“Car insurance companies can provide cheaper premiums and discounts. It is recommended to check what requirements are asked for the discounts offered by your current carrier. You may be surprised, some discounts are really easy to get”, said Russell Rabichev, Marketing Director

LOS ANGELES (PRWEB)
February 14, 2020

Compare-autoinsurance.org has released a new blog post that presents extremely useful money-saving tips for car insurance.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/how-to-make-car-insurance-rates-cheaper/

Car insurance costs can be really problematic for families with a tight budget or for persons considered “high-risk” drivers. But even for Standard and Preferred drivers, premiums can become more and more expensive with each renewal, until reaching a critical point when the driver will have to decide whether to stay or not with the current carrier. Before switching, consider the following tips. Also, drivers should get car insurance quotes online and compare prices. Visit http://cheapquotesautoinsurance.com to get quotes from the best car insurance companies in the area!

• Make sure to have all the info available when looking for quotes or policies. Knowing exact data about the car, driving history and coverage options will make a driver make smart selections and get access to discounts. Many online questionnaires ask specific questions that will allow drivers to get some discounts. One of the most common questions is related to annual mileage. If the driver approximates that he drives less than 12.000 miles/year, he can apply for a low-mileage discount. So, get all the useful documents nearby when shopping online.
• Look for safety and custom parts sections. Some questionnaires have dedicated sections to custom parts and safety gear. For example, a driver may be asked if the car has anti-theft devices/GPS tracking devices. If the answer is “Yes”, he may qualify for a discount. Drivers with customized cars should look for sections that ask about the type of customization (fuel, engine, paint, TV/audio) and its value.
• Enroll and graduate defensive driving courses. This is one of the most cost-effective ways to save money on car insurance on the medium-long term. Defensive driving courses are usually cheap. They not only improve a driver’s skills and knowledge about traffic hazards but also allow that person to apply for driver education discounts. Plus, having a diploma may offset some license points after the first traffic violation, thus helping to keep premiums low.
• Set coverage and budget limits. Luckily, most car insurance websites allow drivers to get customized quotes. This means that a driver will initially get a quote, then he can modify some parameters and the new price will appear. Plus, the calculator can check for 6 months’ price. The driver can modify coverage limits and deductible until reaching a price he can afford.
• Combine multiple vehicles or insurance services. Bundling insurance services comes with a great financial reward. In many cases, the discount for bundling car insurance with home, renters or condo coverage can be as high as 15%. Translated into actual money, this means several hundreds of dollars, all saved just by deciding to go with the same insurance provider.
• Be honest. This may sound strange, but it may be one of the best ways to keep current coverage and even keep prices under control. Lying or providing misleading information to the carrier will backfire. Insurance companies do their own periodic checks. A client caught lying about accidents, traffic violations or named drivers will be either dropped or have his premiums dramatically increased.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information and money-saving tips, please visit https://compare-autoinsurance.org/.

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“If your car was involved in a crash and suffer major damage, it may be considered a total loss. In this case, the insurer will reimburse you for the Actual Cash Value”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
February 14, 2020

When it is too expensive to repair a damaged car, the insurance company declares it “totaled”. There are states where laws regulate when a car is considered totaled. For example, in Alabama, the threshold is 75%. That means that if the cost to repair the vehicle surpasses 75% value, the car is considered totaled. For more car insurance info and free quotes, visit https://compare-autoinsurance.org/

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  The insurer will first send claim adjusters. They will check the status of the car. Claim adjusters are trained to assess the damage and correlate the repair costs with the current value. Claim adjusters have the authority to negotiate claim settlements. After evaluating the damage and costs, adjusters will give the final verdict, whether the car is a total loss, or it can still be repaired.
• Insurers use ACV to determine if the car is a total loss or not. It is important to remember that insurance companies take into consideration value depreciation. This means that the value of the car will be the one at the moment of the accident. Not the value of a new car of the same model. That value is called ACV – Actual Cash Value. When they are uncertain about the current status, claim adjusters can ask for a 3rd party appraisal. They can ask dealers and car repair shops to approximate the car’s value.
• After the market value was researched, the insurer will provide an offer to settle the claim. Companies use all sorts of websites and calculators, like Kelly Blue Book, to determine the ACV and make a total loss offer. It the offer seems too low, propose a counteroffer. But always bring arguments and proofs for the counteroffer.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information and money-saving tips, please visit https://compare-autoinsurance.org/.

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“Our partnerships with top-rated insurance carriers and agents have enabled us to grow significantly within the last few years. We’re thrilled to partner with Merus and other top venture capital firms as we enter the next phase of the business,” said Adam Kiefer, co-founder and CEO at Talage.

RENO, Nev. (PRWEB)
February 13, 2020

Talage, a SaaS-based digital insurance platform, today announced that it has closed $5 million in Series A funding led by Merus Capital, with participation from Calibrate Ventures, WTI and Hallador Investment Advisors. All are existing investors, with the exception of Calibrate Ventures. The new funds will be used to scale the company’s engineering and business development teams, as customer demand continues to grow.

Founded in 2015 by Adam Kiefer, Matt Donovan and Zachary Draper, Talage’s platform enables small business owners to easily purchase essential commercial coverage from agents online. The SaaS-based software streamlines the manual and often tedious task of selling coverage, enabling significant cost and time savings for insurance agents. Today, agents are using the technology to improve the economics of their small business books, and carriers are working with Talage to provide this tool to their agents.

“Our partnerships with top-rated insurance carriers and agents have enabled us to grow significantly within the last few years,” said Adam Kiefer, co-founder and CEO at Talage. “We’re thrilled to partner with Merus and other top venture capital firms as we enter the next phase of the business, with further growth of our technical and business development teams. The new funding will enable us to bring our SaaS solution to even more customers, continuing to innovate the way small businesses buy insurance.”

“Adam, Matt and Zachary recognized early on that players in the insurance value chain need to invest heavily in modern technology platforms in order to maximize the yield of their digital distribution channels, particularly when serving the small business segment,” said Peter Hsing, co-founder and managing director at Merus Capital. “We’re excited to partner with Talage — an exceptional team going after a large market with a technology solution that will change the basis of competition in the insurance industry.”

The Talage platform is now live across the country, having sold over $1 million in insurance coverage to businesses in over 40 states via its solution. Last year, the company announced a key partnership with AF Group, a premier provider of insurance solutions. The partnership further expanded Talage’s reach by offering a technically-savvy solution to agents of CompWest and Accident Fund for policy distribution.

“Talage offers forward-thinking technology that provides more advanced tools to enable our agent channels,” said Abel Travis, Vice President of Underwriting & Innovation at AF Group. “We believe that Insurtech will bring the most value when combined with our existing agents – allowing them to reach more clients digitally, in a space largely occupied by small business customers.”

About Talage

Talage is a SaaS-powered digital purchasing platform for small business insurance. Talage powers a digital check out for agents, allowing them to improve the profitability of their book of small business insurance. The platform takes advantage of Talage’s 12 carrier partnerships, allowing agents to instantly sell coverage under their licenses and appointments via any digital channel. To learn more, visit http://www.talageins.com.

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Visit Hesser Toyota today to start improving your credit score.

JANESVILLE, Wis. (PRWEB)
February 13, 2020

A local dealership in Janesville is offering help for customers looking to improve their credit score. Hesser Toyota is helping drivers in the Janesville area by providing tips on how to raise their credit score. The dealership hopes to help its customers build a stronger credit score and gain the ability to obtain auto loans, mortgages and more.

The team at Hesser Toyota suggests that potential shoppers obtain their credit report and study it carefully. By studying their habits and credit usage, the person can see where they need to improve. The team also suggests only using credit cards for emergency purposes. It is also imperative that customers pay all bills on time to show creditors that they are financially responsible.

Hesser Toyota is offering its customers auto loans to help them improve their credit score. The dealership wants its clients to have the opportunity to easily improve their credit scores. The team states that having a loan will help local drivers rebuild credit history and improve their financing. Interested buyers can apply for pre-approval by filling out the online credit approval form.    

If local buyers are interested in learning more about improving credit score, they can find more information at hessertoyota.com. This Toyota dealership is located at 1811 Humes Rd. in Janesville, WI. Customers can speak with a finance team member by calling 608-554-2696.

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