Category Archives: Business

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Business: Insurance

A New Article Explains How Elderly Can Get Better Car Insurance Rates

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“Senior citizens can still get advantageous deals. Compare prices online and track the best offers”, said Russell Rabichev, Marketing Director of Internet Marketing Company.


LOS ANGELES (PRWEB)

Compare-autoinsurance.org has launched a new blog post that presents professional tips that can be used by drivers who seek cheap car insurance for seniors.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/top-tips-for-the-elderly-to-get-better-car-insurance/

After the age of 70, drivers begin to be considered high-risk. The statistical data presented by the Insurance Institute for Highway Safety (IIHS) shows an increase of accident frequency for elderly drivers. As a result, insurers place seniors in the high-risk category. Drivers who seek better coverage should follow the next tips:


  • Apply for a low-mileage discount. Retired people who do not have to commute to work drive less than the average driver. They should apply for low mileage discounts that will drastically reduce the costs. In these driving courses, senior citizens will find out how aging and medication affect their ability to drive and how to deal with certain age-related conditions.

  • Graduate refresher/defensive driving courses. They will give the driver the chance to recap the theoretical knowledge and practice his driving skills. Classes are cheap and will provide valuable discounts after graduation.

  • Install anti-theft devices. On the market, there are multiple types of devices that will make your vehicle safer against the thieves. Electronic alarms, ignition kill switches, GPS tracking systems, steering wheel locks, electronic immobilizers, and many other safety devices will help drivers acquire a discount.

  • Use a cheaper car. A new model can be quite expensive to insure. Instead, drivers should choose a 4-5 years old model which also has some safety devices installed. These devices may even qualify the driver for a discount.

  • Pay-in-full. It might be difficult for an elderly person to pay a large amount of cash, but paying the car insurance policy at once has its benefits. The policyholder can get a 5 percent to 10 percent discount that occurs from eliminating monthly interest charges and administration fees.

  • Join a UBI program. Allow the insurer to install a small telematics device inside the vehicle. This device will record mileage, sudden changes in speed, hard braking, cornering, and the time of day when the vehicle is driven. The insurer will customize the price based on this data.

  • Shop online quotes. The best places to shop for online auto insurance quotes are brokerage websites. In order to get accurate estimates, senior citizens should be careful when they complete the questionnaires and make sure they provide accurate data. It is recommended to complete at least three car quotes in order to make an idea of how their policy would look like.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Business: Insurance

Topa and Hippo Announce Mutual Decision to Transition Partnership

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CALABASAS, Calif. and PALO ALTO, Calif. (PRWEB)

Topa Insurance Company (Topa), a leading specialty property-casualty insurer, and Hippo Enterprises Inc. (Hippo), a technology-driven homeowners insurtech, today announced their mutual decision to transition their partnership. This move supports Topa’s strategy to devote more effort and resources to commercial line products, shifting away from personal line products. Following the transition, Hippo customer policies with Topa will be underwritten by Spinnaker Insurance Company, a wholly-owned subsidiary of Hippo, without any interruption in service or coverage. Spinnaker is a national property and casualty insurer licensed in 50 states and rated A- (Excellent) by A.M. Best Company.

“Hippo has been an excellent partner to Topa, and we have been very pleased with the growth of the business we have written together over the past three years,” said Topa’s President and CEO Michael Day. “The transition provides mutual benefit as we increase our focus on commercial line products where we see significant opportunities.”

Hippo has partnered with Topa since 2017 to provide home insurance products, which are now available in eight western states. The strength of the partnership has allowed both companies to build their core businesses over the last three years, supporting the national expansion of Hippo’s insurance business available in 31 states currently.

“Topa has been instrumental in advancing the growth of our business to reach more homeowners,” said Rick McCathron, President of Hippo. “Hippo’s focused on providing our customers with the best possible experience through insurance products, smart home devices, and home services. We’re looking forward to offering our existing customers access to the same great Hippo products underwritten by Spinnaker Insurance Company.”

Topa, an A- (Excellent) A.M. Best-rated property and casualty insurance carrier, admitted in 22 states, will continue to offer its commercial auto, commercial package, and other casualty products through wholesale brokers and managing general agents (MGAs). In addition, Topa is one of the leading insurers in the cannabis industry, currently writing in 22 states, with plans to continue to grow and expand its cannabis-related presence and products into additional states. Topa’s writings are supported by both Topa’s strong capital base and a panel of highly-rated reinsurance partners.

Hippo will continue to operate as an MGA with its premiums underwritten by Spinnaker Insurance and is in the final stages of discussions with additional carriers to continue to drive its growth across the country. The company plans to accelerate its geographical expansion to be available to consumers in 11 additional states by June 2021.

About Topa Insurance Company (Topa)

Topa Insurance Company, the largest of the wholly owned subsidiaries of Topa Insurance Group, a boutique insurance holding company based in Calabasas, CA. Topa provides insurance products through the wholesale markets. Other subsidiaries include Dorchester Insurance Company (USVI), NevPac Reinsurance (BVI), and Topa Insurance Services (USVI). Topa Insurance Group is focused on underwriting profit, operational excellence and agility for continuous growth. For more information, please visit http://www.topa-ins.com.

About Hippo

Hippo is on a mission to transform home insurance for the modern household. The company brings homeowners closer to a modern home insurance experience with an efficient online purchase experience using trusted data sources, a smart home device kit included with eligible policies and more available coverage for possessions like appliances, electronics and home offices. Hippo Insurance Services is part of Hippo’s family of companies that brings together home wellness and home insurance for today’s homeowners. Headquartered in Palo Alto, California, with insurance products available to over 70 percent of homeowners in the U.S., Hippo Insurance Services is a licensed property casualty insurance agent with products underwritten by various insurance companies. For more information, including licensing information, visit http://www.hippo.com.

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Business: Insurance

Former Insurance Executives give captive Insurance Agency & Aggregator models a run for their money and Launch Ready to Launch Business INC

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MESA, Ariz. (PRWEB)

So, you want to open an Insurance Agency. Up to now, you have had three basic options:

1) Go captive, gaining instant recognition and brand name awareness, but forever limiting your options on types of insurance you can write and lines of business you can pursue. Your future is left to the corporate board and a group of underwriters. If they decide to increase your largest client’s renewal by 30%, or completely change course on a specific class of customers you have worked to develop a niche with, there is not much you can do.

2) Go Independent, tying your agency to a national aggregator who collects a very good portion of your commission and oftentimes owns a portion of your book of business in some way, shape or form.

3) Go it alone as an Independent Insurance Agency and hope for the best. 92% of Agencies that choose this path end up failing.

Former Insurance Executives Abraham & Roshena Boling have a plan to change that.

Nearly 10 years ago, Abraham & Roshena Boling started Contractors Insurance NW INC in a spare bedroom of their house and grew it into a massive operation, spanning five states and insuring thousands of contractors. “In the early days, it was really tough” recalls Abraham Boling, Contractors Insurance NW’s former CFO & COO. “We would drive sometimes a couple hundred miles one way to get a check that would pay a bill to keep us going for just a few more days, until we had to make another sale. At one point, I turned to Roshena and said ‘it’s a good thing we’re doing this now, because I’m never starting another business again.'”

You know what they say, never say never. Fast forward a decade, past many trials and errors, developed, re-developed, and re-re-developed systems and processes, and most importantly, many successes, Abe & Roshena found themselves getting a little bored. “Our Agency had grown to five states and had thousands of clients, and unless one of our key employees was out sick or on vacation, we found ourselves with little to do” says former Contractors Insurance Northwest CEO Roshena Boling.

The couple ended up spending almost a year in Hawaii, homeschooling their four children. Abraham commented, “It was a pretty awesome experience and something not a lot of people get to do”. Still, something was missing. The Bolings found themselves with an interesting problem: the Agency ran so efficiently due to the incredible systems and processes developed by Roshena Boling that really, there wasn’t much for them to do. “During our time in Hawaii, I spent a lot of time in the pool, we drove to different parts of our island, visited a neighboring island, hiked through incredible volcanic landscapes, but over time, we just started talking about what we wanted to do next. What our next adventure would be. By nature, Roshena and I are workers, so not having anything pressing to do goes against the very nature of who we are.” said Abe.

After many ideas, the Bolings figured out what their next big move would be: Helping up & coming Entrepreneurs succeed. At first, they were going to take a wide approach and retro-fit their systems and processes to fit any industry, but they quickly realized what, to the rest of us, was the obvious: they could make the biggest impact in the industry they know like the back of their hand: Insurance.

Now, they have Launched “Ready to Launch Business INC”, whose tagline is “We Build & Scale Insurance Agencies”. “I see myself, 10 years ago, in almost everyone I talk to” says Abe. “I am so excited for us to help all of these people succeed”.

Abe & Roshena took the most challenging aspects of starting and scaling an Independent Insurance Agency and developed custom “business packages” to address the needs of each category. Categories include helping Agency Owners get appointed with companies to write insurance through; setting up & utilizing an industry leading client management system; custom built websites; developing strategic sales and advertising plans; developing effective and efficient back-end systems and processes; developing logos; ongoing consultative support & sales training and more.

Agents that are either currently independent or looking to become independent can purchase these packages individually, or they can choose all the packages, known as the “Complete Agency Setup”.

Abe Boling ended with: “In 10 years from now, I’m excited for us to look back and see all the lives that were changed because of their partnership with Ready to Launch Business. The way we did business certainly changed our lives and I’m absolutely positive it will do the same thing for other people.”

More information on Ready to Launch Business can be found at: https://readytolaunchbusiness.com/

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Business: Insurance

Car Insurance Guide – How To Get Accurate Online Quotes

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“It is possible to get really accurate car insurance quotes. All you have to do is to provide correct info and use extended online questionnaires”, said Russell Rabichev, Marketing Director of Internet Marketing Company.


LOS ANGELES (PRWEB)

Compare-autoinsurance.org has released a new blog post that explains how drivers can get accurate car insurance quotes online.

For more info and free car insurance quotes online, visit https://compare-autoinsurance.org/tips-getting-accurate-car-insurance-quotes/

Using the internet to get price estimates is really easy and reliable. After adding all the required details and coverage selections, the user will get matched with several companies. Using this type of service, a user can quickly narrow down his search to companies that match his requirements. In order to get accurate quotes, a driver should:


  • First determine his coverage needs. It all starts with knowing what the driver wants to purchase. Besides buying the minimum coverage required by the state, a driver may need additional coverage, depending on his car and budget. People who own new, valuable models, should purchase full coverage. People that do not have a solid health/life insurance coverage, should also consider buying PIP/Medicare insurance. If a person has more than one vehicle, it may be wise to opt for multi-vehicle plans. Also consider bundling policies. This will save drivers a lot of money. Besides that, determine the most convenient deductible levels and add-ons.

  • Determine the insurance budget. Knowing the available insurance money will help the driver opt for higher coverage limits, higher deductibles and several add-ons. Online quotes will help drivers design a coverage plan within those limits. Furthermore, the driver can simulate “pay-in-full” and see the total cost of the coverage plan and how much he can save. With “pay-in-full”, drivers can save around 15%-20% on car insurance.

  • Keep relevant documents nearby. Having the right documents near will help the driver provide correct info about the car’s model and sub-model, existing safety devices and driving history. Keep in mind that online questionnaires may also ask about things like the exact sub-model, including the number of cylinders. Providing exact info about the car is a must. Companies can void coverage if the driver sends the wrong data. Plus, keep in mind that companies use this data to calculate the Actual Cash Value, which is used to reimburse the drivers. Sending wrong data can result in a lower ACV.

  • Provide realistic annual mileage data. Most companies consider 12.000 to be the average annual mileage for a driver. Users are asked to input the annual mileage, by either adding the value, selecting it from a range, or providing the approximate daily mileage. Lying to the insurance company will seriously backfire. Claims can be denied if the ulterior technical inspection shows much higher mileage values.

  • Use lengthy questionnaires. It is well-known the fact that a more complex questionnaire will provide better results. A user who fills out a long, in depth survey about the vehicle history, driving history, use of the vehicle, credit history, etc. and he will get a much more accurate quote. Short quote forms, while convenient, fast, and easy to use, will often times be very inaccurate. Spending 5-10 minutes to fill in all the details will be worth the time. Reputable companies embed complex questionnaires and high-speed rate calculators. They provide really accurate online quotes.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit https://compare-autoinsurance.org.

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Business: Executives

Lisa Mann Joins Raines International as Chief Marketing Officer

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NEW YORK (PRWEB)

Raines International, one of the leading executive search and leadership consulting firms in the Americas, announced today that Ms. Lisa Mann has joined as Managing Director and Chief Marketing Officer. Ms. Mann is an award-winning marketing executive recognized for her innovative marketing and talent management strategies that drive exponential growth for companies and brands.

Ms. Mann will lead Raines’ Consumer Practice, which includes consumer packaged goods, retail and eCommerce/direct-to-consumer, while also serving as the firm’s first C.M.O. She joins an accomplished senior management team at Raines, which over the last three months grew its business by 125% while also launching a new Security Officers practice.

Mr. Dan Smith, Chief Executive Officer of Raines, said: “We are confident that Raines is the definitive difference maker and leader in executive talent management, and we are incredibly proud to welcome Lisa to our team. Her experience is unparalleled, and her vision and track record for building businesses is inspiring. These past few months have shown us that the speed of change in business is increasing. We provide our clients a level of talent-advisory-through-execution services that is unmatched.”

Ms. Mann’s marketing career includes senior positions within several of the country’s largest and most successful consumer products companies, and she has collaborated with some of the industry’s most dynamic and influential leaders. Mr. Brad Jakeman, Former President, PepsiCo Global Beverage Group, said: “Lisa is extraordinary; she is one of the most talented and transformational leaders I know. Now more than ever industries facing disruption need leadership that embrace change and thrive on ambiguity.”

Among the list of her accomplishments, Ms. Mann:

  • Led Nabisco Cookies, including Oreos Cookies for its 100th birthday year; created and oversaw the famous “Oreo” tweet during Super Bowl 2013, which was the most discussed marketing campaign of the year

  • Led Tropicana, Quaker, Naked Juice brands; built the portfolio and changed the revenue contribution of the Health and Wellness brands within the company

  • Led Trident, Dentyne, Stride brands; driving global share growth in just one year after the biggest 18-month revenue loss in the company’s history

  • Featured on Advertising Age’s 2015 Women to Watch list; 2012 Brand Genius Award; numerous Cannes Lions Awards (including a Cyber Grand Prix) and Effie Awards (for marketing effectiveness)

After receiving an MBA from Harvard Business School, Ms. Mann joined Kraft Foods, holding positions of increasing responsibility at the company, ultimately leading the $2 Billion Nabisco Cookie portfolio as a Vice President for Mondelez (the spin-off from Kraft Foods) and then as the Senior Vice President of the $3 Billion global gum category. After Mondelez, Ms. Mann joined KIND Healthy Snacks as Executive Vice President and C.M.O., building the then-emerging brand and supporting the founder’s ambition to achieve massive growth through a true omni-channel strategy and to be recognized as a global leader in health and wellness. She continued her focus on health and wellness at PepsiCo, where she was recruited by Ms. Indra Nooyi to be the Global President of the $7 Billion Nutrition portfolio.

Ms. Mann said: “I am thrilled to join the team at Raines. Over my career I have learned the impact talent and high performing teams have on driving business results. I am looking forward to partnering with senior leaders to tackle challenges, solve problems and maximize their business potential.”

Ms. Mann serves on the boards of several organizations, including SunFed Ranch, and she is a Strategic Advisor for Rethink Foods, EVRYTHNG (an internet-of-things company) and Tufts University’s Marketing Council.

About Raines International:

Raines International is an advisory firm committed to making a difference with executive search, organizational consulting, and talent management solutions. Raines is headquartered in New York City with eight offices across the Americas. Raines specializes in senior-level leadership placements across industries and functions.

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Business: Executives

PlanHub Co-Founder, Kyle Conlan, Transitions to New Position as Chief Strategy Officer

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Construction, Construction bid software, technology,

Kyle Conlan, new Chief Strategy Officer for PlanHub.

“… We now have the flexibility to have Kyle apply his vast knowledge of the industry and use that insight to help us shape our future product road-map.” -Kevin Priddy, CEO at PlanHub


WEST PALM BEACH, Fla. (PRWEB)

PlanHub (https://www.planhub.com), a groundbreaking construction software for general contractors, subcontractors, and suppliers, is pleased to announce Kyle Conlan as the new Chief Strategy Officer.

As Co-Founder and Vice President, Kyle is a seasoned executive with a sharp sense of strategy, who has led significant business initiatives to scale the company. He has worn countless hats before taking on his new position as Chief Strategy Officer.

In Kyle’s former role, he managed general contractor relations while single-handedly developing new construction project markets nationwide. Kyle’s responsibilities have been a critical contribution to PlanHub’s success. Now that the senior leadership team has expanded, his new position as CSO entails a more cross-functional role in developing and enhancing efficient strategies across all departments. He will lead the senior management team providing valuable insight and a wealth of knowledge for PlanHub’s business model with a selective focus on growing strategic partnerships.

“I’m very excited to see Kyle move into this new role. For the better part of the past decade, Kyle has been on the front lines working with general contractors, subcontractors, and suppliers. No one has a better understanding of their business needs than Kyle,” says Kevin Priddy, CEO at PlanHub. “Since we have built out much of our leadership team, we now have the flexibility to have Kyle apply his vast knowledge of the industry and use that insight to help us shape our future product road-map.”

Kyle Conlan, along with PlanHub’s senior leadership team, will bring to fruition PlanHub’s core vision: to ultimately be the primary place where all pre-construction begins.

PlanHub

PlanHub is a top-rated cloud-based construction plan room and bidding software. Built for tradesmen in mind, PlanHub is designed around the user workflow to help boost productivity, maintain deadlines, increase revenue, and build relationships for both general contractors, suppliers, and subcontractors. Easily post projects or submit bids with anytime-anywhere collaboration for every commercial construction trade. To efficiently tackle your next project and stay connected, go to https://www.planhub.com.

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Business: Executives

Major, Lindsey & Africa Names Carlos Pauling as the Newest Executive Director within Its Partner Practice Group

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“Carlos is a proven relationship-builder and deal-closer with our law firm clients, over a few short years he has cultivated the majority of his relationships with top-level firm management,” said Kirsten Vasquez, Partner and Vice President, Law Firm Recruiting & Interim Legal Solutions.


HANOVER, Md. (PRWEB)

Major, Lindsey & Africa (MLA), the world’s leading legal search firm, today announced that Carlos Pauling has been named Executive Director within the Partner Practice Group. Carlos will oversee the performance of partner recruiters in the firm’s East Coast offices, including New York, Boston and Washington, D.C. In addition, he will be responsible for developing a strategy to grow lateral recruiting at a time when law firms are looking to their strategic partners to recruit the best legal talent.

Carlos joined MLA’s Law Firm Management group in 2017 and was promoted to managing director in 2019. In that role, he led executive-level searches in marketing, business development, finance, human resources, and diversity and inclusion for AmLaw 200 firms across the country. Because of his robust and unique experience throughout the legal profession, Carlos understands the particular challenges law firms face in today’s lateral marketplace.

“Carlos is a proven relationship-builder and deal-closer with our law firm clients, over a few short years he has cultivated the majority of his relationships with top-level firm management,” said Kirsten Vasquez, Partner and Vice President, Law Firm Recruiting & Interim Legal Solutions. “He has the ability to meet people and organizations where they are in order to move them forward, and his personalized and situational approach to leadership will serve MLA and our industry-leading Partner recruiting experts well.”

“I am extremely excited and profoundly humbled to be assuming this important leadership role at a time when the legal community, like other industries, is at a unique inflection point coming out of this global pandemic,” said Carlos. “I look forward to working with our amazing team of partner recruiters to continue to deliver our law firm clients the very best advice and service in the industry.”

Prior to joining Major, Lindsey & Africa, Carlos had two decades of legal, banking, business and financial services experience representing some of the largest corporations and financial institutions in the world both as associate general counsel for Wachovia Bank (now Wells Fargo) and as an associate attorney at Moore & Van Allen, PLLC. Carlos also served in numerous executive roles for private equity firms and their portfolio companies.

About Major, Lindsey & Africa

Major, Lindsey & Africa is the world’s leading legal search firm. The firm, founded in 1982, offers a range of specialized legal recruiting and advisory services to meet the ever-changing needs of law firms and legal departments and to support the career aspirations of talented lawyers and legal and compliance professionals. With more than 27 offices and 200-plus search consultants around the world, Major, Lindsey & Africa uses its market knowledge and experience to partner with organizations to fulfill their legal talent needs and provide solutions to increase team efficiency and effectiveness. Major, Lindsey & Africa is an Allegis Group company, the global leader in talent solutions.

To learn more about Major, Lindsey & Africa, visit http://www.mlaglobal.com.

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Business: Executives

XL.net’s CEO, Adam Radulovic, accepted into Forbes Business Council

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Adam Radulovic, XL.net

Adam Radulovic, XL.net

Being accepted into the Forbes Business Council is an honor which I am deeply grateful for and a meaningful validation of XL.net’s success with helping our clients attain their business objectives faster and more efficiently through Strategic IT and Employee Engagement service lines for SMB’s.


PARK RIDGE, Ill. (PRWEB)

Forbes Business Council Is an Invitation-Only Community for Successful Business Owners and Leaders

XL.net, a Strategic IT and Employee Engagement services firm for SMB’s, has been accepted into the Forbes Business Council, the foremost growth and networking organization for successful business owners and leaders worldwide.

Adam Radulovic was vetted and selected by a review committee based on the depth and diversity of his experience. Criteria for acceptance include a track record of successfully impacting business growth metrics, as well as personal and professional achievements and honors.

“We are honored to welcome Adam Radulovic into the community,” said Scott Gerber, founder of Forbes Councils, the collective that includes Forbes Business Council. “Our mission with Forbes Councils is to bring together proven leaders from every industry, creating a curated, social capital-driven network that helps every member grow professionally and make an even greater impact on the business world.”

As an accepted member of the Council, Adam has access to a variety of exclusive opportunities designed to help him reach peak professional influence. He will connect and collaborate with other respected local leaders in a private forum and at members-only events. Adam will also be invited to work with a professional editorial team to share his expert insights in original business articles on Forbes.com, and to contribute to published Q&A panels alongside other experts.

Finally, Adam Radulovic will benefit from exclusive access to vetted business service partners, membership-branded marketing collateral, and the high-touch support of the Forbes Councils member concierge team.

“Being accepted into the Forbes Business Council is an honor which I am deeply grateful for and a meaningful validation of XL.net’s success with helping our clients attain their business objectives faster and more efficiently through Strategic IT and Employee Engagement service lines for SMB’s,” says Adam.

ABOUT FORBES COUNCILS

Forbes Councils is a collective of invitation-only communities created in partnership with Forbes and the expert community builders who founded Young Entrepreneur Council (YEC). In Forbes Councils, exceptional business owners and leaders come together with the people and resources that can help them thrive.

To learn more about Forbes Councils, visit forbescouncils.com.

ABOUT XL.NET

At XL.net, we get that SMBs work differently. These unique businesses have unique needs, such as heightened security concerns and goals for growth, and your IT approach should align with those needs. Whether you’re focusing on aspects like growth, visibility, employee engagement or IT security solutions, we can uniquely match your IT support and Employee Engagement services to your business requirements.

Strategic IT is all about using everything technology has to offer to meet your goals. It’s also critical if you want to keep pace with your competitors. Large corporations have access to plenty of technological solutions that give them an edge. If you can give your SMB the same kind of mindset, you’re already getting ahead of the competition.

XLerate Employee Engagement starts with the Engagement Alignment Plan (EAP). The EAP helps organizations get on the path to becoming fully engaged. Engagement doesn’t happen overnight, and it doesn’t happen by accident either. If you want to significantly and effectively find organizational alignment and employee engagement in your SMB, you’ll have to be organized and targeted. That’s where the EAP comes in. It outlines areas for improvement and possible solutions, along with measurables and ways to gauge success and is executed by your dedicated Engagement Analyst and Engagement Officer.

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Business: Insurance

A New Article Explains Why Drivers Should Avoid Having Car Insurance Gaps

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“Having car insurance lapses will complicate a future underwriting process and make premiums more expensive. Always pay the premiums on time and if they seem too expensive, use online quotes and find cheaper offers”, said Russell Rabichev, Marketing Director of Internet Marketing Company.


LOS ANGELES (PRWEB)

Compare-autoinsurance.org has released a new blog post that explains why drivers should avoid car insurance lapses.

For more info and free car insurance quotes online, visit http://compare-autoinsurance.org/why-you-should-avoid-car-insurance-gaps/

Drivers are required to carry insurance permanently. A period of time when the driver does not have coverage is called a gap or a lapse. Having a history of coverage lapses will make the next underwriting process more difficult and premiums costlier. Find out more and get free car insurance quotes from http://compare-autoinsurance.org.


  • Causing an accident while uninsured will have multiple legal consequences. Being uninsured while driving and causing an accident is a severely punished felony. Without coverage, the at fault driver will have financially compensate the victims from his own finances. The repair cost and the medical bills can reach several tens of thousands of dollars.

  • Avoid fines and legal penalties. Drivers caught driving during a gap period will receive substantial fines. Furthermore, they will receive license points. All of these combined will make future premiums extremely expensive. The driver will have both a history of lapses and traffic violations.

  • Avoid being placed in the “high-risk” category. Companies ask about past coverage when assessing a person’s insurability profile. Persons with recent coverage lapses are automatically considered high-risk and asked to pay more. Keep in mind that insurance companies may ask the previous insurer about a former client’s payment history. Furthermore, a company may decide to cancel the policy after several missed payments.


Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, free quotes and money-saving tips, please visit http://compare-autoinsurance.org

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Business: Executives

dicentra announces that Dejan Spasic, Director of Food Safety and Quality Consulting has successfully been registered by the BRCGS as a lead auditor

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Dejan Spasic, dicentra’s Director of Food Safety and Quality Consulting and BRCGS Lead Auditor

Dejan Spasic, dicentra’s Director of Food Safety and Quality Consulting and BRCGS Lead Auditor

“It is an absolute privilege to be able to represent dicentra GC and BRCGS in conducting audits against the Global Standard across North America,” states Dejan Spasic, dicentra’s Director of Food Safety Quality Consulting and BRCGS Lead Auditor


TORONTO (PRWEB)

dicentra Global Certifications (dicentra GC), an American National Standards Institute (ANSI) ISO 17065 accredited certification body that conducts SQF, BRC, HACCP, and GMP audits, is pleased to announce that Dejan Spasic, B.Sc, PCQI, dicentra’s Director of Food Safety and Quality Consulting, has successfully been registered by the BRCGS (Brand Reputation Compliance Global Standards) as a lead auditor.

With a background in Biotechnology, Dejan has spent much of his 10+ year career helping clients achieve and maintain regulatory compliance as well as reach for the highest globally recognized standards in their respective industries. As a certified SQF, BRC, and GFCP lead auditor, he has traveled all over North America to work together with growers, processors, packers, and distributors to ensure that any ingestible product is always meeting the highest safety and quality standards to keep the general public safe.

“Dejan goes the extra mile with his easy-going attitude to make sure his customers understand and feel comfortable during the auditing process,” states Terry Johnson, Global Certifications Operations Manager, dicentra GC.

This registration has approved Dejan to audit raw cured and/or fermented meat and fish, cans and jars, bakery, dried goods, and oils and fats categories of the BRCGS.

“The Global Standard for Food Safety is one of the most stringent and recognized standards for food in the world. It is an absolute privilege to be able to represent dicentra GC and BRCGS in conducting audits against the Global Standard across North America,” states Mr. Spasic. “I look forward to helping the industry better understand and improve their food safety and quality practices in the coming years.”

About dicentra Global Certifications (dicentra GC)

dicentra GC is a division of dicentra, a contract research organization and professional consulting firm that specializes in addressing all matters related to safety, quality, and compliance for all product categories in the life sciences and food industries. We evaluate, implement, and provide all the necessary support for your products and operations, allowing you to gain market access while building confidence in your brand. We achieve this through our four business divisions: Life Sciences, Food Safety & Quality, Global Certifications, and Clinical Trials. Since our inception in 2002, we have completed over 18,000 projects and serviced over 1,200 companies internationally.

dicentra is headquartered in Toronto, Ontario and has an office in Guelph, Ontario. For more information, visit http://www.dicentra.com.

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