LOS ANGELES (PRWEB)
December 03, 2020

The severity of wildfires – and the devastation they leave in their wake – is no secret to those who live in fire country, and preparing homes and properties to help protect against their damage is imperative. However, this can be an overwhelming undertaking if you don’t know where to start.

Wildfire land management expert Douglas Kent, author of “Firescaping: Protecting Your Home with a Fire-Resistant Landscape,” helps ease the anxiety by providing Californians with an organized set of tasks for how to fireproof their homes from wildfires. Additionally, Mercury Insurance offers homeowners a downloadable “Be Wildfire Ready” guide, which contains detailed mitigation steps with projects to tackle around the home and property.

Fire-shielding the home is the top priority, according to Kent. This means, the roof, siding and windows should be built and maintained to endure the onslaught of firebrands – the embers carried well-ahead of a fire. Kent also recommends removing anything flammable from the first five feet closest to the home, then maintaining a landscape within the 30 feet surrounding the home that can endure firebrands and intense heat.

Get more details about how to fireproof your home and other valuable wildfire safety tips from Douglas Kent by visiting Mercury’s Catastrophe Center.

About Mercury Insurance

Mercury Insurance (MCY) is a multiple-line insurance organization predominantly offering personal automobile, homeowners and commercial insurance through a network of independent agents in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia. Since 1962, Mercury has specialized in offering quality insurance at affordable prices. For more information visit http://www.mercuryinsurance.com or Facebook and follow the company on Twitter.

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Legacy Risk is a fantastic addition to Alera Group, expanding both our property and casualty service expertise and our geographic footprint into the San Francisco Bay area.

DEERFIELD, Ill. (PRWEB)
December 03, 2020

Alera Group, a leading insurance and financial services firm, today announced the expansion of its California footprint with the recent addition of Legacy Risk and Insurance Services, LLC (Legacy Risk), effective October 1, 2020.

Legacy Risk is a preeminent provider of property and casualty solutions for commercial insurance and private client service offerings. Legacy Risk was founded in 2012 but has roots going back to 1929. The firm is known throughout California and the surrounding region for its deep expertise across several industries including real estate owners & developers, construction, manufacturing, renewable energy and technology.

“Legacy Risk is a fantastic addition to Alera Group, expanding both our property and casualty service expertise and our geographic footprint into the San Francisco Bay area,” said Alan Levitz, CEO of Alera Group. “The firm attributes their success to its core values of honesty, integrity and respect. Its dedicated service-oriented team is a strong fit for Alera’s culture and we are proud to have this outstanding firm with us as we continue to grow.”

“Securing our partnership with Alera allows us to leverage their national platform of resources and capital which positions us for future perpetuation and growth. In addition, we found a partner that share the same cultural values upon which we pride ourselves. As part of Alera Group, we will be able to offer our clients more resources and services than ever before, provided by the same local team they know and trust,” said Cory Higgins, Managing Partner of Legacy Risk. “We are excited about our future with Alera Group and look forward to collaborating with their respected insurance professionals across the country.”

The Legacy Risk team will continue serving clients in their existing roles. Terms of the transaction were not disclosed.

About Alera Group

Based in Deerfield, IL, Alera Group’s over 2,000 employees serve thousands of clients nationally in employee benefits, property and casualty, retirement services and wealth management. Alera Group is the 15th largest privately held firm in the country. For more information, visit http://www.aleragroup.com or follow Alera Group on Twitter: @AleraGroupUS.

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“Even if a driver is considered high-risk, he should still be able to obtain affordable car insurance. There are many specialized providers that are waiting to insure high-risk drivers.”, said Russell Rabichev, Marketing Director of Internet Marketing Company

LOS ANGELES (PRWEB)
December 03, 2020

Compare-autoinsurance.org has launched a new blog post that explains what a high-risk driver is and how to get cheaper car insurance.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/how-to-get-better-car-insurance-rates-even-if-you-are-a-high-risk-driver/

For average drivers, car insurance can seem to be expensive. However, drivers that are labeled as high-risk, are the ones that have to pay the most for their car insurance premiums. These drivers are very risky and oftentimes expensive to insure. This is because the chance of the insurance provider having to pay for repairs, medical bills, and property damage is much higher.

Insurance providers label the following types of drivers as high-risk:

• 
      DUI/DWI offenders. Drivers who have a DUI or DWI in the last 10 years are likely to be considered high-risk by auto insurers. To increase the chances of finding an auto insurance policy, these drivers can take driver improvement classes and alcohol or addiction classes.
•     Young drivers with bad driving records. Younger, inexperienced drivers are more likely to be involved in accidents that cause injuries and/or high amounts of property damage. Also, many young drivers are more likely to receive tickets. A young driver with a number of tickets and accidents on his record is considered high-risk. To save money on their insurance, young drivers can take defensive driving and/or driver’s ed classes.
•     Drivers of fast, expensive vehicles. Even if they have a clean driving record, owners of fast, expensive cars are likely to be labeled high-risk by their insurance providers. Drivers of these types of vehicles can save money if they install additional safety features.

High-risk drivers looking for insurance should check the following insurance companies:

•     Bristol West. This provider is a subsidiary of Farmers Insurance. This provider is highly regarded and offers affordable premiums. They also provide options for low down payments on liability coverage, as well as payment options that are flexible and can meet a driver’s specific needs.
•     Geico Casualty. This is a subsidiary of Geico that is known for using a clear and very easy to understand point system that will help high-risk drivers figure out how much are going to pay for their premiums.
•     Progressive. Progressive first started as a provider exclusively for high-risk drivers. Also, they were the first to allow drivers to pay premiums in installments instead of in a lump sum. This carrier has received outstanding reviews for customer services, as well as claims processing.
•     Titan Insurance. As a subsidiary of Nationwide, this carrier is known for offering insurance coverage for high-risk drivers that other carriers would never consider covering, like DUI convicted drivers. They also provide the drivers they cover with SR-22 paperwork. Also, they offer discounts, such as the one offered for driving a vehicle with anti-lock brakes.
•     State Farm. Besides offering affordable plans for drivers who are considered high-risk, they also offer their specialized Drive Safe and Save program, which helps them determine how safe a high-driver is in order to offer them discounts based on the information they collect.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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A comprehensive, affordable platform for managing cyber risk

This alliance gives MSPs a differentiated solution to offer customers that includes front-end prevention and back-end protection and the ability to offer a competitive rate while maintaining healthy margins.

NEW YORK (PRWEB)
December 03, 2020

Cysurance, LLC, a next-generation platform delivering cyber insurance as a service to protect growing businesses, announced today an alliance with CrowdStrike, a leader in cloud-delivered endpoint and workload protection, to deliver a new offering for managed service providers (MSPs).

Through this alliance, all Cysurance MSP Sponsors will now have access to the latest in CrowdStrike cloud-native endpoint security solutions to meet the unique needs of their customers. CrowdStrike’s next-generation antivirus product Falcon Prevent protects against all types of attacks, from commodity malware to more sophisticated attacks like ransomware, with one solution – even when offline.

Sponsors – MSPs who offer Cysurance’s tech-enabled insurance and reimbursement products to clients – will also receive favored pricing on the company’s RansomProtect product when they deploy a CrowdStrike Falcon solution. RansomProtect offers $25,000 of remediation support in the event of a successful ransomware attack in a network environment running an up-to-date instance of Falcon Prevent, but unlike insurance, it provides peace of mind through automatic payments. There is no application, no enrollment required of the end user and no claims adjustment to determine payment.

“This alliance gives MSPs a differentiated solution to offer customers that includes front-end prevention and back-end protection and the ability to offer a competitive rate while maintaining healthy margins,” said Kirsten Bay, co-founder and CEO of Cysurance.

Cysurance’s RansomProtect is not an insurance policy. It is a program that allows MSPs to leverage Falcon in creating an independently priced ransomware security and assurance offering without an insurance license. While designed for MSPs, Cysurance and CrowdStrike will also make this offering available directly to end users through their websites.

Insurance offered by Cysurance, LLC. NY License #1578397. For more information, visit http://www.cysurance.com, follow us on LinkedIn, Facebook and Twitter, or email us at info@cysurance.com. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit http://www.chubb.com. Insurance provided by ACE American Insurance Company and its U.S. based Chubb underwriting company affiliates. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Nothing in this communication should be construed as involving the sale, solicitation or negotiation of insurance, the provision or offer of insurance services, or the provision or offer of legal advice or services.

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The mission of our foundation is to help Texans make smart financial choices in money management and attain financial prosperity. Our goal will be to improve the financial literacy in the communities we serve while giving a path to credit union membership at Neighborhood CU for all Texans.

DALLAS (PRWEB)
December 03, 2020

On December 1, 2020, the Texas credit union announced the launch of the Neighborhood Credit Union Foundation. The foundation was created to improve the lives of consumers in the state of Texas through promoting financial wellness, providing access to financial education, and raising the overall level of financial literacy.

“Neighborhood Credit Union is thrilled to be launching the Neighborhood Credit Union Foundation,” said Neighborhood Credit Union Senior Vice President of Remote Services and Development, Carolyn Jordan. “The mission of our foundation is to help Texans make smart financial choices in money management and attain financial prosperity. Our goal will be to improve the financial literacy in the communities we serve while giving a path to credit union membership at Neighborhood CU for all Texans.”

About the Neighborhood Credit Union Foundation: Neighborhood Credit Union Foundation’s mission is to help Texans make smart financial choices in money management and attain financial prosperity. The foundation’s launch opens Neighborhood Credit Union’s membership eligibility to the entire state of Texas and provides access to financial experts that help members with their everyday financial needs.

Neighborhood Credit Union has always advocated for financial literacy in a variety of methods. The credit union provides ongoing free financial literacy classes throughout the year that cover topics from buying a car to saving for retirement. A free tool called Money Management is located in Online Banking and the MyNCU mobile app, where members can learn how to best manage budgets with easy-to-follow graphs, adult online financial education modules, and a suite of financial calculators to assist members in making sound financial decisions. The credit union also has an ongoing partnership with GreenPath, the national nonprofit whose focus is providing easy access to financial wellness for everyone.

Neighborhood Credit Union Foundation will further the credit unions efforts in creating achievable financial literacy throughout the state of Texas. Visit the Neighborhood Credit Union Foundation (neighborhoodcuf.org) today and explore the free financial literacy resources.

Serving on the Board of Directors for the Neighborhood Credit Union Foundation will be foundation President, Jessie Swendig, Francis Santana as vice president and treasurer, Carolyn Jordan as secretary, and Chet Kimmell and Randall Til as directors.

Jessie Swendig has been with Neighborhood Credit Union since 2013, and currently leads the credit union’s award-winning marketing team. Jessie also currently serves on the Board of Directors for the Dallas Chapter of Credit Unions.

Francis Santana leads Neighborhood Credit Union Retail Branches and Business Development team and has been a part of the Neighborhood Credit Union family since 1996. Francis and her business development team actively provide financial literacy through ongoing free webinars.

Carolyn Jordan leads Neighborhood Credit Union’s remote services and member development areas, including the online and mobile channel, the Member Service Call Center, eServices, marketing, and advocacy. With over three decades of industry experience, Carolyn is well respected by her peers on the local, state, and national levels.

Since 1995, Chet Kimmell has served as president and CEO of Neighborhood Credit Union. Under his leadership, the credit union assets have topped $927 million, and membership has grown to some 56,000 people. Chet serves on the boards of directors for Town North Bank and SWACHA, where he is a former chairman of the board.

Randall Til has been a Neighborhood Credit Union member since 1977; Neighborhood Credit Union board member since 2013; 34-year United States Postal Service veteran, retiring as Postal Inspector in Charge, Fort Worth Division.

About Neighborhood Credit Union: The oldest credit union in Dallas (chartered April 18, 1930), Neighborhood Credit Union is a member-owned, not-for-profit financial organization serving people in Collin, Dallas, Denton and Ellis counties, as well as the city of Arlington. With locations across North Texas, Neighborhood Credit Union has a membership of 56,500 and continues to welcome new members daily. For more information, call (214) 748-9393 or visit myncu.com.

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LAKE MARY, Fla. (PRWEB)
December 03, 2020

AssuredPartners, Inc. (the “Company”) announced today that it intends to offer $500 million aggregate principal amount of senior notes due 2028 (the “Notes”), subject to market conditions. The Company intends to use the proceeds from the offering of the Notes for general corporate purposes, including to finance acquisitions.

The offering of the Notes will be made in a private transaction in reliance upon an exemption from the registration requirements of the Securities Act of 1933, as amended (the “Securities Act”), in the United States only to investors who are reasonably believed to be qualified institutional buyers in accordance with Rule 144A under the Securities Act, or outside the United States in accordance with Regulation S under the Securities Act. The Notes have not been registered under the Securities Act and, unless so registered, may not be offered or sold in the United States absent registration or an applicable exemption from, or in a transaction not subject to, the registration requirements of the Securities Act and other applicable securities laws.

This press release shall not constitute an offer to sell, or the solicitation of an offer to buy, nor shall there be any sale of the Notes in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such jurisdiction.

Cautionary Statement Regarding Forward-Looking Statements

This press release includes statements that express our opinions, expectations, beliefs, plans, objectives, assumptions or projections regarding future events or future results and therefore are, or may be deemed to be, “forward-looking statements.” These forward-looking statements can generally be identified by the use of forward-looking terminology, including the terms “believes,” “estimates,” “anticipates,” “expects,” “seeks,” “projects,” “intends,” “plans,” “may,” “will” or “should” or, in each case, their negative or other variations or comparable terminology. These forward-looking statements include all matters that are not historical facts. By their nature, forward-looking statements involve risks and uncertainties because they relate to events and depend on circumstances that may or may not occur in the future. Given these risks and uncertainties, you are cautioned not to place undue reliance on these forward-looking statements. We undertake no obligation to update those statements or to publicly announce the results of any revisions to any of those statements to reflect future events or developments.

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“We’ve all learned during this COVID-19 pandemic that maintaining a healthy immune system and an active lifestyle is critical. KrowdFit’s unique self-improvement challenge technology combines fitness tracking with monetary rewards and gives brands the opportunity to reinforce the importance of healt

BEND, Ore. (PRWEB)
December 03, 2020

KrowdFit, the only cash-back wellness incentive program in the U.S. and Canada, today announced its new self-improvement fitness challenge platform, BringIt, which gives brands’ loyalty marketing teams the ability to engage their customers in customizable health and fitness challenges.

KrowdFit’s BringIt platform supports “skill-based” self-improvement fitness challenges designed for brands interested in promoting and advocating the importance of living a healthy, active lifestyle in a unique and engaging way to their social media followers. With BringIt, brands are given the ability to sponsor challenges, where participants compete against each other across various activities including steps, sleep, and physical activity to win e-gift cards to purchase the brand sponsor’s merchandise. BringIt participants must install the KrowdFit App for free and then use wearable technology such as Fitbit, Garmin, Apple Watch, Misfit, partner’s fitness App, Smartphone, etc. to participate for free.

With the BringIt platform, companies can socially engage their customers in an exciting new way to increase brand awareness, increase customer loyalty, introduce new products/services, and reinforce company values. In addition to promoting healthy competition among the brands’ customer base and engaging their followers, brands will receive Activity Reports allowing them to see who their most physically active followers, customers, and use these insights to target those highly active individuals with special offers to purchase new products and/or become brand ambassadors.

“We’ve all learned during this COVID-19 pandemic that maintaining a healthy immune system and an active lifestyle is critical. KrowdFit’s unique self-improvement challenge technology combines fitness tracking with monetary rewards and gives brands the opportunity to reinforce the importance of health and reward their customers for the effort they make to live a healthy, active lifestyle while promoting the brand’s healthy values,” said Jim Miller, CEO and founder of KrowdFit. “Brands have full reign to customize a BringIt wellness challenge that reinforces their own values and KrowdFit handles the rest, from managing the leaderboard, reward fulfillment, and tax reporting.”

BringIt is powered by KrowdFit, a science-backed wellness engagement and incentive platform that has paid out millions in KrowdFit funded cash rewards to its members to-date for engaging in daily wellness activities, such as mindfulness, sleep, steps, meal logging, and physical activity. By using the latest wearable devices, smartphones, and popular diet, fitness, sleep and mindfulness apps, KrowdFit members’ activities are automatically logged into the KrowdFit app. Each time an activity is logged, members seamlessly earn entries into one of five different cash giveaways, making them eligible to receive weekly, monthly, and quarterly cash incentives of up to $5,000/ea. or more per winner.

For more information, visit http://www.krowdfit.com/bringit

About KrowdFit

KrowdFit® has paid out millions in KrowdFit sponsored cash rewards and is the recognized leader in milestone-driven, wellness incentive, and engagement programs. KrowdFit’s mission is to create a healthy revolution by encouraging, recognizing, and rewarding the consistent effort people make to live healthy, active lifestyles. KrowdFit’s patent-pending, skill-based, fitness betting, self-improvement challenge platform BringIt® has proven to drive very high levels of sustained engagement leading to positive outcomes and long-term, healthy behavioral change. KrowdFit is headquartered in Bend, OR with an in-office in Bellevue, WA. For more information, visit http://www.krowdfit.com.

Media Contact:

Max Borges Agency for KrowdFit

krowdfit@maxborgesagency.com

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New Underwriting Product of the Year

EneRate Credit Cover is the missing link to unlock affordable financing for commercial renewable energy projects.

BOSTON (PRWEB)
December 03, 2020

Energetic Insurance, an insurtech firm based in Boston, announced that its EneRate Credit Cover® product was selected as the New Underwriting Product of the Year. The selection was made during a virtual awards ceremony for the US Honors 2020, hosted by Insurance Insider.

Energetic Insurance was founded by energy industry veterans James Bowen and Jeff McAulay. The co-founders set out to create an insurance product that would enable more financial institutions to participate in renewable energy project finance, even when the commercial and industrial (C&I) energy buyers lacked public credit ratings or they were considered below investment grade. Energetic partnered with the world’s fourth largest reinsurance company, SCOR, to create the EneRate Credit Cover® insurance policy to solve this persistent financing gap in the clean energy industry.

“On behalf of the entire team at Energetic Insurance, I’m thrilled that we have been recognized by Insurance Insider for this prestigious award. Renewable energy installations for C&I businesses have lagged behind other market segments, even though they are large users of electricity. We believe this insurance policy is the missing link to unlock affordable financing that can help C&I achieve the scale enjoyed by the residential and utility segments,” said James Bowen, Co-founder & CEO of Energetic Insurance.

The EneRate Credit Cover® product was selected among other innovative products chosen as finalists for the award by a panel of senior executives in the insurance industry. The other finalist companies were AXA XL, Brit Global Specialty USA, and CAN Insurance.

Jeff McAulay, Co-founder & President of Energetic Insurance said, “We developed EneRate Credit Cover® to solve a critical financing barrier in the clean energy industry through innovative underwriting and technology-driven actuarial risk modeling. This award is further recognition that the insurance community can have an impact on energy and climate-tech deployment.”

Energetic Insurance operates as a Managing General Underwriter (MGU) with initial capacity provided by SCOR, allowing project financiers to benefit from SCOR’s AA-/Aa3 credit rating and unlocking access to more attractive financing options.

Ben Savage, Partner at Clocktower Technology Ventures, a fintech and insurtech investor, said “We offer our sincere congratulations to our portfolio company Energetic Insurance for this award. As a venture investor in financial services, we were excited to be an early investor in the groundbreaking work to create the EneRate Credit Cover® insurance policy. Financial and insurance innovation has an important role to play in addressing sustainability and climate change. Energetic is a great example of an insurtech firm who is leading the way on climate finance innovation.”

Renewable energy projects can purchase EneRate Credit Cover® to protect against corporate offtaker payment default risk for up to a 10-year term on projects with non-residential customers, including both distributed and utility scale facilities.

Energetic Insurance is a venture-backed company which includes investments from Congruent Ventures, Powerhouse Ventures, Clocktower Technology Ventures and Clean Energy Venture Group. Energetic Insurance is also the recipient of grants and other awards from the Massachusetts Clean Energy Center, the New York State Energy Research and Development Authority (NYSERDA), and the US Department of Energy Solar Energy Technologies Office (SETO). To date, Energetic Insurance has raised $5 million including grant funding.

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NOTE: This release does not constitute and is not intended by Energetic Insurance or any of the entities mentioned in this release to constitute a solicitation for any insurance business.

About Energetic Insurance (http://www.energeticinsurance.com):

Energetic Insurance is a Managing General Underwriter (MGU) with a novel, data-driven approach to develop new risk management products to unlock exponential growth in the renewable energy industry. Our first product, EneRate Credit Cover™, unlocks solar project financing for unrated and below investment grade counter parties by covering counterparty credit risk.

Headquartered in Boston, Energetic Insurance was awarded a SunShot Prize from the US Department of Energy in 2017 and has received a total of $5M in financing to date. EneRate Credit Cover™ and other insurance policies are issued by RE3 Energetic Insurance Solutions, LLC, a wholly owned subsidiary of Energetic Insurance, Inc. Energetic Insurance complies with all state-mandated regulations for surplus line insurance brokers and is licensed as a surplus lines broker in Massachusetts with License #: 2053916.

About Clocktower Technology Ventures (http://www.clocktowerventures.com):

Clocktower Technology Ventures partners with entrepreneurs who have the vision and drive to reinvent financial services, investing from the earliest seeds of startup life to businesses scaling for growth. CTV supports leading companies across all sectors of financial services, including lending, payments, insurance, asset management, personal finance, and capital markets. CTV’s distinctive approach to fintech venture capital is crafted around a curated network of global macroeconomic thinkers and investors. Launched in 2015, CTV is the technology investing affiliate of Clocktower Group, a global macro investment firm. CTV is based in Santa Monica, CA and invests worldwide.

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