“Comparing car insurance quotes requires analytical skill and proper knowledge of the insurance market. Check our website for free quotes and more car insurance related articles.” said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
February 26, 2020

Compare-autoinsurance.org has released a new blog post that explains the basic rules for comparing car insurance quotes online.

For more info and free car insurance quotes online, visit https://compare-autoinsurance.org/how-to-compare-auto-insurance-prices/

Using price estimated are needed for planning a medium to long-term budget. In order to have a correct view of the market and its offers, drivers must properly use quotes. Get free quotes from http://compare-autoinsurance.org.

• 
  The first rule of comparing quotes is to provide the same info to all sources. This means that a driver must compare the same coverage levels and extra services. Otherwise, the resulting price differences may be caused by the lack of one service or a coverage level being too high or too low.
• Secondly, drivers must compare the same coverage options. It is needless to say that the price for comprehensive coverage will be different from the price for collision coverage, even if the driver used the exactly same data. There are different algorithms involved and different factors that are taken into consideration.
• Ask for discounts. Car insurance discounts are great for saving money. But each company may offer a different value for a discounts and a different availability period. For example, 2 companies offer a 5%, respective 10% discount for safety gear. The first one offers it for 12 months, while the other one offers it for 3 months. In the long run, the first option will be more cost-effective.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org.

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“Online quotes will help you get in touch with the best companies on the market and obtain an advantageous deal”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
February 26, 2020

Using online estimates will help drivers understand if they still benefit of competitive rates. Comparing prices from multiple companies will help drivers track the latest market trends and offers. When shopping online, it is important to follow the next tips:

• 
  Compare prices periodically. Insurance rates are based on multiple factors that may change a lot in 6 months. The state’s laws, recent callbacks or major life events will lower or increase the insurance costs.
• Get quotes after receiving renewal documents. If the new rates seem too high, and there is no reason for that increase, do some research and ask the insurer about this. Do not forget that some companies practice “price optimization” tactics. Getting online quotes will help drivers get better rates.
• Online quotes will help drivers save money. Online forms will help drivers customize an affordable policy. These forms take into consideration multiple options and coverage limits.
• Online questionnaires also provide a list of discounts. Based on the added info, some questionnaires will highlight the available discounts. They will be automatically applied during the quote process. Some questionnaires will even offer to help you get more discounts. Usually, there will be a big button named “Search for more discounts”.
• Drivers can save a lot of money. There is a wide range of discounts and customization options that will help drivers save money. For example, the Paid-In-Full discount may help drivers save as much as 10-15%. Bundling auto with home insurance can lower the costs by as much as 20%.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org/.

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“We are excited about the continued growth in the Florida region. The partnership with SBI will allow us to continue to deliver the highest level of service with the best solutions on the employee benefits platform,” stated AssuredPartners President and COO Tom Riley.

LAKE MARY, Fla. (PRWEB)
February 25, 2020

AssuredPartners, Inc. is proud to announce Superior Benefits, Inc. of Tampa, FL has joined AssuredPartners. The staff will remain under the operational leadership of Joe Stagliano. The agency currently reports $1.5 million in annualized revenues.

“At SBI we are dedicated to providing leading-edge products to provide exceptional cost solutions, service and value to our customers,” stated Joe Stagliano. “Joining AssuredPartners will allow us to continue to deliver the best service and coverage in the industry.”

“Since 1998 SBI has focused on providing innovative solutions for clients offering a wide variety of plans and lines of coverage. Our clients are our priority and we are proud to have found a partner in AssuredPartners to further align with us as we grow,” stated Rena Stagliano.

“SBI is a great fit into the AssuredPartners Employee Benefits operations,” said AssuredPartners Regional President Jack Suber. “We will continue to operate towards the same goals and client focus. We are pleased to have the talented team of SBI join AssuredPartners.”

“We are excited about the continued growth in the Florida region. The partnership with SBI will allow us to continue to deliver the highest level of service with the best solutions on the employee benefits platform,” stated AssuredPartners President and COO Tom Riley. “We welcome all clients and employees to AssuredPartners.”

For more information on Superior Benefits, Inc. please visit: superiorbenefitsinc.com

ABOUT ASSUREDPARTNERS, INC

Headquartered in Lake Mary, Florida and led by Jim Henderson and Tom Riley, AssuredPartners, Inc. acquires and invests in insurance brokerage businesses (property and casualty, employee benefits, surety and MGU’s) across the United States and in London. From its founding in March of 2011, AssuredPartners has grown to over $1.4 billion in annualized revenue and continues to be one of the fastest growing insurance brokerage firms in the United States with over 170 offices in 30 states and London. For more information, please contact Dean Curtis, CFO, at 407.708.0031 or dean.curtis@assuredpartners.com, or visit http://www.assuredpartners.com.

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ClaimVantage announces partnership with The Claim Lab

The integration between the ClaimVantage Claims solution and The Claim Lab platform provides claim professionals with additional risk management capabilities

PORTLAND, Maine (PRWEB)
February 25, 2020

ClaimVantage, an international provider of life, health, and absence management solutions, is delighted to announce its partnership with The Claim Lab, an industry-leading platform incorporating innovative analytical and predictive modeling techniques to improve disability claim outcomes.

The integration between the ClaimVantage Claims solution and The Claim Lab platform provides claim professionals with additional risk management capabilities. The information gathered at intake is scored based on several factors, with the claim score automatically generating before returning to the claim file, creating next-step actions for claim professionals to take. Psychosocial assessments are also available to refine ongoing claims management.

“The Claim Lab is a market leader in their space, working with global insurance companies to improve their approach to strategic risk management,” said ClaimVantage CEO, Leo Corcoran. “Improving claim segmentation with data-driven insights is a key element of many of our insurance customer’s growth strategy, and we are pleased that we can support them in providing this key differentiator in the claims market.”

In fact, enhancing risk information systems and technology infrastructure was a high priority for 68% of respondents in the 11th edition of Deloitte’s Global Risk Management Survey, proving the demand for improved risk management is increasing. The real-time integration between these two platforms allows claim professionals to assess scores for auto-adjudication opportunities and produces more accurate claim assignments, improving productivity and efficiency of claim management.

The self-service workflow configuration of the claims platform allows each business to apply specific processes around automation opportunities. This allows businesses to automate as much or as little as they like.

“Our approach is to allow claim managers to focus on the claims that need to be managed, and consider auto-adjudicating lower risk claims, where the claimant is likely to return to work,” said The Claim Lab Executive Director, Ian Bridgman. “Providing ClaimVantage customers with that insight directly within their claim management solution is a big move in the right direction, towards better claim outcomes.”

After the success of the ClaimVantage Leadership Forum in October 2019, the team launched the Leadership Forum: 2020 Tour — in sync with their latest software release — to touch base with customers and prospects globally, including Sydney, Australia and three locations across the US. This week, Bridgman will join the ClaimVantage team on the Leadership Tour in Hartford and Fort Lauderdale to demonstrate the benefits of this integration to their client base.

If you would like to meet with the ClaimVantage team, get in touch with them at info@claimvantage.com.

About ClaimVantage

ClaimVantage offers industry-leading life, health, and absence claim management software solutions for insurance carriers, Third-Party Administrators (TPAs), and large employers. ClaimVantage provides cloud-based, automated claims processing solutions that drive efficiency, accuracy, and productivity, helping its customers to deliver superior customer service.

With its North American headquarters in Portland, Maine, and European headquarters in Dublin, Ireland, ClaimVantage also has teams in EMEA and APAC.

For more information about ClaimVantage, visit claimvantage.com.

About The Claim Lab

The Claim Lab is a leading authority on data analytics for the disability insurance industry, providing predictive models, advanced analytic methods, and tools to collect information driving claim durations.

In addition, The Claim Lab has developed ground-breaking techniques to understand psychosocial influencers on claim duration, such as mental health, motivation and claimant self-efficacy.

Based just outside Boston, MA, The Claim Lab supports our forward-thinking clients in the US, Canada, Australia, and Europe.

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“Car insurance quotes can provide really good estimates. But you must offer accurate info, first!”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
February 25, 2020

Drivers rely on quotes to take important decisions and plan their available budget. So, it is of utmost importance to get as accurate as possible quotes. But should drivers rely on online quotes? This blog spot explains more. Also, drivers can get free car insurance quotes from http://compare-autoinsurance.org/.

• 
  Online quotes can be really accurate. Although they are approximations, they can predict the final price with great accuracy, when the submit form is used properly. And online quotes tend to have a high degree of accuracy. The reason is simple: data is sent and received between a user and an insurer’s database with extreme speed.
• However, the accuracy depends on the info provided. As drivers can hear many times, quotes are as accurate and they let them be. This means that if a person wants really accurate quotes, he or she must provide accurate info. Providing a wrong car model or a wrong ZIP code will make the prices differ from the actual costs.
• Have relevant documents nearby when searching for online quotes. This includes documents for the car, driving license, ZIP code. They will make sure that the provided data is offered with higher accuracy.
• Provide accurate annual mileage estimates. Online questionnaires will ask about how many miles are driven per year by the customer. They will ask an approximation, offering several range options. Choose the one that approximates better the actual mileage.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org/.

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“Insurance companies will draw and analyze the risk profile of any potential customer before issuing any policy. That takes some time since many factors are accounted for. Check which factors influence premiums the most” said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
February 25, 2020

Compare-autoinsurance.org has released a new blog post where it presents the top influential factors for car insurance and ways to lower the premiums.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/factors-that-influence-the-insurance-costs/

Car insurance premiums are determined after analyzing multiple factors. Each company develops a specific algorithm for calculating premiums. Car insurance quotes online provided by http://compare-autoinsurance.org will help drivers discover the average insurance costs.

The factors used to determine premiums are classified in the following categories:

• 
  Demographic factors. Insurance companies use statistics for various social groups and geographical locations. This is why a potential customer is asked about age, gender, marital status, job, and address. The area where a client lives is very important for companies. They will check criminality rates, especially for vandalism and car theft. Population density and the number of cars in the area will also influence the final price.
• Driving history. Companies will question the potential client about the driving experience, driving education and driving records. A person with a clean driving record will be considered safe and will pay less. Graduating defensive driving programs will also help to get a series of discounts. On the opposite, persons convicted for accidents or traffic violations will be considered high-risk
• Car model and its features. Insurance companies check safety ratings and recent recalls for any particular model. Adding extra safety and tracking devices will make the car safer and the premiums lower. Insurers prefer medium-sized family cars. Having a top A+ safety pick will help drivers get car insurance faster, easier and cheaper.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org

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“Use online quotes to compare offers in your area and get the best deal. Our website will help you get free quotes and compare all available offers”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
February 25, 2020

Compare-autoinsurance.org has released a new blog post that explains how the clients should compare car insurance rates and save money.

For more info and free quotes online, visit https://compare-autoinsurance.org/how-to-compare-auto-insurance-prices/

When determining rates, companies analyze several socio-economic factors. Age, gender, employment status and driving history are top influential factors. Clients who want to get quotes, compare prices and choose the best offers, should follow the next steps:

• 
  Analyze the factors used to determine premiums. There are many factors taken into consideration when determining insurance costs. The most influential factors are car’s make and model, driving history, demographic factors, recent claims, and traffic violations and coverage options. All these variables are added in a rates calculator and the client will be presented with an insurability score and a quote. Each factor has its importance. For example, married persons are statistically safer drivers and they end up paying less on car insurance.
• Understand which risk category they are placed, then look for adequate companies. For Standard and Preferred drivers, the insurance process is really simple. Make a list with top reputable companies and get quotes for each one of them. Things get complicated for high-risk drivers. They must find non-standard carriers, get quotes and compare prices. Comparison is really important in this case since high-risk drivers will have to pay a whole lot more.
• Get multiple quotes from brokerage websites. There will be many smaller, more local companies included in those quotes obtained from brokerage websites. But in many cases, smaller companies offer top competitive services at lower costs. It really pays to shop around and not limit the options to just 2 or 3 companies. Furthermore, all results are obtained using the same data and for the same product. This gives no room for errors. Clients who use brokerage websites can quickly sort offers by prices. But do not be guided only by price. Check what other benefits and bonuses can be obtained by applying to each offer.
• Making several changes will help drivers get better rates. Many insurance questionnaires ask about installed anti-theft devices, graduating defensive driving or installing telematics. These will help lower the costs. Teens can also get better rates if they agree to follow the rules of a customized contract. UBI programs will help good drivers get better rates.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information and free car insurance quotes, visit https://compare-autoinsurance.org/

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Today, more baby boomers are divorced and live alone than did their parents, which puts even a greater care-giving pressure on Millennials

CLEARWATER, Fla. (PRWEB)
February 24, 2020

Technology has made it possible for baby boomers, those born between 1946-1964, to live longer. Currently, their average life expectancy in the US is 78.9 years. (2) Yet, the age they require care is getting younger set at 66 years. As senior care progresses, the age of their caregivers is also proportionally decreasing. In 2018, survey results showed that the average age of a caregiver has dropped to 47 years. (2) Typically, the responsibility of care falls on the children of seniors, known today, as millennials, those born between 1980 to 2000. The relationship between these two generations, however, can substantially impact the care seniors receive from their children. With recent accounts of a dismissive phrase, “OK Boomer,” going viral on media outlets globally, the cultural gap between these two generations are straying. When it comes to caring for seniors, John Clifford, COO, Ensurem LLC, urges millennials to view their senior counterparts as more than just “Boomers,” but as parents whose lives will depend on the quality of care they receive from their children. Millennials, however, are encouraged to arrange for care if they are unable to fulfill the caregiver role by becoming educated on Medicare and Medicare Advantage systems. (3)

Why Baby Boomers Need More Care

Baby boomers are hitting the age of 65 at an average of 10,000 per day. Of those, according to a PWC survey, only one third have savings just shy of $50,000 or less. Factors that contributed to these low saving accounts, include baby boomers working for employers that did not offer a standard 401k or becoming bankrupt and losing one’s home during the financial crisis of 2008.(4) Along with not being financially equipped to care for themselves, one significant reason care for seniors needing care sooner is because of tech advancements including, earlier detection of conditions such as Alzheimer’s disease. (3)

How to Avoid Medicare Confusion

Whether millennials plan on taking on the caregiver role or not—they need to stay informed about what Medicare and Medicare supplemental plans can provide. For example, the millennials who cannot commit to becoming full-time caretakers, should investigate whether their loved one qualifies for at-home health services through Medicare since these types of benefits are only provided if the beneficiary meets certain conditions. Medicare Supplement insurance however, depending on the plan, may also cover a portion of the coinsurance for certain supplies required for at-home health care, including, but not limited to aids like walkers and wheelchairs. In addition, some Medicare Supplement plans may provide coinsurance for skilled nursing facility care.

Another important thing for caregivers to take into consideration is preexisting conditions. Insurance companies cannot deny your application for Medicare Supplement insurance due to preexisting conditions as long as the beneficiary enrolls during their initial enrollment period. While, with Medicare Advantage, ESRD is the only preexisting condition for which a Medicare Advantage carrier can decline your application.

“Medicare can be confusing and difficult to understand,” says Clifford. Ensurem however, has created a user-friendly technology that deletes this confusion. It provides a platform for consumers to compare and understand all working parts of the Medicare system, especially because two-thirds of people who file for bankruptcy cite medical issues as a key contributor to their financial downfall. (4)

Today, more baby boomers are divorced and live alone than did their parents, which puts even a greater caregiving pressure on millennials—pressure that baby boomers didn’t experience when their parents were seniors. Now, with a streamlined Medicare platform, neither boomers nor their millennial children, will have to suffer any financial losses due to medical or caregiving expenses in advance to head off any potential disasters. (1)

About Ensurem

Ensurem, headquartered in Clearwater, FL, is a leading technology and product distribution company serving carriers and consumers within the massive U.S. senior market. The company provides end-to-end solutions for carriers, including product development, digital marketing, and consumer-centric front ends and back ends. For more information, please visit http://www.Ensurem.com

1.    Ensurem. “Why Millennials Need to Know More About Medicare.” Why Millennials Need to Know More About Medicare, 2019, blog.ensurem.com/millennials-need-know-medicare-compare-medicare-supplement-plans.

2.    “U.S. Life Expectancy 1950-2020.” MacroTrends, 2018, macrotrends.net/countries/USA/united-states/life-expectancy.

3.    Rohrich, Zoe. “Why More Millennials Are Becoming Caregivers.” PBS, Public Broadcasting Service, 16 Jan. 2019, pbs.org/newshour/health/why-more-millennials-are-becoming-caregivers

4.    Campbell, Todd. “Baby Boomers’ Average Savings for Retirement.” The Motley Fool, The Motley Fool, 17 Dec. 2016, fool.com/retirement/2016/12/17/baby-boomers-average-savings-for-retirement.aspx.

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