I’m passionate about helping people navigate the insurance journey…it’s a complex landscape to traverse. I love to advocate and help people make the right decisions.

LOS ANGELES (PRWEB)
February 09, 2021

Corporate Benefit Marketing (CBM), an industry leader for over 30 years in the full-service employee benefits consulting sector, announces Teresea Martino as new Director of Client Services. She was previously the Vice President of Employee Benefits for Martin J. Wolff & Company bringing with her 15 years of industry experience and account management skills of over 250 clients. “We are thrilled to have Teresea on board with CBM. Her depth of knowledge and management capabilities will complement our growing team of seasoned executives,” says CEO Paul Vincent. To learn more about CBM and their work please visit https://corporatebenefitmarketing.com or call (818) 380-2500.

Being an expert in the employee benefit arena, Teresea values learning the specific needs of each of her clients. “I’m passionate about helping people navigate through the insurance journey, we all need insurance and health care but it’s a complex and difficult landscape to traverse, and there are a variety of options to consider. I love to advocate for and help people make the right decisions which will benefit them the most,” says Martino. Her addition to the team will continue to lead client services as CBM maintains its legacy as a powerful force in the industry. CBM is committed to delivering service excellence, acting with unsurpassed integrity while providing sound solutions that balance cost containment and common sense.

https://www.linkedin.com/showcase/corporate-benefit-marketing/about/

About CBM & Patriot Growth Insurance

Founded in 1991, CBM located in Agoura Hills, Valencia, and Newport Beach, California, combines local presence with national reach. Licensed in all 50 states, their consultants have over a century of professional employee benefits experience. CBM specializes in the design, implementation and administration of customized group benefits programs which includes health and welfare plans, total rewards employee benefit programs, executive benefits, and 401k qualified retirement plans. CBM is a proud partner with Patriot Growth Insurance Services, LLC., whose rapid growth now represents one of the largest insurance brokerages located throughout the United States, managing over $2 billion in insurance premiums.

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“We’re proud of what we’ve built with our Specialty business and are excited about the value we’re delivering to a variety of companies,” said Henry Lombardi, executive vice president and head of NFP’s P&C division.

NEW YORK (PRWEB)
February 09, 2021

NFP, a leading insurance broker and consultant that provides property and casualty (P&C), corporate benefits, retirement, and individual solutions, today expanded and formalized its Specialty business, a group of experts across key industry and product categories. The alignment, which will remain a focus and active investment strategy, creates a specialty platform with 300 recognized experts across 17 specialties that delivers differentiated value to clients. The Specialty team’s approach is enabled by technology and data, and distinguished by unique market access, creative thinking, and a proven and consistent service model.

Leading NFP’s Specialty business are three industry veterans, each with decades of experience in the P&C space.

• Doug Turk, managing director, Industry Practices
• Tom Gillingham, managing director, Managing General Agent (MGA)/Managing General Underwriter (MGU) Programs
• Brett Woodward, managing director, Personal Risk

With the targeted expertise of people who have worked in the industries they serve – including construction, financial institutions, healthcare and life sciences, hospitality and leisure, mergers and acquisitions, real estate, sports and entertainment, and transportation – NFP’s Specialty business understands the risks, models and market relationships unique to each of these segments. Complementing NFP’s specialized industry expertise are focused product practices, including captive and alternative risk, cyber liability, environmental liability, management and professional liability, reinsurance, risk management and complex risk, and trade credit.

“We’re proud of what we’ve built with our Specialty business and are excited about the value we’re delivering to a variety of companies,” said Henry Lombardi, executive vice president and head of NFP’s P&C division. “Through our strategic investments in people and other resources, clients see that we understand risks specific to their business and have the market access to secure the coverage they need. This specialized approach ensures each client receives tailored solutions and services that align with their unique needs.”

“Specific industry, program and product expertise is the key to delivering value to our clients,” said Turk. “NFP’s Specialty business is a team of experts who have worked in the businesses we serve, faced the risks we work to address, and understand the product solutions and markets that can most effectively address specific problems. We look at risk differently and offer a specialized partnership to help companies thrive in any environment.”

About NFP

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 5,800 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 5th best place to work in insurance and 6th largest US-based privately owned broker (Business Insurance); 9th commercial lines agency by P&C commercial lines revenue and 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).

Visit NFP.com to discover how NFP empowers clients to meet their goals.

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“Finding the cheapest car insurance rate can be easily done by shopping around. By comparing car insurance rates twice per year, policyholders can find out if their current providers offer the cheapest rate, or if it’s time to look for other providers.”, said Russell Rabichev, Marketing Director

LOS ANGELES (PRWEB)
February 09, 2021

Compare-autoinsurance.org has launched a new blog post that presents how to properly compare car insurance quotes and why it is important.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/why-drivers-should-compare-car-insurance-quotes/

Not everyone is excited when it comes to comparing car insurance quotes, but by doing this task drivers can save a lot of money. Although insurers look at similar factors when it comes to setting rates, they use different algorithms. The same driver can get two completely different premiums from two different insurers. To find the cheapest rates, drivers should compare multiple car insurance quotes from different car insurance companies.

To properly compare car insurance quotes, drivers should do the following:

• 
  Gather information. Drivers will need to fill in personal information such as the address, date of birth, occupation, driver’s license and marital status of everyone they want to be included on the policy. They will also need to complete vehicle information like make, model, year, mileage, VIN, and data about their driving history in the last five years such as claims, violations, and tickets. If the drivers had completed driving courses, they should mention them. Furthermore, they will have to add the current or previous insurer’s name for anyone on the policy or in the household.
• Choose the right coverage levels. Liability auto insurance protects policyholders from the worst-case scenario by providing a cushion between their assets and the amount they’re on the hook for. Liability coverage has three parts: bodily injury liability, total bodily injury liability, and physical damage liability. For a 100/300/100 limits option, the insurer will reimburse up to $100,000 for bodily injuries per person the policyholder injures in a crash, up to $300,000 total for all bodily injuries caused by the policyholder in a crash, and up to $100,000 for any damage to a property caused by the policyholder. In some states, the policyholders will be required to get personal injury protection (PIP), medical payments coverage (med pay), or uninsured/underinsured motorist coverages.
• Decide if full coverage is needed. Besides liability coverage, full coverage contains additional policies like comprehensive and collision coverages. Collision pays for damage to a policyholder’s vehicle in an at-fault accident, damage to a vehicle that hits objects like a pole or a fence, damage to a policyholder’s vehicle that was caused by another driver. Comprehensive coverage pays for car theft, damage caused by weather like tornadoes, hailstorms, or hurricanes, fire, floods, explosions, falling objects, animal collisions, and vandalism.
• Collect as many quotes as possible and compare them. Drivers should compare quotes from at least two or three insurers. When comparing quotes drivers should also include offers from smaller local or regional insurers. To properly compare quotes, drivers should make sure that they compare quotes that each contain the same levels of liability, the same deductibles for full coverage, the same drivers and cars, and the same discounts they are eligible for.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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There are events that mean it’s time to sit down with your insurance agent for a good review.

SOLVANG, Calif. (PRWEB)
February 09, 2021

The variety of insurance coverage a business might need can range from the required workers compensation, to liability, auto insurance for company vehicles, loss coverage and business partner life insurance. Solvang insurance agent, Rick Torres, recommends periodic review of business insurance to be sure businesses are getting the best coverage.

Period reviews every three to five years are standard, but there are also events that mean it’s time to sit down with your insurance agent for a good review. Those events include:

• 
  Increase in business income is a good thing, but more business and more income means higher risk. Make sure coverage in all areas is providing enough protection. An increase in business often motivates business owners to expand by adding employees, moving to a bigger location, or buying business property instead of leasing. Review insurance needs before committing to these kinds of decisions.
• Hiring more employees when business grows can make a big difference towards meeting customer needs and market demands, but there are insurance obligations that come with new hires. Workers compensation insurance is required for most employees and other considerations include benefit packages for health insurance, liability for employees, especially those driving company vehicles and employment practices insurance.
• Retirement finally arrives! Not only does retirement call for reviewing personal insurance policies, it means it’s time to review business insurance and the impact your retirement may have on the business you are leaving in good hands.
• Selling the business involves more than just handing over the keys and banking the check. A meeting with the prospective owner and your insurance agent before finalizing the sale helps make sure the new owner has the best coverage when you finally hand over the keys.
• A change in business partners means changes in liability as well as business partner life insurance. Solvang’s insurance agent, Rick Torres, said that merely canceling an outgoing partners policy may not always be the best way to handle a partner leaving. Bringing on a new partner also needs a review of the new partner’s role at the company to be sure coverage is the best.
• Moving to a new facility usually comes with the property owner requiring a minimum level of coverage that protects the property owner from liability.
• Adding assets, such as buying business property, additional equipment and vehicles or even business investments can place a higher liability risk on the business. Be sure insurance coverages are increased for adequate protection.
• Acquiring another business falls under “adding assets,” but the insurance requirements are more complex and need a deeper review. Is the acquired business retaining its name? Are current employees staying? Is the business owner coming on board your company? These are only a few of the questions that can influence adequate insurance coverage.

Rick Torres, State Farm Insurance Agent, in Solvang, CA was born and raised on the Central Coast. A Business Administration graduate of Cal Poly San Luis Obispo, Torres has been a State Farm agent since 2002.

Torres and his team, help clients manage the risks of everyday life. Their priority is to take care of the important things and to help clients make informed decisions. Their pledge is “to take care of the little things so you don’t have big things to worry about.”

RW Torres Insurance Agency Inc.

540 Alisal Road, Suite 4

Solvang, CA 93463-2637

(805) 688-5418

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“There are many strategies drivers can use to pay less on car insurance. Given the current economic situation, policyholders should not hesitate to look for the best methods to save money on insurance”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
February 08, 2021

Compare-autoinsurance.org has launched a new blog post that presents several tips that can help drivers lower their car insurance bills.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/8-tips-that-will-help-you-pay-cheaper-car-insurance-premiums/

Owning and operating a vehicle can be quite expensive. Given the current situation of the economy, it’s well worth the time and effort to try to reduce these costs as much as possible. One area where drivers should look is car insurance. There are several things drivers can do both today and over time that will lower their car insurance premiums.

To save money on car insurance, drivers can do the following:

• Drive safely. Avoiding accidents and driving more carefully are among the best ways to keep the costs of insurance at a minimum. Drivers who already have moving violations should avoid adding more to their records. The good news is that in most states moving violations are dropped from the driving record after three years.
• Buy a car that is cheap to insure. Drivers who are looking to get a new car should avoid excessively expensive or sporty cars. Instead, drivers should pick a cheap car that has plenty of safety features. Safety gear such as a security system, passenger and rear seat airbags, and anti-lock brakes can lower the costs of insurance.
• Complete a defensive driving course. Some providers will offer a discount to policyholders who complete a defensive driving course. However, drivers should check if the cost of the course doesn’t wipe out any savings that will get from the reduced insurance rates.
• Get a behavior-based driving discount. Many insurance providers are offering discounts to drivers with clean driving histories. Also, these drivers can save even more by allowing their insurers to use a telematics device to track their driving behavior.
• Shop around. Many policyholders stay with the same insurers for years, without checking the insurance market. By doing so, policyholders risk having their rates slowly raised over the years by their insurers. To avoid that, drivers should compare quotes at least once per year. To attract customers, some insurers cut their prices and offer attractive discounts for new customers.
• Move to a place closer to work. Drivers who have a short commute will pay less on their insurance. These types of drivers are less likely to be involved in accidents because they spend less time on the road. Also, some companies are offering customized policies where drivers can pay insurance only for the miles driven.
• Improve the credit score. Insurance companies can take the credit score into account when pricing car insurance policies. However, a better credit score is likely to result in at least a slight improvement in the premiums the next time drivers shop for car insurance.
• Raise the deductible. Drivers who have a good driving record can save some money by simply raising the deductible. However, if they get involved in a car accident, they will have to pay out more money out of their pockets before the insurance kicks in.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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“NFP shares our commitment to providing clients with a more comprehensive understanding of the complex insurance issues they face in their endeavors,” said David Colburn.

NEW YORK (PRWEB)
February 08, 2021

NFP, a leading insurance broker and consultant that provides property and casualty (P&C), corporate benefits, retirement and individual solutions, today announced the acquisition of Colburn Risk Holdings LLC (ColburnColburn). The transaction closed on December 31, 2020.

ColburnColburn, a P&C broker with offices in Bloomfield Hills, Michigan, and Detroit, Michigan, provides commercial insurance, risk management, personal insurance and claims advocacy to businesses across Michigan and throughout US. With over 70 years of combined experience, ColburnColburn expands NFP’s presence in the region and enhances existing capabilities. The firm’s expertise includes risk management, complex commercial real estate risks, mergers and acquisitions, and private client/high net worth personal lines solutions. David Colburn and Robert Colburn, principals of the firm, will join NFP as managing directors and report to Dan Cornwell, a managing director in NFP’s Central region based in Michigan.

“We’re excited to welcome ColburnColburn to NFP and continue our growth in the region,” said Mike Schneider, president of NFP’s Central region. “David, Robert and the team bring expertise, capabilities and relationships that will expand our footprint in the Detroit area, drive growth and create more value for clients.”

“NFP shares our commitment to providing clients with a more comprehensive understanding of the complex insurance issues they face in their endeavors,” said David Colburn. “We’re happy to be able to offer our clients expanded solutions through NFP.”

“We’re thrilled to join the NFP team,” said Robert Colburn. “Joining NFP presents an opportunity for us to broaden the scope of solutions while continuing to provide exceptional service and value to our clients through a consultative approach.”

About NFP

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 5,800 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 5th best place to work in insurance and 6th largest US-based privately owned broker (Business Insurance); 9th commercial lines agency by P&C commercial lines revenue and 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).

Visit NFP.com to discover how NFP empowers clients to meet their goals.

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Andrew Krasner, CFO of AssuredPartners

“Andrew will partner across all platforms to help advance the company’s strategic objectives. We are excited about having him join the team and he will be a great addition to our leadership team,” said CEO, Tom Riley.

LAKE MARY, Fla. (PRWEB)
February 08, 2021

AssuredPartners announced today that Andrew Krasner has been appointed Chief Financial Officer (CFO) and Executive Vice President effective February 8, 2020. Andrew will be responsible for driving AssuredPartners financial strategy and performance while working closely with AssuredPartners Chief Executive Officer (CEO), Tom Riley, and broader leadership team.

Most recently, Krasner was the Global Treasurer and Head of Mergers and Acquisitions for Willis Towers Watson. In this role, Andrew was responsible for all aspects of Willis Towers Watson’s Treasury function as well as the company’s global M&A and strategic investment activity.

Andrew Krasner stated, “I am excited to join an organization which has experienced such tremendous growth, demonstrates commitment to its clients and colleagues and has such a remarkable culture. I look forward to working with the rest of the leadership team to bring a strategic financial perspective to the organization.”

“We are looking forward to Andrew’s ability to drive the company’s future financial success,” stated CEO Tom Riley. “Andrew will partner across all platforms to help advance the company’s strategic objectives. We are excited about having him join the team and he will be a great addition to our leadership team.”

ABOUT ASSUREDPARTNERS, INC.

Headquartered in Lake Mary, Florida and founded by Jim Henderson and Tom Riley, AssuredPartners, Inc. acquires and invests in insurance brokerage businesses (property and casualty, employee benefits, surety and MGU’s) across the United States and in England. From its founding in March of 2011, AssuredPartners has grown to over $1.6 billion in annualized revenue and continues to be one of the fastest growing insurance brokerage firms in the United States with over 190 offices in 34 states in addition to London and Belgium. For more information, please contact Jamie Reinert, Director of Marketing and Communications, at 513-624-1779 or jamie.reinert@assuredpartners.com, or visit http://www.assuredpartners.com.

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