ST. PETERSBURG, Fla. (PRWEB)
December 05, 2019

New Jersey has experienced heightened demands for new flood insurance options as the threat of sea-level rise, coastal and inland flooding intensifies throughout the state. Responding to the need for coverage, Wright National Flood Insurance Services, LLC (WNFIS) and Zurich North America (Zurich) are launching the Zurich Residential Private Flood Insurance program throughout New Jersey on December 9. This first-of-its-kind, stand-alone product was launched in Florida earlier this year, and will eventually expand to 10 additional states.

Zurich Residential Private Flood Insurance was created to address the protection gap, which has become more urgent with the increased frequency and severity of major weather events. New Jersey is anticipated to face more than $10 billion in property damages due to flooding over the next 10 years – more than any other state in the United States.¹ When looking at the US as a whole, a startling 98 percent of counties throughout the nation have been impacted by flooding events.²

“With changing weather patterns and growing storm intensity across the country, the vast majority of homes are potentially at risk and most property owners need to consider the protection provided by flood insurance,” said Greg Massey, head of Programs for Zurich North America. “This innovative product offering expands coverage choices and helps bring simplicity to this area of the flood insurance marketplace.”

Similar to customization options available in standard personal lines coverages, this is the first flood coverage, admitted and regulated by the state of New Jersey, which allows property owners to tailor their flood insurance policy to their specific needs.

“We are offering flood coverage that is not one-size-fits-all,” said James R. Watje, Senior Vice President of Private Flood at Wright National Flood Insurance Services. “Each home we cover is as unique as the people living in it. That’s why we created a product that will not only help protect your home, but also has the flexibility to customize that protection.”

Zurich Residential Private Flood Insurance will be sold exclusively by Wright’s partner agents and it is the only admitted stand-alone private flood option currently backed by an insurance provider with an A+ rating from AM Best.

Key features of the coverage include:

• 
      No waiting period
•     No Elevation Certificate required
•     Higher dwelling limits
•     Single deductible
•     Automatic replacement cost on both dwelling and personal property
•     Loss of Use, Other Structures, and Building Ordinance coverages
•     Optional Resiliency coverage (rebuilding with flood-resistive materials)

A string of recent hurricanes hitting the Northeast, as well as the uptick in coastal, inland and sunny-day floods throughout New Jersey have caused billions of dollars in damage. Moreover, since the 1970s, more than 3,300 homes and business in New Jersey have been repeatedly flooded and repaired.³ Through Zurich Residential Private Flood with automatic replacement cost coverage and Optional Resiliency coverage, property owners can rebuild with flood-resistive materials, decreasing the impact of future floods.

Mother Nature doesn’t follow lines on a map. Flood protection is important regardless of location or flood zone, because it doesn’t take a historic event to significantly impact property. Just a few inches of water can cause hundreds of thousands of dollars in damage. Moreover, flood plains are constantly in flux as New Jersey’s population growth continues to spur new residential and commercial development. Simply put, concrete doesn’t absorb water, so the more developed land a community has, the more susceptible it is to damaging floods. Fortunately, with Zurich Residential Private Flood Insurance, property owners recover quicker and more fully after a flood event.

“Following the successful launch of our Zurich Residential Private Flood Insurance program in Florida a couple months ago, we are pleased to now be expanding the program to New Jersey and look forward to making customizable flood insurance a nationwide standard as we roll out the program across the country throughout 2020, ” added Watje.

Property owners with questions about their policy or those interested in purchasing flood coverage and want to learn more about Zurich Residential Private Flood Insurance can contact their local Wright agent today.

To find a Wright agent, or if you are an agent who wants to become a Wright partner, please visit: http://www.wrightflood.com

About Wright National Flood Insurance Services, LLC

Wright National Flood Insurance Services, LLC (WNFIS) provides private flood insurance products in 11 states with plans to continue building out the flood insurance marketplace. WNFIS offers Wright’s Excess Flood coverage in 42 states and is a Coverholder at Lloyd’s, offering several excess and surplus lines products with AM Best A- (Excellent) rated carriers. Contact Wright National Flood Insurance Services, LLC at 1-866-373-5663 for more information.

About Zurich North America

Zurich North America is one of the largest providers of insurance solutions and services to businesses and individuals. Our customers represent industries ranging from agriculture to construction and include more than 90 percent of the Fortune 500. We’ve backed the building of some of the most recognizable structures in North America — from the Hoover Dam to Madison Square Garden to the Confederation Bridge. Our North American, LEED Platinum® headquarters is located in the Chicago area. We employ approximately 9,000 people in North America and have offices throughout the U.S. and Canada. Further information is available at http://www.zurichna.com.

Rating as of September 25, 2019. A.M. Best is under continuous review and subject to change and/or affirmation. For the latest Best’s Ratings and Best’s Company Reports (which include Best’s Ratings), visit the A.M. Best website at http://www.ambest.com. The rating represents the overall financial status of the individual member companies of Zurich in North America, including Zurich American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of each issuing insurance company.

References:

¹https://www.businessinsider.com/us-states-climate-change-flooding-risk-2018-7

²https://www.fema.gov/data-visualization-floods-data-visualization

³https://www.nj.com/data/2018/07/these_nj_properties_flood_over_and_over_again_costing_taxpayers_like_you_millions.html

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“GPS tracking devices will help you save money and time”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Los Angeles, CA (PRWEB)
December 08, 2019

Carinsuranceplan.org has released a new blog post that presents the top reasons for installing tracking devices and how these can help drivers save car insurance money.

For more info and free quotes, visit https://carinsuranceplan.org/top-advantages-offered-by-installing-car-tracking-systems/

Tracking devices use GPS technology to pinpoint the location of the vehicle. Besides helping the authorities recovering a stolen vehicle, tracking devices can also:

• 
      Lower car insurance rates. Most insurance carriers will offer a discount that ranges between 20% to 30% of the premium rates after installing tracking devices. The reason whey insurers offer discounts that large for installing car tracking devices, is because it makes it much easier for the authorities to recover a stolen, or missing vehicle.
•     Help managing vehicles used for business. When dealing with a fleet of commercial vehicles, it’s necessary to install car tracking devices on all of them. In that way, the business owner will always know where the vehicles and employees are and can check if they are stuck in traffic, or they are having an unauthorized stop.
•     Save time. GPS tracking systems will help drivers avoid heavy traffic. GPS tracking systems monitor the driving conditions in real-time and they will alert the driver when heavy traffic is spotted ahead on the route. GPS tracking systems are able to offer you an alternative route.
•     Save fuel. GPS systems will always provide the fastest and most fuel-efficient route to the destination.
•     It helps locate missing drivers. If a driver is in trouble, he/she can easily be located with the help of a GPS tracking device. Either the driver suffered a stroke, or he was involved in an accident, all he has to do is to push an SOS button and help will be in motion.

For more examples, money-saving tips and free quotes, visit https://carinsuranceplan.org/

Carinsuranceplan.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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“Teens, which are usually considered high-risk drivers, can get affordable premiums. Check our website for more info about auto insurance” said Russell Rabichev, Marketing Director of Internet Marketing Company.

Los Angeles, CA (PRWEB)
December 08, 2019

Cheapquotesautoinsurance.com has released a new article that explains how teens can get cheap car insurance.

For more info and free car insurance quotes, visit http://cheapquotesautoinsurance.com/how-to-make-teen-car-insurance-cheaper/

It is a well-known fact that teen car insurance tends to be very expensive. Lack of experience and certain risky behaviors associated with teenage results in teens being considered high-risk. However, there are a few ways to reduce premiums. We also recommend shopping online, using the quotes provided by http://cheapquotesautoinsurance.com.

• 
      Teens who study more are greatly rewarded. Teens with good grades will benefit from a car insurance discount. They are seen as more responsible by insurance companies. Furthermore, it is assumed that a teen with good grades spends more time studying instead of going out and partying. Thus, he is less exposed to accidents. Online questionnaires ask if the teen has at least a 3.0 GPA (B average). Proof of good grades will be required.
•     Each company may have a different opinion on what “good grades” mean. Find out the required paperwork and provide the documents when asked. Besides having B+ on average, the company may ask to prove that the student is on the Dean’s Honor List. Bring report cards and signed documents. A good-grades student discount may save up to 15% of the insurance costs.
•     Participate in and graduate defensive driving courses. Graduating an approved defensive driving program ensures another discount. Besides that, some future license points may be removed, thus keeping premiums low. When getting online quotes, most questionnaires ask about completed courses or if the client is willing to participate.
•     Choose a safe car to drive. When buying a new car, it is important to check its safety ratings. Although it may be tempting to get a speedy, sports car, this will make the premiums extremely expensive. Since a powerful engine and an inexperienced driver does not make a good combo, may insurer will even refuse to provide coverage.
•     Negotiate several conditions for better rates. Insurance companies can issue special contracts and cheaper premiums to teens. But the teen has to agree to always wear a seatbelt, do not consume alcohol or drugs and drive, limit the maximum mileage and other conditions. Teens that consider themselves good drivers should apply for UBI coverage.

Cheapquotesautoinsurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://cheapquotesautoinsurance.com

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“One of the easiest methods used by drivers to save insurance money is to bundle multiple policies. Also, bundling policies is very convenient and it can help drivers save time”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Los Angeles, CA (PRWEB)
December 08, 2019

Compare-autoinsurance.org has launched a new blog post that explains how policyholders can save car insurance money if they bundle multiple policies.

For more info and free quotes, please visit https://compare-autoinsurance.org/how-can-you-save-money-by-bundling-different-insurance-services/

One of the most common methods used by drivers to save car insurance money is to bundle different insurance policies. Insurance companies offer this discount to those policyholders that purchase two or more insurance policies from them.

Bundling multiple policies has the following advantages:

• 
      Substantial discounts. Policyholders that choose to bundle at least three insurance policies to their insurance companies can save as much as 30% of their total insurance premiums. Even if a policyholder can bundle only two policies like his car’s insurance and his homeowner’s insurance, he can still save at least 15% of his insurance premiums.
•     Bundling insurance saves time. Drivers that choose to bundle multiple policies at a single insurance company save time by having to deal with only one insurance agent and avoid working with multiple insurance agents from different insurers. Paying the insurance premiums in the same place at the same time will also help policyholders save time.
•     Dealing with one insurance agent. Policyholders that work with one insurance company will have to deal with one insurance agent and will have all of their policy information in one place. That insurance agent will have a better insight into the policyholder’s insurance needs and he will be able to give proper insurance advice. The same agent can help the policyholder look for savings or choose better coverage options.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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“Car owners can obtain affordable car insurance if they graduate a defensive driving course and bundle their policies. For more car insurance tips and info, visit our website”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
December 05, 2019

Cheapquotesautoinusrance.com has launched a new blog post that presents some tips that can help car owners obtain cheaper car insurance.

For more info and free quotes, visit: https://cheapquotesautoinsurance.com/tips-cheap-car-insurance/

Getting car insurance is mandatory for almost every driver that wants to legally drive on the roads of the US. The only exception is the state of New Hampshire. In recent times, the price of car insurance has constantly increased. However, finding cheaper car insurance is not that hard and there are certain methods that can help any driver to find one.

To find cheaper coverage, drivers should follow the next tips:

• 
  Keep the vehicle’s documents close when completing questionnaires. All insurance forms will ask car owners about the vehicle’s make, model, sub-model, year of production, and other relevant info their vehicle.
• Look for the installed safety devices discount. Car owners that have their vehicles equipped with safety devices like parking sensors, GPS tracking systems, lane departure warnings, collision warnings, blind-spot detectors, anti-theft devices, and so on, will probably pay less on their comprehensive and collision policy. However, before installing any of these devices, drivers are recommended to check which one is approved by their insurance company.
• Graduate a defensive driving course. Enrolling in a defensive course is a good idea for drivers that want to get a discount from their insurance companies. Besides that, these types of courses will help drivers to improve their driving skills and learn new safe driving techniques.
• Bundle policies. If there are more vehicles in a household, drivers can save money on their car insurance if they choose to combine their policies at the same insurance company. Moreover, drivers can also decide to bundle their homeowner’s insurance with vehicle insurance. These types of bundled policies can save as much as 20% of the total price of the policy.
• Be honest on the insurance application. Some drivers will lie about their driving record in order to obtain lower insurance rates. However, lying to the insurer is not worth it. Not telling the truth about a DUI incident, at-fault car accidents or even parking tickets can lead to a substantial increase in the paid premiums, or in many cases the policy can be canceled. In some cases, the insurance provider can take the lying driver to court an have him face jail time.

For additional info, money-saving tips and free car insurance quotes, visit https://cheapquotesautoinsurance.com/

Cheapquotesautoinusrance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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