All posts by imreal

Platinum Tax Defenders Reveals Increase in National debt and Urges Taxpayers to Prepare for Potential Increase in Taxes Due To National Debt


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platinum tax defenders

With recent news articles reporting that U.S. federal debt is on its way to increase to a shocking 144 percent of GDP, according to a recent report by the Congressional Budget Office, Platinum Tax Defenders is urging U.S. taxpayers to settle their back taxes as soon as possible to avoid higher tax debts in the future.

Some experts are weighing in and likening the national debt to a “tax” on future generations. If current laws generally remain unchanged, the Congressional Budget Office expects the deficit to reach 92 percent of GDP by the end of the next decade and 144 percent by 2049.

According to a Yahoo! Finance report (“’A Tax on Future Generations’: U.S. debt on a path to exceed World War II levels,” July 12, 2019), the main reason why U.S. federal debt is reaching such high levels is because the current law that decides taxes and benefits – including Social Security and major health care programs – is close to depleting its resources.

The downsides to the United States having such high federal debt is it can dampen economic output over time. As interest charges increase on the outstanding U.S. national debt, interest payments to foreign debt holders will also increase. As a result, the income of Americans’ households significantly reduces. Additionally, as the national debt rises, the U.S. is at an even higher risk of falling into a fiscal crisis.

The national tax debt increase can affect taxpayers in a variety of ways, including raising interest rates, creating a weak job market, and ultimately, higher taxes. When the government is unable to make revenue through usual means to pay off its debt, it will usually turn to raising taxes for consumers and property owners. With the imminent risk of increased taxes looming, Platinum Tax Defenders is urging taxpayers to pay off back taxes as soon as they can.

For individuals who owe the IRS $10,000 or more, there are multiple programs the IRS offers to pay back taxes. The experts at Platinum Tax Defenders have been helping taxpayers settle back taxes since 2001. Among the tax relief programs that Platinum Tax Defenders specializes in include Offer in Compromise, Installment Agreements, Penalty Abatement, and Innocent Spouse Relief, to name a few. Settling back taxes is one way to prevent the burden that may come from increased taxes due to the country’s national debt. For individuals whose back-tax situation has already resulted in calls and letters from the IRS threatening wage garnishment or seizure of assets, Platinum Tax Defenders can help. As one of the top tax relief firms in the country, Platinum Tax Defenders has experience negotiating tax relief deals with the IRS on behalf of its clients.

While individuals may not be able to do much personally to lessen the national debt, taxpayers can make small steps to reduce their debt. For individuals interested in receiving help with settling back taxes, call Platinum Tax Defenders today for a free consultation.

About Platinum Tax Defenders

Platinum Tax Defenders, a subsidiary of Cardiff Lexington Corporation, (Cardiff Lexington Corp (CDIX) ) has been helping individuals navigate their tax situations with the IRS since 2011. The top-rated tax firm’s tax resolution services have saved thousands of clients hundreds of thousands of dollars in tax debt. The expert team at Platinum Tax Defenders has experience working with entrepreneurs, individuals, and small businesses alike. Platinum Tax Defenders (http://www.platinumtaxdefenders.com) is a forward-thinking leader in the tax resolution industry. The tax relief experts team works with taxpayers who are struggling with small to large tax debts. Platinum Tax Defenders offers a wide variety of tax resolution, bookkeeping, and tax preparation services for individuals and businesses.

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“Ganja Yoga” Launches Online Cannabis-Enhanced Yoga Classes January 1, 2020


“Ganja Yoga” founder and canna-wellness pioneer Dee Dussault will launch a new series of online cannabis-infused classes on January 1, 2020. Designed as an interactive experience to support her best-selling book Ganja Yoga: A Practical Guide to Conscious Relaxation, Soothing Pain Relief, and Enlightened Self Discovery – the new tutorials will show participants how to reap the benefits of cannabis’ scientifically proven effect on mental and physical conditions. Subscribe now at http://www.ganjayoga.online.

Ganja Yoga Online, taught by Dee Dussault and her two-dozen certified “Ganja Yoga” instructors, is for all levels and all bodies. After suffering more than one yoga injury in her twenty-five years of yoga practice, Dee brings mindful alignment and a more chill energy to yoga than many people assume the practice offers, cannabis optional.

“Many people are afraid to try yoga, or think it isn’t for them because they don’t have the “yoga body,” says Dussault. “I’ve taught thousands of people of all sizes and ages that every body is a yoga body.”

A monthly subscription to Ganja Yoga Online includes three weekly classes, each enhanced with different methods of cannabis consumption and cannabis education. Additionally, every class showcases a different style of yoga, so people can begin to see the vast world of possibility the practice offers. Each one also has a different background, so the THC or CBD-using yogi stays motivated.

Season one has 12 classes, totaling nine hours of content. The presale subscription rate is $4.20 for the first month, and then $20/month. The “Gone Wild” subscription is $30/month and includes behind the scenes and other bonus content, along with a discounted signed copy of the book, ‘Ganja Yoga,’ as well as access to all 12 monthly classes at once.

Dee Dussault is the first teacher to publicly offer cannabis-enhanced yoga. Over the past decade, she’s taught “Ganja Yoga” to thousands of students in over a dozen cities throughout the United States and three international countries.

“Ten years of being a one-woman show with no background in business, working to make a name in the cannabis sector has been huge,” says Dussault. “Being the first person to publicly offer cannabis yoga, along with raising awareness about female cannabis users and the canna-wellness industry are what I’m very proud of.”

Each class is sponsored by various “health-forward” cannabis companies, such Somatik, and organic farms like Moonmade Farms and Wildland Cannabis.

A small portion of all sales will be donated to help repair the harms from the failed war on drugs via a monthly Equity First Alliance donation.

First month free for media with promo code: VIPFREEMONTH. For more information on the Ganja Yoga Online and the best-selling book Ganja Yoga: A Practical Guide to Conscious Relaxation, Soothing Pain Relief, and Enlightened Self Discovery, visit http://www.ganjayoga.online Instagram: @ganjayoga.

About “Ganja Yoga”:

In 2009, Dee Dussault created the first “Ganja Yoga” courses and went on to write a best-selling book published by HarperCollins, entitled, Ganja Yoga: A Practical Guide to Conscious Relaxation, Soothing Pain Relief, and Enlightened Self Discovery. Available on Amazon: https://www.amazon.com/Ganja-Yoga-Relaxation-Enlightened-Self-Discovery/dp/0062656848

Her ground-breaking work has been featured on CBS News, Business Insider, The New York Times, and Newsweek among other prominent outlets. She has also been recognized for her unique cannabis brand expertise in Japan and France.

Dee Dussault has given cannabis trend talks and led classes at the following: The Psychedelic Science Conference; Burning Man; San Francisco State University; Emerald Exchange; Cultivation Classic; Women Grow; and The Plant Spirit Medicine conference. She is also a contributing author to the book ‘Cannabis and Spirituality.’

Website: https://www.ganjayoga.com/. Instagram: @ganjayoga.

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Drivers Who Want To Save Money On Car Insurance Should Follow The Next Tips


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“With a little bit of effort, you can save money on car insurance. Installing safety devices and maintaining a clean driving record will help you lower the insurance premiums”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Carinsuranceshoppingsource.com has launched a new blog post that presents several efficient tips that will help drivers pay lower car insurance rates.

For more info and free car insurance quotes, visit https://carinsuranceshoppingsource.com/top-tips-on-how-to-save-on-car-insurance/

A policyholder can pay as much as several thousands of dollars in order to keep his coverage active. For many families, paying car insurance premiums can be really challenging. This is why drivers decide to drop coverage or keep it to a minimum.

Drivers who consider dropping coverage should follow the next tips on how to save on car insurance:


  • Enroll and graduate an approved defensive driving course. Very young drivers are charged extra on their insurance policies. Insurance providers consider than teens are high-risk drivers because they lack driving experience. Also, statistics show that teen drivers are more likely to be involved in car accidents. Teen drivers can lower their insurance rates by enrolling and graduating a defensive driving course. Senior drivers should also attend a refresher course.
  • Keep a clean driving record. Drivers who manage to avoid parking tickets, speeding tickets, at-fault accident convictions, DUI incident convictions, and other traffic violation penalties for a period that is between three to five years can get a safe driving discount. However, drivers who got some tickets present in their driving records should talk with a lawyer and check if they can be expunged.
  • Install safety devices and improve the car’s safety rating. Many modern vehicles come equipped with the latest safety devices. Drivers who do not own a modern vehicle can improve the safety of their vehicles by installing aftermarket safety devices. Rear cameras, safer seatbelts, tracking devices, and other devices will help policyholders save money on car insurance. However, policyholders should ask their insurers what safety devices are approved and how much money they can save after installing them.
  • Ask for a low-mileage discount. Drivers who are using their vehicles to commute to work on short distances can qualify for a low-mileage discount. Also, persons who retired should also ask for this discount.
  • Bundle policies with the same insurer. Policyholders who insure two or more vehicles to the same provider can gain a multi-car policy discount. Also, policyholders can insure their cars policies with different insurance products like homeowner’s insurance, life insurance, health insurance, or even boat insurance. In this case, drivers who insure two or more different insurance products will get a multi-policy discount.

For additional info, money-saving tips and free car insurance quotes, visit https://carinsuranceshoppingsource.com/

Carinsuranceshoppingsource.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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BNG Team Announces Acquisition Of OnPoint Insurance


“As a former small business, we understand how important it is to protect yourself from a whole host of issues…that’s why we wanted to acquire an established insurance company, who are experts in the industry and can fight for the best rates,” said Brady Nash, CEO of BNG Team.

This week BNG Team announced the acquisition of OnPoint Insurance and the expanse of their services to include a wide array of different insurance services to protect small-to-medium-sized businesses assets.

“We are beyond excited to partner with BNG,” said CEO of OnPoint Insurance Jim Gross. “Our two companies complement each other perfectly in ethics, culture, and vision. Bringing our expertise as an insurance agency to all of BNG’s future and current customers is a great opportunity to help businesses not only to save money, but to better protect their assets, employees, and ownership interests.”

The leadership at BNG said the acquisition of OnPoint was a strategic move to expand the type of services their company currently offers customers. OnPoint is structured as an insurance broker for hundreds of carriers, allowing them to shop around for the right insurance for the best price available. With the high costs, small businesses pay for insurance, many of BNG’s customers are excited at the potential to save thousands of dollars every year on their insurance costs. In addition to expanded services, CEO Brady Nash of BNG Team was thrilled to add another customer-focused service to their business portfolio.

“As a former small business, we understand how important it is to protect yourself from a whole host of issues, like liability, property, automobile, and more, the expenses never end. That’s why we wanted to acquire an established insurance company, who are experts in the industry and can fight for the best rates,” said Brady Nash, CEO of BNG Team.

For more information on their new insurance services, view the full details at https://www.bngteam.com/insurance/

About BNG Team: BNG Team provides merchant service solutions for businesses. These services include credit card processing, point-of-sale systems, website and marketing services, and a SaaS payment solution. To learn more about BNG Team and its brands, visit https://www.bngteam.com/.

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Minnesota and Auburn Players, Coaches Visit Kids at Tampa General Hospital


Outback Bowl players bring cheer to kids by visiting Tampa General Hospital's children's wing and passing out posters, pennants and shirts, and signing autographs.

Outback Bowl players bring cheer to kids by making hospital visits

‘We’re proud that we can deliver these moments that make the Outback Bowl so much more than a game in our region.’ – Jim McVay

Players and coaches from the Auburn Tigers and Minnesota Golden Gophers football teams helped bring some holiday cheer to patients at Tampa General Hospital today. In Tampa for the Outback Bowl, team members took a break from bowl practice and activities to spend time lifting spirits and talking sports.

“We love to see the kids’ faces light up as these incredible coaches and athletes come into the room,” said Jim McVay, the Outback Bowl’s President & CEO. “We’re proud that we can deliver these moments that make the Outback Bowl so much more than a game in our region.”

Players went room-to-room distributing posters, pennants, t-shirts and signing autographs.

Representing Auburn were Coach Gus Malzahn & Kristi Malzahn, Marlon Davidson, Derrick Brown, Eli Stove, Daniel Thomas, Jeremiah Dinson, Noah Igbinoghene K.J. Britt, Bo Nix, Kam Martin, Arryn Siposs, Mike Horton and Marquel Harrell. Minnesota representatives included Coach P.J.Fleck, Heather Fleck, Tanner Morgan, Casey O’Brien, Thomas Barber, Mohamed Ibrahim, Seth Green and Winston DeLattiboudere.

The 2020 Outback Bowl will kick-off at 1:00 P.M. ET on January 1st in Raymond James Stadium. Tickets are available at http://www.Ticketmaster.com. For special ticket packages, contact the Outback Bowl office at (813) 874-2695.

More information on Outback Bowl events, area hotels, restaurants and attractions can be found online at http://www.outbackbowl.com. Fans can follow the teams throughout the week with daily updates and photo galleries on the Outback Bowl web site and on the Bowl’s Facebook, Instagram and Twitter pages.

ABOUT THE OUTBACK BOWL:

The Outback Bowl attracts local fans and visitors from more than 40 states each year for the game and week of events while generating tens-of-millions of dollars in exposure for the region. The Bowl boasts the longest title sponsor in bowl game history, with Outback Steakhouse celebrating its 25th year with the game. The Bowl has contributed over $155 million to universities over its history and is estimated to have generated more than $1 billion in economic impact for the Tampa Bay area over this time. It has also contributed more than $1.5 million to area charities since 2016 and has committed to paying an additional $39 million to universities and donating at least $3 million more to charities through the 2026 game.

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Innovation Metrics for R&D and Product Development Continue To Grow: Must-Have Innovation KPIs, R&D Spending Precision KPIs, and Product Design Quality KPIs


KPI, KPIs, Metrics, Measures, Performance Indicators, Performance Measures, Performance Measurement, Awards

Is your company great at measuring corporate and program innovation performance?

Helped me turn my ideas on metrics from fuzzy to specific and actionable. R&D can be a company’s biggest discretionary expense. We had better achieve a proactive ability to measure impact and efficiency. — VP, Global Programs & Portfolios, Invitrogen Corp.

9 KPIs That Capture Innovation Performance

The 9 KPIs in this program measure “overall corporate performance,” above and across the details of individual project investments and cost center departments. All nine are all strong candidates for innovation leader and manager dashboards. These 9 KPIs come very close to capturing the collective business and financial performance of investments in R&D and product development across most industries.

Currently there is a tussle going on between the accounting profession, the SEC, and public corporations regarding Non-GAAP KPIs. CEOs and CFOs are displaying metrics such as “% New Product Sales” and “Return On Innovation” alongside the required GAAP metrics in their 10K and Annual Report, and related footnotes. Companies are increasingly creating Non-GAAP metrics that suit their needs. The SEC argues that these “creative metrics” mislead analysts and investors. Yet, it is these Non-GAAP metrics that analysts and investors seek to find as it gives them an analytical edge over GAAP metrics alone. Eight of the nine metrics in this program are Non-GAAP metrics.

8 Metrics That Quantify R&D Spending Performance

The 8 KPIs in this program are wide-ranging, from internal C-Level and program measures to indicators used by Wall Street. Each KPI employs R&D Spending in its calculation in some way. The program covers investments for programs, spending allocation between and across business units, upper and lower limits to spending, corporate performance, and metrics that use R&D Spending in relation to stock price and market capitalization. This unique program involves significant secondary research focused on measuring R&D spending performance.

Years go by between the time a decision to develop a product is made and the time that commercial results are measurable in the marketplace. However, it is that initial decision to spend money on R&D and/or Product Development that generates those market results (or not) years later. R&D Spending is the common thread across all other development activities. Big data correlations can now codify the business and financial results across the 8-15+ years that go by from first spend to actual ROI. In the years ahead, with many more companies using big data analytics across longer durations of time, executives will be increasingly guided by these data as they make spending decisions and allocations to both new and existing initiatives. And, how much total money to spend each year.

7 Measures To Value Product Design

The 7 KPIs in this program focus on measures that characterize or quantify good design in the eyes of customers and users. While some measures also have utility for internal purposes such as product quality, reliability, and cost, this program centers on how customers, users, markets, and the investor community regard the products and their value.

Great product design, inclusive of Customer Experience Design (Cx), User Interface Design (UI), User Experience Design (UX), Industrial Design (ID), Sustainable Design, Digital Design, and other techniques, is now proven to measurably improve the ROI on products. And, if design is elevated to become a true company competency, it can boost corporate valuations to levels that are twice that of competitors. These seven measures critically examine the contributions of product design, from inception through early commercialization. Together, these measures enable a hard look at product design quality, performance, and financial impact in our new age of near continuous design evolution.

Program Leader

Founded in 1986, Bradford Goldense’s company has consulted to over 200 medium and large companies. Some 500 companies have participated in GGI’s educational events. Since 1998 the company has performed primary and secondary research on R&D, product development, innovation, and metrics. For twenty years, Brad also taught in the weekend executive Masters in Engineering Management program at The Gordon Institute at Tufts University. Mr. Goldense is a cited author in over three-hundred publications, many of which may be found in Google Scholar and ResearchGate.

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Woodland Hills Dentist Dr. Kaveh Kanani Announces a Complimentary Consultation for First Time Patients on Zoom! Teeth Whitening


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woodland hills dental spa

With the holidays right around the corner and the new year beginning soon, now is the perfect time to get that white, bright smile you’ve always wanted. Woodland Hills dentist Dr. Kaveh Kanani is currently offering free consultations to patients interested in his Zoom! Teeth Whitening method. The Zoom! Teeth Whitening method allows the Woodland Hills dentist to give patients a pearly white smile in as little as 45 minutes. Dr. Kanani’s cosmetic dentist office in Woodland Hills makes sure patients have the whitest teeth they desire.

“This time of year, we often get a lot of patients with discolored teeth coming in wanting to brighten their smiles,” said Dr. Kanani. “Patients should not be ashamed of their discolored teeth. Discoloration can happen for a variety of reasons, such as coffee-drinking, smoking, taking certain types of medication, and more. The Zoom! Teeth Whitening method helps me give my patients back a smile they deserve. If you want whiter teeth in a day, come see me.”

The American Academy of Cosmetic Dentist estimates that 99% of Americans think their smile is the most crucial of all their social assets. A bright smile can lighten up anyone’s day and boost their confidence. Calabasas family dentist Dr. Kanani is committed to providing his patients with the pearly white smiles they deserve in 45 minutes or less. Dr. Kanani offers the Zoom! Teeth Whitening service for patients in Calabasas, Woodland Hills, Tarzana, and beyond. If you’re looking for a dentist in Calabasas to brighten your smile, contact Dr. Kanani today for a free consultation.

What is Zoom! Teeth Whitening Technique?

Tarzana dentist Dr. Kanani uses the Zoom! Teeth Whitening technique because it’s a scientifically innovative teeth whitening procedure. The Zoom! Teeth Whitening method is the perfect option for anyone looking for immediate teeth whitening in Los Angeles. Family dentist Dr. Kanani uses the Zoom! The technique to lighten discoloration of enamel and dentin. The complete procedure takes less than an hour in Dr. Kanani’s Woodland Hills family dentist office. The teeth whitening process will begin with a preparation period followed by the Zoom! The technique that takes as little as 45 minutes to complete. Before the teeth whitening procedure, Calabasas dentist Dr. Kanani recommends patients get complete teeth cleaning.

For those looking to whiten their teeth and brighten their smiles with a family dentist in Woodland Hills, Dr. Kanani is currently offering free consultations at his dental office in Woodland Hills. For more information, visit woodlandhillsdentalspa.com, or call 818-962-1141 to book an appointment.

About Dr. Kaveh Kanani and Around the Corner Dental Spa

Family dentist Dr. Kaveh Kanani and his Around the Corner Dental Spa have been the leading choice for teeth whitening and family dentistry services in Los Angeles. Dr. Kanani is also one of the leading cosmetic dentists in Tarzana and a top choice for cosmetic dentistry in Woodland Hills. Dr. Kaveh Kanani has been practicing family and cosmetic dentistry in Woodland Hills since 2001. He received his Doctorate in Dental Surgery from New York University, and has completed numerous certification courses and is always staying current with the latest dental technology. For more information and to book your appointment, call Dr. Kanani at 818-962-1141.

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What Are The Main Benefits Of Using Car Insurance Quotes Online


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“Comparing only quotes at least once every six months can help you find better insurance deals and save a lot of money”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has launched a new blog post that explains the benefits drivers gain when using online car insurance quotes.

For more info and free online quotes, please visit https://compare-autoinsurance.org/the-pros-of-using-auto-insurance-quotes-online/

The internet has changed the way people select and purchase their products. Everything is simpler and more convenient. These radical changes also applied to the car insurance industry. The methods used by drivers to search and buy car insurance are now different than the methods used before the appearance of the internet.

The main reasons for using online quotes are the following:


  • Get access to quotes at any given hour of the day or night. Obtaining and comparing online quotes can be done from anywhere and at any time. Drivers are no longer required to go from one insurance company’s physical location to another to gain a few quotes. To obtain multiple online car insurance quotes, drivers only need a stable internet connection.
  • Get access to quotes without paying any dollar. Both brokerage and insurers websites are offering free online quotes. Drivers don’t have to pay a car insurance agent in order to get a few quotes.
  • Embedded search engines offer quotes with a high accuracy degree. The rate calculators used by insurance companies can offer really accurate quotes. To be that precise, these rates calculator use statistical models, sophisticated algorithms and economical data. However, an online quote can only be accurate if the data provided by a user is also accurate.
  • Get access to discounts, just for using online quotes. While completing an online questionnaire, drivers can gain access to several discounts. The online form can promote a bundling discount to those who bundle their car insurance with home insurance. But that’s not the only discount that can be promoted on an online questionnaire. Multi-car policy discounts, safety gear discounts, low-mileage discounts, or good driver discounts are just a few of the discounts that can be promoted.
  • Online quotes will help drivers decide if they should keep the same insurance provider or not. Drivers should obtain quotes and compare quotes at least two times per year. Drivers who notice that the average price of the compared quotes is way lower than the current insurance prices should contact their insurers and demand an explanation. If the explanation is not plausible, then drivers should switch their insurers.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Study shows how diabetes developed in pregnancy might program baby’s stem cells for health issues in adulthood


Researchers have come to suspect that women who contract gestational diabetes mellitus (GDM) during pregnancy pass along to their offspring a preponderance for type 2 diabetes and other health complications while the child is still in the womb. A new study released today in STEM CELLS Translational Medicine further lends credence to that idea.

GDM, a type of diabetes that happens only during pregnancy, results from hormones released by the placenta that prevents the body from using insulin effectively. It affects about 6 to 15 percent of all pregnant women. This condition is associated with short-term adverse obstetric and perinatal complications, and with long-term health consequences for offspring.

“Recent studies revealed the significant impact of GDM on human umbilical cord-derived stromal cells,” said Sonia Fernández-Veledo, Ph.D. She and her University Hospital of Tarragona Joan XXIII colleague Ana Megía, M.D., Ph.D., were senior authors of the SCTM study. “Our investigation sought to determine whether GDM might leave an imprint in fetal precursor cells found in the amniotic membrane and, if so, whether it might be related to adverse outcomes in offspring including diabetes, obesity and cardiovascular disease.”

The study involved 18 pregnant women scheduled for caesarean delivery; half had GDM and half had normal glucose tolerance (as the control). The researchers isolated amniotic mesenchymal stem cells (AMSCs) and resident macrophages (a type of white blood cell that plays a key role in the body’s immune response to foreign invaders) from the two groups, then analyzed and correlated the AMSCs’ functional characteristics with the anthropometry and clinical parameters from both mother and offspring.

“The results provided evidence that maternal metabolic derangements during gestation disturb the biological properties of the AMSCs,” Dr. Megía reported. “Of note, these results suggest that GDM environment could program stem cells and subsequently put the offspring at risk for metabolic dysfunction later in life.”

Dr. Fernández-Veledo added, “Our study also tells us that AMSCs might be a powerful tool for the indirect study of fetal cells in the context of hyperglycemia and insulin resistance, opening the possibility of new predictor or diagnostic approaches.”

“This study using amniotic membrane stem cells to show how gestational diabetes can impact the fetus is certainly interesting,” said Anthony Atala, M.D., Editor-in-Chief of STEM CELLS Translational Medicine and director of the Wake Forest Institute for Regenerative Medicine. “The findings are promising and open the opportunity for the development of a translational medicine approach that could reduce the risk of type 2 diabetes developing.”

The full article, “Gestational diabetes impacts fetal precursor cell responses with potential consequences for offspring,” can be accessed at https://stemcellsjournals.onlinelibrary.wiley.com/doi/abs/10.1002/sctm.19-0242.

About STEM CELLS Translational Medicine: STEM CELLS Translational Medicine (SCTM), co-published by AlphaMed Press and Wiley, is a monthly peer-reviewed publication dedicated to significantly advancing the clinical utilization of stem cell molecular and cellular biology. By bridging stem cell research and clinical trials, SCTM will help move applications of these critical investigations closer to accepted best practices. SCTM is the official journal partner of Regenerative Medicine Foundation.

About AlphaMed Press: Established in 1983, AlphaMed Press with offices in Durham, NC, San Francisco, CA, and Belfast, Northern Ireland, publishes two other internationally renowned peer-reviewed journals: STEM CELLS® (http://www.StemCells.com), celebrating its 37th year, is the world’s first journal devoted to this fast paced field of research. The Oncologist® (http://www.TheOncologist.com), also a monthly peer-reviewed publication, entering its 24th year, is devoted to community and hospital-based oncologists and physicians entrusted with cancer patient care. All three journals are premier periodicals with globally recognized editorial boards dedicated to advancing knowledge and education in their focused disciplines.

About Wiley: Wiley, a global company, helps people and organizations develop the skills and knowledge they need to succeed. Our online scientific, technical, medical and scholarly journals, combined with our digital learning, assessment and certification solutions, help universities, learned societies, businesses, governments and individuals increase the academic and professional impact of their work. For more than 200 years, we have delivered consistent performance to our stakeholders. The company’s website can be accessed at http://www.wiley.com.

About Regenerative Medicine Foundation (RMF): The non-profit Regenerative Medicine Foundation fosters strategic collaborations to accelerate the development of regenerative medicine to improve health and deliver cures. RMF pursues its mission by producing its flagship World Stem Cell Summit, honouring leaders through the Stem Cell and Regenerative Medicine Action Awards, and promoting educational initiatives.

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When It Makes Sense To Drop Full Coverage Car Insurance


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“Dropping full coverage can help drivers save money on car insurance. However, drivers should consider the advantages and disadvantages of dropping full coverage, before making this decision”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Cheapquotesautoinsurance.com has launched a new blog post that explains how dropping full coverage in various scenarios can help drivers save money on car insurance.

For more info and free car insurance quotes, visit https://cheapquotesautoinsurance.com/how-to-lower-car-insurance-rates-by-dropping-full-coverage/

In almost all states, except New Hampshire, drivers are required to carry car insurance. Besides the minimum car insurance that is required by the state law, drivers can acquire additional coverages, like full coverage. In some cases, drivers who are having full coverage can be overpaying for something that is really not worth it.

It makes sense to drop full coverage in the following situations:


  • The vehicle is too old and its value has been seriously depreciated. The value of a vehicle will decrease as soon as it’s leaving the showroom. Unless the car is a collectible, it’s value will continue to decrease with each year that passes. Keeping full coverage for a vehicle that is 10 years old or older is not worth it.
  • The odometer shows high-mileage. Drivers who use their cars very often, should not be surprised if their vehicles are not as valuable as they think. Relatively new vehicles that are 4, or 5 years cold can drastically lose their value if they were driven for 200,000 miles or even more. In this case, full coverage is not worth it.
  • The car is in a really bad condition. Even if a vehicle has sentimental value, this should not be a reason to keep full coverage on a car that is covered in rust or has extended structural damage. Even worse, it has missing parts.
  • The loan has been paid and the driver fully-owns the vehicle. Banks and other financial institutions that are financing a vehicle will impose the owner to carry full coverage. Once the driver fully owns the vehicle, then he can choose to drop full coverage.
  • The driver can’t afford to pay full coverage anymore. Policyholders who entered into financial troubles can save some by dropping full coverage and using them in another place.
  • The vehicle is being kept in a garage. A garage can protect a vehicle from weather damage, theft, vandalism, and fire. Drivers who decide to drop full coverage should ensure that they are driving carefully and they are not causing accidents. If they do cause an accident, then they will have to cover the cost to repair the vehicle from their own pockets.

For additional info, money-saving tips and free car insurance quotes, visit https://cheapquotesautoinsurance.com/

Cheapquotesautoinsurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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