“Even though the price of car insurance is constantly rising, there are many methods that can help families save money on car insurance”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
March 19, 2021

Car insurance is a major investment for any family. However, many families are struggling to pay for ever-increasing insurance premiums. Dropping coverage is not an option, because many are using their vehicles to do their daily routines. Nevertheless, there are some methods that can help anyone save money on insurance.

Drivers who want to save money on insurance can follow the next tips:

• 
  Shop around for better insurance deals. Shopping around using a brokerage website is one of the best methods used to save money on car insurance. Certain events like moving to another area, getting divorced, or getting a job in a place that is far away from home can make car insurance to be more expensive. In these cases, drivers will be required to find better insurance deals to save money. After completing an online form, brokerage websites will display multiple insurance offers from multiple insurers. Drivers only need to pick one insurance offer that can satisfy their needs.
• Ask for the available discounts. Insurance companies are offering discounts for various reasons. Drivers who got married, who moved to a better neighborhood, or graduated a defensive driving course can pay lower insurance rates.
• Check the low mileage discount. Some policyholders are driving fewer miles than usual for various reasons. These drivers should contact their insurers to find out if they are eligible for the low-mileage discount.
• Keep a good credit score. In most states, insurance companies are allowed to determine the premiums using the credit score. Drivers with a poor credit score are considered to be less responsible and are more likely to file a claim. For these reasons, insurers will charge extra on their premiums. On the other hand, drivers with a good or excellent credit score are seen as more responsible and are less likely to file a claim., and for these reasons, they will pay lower insurance rates.
• Park the car in a garage. A well-monitored garage is an ideal place to keep a vehicle. The garage can protect the vehicle against severe weather events and can lower the chances for car theft to happen.

For additional info, money-saving tips, and free car insurance quotes, visit http://compare-autoinsurance.org

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Before signing a contract with a landscaper or gardener, ask them for their proof of insurance… In most cases, the contractor’s coverage will act as the primary insurance should one of their employees get injured while on the job.

LOS ANGELES (PRWEB)
March 19, 2021

Spring begins tomorrow and millions of Americans are ready to get their hands dirty to revitalize the outside of their living space with fresh flowers, plants and, in some cases, vegetables. Anyone can grow a garden, even if they don’t have access to a spacious lawn – it just takes a little planning. Mercury Insurance has three quick tips for wannabe gardeners to help make the most of the space they have available:

1.    Make a Plan. Sketch out a rough plan of your garden to help define what to plant where. When choosing your plants, you’ll want to make sure you have enough space for all of them to grow, as some have longer roots than others.

2.    Choose a Good Location. Be aware of the areas of your home that get the most sunlight – most flowering plants need six full hours of sun a day. If you’re planting fruit or vegetables, experts recommend finding an area at least 10 feet from your home to help avoid shadows. Soil quality is another important consideration to ensure growth. An easy way to test this is to look for areas with weed or grass growth, which indicates the soil is nutrient rich and drains well.

3.    Think Outside the Box. Planting doesn’t have to be limited to squares and rows, or even horizontal space. Sowing in triangles, for example, can increase the number of plants you can grow. Using raised beds lowers the number of rows you’ll need in your garden, which increases growing space and has the added benefits of keeping out weeds, slugs and snails.

Homeowners who have more ambitious plans for their landscaping may consider hiring extra help, in which case Mercury Insurance recommends checking their coverage ahead of time.

“Before signing a contract with a landscaper or gardener, ask them for their proof of insurance,” said Christopher O’Rourke, Mercury Insurance vice president of property claims. “If they don’t have coverage, you probably want to find one who does. In most cases, the contractor’s coverage will act as the primary insurance should one of their employees get injured while on the job.”

Visit Mercury’s blog for more details about how to maximize space for a garden, as well as other valuable homeowners insurance tips.

About Mercury Insurance

Mercury Insurance (MCY) is a multiple-line insurance organization predominantly offering personal automobile, homeowners and commercial insurance through a network of independent agents in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia. Since 1962, Mercury has specialized in offering quality insurance at affordable prices. For more information visit http://www.mercuryinsurance.com or Facebook and follow the company on Twitter.

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Construction in progress at Sierra College supported by Measure E bonds.

“Only a handful of community college districts have achieved that rating,” noted Sierra College Superintendent/President Willy Duncan. “It signifies that the District is one of the safest investments on the market.”

ROCKLIN, Calif. (PRWEB)
March 18, 2021

Sierra College has announced that its issuance rating for the second series of Measure E bonds has been upgraded by Moody’s to Aaa from Aa1. The Aaa rating is rare for a community college.

“Only a handful of community college districts have achieved that rating,” noted Sierra College Superintendent/President Willy Duncan. “It signifies that the District is one of the safest investments on the market. Overall, it reflects the ongoing commitment of the Board of Trustees to the fiscal health of the District.”

As rationale for the upgrade, Moody’s noted the District’s solid financial performance, conservative fiscal practices, and projected future increases in assessed value (AV). Due largely to the upgraded credit rating, the District also refinanced general obligation bonds for School Facilities Improvement District No. 1 (Tahoe-Truckee Campus), and School Facilities Improvement District No. 2 (Nevada County Campus) for a combined taxpayer savings exceeding $1,850,000.    

“We are very proud of achieving the highest bond rating, and we would like to commend the District staff for their fastidious efforts managing not only the Measure E funds, but the general purpose funds that support the operations of the college,” said Carol Chilton Garcia, Sierra College Board of Trustees President. “I would also like to recognize the community members on the Citizens Bond Oversight Committee for volunteering their time to provide oversight and review of the Measure E projects. Their contribution has been essential to this process.”

Proceeds from the bond sale will fund the next phase of Facilities Master Plan projects on the Rocklin campus including a new 77,000 square foot instructional building and a new science facility. The first phase consisted of campus-wide infrastructure improvements, a campus center renovation, and a new parking facility.

“The Measure E construction program is making significant improvements to the Rocklin campus that will benefit students and the community for generations to come,” added President Duncan.

About Measure E

The majority of Sierra College’s Rocklin campus facilities and infrastructure was constructed in the 1960s. Although the college has done an excellent job of maintaining these facilities, many of our buildings and infrastructure systems are now well beyond their useful life and in need of major renovation or replacement. In 2017, the college updated its Facilities Master Plan, establishing a long-term vision for the Rocklin campus and, in June 2018, the community approved Measure E to fund the implementation of the first phase of this Master Plan.

About Sierra College

The Sierra Joint Community College District is rising to the needs of our community. Sierra College serves 3,200 square miles of Northern CA with campuses in Roseville, Rocklin, Grass Valley, and Truckee. With approximately 125 degree and certificate programs, Sierra College is ranked first in Northern California (Sacramento north) for transfers to four-year universities, offers career/technical training, and classes for upgrading job skills. Sierra graduates can be found in businesses and industries throughout the region. More information at http://www.sierracollege.edu

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It’s no secret that blockchain is hard, and evolving the technology while staying true to your mandate is key to enterprise success. The RiskStream Collaborative has been on the leading edge of this, and Kaleido is proud to help accelerate their transformative mission.

MALVERN, Pa. (PRWEB)
March 18, 2021

The Institutes RiskStream Collaborative™, the risk management and insurance industry’s largest enterprise-level blockchain consortium, has completed a transformative update of its Canopy distributed ledger framework with assistance from Kaleido, a leading enterprise blockchain company.

With the new Canopy 3.0, members can expedite the application-development process, ensure data privacy and security, and host nodes across various clouds (such as AWS and Azure). Canopy 3.0 moves the RiskStream Collaborative further toward its vision of an agnostic approach to distributed ledger platforms. For each use case, members will be able to build among various enterprise blockchain/distributed ledgers (such as Corda, Quorum, and Hyperledger), leverage off-chain data exchange where appropriate, and leverage tokens to build economic incentives for member data sharing.

“The RiskStream Collaborative currently operates across a variety of insurance sectors, including personal lines, commercial lines, life and annuities, and reinsurance,” said Christopher McDaniel, president of the RiskStream Collaborative. “Our members want to quickly test new concepts and advance key applications toward production. With Canopy 3.0, they will be able to quickly stand up proof of concepts and then rapidly produce production-hardened applications.”

Steve Cerveny, founder and chief executive officer of Kaleido, adds: “Tremendous business opportunity is driving enterprise consortia to push forward with their decentralized data-sharing platforms. The global pandemic has underscored the urgency of these digital-transformation initiatives. However, it’s no secret that blockchain is hard, and evolving the technology while staying true to your mandate is key to enterprise success. The RiskStream Collaborative has been on the leading edge of this, and Kaleido is proud to help accelerate their transformative mission.”

The Canopy 3.0 update follows recent RiskStream Collaborative developments, including launching a global working group on surety bonds power of attorney verification; initiating development of a certificates of insurance verification application; and developing, with Kaleido, the Mortality Monitor application to help life and annuities carriers close out and process death claims more efficiently. The consortium is also currently working with Kaleido to rearchitect its flagship product, a first notice of loss (FNOL) data-sharing application for personal lines, on Canopy 3.0 by April and then integrate it into the Guidewire marketplace in the spring, allowing members to test and move it into production over the summer.

About The Institutes RiskStream Collaborative

The Institutes RiskStream Collaborative is the risk management and insurance industry’s first enterprise-level blockchain consortium that is developing insurance-specific use cases via Canopy, a custom blockchain architecture. TheInstitutes.org/RiskStream

The RiskStream Collaborative is committed to equipping organizations to work together to inspire product innovation, enable efficiencies, and open new technological frontiers.

About The Institutes

The Institutes, a leading provider of risk management and insurance knowledge solutions, offer 28 professional and associate designations, including the CPCU® program. In addition, The Institutes provide introductory, foundation, and leadership programs; online and continuing education courses; custom solutions; and assessment tools. TheInstitutes.org

CPCU is a registered trademark of The Institutes. All rights reserved.

About Kaleido

Kaleido is a digital transformation platform that offers blockchain-as-a-service, digital assets, smart contract management, network governance, insights and monitoring, collaboration services, apps and integration, along with a marketplace with third-party integrations, developer tools, and connectors.

Kaleido runs the leading industry multi-party consortia with built-in high availability, disaster recovery, and 99.99% uptime achieved over the last three years. Kaleido provides one native network across the major public clouds, across all global regions and on-premise deployments. It offers the industry’s highest levels of security, compliance, performance, and scalability, along with enterprise SLAs and 24/7 support. It is the first blockchain SaaS to have achieved ISO 27K certification and SOC 2 Type 2 certification.

Global enterprise blockchain consortia in production today across insurance, trade finance, supply chain, payments, banking, healthcare, media and entertainment, retail, manufacturing, government agencies and NGOs rely on Kaleido for continued innovation across the open-source and blockchain communities.

To learn more, visit us at kaleido.io

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Small Business Accounting Software with Payroll Features

ezAccounting business and payroll software from halfpricesoft.com has been updated and released to include the 2021 941 form.

BROOKLYN, N.Y. (PRWEB)
March 17, 2021

Latest ezAccounting business and payroll software from Halfpricesoft.com has recently been updated and released with the 2021 941 tax form. The update is now available for current 2021 ezAccounting customers at no additional cost.

“ezAccounting business and payroll software from halfpricesoft.com has been updated and released to include the 2021 941 form.” said Dr. Ge, Founder of Halfpricesoft.com.

Potential customers are invited to download and test ezAccounting for up to 30 days at no cost and obligation. Please visit https://www.halfpricesoft.com/accounting/accounting-software.asp for the no cost trial version.

EzAccounting is a great fit for accountants and business owners to track income and expenses, process payroll, print checks, generate reports and print tax forms. The unique features include:

• 
  Track business expenses and profits
• Processes payroll checks for employees
• Prints tax forms 941, 940, W2 and W3 (Copy A preprinted W2 and W3 forms required)
• Generates multiple reports for sales, orders, payroll and other business reports
• Supports multiple companies with one flat rate on the same machine
• Quick start guide available for new customers
• Check verification not required

ezAccounting is compatible with Windows 10, 8, 7 and other Windows systems.

Priced at $159 per calendar year, ezAccounting software is affordable for any business. Customers seeking a way to simplify business operations are welcome to start the no obligation 30-day test drive today at https://www.halfpricesoft.com/accounting/accounting-software.asp.

About halfpricesoft.com

Halfpricesoft.com is a leading provider of small business software, including online and desktop payroll software, online employee attendance tracking software, accounting software, in-house business and personal check printing software, W2, software, 1099 software, Accounting software, 1095 form software and ezACH direct deposit software. Software from halfpricesoft.com is trusted by thousands of customers and will help small business owners simplify payroll processing and streamline business management.

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“We couldn’t be more excited to add these talented executives to our management team,” said MotoRefi CEO Kevin Bennett. “This investment in senior, high-caliber talent showcases our commitment to rapid growth and building a world-class, mission-driven fintech company.”

ARLINGTON, Va. (PRWEB)
March 17, 2021

MotoRefi, an auto fintech startup on a mission to help people save money on their auto loans, has announced its new expanded headquarters, as well as the addition of three senior executives to its management team.

Previously based in Arlington, VA, MotoRefi has signed a lease for a modern 22,000 square foot space in downtown Washington, D.C. The decision to relocate to a larger headquarters was due in part to the growth of its team.

Joining MotoRefi are Dan Morrison as VP of Product, Aaron Fagan as Senior Director of Analytics, and Casey Clare Fraser as executive level Chief of Staff. The hiring announcement, which comes on the heels of MotoRefi’s $10M Series A1 fundraise, is an indicator of the company’s increasing ability to attract top talent as it continues to experience rapid growth coming out of their fundraise.

Dan Morrison comes from Arlington, VA-based LiveSafe, where he was a Senior Product Director focused on shipping next generation preventative intelligence solutions, fueling 4x revenue growth over 3 years. Following LiveSafe’s exit, he served as a Vice President in the acquiring company, driving LiveSafe’s continued product strategy and roadmap.

Aaron Fagan, formerly an analytics and strategy leader at Uber, advised company executives on topics ranging from capital allocation to multi-year growth strategies during his six-year tenure. Fagan joins the MotoRefi community along with notable Uber alumni including board member Rachel Holt, COO Eric Stradley, and investor Billy Guernier.

Fraser will join MotoRefi as executive level Chief of Staff, previously holding a similar role at Washington, D.C.-based Optoro.

“We couldn’t be more excited to add these talented executives to our management team,” said MotoRefi CEO Kevin Bennett. “This investment in senior, high-caliber talent showcases our commitment to rapid growth and building a world-class, mission-driven fintech company. Each of these individuals bring a unique, critically important skill set that will prepare MotoRefi for the next phase in our journey.”

With its new central D.C.-based office, MotoRefi intends to continue hiring locally, and plans to open the new office for its staff later this year.

…

About MotoRefi

MotoRefi believes refinancing your auto loan should be a simple, transparent process. Through our partnerships with trusted lenders, like credit unions and community banks, we bring customers great rates and lower monthly payments, ultimately saving customers an average of $100 per month on their car payments. MotoRefi, incubated by QED Investors, is backed by Moderne Ventures, Accomplice, Link Ventures, Motley Fool, CMFG Ventures (part of CUNA Mutual Group), Gaingels, FireBolt Ventures, and others.

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