Category Archives: Business

Press Releases from the Business World. Announcements, Product releases, Appointments.

Global Insurance Company joins HashCash’s HC Net for Blockchain Solutions


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Simplify the flow of information and payments between insurer and reinsurer, by securing the reinsurance contracts on the HC Net

The insurance industry has a multifaceted structure. Multiple stakeholders are interconnected via complex contracts that go through extensive processing. The day to day work in the insurance industry involves high volumes of financial transactions and there are substantial financial risks at play. All these factors make insurance companies vulnerable to external attacks, breach of data and financial fraud.

Using Blockchain technology, HashCash helps clients and partners in the insurance sector with the following:

1.    Fraud Detection & Risk Prevention – Elimination of common sources of frauds by moving the insurance claims into an immutable shared ledger

2.    False Claim Prevention Management- The distributed or shared ledger offers instant access and update of information to both the insurer and the third parties involved.

3.    Distribution of Payment Models- Helps global insurers to cut down asset management expenses by reducing the hedging fees that are used as protection against currency instability in cross border transactions.

4.    Reinsurance – Simplify the flow of information and payments between insurer and reinsurer, by securing the reinsurance contracts on the HC Net.

Benefits of HashCash’s Blockchain Solutions in Insurance

The Blockchain solutions offered by HashCash via HC Net, allow enterprises to convert multiple policies into smart contracts providing a single consolidated view of documentation and policy data in real-time. Automated notifications are delivered to all the network participants, allowing visibility of premium payments and coverage as well.

HashCash streamlines the claim recovery process by allowing multiple companies to collaborate and assemble relevant records. Being a part of HC Net helps insurers to agree on claims and build trust through evidence sharing. The use of DLT maintains accuracy and adds the value of transparency to the vast ecosystem of third-party supervisors and service providers.

HashCash’s HC Net comes with the added benefit of enhanced risk handling properties that help in the management of contracts among reinsurers, maintaining shared accounts and handling payments related to claims.

About HashCash Consultants

HashCash is a global software company. HashCash Blockchain products enable enterprises to move assets and settle payments across borders in real-time for Remittances, Trade Finance, Payment Processing and more. HashCash runs US-based digital asset exchange, PayBito & digital asset payment processor, BillBitcoins. HashCash offers exchange and payment processor software solutions, ICO services and customized use cases. HashCash propels advancement in technology through Blockchain1o1 programs and its investment arm, Satoshi Angels. HashCash offers solutions in AI, Big Data and IoT though its platforms, products & services. HashCash solves the toughest challenges by executing innovative digital transformation strategies for clients around the world

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Veteran Trial Attorney Gregory G. Brown Secures Defense Ruling for More Than 125 Self-Storage Facilities Throughout the Country


I am thrilled that justice has been served, and my clients have been cleared of the false charges levied against them.

Brown & Charbonneau, LLP is proud to announce that award-winning trial attorney and Board Certified Trial Specialist Gregory G. Brown has secured a defense ruling on all causes of action filed against Defendant Westport Properties, Inc. in Cinda Hoeven, CGH Freedom Investments, LLC v Westport Properties, Inc., US Storage Centers, Inc., Westport Storage Centers, LLC, Eastport Storage Centers, LLC . The bench trial (Case No.30-2018-00966986) spanned more than 4 weeks in Orange County Superior Court.

The complex business dispute began when the Plaintiffs filed suit against Brown’s clients, asserting claims (reference complaint filed Jan.12, 2018) including breach of fiduciary duty, constructive fraud, constructive trust, violation of uniform voidable transactions act, declaratory relief, violation of corporations code sections 1601 and 17704.10, accounting, breach of contract and promissory estoppel. The case involved both shareholder derivative claims and individual claims.

The Plaintiffs asserted that corporate executives failed to obtain owner approval to implement a “tenant protection plan”, diverted corporate assets and revenues, mismanaged the finances of the various ownership entities, breached their fiduciary duties to the various owners and breached an alleged contract with Plaintiff to pay her 10% of the company’s gross revenues for her life.

At trial, Brown was able to establish a lack of credibility in the Plaintiff’s claim, showing that no promises had been made, therefore the plaintiff could not have relied on the alleged promise. Brown also showed in cross examination of witnesses that Plaintiffs had sustained no actual, recoverable damages in both the derivative and individual claims.

The trial concluded with the court ruling that the Plaintiffs failed to meet their burden of proof that there was wrongdoing of any kind, that there were recoverable damages, and that there was duty owed by the Defendant entities to the Plaintiff. The Plaintiff had sought more than $12,000,000 ($800,000 x 15 years) in damages plus punitive damages.

“I am incredibly pleased that the court recognized that these were baseless claims against my clients. The findings clearly demonstrate that my clients committed no wrongful act, and caused no harm, as was shown through the evidence, and the testimony of witnesses. This was a very complicated matter, with over thirty five separate entities involved. However, the court’s ruling established that even with dozens of defendants involved, none of them were found guilty of committing wrongful actions. I am thrilled that justice has been served, and my clients have been cleared of the false charges levied against them,” said Brown.

About Brown & Charbonneau, LLP

Gregory G. Brown is the Founding Partner of Brown & Charbonneau, LLP, an AV-rated business and litigation law firm based in Irvine, California. For more than 30 years, Brown has honed his trial and litigation expertise in the areas of contract actions, fraud and breach of fiduciary duty cases, trade secret litigation, trust litigation, commercial contract disputes, intellectual property disputes, unfair competition, false advertising, shareholder derivative actions, corporate litigation, complex dissolution actions, real estate & construction, personal injury and professional liability suits. Brown is a Certified Trial Specialist, (a distinction earned by approximately 150 lawyers in California), and a graduate of both the internationally renowned Strauss Institute for Dispute Resolution, and the National Institute of Trial Advocacy.

Brown & Charbonneau, LLP is one of Irvine’s top-rated business litigation and trial law firms. Recognized as one of Best Lawyers’ “Top Law Firms,” Brown & Charbonneau, LLP focuses its practice on business litigation, commercial litigation, real estate litigation, and complex/high net worth family law matters throughout Southern California. Visit http://www.bc-llp.com

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Insurer Tackles Opioid Crisis Head-On with “Back Now” Pilot


Marcia Boyce,
ProRehab CEO

All we want is for back pain to be taken care of quickly, for less dollars and with a faster recovery.

ProRehab Louisville (PRPT) is proud to announce a first-of-its-kind pilot program with Anthem Blue Cross Blue Shield (BCBS) of Kentucky for members who have Back Pain. The “Back Now” program aims to change the way members with back pain currently access treatment by removing the cost barrier for seeing a physical therapist when the pain first arises.

“Anthem is the perfect partner for the Back Now pilot program,” said ProRehab CEO, Marcia Boyce, PT. “We are aligned in the mission to help members get better care, faster, and with less out of pocket expenses.”

Patients are often prescribed preventable care for back pain such as opioids, steroid injections, advanced imaging, or, in extreme cases, lumbar spine surgery.

“Surgeries, medicines, and other healthcare procedures can be expensive,” said Boyce. “We’re in the business of healing, which is why the ProRehab team is proud to offer a safe, effective program. All we want is for back pain to be taken care of quickly, for less dollars and with a faster recovery.”

According to Boyce, “It’s a little-known fact that only 8-10% of patients who should get physical therapy as a first step to treating back pain, actually do. If we can move the needle on seeing a PT first, we can prevent our patients from needing thousands of dollars in medical care.”

STUDIES HAVE SHOWN THAT WHEN PHYSICAL THERAPY IS FIRST:

  • 71% lower costs for the same outcome
  • 75% – 90% lower likelihood of opioid use
  • The need for prescription pain medications, surgeries, and costly imaging is prevented
  • Quicker relief, less dollars, faster recovery

With the Back Now program, eligible Anthem BCBS of Kentucky members can see their ProRehab physical therapist without seeing a physician first. ProRehab is offering a package of 5 ProRehab PT visits for 1 copay and packages can be re-upped as needed.

WHO IS ELIGIBLE?

  • Applicable Anthem plans are primarily Kentucky commercial plans and do not include Anthem’s Medicare or Medicaid plans.
  • Patients must have a complaint of back.

To learn more about ProRehab’s physical therapy services, or to schedule a free consultation with one of Kentucky and Indiana’s experts in back pain treatment, please visit http://www.ProRehabLou.com

About ProRehab Physical Therapy Louisville:

ProRehab Physical Therapy is the area’s largest locally owned private outpatient physical therapy practice. Our therapists are the Best First Choice in musculoskeletal care and provide long-lasting outcomes without surgery, medication, or diagnostic imaging to our patients across Louisville and Southern Indiana. Our staff has a wide range of clinical expertise in manual physical therapy, spine care and rehabilitation, general orthopaedic conditions, hand injuries, workplace injuries, metabolic conditions, and more. Additionally, our allPRO Sports Performance program offers specialty training to provide athletes with the most current sport-specific strength and conditioning programs. For more information, find ProRehab Physical Therapy at http://www.ProRehabLou.com, on Facebook, or @ProRehabLou on Twitter and Instagram.

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Startups Can Apply to the Venture Capital Investment Competition hosted by UNC Kenan-Flagler Business School


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When founders leave, they are surprised by the value of the feedback from students and investors alike, and the expanded network base for future fundraising. Over the years, over 25% of the participating startups go on to raise venture capital after the event.

For over 20 years, a kind of “March Madness” has been growing for entrepreneurial MBA and college students thanks to the Venture Capital Investment Competition (VCIC), a “bracket” of 20 regional competitions in seven countries, coordinated globally by the University of North Carolina Kenan-Flagler Business School.

VCIC is a marketplace for entrepreneurs seeking investors and a training ground for students – future founders and venture capitalists. Startups pitch to students, who play the investors, and venture capitalists (VCs) judge the student teams’ investment decisions.

Now VCIC is offering startups a competition within the competition: the “Most VC-Backable Startup Global Search,” leveraging the March Madness bracket of regional events. Unlike traditional startup pitch competitions where dozens of startups have only a few minutes of exposure, VCIC events are due diligence immersions, daylong events, for the few startups selected to participate.

For each regional competition, only three startups are chosen to pitch in-person, survive a gauntlet of six due diligence sessions (one with each student VC team), have lunch with the VC judges and negotiate term sheets with the teams that choose to invest in them.

Winners of regional events will be included on VCIC’s “Most VC-Backable Startups” list and will be eligible to be invited to the VCIC Global Finals in Chapel Hill, North Carolina, March 27-28, 2020, where the top 20 student teams, 12 most VC-backable startups and 30 VCs from around the U.S. will come together.

“Historically, founders come because we have enough VCs in the room to justify the day at VCIC,” says Patrick Vernon, VCIC director and clinical associate professor of strategy and entrepreneurship at UNC Kenan-Flagler. “When they leave, they are surprised by the value of the feedback from students and investors alike, and the expanded network base for future fundraising. Over the years, over 25% of the participating startups go on to raise venture capital after the event.”

In 2019, VCIC’s Most VC-Backable Startup was Admiral, a visitor relationship management company. “The competition is daunting, with student VC teams ripping apart your business model and leaving no due diligence stone unturned,” says Dan Rua, Admiral founder and CEO. “Securing multiple term sheets after such a thorough process was rewarding.”

Startups can apply at http://www.vcic.org/startups. The deadline is Dec. 15, 2019.

About the University of North Carolina Kenan-Flagler Business School

Consistently ranked one of the world’s best business schools, UNC Kenan-Flagler offers a broad range of programs – Undergraduate, MBA and Master of Accounting, PhD and Executive Development – and extraordinary, real-life learning experiences. Faculty demonstrate unparalleled dedication to students’ learning and a commitment to world-class research that addresses critical business challenges. Contributing to the School’s thought leadership is the Frank Hawkins Kenan Institute of Private Enterprise, which promotes innovative, market-based solutions to vital economic issues. UNC Kenan-Flagler’s collaborative culture is rooted in core values that date back to its founding in 1919, and graduates are renowned as effective, principled leaders with the technical knowledge and leadership skills to deliver results in the global business environment.

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New York Firm, Meridian Risk Management, joins United Benefit Advisors


We are both excited and proud to join United Benefit Advisors. As an independent brokerage organization, joining UBA is something that all firms aspire to and we are honored to have been invited to join this esteemed organization and partner firms. Tom Clements, Partner, Meridian Risk Management

United Benefit Advisors (UBA), the nation’s leading independent employee benefits advisory organization, welcomes Meridian Risk Management to our community of Partners. This connection allows Meridian Benefit Advisors, the employee benefits division of Meridian Risk Management, to actively grow its employee benefits business alongside existing lines of personal, property and casualty insurance.

Headquartered in Pelham, New York, Meridian Risk Management was founded in 2003 by Joe Solimine, Jr. He followed in his father’s footsteps in the insurance business he founded in 1965 in the Bronx borough of New York. Meridian Benefit Advisors is co-owned by Joe and Tom Clements, a seasoned employee benefits professional. They unite with UBA to further serve their clients with the depth of a large national organization while remaining independent.

“We are thrilled to welcome Tom Clements, a former UBA Partner, back to our organization in his new association with Joe Solimine. Tom is already familiar with the sharing culture here at UBA and we know he will be a great asset,” said UBA Board Chairman, Bill Kite.

“We are both excited and proud to join United Benefit Advisors. As an independent brokerage organization, joining UBA is something that all firms aspire to and we are honored to have been invited to join this esteemed organization and partner firms. The UBA partnership fosters a truly collaborative atmosphere to share industry best practices, peer knowledge, proprietary tools, services and resources. This alliance allows us to bring unprecedented value to our clients. Most importantly, the UBA partnership will directly enhance our clients’ experience as well as strategically align with Meridian’s principles: discipline, diligence, honesty and commitment to community,” said Tom Clements, Partner, Meridian Risk Management.

Meridian Risk Management is one of the newest Partners to join the UBA community of independent employee benefits advisory firms that serve employers of all sizes across the United States, Canada, England, and Ireland. As a combined group, UBA’s annual employee benefit revenues rank it among the top ten employee benefit advisory organizations globally.

About Meridian Risk Management

Meridian Risk Management and Meridian Benefit Advisors (founded in 2019) partnered together to bring a high level of advisory expertise to business owners for employee benefits, enhancing their existing lines of individual property and casualty insurance businesses. Managing risk is the bridge for this business to serve their clients using the latest technology and embracing shared thought leadership. To learn more about Meridian Risk Management, visit http://www.meridianrisk.com.

About United Benefit Advisors®

United Benefit Advisors® (UBA) is the nation’s leading independent employee benefits advisory organization with more than 200 offices throughout the United States, Canada, England and Ireland. UBA empowers more than 2,000 Partners to both maintain their individuality and pool their expertise, insight, and market presence to provide best-in-class services and solutions. Employers, advisors and industry-related organizations interested in obtaining powerful results from the shared wisdom of our Partners should visit http://www.UBAbenefits.com.

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Gilbane Building Company Names Karen Medeiros as Senior Vice President, Chief Marketing Officer


Gilbane Building Company Names Karen Medeiros as Senior Vice President, Chief Marketing Officer

“The new role of chief marketing officer ensures that our brand and key marketing initiatives for new services and geographies are an integral part of our company’s visionary growth,” said Ryan Hutchins, executive vice president of Gilbane Building Company.

As part of its global growth strategy, Gilbane Building Company is pleased to announce the appointment of Karen Medeiros as senior vice president, chief marketing officer (CMO). In this newly-created role, Karen joins the executive management team and will lead the company’s global marketing, brand and communication strategies.

As CMO, Karen will be responsible for all aspects of Gilbane’s strategic marketing communications including brand strategy and positioning, innovative campaign development, distribution channel design, alliance marketing, and partnerships with teams across the company. In alignment with the firm’s Vision 2025 plan, Karen will provide enterprise-wide leadership and connectivity with sales, finance, human resources and operations to drive change with a direct link to business strategy and results. Her approach to marketing solutions has generated award-winning marketing campaigns and innovative digital strategies that inspire connectivity with clients, industry partners, employees and prospects across the marketplace.

“Karen is an accomplished leader and marketing visionary with a strong history of building innovative, brand marketing programs with a client-first mindset,” said Ryan Hutchins, executive vice president of Gilbane Building Company. “The new role of chief marketing officer ensures that our brand and key marketing initiatives for new services and geographies are an integral part of our company’s visionary growth.”

Throughout her nearly 20-year career with Gilbane, Karen has held leadership roles throughout the company, including vice president, senior director of client development for the Mid-Atlantic division, and most recently she served as vice president, global sales and marketing services, a shared services department. Her extensive experience has been instrumental in strategic plan implementation, developing the company’s sales and marketing organization, and team building throughout the company’s expanded geographic footprint. Karen is also a strong advocate for employee development and advancement. She serves as an executive leader for the company-wide women’s Employee Resource Group, empoWer, leads training and orientation sessions, and mentors emerging leaders.

Karen holds a BA in marketing from the University of Massachusetts at Dartmouth. She is a member of the Society of Professional Marketing Services and has served in several leadership roles in community organizations. She is a former board member for the UMass Dartmouth – Charlton College of Business Advisory Board, as well as the Somerset Federal Credit Union. Karen resides with her husband, John, in Somerset, Massachusetts and Center Barnstead, New Hampshire.

About Gilbane Building Company

Gilbane provides a full slate of construction and facilities-related services – from pre-construction planning and integrated consulting capabilities to comprehensive construction management, general contracting, design-build and facility management services – for clients across various markets. Founded in 1870 and still a privately held, family-owned company, Gilbane has more than 45 office locations worldwide. For more information, visit http://www.gilbaneco.com.

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Insurtech Startup Kin Insurance Continues to Expand its Capacity to Serve Florida Residents


Kin Logo

Historically, we’ve seen insurance companies enter then leave catastrophe-prone markets like Florida, leaving homeowners without policies and vulnerable to natural disasters. But home insurance shouldn’t work that way.

Kin Insurance, the insurance startup reinventing home insurance for catastrophe-prone areas with easy, affordable coverage and world-class customer service, today announced the launch of its new mobile home insurance offering for Floridians and the opening of its office in St. Petersburg. Kin’s mobile home insurance offering is available now, and with its unique approach to catastrophe modeling data and pricing experience, mobile home insurance quotes can be generated in minutes.

“Historically, we’ve seen insurance companies enter then leave catastrophe-prone markets like Florida, leaving homeowners without policies and vulnerable to natural disasters. But home insurance shouldn’t work that way,” said Sean Harper, CEO and co-founder of Kin. “Rather, homeowners should have the power to make informed decisions about their providers and policies. So, we’re doubling down in Florida where reliable homeowners insurance and other reliable insurance products, like mobile home insurance, are needed.”

In Florida, there are more than 800,000 mobile homes, and Kin’s policies cover mobile homes on private property, in a mobile home park, or in a subdivision. Kin’s mobile home policies include replacement-cost coverage for the dwelling, belongings, other structures (e.g., fences), additional living expenses, personal liability, and medical payments.

Brought on to lead the new Tampa Bay office, Kin welcomes Angel Conlin as chief legal officer and Jason Fraley as managing director of engineering. As former counsel for Nationwide and ASI/Progressive Home, Conlin brings an in-depth understanding of the Southeastern United States, from regulation to compliance, as well as extensive industry experience.

“With 98 percent of Florida’s total population living in coastal counties susceptible to hurricane and flood damage, Florida is a unique insurance market that requires a keen awareness of the different coastal communities and the insurance challenges they face. I’m excited to join a team that’s reimagining what insurance can do for Floridians,” said Conlin.

Kin is currently hiring new and experienced engineers, developers, customer service representatives, and insurance representatives, including agents and underwriters, in both offices. By mid-next year, Kin is expected to grow its Florida-based engineering team by 500 percent or more.

“As fellow homeowners, we understand the insurance application process can be overwhelming. That’s why Kin leverages multiple existing data points as well as new derivative data elements to build better, affordable home insurance quotes based on real numbers that are more than best guesses or industry standard,” Fraley added.

Kin is committed to serving those living in catastrophe-prone regions and impacted by natural disasters, such as hurricanes and floods. Earlier this year, Kin announced the launch of the Kin Interinsurance Network, a Florida home insurance carrier, that serves coastal homeowners often neglected by the insurance industry.

About Kin

Kin Insurance is an insurtech startup and licensed insurance carrier that is fixing home insurance through intuitive tech, affordable pricing, and world-class customer service. By leveraging thousands of publicly available data points, Kin can recommend the appropriate coverage at affordable prices for homeowners. Launched by seasoned financial tech entrepreneurs Sean Harper, Lucas Ward, and Stephen Wooten in 2016, Kin is the first insurtech company to serve catastrophe-prone regions and is committed to helping coastal homeowners most impacted by climate change. The company is headquartered in Chicago with an office in Tampa Bay and currently serves Florida, Texas, Georgia, and Alabama, with plans to expand across the US. Kin is currently hiring in its Chicago and Tampa Bay offices. For more information, visit http://www.kin.com or https://www.kin.com/home-insurance/mobile-home-insurance.

About Angel Conlin

Angel Conlin, Kin’s chief legal officer, is a proven senior insurance executive with over 20 years of P&C insurance experience in both large and small companies. She brings experience in business leadership, compliance oversight, legislative advocacy, policy forms, litigation and counsel management, and more. She most recently spent nine years as general counsel for ASI/Progressive Home. She was part of the executive leadership team that grew ASI from a five-state carrier to a $1.5 billion, A+ rated insurance group offering homeowners/dwelling, renters, flood, and umbrella insurance products in 44 states. She established and led the legal, compliance & policy forms team, including claims attorneys, corporate attorneys, compliance professionals, forms specialists, a product specialist, and paralegals. Prior to ASI, she spent 10 years at Nationwide, ultimately as AVP regional counsel leading the legal team in overseeing all legal matters for the southeast region.

About Jason Fraley

Jason Fraley, Kin’s managing director of engineering, is a 30-year information technology veteran. For the first half of his career, he built global-scale systems for GTE / Verizon and Oracle / Sun Microsystems. In the last 15 years, Jason has been architecting scalable software systems as well as building and leading world-class teams of engineers across an array of industry verticals.

East/West CEO Brings Together Global Biopharma Leaders this January to Network, Share Insights on the 2020 Industry Outlook


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“The East/West CEO meeting has provided a unique opportunity for senior life sciences executives to network with business colleagues and thought leaders, reflect on the past year’s events and key drivers for strategy in the year ahead.”- Arthur Hiller, Chief Corporate Development Officer, Nuritas.

LeadingBiotech, an exclusive event series bringing together senior-level biopharma leaders through off-the-record collaboration and dialogue, today announces its East/West CEO conference to be held January 11-12, 2020 at the Four Seasons Hotel in San Francisco.

Kicking off the week of the J.P. Morgan Healthcare Conference and other biotech industry conferences, collectively referred to as JPM week, East/West CEO offers executives the opportunity to leverage insight from global leaders in the biopharma community. C-level executives, VPs, directors and partners will examine the industry outlook for 2020 and beyond, network and discuss pressing industry topics with peers.

“The East/West CEO meeting has for nearly a decade provided a unique opportunity for senior life sciences executives to network with business colleagues and thought leaders, reflect on the past year’s events and the key drivers for strategy and decision making in the year ahead, in advance of the JP Morgan conference marathon,” said Arthur Hiller, Chief Corporate Development Officer at Nuritas.

Register before November 15 to save $400 with the early bird rate. To secure a spot at the conference, register here.

Several of the key topics to be discussed include the status of diversity in leadership, Asian markets, ecosystem building in Europe, the impact of machine learning, and the evolving US biotech landscape.

Key session speakers at the conference include:


  • Andrew Allen, CEO, Gritstone Oncology
  • Hubert Birner, Managing Partner, TVM Capital Life Sciences
  • Sangeeta Bhatia, John J. and Dorothy Wilson Professor of Health Sciences and Technology and of Electrical Engineering and Computer Science, MIT
  • Jens Eckstein, Managing Partner, Apollo Ventures
  • Brian Wallach, Co-Founder, I AM ALS
  • Brandon Allgood, Ph.D., VP, Head of Technology and Innovation, Integral Health
  • Onno van de Stolpe, CEO, Galapagos
  • Marianne De Backer, EVP Global Head of BD & Licensing, Bayer Pharmaceuticals

See full agenda here.

About LeadingBiotech  

Formerly known as Boston Biotech Conferences, LeadingBiotech is an event series that brings biopharma CEOs and leaders together through intimate, off-the-record collaboration. We are working hard to create more valuable experiences to re-energize collaboration and infuse fresh ideas to better shape the future of biotech. For more information, please visit: https://leadingbiotech.com/.

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10 Sure Ways To Get Cheaper Car Insurance Rates


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“Policyholders can get cheaper coverage by making a smart selection and improving their skills,” said Russell Rabichev, Marketing Director of Internet Marketing Company.

Carinsurancehints.com has released a new blog post that presents 10 ways to get cheaper car insurance.

For more info and free quotes online, visit https://www.carinsurancehints.com/10-ways-to-make-car-insurance-cheaper/

Drivers should understand that many rating factors are under their control. By making smart choices, they will get better prices. Insurance companies recommend the following:


  • Bundle policies. Policyholders who combine car insurance with home, renters or life insurance will receive a significant discount. The value of the discount varies by carrier.
  • Purchase a multi-vehicle plan. Having all owned vehicles under the same contract will help drivers get better premiums than insuring them individually. The value of the discount increases with the number of insured vehicles.
  • Adjust deductibles. Increasing the deductibles will help drivers get cheaper full coverage. Make sure to adjust deductibles to a maximum sum that can be paid anytime.
  • Drop full coverage on older cars. If the car is older than 10 years, keeping full coverage will make the owner overpay for coverage. A car’s value usually decreases over time.
  • Keep a clean driving record. Avoiding traffic violations and accidents is a good way to keep premiums under control. Seek ways to expunge older traffic violations. Insurance companies offer a no claim bonus for every year in which the driver did not commit or has been involved in an accident.
  • Drive a safe car. A car with a good safety rating will be easier and cheaper to insure. Look for annual crash-test ratings and NHTSA safety rankings.
  • Install extra safety and anti-theft devices. This will improve the safety rating and will significantly lower the comprehensive car insurance premiums. Plus, it will help police officers recover the stolen cars.
  • Enroll in a defensive driving course. Insurance companies can offer or suggest a defensive driving course. The client will improve his driving skills and will get a discount.
  • Scan the insurance market periodically. It is recommended to get car insurance quotes at least once every 6 months and check the average premiums costs. Being permanently aware of the average costs will help drivers to avoid overpaying. Some insurance companies practice a marketing tactic called “price optimization”.
  • Pay-in-full. This will help the insurance company get rid of some administrative costs and it will provide cheaper premiums.

For more car insurance info, money-saving tips and free online quotes, please visit http://www.carinsurancehints.com/

Carinsurancehints.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Industry Thought Leader Adam Stock Joins Foundation Software Group


Adam Stock, New VP of Product Strategy

Adam Stock, New VP of Product Strategy

Tackling disparate silos of data has been a key challenge for law firms. Foundation is delivering solutions today that the industry has been talking about for years. I’m excited to drive even more value for law firm customers.

Foundation Software Group, developer of the only firm intelligence platform for law firms, announced today that Adam Stock has been named Vice President of Product Strategy, effective immediately. Stock has a proven track record of innovation and deep domain expertise in law firm technology. He will drive next generation solutions at Foundation, helping law firms leverage their firm intelligence to improve client service, win new business, and enhance the practice of law.

Stock joins Foundation Software Group from Allen Matkins where he served as Chief Marketing and Client Services Officer before taking on the Chief Information Officer role. A recognized leader and educator in legal technology, Stock is a founder of the Standards Advancement for the Legal Industry (SALI) Alliance and an architect of the Legal Matter Specification Standard (LMSS) that seeks to define a common interchange standard for describing legal matters. Stock also co-created the LMA Legal Marketing Technology conference, the premier event at the intersection of marketing and business development and technology, and is a Fellow of the College of Law Practice Management. Prior to working with law firms, Adam was a primary buyer and user of outside legal services for several global technology companies in Silicon Valley, including Adobe Systems and Electronics for Imaging, Inc.

“Adam has been a pioneer in law firm marketing and technology circles for the past 20 years,” said Silvia Coulter, Principal at Law Vision. “His experience in house at a global firm and a highly-recognized regional firm, aligned with his rare combination of vision and action, will be invaluable for guiding and executing product strategy at Foundation as the company continues to identify opportunities to build on their firm intelligence platform.”

“Adam’s experience building innovative solutions will be extremely valuable in his new product strategy role,” said Nate Fineberg, CEO and co-founder of Foundation Software Group. “He has a depth of understanding of legal data, and its potential, that few others possess. A trusted voice in the legal marketing and tech community, he’ll be able to immediately connect with our customers and engineers to inform and iterate new and valuable additions to the Foundation Firm Intelligence platform.”

“Tackling disparate silos of data has been a key challenge for law firms,” said Stock. “Foundation is delivering solutions today that the industry has been talking about for years. I’m excited to drive even more value for law firm customers.”

About Foundation Software Group

Foundation Software Group enables large law firms to transform their disparate data about clients, matters, people, and parties into usable and actionable information. Its Firm Intelligence platform includes integrated applications for Experience Management, Expertise Location, and Client Management — leveraging firm knowledge to win new business, improve client service, and gain insight into both the business and practice of law. Foundation is led by an accomplished team of professionals with deep experience in successful law firm application development. Please visit https://foundationsg.com for more information.

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