“Comparing car insurance quotes online is easy, fast and will help you get an affordable coverage”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
January 28, 2020

Compare-autoinsurance.org has released a new blog post that explains how to compare car insurance quotes online and find affordable coverage.

For more info and free car insurance quotes online, visit https://compare-autoinsurance.org/how-to-compare-auto-insurance-rates-online/

Now it is easier and faster to get quotes when compared with the old days when drivers had to talk to an agent. Online car insurance quotes are easy and fast to obtain. Websites like http://compare-autoinsurance.org/ allow customers to get multiple quotes at once and discover the best rates in the area.

• 
  Online quotes are needed to compare prices. Online quotes are provided by either insurer or by brokerage websites that cooperate with insurers. Either way, it is important to get as many quotes as possible. They present the best estimates, using the info added by the user and insurers’ databases.
• Make sure to get quotes for exactly the same insurance. Do not compare prices for different products. For example, the price for collision will be totally different from the one for comprehensive because different factors are analyzed. Also, compare for exactly the same extra services
• Use minimum of 5 quotes to compare offers. Make sure to gather a sufficient number of quotes for a fair comparison. If the quotes are for the same product and are accurate, the prices should not differ a lot.
• There are two sources for car insurance quotes: from an insurer or from the brokerage website.

If a person gets quotes directly from providers, it would take them about 5-10 minutes to fill in a form and wait for answers. We are talking about extended forms, not submit forms with 3-4 questions. For ten quotes, it may take that person for almost two hours. This is why most people usually stop at 5 quotes using this method.

However, the alternative will provide a high number of quotes in just a couple of minutes. Using brokerage websites will help to get 5-10 quotes on a single results page, with a single search session. After getting a reasonable number of quotes, at least 5, then the customer should start comparing policies. Always make a top of the highest rated companies and try to get quotes from them.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org/

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“We’re thrilled that StormMaster® Shake outranked the competition. The secret is in our Core4™ Enhanced Polymer Technology — the most innovative development in asphalt shingle manufacturing today.” —Paul Casseri, product manager, Atlas Roofing

ATLANTA (PRWEB)
January 28, 2020

Atlas Roofing is excited to announce that its StormMaster® Shake shingles exceed leading competitor brands for hail impact. The performance rating is based on 2019 results from a new test standard for impact resistance developed by the Insurance Institute for Business & Home Safety (IBHS).

Severe weather can displace families, disrupting their lives and impacting finances. To prevent these avoidable issues, IBHS conducts top-tier scientific research, the results of which help manufacturers engineer better materials, ultimately saving both the insurance industry and homeowners significant time and money.

The IBHS impact-resistance rating factors in how well shingles hold up to specific damage caused by hail. Out of the 10 products tested, Atlas StormMaster® Shake shingles received a good rating for dents/ridges and an excellent rating for tears and granule loss. In addition, StormMaster® Shake is the only product to receive an excellent overall rating.

“We’re thrilled that StormMaster® Shake outranked the competition,” says Paul Casseri, product manager for Atlas Roofing. “The secret is in our Core4™ Enhanced Polymer Technology — the most innovative development in asphalt shingle manufacturing today. StormMaster® shingles are unmatched by all other products currently on the market.”

IBHS tests replicate real-world conditions on a variety of widely purchased shingles labeled as “impact resistant.”

“Hail causes billions of dollars in property damage every year,” explains Tanya Giammanco, managing director of research for IBHS. “Consumers deserve to have confidence that shingles labeled as impact resistant live up to expectations.

“Our research serves to empower manufacturers to develop better products.”

Built-In Technology

Atlas StormMaster® Shake shingles with Core4™ are made with enhanced virgin polymers that help to create an extremely durable shingle.

Core4™ consists of these four features:

“We’ve been investing in and researching asphalt polymer technology for nearly 30 years,” says Stan Bastek, national sales director for Atlas Roofing. “We continue to improve our manufacturing process, always striving to provide consumers with the highest-quality, longest-lasting products on the market.”

StormMaster® Shake shingles are UL 2218 Class 4 Impact rated and come with the highest wind warranty in the industry — up to 150 mph (with six-nail application). They also feature the power of Scotchgard™ Protector, which prevents the ugly black streaks caused by algae. So StormMaster® Shake shingles not only protect a home from the elements, they preserve its curb appeal too.

To learn about IBHS, its research center and how it determines its hail impact ratings, visit IBHS.org. For more information about StormMaster® Shake shingles, visit AtlasRoofing.com.

About IBHS

The Insurance Institute for Business & Home Safety (IBHS) is an independent, nonprofit, scientific research and communications organization supported solely by property insurers and reinsurers. IBHS’s building safety research leads to real-world solutions for home and business owners, helping to create more resilient communities.

About Atlas Roofing

Atlas Roofing Corporation is an innovative, customer-oriented manufacturer of residential and commercial building materials. Atlas has grown from a single shingle-manufacturing plant into an industry leader with 24 facilities across North America. For more information, visit AtlasRoofing.com. Stay connected with us on Facebook, Twitter and YouTube.

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Medicare Enrolloment

Another survey indicated that 23% of seniors said they found reviewing their Medicare plan to be one of the most unpleasant tasks they do among a list provided to them by pollsters.

CLEARWATER, Fla. (PRWEB)
January 20, 2020

Medicare Advantage Open Enrollment Period (MAOEP) is from January 1 – March 31. It’s a time when seniors can potentially save money and gain benefits. Unfortunately, many seniors will do neither. But why is the Open Enrollment Period ignored by seniors? As Dave Rich CEO, Ensurem LLC, puts it, “The Medicare Advantage market is constantly changing making better plans available to seniors every year during the fall Annual Election Period. This is crunch time for most seniors, but what they don’t usually realize is they also have a chance to make one additional change to their MA coverage for the year during the OEP. Additionally, insurance companies and brokers aren’t legally allowed to market this period or its benefits to consumers. So oftentimes, they’re left feeling stuck with the choices they made during a hectic AEP season.”(1)

The MAOEP is the time when a beneficiary with Medicare Advantage can either:

1.    Change from one Medicare Advantage plan to a different Medicare Advantage plan.

2.    Drop their Medicare Advantage plan and return to Original Medicare, Part A and Part B (and subsequently apply for Medigap or Part D, if they choose.) (1)

For those who do decide to drop their Medicare Advantage policy and return to Original Medicare they often don’t understand that there is an increase in patient medical costs for Original Medicare holders, while Medicare Advantage costs are on the decline. (1)

Medicare Part A and Part B comprise Original Medicare. This covers the basic hospital and medical expenses that the government provides at age 65. It does not cover all healthcare expenses however (such as Prescription Drug Plans) and it leaves the senior with out-of-pocket expenses that can sometimes be crippling.

The difference between Original Medicare and Medicare Advantage

Medicare Advantage, or Medicare Part C, replaces Original Medicare. This coverage is provided by private insurance companies that contract with Medicare. These plans will sometimes include additional coverage for things like dental and vision care, prescription drugs, rehabilitation services, diagnostic services or even fitness programs.

If a senior has Medicare Advantage (MA) they may want to shop during the MAOEP because the MA markets are getting more competitive as more entrants continue to break in. To stay competitive, insurance companies are always adding new services and benefits. For example, hundreds of Medicare Advantage companies are rolling out new homecare benefits in 2020. This is because the Centers for Medicare & Medicaid Services (CMS) is giving Medicare Advantage plans the most flexibility they’ve ever had in terms of covering non-medical, in-home supplemental benefits. (2)

Additionally, the steps the Trump Administration has taken to improve and drive competition in Medicare Advantage means more savings, more benefits, and lower costs for seniors.(2) Nevertheless, many seniors will likely not take advantage of these benefits.

Only 6-11% of seniors voluntarily switched from Original Medicare to Medicare Advantage during the 2006 to 2017 enrollment periods. In addition, more than one in three Medicare beneficiaries reported difficulty comparing the Medicare Advantage plan options. (3)

Seniors find it easier to confront a colonoscopy

Another survey indicated that 23% of seniors said they found reviewing their Medicare plan to be one of the most unpleasant tasks they do among a list provided to them by pollsters. Other choices they said they’d rather confront before Medicaid included “getting a colonoscopy” and “going to the dentist.” (4)

According to Rich of Ensurem, neither reviewing your Medicare program or shopping for a new Medicare Advantage program has to be confusing or painful. After years dealing in international insurance Rich became a passionate believer in the use of technology and the need to fundamentally change how insurance is sold so that more Americans can enjoy the benefits of these products. (5)

“What is needed,” claims Rich, “is a user-friendly online platform serving as an insurance broker on one side and a provider of tailored Medicare solutions information and purchasing opportunities on the other.”

Ensurem has designed such a platform. It has carrier relationships with Aetna, Humana, Ameritas, and other major health insurers where the senior can go and fill out a few forms and get straight, non-complicated answers as to which Medicare Advantage plan will work best for him or her.

Medicare Advantage beneficiaries still have a chance to make changes to their 2020 coverage during the Medicare Advantage Open Enrollment Period (January 1 – March 31.) According to Rich an investment of a few minutes of time to do so may be worth it for any senior. “The Ensurem solution provides an online consumer marketplace that educates visitors and rapidly matches them to MA programs through a simple application backed by a fully licensed Contact Center staffed with Medicare experts.”

About Ensurem

Ensurem, headquartered in Clearwater, FL, is a leading technology and product distribution company serving carriers and consumers within the massive U.S. senior market. The company provides end-to-end solutions for carriers, including product development, digital marketing, and consumer-centric front ends and back end. For more information, please visit http://www.Ensurem.com

1.    “Press Release Medicare Advantage Premiums Continue to Decline While Plan Choices and Benefits Increase in 2019.” CMS, 2019.

2.    Bryant, Bailey. “CMS: Hundreds of Medicare Advantage Plans Preparing to Roll Out New Home Care Benefits in 2020.

3.    “Seniors Not Prone to Switching Medicare Advantage Plans.” Provider Long Term and Post-Acute Care, 2019.

4.    Lilleston, Randy. “Survey Finds Seniors Struggle to Understand Medicare Plans.” AARP, 16 Nov. 2017.

5.    “About Ensurem: Your Insurance Marketplace. Learn, Get Quotes & Shop.” Ensurem, 2019.

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From left to right: Rachel Pigman, Donald Kissinger, and Dana Jones.

My dad taught me to put away 10 percent of anything I made. I started saving at the age of 16.

DALLAS (PRWEB)
January 20, 2020

The new year has started out to be extra happy for one Lake Highlands retiree, who was surprised at his home Friday morning with a $49,999 prize from Neighborhood Credit Union as a reward for his good savings habits.

Donald Kissinger was skeptical when he opened the door to find several Neighborhood Credit Union staff members on his porch with balloons and an oversized “check” made out to him. As the realization of his surprise began to sink in, he first fought to find words then to hold back tears, as he hugged each team member.

Kissinger’s name was drawn on New Year’s Day from all the credit union’s Prize Savings Account holders. Since 2007, Neighborhood Credit Union has offered the Prize Savings Account as an innovative approach to help reverse the low savings rate across the nation. Neighborhood Credit Union created the Prize Savings Account as a fun way to encourage people to save money and provide prizes and rewards so people could have an immediate and tangible way to see how good savings habits can reap unexpected rewards.

Kissinger has been a member of Neighborhood Credit Union for decades, dating back to the 1940s when his father joined what was then the Dallas Postal Credit Union. He credits his parents for instilling in him the importance of saving money.

“My dad taught me to put away 10 percent of anything I made,” said Kissinger. “I started saving at the age of 16.”

Kissinger grew up in East Dallas and joined the Navy, serving two tours of duty in Vietnam. After returning to Dallas, he began working with the inventor of the Post-It Note and eventually retired from the 3M Corporation after 35 years. Six year ago, he moved into the Lake Highlands neighborhood to help care for his elderly mother.

Kissinger noted that this New Year’s surprise was especially meaningful. “I had to bury a lot of people in 2019 and am glad that year is gone,” said Kissinger. “This is a very good start to a new year.”

Kissinger said he plans to keep most of the funds in his Prize Savings Account, although he may spend some of it on a trip to Europe.

“I was in Paris on 9/11 and have not been there since,” he said. “I think it might be time to go back to Paris after all these years.”

How the Prize Savings Account works: Neighborhood Credit Union members receive one drawing entry for every $25 monthly average balance in their Prize Savings Accounts. The greater the savings, the more chances a member has of winning. Members are eligible for monthly and quarterly weekly drawings, culminating with the annual grand prize, drawn each January 1 based on the average monthly balance in the savings account at close of business December 31.

About Neighborhood Credit Union: The oldest credit union in Dallas (chartered April 18, 1930), Neighborhood Credit Union is a not-for-profit financial organization serving Collin, Dallas, Denton and Ellis counties, as well as the city of Arlington. With locations across North Texas and assets of $800 million, Neighborhood Credit Union has a membership of 56,000 and continues to welcome new members daily. For more information, call (214) 748-9393 or visit myncu.com

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“Online quotes can help drivers obtain better insurance deals from the comfort of their homes. They are easy to get and will help anyone compare prices,” said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
January 20, 2020

Compare-autoinsurance.org has launched a new blog post that explains the benefits of using online car insurance quotes.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/why-drivers-should-online-car-insurance-quotes/

The internet has changed the ways goods and services are purchased. Today, many goods and services are purchased online. Drivers no longer have to travel from one insurance agency to another in order to get car insurance quotes.

Drivers that compare online car insurance quotes can take advantage of the following benefits:

• 
  The main purpose of online quotes is to help drivers save money. By comparing online insurance quotes, drivers can find better deals. In some cases, drivers can save hundreds or even thousands of dollars. Newly established car insurance companies are easier to find with the help of online quotes and they usually offer better deals than other insurance companies.
• Online quotes can be obtained in a really comfortable manner. To obtain online insurance quotes, drivers can stay in the comfort of their home and browse brokerage websites. All they need is an internet connection and a smart device like a pc, notebook, smartphone, or tablet that can display online quotes.
• Get multiple filtered results on a single web page. Drivers can visit brokerage websites in order to get quotes. After they complete the online questionnaires, drivers can expect to receive multiple insurance estimates from insurance companies in their area.
• Online quotes are known to be really accurate. To get an estimate that is as close as possible with the real insurance price, drivers should complete complex questionnaires with accurate and honest info.
• Drivers can find better deals when the renewal time arrives Some insurance companies will offer consistent discounts to drivers that are willing to change their providers when there are only several weeks remaining until their policy expires.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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