“Teen drives should always wear the seat belts and avoid distractions while driving”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
January 05, 2021

Compare-autoinsurance.org has launched a new blog post that explains how teen drivers that are safe driving can obtain lower car insurance rates.

For more info, please visit https://compare-autoinsurance.org/top-safe-driving-tips-for-teen-drivers/

Teen drivers are more likely to be involved in a car accident than any other age group. The lack of driving experience and the immature behaviors of teen drivers are the main reasons why teen drivers are involved in more accidents. Because of that, the insurance companies charge more on teen car insurance.

Teen drivers that want to pay less on their car insurance should follow these tips:

• Prepare the car before driving. Before hitting the road, teen drivers should check the gauge levels, adjust the mirrors, and make sure the headlights are working.
• Pay attention to the road. Teens should always stay focused on the road. When making lane changes it is important for teens to signal and to make sure that they look in all directions twice before they switch lanes. Teen drivers should also avoid texting on the phone, eating, applying makeup, or other distractions.
• Wear seat belts. Always wear the seat belt while driving. Except for New Hampshire, all states have seat belt laws that teens drivers must obey. Many studies have shown that when involved in an accident the severity of the injuries incurred is much less likely to be fatal if the driver and passengers are wearing their seat belts.
• Obey the speed limit. Speeding is one of the main factors for car crashes where teen drivers lost their lives. Respecting the speed limits will help teen drivers to lower their chances to be involved in car accidents.
• Avoid driving with other teenagers. Teen passengers are a major source of distraction for teen drivers, so it’s better to drive alone than driving with teen passengers.
• Drive carefully during nighttime. Nighttime driving can be dangerous for inexperienced drivers, especially teen drivers. If a teen driver must drive during nighttime, he should make sure the headlights are aimed correctly and clean. He should also clean the windshield and slow down.
• Take a teen driver education course. A teen driver education course is extremely beneficial. This type of driving course is designed to give teen drivers more experience behind the wheel while an experienced driver guides them. Additionally, these courses can provide much-needed information about safety regulations that are required when a teen first takes the wheel. Also, many insurance companies will provide a discount for teen drivers that graduated with a driving course.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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“Felix Morgan has a valuable professional background that aligns precisely with the needs and growth trajectory of PCF,” said Peter Foy, chairman, CEO, and founder, PCF Insurance Services.

WOODLAND HILLS, Calif. (PRWEB)
January 05, 2021

PCF Insurance Services (“PCF”), a leading national full-service insurance brokerage, today announced the strategic new hire of Felix Morgan as Chief Financial Officer. Morgan is an experienced financial executive with extensive background driving profitable growth within multibillion-dollar Fortune 500 and Fortune 50 companies.

“Felix Morgan has a valuable professional background that aligns precisely with the needs and growth trajectory of PCF,” said Peter Foy, chairman, CEO, and founder, PCF Insurance Services. “Felix brings added capability and industry leadership to support the strategic growth of PCF.”

Morgan has more than 20 years of financial and operational leadership experience, including involvement with mergers and acquisitions and private equity, capital markets, and intensive growth achievement. He is a proven CFO and has scaled several companies to over a billion dollars in value. With additional experience in building shared services and finance functions, Morgan is equipped to further the operational excellence of PCF.

Morgan joins PCF from CareXM, a private equity owned telehealth care and management platform where he served as the chief financial officer and chief operating officer. Prior to CareXM, Morgan was the CFO for Cotiviti, a private equity owned leader in healthcare analytics and technology solutions.

In April of 2020, PCF received investment from HGGC, a leading middle-market private equity firm. With the resources and guidance of HGGC, PCF has been strategically enhancing their management team and meaningfully investing in a shared services office in Salt Lake City.

About PCF

Founded in 1987 and headquartered in Woodland Hills, CA, PCF is a full-service insurance brokerage firm offering complete risk management solutions with a broad array of property & casualty, life and health, commercial, employee benefits, and workers’ compensation insurance products. PCF’s growing network and partnership philosophy drives greater access to the nation’s leading carriers and enables brokers to offer integrated risk management solutions bespoke to client challenges. Due to its scale and growth, PCF is a top 30 broker in the United States by revenue. Additional information can be found at http://www.pcfinsuranceservices.com.

About HGGC

HGGC is a leading middle-market private equity firm with $5.4 billion in cumulative capital commitments. Based in Palo Alto, Calif., HGGC is distinguished by its Advantaged Investing approach that enables the firm to source and acquire scalable businesses through partnerships with management teams, founders, and sponsors who reinvest alongside HGGC, creating a strong alignment of interests. Over its history, HGGC has completed more than 200 platform investments, add-on acquisitions, recapitalization, and liquidity events with an aggregate transaction value of over $27 billion. More information, including a complete list of current and former portfolio companies is available at http://www.hggc.com.

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“Online quotes will help you save time and find better deals”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
January 04, 2021

Compare-autoinsurance.org has launched a new blog post that explains what advantages are gained by using free online car insurance quotes.

For more info and free quotes, visit https://compare-autoinsurance.org/top-advantages-drivers-get-by-comparing-online-quotes/

Online users benefit of the following advantages when using brokerage websites or insurers’ official websites to obtain car insurance quotes:

• 
  Get estimates anytime and anywhere. Drivers can research the insurance market to find a better car policy from the comfort of their homes. They no longer have to travel in bad weather from one physical insurance agency to another. Physical agencies have fixed schedules, while online quotes can be obtained at any hour of day or night.
• Get estimates really fast. The number of persons that are willing to spend time by going from one insurance agency to another is getting smaller each year. Phone quotes are also a thing of the past. Online quotes take only a few minutes to complete and can save precious time that can be used for other purposes.
• Find better insurance rates. Typically, drivers find deals that are 5 – 10% lower than their current policy. In that way, a driver can expect to save hundreds of dollars each year. Regional or local insurers are known to offer better deals to get new customers. The only way, most drivers know about these smaller insurers is by comparing online quotes.
• Accurate data. Brokerage websites and insurance companies, provide accurate online quotes to their customers, so the online estimate of an insurance policy doesn’t differ that much from the real price of the same insurance policy. Of course, the user has to provide accurate data too, when he requests an online quote.
• Compare multiple companies. With the help of online quotes, drivers can compare numerous insurers that compete with each other. Online quotes will help drivers find deals from less-known insurers.

For additional info, money-saving tips, and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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“PIP insurance is an important policy that can help drivers overcome delicate situations resulting from a car accident”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Los Angeles, CA (PRWEB)
January 03, 2021

Compare-autoinsurance.org has launched a new blog post that explains the benefits of personal injury protection car insurance coverage.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/basics-of-personal-injury-protection-coverage/

Nowadays, drivers have multiple coverage choices and they can customize their insurance policies how they want in order to obtain an insurance plan that can satisfy their needs. Personal injury protection, or PIP for short, is one of those choices that drivers are recommended to purchase. Furthermore, PIP insurance is mandatory in many states. PIP insurance will cover the medical expenses of the policyholders and their passengers if they got injuries resulted from a car accident, regardless of who is at-fault for the accident. Also, PIP insurance will cover other losses.

PIP insurance can cover the following expenses:

• 
      Medical bills. PIP coverage will pay the medical bills of the policyholder and his passengers that got injured in an accident, no matter who was at fault. Just like any other coverage, PIP insurance has some caps. The amounts can vary by the state’s minimum requirements or they can vary by plan. Policyholders are free to choose more coverage if they consider they need more protection.
•     Lost wages. PIP insurance can provide coverage for lost income. This option will raise the costs of insurance and has some limits on how much the policyholder can get. Policyholders should think twice before buying this option if they already have a policy that covers lost wages.
•     Funeral expenses. This option will help cover the expenses of a funeral in case of death due to a car accident. Policyholders should carefully analyze this option and check if this will be enough to cover all the expenses of a funeral.
•     Important services. PIP coverage will reimburse the costs to hire people that will help the policyholder do his everyday chores. Normal chores like taking care of the child, vacuuming, washing dishes, mowing the lawn, dusting, or mopping the floors can be very hard to be done by persons that suffered severe injuries in a car accident.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Shortly before your teen is ready to apply for the permit is the time to meet with your insurance agent about insurance.

THOUSAND OAKS, Calif. (PRWEB)
January 03, 2021

Not every teen wants to drive a car; some would rather ride motorcycles, dirt bikes, or even scooters and mopeds. Parents can, understandably, be hesitant to allow their teen to ride and Cary Runnells, State Farm Insurance Agent in Thousand Oaks, CA has prepared a report to help parents understand the licensing, safety and insurance options available for teen riders.

First on the list is to prepare the teen rider. The State of California requires a Class M1 or Class M2 driver license to operate a motorcycle or a “Motor Driven Cycle.” The California Department of Motor Vehicles motorcycle handbook describes these vehicles as:

• 
  Motorcycle having only two wheels and an engine that is over 150cc
• Motor Driven Cycles have engines that are 149cc or less
• Vehicles must be registered
• Driver must be licensed

Before getting his or her license, your teen needs a motorcycle permit. Teen drivers need to be at least 15 ½ years old to get a permit and must complete a motorcycle rider training course that is given by the California Highway Patrol. Other requirements include passing knowledge and skill tests and obtain the Certificate of Completion for the motorcycle training course.

“Shortly before your teen is ready to apply for the permit is the time to meet with your insurance agent about insurance,” said Runnells of the Thousand Oaks State Farm Insurance Agency. State Farm offers motorcycle insurance for multiple bike types:

• Factory-built motorcycles
• Motor scooters, minibikes and trail bikes (OHV)
• Classic motorcycles
• Custom motorcycles in some cases

Your insurance agent will help you determine the best levels of coverage you need to cover:

• Bodily injury to someone else or to the insured driver in the event of an accident, including uninsured motorist coverage
• Damage caused to someone else’s property while your teen is riding
• Damage to the motorcycle caused by an accident and theft, fire, vandalism, and other losses — even while your motorcycle is in storage for the winter
• Attached side cars
• Emergency roadside expenses
• Damage to protective gear

“Another excellent benefit that we offer,” said Runnells, “is discounts on insurance when policies are bundled and when the teen driver takes advantage of State Farm’s many teen driving programs. We help you choose the best programs for your teen. Safe driving programs cover all aspects of driving any kind of vehicle safely and help instill safe driving habits.”

The Cary Runnells Thousand Oaks Insurance Agency provides a full portfolio of life, vehicle, home insurance, business insurance, medical insurance plans and investment packages. Call today to help get your teen motorcycle rider safely on the road.

Cary Runnells State Farm Insurance Agent

100 E T O Blvd Suite 144

Thousand Oaks, CA 91360-8126

(805) 496-1951

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