Category Archives: Business: Insurance

Press Releases from the Insurance world, What’s new, Popular, Trending and News Worthy. In the ever changing industry of Insurance.

Neighborhood Credit Union Presents Children’s Health of North Texas with $60,000


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Left to Right. Carrie Pescatello and Rachel Pigman with Neighborhood Credit Union, and Audra Coratz with Children’s Medical Center Foundation.

Every year I’m blown away at the generosity and support of those who walk into our branches.

Neighborhood Credit Union saw first hand what a small donation can do.

On Thursday, February 7, the Dallas-Fort Worth credit union presented Children’s Health with a check for $60,000 thanks to three different programs the North Texas credit union offered in 2019.

“I’m so proud of our members who have donated,” says Neighborhood CU Marketing Manager, Rachel Pigman. “Every year I’m blown away at the generosity and support of those who walk into our branches.”

During October, Neighborhood CU sponsored and partnered with Children’s Medical Center Foundation for the BOO Yard Sign Challenge. With a $20 donation, a member could reserve a BOO yard sign to place secretly in friends’ or neighbors’ yard through the Halloween season.

In November and December, Neighborhood CU encouraged members who qualified to participate in their annual Skip-A-Payment program. Instead of their scheduled monthly payment, members could make a donation of $35 or more to Children’s Health and skip their monthly loan payment.

The new Ugly Sweater program was introduced in November 2019. For a donation of $5 or more, members could decorate a customized ugly sweater cut out and put it on display in the branch. This allowed for a fun and creative way to encourage giving back during the holiday seasons.

About Children’s Medical Center Foundation

Children’s Medical Center Foundation serves as the fundraising arm for Children’s Health, the leading pediatric health care system in North Texas. The Foundation partners with individual donors, corporations and organizations to help the comprehensive team of physicians, scientists and medical professionals at Children’s Health fulfill its mission to make life better for children.

Children’s Medical Center Foundation raises, manages and distributes funds to support Children’s Medical Center Dallas, as well as Children’s Medical Center Plano, Our Children’s House inpatient rehabilitation hospital, multiple specialty centers, Children’s Health Pediatric Group primary care practices, rehabilitation facilities, home health, physician services and the Children’s Medical Center Research Institute at UT Southwestern. For more information, please visit [https://give.childrens.com.

About Neighborhood Credit Union

Neighborhood Credit Union is a not-for-profit financial organization serving Dallas, Denton, and Ellis counties, as well as the City of Arlington for 90 years. With branches in Dallas, Richardson, Arlington, Mesquite, Duncanville, Waxahachie, Lancaster, Grand Prairie, Coppell, and Highland Village, and assets topping $720 million, Neighborhood Credit Union has a membership of 55,000 and continues to welcome new members daily. For more information, call (214) 748-9393 or visit myncu.com

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Six Ways To Get Cheaper Premiums


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“It’s no secret that anyone wants to pay less on their car insurance. Luckily, there are many ways that can help any driver lower his insurance costs”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Driving a vehicle is a necessity for many drivers. Without a car, their lives would be more complicated. But to legally drive on the US roads, drivers are required to carry insurance. Although for some persons car insurance can be expensive, there are ways that can help anyone find a better insurance deal.

Those who are looking to save money on car insurance should follow the next tips:


  • Bundle multiple insurance policies. One of the easiest methods to save money on car insurance is to insure all the cars from a household on a single policy. Drivers can also try to insure their homeowner’s insurance with the same insurance company. In some cases, multi-car and multi-policy discounts can help policyholders save as much as 20% of the insurance premiums.
  • Consider dropping coverage on older vehicles. A car’s value diminishes greatly over time. If a vehicle is worth less than ten full coverage monthly payments, then policyholders should consider dropping full coverage. Drivers can easily find out what is their car’s actual cash value with the help of car dealers or banks.
  • Install safety devices. There are many aftermarket safety devices that can help policyholders pay less on their insurance. Insurance companies want to know that their drivers are safe on the roads. However, before installing any safety or recovery devices, policyholders should contact their insurers and check what devices are approved.
  • Graduate a defensive course. By doing so, drivers can qualify for a discount. Also, drivers will have the chance to improve their driving skills and learn new safe driving techniques that will be useful in different situations.
  • Enroll in a usage-based insurance program. UBI policies are becoming more and more popular. Drivers that let themselves to be monitored by their insurance companies will obtain large discounts if they have good driving habits.
  • Regularly shop for online quotes. It is recommended to scan the insurance market at least two times per year. By doing so, policyholders can check how the insurance prices are evolving and if their insurers are still offering competitive insurance premiums.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, free quotes and money-saving tips, please visit https://compare-autoinsurance.org/.

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What Are The Most Common Causes Of Car Accidents?


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“It is important to always drive safely and be prepared to deal with dangerous situations”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Car accidents are very common in the United States and most of them are caused by human error. Although most of the accidents are minor, tens of thousands of lives are lost each year in fatal car crashes. It is important to drive carefully and follow all the traffic laws, in order to avoid being involved in a car accident. The most common causes of accidents in the United States are:


  • Distracted driving. This is the leading cause of car accidents. In recent times, more and more drivers get distracted and stop paying attention to the road. Texting on the smartphone, or applying makeup while driving, are common sightings nowadays. All it takes are just a few moments of distraction to cause an accident.
  • Drunk driving. Driving while being drunk is one of the leading causes of accidents in the US. If a driver plans on drinking, he should expect until the drinking effects disappear before he starts driving.
  • Breaking the speed limits. Speeding is the second most common cause of accidents. Many drivers ignore the speed limits, especially on the highways. The faster someone drives, the slower is his reaction time.
  • Reckless driving. Drivers that are speeding well over the limit, changing lanes too quickly, or driving aggressively.
  • Driving in bad weather conditions. Drivers that are driving in dense fog, excessive rain, high winds, slick roads can cause accidents, especially if they are inexperienced or unprepared for the road conditions.
  • Not stopping while the red light is running. Drivers can cause a serious accident by running a red light. Drivers that are caught running red light say stuff like they were in a hurry reaching to their workplace, or to an important meeting. It is important to remember, that no issue is more important than your own life.
  • Driving during nighttime. Reduced visibility during nighttime can make obstacles and hazards harder to spot. Drivers should make sure they use the full lights when they are on a road without streetlights and raise their alertness levels.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, free quotes and money-saving tips, please visit https://compare-autoinsurance.org/

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Top Ways To Get Better Rates


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“Finding affordable car insurance is what every teen driver wants. Comparing online quotes will help them get affordable coverage that can satisfy their needs”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Getting cheap car insurance for your teen driver can be a hard thing to do. Teen drivers are really pricy to insure, so you would do anything to get a better deal on a teen’s driver policy. Teen drivers have no driving record and the statistics show that they are more likely to be involved in an accident. For these reasons, insurance companies place teen drivers in the high-risk category. On our website, you can complete free car quotes and find out if you can get a better deal on your teen’s policy.

For more info and free online car insurance quotes, please visit https://compare-autoinsurance.org/5-ways-to-get-cheaper-car-insurance-for-teens/

To get cheaper car insurance for your teen driver, you can follow these tips:


  • Put your teen on a driving course. Insurance companies offer discounts that range from 10 to 15 percent to those drivers, including teens, that graduated a defensive driving course. The defensive driving course can take place in a classroom, or it can be delivered online, and it usually lasts four to eight hours to complete. Completing this course, not only will help your teen pay less on his premium, but it will also improve his driving skills, in order to stay safe on the road.
  • Get a cheap car to insure. Choosing a muscle car, or a sports car for your teen is not the smartest thing you can do if you want cheap car insurance. Slightly used SUVs, crossover’s, or even family van’s that have all the major safety features installed is the smart thing to do in order to get cheaper car insurance for your teen driver.
  • Take advantage of the good student discount. Many insurance companies offer this discount. Statistics show that students that have better grades are less likely to be involved in car accidents. Students that have a 3.0 GPA or higher are eligible for this discount on most insurance companies.
  • Consider usage-based insurance. The thought of being monitored while driving can be scary for many teen drivers, but in that way, you can obtain significant discounts on your policy rates. All you have to do is to allow your insurer to install a small telematic device inside your vehicle. This device will then send data back to the insurer. Usually, the data sent back contains information about, how many miles are driven, time of day when the car is driven, braking, acceleration, speed, cornering, distance traveled. You will get a discount, based on how good your driving habits are.
  • Compare online quotes. The best way you can save money on your teen driver’s insurance is by shopping online quotes. You should get a minimum of three quotes and start comparing them in order to find the best deal for your teen driver.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Typical Exclusions For Commercial Car Insurance


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“Commercial car insurance has clear terms and rules. Breaking them will void any ulterior claim”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Commercial car insurance is, as the name suggests, designed for vehicles used for commercial purposes. There are many differences between commercial policy and a regular one, which covers personal-usage cars. There are greater coverage limits, greater reimbursement sums and the possibility of adding a fleet of vehicles. To find out more about auto insurance, visit https://compare-autoinsurance.org/.

There are certain activities that will void any commercial car insurance claim:


  • Transporting people not related to the business. A commercial vehicle can be used to transport workers or staff. But if the driver transports hitchhikers, family members or friends, they will not be covered by this policy if they are involved in an accident. The only person covered during an accident involving a commercial vehicle is the declared driver.
  • Transporting personal belongings. This is another case of using a commercial vehicle for personal purposes. The insurance company only covers declared cargo and car accessories. But it does not cover personal belongings. For example, it will not cover the driver’s laptop if it is damaged during a collision. But it will cover installed GPS navigation systems if they were declared.
  • Damaging the car or cargo on purpose. Intentionally damaging the car or cargo, in order to collect insurance money is considered a fraud. But the claim will be denied if the driver destroys the cargo on purpose, due to various personal reasons.
  • Using the vehicle for illegal activities. Insurance companies will automatically decline claims for vehicles damaged during street racing or stunt driving. This is also available for personal auto insurance.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, free quotes and money-saving tips, please visit https://compare-autoinsurance.org/.

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Why Drivers Should Use Online Quotes When Shopping For Auto Insurance


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“Online car insurance quotes are the best price comparison tools. Used wisely, they can save you hundreds of dollars”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

One of the driver’s major concerns is overpaying for auto insurance. This service is costly as it is but subsequent premiums increase will discourage even the most loyal customer. When faced with unexplainable premiums increase, use (https://compare-autoinsurance.org/ to compare prices.


  • Online car insurance quotes are free of charge. It is important to remember that insurance agents and brokers require remuneration for their services. This is not the case for online quotes. Clients can get as many quotes they want, when they want, without paying a single cent.
  • Insurance companies have their own algorithm and ways of rating people and calculating premiums. The price difference can be pretty high between companies, especially for more specialized types of drivers. For example, teen drivers. Some companies may provide certain discounts, like good student discounts and leaving the car at home during studies. Another company may provide fewer discounts. Getting quotes and analyzing offers will help the teen choose the company with better prices.
  • Comparing multiple quotes will help drivers save on car insurance. Although it may look a tedious task, it is not. Plus, it can secure the lowest premiums. Getting multiple quotes from various sources, comparing results and checking further details will take less time than expected. Brokerage websites allow drivers to get multiple quotes with just a single search session, after filling in the questionnaire a single time.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, free quotes and money-saving tips, please visit https://compare-autoinsurance.org/.

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Insurance SEO Agency Creates An Insurance Marketing Guide For 2020


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321 Web Marketing

321 Web Marketing, an insurance SEO agency, just released an insurance marketing guide for 2020. Through extensive market research and in-depth data analysis, the insurance SEO specialists at 321 Web Marketing created an insurance marketing guide that can help insurance agencies increase online visibility, enhance brand awareness and generate more qualified leads.

The insurance marketing guide covers all areas of digital marketing including marketing goals, common mistakes insurance agencies make, red flags to look for with their current marketing and information on how to improve their overall digital marketing efforts. The information and tips in the guide will greatly assist insurance agencies looking to improve their digital marketing efforts in 2020.

The first 3 chapters of the insurance marketing guide covers popular goals for marketing campaigns, the biggest mistakes insurance agencies make with digital marketing and red flags that indicate that their marketing is not working. These chapters set a precedence for standardizing goals and expectations when performing digital marketing for their insurance agency. This information allows insurance agencies the ability to compare their current digital marketing results against the results they should be achieving. In addition to providing data from successful insurance marketing campaigns, 321 Web Marketing also includes useful tools in the guide that insurance agencies can use to evaluate the results of their current marketing efforts with tangible data.

Throughout the guide, 321 provides detailed information and tips on how insurance agencies can boost their digital marketing efforts. One chapter breaks down website design for insurance agencies, and explains the various features of website design that increase lead generation and conversion rates. Insurance SEO, considerably one of the most important chapters within the guide, reveals how to properly set up and run a successful insurance SEO campaign.

Any insurance agency looking to improve their digital marketing can benefit from 321 Web Marketing’s insurance marketing guide for 2020. The insurance SEO agency has years of experience creating and running successful insurance marketing campaigns. To learn more or to speak with an insurance marketing specialist, call 321 Web Marketing at 703-810-7557 or visit their website at https://www.321webmarketing.com/. 321 Web Marketing is headquartered at 3925 Old Lee Highway, Suite 53-C, Fairfax, VA 22030.

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Top Tips For Saving Car Insurance Money


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“Car insurance costs can be lowered, when using the right strategies. Visit our website to find out more ways to reduce auto insurance costs”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Auto insurance is an important service for any driver. It provides financial support when the policyholder is faced with car repairs costs or medical treatment bills. In order to get access to these benefits, drivers must invest a considerable amount of money. Use car insurance quotes, provided by https://compare-autoinsurance.org/, to track the most beneficial offers.

Car insurance costs are influenced by multiple factors. Some of these factors are under policyholder’s control. These are the best ways to save on car insurance:


  • If possible, select the highest deductible level. Collision and comprehensive coverage require deductibles before the insurer handles the claim. A high deductible means more financial responsibility assumed by the policyholder. Insurance companies will lower their costs. However, it is recommended to carefully choose a financially comfortable deductible level.
  • Avoid buying PIP or Medicare coverage, unless required. Buying PIP and Medicare car coverage is not crucial if the policyholder has a solid health insurance plan. Buy online the minimum PIP/Medicare if required by the state.
  • Ask insurance representatives to provide a list of available discounts. Each insurance company has a series of discounts to offer. Ask an insurance agent or customer support to provide a list of available discounts and requirements for each of them. The most common discounts include low mileage, safety gear, multi-car insurance, loyalty and no-claim bonus.
  • Make sure that the insurer is notified about major life changes. The insurance company may not be informed that some major aspects of the client’s life have changed. Marital status, workplace, and retirement are very influential for insurance premiums.
  • Pay for the whole coverage term in advance. The cost of paying for the entire policy in a single turn is usually cheaper than paying monthly premiums. Keep in mind that this will also save the insurance company money since they do not have to pay certain administrative costs monthly.
  • Consider a car’s safety rating before purchasing it. It is recommended to check the top safety picks list every year, before making a purchase. Look for family cars that are considered really safe. They are the cheapest and easier to insure.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information and money-saving tips, please visit https://compare-autoinsurance.org/.

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When Should Drivers Review Their Current Auto Coverage Options


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“Drivers should check if they still pay for really good insurance plans. Check the insurance market every 6 month”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has released a new blog post that explains to drivers when is the best time to review their current car insurance coverage options.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/best-time-to-review-your-current-car-insurance-policy/

Reviewing the current coverage plans ensures that the policyholder still benefits from competitive rates and fair prices. By doing so, the risk of overpaying is greatly reduced. Keep in mind that some companies still practice price optimization, slightly increasing car insurance costs for no reason. Get car insurance quotes from http://compare-autoinsurance.org/ and compare prices.


  • It is recommended to scan the insurance market and get quotes at least 2 times a year. Most companies prefer to issue a 6-months contract. Thus, realistically speaking, a driver should check the insurance market 2 times a year, before each renewal. To give sufficient time for analyzing the currently existing offers, drivers should get quotes with one month before the renewal date.
  • Whenever the policyholder takes into consideration changing the insurance provider. There are so many reasons why a person may be disappointed by the current driver and want to switch it. However, it is not a good idea to blindly pick a company. Again, get quotes and seek for better offers, including newcomer discounts. Make sure to synch the expiration date of the current provider with the start time of the new one. Having insurance gaps will greatly increase insurance costs.
  • When dropping unused or useless coverage. When the car becomes old and with really reduced value, it is time to drop full coverage. Time depreciation reduces a car’s value. If the car’s value is less than 10 full coverage premiums, consider dropping full coverage.
  • When there are major life changes. With new changes, maybe it is time to change coverage or ask for discounts. Marital status, age, number of drivers and occupation are top influential factors.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org/

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How To Save Money On Car Insurance


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“Lowering car insurance costs is not as difficult as may first seem. But you must play your cards smart and negotiate for every discount you may get”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Car insurance is a necessity for any driver. Besides ensuring financial protection, the insurance provider will also offer legal defense and counseling. However, this service does not come cheap and, in many cases, it is really expensive. Drivers should check the following tips for lowering car insurance costs. Also, get free quotes from https://compare-autoinsurance.org/ and compare prices.

  • Look for discounts. The auto insurance market provides a high number of discounts. However, each company grants them after meeting certain demands. Ask the current carrier for a list of discounts and check for how many the requirements are met. The most common discounts include affinity discount, no-claims discount, safety gear discount, and low-mileage discount.
  • Improve credit score. Having an Excellent FICO credit score will also increase the insurability score. Companies place more trust in people who have proven that they can manage their payments. Ask for credit score reports first and check if everything is fine. If things are not that bright, look for ways of repairing the score, like using balance transfer credit cards.
  • Bundle policies and plans under the same contract. In many cases, signing for home and auto insurance with the same company will help drivers get a generous discount. Also, providing coverage for multiple vehicles from the same company will also grant access to a discount.


Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information and money-saving tips, please visit https://compare-autoinsurance.org/.

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