Category Archives: Business: Insurance

Press Releases from the Insurance world, What’s new, Popular, Trending and News Worthy. In the ever changing industry of Insurance.

“A Day at the Met” Provides Physicians’ Club Members and Guests with Private Museum Tour

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PRI hosts "A Day at the Met"

PRI hosts “A Day at the Met”

Physicians’ Reciprocal Insurers (PRI), New York State medical malpractice insurer, will be hosting A Day at the Met for physicians and their guests.

Physicians’ Reciprocal Insurers (PRI), New York State medical malpractice insurer, will be hosting A Day at the Met for physicians and their guests. This unique event features a private Museum Highlights Tour of the Metropolitan Museum of Art and an optional 3-Course Lunch at the Petrie Court Café. Participants must register in advance.

This event is open to Physicians’ Club members and their guests. Each person may bring one non-member guest. Non-PRI members are also welcome.

A Day at the Met Hosted by Physicians’ Reciprocal Insurers (PRI)

Saturday, November 2, 2019: beginning at 10:00 am

Ticket Option One: One-hour private Museum Highlights Tour followed by a 3-Course Lunch at the Petrie Court Cafe located inside the museum. The purchased museum ticket is valid for the day so the museum can be enjoyed after lunch. ($75.00 per person)

Ticket Option Two: One-hour private Museum Highlights Tour. The museum ticket is valid for the day so the museum can be enjoyed after the tour. ($20.00 per person)

Space is limited. Tickets for this event are purchased online through Eventbrite and cannot be purchased at the museum.

Each physician may purchase a ticket for 1 additional guest. Non-PRI Insureds are welcome.

Please arrive at museum by 10:00 am to check in for the event.

Get Tickets

ENTER PASSWORD “PRICLUB” TO PURCHASE TICKETS.

Questions: Please email C.Quinn@medmal.com

*Once tickets are purchased, an email will be received from orders@eventbrite.com and the tickets will be in a PDF attachment. Tickets can be printed from the computer or the Eventbrite App can be downloaded on a mobile phone. From there, the ticket can be saved as an image and added to Apple Wallet or the QR code can be shown upon entry.

About PRI Physicians’ Club

PRI’s goal is to create environments that allow physicians to enjoy each others company and to support each other while reawakening the joy and sense of satisfaction which can be found in the practice of medicine. Along with its mission of defending lawsuits, Physicians’ Reciprocal Insurers cares deeply about the health and well-being of both PRI clients and physicians across the country, as that is essential to the long-term success of the healthcare industry and the provision of excellent patient care. Membership in the PRI Physicians’ Club is free, and the Club is open to all New York physicians, both PRI insureds and non-PRI insureds. The Physicians’ Club provides a forum where physicians can talk and socialize in a relaxed environment. Meetings and social events offer a place for doctors to build relationships, exchange ideas, and support each other while sharing experiences.

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Sontag Advisory and Bronfman Rothschild Combine to Launch Wealthspire Advisors

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“Wealthspire Advisors embodies a shared vision for our culture and future. It’s built upon our relentless approach to making a difference in the lives of our clients,” said Mike LaMena, CEO of the combined firms.

NFP today announced the launch of Wealthspire Advisors, representing the combined advisory business of Sontag Advisory and Bronfman Rothschild.

“Our new name emphasizes that we are one united firm,” said Howard Sontag, chairman of the combined firm. “The key to our future is enhancing client experiences and outcomes. Combining these two highly successful firms creates a great future for our clients and our team members.”

Bronfman Rothschild was acquired by NFP in May. NFP first announced plans to acquire Bronfman Rothschild in March, noting that a new brand strategy for integration of Bronfman Rothschild with Sontag Advisory and their shared values would follow.

“Wealthspire is the result of our focus on seizing opportunities across all our businesses to strengthen capabilities and increase scale,” said Mike Goldman, president and COO of NFP. “Integrating these two successful firms will drive tremendous growth in our wealth advisory business.”

Wealthspire centers around a culture of purposeful planning for clients’ aspirations. The combined firms manage approximately $10 billion in AUM*, making it one of the nation’s largest investment advisors, and serves clients from 11 offices across the country. With the backing of NFP, an established insurance brokerage and consulting firm with more than 5,400 employees, Wealthspire Advisors is built on a firm foundation for growth while maintaining its independent, fiduciary-focused position within the wealth management industry.

“Wealthspire Advisors embodies a shared vision for our culture and future. It’s built upon our relentless approach to making a difference in the lives of our clients,” said Mike LaMena, CEO of the combined firms. “With NFP’s backing and our combined scale, we expect to expand our reach into new markets by identifying and welcoming top-quality advisors and professionals to Wealthspire.”

About Wealthspire Advisors

Wealthspire Advisors is a New York City-based, independent registered investment advisory business with more than 120 associates serving clients from 11 offices in 7 states. With a strong commitment to a fiduciary business model, Wealthspire Advisors believes in connecting all parts of a clients’ financial life and delivering thoughtful, collaborative strategies that focus on what’s most important to each client. Wealthspire Advisors acts as a wealth manager, investment advisor, consultant, and constant partner in helping clients achieve their aspirations. For more information on Wealthspire Advisors, please visit http://www.wealthspire.com.

About NFP

NFP is a leading insurance broker and consultant providing customized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 5,400 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 6th largest US-based privately-owned broker, 5th largest benefits broker by global revenue and 7th best place to work in insurance (Business Insurance); 10th largest property and casualty agency (Insurance Journal); and 13th largest global insurance broker (Best’s Review).

Visit NFP.com to discover how NFP empowers clients to meet their goals.

Wealthspire Advisors is the common brand and trade name used by Sontag Advisory LLC and Wealthspire Advisors, LP, separate registered investment advisers and subsidiary companies of NFP Corp. Securities, when offered, are offered through an affiliate, Wealthspire Capital, LLC, member FINRA/SIPC.

*As of September 30, 2019

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Smart Tips That Anyone Can Use in Order to Pay Lower Car Insurance Premiums

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“Car insurance is an important investment made by any driver. On the other hand, car insurance is also expensive. To get lower car insurance premiums, drivers resort to various methods.”, said Russell Rabichev, Marketing Director of Internet Marketing Company

Compare-autoinsurance.org has launched a new blog post that presents several popular methods used to lower the price of car insurance premiums.

For more info and free quotes, visit https://compare-autoinsurance.org/top-methods-that-you-can-use-in-order-to-pay-cheaper-car-insurance/

The price of car insurance can rise to as much as several thousand dollars per year. To no one’s surprise, drivers want to pay less on their insurance. Fortunately, there are some clever ways that can help anyone save money on car insurance.

In order to pay lower premiums, drivers should follow these tips:


  • Raise the deductibles. Drivers who are willing to pay more from their own pockets, before the coverage begins, can pay less on their insurance premiums. Drivers who are taking this approach are advised to save some money, just in case, they will need to complete a claim.
  • Maintain a clean driving record. Some of the largest discounts in the auto insurance industry are offered to drivers that keep their driving records clean.
  • Bundle policies. Bundling all the insurance policies of the vehicles from a household is rewarded with a large discount by the insurance providers. Also, drivers can save money if they bundle their car insurance policies with other types of insurance like homeowner’s insurance or life insurance.
  • Drop unnecessary coverage. For owners of newer vehicles, paying for collision and comprehensive coverage is worth it. However, for old vehicles that reached a certain age, dropping full coverage might be the right choice. In some cases, the price of a one-year full coverage policy is higher than the market value of the older vehicle.
  • Insure a cheap vehicle. Cheap vehicles are cheap to insure. Vehicles like sports cars, limousines, muscle cars, exotic cars are expensive to insure. Some of the cheapest cars to insure are family vans or mid-size SUV’s that have high safety ratings.
  • Make the car safer. Drivers can obtain an important discount if they are installing safety devices and anti-theft devices that are approved by their insurance companies.
  • Join a UBI program. Usage-based insurance is getting more popular than ever. Drivers are now more open to the idea of installing a telematics device that monitors their driving behavior. Also, this is the fastest method that can help drivers with good driving habits obtain a large discount.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Auto Loan Refinance Experts RefiJet Sponsor “PROJECT OUR TOWN” Weekend of Action

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RefiJet- The Fastest Way to Lower Your Car Payment

“ We want to positively affect our community in as many diverse ways as possible.  We are not only providing financial support but also encouraging our employees to participate so that we make a strong, positive ripple effect through our community. – Reid Rubenstein, RefiJet Managing Partner

Mirroring its mission of putting consumers in the best position for which they qualify with a new auto refinance loan, RefiJet, a Denver-based finance company, is committed to putting its community in the best position possible.  RefiJet is proud to contribute to its community by being a STAR Sponsor of Project Our Town’s Weekend of Action.

PROJECT OUR TOWN is a Denver-based 501(c)3 non-profit organization that empowers people to help others. Through both on-going volunteering and an annual 3-day Weekend of Action, PROJECT OUR TOWN creates opportunities for volunteers to participate in meaningful, impactful projects that serve the community. The Weekend of Action, November 8-10, 2019, will include more than 1,500 volunteers blanketing the Denver metro area performing over 100 community service projects for over 50 non-profit agencies. The projects are designed to provide for those in need, support meaningful causes, and create positive volunteer experiences.

With the support of RefiJet’s sponsorship, volunteers will make and serve meals at residential treatment facilities and homeless shelters, perform a variety of service projects for veterans groups, food banks, and provide support for organizations addressing causes such as homebound seniors, at-risk children, veterans, active military, seniors, animals, poverty, mental illness, abuse, physical and intellectual disabilities, illness, and more.

“RefiJet chose to sponsor PROJECT OUR TOWN’s Weekend of Action,” says RefiJet Managing Partner, Reid Rubenstein, “because we want to positively affect our community in as many diverse ways as possible.  We are not only providing financial support but also encouraging our employees to participate so that we make a strong, positive ripple effect through our community.” Cindy Abramson, Co-Executive Director of PROJECT OUR TOWN, states: “It takes pro-active, civic-minded companies like RefiJet to make it possible for us to, not only help those most in need but to cultivate a culture of volunteerism and a community of doers. We are grateful for RefiJet’s leadership in the community.”

About RefiJet

A Denver, Colorado-based company, RefiJet provides a nationwide vehicle loan refinance program for consumers across different credit tiers who want to refinance to lower a monthly payment, lower the interest rate, or get a better loan structure. It works with a variety of lenders, so it specializes in offering consumers the best deal for which they qualify.

For more information, visit http://www.refijet.com.

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CollegeInvest Announces New Partnership with Nationwide® for its Stable Value Plus College Savings Plan

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This new partnership is a perfect complement to our goal of providing Colorado families with the very best investment opportunities for their hard-earned college savings. — Angela Baier, CollegeInvest’s CEO.

CollegeInvest, Colorado’s not-for-profit state agency charged with helping working families prepare for the cost of college, has announced a new partnership with Nationwide Mutual Insurance Company and Nationwide Life Insurance Company (“Nationwide”) for its Stable Value Plus college savings plan. Nationwide is one of the largest and strongest diversified insurance and financial services organizations in the United States, rated A+ by both A.M. Best and Standard & Poor’s.

“Nationwide has an impeccable reputation for delivering top performing financial solutions for their customers,” said Angela Baier, CollegeInvest’s CEO. “This new partnership is a perfect complement to our goal of providing Colorado families with the very best investment opportunities for their hard-earned college savings.”

Stable Value Plus is CollegeInvest’s guaranteed fixed income and principal protection savings plan, currently offering a 2.49% rate of return through 2019 – the highest rate available in the country with these combined features (as of July 1, 2019). Nationwide has further enhanced the plan by guaranteeing the rate for an additional 12 months, through the end of 2020.

The combined guarantee of an annual interest rate and principal protection has become an extremely popular choice for Colorado families, witnessed by an 18% growth rate in accounts year-over-year (as of August 30, 2019).

Stable Value Plus is one of four college savings options available from CollegeInvest, which offers one of the most diverse selections of tax-advantaged savings options in the country. Currently, more than $8.8 billion is being saved in all CollegeInvest accounts, the majority of which are owned by Colorado residents. Colorado families set the pace for contributions to their CollegeInvest accounts by more than three times the national average (as of June 30, 2019).

CollegeInvest is dedicated to helping Coloradans save for post-secondary education and reduce student loan debt, especially low and middle-income families. Based on the principle that saving for higher education is a vastly more effective strategy than borrowing. CollegeInvest is Colorado’s trusted resource in breaking down the financial barriers to attaining a postsecondary education, whether a degree from a community college or four-year university, or vocational training.

Current Stable Value Plus savings account holders do not need to take any action with this change, however, they are encouraged to review the Plan Disclosure Statement that was sent to them. The statement, and additional information is also available by visiting http://www.collegeinvest.org.

About CollegeInvest

CollegeInvest is Colorado’s foremost resource designed specifically to help break down the financial barriers to attaining a higher education or vocational training. By providing expert information, easy-to-use planning tools, and an exceptionally diverse menu of tax advantaged college savings plans, CollegeInvest works to help Coloradans maximize their potential to save for college. CollegeInvest currently represents $8.8 billion in savings, the majority of which are held by Colorado residents. Money saved in a CollegeInvest 529 savings plan can be used at any public or private college, university, community college or vocational school, anywhere in the country. For more information, visit http://www.collegeinvest.org or call 1-800-448-2424, or contact your financial advisor.

Important Considerations

To learn about CollegeInvest’s 529 program, its objectives, risks, charges, expenses, limitations, restrictions and qualifications regarding the Plans’ benefits and potential tax advantages, please read and consider carefully the Program Disclosure Statements (PDS) available at http://www.collegeinvest.org before investing. Also, check with your or your beneficiary’s home state to learn if it offers tax or other benefits for investing in its own plan. Administered and issued by CollegeInvest. CollegeInvest and the CollegeInvest logo are registered trademarks of CollegeInvest. Copyright © 2019 CollegeInvest.

About Nationwide®

Nationwide, a Fortune 100 company based in Columbus, Ohio, is one of the largest and strongest diversified insurance and financial services organizations in the United States. Nationwide is rated A+ by both A.M. Best and Standard & Poor’s. An industry leader in driving customer-focused innovation, Nationwide provides a full range of insurance and financial services products including auto, business, homeowners, farm and life insurance; public and private sector retirement plans, annuities and mutual funds; excess & surplus, specialty and surety; pet, motorcycle and boat insurance. For more information, visit http://www.nationwide.com.

The underlying investment product is issued and guaranteed by Nationwide Life Insurance Company.

Nationwide, the Nationwide N and Eagle and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company © 2019 Nationwide

NRN-2286CO

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Campaign Urges Funding for Floridians with Disabilities

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“The iBudget Waiver is the only program in Florida that ensures individuals they will receive care and prevents them from living in an institution. It is truly critical for the survival of thousands of Floridians and we must preserve it.”

The iBudget Waiver – Florida’s only public health insurance program for individuals living with intellectual and developmental disabilities – provides essential and critical services to nearly 35,000 Floridians. However, proposed changes and potential cuts to the iBudget Waiver have caused major concern among Florida’s most vulnerable citizens and their advocates.

Due to such threats and in an effort to help thousands receive the care and support needed, the Florida Developmental Disabilities Council (FDDC) has announced the launch of a statewide public advocacy campaign, Save the iBudget Waiver.

With Save the iBudget Waiver, FDDC has created ways that Florida’s most vulnerable citizens can educate the Florida Legislature on why preserving this program means preserving thousands of lives as nearly 70 percent of recipients live and work in their own homes and communities. Such services are not covered by a regular insurance plan.

“Florida is 49th in the nation in Medicaid spending for persons with intellectual and developmental disabilities,” said FDDC Executive Director Valerie Breen. – “The iBudget Waiver is the only program in Florida that ensures individuals they will receive care and prevents them from living in an institution. It is truly critical for the survival of thousands of Floridians and we must preserve it.”

The campaign urges individuals with disabilities, their family members and all Floridians to become informed about the iBudget Waiver and its potential changes as well as share campaign information and attend local and legislative committee meetings to testify on what would happen if services are not funded.

Information about Save the iBudget Waiver can be found at https://ibudgetwaiver.com.

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Does Car Insurance Reimburse Drivers For Damage Caused By Natural Hazards?

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Cheapquotesautoinsurance.com has launched a new blog post that explains how various natural hazards can damage a vehicle and what car insurance policies will reimburse the owner.

For more info and free car insurance quotes online, visit https://cheapquotesautoinsurance.com/natural-hazards-that-can-damage-your-vehicle/

Natural disasters can do a lot of damage to vehicles. In many cases, the damage done to a vehicle is so severe that it is declared a total loss. Drivers will need to purchase comprehensive insurance if they want to be reimbursed for the costs to repair or replace a vehicle damaged by various natural hazards:


  • Tornadoes. Drivers who live in states affected by tornadoes, know very well how devastating they are. A tornado can damage a vehicle in several ways. Vehicles can be picked up in the air and tossed hundreds of yards away, or they can be bombarded by the falling debris.
  • Hurricanes. Flooding the interior of a vehicle and destroying its internal components is just one of the ways hurricanes can damage a vehicle.
  • Hailstorms. Hail can do significant damage to a policyholder’s vehicle. If the car owner doesn’t protect his car by storing it in a garage, then these little ice lumps can damage the car’s windshield, windows or event dent its roof.
  • Earthquakes. In case of a major earthquake, vehicles can suffer damage in multiple ways. Either if a tree falls over, or a sinkhole swallows it, the only insurance that covers the vehicle from losses caused by this unfortunate events is the comprehensive insurance.
  • Lighting storms. Although rare, lighting can hit a policyholder’s vehicle. The damaged done to a vehicle hit by lighting can range from simple burn marks to electrical damage that can lead to a fire.

For additional info, money-saving tips and free car insurance quotes, visit https://cheapquotesautoinsurance.com

Cheapquotesautoinsurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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A New Article Explains Why Some Car Models are Cheaper To Insure

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“Your car’s model and trim will influence how much you pay for coverage”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Carinsuranceshoppingsource.com has launched a new blog post that explains why some car models benefit of cheaper auto insurance.

For more info and free car insurance quotes, visit https://carinsuranceshoppingsource.com/what-factors-lowers-the-insurance-rates-on-some-car-models/

When purchasing auto insurance, the vehicle’s model and features play a pivotal role. The exact sub-model will influence how much the owner has to pay. When determining premiums, insurance companies take into consideration the following aspects;


  • The retail price of the car. Usually, luxury, exotic, collectible and classic cars are expensive to buy and have higher premiums. Cars that are cheap to purchase have lower insurance rates.
  • The cost of repairs. Cars that are expensive to repair will make the owner pay more. If there are very few replacement parts, the insurers will want to compensate for this scarcity.
  • Type of car. Family vehicles are more likely driven by responsible parents who consider safety to be a top priority. These cars tend to be equipped with multiple safety devices and are also in high-demand, with numerous spare parts available.
  • Safety devices. Sophisticated safety devices and crash avoidance features installed on different car models, can lower their insurance rates. However, if those safety devices and features are too expensive to repair, it can increase the cost of the premium, instead of lowering.
  • Engine size and power. Cars with big, powerful engines are more expensive to insure. Also, they tend to be more expensive to repair.
  • Fuel economy. Fuel efficient car models are cheaper to insure. Small engine cars or hybrid models are usually driven by drivers that respect the speed limits and are less likely to cause accidents.
  • Theft rates. How often a car model is stolen can have an impact on car policy rates. Some models are targeted by thieves more often, so insurers will probably charge a higher premium on those models.
  • Accident statistics. Some car models are statistically involved in more accidents than other models, and thus their owners pay higher car policies.

For more details and free auto insurance quotes, visit https://carinsuranceshoppingsource.com/

Carinsuranceshoppingsource.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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mem property management Announces Major Information Security and Server Upgrade

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mem property management Announces Major Information Security and Server Upgrade

mem property management Announces Major Information Security and Server Upgrade

Over the past year, we have launched mem construction services, mem construction services, mem insurance services, and resale services. We want to make sure our information technology and security infrastructure keeps pace with our company’s growth and success

mem property management, one of the leading property management companies in New Jersey, recently announced a major information security and server upgrade to keep pace with the company’s recent growth and ensure the safety and security of client data.

As part of the new upgrade, mem property management will be using a new, state of the art HP Server with VMware ESXi and configured to host two virtual machines. mem will have a new domain controller/file server running Microsoft Server 2019, and a new terminal server running Server 2012 for TOPS Pro. In addition, mem property management replaced an older 10/100 switch with a new gigabit switch for better performance, a new Firewall with more security and a new UPS to protect the new hardware from unexpected power failures or power surges.

“Over the past year, we have launched mem construction services, mem construction services, mem insurance services, and resale services. We want to make sure our information technology and security infrastructure keeps pace with our company’s growth and success,” explains Martin Laderman, founder and CEO of mem property management.

Hardly a week goes by without news reports drawing attention to the latest data breach. Facebook, Yahoo, CapitalOne, Equifax are just some of the data breaches impacting hundreds of millions of customers. While it may seem like an inevitable part of being online or doing business in the digital age — it’s likely that everyone has had their data breached or knows someone who has — it’s not something that consumers should have to deal with and forward-thinking companies, like mem property management, are working to make sure their clients’ and customers’ information is safe.

Data breaches officially refer to instances when a person’s name, financial information, Social Security number, and/or medical record is given to a third-party. However, there are less invasive yet equally damaging data breaches, including personal information like an individual’s phone number or email address. While this may seem relatively inconsequential, having customers’ email addresses or phone numbers in the hands of individuals or organizations who do not have permission can have devastating long-term consequences.

Data breaches are also costly for companies. Aside from the reputational damage, according to a recent study sponsored by IBM Security, the average cost for an individual hacked record cost companies $225 each, and a data breach costs a company on average $8.19 million, an increase from $7.91 million in 2018.

“We appreciate the hard work of our technology team and vendors who have worked hard over these last several months to ensure mem property management is an industry leader in the property management space for adopting best practices for information and data security,” said Laderman.

About mem property management

mem property management supports a diverse range of communities throughout New Jersey, from ocean-front condominiums to large master-planned communities to age-restricted active adult communities.

Through a series of strategic acquisitions and attracting the most experienced property management professionals in the region, mem property management has become one of the fastest growing private companies in the country, recognized in the prestigious Inc. 5000 list, while retaining the personalized touch and customized, hands-on approach that has contributed to its success serving multi-family properties in New Jersey.

To learn more about mem property management corporation, please visit http://www.memproperty.com/ or call 201-798-1080.

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Why The Neighborhood Where The Policyholder Lives Influences Car Insurance Rates

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“The street and neighborhood where you live are extremely relevant for an insurance company,” said Russell Rabichev, Marketing Director of Internet Marketing Company

Carinsuranceplan.org has released a new article that explains why car insurance rates are influenced by the neighborhood where the policyholder lives.

For more info and free car insurance quotes, visit https://carinsuranceplan.org/how-car-insurance-rates-are-influenced-by-the-area-where-you-live/

Rates are determined on the ZIP code level. Each neighborhood has specific features that will influence the overall insurance costs. The most important factors are:


  • The number of claims in the area. A high number of claims in a specific area will be compensated by an increase in premiums. This might happen dues to poor road conditions, dangerous intersections or dangerous geographical placement.
  • Population density. People living in urban areas will pay more. The reason is simple to understand: more people means more cars and higher chances of being involved in an accident.
  • Weather. Living in areas where severe weather conditions are frequent will make the policyholder pay more. By severe weather conditions, we mean extreme cold during winter or extreme heat during summer. Also, people more exposed to extreme weather phenomena will be charged extra.
  • Criminality. Car theft, vandalism, and riots will determine the companies to ask for more expensive premiums.
  • Unemployment level. In areas with high unemployment levels, a high number of uninsured or underinsured drivers will also be present. In order to compensate for this risk, companies increase costs.


Carinsuranceplan.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more examples, money-saving tips and free quotes, visit https://carinsuranceplan.org/

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