Medicare, According to Surveys By The Senior Citizens League


Mary Johnson
The Senior Citizens League
Medicare and Social Security Policy Analyst

“Even though our new Congress may remain divided, these five areas of broad agreement could be potentially used as a legislative roadmap that would provide greater retirement security and reduce needlessly high Medicare costs,” Johnson says.

Despite our nation’s recent partisan political divisions, two surveys by The Senior Citizens League (TSCL) found high levels of consensus on five proposals that would strengthen Social Security and Medicare funding and benefits. The proposals would decrease Medicare out – of – pocket costs on prescription drugs for beneficiaries and provide modestly higher, and more adequate, Social Security benefits. “There are more areas of agreement from retirees of different political persuasions than many might believe,” says Mary Johnson, a Social Security and Medicare policy analyst for The Senior Citizens League.

The findings come as the nation finds itself in a growing a retirement crisis. Even before the coronavirus – caused recession, the U.S. Government Accountability Office estimated that about 48 percent of households headed by people aged 55 and over had no retirement savings. That situation has been made even worse in 2020 and 2021 as older workers have lost jobs or seen their work schedules reduced due to the pandemic.

“The loss of a job not only means the loss of income, but it also can mean the loss of healthcare benefits, and both employee and employer contributions to retirement accounts,” Johnson notes. Depending on how long older workers remain out work, a growing number may turn to Social Security and file claims for benefits earlier than originally planned. That can mean permanently reduced benefits for people who haven’t reached their full retirement age.

At the same time that Social Security and Medicare rolls are increasing, the funding for Social Security and Medicare, which depend on payroll taxes withheld from wages, has fallen. Payroll taxes are not withheld from people who have no earnings.

“The question becomes how we can strengthen the retirement security of today’s retirees, while strengthening funding for both Medicare and Social Security at the same time,” Johnson says.

The Senior Citizens League’s surveys in 2020 asked about support for currently debated proposals to change Social Security and Medicare benefits. The five top areas of consensus include the following:

1. Congress should allow Medicare to negotiate drug prices by tying U.S. prices to prices paid in other industrialized countries like Canada, Great Britain and Japan where prices are lower. — 85 percent support, 13 percent not sure, and only 2 percent opposed.

2. Congress should restrict price increases of prescription drugs to no more than the rate of inflation. — 83 percent support, 13 percent not sure, and only 5 percent opposed.

3. Congress should prohibit “surprise medical bills. Congress should require healthcare providers and insurers to accept fees no greater than 20 percent more than the Medicare approved fees as settlement. — 82 percent support, 15 percent not sure, and only 4 percent opposed. (Legislation passed in December would provide relief from surprise medical bills but stopped short of tying payments to prices paid by Medicare and Medicaid which are often lower than other rates negotiated by other insurers.)

4. Congress should strengthen Social Security benefits by boosting benefits about 2 percent (about $30 on average) and tie the annual cost-of-living adjustment (COLA) to the Consumer Price Index for the Elderly (CPI-E) which, in most years, would yield a modestly higher COLA. — 83 percent support, 12 percent not sure, and 5 percent opposed.

5. Congress should change the law to apply the Social Security payroll tax to all earnings, instead of the first $142,800 of earnings, to strengthen program funding. — 72 percent support, 19 percent opposed, and 9 percent favored other types of revenue increases.

“Even though our new Congress may remain divided, these five areas of broad agreement could be potentially used as a legislative roadmap that would provide greater retirement security and reduce needlessly high Medicare costs,” Johnson says. The Senior Citizens League is working for passage of legislation that would boost Social Security benefits, and supports efforts to lower Medicare costs.

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With 1.2 million supporters, The Senior Citizens League is one of the nation’s largest nonpartisan seniors’ groups. Its mission is to promote and assist members and supporters, to educate and alert senior citizens about their rights and freedoms as U.S. Citizens, and to protect and defend the benefits senior citizens have earned and paid for. The Senior Citizens League is a proud affiliate of The Retired Enlisted Association. Visit http://www.SeniorsLeague.org for more information.

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Online Car Insurance Quotes Will Help Drivers Avoid Overpaying


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“Many insurance companies are taking advantage of their loyal customers and they are charging extra on their policies. To avoid that, policyholders should scan the insurance market every 6 months”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has launched a new blog post that explains how drivers can determine if they are overpaying for car insurance.

For more info and free quotes, visit https://compare-autoinsurance.org/how-to-determine-if-you-overpay-for-car-insurance/

Car insurance is an expensive investment for anyone. However, there are many drivers that are paying more than they should on insurance. Drivers should not let insurers take advantage of them.

Drivers can determine if they overpay for insurance if they analyze the next factors:


  • The policyholder hasn’t checked the insurance market for a long time. Drivers should check for better insurance deals every 6 months. If the driver hasn’t checked the market in the past year, there are high chances that he is overpaying. Many insurance companies are charging extra on their loyal customers. Insurers do that because they rely on their customers to not periodically check the insurance market. Due to this unfair practice, drivers can lose hundreds of dollars per year.
  • Look for hidden fees in the insurance policy. Drivers should take some time to read and understand their car insurance contracts. Although this sounds boring, drivers can save money if they discover something fishy in their contracts. Some terms or phrases can seem more complicated or harder to understand. In this case, drivers should contact an insurance expert in order to fully understand their contracts.
  • Bad customer support. Car insurance providers’ customer support should be of top-notch quality. If the customer support is not working properly and the employees are not willing to cooperate, then drivers are wasting money. Customer services are needed to help policyholders pass through difficult times. The same happens with claims handling. If the claim process is moving slowly or is delayed, then drivers should consider switching their insurers.

For additional info, money-saving tips, and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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NFP Welcomes Daniel Beaudette, Senior Vice President, to P&C Team


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“We’re happy to welcome a seasoned executive like Dan to the team,” said Tom Gillingham, managing director and head of NFP’s Specialty MGA/MGU programs.

NFP, a leading insurance broker and consultant that provides property and casualty (P&C), corporate benefits, retirement, and individual solutions, today announced that Daniel Beaudette has joined NFP as a senior vice president. Beaudette will be part of the team focused on growing NFP’s managing general agent (MGA)/managing general underwriter (MGU) programs.

Beaudette joins NFP with over 25 years of industry experience. He was previously with Clear Blue Insurance Group serving as their chief underwriting officer where he implemented and underwrote numerous programs, maintained and reviewed all MGA/MGU opportunities, and had additional responsibilities that included the development of formal and auditable due diligence protocols. His expertise spans across all lines of commercial P&C business as well as auditing, statutory compliance, pricing, Enterprise Risk Management (ERM), CAT management, MGA/MGU distribution model development and extensive claims analytics. He has serviced a wide variety of industries, including, but not limited to: commercial auto, moving and storage, manufacturing, municipal entities, landscapers, staffing, habitational, restaurants, mining, aviation, satellite, and small commercial/mercantile and more.

In his role at NFP, Beaudette will assist in the oversight and management of nine existing programs, M&A due diligence, carrier and reinsurer relations, and business development for the MGA/MGU programs. He will also help develop new programs and products, and design and conduct internal audit procedures to support the implementation of industry best practices for current and future MGA/MGU businesses. Beaudette will report to John Mahoney, managing director for the MGA/MGU programs.

“We’re happy to welcome a seasoned executive like Dan to the team,” said Tom Gillingham, managing director and head of NFP’s Specialty MGA/MGU programs. “His knowledge and expertise will help to drive the continued growth and sustainability of our MGA/MGU model.”

“I’m excited to be part of this excellent team and growing specialty business,” said Beaudette. “NFP’s focus on expanding in the MGA/MGU space creates a great opportunity to build out certain capabilities that will help us deliver lasting value to clients. I look forward to advancing the growth and success of the program business.”

About NFP

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 5,800 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 5th best place to work in insurance and 6th largest US-based privately owned broker (Business Insurance); 9th commercial lines agency by P&C commercial lines revenue and 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).

Visit NFP.com to discover how NFP empowers clients to meet their goals.

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