All posts by imreal

Society: Christianity

By God’s Grace, We Can Have A Relationship With Him

Leave a comment


News Image

His is an unconditional love, and it is solely by God’s grace that He desires to have a relationship with us.


INDIANAPOLIS (PRWEB)

Tanya Bohannon & Teresa Kratzer’s book, What Would God Say? Expect Victory ($14.49, paperback, 9781498463423; $6.99, e-book, 9781498463430), is available for purchase.

What Would God Say? Expect Victory was written by two women, across the country from each other, who were in need of healing and restoration. These women, through adversity and life circumstances, separately, poured out their hearts to Him. After seeking God through prayer, He lovingly spoke and returned His thoughts. His voice not only provided words of encouragement, but also gave hope when days seemed to be at their most difficult.

Passages are written as a brief message, as if God is speaking directly to the reader. Each entry reflects His love and character in a way that only He could display. Expect Victory invites the reader to sit quietly in God’s presence and meditate on His promises. In its entirety, each passage builds momentum from chapter to chapter to uplift and to restore. Scriptures are included to help experience what God says biblically and provides an opportunity to dive deeper into His Word.

The authors believe that God still speaks to us today. His is an unconditional love, and it is solely by God’s grace that He desires to have a relationship with us.

Xulon Press, a division of Salem Media Group, is the world’s largest Christian self-publisher, with more than 12,000 titles published to date. What Would God Say? Expect Victory is available online through xulonpress.com/bookstore, amazon.com, and barnesandnoble.com.

Share article on social media or email:

Technology: Electronics

Diversified Joins JLL Synergy Partnership to Provide Unprecedented Value

Leave a comment


Diversified proudly announces they have been selected as a member of JLL’s Synergy Partnership program.

This new partnership strengthens our existing relationship and creates new opportunities to better serve our mutual global clients.


KENILWORTH, N.J. (PRWEB)

Diversified, a leading global technology solutions provider, proudly announces they have been selected as a member of JLL’s Synergy Partnership program, helping meet the comprehensive technology needs of JLL’s global clientele. In addition to serving as a key audio visual supply chain partner, Diversified’s wide range of offerings, from IT and electronic security to broadcast technology and digital signage solutions, maximizes cost effectiveness and efficiency, providing a single trusted partner for all of a project’s technology needs.

“Diversified has been an exceptional partner in a major recent project in Charlotte,” says David Honeywell, Sr. Project Manager at JLL. “From room layout, equipment and furniture selection, design documents, and even equipment coding, they’ve been in lock step with all parties to ensure the AV designs would meet the client’s vision.”

In addition to the program’s innate cost saving structure for products, clients also benefit from proven scalable solutions delivered by a team of experts with locations around the world, ensuring that projects are delivered on time and on budget.

Diversified and JLL have a long history of partnering together to design, deliver and manage digital workplace experiences for Fortune 500 companies and fan experiences at iconic sports and entertainment venues,” says Tom Spearman, Executive Vice President at Diversified. “This new partnership strengthens our existing relationship and creates new opportunities to better serve our mutual global clients.”

About JLL

JLL is a leading professional services firm that specializes in real estate and investment management. Our vision is to reimagine the world of real estate, creating rewarding opportunities and amazing spaces where people can achieve their ambitions. In doing so, we will build a better tomorrow for our clients, our people and our communities. JLL is a Fortune 500 company with annual revenue of $16.3 billion, operations in over 80 countries and a global workforce of more than 93,000 as of September 30, 2019. JLL is the brand name, and a registered trademark, of Jones Lang LaSalle Incorporated. For further information, visit jll.com.

About Diversified

Diversified is a leading global technology solutions provider delivering a comprehensive suite of solutions to help a diverse clientele achieve the highest performance levels, enhance their operations, increase productivity and drive ROI. Our mission is to enable a digital future—connecting people, technology and experiences, where and when it matters most. Our solutions are experienced by millions every day. Removing the distance. Delivering a message. Powering business. Celebrating fandom. Even saving lives. Founded in 1993, we’re a global organization serving local needs with 2,500+ employees in 50+ locations worldwide. Learn more at diversifiedus.com and follow us on LinkedIn and Twitter.

Share article on social media or email:



Industry: Healthcare

NSF Awards SIUE $300K to Create Safe, Inclusive Archaeological Field Schools

Leave a comment


Carol Colannino, PhD, research assistant professor in the SIUE STEM Center.

“Our research team plans to develop evidence-based practices and policies that field school directors can implement to prevent sexual harassment and make field schools safer and more inclusive for undergraduate students aspiring to become archaeologists.”


EDWARDSVILLE, Ill. (PRWEB)

The National Science Foundation (NSF) has awarded Southern Illinois University Edwardsville $300,000 in support of research aimed at preventing sexual harassment from occurring during undergraduate field-based courses. The endeavor is in partnership with researchers from the Arkansas Archeological Survey and Mississippi State University.

“Several studies have demonstrated high rates of sexual harassment that take place while scientists and students conduct research in the field,” explained principal investigator Carol Colaninno, PhD, research assistant professor in the SIUE STEM Center. “The issue plagues disciplines dependent on field-based research such as biology, ecology, geology and archaeology.

“Our research team plans to develop evidence-based practices and policies that field school directors can implement to prevent sexual harassment and make field schools safer and more inclusive for undergraduate students aspiring to become archaeologists.”

The researchers are all members of the Southeastern Archaeological Conference (SEAC) and include:

  • Emily Beahm, PhD, research station archeologist with the Arkansas Archeological Survey, University of Arkansas-Winthrop Rockefeller Institute Station

  • Carol Colannino, PhD, research assistant professor in the SIUE STEM Center

  • Carl Drexler, PhD, research assistant professor with the University of Arkansas and station archeologist with the Arkansas Archeological Survey – Southern Arkansas University research station

  • Shawn Lambert, PhD, assistant professor at Mississippi State University and research fellow at the Cobb Institute of Archaeology


“As a discipline, we require students to participate in a field-based course where we now know sexual harassment is more likely to occur, compared to a traditional classroom setting,” explained Beahm. “Unfortunately, our discipline has done little to understand what field directors do to prevent sexual harassment from occurring at their field school, and if field directors can improve upon their current practices. Our team is passionate to see this research conducted and to be able to provide recommendations that can improve archaeological learning.”

The researchers note that sexual harassment may be one factor contributing to the leaky pipeline among field-based sciences and STEM during undergraduate education, resulting in a loss of diverse intellectual thought.

“Research demonstrates that students who have been historically underrepresented in STEM, including women, students of color, students who identify as LGBTQ+, and students with diverse abilities, have an increased likelihood to experience harassment compared to those individuals who do not identify with these groups,” said Lambert.

“If students, particularly those who identify with groups underrepresented in STEM,” continued Drexler, “are harassed or assaulted, they may decide to leave the scientific community altogether. When this occurs, science loses the diversity of intellectual thought and personal experiences that these students who have brought to the field, and their potential to serve as role models and mentors to the next generation of diverse scholars.”

During the three-year grant period, the research team will conduct a landscape analysis, work with field directors and students, and then develop recommended practices, and finally, help implement them documenting how these practices help create a safer and more inclusive field learning environment.

Field directors interested in the project, can find more information at siuestemcenter.org/safe-field-schools. Questions can be sent to safefieldschools@gmail.com.

The Southern Illinois University Edwardsville Center for STEM Research, Education and Outreach comprises an independent group of researchers and educators, innovating ways to engage students and the public in science, technology, engineering and math (STEM). Within the SIUE Graduate School, the Center brings together research faculty, graduate students and practitioners to conduct education research. The Center contributes educational expertise to SIUE undergraduate classes and provides professional development for K-12 teachers. The Center boasts a significant library of equipment and resources, which are available for loan at no cost to campus and regional instructors. For more information, visit siue.edu/stem/ or contact STEM Center Director Sharon Locke at (618) 650-3065 or stemcenter@siue.edu.

Share article on social media or email:

Business: Insurance

Freedom Financial Network Closes Fifth Securitization, Four Times Oversubscribed

Leave a comment


Freedom Financial Network is a family of companies providing innovative solutions that empower people to live healthier financial lives. FreedomPlus tailors personal loans to each borrower with a level of customer service unmatched in the industry.

Freedom Financial Network

For the first time, fully 100% of the collateral has come from FreedomPlus, which provides primarily debt-consolidation personal loans to consumers.


SAN MATEO, Calif. (PRWEB)

Freedom Financial Network (FFN), the parent company of Freedom Financial Asset Management, has closed its fifth securitization, placing $324 million of rated notes, four times oversubscribed by investors.

The securitization highlights the continued shift of the loan mix towards FFN’s growing FreedomPlus program. For the first time, fully 100% of the collateral has come from FreedomPlus, which provides primarily debt-consolidation personal loans to consumers.

Total securitization issue

The company’s latest securitization brings its total issuance across all five transactions to more than $1.9 billion. FFN has originated more than $2.7 billion of FreedomPlus loans to date and over $4.4 billion in total loans on its Freedom Financial Asset Management (FFAM) platform.

Consistent with its previous securitizations, announced in 2018 and 2019, underwriting the most recent transaction were Credit Suisse, which served as the lead manager and structuring agent, and SunTrust, which served as a joint book runner. In addition, this securitization is bringing in 29 unique investors.

The Class A, Class B and Class C fixed notes were rated A3 (sf), Baa3 (sf) and Ba3 (sf) by Moody’s. The Class A, Class B and Class C fixed-rate notes were rated A (high) (sf), BBB (high) (sf) and BB (low) (sf) by DBRS Morningstar, Inc. The Class A, Class B and Class C fixed-rate notes were rated A (sf), BBB (sf) and BB (sf) by Kroll.

Groundbreaking market differentiators

“The market differentiators we have created and put in place for FreedomPlus are driving our continued success,” says Joseph Toms, president and chief investment officer at FFAM. “From the start of the FreedomPlus program in 2013, it has made loan payments directly to creditors to provide consumers with convenience as well as the financial discipline to become debt-free. FreedomPlus was the first lender in the industry to offer this program, facilitating debt consolidation and payoff for consumers.”

Today, approximately 70% of FreedomPlus loans leverage this ability to pay creditors directly, by far the highest percentage in the industry, according to Toms. The FreedomPlus program also offers discounts to applicants with a co-borrower and for those with more than $40,000 in retirement funds.

“The success of this securitization, with 100% FreedomPlus collateral, demonstrates the compelling nature of Freedom’s growing product suite. It serves as one more point of confirmation that we have created a solid, long-term lending platform that works for both consumers and investors,” says Toms. “With transactions such as these, we can look forward to a long road of helping consumers improve their financial health and wellness.”

FFAM offers personal loans to help consumers consolidate their debt, lower interest rates and convert revolving debt into lower-cost, more consumer-friendly installment loans. Using a combination of process, technology and analytics, along with a focus on human interaction to hear directly from consumers about their financial needs, FFAM provides long-term risk-adjusted returns for investors in consumer lending.

Freedom Financial Network (http://www.freedomfinancialnetwork.com)

Freedom Financial Network is a family of companies providing innovative solutions that empower people to live healthier financial lives. For people struggling with debt, Freedom Debt Relief offers a custom program to significantly reduce and resolve what they owe more quickly than they could on their own. FreedomPlus tailors personal loans to each borrower with a level of customer service unmatched in the industry. For consumers enrolled in qualifying debt relief programs, ConsolidationPlus offers loans that accelerate debt settlements and enable them to be free of the debts sooner. Bills.com offers a resource site with simple tips, advice and tools to help consumers make smart financial decisions.

Headquartered in San Mateo, California, FFN also operates an office in Tempe, Arizona. The company employs more than 2,400 and has been voted one of the places to work in both the San Francisco Bay Area and Phoenix area for several years.

Contact: Michael Micheletti, mmicheletti@freedomfinancialnetwork.com, 415-359-6985

Share article on social media or email:

Business: Executives

Hidden Jewelry Compartment in Cheval Mirror from Brandenberry Amish Furniture

Leave a comment


The Boulder Creek Beveled Jewelry Mirror from Brandenberry Amish Furniture.

The jewelry storage is cleverly integrated into the back of the mirror. So it’s not easily apparent.


SHIPSHEWANA, Indiana (PRWEB)

The Boulder Creek Beveled Jewelry Mirror from Brandenberry Amish Furniture represents the perfect way to look one’s best before going out and being seen. It also prevents one’s jewelry from being seen.

The mirror comes with an easy-tilt feature. So it readily adapts to everyone’s height. Also, customers can request a jewelry compartment behind the mirror. It’s the ideal way to keep precious items in a secret place. In fact, the jewelry compartment has room for items like rings, earrings, bracelets, broaches, necklaces and accessories.

Attractive and functional, the Boulder Creek Beveled Jewelry Mirror blends perfectly into a bedroom or large bathroom. In addition, it works well as a stand-alone piece. Or, customers can complement it with other items from the Boulder Creek Bedroom Collection. These items are also available from Brandenberry Amish Furniture.

“The jewelry storage is cleverly integrated into the back of the mirror. So it’s not easily apparent,” observes Floyd Eash, furniture consultant at Brandenberry Amish Furniture.

The jewelry mirror is handcrafted by skilled Amish cabinetmakers. Also, the craftsmen use quality regional hardwoods, like maple, oak and cherry so the mirror is superbly constructed. In fact, with proper care it can easily become a future family heirloom.

Customers can order the Boulder Creek Beveled Jewelry Mirror online or, they can visit Brandenberry’s furniture store on the south edge of Shipshewana, a small Northeast Indiana town.

About Brandenberry Amish Furniture

Brandenberry Amish Furniture is located at 1045 N. State Road 5 in Shipshewana, at the intersection of State Road 5 and US 20, near the Indiana Toll Road. The store is open Monday through Saturday from 9 a.m. to 5 p.m. and by appointment.

Brandenberry Furniture opened its doors in 2008. The Brandenberry Furniture concept allows customers to design the furniture of their dreams…to explore the rich woods and stains that only nature can offer. Nothing matches the feel, the smell and the weight of hickory, oak, cherry, maple…real woods that come to life in an Amish handcrafted piece. They are meant to last a lifetime and beyond.

Whether a customer’s favorite style is Mission, Traditional, Modern or something in between, if Brandenberry Furniture doesn’t carry it, their craftsmen will build it to specification.

Brandenberry Furniture offers everything from bedroom and dining collections to home accessories, patio and exclusive furniture pieces. Browse our easy-to-use website with detailed photographs and information, and you’ll find furniture categorized by room (including family room, dining room, bedroom, office, children’s) as well as by wood species (including oak, hickory, cherry, elm, maple, pine and cedar) and style.

Share article on social media or email:

Health

Women’s Excellence Offers Comprehensive Wellness and Weight Management Programs to Help Women Achieve Their New Year’s Resolutions

Leave a comment


News Image


DETROIT (PRWEB)

Women’s Excellence is pleased to offer a comprehensive approach to weight management and wellness to help women achieve their overall health goals this year.

These programs at Women’s Excellence focus on a variety of factors that can contribute to weight gain and other health issues like poor sleep habits, acne, mood changes, fatigue, and even stress. At your first visit, your provider will assess your lifestyle, food intake, mood, and your overall goals to cater a plan that fits your needs. Your tailored program may include:

  • Dietary recommendations

  • Exercise recommendations

  • Laboratory analysis

  • Micronutrient testing

  • Metabolic adjustments

  • Medicinal therapies

  • Accountability measures

“Accountability is crucial is maintaining your weight and overall wellness.” said Dr. Jonathan Zaidan, MD, FACOG, President of Women’s Excellence. “Our team is here to help you achieve your goals, give you the tools necessary to enhance your lifestyle, and support and encourage you through your wellness journey.”

For more information on services available at Women’s Excellence, listen to the Healthy Woman Show podcast. Women’s Excellence is a proud partner of Detroit’s WJR 760AM radio Dr. Jonathan Zaidan of Women’s Excellence each month. The podcast is located at https://www.womensexcellence.com/about/podcast/. New podcast episodes are available the 4th week of each month.

To schedule an appointment, visit http://www.WomensExcellence.com. Online Patient Support Specialists are available Monday through Friday from 8am-5pm to assist new, current, and prospective patients. The chat is located at the bottom right corner of your computer or mobile device screen at  http://www.WomensExcellence.com. During offline hours, all chats sent will be messaged directly to a Women’s Excellence team member. Offline messages will receive a response within 24 hours. Messages received during the weekend will be answered the next business week. Appointments can also be made at (248) 693-0543.

Women’s Excellence is the most comprehensive obstetric and gynecologic office in Michigan. Additionally, they specialize in menopause, weight control, bladder control, endometriosis, robotic surgery, oncology, and midwifery services. Women’s Excellence is committed to staying at the forefront of innovation with cutting edge technologies utilizing robotic surgery and minimally invasive surgical options when possible. The knowledgeable, compassionate physicians and healthcare providers of Women’s Excellence focus on patient-centered processes to deliver the highest quality of care. They are affiliated with most insurances. They offer seamless medical record access via a state-of-the-art patient portal and use the latest technology for record keeping and sharing, making the patient experience easier and more efficient. Women’s Excellence is taking new patients and is conveniently located throughout southeastern Michigan in Clarkston, Lake Orion, Lapeer, Rochester, Royal Oak, and West Bloomfield. For more information, visit http://www.WomensExcellence.com.

Share article on social media or email:

Lifestyle: Self Help

Author Nathan Hache’s book “How to Find You” is a memoir offering insights gained in the course of his personal and professional growth as inspiration for others

Leave a comment


News Image


PALM SPRINGS, Calif. (PRWEB)

Nathan Hache, a California native and avid Minnesota Vikings fan currently living in Palm Springs with his children, has published his latest book “How to Find You”: an autobiographical reflection guiding readers to identify their innate gifts for success in their personal endeavors.

The author shares, “We were all born with a God given talent. It says in the Bible, James 1:17 states that “Every good and perfect gift is from above.” Your gift is what you do best with the least amount of effort. We all go through our journey in our lives and some of us don’t do what we were meant to do. We were put here for a reason; we all have a purpose. We were born with that purpose. That purpose is to put our gift to use.”

Published by Page Publishing, Nathan Hache’s engrossing book is an inspirational work encouraging self-reflection and faith in the pursuit of personal goals.

Readers who wish to experience this engaging work can purchase“How to Find You” at bookstores everywhere, or online at the Apple iTunes store, Amazon, Google Play, or Barnes and Noble.

For additional information or media inquiries, contact Page Publishing at 866-315-2708.

About Page Publishing:

Page Publishing is a traditional, full-service publishing house that handles all the intricacies involved in publishing its authors’ books, including distribution in the world’s largest retail outlets and royalty generation. Page Publishing knows that authors need to be free to create – not mired in logistics like eBook conversion, establishing wholesale accounts, insurance, shipping, taxes, and so on. Page’s accomplished writers and publishing professionals allow authors to leave behind these complex and time-consuming issues to focus on their passion: writing and creating. Learn more at http://www.pagepublishing.com.

Share article on social media or email:

Industry: Healthcare

Penn Wharton Budget Model Analyzes Senator Sanders’ Medicare for All

Leave a comment



PHILADELPHIA (PRWEB)

Health care ranks as one of the most important issues to voters in the Democratic primary. The Medicare for All Act of 2019 backed by Senator Bernie Sanders would create a single federal insurance program to cover all U.S. residents.

Penn Wharton Budget Model (PWBM) has produced the first integrated analysis of the Medicare for All Act of 2019, capturing health and demographic effects, interactions with other government programs, and macroeconomic changes. PWBM projects:


  • Under current law, the percent of the population without medical insurance will grow from around 10 percent today to over 27 percent by 2060. Under Sanders’ Medicare for All, the uninsured rate would essentially fall to zero by design.

  • Sanders’ Medicare for All would improve population health by 2060, reduce the share of the population that is seriously ill from 15 percent to 13 percent, increase life expectancy by two years, grow the population three percent, and increase worker productivity.

  • Taken literally, Sanders’ Medicare for All Act lacks a financing mechanism, which by long-standing Congressional Budget Office and PWBM convention implies deficit financing. Under deficit financing, the plan would reduce GDP by 24 percent by 2060, despite large efficiency gains from lower overhead and reimbursement costs.

  • As a presidential candidate, however, Senator Sanders has stated his intent to raise taxes, although without details. We analyze two alternative financing mechanisms. With premium financing, where most workers pay the same insurance premium (subsidized for lower-income workers), GDP increases by 0.2 percent in 2060. With payroll tax financing, where workers with higher wages pay more, GDP falls by 15 percent.

  • We also present alternative scenarios. Without expanding benefits to include long-term care or dental—but still eliminating most deductibles while covering all workers—GDP increases by 12 percent with premium financing. These results indicate that Medicare for All can be designed in a way that boosts economic growth.

For more information, see the PWBM Sanders Medicare for All analysis and background brief.

Media inquiries: Wharton Media Relations, (communications@wharton.upenn.edu), +1 (215) 898-8036

About the Penn Wharton Budget Model

PWBM is a nonpartisan, independent applied research organization housed at the Wharton School of the University of Pennsylvania. PWBM works directly with policymakers and staff, serving as an honest broker by providing accurate, accessible and transparent economic analysis of the fiscal and economic impact of public policy without advocacy. PWBM’s estimates are regularly referenced by policymakers and top news outlets. For more information, visit https://budgetmodel.wharton.upenn.edu/

About the Wharton School

Founded in 1881 as the world’s first collegiate business school, the Wharton School of the University of Pennsylvania is shaping the future of business by incubating ideas, driving insights, and creating leaders who change the world. With a faculty of more than 235 renowned professors, Wharton has 5,000 undergraduate, MBA, executive MBA and doctoral students. Each year 13,000 professionals from around the world advance their careers through Wharton Executive Education’s individual, company-customized, and online programs. More than 99,000 Wharton alumni form a powerful global network of leaders who transform business every day. For more information, visit http://www.wharton.upenn.edu.

Share article on social media or email:

Business: Insurance

Distinguished Programs Promotes Army Vet Kirkland Requejo

Leave a comment


News Image


NEW YORK (PRWEB)

Distinguished Programs, a national insurance program manager, announces Kirkland Requejo will assume an expanded role within the organization as regional sales executive for Illinois and Wisconsin. Requejo brings 12 years of military leadership and a proven record in sales to his new role.

“Kirkland has done an outstanding job for Distinguished Programs in his prior sales role. His leadership in the military coupled with his previous sales experience as a pharmaceutical representative gives him a distinct advantage in the world of insurance sales. This adds unique value to our team and our broker partners,” said Kurt Meister, senior vice president of business development at Distinguished Programs.

Requejo believes his leadership and people-centric mindset builds strong relationships and helps to provide best-in-class, mutually beneficial outcomes for business partners and their clients.

Prior to his role with Distinguished Programs, Requejo’s role as a pharmaceutical sales specialist for Novo Nordisk allowed him to set successful benchmarks with his sales performance while simultaneously educating healthcare professionals.

Based out of Chicago, Kirkland holds a Bachelor of Science in Biology from The Ohio State University. He was awarded a Bronze Star for leadership in Afghanistan during his service in the U.S. Army.

About Distinguished Programs

Distinguished Programs is a leading national insurance Program Manager providing specialized insurance programs to brokers and agents with specific expertise in Real Estate, Community Associations, Cultural & Historic Properties and Hospitality & Restaurants. Property and liability products are distributed through a national network of agents and brokers. Serving the same core markets and partnering with the most stable and reputable carriers, Distinguished Programs’ high limit umbrella programs remain the clear choice in its areas of specialty for superior coverage, competitive pricing, and attentive service. Through thoughtful innovation, stemming back to 1987, Distinguished Programs fosters growth and opportunities for its brokers, carriers, and employees. http://www.distinguished.com.

Share article on social media or email: