“Multi-car insurance policies will help drivers save precious time and money”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
December 26, 2019

Compare-autoinsurance.org has launched a new blog post that explains how insuring multiple vehicles at the same insurer can save car insurance money.

For more info and free car insurance quotes, please visit https://compare-autoinsurance.org/the-benefits-of-using-one-insurer-for-multiple-car-insurance/

It is quite common in the US for a household to have more than one vehicle. Smart drivers will choose to insure multiple vehicles with the same provider, thus benefiting of generous multi-vehicle discounts. Making this move will provide the following benefits:

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  Less paperwork to fill in. Policyholders can save time by talking with just one insurance agent and completing just one contract that will cover all vehicles. Drivers should ensure they choose enough coverage to protect the value of the most expensive vehicle in the policy. It is also recommended to talk with an insurance agent or representative about purchasing an appropriate coverage level.
• Better rates and deductibles. Drivers that have more vehicles will pay more on individual policies than compared to the premiums of a multi-car policy. Also, drivers will have to pay for deductibles when filing for a claim. On a multi-car policy, all claims will have the same deductibles. Depending on the insurer, in the event of filing a claim for two vehicles at once, it is possible to pay only one deductible. For example, if two vehicles that are insured on the same policy got damaged in a fire or a flood, drivers will only have to pay one deductible.
• Minimized risk of coverage lapse. With a multi-car policy, drivers will have to pay one monthly policy bill at the same location and at the same time. In the case of individual policies, drivers that own multiple cars will have to remember the due dates of each policy and pay them at different locations. Furthermore, drivers can opt for electronic payment, which ensures that premiums are paid automatically.
• Better rates for high-risk drivers. Teen drivers, DUI convicted drivers, senior drivers are considered high-risk by insurance companies and have to pay high insurance premiums. The multi-car insurance policy premiums will increase if a high-risk driver is added to the policy. However, the overall policy premiums increase would be lowered when compared to the premiums paid by the high-risk driver on a separate policy.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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LOS ANGELES (PRWEB)
December 26, 2019

Cheapquotesautoinsurance.com has launched a new blog post that explains how high school students can obtain lower car insurance rates.

For more info and free car insurance quotes, please visit https://cheapquotesautoinsurance.com/top-tips-for-high-school-students-who-want-to-pay-cheap-car-insurance/.

High school students pay some of the most expensive car insurance premiums. Car insurance companies will analyze a series of factors to determine the risk of a high school student to be involved in a car accident and file a claim. The lack of experience and reckless behavior are some of the reasons why high school students pay expensive premiums.

High school students that want to save money on car insurance should follow the next tips:

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  Check if the insurer provides a driving app. This app will be used to track students’ driving behaviors like speed, how hard they brake, how quickly they accelerate, what time of day they drive the most, and other behaviors. High school students that exhibit good driving behaviors will be rewarded with a generous discount from the insurers. This type of Usage-Based Insurance program is really rewarding towards good drivers, no matter the age.
• Ask for discounts available for students. Many insurance companies offer several discounts which are available to students, too. The policyholders can get a multi-car discount if they remain of the family’s policy and there are two or more cars in the contract. High school students that do well in school and have a B grade average can get a good student discount. Graduating an approved defensive driving course will also help students secure a small discount.
• Choose to drive a safe car. The vehicle is an important factor that insurers use to determine rates. Students will pay more on their insurance if they choose a sports car, muscle cars, limousine, or other premium vehicles. Four-door sedans are the ideal choice for students that want to save money on car insurance.
• Stay on the parent’s policy. This is another great way that will help students pay less on their premiums. Most insurers will let students stay on their parent’s policy as long as they live with them.
• Shop around. Students can use the internet to get some quotes from various insurers. Students that have parents that stayed with the same insurers for many years, are less likely to find better insurance deals.

For additional info, money-saving tips and free car insurance quotes, visit https://cheapquotesautoinsurance.com.

Cheapquotesautoinsurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

“Everyone knows that high school students pay a lot on their premiums. To save money on car insurance, high school students can follow several money-saving tips,” said Russell Rabichev, Marketing Director of Internet Marketing Company.

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“Saving money on car insurance can be easy for drivers that know what kind of vehicle they should buy”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
December 26, 2019

Discount—auto—insurance.com has launched a new blog post that explains how to buy the right vehicle and save money on car insurance

For more info and free online quotes, please visit http://www.discount—auto—insurance.com/tips-buying-car/

Carrying car insurance is mandatory for all drivers across the US. You cannot drive legally in the US without having any form of financial responsibility. One major factor that influences the rates is the vehicle itself. This is why drivers are recommended to take into consideration the insurance expenses when purchasing a new car.

Before buying a car, it is recommended to get car insurance quotes online and compare rates provided by different companies. The following tips will help drivers select a car and the best car insurance deal for it:

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  Use correct info when requesting online quotes. To get a quote, drivers will have to know details like the brand of the car, the model, when it was produced and other similar details. Also, it’s important to specify if the vehicle is an SUV, sports car, custom made car or just a regular family car. Some details are easy to fill in, while others are recommended to have the car’s papers nearby.
• Check if there are known problems for the car model. Before buying a car, it is wise to check the history of that specific model, since some models are known to be faulty. Usually, the manufacturer recalls them on the market, in order to be inspected and be repaired. However, insurance companies are concerned with cars known to have engine problems, brake problems or other mechanical or electrical problems.
• For used cars, it is recommended to ask for technical records. The dealer should know if the old car he is selling had any problems. Buying a used car might save some money, but drivers that select a faulty car will end up with a hole in their budget. Before buying a car, obtain the technical records. Vehicles that were repaired too often, will be charged extra by the insurers.
• Check the dealer’s background before applying for insurance. Some insurers blacklist some dealers that are known for providing cars with defects or even stolen vehicles. Logically, no insurance company will provide coverage for cars bought from those shady dealers.
• Check the car’s safety ratings and pick only vehicles considered safe. Before they are released on the market, vehicles are tested by various organizations in order to see if they are safe or not. Drivers should look for vehicle safety ratings from organizations like Euro NCAP, NHTSA, IIHS.

For additional info, money-saving tips and free car insurance quotes, visit http://www.discount—auto—insurance.com/

Discount—auto—insurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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“Getting full coverage is definitely pricier than a minimum-only plan. But it is much more valuable and can help you avoid really unpleasant scenarios”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
December 24, 2019

When it comes to car insurance, drivers have to choose between liability only or full coverage. In some cases, their decision does not depend solely on them. Full coverage is optional only if the policyholder owns the car. The holder of the car loan will require full coverage to the extent the policyholder owes on the car.

Liability provides coverage to other people for their injuries and property damaged sustained during an accident caused by the policyholder. Basically, it covers the victims of the policyholder’s wrongdoings. This policy is also referred to as “third-party coverage”. Without liability coverage, the policyholder will have to pay for everything from his own finances. Most insurance companies split liability coverage into two main components:

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  Bodily Injury. It includes medical bills, lost wages and other costs related to treating physical and psychological traumas. Bodily Injury is represented in contracts with 2 different numbers ($50.000/$100.000), which represent the maximum amount the insurer will pay out per person and the maximum amount paid for the entire accident.
• Property damage. It includes the costs for repairing a car that has been damaged by the policyholder. It is usually the third number from the liability coverage limits (($50.000/$100.000/$50.000)

Generally, full coverage encompasses 3 policies: liability (more than the minimum required), comprehensive and collision coverage. Despite the name, full coverage does not cover everything. But it will give the policyholder more chances to be reimbursed, should anything happen to his car.

• Comprehensive coverage. It covers damage caused by other factors than a collision. If the car is damaged by extreme weather, objects or debris falling from the sky, animal attacks, riots, comprehensive will cover it. Furthermore, comprehensive car insurance also covers car theft.
• Collision coverage. If the car is damaged during a collision with another vehicle or structure, this portion of the auto insurance will reimburse the driver. It also covers cases when the owner flips over his car and damages it.

The bottom line is that liability coverage is designed to cover the policyholder when he or she causes an accident. The money will be paid to the victims, not to the policyholder. Without collision or comprehensive coverage, the policyholder will have to pay for repairs from his own budget. Full coverage also pays for totaled cars. It is important to know that companies use Actual Cash Value when negotiating claims.

Having full coverage is sometimes required in order to purchase other add-ons, like roadside assistance or new car replacement coverage.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org/

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“Lying to your insurance company can only bring trouble. Be honest, even if this means paying a little more”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
December 24, 2019

Applying for car insurance can be a nerve-wracking process. When the prices are higher than expected, many applicants feel frustrated. Some of them may try to hide the truth, in order to get better prices. But when the truth is uncovered, the insurance companies and authorities will react.

Car insurance companies don’t directly share information with one another. Instead, they subscribe to centralized data services, like specialty consumer reporting agencies. These companies provide nformation about a person’s driving record to the insurance companies. Through this system, insurance companies access common information about individual drivers, like recent claims. These include claims that did not result in a settlement and denied claims.

• 
      Insurance companies usually discover the lies. One common lie is related to annual mileage. Some people present really low values, in order to get discounts. But when they take their cars in for an inspection or repairs, and the odometer reading doesn’t match the mileage the data given to insurance company, they will know you lied. That difference could be enough to trigger a further inspection of your insurance policy, and if it found that the policyholder lied about the mileage, the insurance company can cancel your policy.
•     Insurance companies collaborate with each other. The reason is simple – they want to make sure they are not scammed by high-risk drivers. Another common lie is related to past traffic violations. Insurance companies have access to CLUE reports (Comprehensive Loss Underwriting Exchange). This report contains claim information provided by insurance agencies. So, if a person tells that he was not involved in an accident for the past 5 years, but a CLUE report created by a previous insurer shows a recent history of claims, the company will know that person is lying.
•     Insurance contracts can be voided. Depending on the severity of the lie, the company can decide to void the contract. Naturally, if the driver does not switch immediately, he will also have a coverage lapse. This also can happen when making a claim, and the company will discover the problems. The claim will be denied and the policyholder will have to pay for everything.
•     Expect rates to be increased for a long time. Being caught lying has really unpleasant consequences. In almost all cases, the first penalty is having the premiums increased. And there are likely to continuously increase with each renewal, for several consecutive renewals

Policyholders can be accused of fraud. Some “lies” are considered frauds. Fronting is the most common one. The consequences can even include the auto insurance provider taking the driver to the court which could result in jail time.

Cheapquotesautoinsurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://cheapquotesautoinsurance.com

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“Using online quotes or accessing various discounts will help drivers find better rates. Visit our website for free car insurance quotes”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
December 24, 2019

Many drivers consider that car insurance is too expensive or they deny their importance. Disregarding a service that can potentially save drivers thousands of dollars is a huge mistake. If the price is the problem, check the following tips on getting cheaper car insurance.

Find out more and get free quotes from https://compare-autoinsurance.org/lower-car-insurance-premiums/

• 
  Get access to as many discounts as possible. Insurance companies pride themselves on offering the best discounts on the market. Carefully analyze the discounts offered by each company before signing a contract. When getting online quotes, the user can easily check for how many discounts he is eligible and how much he will save. The most common discounts include low mileage, safety devices, homeownership, and paying-in-full.
• Try to pay-in-full. Drivers are asked how many payments do you want to make. Paying for the entire policy in advance will help drivers save a lot of money. The driver can save around 5%-10% just by paying the full value.
• Increase the value of deductibles. Modifying the deductibles is also a factor under the client’s control. By selecting a higher deductible level, he will assume more financial responsibility, should he need to make a claim. Deductibles range from $250 up to $1000 or more. In many cases, the recommended value for both comprehensive and collision coverage is $500. When getting online quotes, the client is able to set the deductibles to some predetermined values. The price will be updated after each deductible modification.
• Bundle policies under the same insurer. Placing multiple vehicles or multiple belongings (like a home) under the same insurer can bring numerous benefits. Besides having access to discounts, the policyholder will only have to deal with just one single contract and pay one bill. Multi-insurance discounts vary by provider, with some companies offering as much as 20% discount.
• Ask about loyalty discounts. Some insurers will approach the policyholder to offer loyalty discounts. With other insurers, however, the client must ask about this feature. Tell the insurer that you’ve received a better quote from another insurance company, but mention that you don’t want to make the switch because you’ve been a happy customer for many years. Sometimes, they’ll offer a small discount as a reward or at least match the competing offer.
• Senior drivers should take a refresher course. To encourage driver safety, insurance companies often provide discounts to older drivers who take a refresher course. These courses can help older drivers get up-to-date on the technology in new cars, as well as any new road signs, driving strategies, or recently-introduced driving systems.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org

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