Flood coverage provides critical protection, and every Florida homeowner should consider purchasing it, especially since the majority of Florida’s homeowners do not currently have flood coverage.

ST. PETERSBURG, Fla. & CHICAGO (PRWEB)
January 21, 2020

Today, Kin Insurance, the insurance technology company reinventing home insurance for catastrophe-prone areas, announced it now offers flood coverage for Florida homeowners. The flood coverage is an insurance endorsement and can be tailored to Florida homeowners in areas deemed low-risk, moderate-risk, or high-risk for floods. The product is available now through Kin’s Florida home insurance carrier, the Kin Interinsurance Network, which launched last August.

“Flood coverage provides critical protection, and every Florida homeowner should consider purchasing it, especially since the majority of Florida’s homeowners do not currently have flood coverage,” said Angel Conlin, Kin’s St. Petersburg-based chief legal officer. “In general, many U.S. homeowners mistakenly assume that flood coverage is provided in standard homeowners policies when it is not.”

Most standard homeowners insurance policies don’t cover flood damage from storm surges. While damage from a burst water pipe may be covered, the damage from floods that accompany hurricanes isn’t. That’s why flood insurance is typically sold as a separate policy if it’s offered by private insurers at all.

“Because Kin’s flood coverage can be added to the homeowners insurance policy, Kin’s Florida customers only need to pay one premium for both home and flood coverage. This eliminates the extra time and cost of having separate policies and working with separate insurance companies,” said Sean Harper, Kin’s CEO and co-founder. “We understand these challenges and want to make getting flood coverage as easy as possible for homeowners.”

Although Florida’s coastal counties are prone to flooding, less than half (42 percent) of coastal county homeowners have flood insurance. The Insurance Information Institute notes approximately “98 percent of the total population of Florida lives in one of the coastal counties,” which indicates a significant portion of Florida homeowners do not have flood coverage.

However, flooding isn’t limited to coastal counties. In fact, FEMA reports that as of 2018, 98 percent of U.S. counties have flooded. The Insurance Information Institute also reports that 90 percent of U.S. natural disasters involve flooding.

“Kin remains committed to building better home insurance that fits Florida homeowners’ budgets. Coastal homeowners, including those living in flood zones, deserve affordable and reliable coverage that doesn’t compromise protection,” concluded Harper.

About Kin

Kin Insurance is an insurtech startup and licensed Florida insurance carrier that is fixing home insurance through intuitive tech, affordable pricing, and world-class customer service. By leveraging thousands of publicly available data points, Kin can recommend the appropriate coverage at affordable prices for homeowners. Launched by seasoned financial tech entrepreneurs Sean Harper, Lucas Ward, and Stephen Wooten in 2016, Kin is the first insurtech company to serve catastrophe-prone regions and is committed to helping coastal homeowners most impacted by climate change. The company is headquartered in Chicago with an office in Tampa Bay, and is currently hiring in both offices. For more information, visit http://www.kin.com or https://www.kin.com/home-insurance/flood-insurance.

Media Contact:

Ashley Hawn

kin@mightypr.com

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NEW YORK (PRWEB)
January 21, 2020

Distinguished Programs, a national insurance program manager, today officially announces the hiring of longtime insurance executive Emily Zaino as its new Florida Regional Sales Executive. Zaino brings more than 27 years of insurance industry experience and extensive knowledge to this new role.

“Emily has dedicated her entire career to supporting the insurance industry, making her the perfect candidate to lead our sales efforts in Florida,” stated Kurt Meister, senior vice president of business development at Distinguished Programs. “She brings a rare combination of skills and experience that will be valuable assets to add to our sales team. Emily’s central understanding of insurance solutions and outstanding track record will provide clients with high level knowledge and support.”

In this new role, Zaino will utilize her marketing insights and risk mitigation background to represent the complete range of Distinguished Programs insurance products across all industry service sectors.

Prior to joining Distinguished Programs, Zaino worked at Travelers Insurance for more than 25 years. While there, she served as sales and business development executive for Travelers Insurance, specializing in small commercial sales, business development, marketing and underwriting, and as sales manager.

Zaino graduated from Long Island University, C.W. Post Center with a Bachelor of Science in Business Administration and a minor in Economics – Cum Laude. She received her CPCU designation in 1990. She is based out of Central Florida.

About Distinguished Programs

Distinguished Programs is a leading national insurance Program Manager providing specialized insurance programs to brokers and agents with specific expertise in Real Estate, Community Associations, Cultural & Historic Properties and Hospitality & Restaurants. Property and liability products are distributed through a national network of agents and brokers. Serving the same core markets and partnering with the most stable and reputable carriers, Distinguished Programs’ high limit umbrella programs remain the clear choice in its areas of specialty for superior coverage, competitive pricing, and attentive service. Through thoughtful innovation, stemming back to 1987, Distinguished Programs fosters growth and opportunities for its brokers, carriers, and employees. http://www.distinguished.com.

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“We are pleased to have the talented team of Corkill Insurance join AssuredPartners,” said AssuredPartners President and COO Tom Riley. “Our corporate cultures align with a client-centered focus and dedication to delivering innovative insurance solutions.”

LAKE MARY, Fla. (PRWEB)
January 21, 2020

AssuredPartners, Inc. is proud to announce Corkill Insurance Agency, Inc. of Elk Grove Village, IL has joined AssuredPartners as the first acquisition of 2020. The staff of 104 will remain under the operational leadership of Luke Praxmarer and Paul Praxmarer. The agency currently reports $23 million in annualized revenues.

“Corkill Insurance Agency has been a trusted adviser and expert council for clients since the 1950s,” stated Luke Praxmarer. “Our dedication to our clients and employees led us to join one of the largest insurance brokerage agencies in the country and we are truly excited to partner with AssuredPartners.”

“With over 50 years of experience, we lead with a value-added service approach focused on serving our client’s unique needs,” said Paul Praxmarer. “The decision to join AssuredPartners meant that truly we found a team to partner with that will enable us to grow and continue fulfilling our passion for client service.”

“Corkill Insurance is a trusted agency that has established solid foundations within its communities,” stated AssuredPartners Regional President Todd Stocksdale. “This partnership will strengthen our operations as we continue to expand our services and grow throughout the Chicago area.”

“We are pleased to have the talented team of Corkill Insurance join AssuredPartners,” said AssuredPartners President and COO Tom Riley. “Our corporate cultures align with a client-centered focus and dedication to delivering innovative insurance solutions. We welcome the clientele and team to AssuredPartners.”

For more information on Corkill Insurance Agency, Inc., please visit: corkillinsurance.com.

ABOUT ASSUREDPARTNERS, INC

Headquartered in Lake Mary, Florida and led by Jim Henderson and Tom Riley, AssuredPartners, Inc. acquires and invests in insurance brokerage businesses (property and casualty, employee benefits, surety and MGU’s) across the United States and in London. From its founding in March of 2011, AssuredPartners has grown to over $1.4 billion in annualized revenue and continues to be one of the fastest growing insurance brokerage firms in the United States with over 170 offices in 30 states and London. For more information, please contact Dean Curtis, CFO, at 407.708.0031 or dean.curtis@assuredpartners.com, or visit http://www.assuredpartners.com.

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“To find the right non-standard insurance provider, high-risk drivers should analyze several aspects like the number of complaints and the financial strength of the insurer”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
January 21, 2020

Compare-autoinsurance.org has launched a new blog post that explains how high-risk drivers can find their best non-standard car insurance company.

For more info and free car insurance quotes online, visit https://compare-autoinsurance.org/how-to-find-the-best-non-standard-car-insurance-company-for-high-risk-drivers/

Finding a car insurance company that accepts high-risk drivers can be a challenge. Most large insurance providers do not offer coverage for high-risk drivers, so most of them are forced to search for insurance at smaller specialized carriers. Not all persons that are labeled as high-risk are bad drivers. Drivers with traffic tickets, at-fault accidents or DUI convictions, new drivers, seniors, drivers with poor credit scores, or drivers with long coverage lapses are considered to be high-risk by the insurers.

Drivers that are looking for an insurer that accepts high-risk drivers should analyze these factors:

• 
  Complaints ratio. An important factor that every high-risk driver should consider before purchasing car insurance from an insurer is the number of complaints that the insurer has. Drivers can check how many complaints a non-standard carrier has by going to the National Association of Insurance Commissioners (NAIC) site. There they can find the NAIC complaint ratio that is based on the number of complaints filed against an insurance company with state regulators, adjusted for market share. Insurance companies that have a high number of complaints are likely to be providers that have had many unsatisfied customers relative to the value of premiums they had written during the year. Usually, policyholders complained about the low value of the settlements, claim denials, or delays in the claims processing.
• Financial strength. High-risk drivers should carefully analyze multiple non-standard carriers and pick one that is reliable and financially strong. These types of non-standard insurers have no problems when it comes to paying the claims made by their customers. Drivers can visit A.M. Best site to see which insurer is financially strong. An insurer that is rated A or better by A.M. Best is a safe bet. Independent agencies like Moody’s, Fitch, or Standard & Poor’s can also help high-risk drivers to see which insurer is financially strong.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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