All posts by imreal

Sunrise Hitek Now Offers Nationwide Installation of Office Graphics


Nationwide Installation of Office Graphics

Nationwide Installation of Office Graphics

By using their Chicago based team they can install graphics and transform any office, factory, showroom or gymnasium into a custom branded environment.

Sunrise Hitek is pleased to now offer printing and installation of office graphics, environmental branding, window privacy films and vehicle wraps in Chicago and nationwide. By using their Chicago based team they can install graphics and transform any office, factory, showroom or gymnasium into a custom branded environment.

One popular option for office spaces are dimensional logo signs which are offered in a variety of different materials. Available in metal, plastic, or high density foam and installed directly to the wall or mounted to acrylic, there are virtually endless options for office and company signs. All of Sunrise’s dimensional lettering and graphic options can be custom-made to match any logo shape and color. Their ample selection of materials, including affordable yet durable high-density foam, allow even the smallest businesses to take advantage of custom colors and shapes for their company signage packages.

Perforated window graphics are another great option which offer an exciting view from one side of the graphics, yet allow clear vision from the other side. It is the perfect solution for displaying messages on retail store windows, transit vehicle windows, and for providing privacy on interior office windows. These provide long lasting durability in rain, wind, snow, and sun Dress up windows with full-coverage, high-impact graphics without blocking light.

Wallpaper can make a huge impact on even the smallest of spaces. Sunrise Hitek’s stunning wallpaper can be produced to fit any wall. For the ultimate in interior design, create instant impact, mood enhancing environments and complete sensory immersion by printing personal artwork on Sunrise’s tailor made custom wallpaper. Choose from Economical Repositionable Self-Adhesive Vinyl, super easy to install Self-Adhesive Wall Fabric, or long life Heavy-weight 20oz Osnaburg wallpaper (installed with standard wallpaper paste).

About Sunrise Hitek

Sunrise Hitek is an Inc. 5000 company established in 1988 and offers speedy and innovative print marketing execution for the world’s leading brands. Sunrise employs the most advanced equipment and technology, such as G7-certified HP Indigo & UV flatbed presses, digital die-cutting, and specialty coating/lamination, to create best-in-class color printing, packaging, trade show & display graphics, plus a wide variety of promo products. A privately-owned enterprise, the company is based in Chicago and sells products worldwide.

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Make a Day on the Sea Even Better with Boathouse Marine Center’s New Retail Store


Boathouse Marine’s New Retail Store

Our new retail space is proof of how much we value and listen to South Florida boaters.

Boathouse Marine Center is now a fully authorized retailer for Pelagic High-Performance Fishing Gear to continue the legacy of winning the Mercury CSI Award – an accolade given to dealerships that hold the highest levels of customer satisfaction – five times and counting, Boathouse Marine Center has expanded its 40,000 sq. ft. dry boat storage facility to include a fully stocked retail store for local boaters.

“Boathouse Marine Center anticipates the needs of every South Florida boater,” says General Manager Jim Magruder. “Beyond boat storage, boat sales and boat repair, we understand that having conveniences such as a cold beverage and delicious snacks available makes a great day of fishing or relaxing even better.”

The full-service marina provides160 permitted dry storage slips and 21 wet slips with seasonal and annual dry storage options in its secure, enclosed 40,000-square-foot facility. Its award-winning service department takes care of every South Florida boater’s outboard and inboard motor needs, as well as any repairs.

“Our new retail space is proof of how much we value and listen to South Florida boaters,” Magruder says. “We invite you to check out our full selection of baits, snacks, candy, beverages, beer (coming soon!), tackle supplies, clothing, boating accessories and anything else you can think of for a great day on the boat.”

About Boathouse Marine Center

The Boathouse Marine Center in Pompano Beach, Florida, is a fully authorized retailer for Pelagic High-Performance Fishing Gear and an authorized dealer and service center for Yamaha, Mercury, Suzuki and Mercruiser. The center has won the prestigious Mercury CSI Award five times. The Boathouse Marine Center is the top full-service marina in South Florida. Experience the ultimate destination for South Florida boaters at the Boathouse Marine Center. If you’re looking for new and used boats for sale, our wide selection is sure to please even the pickiest of buyers. Visit us at https://www.boathousemc.com for further details.

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Improved Pharma expands services and hits major milestones in 2019


Looking forward to 2020, research will involve improving the detectability of amorphous domains in solid samples via a collaboration with Purdue University’s TEM facilities.

2019 was another great year for Improved Pharma LLC, highlighted by a highly successful AAPS meeting and several internal advances in our problem-solving capabilities. At the AAPS, the Improved Pharma booth was grouped with other formulation companies and was able to establish several contacts and initial collaborations. Improved Pharma was near Hovione, experts in spray drying, and Biddle Sawyer, suppliers of some exciting new excipients. Improved Pharma presented a poster and a Rapid Fire presentation on its Synchrotron methods.


  • Formulation – The most interesting formulation project this year involved re-formulating a drug product to vastly increase the solubility. The work, still on-going, has already resulted in newly filed Intellectual Property for the client.
  • Synchrotron X-ray problem solving and analysis – Several projects this year utilized synchrotron technology. Most projects focused on PDF work or the detection of low amounts of polymorphic contaminants, but there was also a project needing to detect low amounts of amorphous material in a highly crystalline sample. Improved Pharma continues to develop this methodology and is pushing the capabilities even further
  • Analytical Testing – There is always a need for analytical testing, and Improved Pharma continues to expand their capabilities through a combination of resources at Purdue and the acquisition of key pieces of equipment
  • Solving pharmaceutical problems – The most interesting projects are those requiring outside-the-box thinking. It’s not uncommon to have unexpected results during drug development, and sometimes it can be a challenge to fully understand the results, what caused them, and how they can be improved. These projects continue to be some of the most rewarding projects Improved Pharma undertakes, as it is the key to innovations, new intellectual property, and reduced time to market.
  • Research – Today’s problems could be better solved by tomorrow’s solutions. Improved Pharma has always believed that investing time and energy in the advancement of pharmaceutical sciences helps everyone to succeed. Research efforts in 2019 focused on the use of subtractions and new software tools to isolate and identify intramolecular and intermolecular API domains in solid dispersions.

Looking forward to 2020, research will involve improving the detectability of amorphous domains in solid samples via a collaboration with Purdue University’s TEM facilities. Another key area of research will involve collaboration with Dr. Richard Weber, President of Materials Development Inc. in Evanston, IL. This research will continue exploring the many ways “lab on a drop” using acoustic levitation can accelerate development and reduce time to IND by performing screens in just one or two days with very small amounts of material. These research efforts support Improved Pharma’s long-range strategies that rely on the concepts of accelerated development and quality by design. By utilizing problem solving and analytical capabilities, it is possible to develop formulations and methods that both accelerate development and build quality into a system.

We wish all our clients the best for 2020 and do not hesitate to contact us if we can be of assistance.

About Improved Pharma

Improved Pharma is a research and information company dedicated to improving pharmaceutical methods, formulations, and processes. Dr. Stephen Byrn and Sarah Byrn founded the company in 2006 after the successful acquisition of their first company, SSCI. Dr. Pamela Smith joined the company in 2018 after an 18-year tenure with SSCI. Improved Pharma offers services such as analytical testing, synchrotron-based formulation design, and expert consulting aiding the development and defense of intellectual property matters.

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Sara Colvin’s newly released “Breaking Free” is an inspiring account of how the author recovered from drug and alcohol addiction


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“Breaking Free”: a heart-touching journal focusing on one young woman’s troubled early life involving the use and abuse of drugs and alcohol. “Breaking Free” is the creation of published author Sara Colvin, a woman in recovery from drug and alcohol addiction. She has experienced the underworld of addiction, as well as the beautiful life which recovery will bring.

Colvin writes, “After nine and a half years of recovery, Sara had built a successful life for herself and her daughter. A life they both found rewarding, exciting, and prosperous. Until the day she relapsed into an uncontrollable addiction.

“An eighteen-month drug run came crashing to an end in the back of a police car, with Sara in shackles and handcuffs. She was sent to the county jail where she had a million-dollar bail and was facing over a dozen serious felony charges. Not knowing if she would be spending the coming years of her life as an inmate in state prison, Sara was inspired to create this personal memoir.

“‘One evening early on, I heard a voice speaking to me, “Prepare your heart to receive my gift.” I cannot explain how I recognized the voice of God. I simply knew that I was to embark upon a journey illuminated by revelation and marked by agony and ecstasy. Alone and secluded in the darkness of confinement, I committed to embark upon the path ahead.’

“Sara’s real-life account affirms that addiction is deadly, progressive, and incurable. Her experience also proves that there is a solution called recovery. Sara details both in an intensely moving memoir.”

Published by Christian Faith Publishing, Sara Colvin’s new book shares a remarkable message to the readers that addiction is deadly, progressive, and incurable, but the only solution for it is recovery—it is available and possible for everyone, for even the lifeless among the hopeless.

With this book, Colvin lays out all her experiences in the life of who she was until she recovered from addiction so the readers will know how drugs and alcohol ruin the life of a person if not prevented.

View a synopsis of “Breaking Free” on YouTube.

Consumers can purchase“Breaking Free” at traditional brick & mortar bookstores, or online at Amazon.com, Apple iTunes store, or Barnes and Noble.

For additional information or inquiries about “Breaking Free,” contact the Christian Faith Publishing media department at 866-554-0919.

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Savoy Foundation Hosts the 22nd Annual Winter Charity Gala, Ballo di Savoia (Savoy Ball), Supporting Chivalry For Children’s Causes Mission


2019 Ballo di Savoia (Savoy Ball) Winter Charity Gala

HRH Prince Emmanuel Philibert of Savoy, Her Excellency Vicki Downey and HRH Prince Dimitri of Yugoslavia

The Savoy Foundation is continuing the chivalric traditions and humanitarian causes of the Savoy Orders in the Western Hemisphere

On Saturday evening, December 14, 2019, the 22nd Ballo di Savoia (Savoy Ball), the annual winter charity gala hosted by the American Foundation of Savoy Orders, returned to the elegant Metropolitan Club. The Savoy Foundation was delighted to welcome back His Royal Highness Prince Emmanuel Philibert of Savoy, Prince of Venice and Prince of Piedmont and his cousin His Royal Highness Prince Dimitri of Yugoslavia, who were guests of honor for this occasion. The Ball was part of a four-day weekend of events organized by the American Delegation of Savoy Orders and the American Foundation of Savoy Orders, continuing the spirit and tradition of charitable giving and hospitaller care of the historic dynastic orders of knighthood and merit of the thousand-year Royal House of Savoy. More than 300 patrons, benefactors and guests attended the white-tie dinner-dance and raised funds in support of the Savoy Foundation’s philanthropic mission – Chivalry for Children’s Causes – and the event’s primary beneficiary – The New York Foundling Summer Camp Program for inner city foster-care children. Prior to Saturday’s evening Gala, a private reception for Patrons and Benefactors was held and a Welcome Reception on Friday evening, December 13 at the Lotos Club for guests attending the Savoy Ball.

At the Ball on Saturday, a highlight of the evening was the remarks by Prince Emmanuel Philibert who praised the achievements of the Savoy Foundation in the past 25 years. “It is so personally gratifying for me to witness how splendidly you are continuing the chivalric traditions of the Savoy Orders and how you have so creatively adapted and expanded – in the Western Hemisphere – my family’s dedication to humanitarian causes over our 1000 year history. Compared to European countries, you are a young nation – but, your spirit of innovation, creativity and love for humanity sets a shining example that is recognized throughout the world…To the summer camp program of the New York Foundling – who we congratulate and applaud this evening – on the 150th Anniversary of their founding by the Sisters of Charity in 1869.”

The Chairman of the Board Carl J. Morelli and President Joseph Sciame of the Savoy Foundation were proud to announce that the event was a record-breaking success! Funds raised would provide a summer camp experience for 150 children in the summer of 2020 where young people will have the opportunity to enjoy a vacation away from inner city streets and connect with nature, and enable them to bond with their peers, learn new skills, stay active and nurture their creativity. Bill Baccaglini, President and CEO of the Foundling, shared with the evening’s guests his reflections on the Foundling’s 150th anniversary and expressed his gratitude to the Savoy Foundation for the impact that the funds raised at the charity ball would have for more than 100 needy families: “Residing in some of New York City’s most impoverished communities, our kids are given a chance they wouldn’t otherwise have: the opportunity to experience the joys of summer camp, a rite of passage for most American children.” He was proud to introduce a young man who participated in the summer camp program as a testimonial example of the impact of the program has had for children on welfare in its foster care system.

In addition to attending the Savoy Ball, the Prince, whose royal title is also Prince of Venice, attended the American Foundation of Savoy Orders’ inaugural cocktail reception for the newly established Savoy Orders Youth Program in the United States, on the evening of Thursday, December 12, 2019. The event was jointly sponsored with Save Venice Inc. which raises funds to preserve the artistic heritage of Venice. The Prince and the Dynastic Orders of the Royal House of Savoy stand in solidarity with Venice, the city of his title, which has recently suffered the second worst flood in 50 years.

The Savoy Ball of New York continues a thousand-year tradition of goodwill and charitable giving through its Patrons, Benefactors and Sponsors: Platinum Benefactors: Cindy and Mark Pigott, KBE and Dr. Hideto Tomabechi; Silver Sponsors: Mr. and Mrs. Vincent Pica II; Grand Patrons: Mr. and Mrs. Daniel J. McClory; Patrons: Ms. Vivian Cardia, Mr. and Mrs. Frank J. Desiderio, Esq., Mr. & Mrs. John Napoli, Seyfarth Shaw, LLP, and Mrs. and Mrs. George C. White; Benefactors: Louis Benza, Esq., Dr. Raymond Benza, Mr. and Mrs. Victor D. Cho, Mr. Richard Cuneo, Baroness Flavia Frati-Spagnola, Mr. and Mrs. Patrick O. Mahoney, Nicholas Martini Foundation, Carl J. Morelli, Esq., Mr. and Mrs. Thomas Pecora, Mr. and Mrs. Anthony Viscogliosi; Sponsors: Anthony Cipriano, Mr. and Mrs. Richard Soloway, Dr. and Mrs. Stephen G. Somkuti, and Prof. Theodore H. Jacobsen. Other guests included Reverend Monsignor Robert T. Ritchie, Rector of the Cathedral of Saint Patrick, Her Excellency Vicki Downey, Mrs. Christina Rose and Baroness Gabrielle von Langendorff.

Next year’s Savoy Ball is scheduled for Saturday, December 12, 2020, at the Metropolitan Club in New York City.

For more information on supporting the Savoy Foundation’s Chivalry For Children’s Causes, click here

CONTACT:

Larissa Van Duser, Executive Director, American Foundation of Savoy Orders

amsavoy@aol.com, +1 212 972 0495

ABOUT THE ROYAL HOUSE OF SAVOY

The Dynastic Orders of the Royal House of Savoy are among the oldest orders of Knighthood and Merit in the world. The Savoy Orders are headquartered in Geneva, Switzerland and have 35 Delegations worldwide that support the Orders’ ongoing charitable works. Their origins and their principles, traditions and humanitarian goals date back a thousand years. HRH Prince Victor Emmanuel of Savoy, Prince of Naples and Duke of Savoy, is Head of the House of Savoy and Grand Master of the Savoy Orders. Prince Emmanuel Philibert is his son and the hereditary crown Prince of Italy and currently serves as President of the Council of the Savoy Orders.

In 1946, when the Kingdom of Italy came to an end, the House of Savoy was Europe’s oldest reigning dynasty. The heads of the House of Savoy had ruled, first as counts, then as dukes and finally as kings, for almost a thousand years. Descended in the direct male line from a tenth-century vassal of the Holy Roman Emperor, the Savoys ruled the Alpine state of Aosta, as well as Savoy, where they established their capital at Chambery. Their dominion was eventually extended to include Piedmont and other territories in what are now Italy, France and Switzerland. By the eighteenth century, the Savoys were kings of Sicily and then Sardinia, and it was under their aegis that the Italian states were united by 1871.

The Royal Family’s heritage can be seen in castles and palaces, and in the beauty of the northwestern Italian city of Turin, the Savoys’ magnificent capital in the heart of Piedmont in the 16th into the 19th centuries. The dynastic chivalric traditions of the Royal House of Savoy continue. The Order of the Annunciation and the Order of Saints Maurice and Lazarus, two of the world’s oldest knightly institutions, are still alive today, epitomizing the dynasty’s medieval spirit while supporting very modern charitable works in Italy, Switzerland, France, Japan, the United States and elsewhere. Chivalry lives. Today, the House of Savoy remains one of the oldest royal dynasties.

ABOUT THE AMERICAN FOUNDATION AND THE AMERICAN DELEGATION OF SAVOY ORDERS

Headquartered in New York City, the American Delegation of Savoy Orders, which includes the United States of America, is among the 35 delegations of the Savoy Orders located throughout Europe, the Americas and Japan.

The American Foundation of Savoy Orders, Incorporated a tax-exempt 501 (c) (3) charitable organization, has supported local, national, and international charities focusing on medical, educational, and humanitarian fields, including philanthropy for U.S. veterans, hospitals and relief agencies for children, the poor, sick and elderly. The Foundation is a Non-Governmental Organization in Roster Consultative Statues with the Economic and Social Council of the United Nations. In 2019, the Savoy Foundation launched a new charitable initiative – Chivalry for Children’s Causes – a multi-year program assisting institutions and charitable organizations that provide aid to children and families in need, building stable, healthy families. The program is made possible thanks to generous support from the members and friends of the American Delegation of Savoy Orders.

Terry Darnell’s newly released “Packing for Life” is a fundamental guide designed for parents to successfully raise their child with enough wisdom and guidance


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“Packing for Life: A Parent’s Guide to Success”: a masterful handbook filled with principles that are easy to understand and simple to follow. “Packing for Life: A Parent’s Guide to Success” is the creation of published author Terry Darnell, the founding pastor of Family Life Church in Sugar Land, Texas. His church is a growing, vibrant, multicultural church that is committed to helping strengthen the family through biblical teaching, conferences, and small group network.

Darnell writes, “There is so much confusion in today’s world when it comes to parenting. Parents desire to raise good kids, but many lack the wisdom, guidance, and practical insight to get the job done right. Packing for Life: A Parent’s Guide to Success will take you on a journey to discover God’s plan for you as a parent and will unlock principles that will allow you to raise great kids—kids who love God, love people, and fulfill God’s purpose in their lives.”

Published by Christian Faith Publishing, Terry Darnell’s new book is a profound and thorough study on how to successfully raise great kids in a troubled and chaotic world. This book will also take the readers on a journey in life where they will be able to see their purpose God has prepared for them as a parent.

With this purpose, Darnell assures the readers that through reading this book with an open mind and humble heart, they will be able to find the answers that they have been looking for.

View a synopsis of “Packing for Life: A Parent’s Guide to Success” on YouTube.

Consumers can purchase “Packing for Life: A Parent’s Guide to Success” at traditional brick & mortar bookstores, or online at Amazon.com, Apple iTunes store, or Barnes and Noble.

For additional information or inquiries about “Packing for Life: A Parent’s Guide to Success,” contact the Christian Faith Publishing media department at 866-554-0919.

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Celebrity Fitness Professional Jon Gallo, L.M.T, C.P.T., Now Offers Fun, Healthy, High-Intensity “Results Boxing and Fitness” Inside the East Brunswick Mall


Celebrity fitness pro and author Jon Douglas Gallo is now offering what people are calling the best and most fun workout they’ve ever experienced. Gallo recently opened Results Boxing and Fitness in the Brunswick Square Mall in East Brunswick, NJ, as a 50-minute high-intensity group workout designed around the core fundamentals of boxing.

Results Boxing is a healthy and entertaining fitness experience that places vital emphasis on the fun factor. Members reap the results of an authentic boxing gym experience, but in the sleek style of a luxurious, family-oriented fitness studio. Not only does the program teach the art of boxing but it also torches fat, burns calories, and maximizes the benefits of time spent working out. “You learn while you burn,” says Gallo. “Proper technique leads to progressive growth and reduced risk of injury. You learn practical self defense and boost your confidence. Our goal is to inspire and motivate people to transform not just their bodies but their lives.”

Gallo intentionally designed the unique program with fun, transformational fitness in mind for kids AND adults at any level.

“Boxing may be the purest form of exercise,” he explains, “and the most efficient way to enhance athleticism and get you in the best shape of your life. By making it more fun, it’s easier to stick to a fitness routine and get visible results.” The Results Boxing systems blends shadow boxing, bag work, hand pad work, and bodyweight exercises in a nightclub themed environment. It also incorporates kettle bells, medicine balls, battle ropes, and other phenomenal equipment. The facility’s innovative Aqua Training bags provide superior resistance with less impact, enabling boxers to train harder and more realistically, with reduced risk of injury. Results Boxing also has a high-tech Fit 3-D body scanner to measure and track progress, plus a suspension station for bodyweight training and stretching. Members also love the unique way it lets them multitask while sticking to a fitness routine, says Gallo. “Being located inside the Mall has many benefits and there is always has ample parking. Drop the kids off and go get your workout. Then eat, shop, or meet up with friends or business associates, all under one roof. It’s never been easier or more convenient to get fit. We also offer health and wellness therapies such as sports massage in our Now I’m Fit facility, located in nearby Milltown, NJ.”

Gallo also wants to pay it forward and share his success by making Results Boxing available to other fitness businesses. “I learned how profitable it is to open a business within a business,” says Gallo, “because I built the Xtreme Couture MMA clubs that operated within my own health clubs. You can offer your fitness customers a new experience and expanded services to generate higher revenues with minimal investment.” Results Boxing offers a variety of models to suit any size fitness center and will assist with the entire build-out, talent acquisition, and training to get it up and running. Email Info@ResultsBoxing.com for more information. ##

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Dr. Jeffrey Takahashi Named New Medical Director for Vein Centers of CT


Jeffrey Takahashi, MD

Jeffrey Takahashi, MD

We look forward to Dr. Takahashi’s leadership and guidance in the expansion of the Vein Centers of CT

The Vein Centers of CT is excited to have Dr. Jeffrey Takahashi join its dedicated team as Medical Director. Dr. Takahashi is well known throughout Connecticut and brings a vast array of venous disease knowledge and experience to the Vein Centers of CT. Board Certified in Radiology and Venous and Lymphatic Medicine, he served as Chief of Interventional Radiology at Middlesex Hospital for 23 years.

Dr. Takahashi founded a vein and aesthetic center in Middletown and served as its Medical Director. He then served as regional Director for the Centers for Vein Restoration, before joining Midstate Radiology Associates, LLC in 2017.

Since 2004, Dr. Alfred Gladstone and Dr. Wanda Kirejczyk have been treating patients with vein disease and have performed over 8,000 ablation procedures at the Vein Centers of CT locations in New Britain and Madison. Dr. Takahashi has joined the team at a time when the Vein Centers of CT are treating more patients than ever.

We look forward to Dr. Takahashi’s leadership and guidance in the expansion of the Vein Centers of CT, as we continue to provide personalized, compassionate care to help patients “Look Their Best and Feel Their Best”.

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Through the Giving SMILES program, Sentry Management Employees Raise over Thirty Thousand Dollars for the Arthritis Foundation


Over $30,000 Contributed to Arthritis Foundation By Sentry Management Volunteers

Helping others is a big part of who we are as individuals and who we want to be as a company.

Sentry Management, Inc., the leader in HOA and condominium association management, is a proud national sponsor of the Arthritis Foundation’s 2019 Jingle Bell Run 5K.

Over twenty Sentry Management offices across the United States participated in their local Jingle Bell Run 5K events and raised a total of $31,079, beating the original goal of $25,000.

One hundred percent of the proceeds raised from Jingle Bell Run events go to the foundation which supports individuals living with arthritis, and actively pursue a cure for America’s #1 cause of disability, affecting 1 in 4 people in our country.

Angel Helmes, the Sentry Management Giving SMILES Chairperson explains the importance of supporting events like these, “This year we expanded our service commitment to serve our communities by partnering nationally with the Arthritis Foundation. These contributions from our Sentry employees and donations from our valued service partners, friends and family, will help with the continued efforts that fund research, education, and camps for all children and adults suffering from Arthritis.”

Bradley Pomp, President of Sentry, responds to the question, “why do we do it?” He says “we do it because it’s the right thing to do. Helping others is a big part of who we are as individuals and who we want to be as a company.”

Giving SMILES is a company-wide charitable program that encourages employees to serve our communities and local charities. Over 100 local charities and causes are supported by Sentry Management and employees through offices in 17 states.

Learn more about the Sentry Management Giving SMILES program by visiting: https://www.sentrymgt.com/for-association-boards/about-sentry/sentry-cares/.

Sentry Management is a community management leader serving homeowner associations, HOAs and condominiums. We are agents for all community types including condos, townhomes, mid-rise and high-rise buildings, single-family homes, and large master-planned communities. Sentry has achieved Accredited Management Organization status for our high operating and financial standards. We are also accredited by the Better Business Bureau with an A+ rating. Each office has deep expertise, professional processes and uses advanced technology to serve communities in the states of Florida, Arizona, Colorado, Connecticut, Georgia, Idaho, Iowa, Indiana, Kansas, Maryland, Missouri, New Mexico, New York, North Carolina, South Carolina, Tennessee, and Virginia.

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What Are The Differences Between Full Coverage Car Insurance And Liability-Only?


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“Getting full coverage is definitely pricier than a minimum-only plan. But it is much more valuable and can help you avoid really unpleasant scenarios”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

When it comes to car insurance, drivers have to choose between liability only or full coverage. In some cases, their decision does not depend solely on them. Full coverage is optional only if the policyholder owns the car. The holder of the car loan will require full coverage to the extent the policyholder owes on the car.

Liability provides coverage to other people for their injuries and property damaged sustained during an accident caused by the policyholder. Basically, it covers the victims of the policyholder’s wrongdoings. This policy is also referred to as “third-party coverage”. Without liability coverage, the policyholder will have to pay for everything from his own finances. Most insurance companies split liability coverage into two main components:


  • Bodily Injury. It includes medical bills, lost wages and other costs related to treating physical and psychological traumas. Bodily Injury is represented in contracts with 2 different numbers ($50.000/$100.000), which represent the maximum amount the insurer will pay out per person and the maximum amount paid for the entire accident.
  • Property damage. It includes the costs for repairing a car that has been damaged by the policyholder. It is usually the third number from the liability coverage limits (($50.000/$100.000/$50.000)

Generally, full coverage encompasses 3 policies: liability (more than the minimum required), comprehensive and collision coverage. Despite the name, full coverage does not cover everything. But it will give the policyholder more chances to be reimbursed, should anything happen to his car.

  • Comprehensive coverage. It covers damage caused by other factors than a collision. If the car is damaged by extreme weather, objects or debris falling from the sky, animal attacks, riots, comprehensive will cover it. Furthermore, comprehensive car insurance also covers car theft.
  • Collision coverage. If the car is damaged during a collision with another vehicle or structure, this portion of the auto insurance will reimburse the driver. It also covers cases when the owner flips over his car and damages it.

The bottom line is that liability coverage is designed to cover the policyholder when he or she causes an accident. The money will be paid to the victims, not to the policyholder. Without collision or comprehensive coverage, the policyholder will have to pay for repairs from his own budget. Full coverage also pays for totaled cars. It is important to know that companies use Actual Cash Value when negotiating claims.

Having full coverage is sometimes required in order to purchase other add-ons, like roadside assistance or new car replacement coverage.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org/

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