All posts by imreal

Health: Mental Health

Centria Healthcare Appoints President Of Private Duty Nursing & Rehabilitation Services

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What Centria Healthcare is doing for their clients is inspiring. They help people live their best possible lives everyday.


FARMINGTON HILLS, Mich. (PRWEB)

Centria Healthcare has appointed Eric A. Labe as President of Private Duty Nursing (PDN) & Rehabilitation Services. In this role, Labe will oversee development of our strategic direction and execution of our operational plans to become the leading provider of home healthcare services nationally.

“What Centria Healthcare is doing for their clients is inspiring. They help people live their best possible lives everyday. Their willingness to do whatever it takes to provide superior healthcare services by putting their clients at the center of everything they do is embraced by all their employees. While Centria is the leader in the state of Michigan for providing PDN and Rehab services, I hope to enable that same quality of care to more patients in more locations throughout the US,” said Labe.

Labe has more than 20 years of senior management experience in healthcare, safety management and professional service companies. Prior to joining Centria Healthcare, Labe most recently served as President of DEKRA North America and a member of DEKRA’s global Executive Leadership team. As President, he was responsible for oversight of 10 operating groups and reported to DEKRA’s Board.

“Eric brings an impressive track record of strategic and operational accomplishments,” said Scott Barry, CEO of Centria Healthcare. “He has a strong reputation for developing people and inspiring teams. His wealth of expertise will be a valuable asset as we continue to provide the best pediatric nursing and catastrophic injury care. Eric’s extensive background will surely increase our ability to extend services to more people who need them.”

ABOUT CENTRIA HEALTHCARE

Centria Healthcare is the largest provider of home-based catastrophic injury and rehabilitation services, private duty nursing, and supportive living services in Michigan. Centria Catastrophic Injury Care coordinates comprehensive care and therapies for those involved in the most serious of accidents whose injuries include traumatic brain, spinal cord, and orthopedic injuries. Centria Pediatric Nursing provides pediatric home healthcare and pediatric nursing to families with children who have severe medical requirements.

Media Contact: Lisa Croff – Office- 248.364.4494 – Cell – 248.378-7540

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Business: Insurance

Life & Pensions Insurance BPO Will See 9-11% Growth in 2020 as End-to-End Third-Party Administration Grows—Everest Group

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Everest Group

In the coming year, we will see third-party outsourcing partnerships redefined around customer satisfaction, digital transformation, operational optimization and innovation in product development and distribution.


DALLAS (PRWEB)

Everest Group predicts 9 to 11% growth in the Life and Pension (L&P) insurance business process outsourcing (BPO) market in 2020 on the heels of 9% growth in 2019. Everest Group projects the industry’s most prominent trend in 2020 will be a growth in demand for end-to-end third-party administration (TPA) services and Business Process as a Service (BPaaS).

The L&P insurance BPO market has seen a consistent pace of year-on-year growth in the range of 9 to 10% since 2014 as the industry has experienced a modest evolution in buyer-service provider relationships. L&P insurance third-party outsourcing arrangements are moving beyond transactional services to strategic business growth and transformation support. For example, high-growth services include new product launches, expansion of distribution channels, and customer financial advisory services.

Service providers’ expansion of capabilities to more value-additive services is also absolutely necessary for competitive differentiation, since higher straight-through processing, self-service, and automated process will make the traditional policy administration services more standardized across providers.

To differentiate and also accommodate the growth in demand for end-to-end TPA/BPaaS services, almost all the major service providers continue to invest in core policy administration platforms, digital augmentation applications and talent capabilities.

“In 2020, buyers in the L&P insurance BPO market will significantly favor service providers that have shifted their core value propositions to align with buyers’ strategic growth priorities,” said Skand Bhargava, practice director, Business Process Services, at Everest Group. “In the coming year, we will see third-party outsourcing partnerships redefined around customer satisfaction, digital transformation, operational optimization and innovation in product development and distribution. Many of these demands require digital capabilities, including cloud-based platforms, analytics, and robotic process automation. As a result, we inevitably will see those service providers who have invested in these capabilities widen the competitive gap in the service provider landscape.”

These findings are discussed in more detail in “Life and Pensions (L&P) Insurance BPO: Annual Deal Trends Report 2020.” This report provides a detailed analysis of the L&P insurance BPO market size and growth, buyer adoption trends, solution characteristics, and service provider landscape; it also features a focused analysis of the annuities and pensions BPO market.

Other Key Findings:

  • While new contract signings are declining, the end-of-life legacy systems and the need to free up capital for new-age investments are collectively contributing to larger deals in the market.

  • Apart from the traditional geographies, such as North America and the United Kingdom, the emerging markets are also witnessing decent activity. Asia Pacific and Latin America, with their L&P insurance market growth prospects, would provide greater opportunities in the long term

  • There is a general trend toward expansion of onshore delivery as it allows for quality engagements with buyers.

  • Output-based pricing continues to dominate the market; new-age models such as gainsharing are also witnessing increased interest.

  • The annuities market constitutes more than 35% of the overall L&P insurance BPO market and has been growing at above the market average rate.

***Download the complimentary report abstract.***

About Everest Group

Everest Group is a consulting and research firm focused on strategic IT, business services, engineering services, and sourcing. We are trusted advisors to senior executives of leading enterprises, providers, and investors. Our firm helps clients improve operational and financial performance through a hands-on process that supports them in making well-informed decisions that deliver high-impact results and achieve sustained value. Our insight and guidance empowers clients to improve organizational efficiency, effectiveness, agility and responsiveness. What sets Everest Group apart is the integration of deep sourcing knowledge, problem-solving skills and original research. Details and in-depth content are available at http://www.everestgrp.com.

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Business: Executives

Dr. Hans Langer Selected for AMUG’s 2020 Innovators Award

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Dr. Hans J. Langer

Dr. Hans. J. Langer to be presented with AMUG’s Innovators Award following his interview in AMUG’s Innovators Showcase.

With his background and lengthy list of achievements, he is an excellent addition to the exemplary list of recipients of the Innovators Award.


MILWAUKEE (PRWEB)

The Additive Manufacturing Users Group (AMUG) today announced Dr. Hans J. Langer, founder and former CEO of EOS GmbH and now the CEO and chairman of EOS GROUP, as the recipient of its esteemed Innovators Award. AMUG bestows this award on those that have cultivated innovative ideas that in turn have advanced the additive manufacturing industry.

The Innovators Award will be presented at the 2020 AMUG Conference, following Dr. Langer’s onstage appearance during the conference’s Innovators Showcase. Previous recipients include technology creators Chuck Hull, Scott Crump, and Carl Deckard—inventors of Stereolithography, Fused Deposition Modeling, and Selective Laser Sintering, respectively—Fried Vancraen, founder of Materialise, and Gideon Levy of Technology Turn Around.

Carl Dekker, AMUG president, said, “Hans’ journey in additive manufacturing is an interesting tale that begins with him capitalizing on an opportunity created by the possibilities that others’ had rejected. He built on that to bring the world new solutions in stereolithography, polymer laser sintering, and Direct Metal Laser Sintering and to develop an ecosystem of companies supplying end-to-end solutions to industry. With his background and lengthy list of achievements, he is an excellent addition to the exemplary list of recipients of the Innovators Award.”

Dr. Langer is the CEO and chairman of the EOS GROUP, a family-owned business that comprises EOS GmbH, Additive Manufacturing Customized Machines (AMCM), Additive Manufacturing Metals (AM Metals), Metal for Printing (M4P, Advanced Laser Materials (ALM), and Kunststoff Vertrieb Dr. Schiffers (KVS). As CEO and chairman, he oversees the strategic alignment of the EOS GROUP of companies.

In 1989, Dr. Langer founded EOS GmbH with the vision to produce three-dimensional objects directly from CAD data using laser technology. With a pioneering spirit and an in-depth knowledge of market requirements, Dr. Langer expanded the company into an independent and world-leading manufacturer of high-end solutions in the field of additive manufacturing.

Prior to the founding of EOS, Dr. Langer was active in research at the Max Planck Institute for Plasma Physics and managing director at General Scanning. He studied physics at the Technical University of Munich and was awarded a Ph.D. in Laser Technology at the Ludwig-Maximilians-University of Munich in 1980.

On Wednesday, March 25, 2020, Dr. Langer will take the stage for a casual, relaxed interview during the AMUG Conference. In this Innovators Showcase, he will respond to questions asked by the host and conference attendees with the intent of getting to know the man behind the innovations and gaining guidance from his experiences. The Innovators Showcase is unique in that it is structured to be an intimate conversation between two acquaintances that is witnessed by over 2,000 AMUG Conference attendees.

Designed for both novice and experienced additive manufacturing users, the AMUG Conference agenda topics range from technology basics to advanced applications to business considerations. Although the agenda is still in development, AMUG anticipates having nearly 160 presentations, workshops, and hands-on training sessions. The AMUG Conference will be held March 22 – 26, 2020, at the Hilton Chicago in Chicago, Illinois. Conference details and registration are available at http://www.amug.com.

ABOUT ADDITIVE MANUFACTURING USERS GROUP (AMUG)

AMUG is an organization that educates and advances the uses and applications of additive manufacturing technologies. AMUG members include those with industrial additive manufacturing/3D printing technologies and materials used for professional purposes from companies such as 3D Systems, 3YOURMIND, BASF 3D Printing Solutions, Carbon, CATI, DSM Additive Manufacturing, Dyndrite, EOS, Essentium, ExOne, Formlabs, GE Additive, HP Inc., Renishaw, SLM Solutions, and Stratasys, AMUG meets annually to provide education and training through technical presentations on processes and new technologies. This information addresses the operation of additive manufacturing equipment and the applications that use the parts they make. Online at http://www.amug.com.

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Health

Applying the Appropriate Technologies to Address the Bioanalytic Complexities of Antibody-Drug Conjugates, Upcoming Webinar Hosted by Xtalks

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Xtalks Life Science Webinars

The bioanalytical strategy depends on what answers you are looking for from your quantitative data.


TORONTO (PRWEB)

On Wednesday, December 18, 2019 at 12pm EST, join experts from KCAS Bioanalytical and Biomarker Services in a live webinar where they will discuss case studies and optimal technologies to get the best possible data to support antibody-drug conjugate drug (ADC) development studies.

Analysis of ADCs presents a number of pharmacokinetic (PK) & antidrug antibody (ADA) bioanalytical Good Laboratory Practice (GLP) validation challenges where the different parts of the complex are better addressed by different technologies such as liquid chromatography/mass spectrometry (LC-MS), hybrid LC/MS and ligand binding assays (LBA).

The bioanalytical strategy depends on what answers you are looking for from your quantitative data.

Example analytical needs include:


  • Conjugated payload – How much payload is attached to the antibody?

  • Free payload – Is any payload released from the ADC prior to reaching the site of action?

  • Total payload – How much free and conjugated payload is present?

  • Conjugated antibody – How much antibody is present with payload attached?

  • Total antibody – How much conjugated & unconjugated antibody is present?

  • Is there significant rate of immunogenicity?

Attendees will have a chance to hear about these bioanalytical considerations in depth from the following featured speakers:

  • Dominic Warrino, Senior Scientific Advisor

  • John Perkins, Senior Scientific Advisor

  • Dawn Dufield, Director of Biopharma Services

This webinar will be followed by a live Q&A session with the speakers.

For more information or to register for this event, visit Applying the Appropriate Technologies to Address the Bioanalytic Complexities of Antibody-Drug Conjugates.

ABOUT XTALKS

Xtalks, powered by Honeycomb Worldwide Inc., is a leading provider of educational webinars to the global life science, food and medical device community. Every year thousands of industry practitioners (from life science, food and medical device companies, private & academic research institutions, healthcare centers, etc.) turn to Xtalks for access to quality content. Xtalks helps Life Science professionals stay current with industry developments, trends and regulations. Xtalks webinars also provide perspectives on key issues from top industry thought leaders and service providers.

To learn more about Xtalks, visit http://xtalks.com.

For information about hosting a webinar, visit http://xtalks.com/why-host-a-webinar/.

Contact:

Candice Tang

Tel: +1 (416) 977-6555 ext 400

Email: ctang@xtalks.com

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Society: Christianity

Dr. Paul R. Watson’s newly released “Live Like Jesus!” is a profound creation that calls disciples into deeper faith and understanding

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MEADVILLE, Pa. (PRWEB)

“Live Like Jesus!: Making Converts into Mature Disciples of Christ”: a helpful guide that will lead readers to see if they have grown in faith as Jesus’s disciples and to further learn how to be better and more mature disciples. “Live Like Jesus!: Making Converts into Mature Disciples of Christ” is the creation of published author Dr. Paul. R. Watson, an Administrative Pastor in Florida. He previously served as a Senior Pastor in the Caribbean for over forty years. He has served as an evangelist and held several administrative positions with responsibility for Evangelism.

Dr. Watson shares, “This book is an excellent, informative, and enriching tool not only for the new convert but for the honest inquirer concerning the basics of the Christian faith. Those persons whose task it is to disciple the new convert into a more matured experience will also find the guidelines in this manual to be exceptionally beneficial. I, therefore, highly recommend this resource to all those persons involved in Christian ministry and especially those involved in evangelism, discipleship, and spiritual formation.”

Published by Christian Faith Publishing, Dr. Paul. R. Watson’s new book is a brilliant read for everyone who is involved in Christian ministry. This is a great material for both individual and group readings that will help them become stronger disciples and believers.

View a synopsis of “Live Like Jesus!: Making Converts into Mature Disciples of Christ” on YouTube.

Consumers can purchase “Live Like Jesus!: Making Converts into Mature Disciples of Christ” at traditional brick & mortar bookstores, or online at Amazon.com, Apple iTunes store, or Barnes and Noble.

For additional information or inquiries about “Live Like Jesus!: Making Converts into Mature Disciples of Christ,” contact the Christian Faith Publishing media department at 866-554-0919.

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Technology: Electronics

Draper Unveils LiDAR with MEMS Beamsteering Technology for Autonomous Vehicles

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Draper’s new LiDAR with MEMS beamsteering technology is designed to enable self-driving cars to see at greater distances.

“At Draper, we have experience with differing beamsteering methods, such as optical phased arrays. However, we feel MEMS optical switches provide an elegant simplicity,” said Sabrina Mansur, Draper’s self-driving vehicle program manager.


CAMBRIDGE, Mass. (PRWEB)

LiDAR, short for light detection and ranging, is often considered the primary sensor for self-driving cars, given its ability to create high definition maps of the surrounding environment. LiDAR provides a three-dimensional point cloud of a car’s surroundings by measuring how long light takes to travel to an object and bounce back.

Currently, most LiDAR systems rely on mechanical scanning, which suffers from poor reliability and high cost. In contrast, Draper has developed, and recently advanced, a LiDAR-on-a-Chip that uses patented, all-digital MEMS optical switches for beamsteering.

Draper’s all-digital switches provide robustness for the harsh automotive environment, which carries advantages over competing solid-state approaches that rely on analog beamsteering. In addition, the use of novel components, like optical switches, MEMS and integrated photonics, all on a single-chip, allows Draper to surpass current LiDARs in range and resolution.

The result is that Draper has successfully built a high resolution solid state LiDAR that images objects at 50 meters. In the development of this achievement, Draper demonstrated low-loss waveguides with verified losses under one dB/cm and MEMS optical switches with lifetimes surpassing 10 billion cycles.

With Draper’s LiDAR, light is emitted through a matrix of optical switches and collected through the same optical switches, which allows for a favorable signal-to-noise ratio, since little ambient light is collected.

Draper’s LiDAR is being developed to image a range of hundreds of meters while providing a corresponding angular resolution targeted at less than 0.1-degrees, a significant advancement over competing LiDAR systems, many of which offer lower range and resolution.

“At Draper, we have experience with differing beamsteering methods, such as optical phased arrays. However, we feel MEMS optical switches provide an elegant simplicity,” said Sabrina Mansur, Draper’s self-driving vehicle program manager. “If we want to image a target at a specified location, we simply enable the corresponding optical switch, whereas other approaches rely on precise analog steering, which is challenging given automotive’s thermal and vibration environment.”

The new offering, which is available to license, adds to Draper’s growing portfolio of autonomous system and self-driving car capabilities. The portfolio includes the Draper APEX Gyroscope—a MEMS gyroscope that provides centimeter-level localization accuracy, and Draper’s all-weather LiDAR technology, named Hemera, a detection capability that’s designed to see through dense fog and is compatible with most LiDAR systems.

Draper

At Draper, we believe exciting things happen when new capabilities are imagined and created. Whether formulating a concept and developing each component to achieve a field-ready prototype or combining existing technologies in new ways, Draper engineers apply multidisciplinary approaches that deliver new capabilities to customers. As a not-for-profit engineering innovation company, Draper focuses on the design, development and deployment of advanced technological solutions for the world’s most challenging and important problems. We provide engineering solutions directly to government, industry and academia; work on teams as prime contractor or subcontractor; and participate as a collaborator in consortia. We provide unbiased assessments of technology or systems designed or recommended by other organizations—custom designed, as well as commercial-off-the-shelf.

http://www.draper.com

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health and fitness

Healthy Lifestyle Company, Upshoot, Announces 2020 Executive & Advisory Team

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Upshoot Executive Team

“Our executive and advisory team is not only the best-in-class in terms of what they do, but they’re also deeply committed to and passionate about our mission to make plant-powered nutrition accessible to everyone.” – Lourdes Ahn, Upshoot CEO


COSTA MESA, Calif. (PRWEB)

Officially launched earlier this year, Upshoot announces their 2020 Executive Team & Advisory Board that will provide strategic and operational leadership to the healthy lifestyle company, under the guidance of Upshoot’s CEO, Lourdes Ahn. Utilizing a social selling business model, the company has already seen an increasing number of people across the United States joining as Upshoot Ambassadors (independent distributors) to earn additional income while helping others eat better and feel healthier through plant-powered nutrition.

Reporting to Ahn, the executive and advisory team members are as follows:

Joe Cross (Executive Advisor) – Internationally recognized plant-powered nutrition advocate and award-winning filmmaker of the documentary film, “Fat, Sick & Nearly Dead.”

John Laun (VP of Marketing & Sales) – Omnichannel marketing strategist and brand growth driver with diversified experience helping turn lifestyle brands into multi-million-dollar household names.

Stacy Kennedy, MPH, RD/LN, CSO (VP of Program Development) – Board-certified specialist in nutrition and senior clinician at Harvard Medical School Teaching Affiliate hospitals helping companies bridge business development with nutrition science.

Scott Harris (VP of Product Development) – Expert in food science, ingredient sourcing and consumer experience strategy who led the product innovation for top CPG companies and Fortune 500 brands.

Ruud Rinkel (Chief Financial Officer) – Global business strategist and startup expert who has built profitable organizations through financial strategies and growth initiatives.

Dean Anderson (VP of IT & Supply Chain) – 25+ years’ experience leading strategy design and implementation for diverse companies—from startups and CPGs, to Fortune 500 brands and multinationals.

“Our executive and advisory team is not only the best-in-class in terms of what they do, but they’re also deeply committed to and passionate about our mission to make plant-powered nutrition accessible to everyone,” said Ahn. “I feel grateful each and every day to be able to lead such a talented, innovative and collaborative team.”

The company has already attracted top industry talent as Upshoot Ambassadors in over 20 states across the U.S. to help others create plant-powered lifestyles through a line of Phytopúr products and specialized Reboot, Weight Loss and Lifestyle nutrition programs.

“We certainly have premium products, but we offer much more than that,” said Laun. “Our programs are another point of difference that help ensure meaningful and sustainable results. And that takes the kind of support and guidance you’ll find with our amazing Ambassadors. From industry experts, to people passionate about helping others lead a healthier lifestyle, it’s been inspiring to see so many people step forward and have success.”

To learn more about becoming an Upshoot Ambassador, visit https://www.upshoot.life/rewards/.

About Upshoot: Headquartered in Costa Mesa, California, Upshoot is a healthy lifestyle company on a mission to make plant-powered nutrition accessible to everyone, through programs, products and people. The company’s Phytopúr product line unlocks the power of plants through science and is distributed through an independent national network of Ambassadors who are passionate about helping others create healthier lifestyles. Learn more at https://upshoot.life and connect @upshootlife. Email: press@upshoot.life

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Industry: Healthcare

Texas Monthly Super Doctors 2019 recognizes 34 U.S. Dermatology Partners physicians in peer-nominated award

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U.S. Dermatology Partners' Physicians recognized as Texas Super Doctors

U.S. Dermatology Partners’ Physicians recognized in peer-nominated award

The large number of our Texas physicians receiving this award is a tribute to the quality of care provided throughout U.S. Dermatology Partners in line with our vision of becoming the greatest dermatology organization in America.” Said Paul Singh, CEO


DALLAS (PRWEB)

Twenty-one U.S. Dermatology Partners doctors are being recognized by their peers as Super Doctors® in the December 2019 issue of Texas Monthly. Of those, eight will be recognized as members of the Super Doctors Hall of Fame and four of the eight have been voted by peers since the inception of the award.

In addition, 13 U.S. Dermatology Partners doctors were recognized as Rising Stars in the July 2019 issue of Texas Monthly.

Each year, Texas Monthly asks doctors across the state to nominate colleagues (excluding themselves) who they would trust for their own medical care. The Super Doctors research team then investigates independently. Candidates are evaluated based on peer recognition, professional achievement, and disciplinary history. The highest-ranking nominated physicians are asked to serve on a selection panel, which helps to determine the final list of Super Doctors. The final list represents 5% of Texas physicians. Hall of Fame members are those who have been selected for 10 or more years.

“We are extremely proud of our physicians for receiving this well-earned recognition due to their focus on delivering exceptional patient care experiences. The large number of our Texas physicians receiving this award is a tribute to the quality of care provided throughout U.S. Dermatology Partners in line with our vision of becoming the greatest dermatology organization in America.” Said Paul Singh, CEO

Doctors recognized as Rising Stars meet the same criteria as Super Doctors and have been actively practicing for 10 years or less. Only 2.5% of all active physicians are selected to the Rising Star list. The physicians being honored represent cities throughout the state of Texas including Dallas/Fort Worth, Austin, Houston, San Antonio, and Tyler.

The complete list is published in the December 2019 Texas Monthly.

U.S. Dermatology Partners Super Doctors Legacy Hall of Fame 2019

Recognized for Dermatology

Lawrence L. Anderson, M.D., Tyler – 15 years

Howard Rubin, M.D., Dallas – 16 years

Hans M. Sander, M.D., Austin – 15 years

Dale G. Schaefer, M.D., Austin – 16 years

U.S. Dermatology Partners Super Doctors Hall of Fame 2019

Recognized for Dermatology

Elizabeth Basler, M.D., Houston

Aaron K. Joseph, M.D., Pasadena

Mark Koone, MD, Sherman

Mark A. Price, M.D., Houston

U.S. Dermatology Partners Super Doctors 2019

Recognized for Dermatology

Ryan W. Ahern, M.D., Houston

Roopal Bhatt, M.D., Austin

Cindy Greenberg, M.D., Houston

Aubrey Chad Hartmann, M.D., Cedar Park

John LeVasseur, M.D., San Antonio

Monica Madray, M.D., Georgetown

Amy A. McClung, M.D., Austin

Shanna Burris Meads, M.D., Tyler

David W. Powell, M.D., Sugar Land

Bryan Selkin, M.D., Plano

Howard Steinman, M.D., Dallas

Danny R. Thomas, M.D., Fort Worth

Bryan L. Townsend, M.D., Austin

U.S. Dermatology Partners Rising Stars 2019

Recognized for Dermatology

Alma Criseida Berlingeri Ramos, M.D., Tyler

Breck Thrash, M.D., Dallas

Daniel Walker, MD, Grapevine

Jennifer Ranario, M.D., Austin

Seema Daulat, MD, Austin

Jessica Dorsey, M.D., Cedar Park

Weilan Johnson, MD, Georgetown

Laura Lester, M.D., Cedar Park

Leslie Scroggins Markle, M.D., Tyler

John “Jay” Wofford, MD, Dallas, Plano

Jennifer Holman, MD, Tyler

Michaela Overturf, MD, Nacogdoches

Trisha Patel, MD, Dallas

About U.S. Dermatology Partners

As one of the largest physician-owned dermatology practices in the country, U.S. Dermatology Partners patients not only have access to general medical, surgical, and cosmetic skin treatment through its coordinated care network, but also benefit from the practice’s strong dermatology subspecialty thought leaders and medical advisory board. To be the best partners to its patients, U.S. Dermatology Partners is fervently focused on providing the highest level of patient-first care, and its team therefore includes recognized national leaders in areas such as clinical research, psoriasis and Mohs Surgery. To learn more, visit usdermatologypartners.com.

Home and Family: Marriage / Relationships

Avoid the Seven Deadly Sins When Creating a Trust, Tip Sheet by Mark W. Bidwell

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Greed, the deadliest of the seven sins.

Avoid the seven deadly sins of pride, sloth, lust, envy, wrath, gluttony and greed when you prepare your trust.


HUNTINGTON BEACH, Calif. (PRWEB)

Mark W. Bidwell, an attorney licensed in California, identifies how to avoid the seven deadly sins in a trust. The primary purpose of a revocable trust is for the timely, economical and orderly transfer of assets when one dies. But the sins of pride, sloth, lust, envy, wrath, gluttony and greed defeat this purpose.

The first sin is pride or hubris for ruling from the grave. Instead of distribution on death, people want to control the behavior of their loved ones by restricting access or use of assets after death. This is referred to as ruling from the grave.

Ruling from the grave may be appropriate. The classic example is the drug addicted child. Any money given to the child will only go to drugs and most likely kill the child. Here detailed restrictions and safeguards are needed.

But ruling from the grave that comes not from a place of caring, but from a sense of

ego creates hardship and bitterness. The parent while living had little influence on a child. A last shot at control is on death, the withholding of assets until an event occurs; such as marriage, a college degree or birth of a grandchild. This is akin to withholding of love with the same effects.

The second sin is sloth. Trusts avoid probate of real property. But to avoid probate court the real property must be owned by the trust. A trust transfer deed must be prepared and recorded to change owners. The effort to change owners is perceived as too great of an effort and so it does not get done.

The third sin is feeding the lust of youth. Persons under 18 years of age cannot receive assets. Any distributions directly to a minor will go through probate under court supervision. While the assets are under supervision of the court they are not wasted. But at age 18, the court must release the assets to the minor. The minor then spends the assets to feed his or her lust for life.

If there is a potential distribution to a minor, the trust should have a “children’s trust” provision. A children’s trust keeps the minor’s assets under control of the trust until the child has reached an age of financial maturity, such as 25 years.

The fourth sin of envy is created by one trust when there are children from a prior marriage. Often persons in their second marriage create one trust. Typically, the trust does not provide for distribution to children on the death of the first spouse. This is because the surviving spouse needs to live on the assets of the marriage.

The children are envious and covet the assets of their parent as a rightful inheritance. The period of time from the death of the first spouse to the death of the second spouse can be a period of conflict between the step-parent and the children.

The typical trust can be changed by the surviving spouse and in the process of change, the terms of the trust are less favorable to children of the deceased spouse. Spouses with children from a prior marriage should avoid a joint trust. This means two trusts at twice the cost. But both surviving spouse and children will be protected.

The fifth sin is wrath incurred by an amendment instead of a restatement.

Amendments must be read with the original. The heirs see what they would have received and what they now receive. The situation causes wrath in the heirs who receive less and is ripe for litigation or at the very least, creates bitter resentment. Restatement replaces the entire prior document and does not waive red flags in the face of heirs.

The sixth sin is gluttony and undue influence. People will put off their estate planning until their later years. In the later years, objectivity is lost and dependency on others is created. Persons befriend the elderly in anticipation of a windfall at death. Heirs’ and friends’ gluttony for the elder’s assets only increase as the elder’s capacity decreases. Trusts and wills should be prepared while the elder has capacity. Subsequent changes should only be made judiciously when there is a substantial change in circumstance.

The seventh sin is greed. Sibling rivalries create greed for the deceased parent’s assets. One child feels entitled and wants more than the parent intended. If there are unequal distribution of assets or an entitled child, the parent should address why he or she made the decision to distributed the assets as provided in the trust or will. This can be either while the parent is living, in writing to be read after death or both.    

The primary purpose of a trust is for the timely, economical and orderly transfer of assets when one dies. But the sins of pride, sloth, lust, envy, wrath, gluttony and greed defeat this purpose. An affordable, basic trust is a wise investment when the seven deadly sins are avoided.

This press release provided by Mark W. Bidwell, a trust and probate attorney. Office is at 4952 Warner Avenue, Suite 235, Huntington Beach, California 92649. Phone number is 714-846-2888. Website is http://www.BidwellLaw.com.

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Business: Insurance

Rancho Milagro Recovery Becomes In-Network Provider of Behavioral Health with CIGNA

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Rancho Milagro Recovery

Miracles begin here.


TEMECULA, Calif. (PRWEB)

As of November 1, 2019, Rancho Milagro Recovery is proud to announce it has recently been approved for substance abuse treatment as an In-Network provider of behavioral health care for those who have CIGNA insurance.

With this new distinction, CIGNA members and their families will be able to receive drug and alcohol addiction treatment at the company’s Temecula or Winchester locations with their CIGNA insurance plans. Rancho Milagro Recovery is passionate about helping treat alcohol and drug addiction including, but not limited to, heroin, meth, opiates, marijuana, etc.

Rancho Milagro Recovery’s partnership with CIGNA comes from the sincere desire to help men and women pursue the miracle of recovery. Their best-in-class addiction treatment facilities treat each individual with dignity, offering tailor-made recovery programs that meet each person where they are — and moving them towards healing. Depending on an individual’s insurance plan, CIGNA may provide full or partial coverage for drug and alcohol detox and residential treatment.

“We are delighted to become an In-Network provider for drug and alcohol addiction treatment with CIGNA Insurance, as this further expands our ability to help more people seeking substance abuse treatment,” says Judee Tompkins, Co-Founder of Rancho Milagro Recovery. “We understand sifting through insurance policies and information about drug and alcohol treatment coverage can be frustrating — and confusing. Now, as an In-Network Provider, Rancho Milagro Recovery simplifies the insurance process and advocates for in-network CIGNA insurance subscribers so they can begin recovery without delay. Miracles begin here.”

For more information about Rancho Milagro Recovery, please visit http://www.ranchomilagrorecovery.com.

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