“Anyone that finds his car vandalized will immediately feel shocked. Drivers that own comprehensive insurance will be relieved knowing that this coverage will reimburse the damage done by vandals”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
June 01, 2020

Compare-autoinsurance.org has launched a new blog post that explains how vandalism is covered by car insurance.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/vandalism-car-insurance-coverage/

Businesses across the country suffered destruction over the weekend as protesters unleashed their anger over the death of George Floyd on commercial enterprises — from the offices of major multinational corporations to local, family-owned small shops.

Numerous cars were also destroyed by rioters, for simply being parked at the wrong place, at the wrong time. Car owners are advised to remove their cars from areas where riots may start, typical popular places and governmental buildings.

Many may wonder who pays for the damage caused by rioting and civil unrest. Can auto or homeowners’ insurance cover the damage? Is it covered the same as vandalism or other criminal activity? The short answer is yes. Insurance can cover the losses, less a deductible, subject to the terms and conditions of the policy. On a “standard” personal auto policy, the vehicle’s comprehensive coverage covers damage caused by riot and civil unrest, just is it does for vandalism or theft.

Why the need for the disclaimer, “subject to the terms and conditions of your policy”? In order for any loss to be covered it must not violate any of the terms and conditions. This can include prompt reporting of the loss and it was accidental, not intentionally nor invited by the insured. The insured has an obligation to mitigate losses by taking reasonable measures to protect their property.

What steps to follow after discovering that the car was damaged by looters:

• Document the scene of vandalism. Don’t clean up the damage and take photos of any damage done to the vehicle. This will strengthen the police report and validate the claim to the insurer.
• Call the police and file a report. Insurance companies will require a police report. Official documentation will also help victims if they plan filing a lawsuit later.
• Contact the insurance company. The insurance agent will answer any questions will provide further assistance.
• Speak to a claims adjuster. The insurance company may send a claims adjuster to assess the damage. Due to the ongoing COVID-19 epidemic, the owner will be asked to provide the pictures, so that the damage is evaluated.
• Repair the damage. The insurance company will make recommendations or instructions about where to repair the vehicle, if that’s possible.
• Negotiate a claim settlement. Keep in mind that companies pay for the car’s Actual Cash Value. Do not accept the first offer, since it is usually the lowest offer, but bring arguments for settling to a higher reimbursement value.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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“Before making the decision to file a claim to their insurers, drivers should carefully analyze if it’s worth it. Drivers who are not at fault and suffered minor damages should avoid filling claims to prevent their premiums to increase substantially”, said Russell Rabichev, Marketing Director

LOS ANGELES (PRWEB)
May 29, 2020

Compare-autoinsurance.org has launched a new blog post that presents how car insurance premiums will change for a policyholder who files a claim after an accident.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/car-insurance-after-an-accident-how-are-premiums-affected/.

Before making a claim to the insurance provider, drivers should consider a few things before making this move. According to a recent study, drivers who make a single auto insurance claim saw their premiums increase on average by 44.1%. Also, the reported premium increases weren’t for individuals who have a history of unsafe driving. Even after a single claim, premium increases can be significant.

Drivers who want to file a claim after an accident should consider the following:

• How much the premiums will rise. The increase drivers can expect to see on their insurance premiums after an at-fault accident varies by location, driving record, vehicle, and the insurance company. Drivers can expect anywhere from a 23% to 73% increase in premiums in year one after an at-fault accident.
• Insurance premium increase by state. Some states report costlier increases than others. Drivers living in states such as North Carolina, Massachusetts, Texas, New Hampshire, and California can expect to see their rates increase after an accident from 57.3% to 63.1%. On the other hand, drivers from Kentucky, Montana, Oklahoma, Michigan, and Maryland will see their rates go up anywhere from 21.5% to 30.6%. Increases in the premium paid can last as long three to five years after an at-fault accident if the damages to the vehicle exceed over $2,000.
• How to lower the premiums. Be prepared and purchase accident forgiveness. Not all companies offer this, but those that do will give the policyholders a one at-fault accident forgiveness with no increase in premium if they fit certain criteria. Other methods involve raising the deductible and improving the credit score. Furthermore, policyholders should avoid filing claims for small things after they have filed a claim on an at-fault accident.
• Which claims affect the premiums the most. Bodily injury claims can cause the premiums to spike the most. A single bodily injury claim will result in an average premium increase of 48.6%.
• What if the policyholder isn’t at fault. Whether or not the rates will increase after an accident in which the policyholders were not at fault is insurance provider specific. Some companies will not increase the premium for drivers involved in their first accidents, but if they suffer several accidents, even if they are not at fault, it could result in an increased premium.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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“In case of vandalism, only comprehensive car insurance can help drivers receive proper reimbursements.”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Los Angeles, CA (PRWEB)
May 31, 2020

Compare-autoinsurance.org has launched a new blog post that explains which car insurance policy covers acts of vandalism.

For more info and free car insurance quotes, please visit https://compare-autoinsurance.org/does-your-current-car-insurance-policy-cover-vandalism/

Insurance coverage that covers acts of vandalism is not part of the liability insurance. Drivers that got their cars vandalized will have to support the costs of repairs by themselves if they are only having liability coverage. Drivers that have comprehensive coverage in their insurance plans will be protected against acts of vandalism.

Rioting can occur at unexpected times and the consequences can be devastating for car and business owners, It can be difficult to assign fault to any damage caused by a riot, especially since rioters tend to cover their faces. Owning the right coverage can help drivers recover from riot-related losses. Policyholders need to have coverage in place before the rioting occurs since some providers may not allow purchasing coverage when active riots are in the area. This is the case with the ongoing violent riots happening in more than 25 states all over the U.S. What drivers should know:

• 
      Comprehensive coverage is the only policy that covers vandalism. This coverage will protect drivers against events that don’t involve driving. Evens like car theft, floods, fire, falling objects, and of course vandalism Drivers should think twice before purchasing this expensive policy. Every day, there are more than 700 acts of vandalism against vehicles from the US. Comprehensive coverage comes with a deductible that has to be paid before the insurance kicks in and pay for the costs to repair or to replace a vehicle.
•     The costs of comprehensive coverage. Several factors can influence the costs of comprehensive insurance. Factors like the insurance company, the policyholder’s coverage, and his address. Besides paying for the comprehensive coverage, drivers will also have to pay for the rest of the components of their policies. On average the costs of comprehensive car insurance are about $1,000 per year.
•     Comprehensive coverage will also reimburse the policyholder if the car’s windshield is cracked or shattered. Some companies offer glass coverage without a deductible.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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“We are proud to present this award to the management and staff at the Southeastern Agency Group,” says Frankenmuth Insurance President and COO Fred Edmond. “The members of the agency’s team are excellent business partners, providing quality, professional service to all clients they serve.”

GREENSBORO, N.C. (PRWEB)
May 29, 2020

The Southeastern Agency Group of Greensboro, North Carolina has been named “Diamond Achiever” for the state of North Carolina by Frankenmuth Insurance. The award is presented to the state agency that attained the highest overall percentage rating in profitability, growth and policy retention during the past year.

The results achieved by the team at the Southeastern Agency Group in 2019 have helped the agency become one of the most successful of Frankenmuth Insurance’s more than 600 independent agencies. This is the second time that the Southeastern Agency Group has been named a Diamond Achiever for North Carolina, after previously earning the award in 2017.

“We are proud to present this award to the management and staff at the Southeastern Agency Group,” says Frankenmuth Insurance President and COO Fred Edmond. “The members of the agency’s team are excellent business partners, providing quality, professional service to all clients they serve.”

To learn more about the Southeastern Agency Group, find them on Facebook or visit http://www.sagnc.com.

# # #

Frankenmuth Insurance has been providing peace of mind for families and businesses for 150 years. Because insurance is both complicated and critical to people’s lives, Frankenmuth works exclusively with 645 independent agencies to provide business, home, auto and life insurance policies. With more than 750 employees, the company is headquartered in Frankenmuth, Michigan, and offers insurance products in 15 states. Frankenmuth Insurance is financially sound, with $1.7 billion in assets. The company has an A.M. Best rating of “A” (Excellent) and is a Ward’s 50® Top Performer. For more information visit fmins.com.

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“We are proud to present this award to the management and staff at the Upchurch & Jowers Insurance Agency,” says Frankenmuth Insurance President and COO Fred Edmond. “The members of the agency’s team are excellent business partners, providing quality, professional service to all clients they serve.”

CAMDEN, S.C. (PRWEB)
May 29, 2020

The Upchurch & Jowers Insurance Agency of Camden, South Carolina has been named “Diamond Achiever” for the state of South Carolina by Frankenmuth Insurance. The award is presented to the state agency that attained the highest overall percentage rating in profitability, growth and policy retention during the past year.

The results achieved by the team at the Upchurch & Jowers Insurance Agency in 2019 have helped the agency become one of the most successful of Frankenmuth Insurance’s more than 550 independent agencies. This is the fourth time that the agency has been named Diamond Achiever for North Carolina, after previously earning the award for 2014, 2013 and 2012.

“We are proud to present this award to the management and staff at the Upchurch & Jowers Insurance Agency,” says Frankenmuth Insurance President and COO Fred Edmond. “The members of the agency’s team are excellent business partners, providing quality, professional service to all clients they serve.”

To learn more about the Upchurch & Jowers Insurance Agency, find them on Facebook or visit http://www.upjowers.com.

# # #

Frankenmuth Insurance has been providing peace of mind for families and businesses for 150 years. Because insurance is both complicated and critical to people’s lives, Frankenmuth works exclusively with 645 independent agencies to provide business, home, auto and life insurance policies. With more than 750 employees, the company is headquartered in Frankenmuth, Michigan, and offers insurance products in 15 states. Frankenmuth Insurance is financially sound, with $1.7 billion in assets. The company has an A.M. Best rating of “A” (Excellent) and is a Ward’s 50® Top Performer. For more information visit fmins.com.

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The Mercury Insurance Concert Series has been a great way to connect musicians and fans in an unconventional way during the height of festival season. The online concerts have been met with such enthusiasm – both from the musicians and the fans – that we had to open it up to more artists.

LOS ANGELES (PRWEB)
May 28, 2020

Mercury Insurance (NYSE: MCY) today announced the company has added five new musical acts – The Perfect Nines; Justin Ratowsky, lead singer of Cali Conscious; Keaton Simons; Bradley Scott, Emarosa front man; and Jessica Lynn – to its online Mercury Insurance Concert Series. The concert series is a win/win for artists and fans looking for a music fix during the COVID-19 pandemic. Performers, who have had to cancel tours and live performances, are able to connect with fans through intimate performances and fans get to see some of their favorite artists in their own living rooms.

“The Mercury Insurance Concert Series has been a great way to connect musicians and fans in an unconventional way during the height of festival season,” said Erik Thompson, Mercury’s vice president of advertising and public relations. “The online concerts have been met with such enthusiasm – both from the musicians and the fans – that we had to open it up to more artists. Concerts are how many of us like to unwind and we’re grateful to be able to bring some much-needed entertainment to music fans during this difficult time.”

Any music fan who wants to tune in to the live performances can visit http://www.mercuryinsurance.com/MICS to view the concerts. The performances will also be recorded and available to view after the live shows. The added performance dates and times for the Mercury Insurance Concert Series are:

• The Perfect Nines (May 30, 5 p.m. PDT): With their melodically charged songs, alternative pop rock roots and influences like the British band Curve and Butch Vig’s Garbage, The Perfect Nines embodies the core essence of indie rock with a sexy flair. Italian-born singer-songwriter and fashion designer Cinzia Moniaci and lead guitarist Rico Quevedo are no strangers to the music industry, sharing a history with their band Bionica, which attracted the attention of prominent producers Ross Robinson (Korn, Limp Bizkit); Jim Wirt (Fiona Apple, Incubus); and Warren Huart (Aerosmith, The Fray), scoring them notable gigs in Hollywood, as well as landing the soundtracks to “Dawson’s Creek,” “Buffy the Vampire Slayer,” “CSI Miami” and other noteworthy television shows. The Perfect Nines has collaborated with some of the most successful musicians in the alternative rock world, such as Stephen Perkins (Jane’s Addiction), Chris Chaney (Alanis Morissette, Jane’s Addiction), Tony Franklin (The Firm), Matt Starr, Yogi Lonitch (Chris Cornell, The Wallflowers, Alanis), and John Avila (Oingo Boingo).
• Justin Ratowsky (June 5, 5 p.m. PDT): Justin Ratowsky is the lead singer-songwriter behind Cali Conscious, an uplifting California surf-reggae-rock band of consciousness and more. Formed in 2010 and naturally influenced by the sun, sand and sea, Cali Conscious blends three-part harmonies, upbeat rhythms and environmentally conscious lyrics. The eight-piece band (rhythm guitar, lead guitar, bass, drums, keys, sax, trumpet and percussion) prides itself on an energetic live experience that uplifts and soothes the soul. Justin often performs the songs of Cali Conscious as a one man band – using a loop pedal, he performs guitar, bass, lead guitar, percussion and vocals. He has co-produced and self-released two full length Cali Conscious albums on his record label Shaka Rasta Records: “High Times” in 2012, and their sophomore album “Avocado” in 2019. His song lyrics are positive, sharing a message of hope, living with love in the present moment and promoting a global and sustainable way of life.
• Keaton Simons (June 11, 5 p.m. PDT): Keaton Simons is a singer/songwriter/producer/multi-instrumentalist. He has released numerous albums, EPs and singles, and is best known for his hundreds of film and television placements (including his song “When I Go” from the hit TV show “Suits”). In addition to his prolific solo career, Keaton has played with artists ranging from Snoop Dogg to Chris Cornell to his current gig as lead guitarist for country music superstar Brett Young. Along with writing/production partner Noah Needleman and filmmaker Dennis Dugan, Keaton recently completed both the soundtrack and score for the to-be-released motion picture “Love, Weddings & Other Disasters” starring Diane Keaton and Jeremy Irons.
• Bradley Scott (June 12, 5 p.m. PDT): Bradley Scott is a singer, songwriter, performer and the front man of the alt-pop band Emarosa. The band’s latest album “Peach Club,” released in February 2019, makes the most of Emarosa’s eclectic influences, marking their sixth studio effort as their most pop-laden and personal album to date. The 11-track record throws it back to the massive pop hits of the ‘80s and the powerhouse artists that ruled ‘90s R&B, which also happens to be where Scott looked to as he penned the album. “I think a lot of it was based on what we were raised listening to,” he says. “My mother raised me on female pop and R&B. It was Paula Abdul. It was Michael Jackson. It was Janet. It was even some Shania Twain.” These influences introduce—and cement—the band’s standing in the alt-pop world.
• Jessica Lynn (June 18, 5 p.m. PDT): Jessica Lynn is being hailed by press around the world as a rocket force and country music’s next big star. A unique face and voice in modern music, she has been seen by millions on the road and in her three full-length nationwide concert television specials. Jessica’s powerful voice and fierce stage presence showcase the multi-faceted singer/songwriter’s instrumental talents playing piano, guitar, harmonica, and the drums. In four years of relentless international touring, Jessica has shared stages with some of the most recognizable names in country and rock music such as Brad Paisley, Keith Urban, Richard Marx, Montgomery Gentry, Lonestar, The Allman Betts Band, Phil Vassar, Jo Dee Messina, ZZ Top, and the “Queen of Country” herself, Loretta Lynn. With one of the most exciting live shows in the business, Jessica has often drawn comparisons to country music superstar Shania Twain.

Musicians who have already performed in the online Mercury Insurance Concert Series include Jordan Rudess, Chord Overstreet, Flo Chase and Emily Coupe. Visit http://www.mercuryinsurance.com/MICS to view their previously recorded performances.

Mercury’s Customer Giveback Program and its new partnership with the California Medical Association’s Care 4 Caregivers Now wellness program for healthcare workers are additional ways the company is assisting Americans during the COVID-19 pandemic.

About Mercury Insurance

Mercury Insurance (MCY) is a multiple-line insurance organization predominantly offering personal automobile, homeowners and business insurance through a network of independent agents in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia. Since 1962, Mercury has specialized in offering quality insurance at affordable prices. For more information, visit http://www.mercuryinsurance.com or Facebook and follow the company on Twitter.

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“When calculating car insurance premiums, age is one of the most important factors that can make drivers pay more or less on their insurance rates. Luckily, there are many methods that can help drivers pay less on insurance.”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
May 28, 2020

Compare-autoinsurance.org has launched a new blog post that presents how the age of drivers can affect the premium paid on car insurance.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/why-your-age-matters-for-car-insurance-companies/

There are multiple factors that go into determining the rates drivers will pay for car insurance: the make and model of the car, its age, where the driver lives, and more. One of the biggest factors in determining the premium cost is the age of the policyholder. Some age groups, like teen drivers and old drivers, are statistically more likely to be involved in accidents. For this reason, insurance providers charge more on the premiums paid by these groups.

Based on the age of the policyholder, car insurance rates can be affected as follows:

• 
  Teen drivers. Teens cause more accidents than any other age group in the U.S. Teens are new drivers, inexperienced at dealing with complex traffic patterns and bad weather, and are more likely to make mistakes behind the wheel. For these reasons, teen drivers are paying the highest premiums among all age groups.
• Drivers who are in their twenties. Insurance companies know that drivers from this age group are gaining experience on the road and they have likely developed better driving habits. Also, these drivers may also have acquired new levels of adult responsibility, such as getting a house or starting a career. Drivers who are in their twenties are less likely to have a car accident and they are being rewarded with lower car insurance rates when compared with teen drivers.
• Drivers who are in their thirties. Drivers who are entering in this age group will notice that the insurance rates will stabilize. Most drivers in this age group are considered to be safe drivers who already have a spouse and family. Many of them are driving a safe minivan or an SUV.
• Drivers who are in their forties. Average rates drop for drivers in their forties. However, drivers who have children who are starting to drive will see an increase in their premiums if they add the children on their policy. To make the policy cheaper, drivers can take advantage of good student discounts, away-at-college discounts, and safe driving discounts.
• Drivers who are in their fifties. Drivers who reach this age may have children leaving the insurance policy and getting their own. By bundling home/condo insurance with auto insurance and taking advantage of all of the insurer’s discounts, drivers of this age group are likely to see their car insurance rates reach the lowest point.
• Drivers who are in their sixties and beyond. The average car insurance can slowly rise again towards the end of the sixties. Luckily there are some great ways to save money like taking a defensive driver course for mature drivers.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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