Category Archives: Business

Press Releases from the Business World. Announcements, Product releases, Appointments.

New Guide For Obtaining Accurate Car Insurance Quotes Online


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“Obtaining accurate car insurance quotes can be easy. All you have to do is to provide real, accurate data when you fil an online questionnaire”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has launched a new blog post that presents several tips for drivers that want more accurate car insurance quotes.

For more info and free quotes, visit https://compare-autoinsurance.org/tips-getting-accurate-car-insurance-quotes/

Drivers are recommended to check for car insurance every time a major event happens in his life. Events like getting married, moving to a new place, or adding a new driver to the insurance policy can influence the insurance rates paid by a policyholder. The best way for drivers to get car insurance quotes is to get them online. In order to get accurate online insurance quotes, drivers should follow these tips:


  • Drivers should first determine their coverage needs. Besides purchasing the minimum coverage required by each state’s law, every driver has different needs for their insurance policy. Drivers that own old regular vehicles should consider dropping full coverage when their car will worth less than ten premium rates. Drivers that own new cars, should consider adding new car replacement insurance or gap coverage to their policy in order to protect their vehicles full value in case something bad happens.
  • Determine the available budget for insurance. Drivers should not opt for high coverage levels and options they don’t really need if they can’t really afford to pay the price of the premiums. To see what they can really afford, drivers can use online quotes to simulate different insurance plans with different coverage levels and options. By doing so, policyholders will know how to properly acquire an insurance plan without emptying their wallet.
  • Make sure to keep documents nearby. Online questionnaires will ask the policyholder to provide them with data about the car make, model, sub-model, year of production, safety devices, engine, and other relevant data. Drivers can remember some of these data, but it is important to have these documents nearby when filing an online quote. Sending wrong data to the insurance companies can result in a lower estimate for the actual cash value.
  • Policyholders should be honest with their driving history. Drivers can lie in order to get better insurance rates, but many insurance companies will do careful research on each driver’s history that wants a policy from them. Insurance companies will then proceed into penalizing the lying driver, by either increasing their insurance rates or by denying their insurance application.
  • Drivers should check for discounts. Insurance companies will ask certain things that can grant the policyholder several discounts. Drivers can qualify for these discounts if they have low mileage, clean driving record, no claims, or they graduated a defensive driving course, and so on. Insurance companies offer numerous types of discounts, so it’s important for drivers to mention everything in the questionnaires.


For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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David Shantz Joins Finance Innovator Montcalm as Chief Growth Officer


Montcalm is pleased to announce that David Shantz has joined the firm as Chief Growth Officer for Montcalm’s suite of businesses. In his role, he will work to expand Montcalm’s investor and client community and build out the flexible capital ecosystem needed to bring vitality to investors, clients, companies, communities, and the planet.

David Shantz brings extensive experience in impact investing from a wide variety of perspectives, including retail impact investing, syndication, and ESG fund management.

“I am beyond excited to join the Montcalm team,” says David Shantz. “At Montcalm, I will be able to take the next step in my passion to change the narrative around what money can do and redefine how people look at capital and capital markets. Montcalm is creating innovative models that are authentically impactful and truly win-win across the board. They are leading a new, elevated conversation in finance innovation. This role is an exciting culmination of my experiences thus far.”

According to Holly Ruxin, Montcalm CEO and Founder, “Montcalm has a commitment to be of value to our clients with the highest level of service and successful investments and flow the world’s abundant capital to where it will create the most vitality and sustainability. David has an unwavering focus on growth and service in all of its forms. This combination will catalyze exponential growth in the difference we can make as a firm.”

Previously, David Shantz was Director of Advisor Relations at Calvert Impact Capital, where he had the opportunity to facilitate deployment of significant private investor capital into underserved communities. His previous experience includes roles in multiple finance firms, including Merrill Lynch, Ameriprise Financial, and Advisorshares. He has deep experience in wealth management, field training, and retail sales.

About Montcalm

Montcalm is a family of innovation companies building finance infrastructure to empower vitality for people, communities, companies, and the planet. Montcalm TCR was founded in 2012 by Holly Ruxin, to offer holistic private wealth management emphasizing authentic relationships and sophisticated investing. Montcalm Capital creates lucrative opportunities for everyday investors while meeting financing needs for revenue-generating companies solving critical global challenges. Trevor TCR, Montcalm’s foundation, enables economic empowerment through health, education, and finance innovation.

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FormFire LLC launches an improved ACA Quote Engine


“Relaunching our ACA Quote Engine has given us a number of new opportunities,” said Andrew Laytin, Chief Technology Officer at FormFire. “Most importantly, we improved the accuracy of the rates coming out of our system, which our Broker customers have been requesting.”

FormFire, LLC announces the launch of their improved ACA Quote Engine which is more accurate, timely and widely available. Through a partnership with the industry-leading Carrier data provider, Vericred, FormFire is able to provide information from a single, reliable source.

The FormFire ACA Quote Engine allows Brokers to gather plan and pricing information for small group, fully-insured plans. FormFire’s standard proposal is included with the engine, which provides a breakdown of plan and pricing data, as well as calculations for age-banded and composite rates.

Vericred gives FormFire access to health insurance and employee benefit data through a universal API. Through this partnership, FormFire can quickly and efficiently expand the states in which Carriers plans and pricing are available, all while reducing the possibility for any error during data input.

“Relaunching our ACA Quote Engine has given us a number of new opportunities,” said Andrew Laytin, Chief Technology Officer at FormFire. “Most importantly, we improved the accuracy of the rates coming out of our system, which our Broker customers have been requesting.”

The FormFire ACA Quote engine currently provides plan and pricing information in the majority of US States. FormFire is working toward full US coverage and is regularly adding new states to the engine. Automating the upload of plan details and rates will increase the speed to market and allow Brokers to quote more quickly as new rates become available.

FormFire is constantly working to make Brokers’ jobs more efficient so they can spend more time growing their client relationships. With these new updates to the ACA Quote Engine, they have made it easier for Brokers to generate accurate quotes for multiple Carriers all at once.

These new updates will be available on September 18.

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Rebus Data Services Continues to Add Talent


Longbow Advantage is announcing Rachna Mohanka as their new Head of Customer Success and Solutions for Rebus Data Services. Rachna will be responsible for building out the Rebus Customer Success Program as well as heading up the Rebus Solutions Group.    

Rachna’s supply chain journey started 20 years ago when she received her Master’s Degree in Logistics from MIT. She was part of the first graduating class of the supply chain program at MIT in 1999! Since then, Rachna has worked across a combination of life sciences, SaaS, Retail, 3PL, eCommerce, and food & beverage focusing on logistics and supply chain management. Most recently, Rachna was heading the global solution engineering at TraceLink. Prior to TraceLink, she held leadership roles at companies such as Amazon Robotics and SUPERVALU.

“I am really fortunate and excited to join the Longbow Team of Supply Chain experts. I truly believe that this is a pivotal time for the company as it builds/expands the Rebus platform to provide additional expertise and improvement to the distribution operations of its current and new customers.” – Rachna Mohanka

Rachna will be reporting to VP of Solutions and Product Management, Tim Betz. Betz adds,

“Rachna is a seasoned professional who will make an immediate impact with our Rebus customer base. While heading our customer success and solutions programs, Rachna will draw on her extensive experience and software acumen to allow our customers to fully realize all of the benefits they can receive when leveraging our Rebus Data Services Platform. I couldn’t be more excited to have Rachna join our ever-growing Rebus Data Services Team.”

About Longbow Advantage 

Longbow Advantage is a leading supply chain consulting services firm with deep expertise in warehouse and workforce management systems. They put a premium on customer experience, and value the trust customers put in them to deliver the highest quality in the industry. Their customers are industry leaders who turn to Longbow Advantage for their industry experience, faster implementation, and lower total project cost.

About Rebus

Rebus is a revolutionary Saas-based data platform specifically designed by the logistics professionals of Longbow Advantage for logistics professionals. Rebus aggregates and harmonizes logistics data from any supply chain execution software to provide a real-time view of your logistics operations and deliver cross-functional insights.

Rebus is a trademark of Longbow Advantage Inc.

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California Casualty Announces 2019 Music and Arts Grant Recipients


www.calcasmusicartsgrant.com

California Casualty’s Music and Arts Grants

Students love to showcase their creativity, and helping educators keep music and arts in the forefront of every-day learning is absolutely the right thing for us to do.

One hundred and thirty nine public schools in 31 states will be receiving a $250 Music and Arts Grant from California Casualty. A total of $34,750 will provide materials, supplies, and instruments for art, music, and performance programs at the schools.

The grant is designed to foster creativity in schools, such as choir, band, dance, film, theater, computer arts and graphics, or any K-12 curriculum that employs art for learning.

Examples of how the $250 grants for 2019 will be used include:

  • Purchasing special adaptive instruments for the Special Education Center at Mark Twain School in Garden Grove, CA, that serves special needs and medically fragile students
  • Supplying watercolor sets for third grade students at Homer Davis Elementary School in Tucson, AZ
  • Providing recorders for each music class student at Marie Roberts-Caney Elementary School in Lost Creek, KY
  • Acquiring Diary of a Whimpy Kid books to foster the reading program at Garfield Elementary School in Yakama, WA
  • Supplementing various art supplies (that the instructor often purchases with her own funds) at the Classical Studies Magnet Academy in Bridgeport, CT
  • Buying an additional camera to allow more students to participate in the photography program at Filer High School in Filer, ID

The entire list of Music and Arts grantees is included below.

California Casualty has partnered with education associations since 1951 and understands the importance of music and arts education for children. Numerous studies have concluded that sharing a love of the arts enhances students’:

  • Brain development
  • Creativity
  • Classroom involvement

Music and art curriculum has also been shown to reduce disciplinary issues and dropout rates.

Unfortunately, many schools have reduced or eliminated music and arts education because of budget cuts. California Casualty hopes to fill the need with the Music and Arts Grant.

“Students love to showcase their creativity, and helping educators keep music and arts in the forefront of every-day learning is absolutely the right thing for us to do,” said California Casualty AVP Brian Goodman.

Public K-12 schools needing funding for an arts or performance program can apply for the 2020 Music and Arts Grant from California Casualty at http://www.calcasmusicartsgrant.com.

Founded in 1914, California Casualty provides the NEA Auto and Home Insurance Program. Headquartered in San Mateo, California, with Service Centers in Arizona, Colorado and Kansas, California Casualty has been led by four generations of the Brown family. To learn more about California Casualty, or to request an auto insurance quote, please visit http://www.calcas.com/NEA or call 1.800.800.9410.

2019 Music and Arts Awardees

Alabama

Collins-Rhodes Elementary School, Eight Mile

Randolph County High School, Wedowee

Arizona

Homer Davis Elementary School, Tucson

Roadrunner School, Phoenix

California

Bobbie Smith Elementary School, Long Beach

Braddock Drive Elementary School, Culver City

Brea County Hills Elementary School, Brea

Brentwood Academy, East Palo Alto

Bret Harte Elementary School, Long Beach

Browns Valley School, Napa

Carolyn Clark Elementary School, San Jose

Cesar Chavez Middle School, Hayward

Dairyland Elementary School, Chowchilla

Del Rey Elementary School, Del Rey

Delaine Eastin Elementary School, Union City

Fairview Elementary School, Fairfield

Foothill Middle School, Walnut Creek

French Camp Elementary School, French Camp

Grant Elementary School, San Jose

Hawthorne High School, Hawthorne

Hendrick Ranch Elementary School, Moreno Valley

Hughson Elementary School, Hughson

Jackson Heights Elementary School, Red Bluff

Junipero Serra Elementary School, San Francisco

Justin Early Learners Academy, Simi Valley

Laguna Creek High School, Elk Grove

Lakeside Middle School, Lakeside

Linda Verde Elementary School, Lancaster

Lindbergh Middle School, Long Beach

Mann Middle School, San Diego

March Middle School, Moreno Valley

McKinley Elementary School, Santa Barbara

Mno Grant Elementary School, Antioch

Nevada Union High School, Grass Valley

Raisin City Elementary School, Raisin City

RF Hazard Elementary School, Santa Ana

Rocklin Elementary School, Rocklin

San Gabriel High School, San Gabriel

Special Education Center at Mark Twain School, Garden Grove

Susan B. Anthony Elementary School, Sacramento

Three Rings Ranch Elementary School, Beaumont

Trinity High School, Weaverville

Winter Gardens Elementary School, Lakeside

Yucca Loma Elementary School, Apple Valley

Colorado

Asbury Elementary School, Denver

Heritage Elementary School, Pueblo

Hygiene Elementary School, Longmont

Malley Drive Elementary School, Northglenn

North Middle School, Aurora

Wiggins Elementary School, Wiggins

Connecticut

Aces Village School, North Haven

Classical Studies Magnet Academy, Bridgeport

Cross Street Intermediate School, Naugatuck

John G. Gilmartin Elementary School, Waterbury

Shelter Rock Elementary School, Danbury

Florida

Moore Haven Middle-High School, Moore Haven

Idaho

Clark County School District #161, Dubois

Filer High School, Filer

Summit Elementary School, Jerome

Illinois

Cedar Ridge Elementary School, Bloomington

Central Community High School, Breese

Chillicothe Elementary Center, Chillicothe

McHenry Middle School, McHenry

Indiana

East Crawford Elementary School, Milltown

East Noble High School, Kendallville

Franklin Township Middle School West, Indianapolis

Northridge High School, Middlebury

Summit Elementary School, Bloomington

Iowa

Capitol View Elementary School, Des Moines

Grinnell High School, Grinnell

West Lyon Community School, Inwood

Kansas

Hays Middle School, Hays

West Franklin Elementary School at Williamsburg, Williamsburg

Kentucky

Kathyrn Winn Primary School, Carrollton

Marie Roberts-Caney Elementary School, Lost Creek

Maine

Sedomocha Elementary School, Dover-Foxcroft

Maryland

Murray Hill Middle School, Laurel

Snow Hill Elementary School, Snow hill

Minnesota

Cass Lake-Bena Elementary School, Cass Lake

STAR: Assistive Technology Department, Chaska

Missouri

Coverdell Elementary School, St. Charles

Duchesne Elementary School, Florissant

Indian Creek Elementary School, Kansas City

Nebraska

Benson High School, Omaha

Hampton Public School, Hampton

Sandhills Public Schools, Dunning

Nevada

Pleasant Valley Elementary School, Reno

New Hampshire

Beech Street Elementary School, Manchester

New Jersey

Atlantic City High School, Atlantic City

Bartle Elementary School, Highland Park

Carl T. Mitnick School, Cape May

Hurden Looker Elementary School, Hillside

McKenzie School, East Rutherford

Panther Academy, Paterson

Washington Elementary School, Hawthorne

New Mexico

Highland Elementary School, Las Cruces

Tucumcari Elementary School, Tucumcari

Ohio

Black River Elementary School, Sullivan

Belpre High School, Belpre

Claymont Elementary School, Uhrichsville

Green Elementary School, Logan

Heritage Middle School, Painesville

Newcomerstown EVSD-West Elementary School, Newcomerstown

Overlook Elementary School, Wadsworth

Oklahoma

Pond Creek-Hunter Elementary School, Pond Creek

Oregon

Joseph Charter School, Joseph

Kennedy Middle School, Eugene

Peninsula Elementary School, Portland

Roberts High School, Salem

Shasta Elementary School, Klamath Falls

Union School District, Union

Pennsylvania

Conrad Weiser East Elementary School, Wernersville

Leechburg Area High School, Leechburg

North Schuylkill Jr./Sr. High School, Ashland

Octorara Area Elementary, Atglen

Roosevelt Elementary School, Allentown

Tamaqua Area High School, Tamaqua

Tennessee

Northview Primary School, Kodak

Texas

Lamar Elementary School, Amarillo

Utah

Springdale Elementary School, Springdale

Virginia

Elkhardt-Thompson Middle School, Richmond

Montross Middle School, Montross

Nansemond River High School, Suffolk

Washington

Arcadia Elementary School, Deer Park

Brookdale Elementary School, Tacoma

Chattaroy Elementary School, Chattaroy

Chief Sealth International High School, Seattle

Covington Middle School, Vancouver

DeLong Elementary School, Tacoma

Evergreen High School, Seattle

Garfield Elementary School, Yakima

George T. Daniel Elementary School, Kent

Highland Middle School, Bellevue

Julia Butler Hansen Elementary School, Olympia

Lincoln High School, Tacoma

Shorecrest High School, Shoreline

Westview Elementary School, Spokane

Wyoming

Alta Vista Elementary School, Cheyenne

Rock Springs High School, Rock Springs

30+ Year Revenue Cycle Management Expert, Keith Olenik, Joins Pivot Point Consulting’s Advisory Team


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Keith Olenik, Pivot Point Consulting, Vice President, Revenue Cycle Services

Keith’s deep technical and operational experience in revenue cycle and health information optimization solutions accelerates implementation to value to enhance financial health.

Pivot Point Consulting is excited to announce the addition of Keith Olenik as Vice President, Revenue Cycle Services –which includes revenue cycle advisory services and talent solutions, as well health information management, coding and clinical documentation improvement (CDI). Olenik brings more than three decades of experience working with provider healthcare delivery systems as a member of senior management and as a consultant. He specializes in practical solutions to streamline business operations, evaluate and implement information technology applications and enhance health care operations through process improvement.

Pivot Point Consulting has been providing healthcare solutions for organizations electronic health records implementation, support, upgrade or long-term training programs for 8+ years with experts who can step in at any stage to help drive user engagement, improve workflow and fulfill business goals through advisory, optimization, implementation and managed services.

Olenik will join Pivot Point Consulting’s national Advisory Services team to drive strategy, implementation excellence and business development for revenue cycle management.

“Revenue cycle management is one of the most critical aspects of healthcare management today given the transition to value-based care and other alternate payment models. Keith’s deep technical and operational experience in revenue cycle and health information optimization solutions accelerates implementation to value to enhance financial health,” said Rachel Marano, Managing Partner and Co-Founder.

About Pivot Point Consulting, a Vaco Company

Pivot Point Consulting enables healthcare organizations to realize the most value from their technology and data through their KLAS ranked advisory, implementation/optimization, managed services and talent solutions.

The company provides strategy and consulting services for providers, payers and life sciences organizations – with roughly 400 consultants serving 85+ clients across the United States. Pivot Point Consulting has earned many industry and workplace quality awards including: Top three Best in KLAS for HIT Implementation and Support for four years running (2015, 2016, 2017 and 2018), Highest Rated Vendor in KLAS Implementation Services in the Select Category (July 2017), #1 in KLAS for Epic Consulting in the Select Category (2016), #9 in Modern Healthcare’s Best Places to Work in 2016.

For more information about Pivot Point Consulting, visit http://www.pivotpointconsulting.com. Follow us on LinkedIn.

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Doris Gantos joins Gilbane Development Company as Vice President/Regional Director of Multifamily


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Doris Gantos joins Gilbane Development Company

“As we continue to grow our development and operations in the Mid-Atlantic region, Doris’ long-term, deep experience in multifamily and mixed-use will be of tremendous value to our team, our clients, and the communities we create,” said Ed Broderick, President and CEO of Gilbane Development Company.

Gilbane Development Company (“GDCo”), the real estate development, financing, and ownership arm of Gilbane, Inc., is pleased to welcome Doris Gantos as Vice President/Regional Director of Multifamily for the Mid-Atlantic region. With over 25 years of experience, Ms. Gantos will be based in Gilbane’s Arlington, VA office and will be responsible for strategic growth of the Company’s market rate and mixed-use development in the region.

Prior to joining Gilbane Development Company, Ms. Gantos held leadership roles with Oculus Development and Advisory Services and The Bozzuto Group, and has extensive experience in multifamily, including affordable housing, as well as direct property management oversight experience for a portfolio of over 22,000 units. She is a member of District of Columbia Building Industry Association (DCBIA), Leadership Arlington, and Urban Land Institute (ULI).

Nationally, Gilbane Development Company has developed more than $7 billion in real estate and has more than 10,000 units of housing completed/underway. Select projects recently completed or currently underway in the Mid-Atlantic by Gilbane Development Company include The Grove at Parkside, affordable housing in NE Washington, DC; Atworth College Park, a 451-unit transit-oriented, mixed-use apartment community adjacent to College Park Metro stop; Fortitude at Delta Towers, 179 units of affordable housing for seniors in NE Washington; 306 Southern Avenue, 152 units of affordable assisted living; and Altus Towson Row, 214 units of student housing in Towson, MD.

“As we continue to grow our development and operations in the Mid-Atlantic region, Doris’ long-term, deep experience in multifamily and mixed-use development will be of tremendous value to our team, our clients, and the communities we create,” said Ed Broderick, President and CEO of Gilbane Development Company. “We are excited to have Doris on the team and look forward to her contributions.”

About Gilbane Development Company

Gilbane Development Company is the project development, financing and ownership arm of Gilbane, Inc., a private holding company in its fifth generation of family ownership and management. Gilbane Development Company provides a full slate of real estate development and project management services. Completed projects incorporate every aspect of real estate including: student housing, multifamily, residential communities, mixed-used developments, corporate headquarters, healthcare facilities, operational | data | distribution centers, R&D | manufacturing facilities, and many types of facilities delivered through public-private partnerships. Through its trademarked “Next Level of Student Housing®” program, Gilbane Development Company has completed or currently has in development over 13,000 beds of student housing. To learn more, visit http://www.gilbaneco.com/development or call 1-800-GILBANE.

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Operations Leader Rob Ossian Named Codero VP and Chief Operating Officer


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Rob Ossian — Codero VP and COO

This is a very exciting time to be part of Codero, and I am thrilled to help bring into focus a strategy representing nearly 18 months of data-driven research, customer dialogue, strategy planning, and end-to-end process improvements.

Rob Ossian, a hosting and managed services industry leader with over 20 years of experience with such companies as Dell and National Instruments, has been named Vice President and Chief Operating Officer at Codero, a hosted solutions provider of IT infrastructure and cloud integration services. Rob is responsible for leading Codero’s world-class operations, platforms, support, and data center teams.

In his prior role as Director of Technical Support at Codero, Rob was integral to the conversion of Codero’s service delivery teams into world-class centers of excellence, providing industry-leading managed services through data-driven and predictive support strategies, and architect of Codero’s innovative Proactive Monitoring platform.

“I’m excited to have Rob join the Codero leadership team,” said Bill King, Codero’s president and chief executive officer. “Rob provides a seasoned perspective to our digital transformation, growth and product development initiatives. He is driven by a passion for delivering exceptional customer-centric experiences through business Intelligence, process simplification, and omnichannel engagement.”

“This is a very exciting time to be part of Codero, and I am thrilled to help bring into focus a strategy representing nearly 18 months of data-driven research, customer dialogue, strategy planning, and end-to-end process improvements,” said Rob Ossian. “I am deeply committed to ensuring Codero remains the type of environment that helps our employees to grow, both personally and professionally, while making sure we don’t forget to have fun along the way.”

Rob’s experience includes successfully managing software product planning, service delivery, and strategy across a range of technology areas and verticals, including Software as a Service (SaaS), high-performance computing, Content Delivery Networks (CDN), and business intelligence reporting. He holds a Business degree in Information Technology Management and is a certified Project Manager.

About Codero

Codero delivers IT infrastructure and cloud integration services to over 3,000 customers worldwide. Our mission is straightforward — provide the infrastructure, integration and support needed to enable our customers and partners to grow and thrive. We offer our services through a growing network of advanced, enterprise-grade data centers that avails our customers access to a comprehensive set of dedicated and virtualized cloud solutions. Codero’s Serious SupportTM is an organizational commitment to provide our customers with unrelenting, proactive and comprehensive support. Visit http://www.codero.com for more information about Codero and its services.

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35% Food Grade Hydrogen Peroxide For USA Labs, Homes And Farms


Lab Alley (http://www.laballey.com) recently added 35% food grade hydrogen peroxide to it’s chemical line. It is diluted by Lab Alley to 34% before being shipped to customers. Hydrogen peroxide is a natural solution and commonly used for organic chemistry applications. In contrast to “Non-Food Grade Hydrogen Peroxide”, 35% hydrogen peroxide does not have toxic stabilizers added to the prepared aqueous solution. This is the reason it is considered “food grade”. Packaging sizes available from the Texas chemical supplier are 1 gallon, 4×1 gallon cases and bulk 55 gallon drums. The rapidly growing firm also sells other concentrations of H2O2 solutions such as 3%, 6%, 10%, 30% and 32%. These solutions are available in various volumes and grades for household and commercial use. The Austin, Texas based bulk chemical supplier quickly transports 35% food grade hydrogen peroxide to laboratories, factories, workshops, homes, schools, medical and wellness clinics, individual consumers and farms all across America. Caution must be exercised when handling this high concentration chemical because it can cause skin damage. Therefore, for safety reasons, consumers usually dilute 35% food grade hydrogen peroxide to weaker solutions such as 12% or lower, before they use it.

Discovered by French chemist Louis Jacques in 1818, hydrogen peroxide is now one of the most frequently used chemicals in the United States. It has numerous cosmetic uses and treats acne. You can make toothpaste with baking soda, salt and hydrogen peroxide. It has a controversial role in alternative medicine. It is an eco-friendly fruit and vegetable wash. Hydrogen peroxide solutions, such as 3%, are commonly used for cleaning around the house. Hydrogen peroxide solutions, such as 6% are used for lightening hair. Hydrogen peroxide is a great substitute for chlorine in swimming pools and hot tubs. The pale blue liquid is used to bleach wheat flour, sterilize food packages and germinate seeds. Certified 35% food grade hydrogen peroxide is used for bacterial and fungal control, and for plant/ garden/ botanical cultivation. Hydrogen Peroxide is classified as a mild disinfectant, deodorizing agent, oxidizing agent and bleaching agent and bactericidal. Ethanol and hydrogen peroxide are used extensively in botanical extraction processes. Lab Alley’s line of 35% food grade hydrogen peroxide is used by farmers, industrial agriculture companies and gardeners all over North America. It is purchased for pest control, treating root rot, pre-treating seeds and to boost plant growth.

Lab Alley is a bulk hydrogen peroxide e-commerce retailer, supplier, wholesaler, and distributor. Lab Alley’s online chemical shop sells solvents, acids, reagents, organic chemicals, buffers, caustics, bases, prepared solutions, inorganic chemicals and laboratory supplies to business and individuals online in the USA. Because many buyers in the United States require fast shipping times, Lab Alley ships 35% food grade hydrogen peroxide the same day or next day.

“It took our team some time and planning to roll out the product offering of 35% food grade hydrogen peroxide in several sizes but we are glad we did. We are happy with the sales numbers. Additionally, we are very pleased that we are solving a problem by having a high demand product with limited supply available to customers in the marketplace”, says Fred Elabed, Partner of Lab Alley LLC.

For more information about Lab Alley’s line of hydrogen peroxide products, visit https://www.laballey.com/collections/hydrogen-peroxide.

About Lab Alley

Lab Alley LLC is a woman-owned small business enterprise that distributes laboratory chemicals and reagents, laboratory chemical solvents, and laboratory consumables to Biotech, Life Science, Pharmaceutical, R&D, Industrial, Academia/Education, Cannabis/Hemp, and Government Agencies. We actively market our product portfolio to customers within our targeted market segments. Our chemicals and reagents categories include Ethanol, Solvents, Acids, Bases and Caustics, Buffers, Salts and Inorganic Chemicals, and Solutions.

Located in the heart of the Austin, Texas, Lab Alley was established with the express goal of offering a cohesive buying experience for laboratories throughout the country and around the world. Our extensive product line and diverse branding are uniquely fitted to meet the needs of our customers. Our comprehensive product website and trained staff are adept at finding the perfect solution for each customer.

For a complete listing of our product portfolio please visit our website at http://www.laballey.com.

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Compulife Introduces Table Ratings to its Life Insurance Quote Software


Compulife quotes hundreds of different life insurance products for more than 125 life insurance companies.

Compulife Software, Inc. has introduced an important new quoting feature allowing users to automatically obtain quotes for table rated life insurance premiums. The user specifies the Table Rating value that they believe the client can qualify for and the Compulife program automatically produces the corresponding premiums, for that table, for all life insurance products in Compulife’s table rating database.

Table rated premiums are higher than normal premiums that life insurance companies offer to consumers who cannot otherwise qualify for standard premiums. For example, if an individual has diabetes they will likely have to pay a higher premium for a new life insurance policy. The industry calls such cases “substandard” and uses tables based upon the severity of the problem. The additonal premium added to a standard life insurance premium is called a table premium and that is determined from up to 16 different tables that a life insurance company may or may not offer. The company’s underwriting department ultimately decides which table may be available.

Compulife President Bob Barney emphasized that consumers who have existing life insurance policies at standard rates are not impacted by table ratings. Table rating only impact the purchase of a new insurance policy. For the vast majority of life insurance products, once a consumer owns a life insurance policy a change in their individual health does not change the premiums for that life insurance policy.

The new Table Rating quote option is a free and automatic upgrade for all Compulife subscribers.

A typical life insurance agent that purchases Compulife can get an annual subscription for as little as $96 per year. That $96 gives them access to quotes from hundred of policies from over 100 life insurance companies. The $96 option is called “Compulife Basic” and it is web based application that will run on computers, smart phones, tablets or any device with a browser and web access. Most Compulife customers upgrade and subscribe to the Windows PC version of the software which is $180 per year (includes Compulife Basic). The Windows PC version is Compulife’s most sophisticated quoting tool.

Both versions of Compulife now offer automatic table rating quotes.

Compulife President Bob Barney said, “Compulife has a 37 year long tradition of continuing to improve our software products. As we move forward we add new features and capabilities to the software and most of those are included in the annual cost of the subscription.”

Prior to the release of the new Table Ratings option Compulife subscribers could do a table rating but they needed to manually enter the additional percentage information to produce the individual quote. The new option is fully automated and simply asks the agent which table they want to quote. From there the software instantly produces a comparison for all the products for that table rated premium.

Barney explained, “We did not do this previously because of the complexity of some table rating calculations. In some cases the additional cost of a table rating is a relatively simple calculation, in other cases it is so complicated that the only way to quote the various tables for a product is to actually store the rates for all those different tables for just that one product. That can be a lot of additional work.”

The updating of rates for existing products, and the addition of new products and rates, are key elements of the subscription service that Compulife provides its customers. When life insurance companies introduce new products or change rates for existing products Compulife makes those changes and automatically updates its customers. That is included in the annual subscription fee that Compulife charges for its service.

Barney explained that this can be a lot of work on Compulife’s part, especially if a number of companies all make changes at the same time. With the addition of the new table ratings quote feature it means even more work. Barney said, “In the case of some products for which we have added table ratings, the data entry for just one product can take as much as a couple of days whereas with an average product the data entry time can be less. While that may not sound like a big job, you have to keep in mind that between the U.S. and Canada, Compulife quotes hundreds of different life insurance products for more than 125 life insurance companies. It’s a big job.”

Barney went on to emphasize that Compulife’s objective is simple, quote as many life insurance products for as many companies as possible and do so accurately. He added, “Our customers do not care if our software was accurate last month, last week or even yesterday. What they want are accurate quotes for products right now and they have little patience when they encounter a premium that is not accurate. Knowing this we have to be certain that whatever new quoting features we add that we can keep them as up-to-date and accurate as we do for the products that we already quote. Compulife has a longstanding reputation for being accurate and we need to be cautious that we do nothing to undermine that reputation.”

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