Category Archives: Business: Insurance

Press Releases from the Insurance world, What’s new, Popular, Trending and News Worthy. In the ever changing industry of Insurance.

Strategic Relationship Aims to Help Young OMS Associates Prosper


USOSM President & CEO Richard Hall says Treloar & Heisel will help USOSM “bring added value” to new associates.

For dental and medical professionals, Treloar & Heisel is synonymous with excellent financial services. We’re excited to be working with them to position our young associates for a brighter future.

Financial services provider Treloar & Heisel and specialty management services company U.S. Oral Surgery Management (USOSM) have entered into a strategic relationship to help young oral and maxillofacial surgery associates prepare for a prosperous future.

The agreement between the two companies is effective for the next three years. During this time period, USOSM will provide associates who join USOSM partner practices access to Treloar and Heisel’s Personal CFO Services, which include: financial planning, insurance, retirement planning, debt refinancing and other financial services.

“For dental and medical professionals, Treloar & Heisel is synonymous with excellent financial services. We’re excited to be working with them to position our young associates for a brighter future. It’s one of the ways we bring added value to our new associates, who are joining our partner practices throughout the United States,” notes Richard Hall, USOSM president and CEO.

Founded in 1959 by Dan Treloar and headquartered in New Castle, Pennsylvania, Treloar & Heisel is a premier financial services provider to dental and medical professionals across the country. Treloar & Heisel assists thousands of dental and medical professionals — from training all the way through retirement — with a comprehensive suite of insurance products and financial services.

Headquartered in Irving, Texas, USOSM has partner practices spanning six states: Texas, Colorado, Georgia, Tennessee, Minnesota and Alabama. A shared services organization, USOSM collaborates with premier oral and maxillofacial surgeons to offer a partnership solution for continued and accelerated practice success. USOSM provides operational, marketing and administrative support services, reinvests resources, and applies best practices to improve clinical and financial performance and produce steadier, more profitable growth for all.

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Mercedes-Benz Arrowhead Sprinter is Promoting its inventory of 2020 Mercedes-Benz Metris Cargo Vans


white Mercedes-Benz metris cargo van

The 2020 Mercedes-Benz Metris Cargo Van is now available at Mercedes-Benz Arrowhead Sprinter

Mercedes-Benz Arrowhead Sprinter, a Mercedes-Benz dealership that sells cargo, passenger and crew vans, is promoting its inventory of 2020 Mercedes-Benz Metris Cargo Vans. The dealership, located in the Phoenix area, invites businesses to consider the 2020 Mercedes-Benz Metris Cargo Van for their companies.

Customers who are interested in purchasing a work van like the 2020 Mercedes-Benz Metris Cargo Van, are encouraged to learn more on the dealership’s website, arrowheadmbsprinter.com. Hovering over “New” at the top of the website will trigger a drop-down menu with several tools for van research. Customers can learn more about Mercedes-Benz Sprinter and Metris vans with research or comparison pages. In order to learn about the 2020 Mercedes-Benz Metris Cargo Van, customers are directed to select “Metris Model Research” from the drop-down menu and to select “2020 Metris” from the first list of research pages. This page will tell customers about the 2020 Mercedes-Benz Metris cargo, crew and passenger vans, helping them to get an idea of which van would best suit their business.

More information on the 2020 Mercedes-Benz Metris Cargo Van can be found on the dealership’s blog, which can be accessed by hovering over “Contact Us” at the top of the site and selecting “Our Blog” from the drop-down menu.

Other online features include the online inventory, which shows customers which vans are currently available, along with prices and other general information. Customers may also contact the dealership’s sales team with any questions or concerns.

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How To Find An Advantageous Policy With The Help Of Online Car Insurance Quotes


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“Online car insurance quotes will help drivers find affordable coverage. It only takes several minutes to fill in questionnaires, but you can save hundreds of dollars.” said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has released a new blog post that highlights the importance of online car insurance quotes and how they can help drivers find cheaper auto insurance.

For more info and free quotes, visit http://compare-autoinsurance.org/online-auto-insurance-quotes-will-help-you-find-an-advantageous-policy/

Car insurance companies have different algorithms for determining rates. That makes prices vary a lot between carriers and increases the necessity of using online quotes. Online quotes provide price estimates, allowing users to select a coverage plan that will meet their financial needs.

The blog explains why drivers should use multiple online quotes, not just one or two quotes. Brokerage websites allow drivers to get in contact with multiple companies licensed to sell coverage in a particular ZIP code.

When getting online quotes, it is possible to preview paid-in-full costs, for how many discounts the driver can potentially qualify for and how much will it save. Online tools allow drivers to customize multiple coverage parameters, thus making the coverage cheaper or more expensive. For example, online users can modify the deductible levels and the price will be updated. The same goes for selecting liability coverage, purchasing add-ons or selecting addition medical payments.

Online quotes are free and do not oblige the user to buy coverage. In fact, insurance companies encourage drivers to get estimates. Some of them even offer a discount for those who got discounts and bought coverage after that.

Comparing prices online is the best way to find cheaper coverage. It only takes several minutes to fill a form and receive estimates. By comparing multiple quotes for the same coverage options, drivers can make an educated choice, in terms of both price and quality of the services.

For more car insurance info and money-saving tips, please visit http://compare-autoinsurance.org

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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What Are The Main Penalties For Driving Without Insurance


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“Driving without insurance is never a good option. It will cost you a lot of money and even your freedom. Get car insurance quotes online and look for cheap coverage”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has released a new blog post that explains the penalties for driving without insurance.

For more info and free quotes, visit https://compare-autoinsurance.org/penalties-for-driving-without-insurance/

Carrying active auto insurance is mandatory for every person driving in the United States. Failing to oblige the laws will determine the authorities to take action and apply a series of penalties. Before dropping coverage, it is wise to check cheaper alternatives. Driving without insurance is never a good option. Find out more and get free quotes from http://compare-autoinsurance.org/.

All states, except New Hampshire, will apply penalties for drivers caught driving without insurance. In New Hampshire, auto insurance is not required by state. However, it is recommended to get liability coverage.

  • For all other states, the penalties include fines, license points, license suspension, community service, and even jail. It all depends on the severity of the crime and the state’s laws. Logically, being caught without insurance for a second or third time will bring more severe penalties.
  • Fines. This is the most common penalty. There is a huge difference for fines, ranging from $25 in Alabama, up to $5000 in Massachusetts. In some states, it is cheaper to get at least the minimum required coverage than to get a ticket.
  • Car impoundment. Police officers have the authority to impound the car until the fine is paid and the driver gets proper insurance. There is a time limit for paying fine, getting coverage and reclaiming the car. When the time expires, the police can even crush the car.
  • License suspension. In 44 states, the license will be suspended for driving without insurance. After paying the fees, getting insurance, the driver will also have to pay for reinstating the license. The total costs can reach several thousands of dollars. Plus, drivers will be required to carry SR-22
  • Being involved in an at-fault accident while driving without insurance. Causing an accident while not having insurance is a really serious and unpleasant situation. The victims will surely sue for damage and injuries. Depending on the severity of the accident, the costs will rise from several hundred to hundreds of thousands of dollars.
  • Being involved in an accident while driving without insurance. If the other party is responsible for the accident, but the victim has no insurance, this may limit the maximum financial claims. This is the so-called “no pay, no play” law. In Louisiana, the victim will receive no compensation after an accident if he’s uninsured, regardless of fault.
  • Jail time. This penalty is usually reserved for a subsequent conviction. The number of days in prison varies by state. The range varies from 10 days, up to one year in jail.


Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org

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How to Respond and How to Prepare.”


PRI Webinar | Government Enforcement Actions: How to Respond and How to Prepare

This webinar will provide valuable information for physicians as it pertains to government enforcement actions. Understanding how to respond and how to prepare will prove to be valuable for any practicing physician.

Physicians’ Reciprocal Insurers (PRI), a New York State medical malpractice insurer, is pleased to announce an upcoming webinar on “Government Enforcement Actions: How to Respond and How to Prepare.”

Presented in partnership with Frier Levitt, a national healthcare law firm, this webinar will provide valuable information for physicians as it pertains to government enforcement actions. Understanding how to respond and how to prepare will prove to be valuable for any practicing physician.

The webinar will be hosted by John E. Morrone, Esq., a Partner with the law firm. Mr. Morrone’s focus at the practice is on transnational and regulatory healthcare law; in addition to his law degree, Mr. Morrone’s background includes a degree in biomedical engineering and an MBA in Hospital and Healthcare Administration. He writes and speaks extensively on healthcare legal matters and is a regular source of information for news outlets on healthcare topics. In this webinar, he will talk extensively about the process of enforcement action with specific discussions on:


  • How to identify current healthcare enforcement activity by the government
  • How to manage visits by investigators, and how to respond to subpoenas and other investigative demands
  • How to prepare and possibly avoid government scrutiny
  • Self-Disclosure – what it is and how it can benefit providers


This free webinar will take place on Wednesday, March 11, from 2:00 p.m. – 3 p.m. EDT. To register for this event please use this Registration Link. For additional information, please contact Katherine E. Guglielmo, Marketing Coordinator at (973) 618-1660, email: kguglielmo@frierlevitt.com.

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RevSpring Announces the Acquisition of Loyale Healthcare


“We are excited to combine forces with the Loyale team and look forward to working side by side with them to deliver the great service and solutions that their clients, and their patients, have come to rely on,” said Scott MacKenzie, CEO of RevSpring.

RevSpring, a leading provider of patient engagement and payment solutions, today announced it has acquired Loyale Healthcare in a combination that expands the company’s payment solutions, and brings complementary capabilities to the customers of both organizations. RevSpring is a portfolio company of GTCR, a leading private equity firm.

“Loyale has built an impressive solution for their customers, differentiated by their commitment to delivering exceptional patient payment experiences that accelerate payments as they build loyalty,” said Scott MacKenzie, CEO of RevSpring. “We are excited to combine forces with the Loyale team and look forward to working side by side with them to deliver the great service and solutions that their clients, and their patients, have come to rely on.”

“We have admired RevSpring’s leadership and momentum in the healthcare business solutions and payments market, and share common values and perspectives on how to improve patient experience along with healthcare provider’s financial performance,” said Kevin Fleming, CEO of Loyale. “We are excited to accelerate our mission of leadership and innovation in patient financial engagement with a dynamic and highly skilled partner in RevSpring at our side.”

With this acquisition, RevSpring further strengthens its commitment to serving leading hospital systems and ambulatory providers, and further augments its leading digital communications and payments capabilities with Loyale’s suite of products. The combined companies will facilitate approximately $5.5 billion in payments collected through their systems on behalf of their clients.

Health Insight Capital, a subsidiary of HCA Healthcare, was an investor in Loyale prior to the acquisition. HCA Healthcare is a customer of both RevSpring and Loyale, with Loyale’s solutions deployed throughout its hospitals and employed physician clinics.

“The RevSpring team is committed to providing the premier patient payment solution in the market by providing easy payment options at every touchpoint,” said Steve Callis, president of payments at RevSpring. “Bringing the Loyale organization together with the RevSpring team, we believe the customers of the combined organization will realize an even greater ability to connect patients with the right payment options to increase payment performance.”

RW Baird served as financial advisor to RevSpring on the transaction, and Ziegler served as financial advisor to Loyale.

This is one of many important investments RevSpring is making in payments-related solutions, with additional announcements to be made at the 2020 HIMSS Global Health Conference & Exhibition on March 9–13, 2020, in Orlando. Healthcare providers are invited to visit booth #6479 or http://www.revspringinc.com/healthcare to see new capabilities from RevSpring that enable easy payments anywhere.

About RevSpring

RevSpring leads the market in financial communications and payment solutions that inspire patients to pay. The company has built the industry’s most comprehensive and impactful suite of patient engagement, OmniChannel communications, and payment solutions backed by behavior analysis, propensity-to-pay scoring, contextual messaging, and user experience best practices. Using proprietary data analytics to tailor the engagement from pre-service to post-service, we improve the financial experience and outcomes for providers and their patients. To learn more, visit http://www.revspringinc.com/healthcare.

About Loyale

Loyale Patient Financial Manager™ is a comprehensive patient financial engagement technology platform leveraging a suite of configurable solution components including predictive analytics, intelligent workflows, multiple patient financing vehicles, communications, payments, digital front doors, and other key capabilities.

Loyale Healthcare is committed to a mission of turning patient responsibility into lasting loyalty for its healthcare provider customers. Based in Lafayette, California, Loyale and its leadership team bring 27 years of expertise delivering leading financial engagement solutions for complex business environments. For more information visit http://www.loyale.us.

About GTCR

Founded in 1980, GTCR is a leading private equity firm focused on investing in growth companies in the Financial Services & Technology, Healthcare, Technology, Media & Telecommunications, and Growth Business Services industries. The Chicago-based firm pioneered The Leaders Strategy™ – finding and partnering with management leaders in core domains to identify, acquire, and build market-leading companies through transformational acquisitions and organic growth. Since its inception, GTCR has invested more than $15 billion in over 200 companies. For more information, please visit http://www.gtcr.com.

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ElegirSeguro.com, an Innovative Insurtech for SME’s is on the fast lane to becoming the”Next-Insurance” or “CoverWallet” for Latin America


consorcio invests in elegirseguro.com

We look forward to making ElegirSeguro.com the best insurance platform for SME’s in Latin America in the following years, said Martin Weidemann

These Argentinean guys are on the fast lane to becoming “The Leading Insurtech” in LATAM, oriented to small & medium business insurance site. Yes, the same path that was led by giants in the US like Next-Insurance or Coverwallet, now has its “tropical” version for Latin America, and it’s great!

Diego Robledo (COO) and Martin Weidemann (CEO) have done great work making the first platform’s impact in the Argentinean market. And now, they are both expanding to Mexican and Chilean Market. Right after participating in the region’s top business accelerators (StartupChile.org and Parallel18.com) they have raised one of the most promising seed rounds for an insurtech in the southern cone. An almost 1 million round, led by Chile’s top insurance carrier Consorcio, and other VC’s like Arkfund from México.

We asked Martin Weidemann about the main objectives sought after this round, and he answered us, “We look forward to making ElegirSeguro.com the best insurance platform for SME’s in Latin America in the following years.”

We believe now the right way to do so, is launching our next version including more features for the insurance chain. The business, the carrier, and the reinsurer. As opening markets in bigger need of coverages than the Argentinean. It also becomes a good validation for us to operate in the continent in different countries, making us a great partner for international brokers with no platforms for reaching the SMB’s.

This year and next Diego and Martin will be focused on growing the business and closing further partners & investment deals.

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New Analysis of FEMA Data Demonstrates How the NFIP Subsidizes the Wealthy


Craig Poulton, chief executive officer of Poulton Associates, LLC, presented a new report today on Capitol Hill providing analysis of NFIP data. It definitively shows that the country’s wealthy coastal homeowners are in fact benefiting the most from the National Flood Insurance Program – at the expense of lower income homeowners and taxpayers.

Poulton presented the report, “Beneath the Surface: Analysis of NFIP Data Demonstrates the Need for More Equitable Rates,” during a panel discussion with public policy experts R.J. Lehmann of R Street and Steve Ellis of the Taxpayers for Common Sense at a Congressional briefing open to lawmakers, regulators, congressional staffers and more. Sponsored by Poulton Associates, the comprehensive research and analysis was conducted by HazardHub, a leader in dissecting and simplifying geospatial digital data.

“We are pleased to have sponsored this definitive study, which should put to rest any debate as to the disparity in the benefits realized by the high and low-income groups participating in the NFIP. The analysis determines that the NFIP serves to benefit the wealthy far more than the ordinary citizen,” said Poulton. “It is our hope that these findings will support the efforts of the NFIP and Congress to achieve more equitable outcomes for flood insurance buyers of all income levels, as well as the taxpayers who have been funding a program that has cost them more than $40 billion.”

Commissioned to determine who benefits the most from the federal flood program, HazardHub’s analysis demonstrated that the NFIP provides a substantial subsidy to upper-income groups. Loss ratios are also higher in areas where development in high risk locations has been encouraged by unsustainable subsidized flood insurance rates. Key findings include:


  • The top three income groups (household income over $106,000) studied accounted for roughly 48 percent of total NFIP claims, while the three lowest groups accounted for just 15.5 percent.
  • The census tracts containing the lowest third of the per-capita income group has paid proportionately higher premiums than the upper two per-capita income groups in every year of the nine years examined.
  • Despite a mandate in the Biggert-Waters Act to raise rates, average NFIP rates have gone down over the last five years, primarily to the benefit of wealthy homeowners.


For the study, HazardHub conducted a detailed analysis of NFIP data from the Federal Emergency Management Administration on policies and claims from 2010-2018. Researchers explored cost, benefits, income groups and geographic distributions.

“To our knowledge, no one has ever normalized the NFIP data to the extent that was necessary to create this report,” said Brady Foust, chief science officer of HazardHub. “The data can be difficult to decipher, but when examined closely by our team, it pointed clearly to the fact that the NFIP represents a substantial subsidy to upper-income level groups.”

Poulton Associates administers the Natural Catastrophe Insurance Program, the country’s largest private flood insurance program. NCIP is a leading private alternative to the NFIP.

“The truth is taxpayers have paid $.59 of every claim dollar paid for losses reported by the NFIP,” Poulton told briefing attendees. “You just need to look at the NFIP’s total losses as of 2018 of $66.5 billion and factor in the $39 million the NFIP has borrowed over that same time from taxpayers, to come to that conclusion. That is the definition of unsustainable.”

For the full report, visit http://www.FairFlood.com.

About Poulton Associates, LLC.

Poulton Associates, Inc. is a Utah-based managing general agent and insurance brokerage with expertise in property and casualty insurance. As administrator of the Natural Catastrophe Insurance Program, they make the program available to insurance professionals in all 50 states at http://www.CATcoverage.com. Follow Poulton on Twitter @NCIPtweets.

About HazardHub

HazardHub is the only third-generation provider of property-level hazard risk databases. Their team of scientists translates huge amounts of geospatial digital data into easy-to-understand answers, providing risk assessments that can be used to make real-world decisions. HazardHub provides comprehensive, national coverage for risks that destroy and damage property, including perils from air (wind, hail, tornado, lightning), water (flood, coastal storm surge), earth (earthquake, brownfield, Superfund) and fire (wildfire and fire protection.) Follow HazardHub on Twitter @HazardHubUSA.

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Alder Home Security Selects PX to Centralize Customer Acquisition Efforts


PX, the leading platform for customer acquisition, today announced an agreement with Alder Holdings, LLC to centralize Alder’s customer acquisition activity and online publisher relationships through the PX platform. Alder will utilize PX Private Marketplaces to purchase leads and calls, to create efficiencies, and strategically grow their customer base.

Under the agreement, PX Private Marketplaces will allow Alder to maintain its relationships with all of their online publishers, including email and comparison review partners, and manage those campaigns in one place, the PX platform. Alder will use PX and its tools, addressing their need to proactively price acquisition campaigns so that they consistently meet Alder’s cost-per-acquisition targets.

“We’re excited that a leading innovative partner like Alder, who has seen the tremendous benefits of our platform, has chosen to double-down on our ability to help them find new customers,” said Bas Offers, co-founder and COO at PX. “Establishing Private Marketplaces is an important part of our goal to transform the entire customer acquisition industry with efficiency, transparency and trust. This agreement is another strong validation of that mission.”

Today, Alder buys leads through the PX Open Exchange, which brings hundreds of customer acquisition marketers and publishers together in a programmatic marketplace. Alder also maintains relationships with more than a dozen other publisher sources to find new customers. By centralizing their activity through PX, Alder will have a single, consistent lens to measure performance, plus on-demand tools to optimize and build scale, without replacing sources they already know and trust.

“Over the past year, we’ve been very impressed by the PX technology and how it has enabled us to continually better our performance metrics and reach growth targets,” said Mark Stokes, EVP and General Manager of Inside Sales for Alder Home Security. “The platform and their people continually help us to reach new partners and uncover new opportunities to scale.”

Integration of the Private Marketplaces will begin immediately. As part of the agreement, the two companies will also build out Alder-Branded Campaigns, a third element of the PX platform that focuses on expanding reach to high-intent consumers. Those are scheduled to launch in Q2 2020.

About PX:

PX is the world’s leading marketing technology platform for customer acquisition, providing large brands with the most powerful, efficient, compliant and transparent lead-generation tools on the market. Processing more than 200,000 leads per day, the company brings programmatic performance and optimization to customer acquisition, creating opportunities for marketers to efficiently find customers and for publishers to better monetize their audiences. PX is active in the Financial Services, Insurance, and Home Services industries. It is headquartered in New York City, with offices Panama, The Netherlands, and Ukraine. For more information, visit http://www.px.com.

About Alder:

Alder provides affordable, easily self-installed home security systems that can be customized to match any lifestyle thanks to their totally wireless architecture. No other player is better positioned to expand market share than Alder. Supremely sophisticated in their simplicity, Alder security systems combine the portability, affordability, and convenience of DIY technology with the Total Life Safety of traditional home security. With a business model built-up over 10 years on the principle of putting customers first, and a subscriber base now in excess of 100,000 homes, Alder is the perfect home security system for modern life. For more information, visit http://www.alder.com.

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What Are Car Insurance Frauds And How Are They Punished


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“Lying to your insurer and trying to scam the company will backfire with unpleasant consequences”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Each year, billions of dollars are lost due to car insurance frauds. To compensate for their losses, insurers raise the cost. People caught committing frauds or attempting to commit frauds are severely punished. The exact penalty depends on the type of fraud and its severity. The main types of frauds are:


  • Soft fraud. Also called opportunistic fraud, is a minor offense, in which a person takes advantage of certain situations, and straight-out lie their insurer to gain money or benefits. For example, a person that applies for an insurance policy lies to the insurer to get a better deal. Usually, those persons lie about how much miles they drive each day, where they park and keep their car, who is the primary driver, how the vehicle is used, marital status and college degrees. In other cases, persons that were legitimately injured in accidents will exaggerate their injuries to get more money or additional medical services.
  • Hard fraud. Hard fraud is a serious offense that involves actual damage taking place. Deliberately causing an accident, setting up your car on fire, claiming your car was stolen while you hide it, cause millions of dollars to be lost by insurance companies every year. These losses will be reflected in the higher premiums paid by the customers.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, free quotes and money-saving tips, please visit https://compare-autoinsurance.org/

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