Category Archives: Business: Insurance

Press Releases from the Insurance world, What’s new, Popular, Trending and News Worthy. In the ever changing industry of Insurance.

What Events Are Covered By Auto Insurance?


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“Insurance companies are known to provide various insurance policies that can help policyholders overcome any difficult situations they may encounter”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Insurance companies offer various insurance plans that cover specific events. Before signing any insurance contracts, drivers should do a little research and find out what is covered by each insurance plan. By doing so, drivers will be able to customize their insurance policies with the coverages and options they actually need.

The most common insurance policies are:

  • Liability coverage. In many states, this coverage is the minimum required insurance in order to drive legally. This policy has two components: bodily injury liability and property damage liability. Bodily injury liability pays for the medical expenses of the others who were injured by an at-fault policyholder. Property damage liability pays for the repair costs or to replace damaged property by an at-fault policyholder.
  • Personal injury protection. Also known as PIP insurance or no-fault insurance. This policy covers medical expenses for policyholders and their passengers who are hurt in car accidents. Also, this coverage will pay for the funeral expenses, lost wages, child care, house care, and other services a policyholder can’t fulfill anymore.
  • Collision insurance. This policy will pay the costs to repair or to replace a damaged vehicle that was involved in a car accident with another vehicle or a collision with an inanimate object like a tree, fence or pole. Also, collision insurance will pay when a policyholder flips his car or he collides with another vehicle he owns.
  • Comprehensive insurance. It covers events that are not related to collisions. This coverage will pay the costs to replace a stolen vehicle or the damage caused by severe weather events, fire, flood, falling objects, vandalism or rampaging animals.
  • Uninsured/underinsured motorist coverage. Uninsured motorist coverage is a type of coverage that kicks in if a policyholder is hurt or suffers property damage in an accident caused by an uninsured driver. Underinsured coverage will help the policyholders pay their medical bills if they are injured in a car accident caused by a driver that has coverage, but it’s not enough to pay for the medical bills.
  • Roadside assistance. This coverage helps drivers that suffered a mechanical breakdown. Usually, roadside assistance will provide services like battery jump-start, towing to the nearest repair shop, flat tires replacement, or fuel delivery.


Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, free quotes and money-saving tips, please visit https://compare-autoinsurance.org/.

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10,000 Baby Boomers Entering Medicare Age—AI Will Combat Resistance


AI applications are problem-solving for seniors, decreasing patient care error, and vastly improving efficiency plus speed for insurers.

10,000 baby boomers age into Medicare health coverage every day, classifying this segment of the health insurance market as the most explosive. Major carriers are expanding their offerings to capture market share, resulting in an estimated 32% increase in the number of Medicare Advantage plan choices over the past year. Within these same markets however, 20 or more options are available, further confusing and overwhelming its target customer— senior beneficiaries.(1) Dave Rich, CEO of an online multi-carrier insurance broker, Ensurem, has developed new AI tools to offset the complexity of the health insurance market giving today’s increasingly convenience-oriented consumer what they actually want—prompt and clear quotes.

“In our specialty,” says Rich, “which is helping seniors and insurers match up to make the right Medicare choices, we sit at the busiest corner of the busiest neighborhood in the entire insurance industry.” Ensurem’s primary goal is to educate its consumers, match customer to product, simplify application, automate underwriting, and instantly produce finished documents. AI applications are problem-solving for seniors, decreasing patient care error, and vastly improving efficiency plus speed for insurers.

In health insurance, AI applications currently fall into two primary categories, cost efficiency and fraud detection. On the cost efficiency front, both insurers and healthcare providers are developing software platforms to recommend healthy habits and behaviors, such as nutrition strategies and exercise plans. Under fraud detection strategies, the development primarily focuses on AI analysis of databases of previously processed claims to isolate and identify possible fraudulent behaviors on the part of current policyholders. (4) Recent applications of artificial intelligence (AI) to insurers’ products and processes, however, have been hailed by industry insiders as showing promise for rapid, significant improvement in critical areas such as risk assessment and customer service. (3)

AI Focuses on the Consumer

While most of these AI applications are still in a fairly early stage of development, the promise they hold is causing the insurance industry to re-examine its attachment to legacy IT systems and outmoded (but still common) procedures such as the manual re-keying of data between systems. (5) As competition for market share increases, Rich notes, the combination of inaccurate data and balky customer service will simply become unsustainable. Speed, clarity, accuracy, and price are areas in the healthcare insurance industry that are in desperate need of improvement. A recent Deloitte study summarized, that insurers gravitate towards developing complicated, difficult-to-understand products based on what they know how to produce, instead of focusing on what today’s seniors need—clarity. (2)    

About Ensurem:

Ensurem, headquartered in Clearwater, FL, is a leading technology and product distribution company serving carriers and consumers within the massive U.S. senior market. The company provides end-to-end solutions for carriers, including product development, digital marketing, and consumer-centric front ends and back end. For more information, please visit Ensurem.com.

1.    Coombs, Bertha, “The 2020 Medicare enrollment season brings fierce competition for baby boomers among insurers,” CNBC, October 16, 2019, cnbc.com/2019/10/16/the-2020-medicare-enrollment-season-brings-fierce-competition-for-baby-boomers-among-insurers.html

2.    “A catalyst for change: How fintech has sparked a revolution in insurance,” Deloitte, 2018, deloitte.com/content/dam/Deloitte/global/Documents/Financial-Services/gx-fsi-cataylst-for-change.pdf.

3.    Mire, Sam, “What’s The Future Of AI In Insurance? 9 Experts Share Their Insights,” Disruptor Daily, September 30, 2019, disruptordaily.com/whats-the-future-of-ai-in-insurance-9-experts-share-their-insights/.

4.    Senaar, Kumba, “Artificial Intelligence in Health Insurance—Current Applications and Trends,” Emerj, December 13, 2019, emerj.com/author/kumba-sennaar/.

5.    Vargas, Nik, “Are Insurance Industry Legacy Systems Really Worth Keeping?”, Switchfast Technologies, March 29, 2017, blog.switchfast.com/are-insurance-industry-legacy-systems-really-worth-keeping.

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NFP Ventures Invests in Wealth Technologies Inc., a Provider of Innovative Digital Financial Planning Solutions


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“WealthTech empowers NFP to serve the mass affluent – an often underserved segment of the market – at scale and add breadth to our portfolio of wealth management solutions,” said Shawn Ellis, managing director of NFP Ventures.

NFP Ventures, the early-stage investment arm of NFP, today announced a strategic investment in Wealth Technologies Inc. (WealthTech), the creator of a pioneering dynamic financial planning strategies platform. The investment includes plans to deploy WealthTech’s suite of financial planning tools across NFP’s distribution network.

WealthTech’s proprietary fGPS financial planning platform allows customers to offer personalized, client-focused financial services at scale. Through analysis of personal assets, liabilities and cash flows in the context of the user’s financial goals, the fGPS platform provides hyper-customized guidance that puts the client at the center of financial planning. WealthTech’s technology goes beyond financial advice by creating a field of dynamic financial decision making for individuals and households with options ranging from defining and prioritizing goals, managing expenses, making credit and financing decisions, and optimizing insurance coverage.

With the investment, WealthTech will have access to NFP’s current distribution capabilities in insurance and corporate wellness, with a particular focus on those clients who often can’t access sophisticated financial planning solutions due to cost. Partnering with WealthTech demonstrates NFP’s commitment to equipping clients with advanced advice and tools designed to enhance financial wellness.

“NFP continues to explore opportunities that allow us to serve a broader range of clients and needs,” said Shawn Ellis, managing director of NFP Ventures. “WealthTech empowers NFP to serve the mass affluent – an often underserved segment of the market – at scale and add breadth to our portfolio of wealth management solutions. With WealthTech’s offering, we have a path to deliver excellence consistent with the solutions we currently provide to high net worth and ultra high net worth customer segments, while adding diversity to our growing client base.”

“WealthTech’s intelligent solutions represent an opportunity to complement our existing individual and institutional wealth management solutions and serve a broader range of clients,” said Mike Goldman, president and chief operating officer of NFP. “Not all solutions are appropriate for all customers, so providing tools designed for clients who have unmet financial well-being needs, and who may be grow into being ideal candidates for our other wealth management offerings, is an exciting differentiator.”

“NFP’s focus on providing exceptional advice to their clients creates an optimal environment for utilization of our financial planning tools,” said WealthTech cofounder Rohit D’Souza. “We couldn’t be more excited to partner with them to deploy our fGPS system across their verticals to expand their capabilities and positively impact the financial wellness of millions of customers.”

About WealthTech

WealthTech is a founder funded digital finance company with deep financial services industry experience, whose principals have successfully developed, deployed and scaled groundbreaking technologies across multiple businesses and financial service sectors. WealthTech has developed innovative technology enabling the creation and operation of dynamic financial planning strategies which are significantly more flexible and powerful than existing planning technologies. WealthTech’s fGPS financial goal positioning system is the first scalable, hyper-customizable implementation of this technology enabling the provision of advisor assisted or fully automated turn-by-turn guidance, encompassing all aspects of financial decisions from strategic goal formulation and prioritization, ongoing budget and expense management, balance sheet and liquidity management, credit and financing decisions, to investment allocations and risk management. WealthTech’s fGPS platform reshapes the personal finance industry by allowing its partners to massively expand their capabilities and reach. For more information, visit wealthtech.com.

About NFP

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 5,600 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 6th largest US-based privately owned broker, and 8th best place to work in insurance (Business Insurance); 10th largest property and casualty agency (Insurance Journal); and 13th largest global insurance broker (Best’s Review).

Visit NFP.com to discover how NFP empowers clients to meet their goals.

About NFP Ventures

NFP Venture, LLC (NFP Ventures) is a venture fund launched by NFP that focuses on strategic partnerships and investments in the emerging Insurtech, Fintech and HR Tech arenas. NFP Ventures’ mission is to find, fund and work successfully with visionary executives, providing them with expertise to foster long-term success. Typically, NFP Ventures targets companies seeking Seed to Series B investment that can benefit from NFP’s distribution, human capital and other unique assets to accelerate their growth.

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NJ Legislation Requires Employers to e-file Healthcare Data for NJ Residents


ACA XML2NJ

XML to NJ efile. Fast and Easy

“Our roots are in state-mandated reporting and e-filing. As early as 2004 we were filing healthcare data while working with the Massachusetts Connector.” Says Kim Phillips, President and CEO “We approach state filing not as an add on to ACA, but as a fully resourced core service.”

BenefitScape, a leader in ACA compliance reporting and e-filing solutions, is an authorized e-filer to the state of New Jersey in connection with new legislation called the New Jersey Health Insurance Market Preservation Act (NJHIMPA).

This legislation requires that every New Jersey resident must either obtain health insurance, have a valid exemption, or pay a penalty called the Shared Responsibility Payment (SRP).

Any employer, who provides healthcare, minimum essential coverage (MEC), to a New Jersey resident, is required by this legislation to file electronically (no paper filings are permitted) a verification of this healthcare coverage to the statae of New Jersey. This requirement applies to both in-state and out-of-state businesses and is in addition to an employers’ federal reporting responsibilities established by the Affordable Care Act’s Employer Mandate.

As an authorized e-filer to the NJ DORES system, BenefitScape can e-file the required information for an employer to help them fulfill their responsibility to provide healthcare verification to New Jersey.

Employers have until March 31, 2020, to comply with the NJHIMPA for Tax Year 2019. Employers can file via the same system they use to file their employees’ W-2s or they can seek the assistance of an authorized e-filer.

“As one of the early developers working in 2004 with the Massachusetts Connector, our roots were planted in state-mandated reporting and e-filing. Says Kim Phillips, President and CEO “We don’t approach state filing as an “added on” service but with the recognition that accuracy and reliability are essential, to prevent any unnecessary fines and penalties.”

Filing requirements follow the Federal ACA model

In general, employers need to submit the same 1095-B and1095-C Forms used by the IRS to verify an employers’ compliance with federal ACA requirements. While New Jersey will accept the entire federal filing, best practice will be to only send those Forms and information relating to New Jersey residents, other information should be excluded.

How BenefitScape performs this e-filing

BenefitScape is an authorized e-filer to both the federal IRS AIR system and to New Jersey. We are expert at handling the federal XML file format and can take the filing that was done to the federal government and repurpose it for New Jersey filing. It’s that simple. Have only paper Form 1095..we will convert to XML. Here is a link that explains our process in greater detail.

BenefitScape has been filing healthcare mandate related information since 2005 in Massachusetts. We are experts at handling these filings in a secure reliable manner. We serve hundreds of clients on the federal level and have been preparing for the state-mandated filings that are now required in Massachusetts, New Jersey, District of Columbia and others .Learn More About State Mandates

About BenefitScape

BenefitScape Is the Leading US Employee Benefits Company to Focus Exclusively on Employer Compliance under the Affordable Care Act (ACA) and derivative filings in connection with state-level legislation. This Singular Focus and Our Dedicated ACATech© Platform Enable Us to Free Employers, with Cost-Saving Efficiency, from All the Pain, Penalty Risks, and Resource Burdens of ACA Compliance.

From Performing an ACA Compliance Assessment, to Tracking and Calculating Eligibility, through IRS Coding and Employee Communications to the Final IRS E-Filing, We Work Seamlessly with Any Client Setup, All Data Formats, and at Any Stage or throughout the Compliance Process. And, We Don’t Stop When Reporting Is Complete. We Assist in Necessary Corrections, Any IRS 226J Responses, and Establishing Go Forward Risk Mitigation Plans.

BenefitScape aspires to the highest level of transparency, partnership, community service and is women owned and operated.

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Lenahan Insurance Agency Earns “Diamond Achiever” Award in Michigan


(L to R) John Benson, Chairman of the Board & CEO of Frankenmuth Insurance; Dan Lenahan of the Lenahan Insurance Agency; and Fred Edmond, President & COO of Frankenmuth Insurance.

“The members of the agency’s team are excellent business partners, providing quality, professional service to all clients they serve,” says Frankenmuth Insurance President and COO Fred Edmond.

The Lenahan Insurance Agency of Grosse Pointe Woods, Michigan has been named “Diamond Achiever” for the state of Michigan by Frankenmuth Insurance. The award is presented to the state agency that attained the highest overall percentage rating in profitability, growth and policy retention during the past year.

The results achieved by the team at the Lenahan Insurance Agency in 2019 have helped the agency become one of the most successful of Frankenmuth Insurance’s more than 600 independent agencies.

“We are proud to present this award to the management and staff at the Lenahan Insurance Agency,” says Frankenmuth Insurance President and COO Fred Edmond. “The members of the agency’s team are excellent business partners, providing quality, professional service to all clients they serve.”

To learn more about the Lenahan Insurance Agency, find them on Facebook or visit http://www.lenahanagency.com.

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Frankenmuth Insurance has been providing peace of mind for families and businesses for 150 years. Because insurance is both complicated and critical to people’s lives, Frankenmuth works exclusively with 600 independent agents to provide business, home, auto and life insurance policies. With more than 700 employees, the company is headquartered in Frankenmuth, Michigan, and offers insurance products in 15 states. Frankenmuth Insurance is financially sound, with $1.7 billion in assets. The company has an A.M. Best rating of “A” (Excellent) and is a Ward’s 50® Top Performer. For more information visit fmins.com.

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The House of Insurance Earns “Diamond Achiever” Award in Wisconsin


(L to R) John Benson, Chairman of the Board & CEO of Frankenmuth Insurance; Mike and Alex Cross of the House of Insurance; and Fred Edmond, President & COO of Frankenmuth Insurance.

“The members of the agency’s team are excellent business partners, providing quality, professional service to all clients they serve,” says Frankenmuth Insurance President and COO Fred Edmond.

The House of Insurance of Greenfield, Wisconsin has been named “Diamond Achiever” for the state of Wisconsin by Frankenmuth Insurance. The award is presented to the state agency that attained the highest overall percentage rating in profitability, growth and policy retention during the past year.

The results achieved by the team at the House of Insurance in 2019 have helped the agency become one of the most successful of Frankenmuth Insurance’s more than 600 independent agencies.

“We are proud to present this award to the management and staff at the House of Insurance,” says Frankenmuth Insurance President and COO Fred Edmond. “The members of the agency’s team are excellent business partners, providing quality, professional service to all clients they serve.”

To learn more about the House of Insurance, find them on Facebook or visit http://www.thehouseofinsurance.com.

Frankenmuth Insurance has been providing peace of mind for families and businesses for 150 years. Because insurance is both complicated and critical to people’s lives, Frankenmuth works exclusively with 600 independent agents to provide business, home, auto and life insurance policies. With more than 700 employees, the company is headquartered in Frankenmuth, Michigan, and offers insurance products in 15 states. Frankenmuth Insurance is financially sound, with $1.7 billion in assets. The company has an A.M. Best rating of “A” (Excellent) and is a Ward’s 50® Top Performer. For more information visit fmins.com.

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Buttrey-Wulff-Mamminga Agency Earns “Diamond Achiever” Award in Illinois


(L to R) Fred Edmond, President & COO of Frankenmuth Insurance; Michael Wulff of the Buttrey-Wulff-Mamminga Agency; and John Benson, Chairman of the Board & CEO of Frankenmuth Insurance.

“The members of the agency’s team are excellent business partners, providing quality, professional service to all clients they serve,” says Frankenmuth Insurance President and COO Fred Edmond.

The Buttrey-Wulff-Mamminga Agency of Batavia, Illinois has been named “Diamond Achiever” for the state of Illinois by Frankenmuth Insurance. The award is presented to the state agency that attained the highest overall percentage rating in profitability, growth and policy retention during the past year.

The results achieved by the team at the Buttrey-Wulff-Mamminga Agency in 2019 have helped the agency become one of the most successful of Frankenmuth Insurance’s more than 600 independent agencies.

“We are proud to present this award to the management and staff at the Buttrey-Wulff-Mamminga Agency,” says Frankenmuth Insurance President and COO Fred Edmond. “The members of the agency’s team are excellent business partners, providing quality, professional service to all clients they serve.”

In addition, Frankenmuth Insurance also recognized the Buttrey-Wulff-Mamminga Agency for surpassing $1 million in written premium for 2019.

To learn more about the Buttrey-Wulff-Mamminga Agency, find them on Facebook or visit http://www.bwmins.com.

Frankenmuth Insurance has been providing peace of mind for families and businesses for 150 years. Because insurance is both complicated and critical to people’s lives, Frankenmuth works exclusively with 600 independent agents to provide business, home, auto and life insurance policies. With more than 700 employees, the company is headquartered in Frankenmuth, Michigan, and offers insurance products in 15 states. Frankenmuth Insurance is financially sound, with $1.7 billion in assets. The company has an A.M. Best rating of “A” (Excellent) and is a Ward’s 50® Top Performer. For more information visit fmins.com.

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Important Rules For Driving Safely At Night


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“Driving at night involves numerous risks. Drivers should follow our tips and drive safely”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Driving at night is a very dangerous experience. Reduced visibility, blinding lights coming from the driver on the opposite lane or pedestrians appearing out of the sudden are really perilous hazards. When an accident happens, car insurance will provide funds for property damage and medical treatments. Find out more and get free car insurance quotes from http://carinsuranceshoppingsource.com.

Whenever a driver rides at night, he should follow these tips:

  • Check all the car’s lights. Before hitting the road, make sure that all headlights, taillights, high beams, and signal lights function. Additionally, make sure all lights are clean and bright enough for other drivers to see them clearly.
  • Turn the headlights on. Help drivers see the car in the twilight by turning headlights on before sunset and keeping them on for an hour after sunrise.
  • Avoid tailgating. Tailgating will only make the other driver nervous, which makes him or her more likely to react badly to something in the road and cause a wreck. Also, the closer the headlights are, the brighter they can seem and more distracting they can be. Again, this makes the driver ahead nervous and can also limit his or her visibility.
  • Watch out for pedestrians, especially near pubs and clubs around closing time. Drunk pedestrians are very dangerous and they will endanger not only their life but also the life of any driver around. A driver can lose control and collide with another car or structure when trying to avoid the pedestrian.
  • Drive Defensively. When driving at night, depth perception is affected by the darkness. This means it’s harder to judge the speed and distance of other vehicles. In order to avoid an accident, make sure to drive a little slower and keep more distance between your car and the car in front. This will give enough time to react if they stop suddenly.
  • Get some rest before driving at night. When it gets dark, our bodies naturally get sleepy. To avoid feeling drowsy when behind the wheel, it’s important to be well-rested before venturing forth. During a long drive make frequent stops to stretch and refresh. If the driver is getting sleepy, then he should pull over and rest. Driving while drowsy is extremely dangerous.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, free quotes and money-saving tips, please visit https://compare-autoinsurance.org/

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Why Drivers Should Purchase Roadside Assistance


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“Before purchasing coverage, drivers should analyze if they need roadside assistance. This service can help drivers to quickly get out from many unpleasant situations”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Most insurance providers will offer their customers the possibility to purchase roadside assistance insurance. This coverage is very important and policyholders are highly recommended to purchase it. Usually, insurance providers will have partnerships with companies that provide roadside assistance services.

Roadside assistance is a type of coverage that helps drivers with cars that are suffering from breakdowns. When this situation occurs, the closest and most appropriate service provider is dispatched.

The following services are provided for drivers that purchase roadside assistance:

  • Battery jump-start service. Trained professionals will attempt to start the vehicle by jump-starting the battery. If the car that suffered a breakdown is an electric car, then the policyholder might be in trouble as there are a few qualified professionals that can jump-start an electric vehicle.
  • Towing services. This service is offered when all of the attempts of making the car drivable again had failed. The affected car will be towed to the nearest mechanic shop and the necessary repairs will be made.
  • Flat tires replacement. Drivers that own an available roadside assistance coverage are protected in the case they need to replace a flat tire. Usually, a service professional will be dispatched to the location in order to replace the deflated tire with the spare one inside the policyholder’s vehicle.
  • Fuel delivery service. This service is useful for drivers that run out of gas while driving. The delivered fuel will be enough to get the vehicle to the nearest gas station. Also, policyholders should know that some roadside services will charge for the fuel.
  • Lockout and locksmith service. This service is useful for drivers that need to gain entrance to their vehicles. The lockout service profession can gain entry to a vehicle by using a pump wedge or a long reach tool to unlock a door. If that fails, then a locksmith is called.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, free online car insurance quotes and money-saving tips, please visit https://compare-autoinsurance.org/

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Minute Mortgage’s Fully-Digital Lending Experience Expands to Colorado


Minute Mortgage App

“Speed, savings and expertise are the key elements that make Minute Mortgage the home loan choice for today’s savvy consumers,” says Brooke Dalzell, director of production at Minute Mortgage.

Minute Mortgage, an Arizona-based mortgage company, has expanded their services to homebuyers across Colorado. Minute Mortgage is an integrated digital lending platform that offers a virtual mortgage experience for today’s modern home-buyer.

“Speed, savings and expertise are the key elements that make Minute Mortgage the home loan choice for today’s savvy consumers,” says Brooke Dalzell, director of production at Minute Mortgage. “Our technology and streamlined application process cut out unnecessary steps that outdated, traditional lenders still demand of consumers.”

Minute Mortgage’s streamlined process eliminates 80 percent of the work required by customers and loan officers, making the application process faster than that of traditional mortgage companies.

“Submitting required documents is as easy as snapping a picture and uploading it via our website or mobile app. And we only request documents that are absolutely necessary to the application process,” adds Dalzell. “We won’t waste a customer’s time and energy by requesting paperwork we don’t need.”

While the company prides itself on the capability of providing a fully-digital experience, it is not a faceless company. Behind the tech is a team of experienced lending officers ready to help customers who’d appreciate additional guidance throughout the application process.

“We’re happy to provide people with real, human customer service,” notes John Suggs, Minute Mortgage’s director of operations. “And we don’t hand customers off to whomever happens to be available when they call or email. They get one dedicated loan specialist committed to working with them throughout the entire process.”

Another defining characteristic of Minute Mortgage is that their loan staff is salaried, so they never push customers into needless fees and add-ons in the pursuit of commission.

“It’s simple: We’re here to help homebuyers and refinancers get the best mortgage for their needs at the lowest rate possible,” said Dalzell. “That’s the Minute Mortgage way and we’re thrilled to be bringing it to Colorado.”

About Minute Mortgage

Founded in 2019, Minute Mortgage was started with the singular focus of improving the lending process for the modern home buyer. Their digital solution allows consumers to complete the entire mortgage process online, via the Minute Mortgage mobile app or website. Enabled by an innovative platform that eliminates inefficiencies, the company can offer mortgage products at competitive rates while charging low fees and cutting downtime to closing. Additionally, Minute Mortgage has an experienced staff behind the tech, ready and able to guide buyers and refinancers into the best mortgage for them. For more information on Minute Mortgage, visit https://minutemortgage.com/.

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