Category Archives: Business

Press Releases from the Business World. Announcements, Product releases, Appointments.

NIP Group Launches New Website, Making It Easier for Brokers and CSRs to Find the Right Insurance Program for Their Clients


NIP Group New Website

NIP Group New Website

“Our new website is designed to help brokers and CSRs quickly find the right program for their clients, connect with our industry experts, stand out from the crowd to win more new business, and retain existing accounts,” states Richard Augustyn, CEO of NIP Group.

NIP Group (http://www.NIPGroup.com), a market leader in the insurance program business located in Woodbridge, NJ, is proud to announce the launch of its modern and responsive website, providing visitors with an interactive and educational user experience.

The new website features a mosaic selection of programs upon arriving at the home page where visitors have the option to dive deeper into their journey by selecting personalized content specifically tailored by industry. “Every feature of the new website has been designed for brokers and CSRs to easily access as much information as they need and connect with our industry experts so they can quickly get their job done,” states Tom Doherty, SVP of Specialty Programs.

Each industry page boasts its own “Better Coverage By Design” callout section that allows both brokers and CSRs to understand how NIP Group’s programs are differentiated so they can offer the best insurance solution to retain an existing client or win new business. In addition, brokers and CSRs can easily view underwriting eligibility, the benefits of working with NIP Group, specialized coverages and available limits, as well as getting to know their program manager, who will serve as their industry expert throughout the underwriting process. “Brokers’ time is valuable, so we worked hard to organize a significant amount of program specific information to make easily accessible from any device and in a well-designed format to be shared with clients,” states David Springer, President of NIP Group.

Understanding that suffering a loss is a stressful event for everyone involved, NIP Group tailored their claims page (https://nipgroup.com/claims/) to seamlessly support brokers, CSRs and their clients with an easy way to file a new claim, allowing for a claims experience that is pleasant and efficient, and most importantly, allowing the insured’s business to continue with minimal disruption.

“Our new website is designed to help brokers and CSRs quickly find the right program for their clients, connect with our industry experts, stand out from the crowd to win more new business, and retain existing accounts,” states Richard Augustyn, CEO of NIP Group. “The ingenuity and agility of the NIP Group team has established us as one of the nation’s most respected insurance program administrators and the company that brokers and CSRs turn to, to provide industry tailored coverages to their clients and help them build a stronger brand as industry specialists.”

Today, clients are expecting more from their brokers and CSRs. They want advice on risk management and access to industry specific safety, loss control resources, and services. NIP Group’s in-house loss control professionals have listened and rolled out a turn-key safety and risk control management system tailored for each industry program. The new system will enable brokers and CSRs to offer a customized risk management solution that will hit home for insureds, covering the topics of safety, compliance, and growing their businesses.

About NIP Group

NIP Group is a market-leading specialty insurance program manager that designs unique commercial insurance solutions and risk services for more than 25 niche industries. Working with more than 5,500 broker partners, we help clients gain control over their costs, secure customized coverage and create safer work environments. NIP Group has more than 150 employees headquartered in Woodbridge, NJ and draws upon the expertise of highly talented business partners throughout the country and abroad to meet the needs of its clients.

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EA Markets Serves as Exclusive Arranger and Financial Advisor to Buggy TLC Rentals


Buggy TLC Rentals recently closed on senior credit and junior capital facilities with Prudential Private Capital, the private capital arm of PGIM Inc., the $1.3 trillion global investment management business of Prudential Financial, Inc. (NYSE: PRU). Buggy plans to use the proceeds to refinance existing debt, expand its fleet, and drive domestic and international growth initiatives.

Buggy, a portfolio investment of Bagnols Family Office Investment Partners, is the leader in providing pre-registered, fully Taxi & Limousine Commission licensed and insured vehicles for immediate use to on-demand drivers of companies such as Uber, Lyft and Via in New York City and surrounding areas.

“EA Markets exceeded our expectations at every turn and was instrumental in helping us successfully execute this complex transaction” said Menachem Light, Buggy’s Co-Founder & Co-CEO. Wayne Ackerman, Buggy’s CFO, added that “this investment provides us with the operational flexibility required to support Buggy’s financial needs and strongly positions us to pursue our aggressive growth strategy and capitalize on our strategic initiatives both in New York City and abroad.”

Sam Levine, Managing Partner of Bagnols Family Office Investment Partners, remarked “EA Markets provided unparalleled advice and guidance throughout the entire transaction process, culminating in a transformational partnership with Prudential Private Capital.”

“We are excited to have supported Bagnols and Buggy throughout this process” continued Robert Imershein, President of EA Markets, “Prudential Private Capital’s flexible structuring capabilities coupled with its global footprint makes them the ideal partner to help Buggy execute on its growth strategy and take its business to the next level.”

EA Markets served as Buggy’s exclusive arranger and financial advisor in structuring, arranging and negotiating this transaction. This is EA Markets’ second successful transaction with the Company.

About EA Markets LLC (http://www.eamarkets.com)

EA Markets is an independent investment bank focused on arranging capital. EA has raised over $100 billion dollars in debt and equity financing for public corporations and private equity portfolio companies. Our corporate finance professionals are highly experienced in executing syndicated loans, direct placements and securities underwriting transactions. Securities activities conducted by EA Markets Securities LLC member FINRA & SIPC. For more information about EA, visit the website at http://www.eamarkets.com.

Contact:     Joe Hoban

646-415-6143

http://www.eamarkets.com

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Use Car Insurance Quotes Online And Find The Best Deals


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“Getting online car insurance quotes will help drivers find the best coverage for his needs and budget,” said Russell Rabichev, Marketing Director of Internet Marketing Company.

Car insurance is a must for any driver who wants to drive legally across the United States. The auto insurance market is complex and numerous companies compete for business. In order to get a better view of the current market status, clients are recommended to get quotes at http://compare-autoinsurance.org and compare rates.


  • Online car insurance quotes will help drivers discover numerous insurance companies. Usually, drivers are not aware of the local insurance providers. Most of them have heard of big 5-10 companies, but there are hundreds of local companies. By obtaining quotes from these smaller companies, drivers can notice that many of them offer really good prices for really good insurance services. Smaller companies may offer the best prices and services around, so do not hesitate to get quotes from them
  • Quotes will provide accurate cost estimates. Although just estimates, insurance quotes use really good rate calculators. Good websites keep their info updated and provide results that match the insurer’s approximate premiums. Rate calculators will input the user’s info and calculate the premiums using the company’s database and algorithms.
  • Quotes will help drivers understand how rates are calculated and how they can improve rates. Online submit forms will help drivers understand if the car they have is still valuable or not. Car insurance companies take a car’s depreciation into consideration when issuing premiums. Other factors like credit score or past traffic violation will also influence the premiums and driver’s classification. Usually, this info is required by quote submit forms. Drivers can be labeled as Preferred, Standard or High Risk.


Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more examples, money-saving tips and free quotes, visit http://compare-autoinsurance.org.

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vWise, Inc. Names Lucio Marino SVP of Key Accounts


vWise, Inc.

vWise, Inc. is pleased to announce the strategic appointment of Lucio Marino as Senior Vice President of Key Accounts. Marino is an accomplished executive with a proven track record. His two decades of experience at Fidelity combined with his strong industry relationships position him to successfully drive and develop account-specific growth strategies, ensuring all client needs and expectations are met or exceeded, while helping them reach future goals.

“I am thrilled to join the vWise team, where I will focus on the long-term success of our clients,” says Marino. “The opportunity to serve and help grow this industry thought leader and innovator is beyond exciting.”

Most recently Marino was the Head of Sales for AdviserSource and Family Wealth. He also held several positions at Fidelity’s Trust Company, from Head of Middle and Back Office Operations to Product Manager, as well as serving as a leader to Institutional Sales for Custody and Clearing and Managed Accounts servicing the RIA and 401(k) administrator communities.

“We are very pleased with the expansion of our team and the momentum we’re experiencing,” states David Ferrigno, CEO. “Marino’s years of industry experience and leadership qualities make him a tremendous asset for furthering our long-lasting client relationships.”

About vWise

vWise is recognized as an industry leader in data-enabled communications and technology. The vWise Experience and Engagement Platform empowers clients to use real-time consumer profile data to intelligently deliver personalized experiences. Organizations use this proven technology to create engagement and drive consumers to take action on complex financial decisions in highly regulated markets. For more information visit vWise.com.

For more information please contact:

Stephanie Barr, vWise

VP of Marketing

(877) 820-8212

sbarr@vwise.com

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How To Get Car Insurance Discounts And Save Money


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“It is important for drivers to check for what car insurance discounts are eligible. Top car insurance discounts can help a driver save a lot of money”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Car insurance costs can be kept under control by utilizing car insurance discounts. Policyholders have access to multiple types of discounts with different savings amounts.

The main advantage of discounts is that they save the policyholder’s insurance money. Discount savings value differs widely, depending on car insurance carrier, coverage limits, and the type of discounts. The discounts can range from as low as 3% to 4% to as high as 50%.


  • Low mileage discount. Depending on the provider, the discount usually applies to those drivers that drive less than 7,500 miles per year with their vehicle. The value of this discount ranges from 5% to 30%.
  • Good driver discount. Drivers that don’t cause accidents and don’t receive traffic fines are eligible for this discount. Insurance carriers usually require at least three years of accident-free record, before a policyholder gets eligible for a discount that ranges from as low 5% to as high as 40%.
  • Good student discounts. Insurance companies consider good students as being more responsible in traffic. A good student needs a 3.0 GPA to qualify for a discount that is around 10% to 15% of the premium.
  • Installing safety devices discount. Before installing any safety equipment, policyholders should check at their insurer if the safety equipment they are about to install is approved. Policyholders should do a small research and see how safety devices will decrease, or increase their insurance premium.


For additional info, money-saving tips and free car insurance quotes, visit http://compare-autoinsurance.org.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Nexus Names Louisa D’Altilia Executive Director of Community Mental Health Services


“We are pleased to have a leader with such expertise and heart take the helm of FACTS as it charts its course towards ever growing impact on the community,” said Margaret Vimont, Vice President of Strategy and Service Development.

Nexus Youth and Family Solutions, a national nonprofit organization providing emotional, behavioral and mental health services to youth and families, has named Louisa D’Altilia Executive Director of Community Mental Health Services.

In her new role, D’Altilia will oversee the programs and services of Family, Adolescents and Children Therapy Services (FACTS), part of the Nexus network. Her responsibilities will evolve beyond FACTS, where she will also lend her leadership and knowledge to the community mental health services growth that is happening across the Nexus organization.

“I am deeply invested in the restorative care and support of traumatized families, youth and communities, and I am moved by Nexus’ unwavering commitment to create the forces to make sustainable change possible,” said D’Altilia.

D’Altilia comes to Nexus with over 20 years of behavioral/social sciences and human services experience, most recently as the Executive Director at Hamm Memorial Psychiatric Clinic and prior to that the Senior Director of Behavioral Health Services at Lutheran Social Services.

“When we met Louisa we knew we had the right person. Her passion for community mental health services, combined with deep experience on both the clinical and operational sides of the work impressed us. We are pleased to have a leader with such expertise and heart take the helm of FACTS as it charts its course towards ever growing impact on the community,” said Margaret Vimont, Vice President of Strategy and Service Development.

About Nexus

For over 45 years, Nexus has restored hope for thousands of children and families through outpatient/community mental health services, foster care, adoption, and residential treatment. Nexus uses innovative, customized approaches to heal trauma, break cycles of harm, and reshape futures. Learn more at nexus-yfs.org.

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When It Makes Sense To Drop Full Coverage


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“In several cases, drivers can save car insurance money if they choose to drop the full coverage”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Policyholders are in control when they decide how much coverage they need. To avoid overpaying for coverage they don’t need, policyholders can choose to drop the full coverage. Drivers are recommended to drop full coverage in the following situations:


  • The car is too old. Even if the car is in perfect condition, its value will still decrease as time passes. If a car is older than 10 years, having full coverage is not worthy anymore.
  • The vehicle has high mileage. Even if a car is not old, if the odometer shows that it already traveled more than 200,000 miles, then the value of the car has dropped considerably. In this case, drivers should consider dropping full coverage.
  • The car is being financed. Drivers that are financing their cars are required by their lenders to have full coverage. Once the loan is paid, policyholders can choose to drop full coverage.
  • Full coverage might be too expensive for some drivers. When they can’t afford to pay for full coverage, they will probably choose to keep only the state’s minimum required insurance.
  • Policyholders that consider they are good drivers capable of not causing accidents, can save money by choosing to drop full coverage.

For additional info, money-saving tips and free car insurance quotes, visit http://compare-autoinsurance.org.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Tim O’Grady Promoted to President of American Portfolios Financial Services, Inc.


In his role as president, O’Grady acts as the eyes and ears of the firm, working collaboratively with all departments across all initiatives in order to grow the broker/dealer in all facets.

“Without question, Tim’s innate understanding of both the business and AP’s ethos can be attributed to our success over the years and I believe wholeheartedly he is the natural successor to take the broker/dealer into a new level of growth.”–CEO Lon T. Dolber

American Portfolios Financial Services, Inc. (AP) is pleased to formally announce that Tim O’Grady has officially assumed the role of president for the privately-held, independent broker/dealer (IBD), serving more than 700 producing investment professionals nationwide.

The promotion was informally announced to the firm’s affiliated colleagues this past October at AP’s annual national conference, Connections 2019, during CEO, CIO and former President Lon T. Dolber’s State of the Firm Address. Throughout his speech, Dolber spoke about the importance of succession planning—not just for its affiliated colleagues and their practices, but within its corporate leadership for those who are committed to keeping the firm sustainable and independent. “A company is not a great company if it depends on only one leader; everybody has to be relied upon for providing guidance and stewardship. For the last 15 years, we’ve been fortunate to have Tim with us for his ability to draw talented investment professionals to AP, zeroing in on their needs and giving them tools as business owners to operate successful, independent financial services practices. Without question, Tim’s innate understanding of both the business and AP’s ethos can be attributed to our success over the years and I believe wholeheartedly he is the natural successor to take the broker/dealer into a new level of growth.”

O’Grady began his tenure at AP as a consultant after attending one of the firm’s conferences, where he became convinced his acquired expertise could help the then-fledgling independent broker/dealer go far. He struck up a unique proposition with Dolber, initially refusing payment for his services in order to prove that his method of recruiting new talent was the right direction in which the firm should move. That unique proposition would pay dividends in no time. Through O’Grady’s sheer know-how, gift for relationship building, and measured and balanced negotiations dealings, he—and then with his expanding team—helped AP grow from a firm that now services over 700 producing investment professionals and their associates nationwide, with more than $30 billion in AUM. His leadership has also contributed to one of the firm’s proudest recognitions—being named Broker-Dealer of the Year* by Investment Advisor magazine for five consecutive years.

In his role as president of American Portfolios Financial Services, Inc., O’Grady acts as the eyes and ears of the firm, working collaboratively with all departments across all initiatives in order to grow the broker/dealer in all facets. More specifically, he works with the compliance area to handle the broker/dealer’s regulatory requirements outlined by FINRA and the SEC, and ensures the broker/dealer functions optimally from a customer relationship management standpoint. O’Grady serves as the main point of contact for the firm’s affiliated financial advisors, to arbitrate and/or advocate getting the services and support they need from AP in order to conduct business in a highly efficient and effective manner.

O’Grady continues to oversee all national sales development and recruiting for the firm, as well as supervising the Connections, regional, and Leaders Conference meetings for new and existing colleagues to ensure alignment. He and his team are responsible for all new business and branch development, which includes attracting new practices, as well as supporting the growth of existing offices.

AP possesses a finely-tuned operation that includes a tight-knit team of dedicated and skilled staff members in three areas: new business development – advisor relations, new business development – recruiting and focus partner relations.

Vice President of New Business Development and Advisor Relations David Molter oversees the team responsible for sales reporting, customer-facing initiatives and AP-affiliated, advisor-centered goals, which include: 1) Vice President of National Sales Kenneth Aulbach, whose main focus is on the overall development of advisory and broker/dealer sales, as well as recruiting; 2) Director of Practice Management Corey Brodsky, who interfaces with the AP advisor community to develop actionable plans to scale and grow their practices; 3) Director of Insurance Products Keith Carravone, who assists AP advisors on all types of annuities, life insurance, long term care and disability insurance; and 4) Business Consultants Thomas LoManto, Kaitlyn Stanley and Michael Boccio.

Working to bring recruiting to the next level is Director of New Business Development Carl Kirchner and New Business Development Consultant Mark Ferro, a former divisional sales manager for OppenheimerFunds.

Fostering and maintaining new and existing focus partner relationships is Director of Sales Operations Kristina Garrison and New Business Development Associate Denise Shaljian. The team is hard at work building out a robust, value-added meeting schedule for AP’s 2020 Connections Tour.

About American Portfolios

Headquartered in Holbrook, N.Y., American Portfolios Financial Services, Inc. (APFS) is a full-service, independent broker/dealer and member firm of FINRA and SIPC, offering a complete range of financial services, including personal financial and retirement planning, securities trading, mutual funds, access to investment research, long-term care planning, insurance products and tax-free investing. Fee-based asset management is offered through its sister subsidiary, American Portfolios Advisors, Inc., (APA), an SEC Registered Investment Advisor. Both entities, along with technology entity American Portfolios Advisory Solutions, LLC, collectively reside under the legal entity American Portfolios Holdings, Inc. (APH). Full-service securities brokerage is available through a clearing firm relationship with Pershing, LLC, a BNY Mellon firm, the securities of which are held on a fully disclosed basis. The company currently supports 826 independent investment professionals, to include registered assistants, as well as more than 375 non-registered associates, located in 396 branch locations throughout the nation. It was named Broker-Dealer of the Year* (Division III) by Investment Advisor magazine in 2015, 2016, 2017, 2018 and 2019; a wealthmanagement.com 2019 Industry Award Finalist in the category of Enhanced Customer Service Support**; one of the Best Companies to Work for in the state of New York for 2016, 2017, 2018 and 2019 by the New York State Society for Human Resources Management (NYS-SHRM) and the Best Companies Group (BCG); and one of the Top Long Island Workplaces for 2018 by Newsday.

*Based on a poll of registered representatives conducted by Investment Advisor magazine. Broker/dealers rated highest by their representatives are awarded “Broker/Dealer (B/D) of the Year.”

**Wealthmanagement.com Industry Award finalists are selected by a panel of independent judges made up of subject matter experts in the industry. Award is based on support provided to AP’s affiliated people and does not reflect public customers nor their account performance.

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Texas Senator Larry Taylor joins Chevron, SABIC, BP, BASF execs to discuss workforce development challenges in Gulf Coast conference


Since 2010, petrochemical producers have announced significant expansions of capacity in the U.S., and the momentum is not over

Petrochemical Update, part of Reuters Events, today confirmed Texas Senator Larry Taylor (R-Friendswood) will join senior executives from Chevron, SABIC, BP and BASF at Downstream 2020.

Senator Taylor and the other leaders will be attending the world’s biggest downstream event to discuss key industry issues including the workforce challenges currently facing the sector and the opportunities presented by the second wave of investment currently underway in the Gulf Coast.

The Downstream 2020 Exhibition & Conference features 450 exhibition stands and is expected to attract more than 10,000 attendees and 3,000 conference delegates. The 2019 event generated more than $60 million in new business for attendees.

Alongside Senator Taylor, confirmed speakers for the 2020 event so far include:


  • SABIC’s general manager of global engineering and project management, Jim Ellis.
  • BASF’s director of supply chain petrochemicals in North America, Bret Bement.
  • BP’s global petrochemical operational excellence manager, Walter Pesenti.
  • Chevron’s Pasadena refinery general manager, Tim Sutherland.
  • Freeport LNG’s vice president of projects, Taylor Auburg.
  • Meridian Energy’s chief technology officer, Mark Fonda.

Over two days, Downstream 2020 will feature conference tracks on process engineering, engineering and construction, reliability and maintenance, shutdowns and turnaround, and supply chain and logistics.

“Since 2010, petrochemical producers have announced significant expansions of capacity in the U.S., and the momentum is not over,” said Downstream 2020 global project director Bridget Robinson.

“To date, 334 chemical and plastics projects cumulatively valued at $204 billion have been announced, with 53% of the investment completed or underway and 40% in the planning phase. Downstream 2020 represents a unique opportunity to tap into this vibrant and growing market.”

Petrochemical Update is now part of Reuters Events, after its parent company FC Business Intelligence was acquired as part of the Reuters news and media division of Thomson Reuters in October 2019.

For more information about Downstream 2020, taking place on June 10 and 11 at the NRG Center, Houston, download the event brochure or write to sasha@petchem-update.com.

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Freedom Financial Network Closes Fifth Securitization, Four Times Oversubscribed


Freedom Financial Network is a family of companies providing innovative solutions that empower people to live healthier financial lives. FreedomPlus tailors personal loans to each borrower with a level of customer service unmatched in the industry.

Freedom Financial Network

For the first time, fully 100% of the collateral has come from FreedomPlus, which provides primarily debt-consolidation personal loans to consumers.

Freedom Financial Network (FFN), the parent company of Freedom Financial Asset Management, has closed its fifth securitization, placing $324 million of rated notes, four times oversubscribed by investors.

The securitization highlights the continued shift of the loan mix towards FFN’s growing FreedomPlus program. For the first time, fully 100% of the collateral has come from FreedomPlus, which provides primarily debt-consolidation personal loans to consumers.

Total securitization issue

The company’s latest securitization brings its total issuance across all five transactions to more than $1.9 billion. FFN has originated more than $2.7 billion of FreedomPlus loans to date and over $4.4 billion in total loans on its Freedom Financial Asset Management (FFAM) platform.

Consistent with its previous securitizations, announced in 2018 and 2019, underwriting the most recent transaction were Credit Suisse, which served as the lead manager and structuring agent, and SunTrust, which served as a joint book runner. In addition, this securitization is bringing in 29 unique investors.

The Class A, Class B and Class C fixed notes were rated A3 (sf), Baa3 (sf) and Ba3 (sf) by Moody’s. The Class A, Class B and Class C fixed-rate notes were rated A (high) (sf), BBB (high) (sf) and BB (low) (sf) by DBRS Morningstar, Inc. The Class A, Class B and Class C fixed-rate notes were rated A (sf), BBB (sf) and BB (sf) by Kroll.

Groundbreaking market differentiators

“The market differentiators we have created and put in place for FreedomPlus are driving our continued success,” says Joseph Toms, president and chief investment officer at FFAM. “From the start of the FreedomPlus program in 2013, it has made loan payments directly to creditors to provide consumers with convenience as well as the financial discipline to become debt-free. FreedomPlus was the first lender in the industry to offer this program, facilitating debt consolidation and payoff for consumers.”

Today, approximately 70% of FreedomPlus loans leverage this ability to pay creditors directly, by far the highest percentage in the industry, according to Toms. The FreedomPlus program also offers discounts to applicants with a co-borrower and for those with more than $40,000 in retirement funds.

“The success of this securitization, with 100% FreedomPlus collateral, demonstrates the compelling nature of Freedom’s growing product suite. It serves as one more point of confirmation that we have created a solid, long-term lending platform that works for both consumers and investors,” says Toms. “With transactions such as these, we can look forward to a long road of helping consumers improve their financial health and wellness.”

FFAM offers personal loans to help consumers consolidate their debt, lower interest rates and convert revolving debt into lower-cost, more consumer-friendly installment loans. Using a combination of process, technology and analytics, along with a focus on human interaction to hear directly from consumers about their financial needs, FFAM provides long-term risk-adjusted returns for investors in consumer lending.

Freedom Financial Network (http://www.freedomfinancialnetwork.com)

Freedom Financial Network is a family of companies providing innovative solutions that empower people to live healthier financial lives. For people struggling with debt, Freedom Debt Relief offers a custom program to significantly reduce and resolve what they owe more quickly than they could on their own. FreedomPlus tailors personal loans to each borrower with a level of customer service unmatched in the industry. For consumers enrolled in qualifying debt relief programs, ConsolidationPlus offers loans that accelerate debt settlements and enable them to be free of the debts sooner. Bills.com offers a resource site with simple tips, advice and tools to help consumers make smart financial decisions.

Headquartered in San Mateo, California, FFN also operates an office in Tempe, Arizona. The company employs more than 2,400 and has been voted one of the places to work in both the San Francisco Bay Area and Phoenix area for several years.

Contact: Michael Micheletti, mmicheletti@freedomfinancialnetwork.com, 415-359-6985

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