“Insurance companies offer a wide range of discounts. But only a few are really valuable and can save you a lot of money”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
February 20, 2020

Clients should profit from all the discounts they are eligible for. Insurance companies are known for providing multiple discounts. Drivers are recommended to request their insurer to provide a list of discounts and their respective requirements.

• 
  Bundling discount. Since car and home are the most expensive to insure, combining coverage with the same company can provide a discount that will save the client a lot of money. Multi-vehicle plans can also provide significant savings. The value of the discounts varies a lot, depending on the insurer, the number of combined policies and the value of the insured belongings. Some companies are willing to offer discounts as high as 20 percent for these bundled packages.
• Good driver discount. Keeping a clean driving record for a specific number of years will be rewarded with a discount. Some insurance companies will offer this discount after three years of safe driving, while others will require 5 years. Another advantage of this discount is that it’s usually applied per each driver in the household.
• Low-mileage discount. The less a person drives, the lower are the chances to be involved in accidents. Retired persons, those who work from home or have a short commute should ask about this discount. Ask more about the annual mileage that will make the driver eligible.
• Good student discounts. This is probably the best way is which teens can save auto insurance money. In order to qualify, the driver must have at least a 3.0 GPA or meet additional requirements (like being on the Dean’s Honorary List). Report cards or other documents are required in order to qualify.
• Good credit score discount. Depending on his credit score, a driver can pay less or more on insurance premiums. Studies done by the insurance companies show that drivers with bad credit scores have higher chances to file for a claim or miss payments.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information and money-saving tips, please visit https://compare-autoinsurance.org/.

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NEW YORK (PRWEB)
February 20, 2020

HealthCare.com, a leader in technology-enabled health insurance solutions, today announced that its insurtech business, operating under the name Pivot Health, has crossed an important business milestone, reaching over 10,000 independent brokers under active contract to sell its proprietary health insurance plans through its enrollment platform. Launched in 2016, Pivot Health grew its contracted agent pool more than 106% between 2017 and 2018, and by 50% between 2018 and 2019, breaking landmark outcomes.

“Helping brokers serve customers better, and be more efficient, is a central mission of ours,” said Jeff Smedsrud, Co-Founder of HealthCare.com and CEO of Pivot Health. “We believe customers deserve the opportunity to shop for health insurance through an omnichannel experience. They can run free quotes on our website, chat with someone if they have questions or work with an independent licensed insurance agent who markets Pivot Health products. The main theme is – the customer decides how best they will be served.”

HealthCare.com plans to expand its portfolio of proprietary products and insurance plans in 2020, rolling out new short-term health insurance plans and Medicare supplement plans.

“This year we will help over 2 million Americans make better health insurance choices through our website and we will connect them with helpful licensed insurance advisors. It’s a win-win for both customers and brokers seeking alternative health insurance solutions,” said Smedsrud.

In October 2019 HealthCare.com announced an $18 million Series B funding round to expand its health insurance solutions.

About HealthCare.com

HealthCare.com is an online health insurance company providing a data-driven shopping platform that helps American consumers enroll in individual health insurance and Medicare plans. HealthCare.com also develops and markets a portfolio of proprietary, direct-to-consumer health insurance and supplemental insurance products under the name Pivot Health. Founded in 2014, the company is headquartered in New York City and is backed by PeopleFund and individual investors including current and former executives of Booking.com and Priceline. HealthCare.com is a 4-time honoree of the Inc. 5000 list of America’s fastest-growing companies. For more info, visit http://www.healthcare.com.

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NEW YORK (PRWEB)
February 19, 2020

Distinguished Programs, a national insurance program manager, today officially announces the hiring of Erick Schmitt as the new regional sales executive for Texas and Oklahoma. Schmitt brings nearly 16 years of industry experience to his new executive role at Distinguished Programs.

“Adding an experienced insurance pro with such a strong track record and a history of positive results is sure to bolster the Distinguished executive sales staff,” said Kurt Meister, senior vice president of business development at Distinguished Programs. “Erick’s wealth of knowledge and managerial experience will add to the strength of our sales team as we continue to expand access to our insurance products and services across the U.S.”

As regional sales executive, Schmitt will be responsible for sales of the full range of products and services available at Distinguished across all industry sectors in his territories.

Prior to joining Distinguished Programs, Schmitt spent more than two years at Markel Specialty as senior sales manager. He also worked as business development manager at AIG for more than two years and with Nationwide for nearly 11 years, working in a number of roles of increasing responsibility.

Schmitt received his bachelor’s degree at the Ivy College of Business at Iowa State University. He is based in Dallas.

About Distinguished Programs

Distinguished Programs is a leading national insurance Program Manager providing specialized insurance programs to brokers and agents with specific expertise in Real Estate, Community Associations, Cultural & Historic Properties and Hospitality & Restaurants. Property and liability products are distributed through a national network of agents and brokers. Serving the same core markets and partnering with the most stable and reputable carriers, Distinguished Programs’ high limit umbrella programs remain the clear choice in its areas of specialty for superior coverage, competitive pricing, and attentive service. Through thoughtful innovation, stemming back to 1987, Distinguished Programs fosters growth and opportunities for its brokers, carriers, and employees. http://www.distinguished.com.

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“Personal injury protection can help drivers that got injured in a car accident to receive the treatment they need and obtain help to do the house chores if they got a serious injury.”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
February 19, 2020

Personal Injury Protection insurance (PIP) is one of the least understood types of insurance. Many policyholders don’t know that much about this coverage. This insurance will cover bodily injury after a car accident. This coverage was created because it took to long to decide who caused the accident and had to pay all the medical bills. PIP insurance will cover the policyholder and the immediate family members while occupying a car, or if they are struck by a vehicle while walking on the sidewalk. Also, PIP will cover any person inside the policyholder’s vehicle.

PIP insurance can cover the following expenses:

• Medical bills. PIP offers coverage for all sorts of medical expenses. However, this insurance has some caps on coverage depending on the state’s minimum requirements and by the coverage plan. Drivers that need more protection can choose higher coverage limits.
• Lost wages. Several types of PIP insurance can provide coverage for lost income. The amount the policyholder can claim will be limited and the insurance will be more expensive. Drivers that have insurance that covers lost wages should think twice before buying PIP insurance.
• Funeral expenses. This optional feature will cover the cost of a funeral in case someone dies in a car accident. Policyholders should carefully analyze this option and see if the covered amount is enough to pay for all the expenses of a funeral. Also, this option can be useless for policyholders that have life insurance.
• Death benefit. In case of a death in a no-fault accident, some PIP plans will offer a death benefit. In most cases, the surviving family members will get the unused premium.
• Important services. PIP coverage will help policyholders that have major medical issues that stop them from fulfilling their daily and weekly house chores. Cooking, mowing the lawn, doing the laundry, and other chores can be nearly impossible to accomplish by someone that has serious injuries. This insurance will reimburse the costs of hiring people that will help the policyholder do everyday chores.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information and money-saving tips, please visit https://compare-autoinsurance.org/.

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LOS ANGELES (PRWEB)
February 19, 2020

Car insurance is required by law across the United States. Without meeting the state’s minimum requirements, a driver cannot legally drive. Some people may consider car insurance too expensive (and, in fact, it really expensive for some categories of drivers) and decide to drop coverage. This is a huge mistake, which can have really unpleasant consequences. The alternative is to make premiums cheaper. Check the next ways to reduce insurance costs:

• 
  Maintain a clean driving record. Although this may seem obvious, being a safe driver is the best way to keep premiums under control. Furthermore, being a safe driver and staying with the same driver for a number of consecutive years will grant driver access to some discounts and bonuses. Avoid traffic violations, like speeding, ignoring signs and red light or DUI/DWI. Accumulating too many traffic violations may determine the insurer to cancel current and future bonuses.
• Be honest when declaring the main driver. Some people lie when applying for car insurance and assign a more experienced person as the main driver. This is called “fronting” and it is considered a fraud. If this is discovered (usually after a claim), the insurance company will decline the claim and will begin a thorough investigation. The fraud will be recorded and any insurance company will know who they are dealing with.
• Do not borrow the car to inexperienced drivers. Even if his relatives or friends ask it, if they are horrible drivers, the policyholder should respectfully decline. If those persons commit or get involved in an accident, the insurer will investigate the case and the policyholder will be held responsible.
• Pay the premiums in advance. Paying-in-full is a smart way to reduce insurance costs. As advertised by many online forms, paying everything in advance can save the policyholder as much as 15%.
• Avoid filing claims for minor accidents. It is not recommended to bother the insurer for just a few scratches or dents which can be easily repaired and will cost little. Compare the repair costs with the existing deductibles.
• Park the car in a safe location. The place where the car is usually parked is very relevant for insurance companies. They correlate the location with the chances of being stolen or vandalized. When filling online questionnaires users may be asked if the car is kept at the specified ZIP or in another location. The best place to park a car is in a personal garage. The second best place is in a well-lit parking lot. Companies offer better premiums to those who park their cars in any of those 2 locations.
• Maintain a good credit score or improve it. When filling online questionnaires, one of the most common questions is related to credit score standing. Naturally, people with Excellent status will get better prices. Improving the credit score is possible, but requires financial counseling from experts. Some strategies may imply using balance transfer credit cards or short term loans.
• Enroll and graduate defensive driving courses. Insurance companies appreciate and reward safe drivers. People who voluntarily enrolled in defensive driving coursed and graduated them will get a discount. Furthermore, graduating courses will help drivers keep premiums low, by offsetting some future license points.
• Collaborate with a good insurance agent. Establishing a good professional relationship with an insurance agent will help drivers be updated with the latest offers and discounts. The agent will represent the client when he files a claim or for other procedures.
• Use online car insurance quotes. Online quotes will help drivers compare rates with multiple insurance providers. They will also help drivers customize coverage options and create a coverage plan suitable for the driver’s needs and financial possibilities.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information and money-saving tips, please visit https://compare-autoinsurance.org/.

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