Category Archives: Business: Insurance

Press Releases from the Insurance world, What’s new, Popular, Trending and News Worthy. In the ever changing industry of Insurance.

American Hunting Lease Association Launches New $2M Policy Option


The key to hunting’s comeback is to improve the experience; and the best way to improve the experience is to make access to quality hunting habitat a reality.

As the hunting industry continues to recruit new hunters and promote the conservation efforts of hunters, The American Hunting Lease Association (AHLA) has established itself as the leader in making private land access a reality for thousands of hunters across the country. AHLA is proud to announce it is now offering a $2 million liability policy to satisfy the demand of landowners requiring higher coverage limits.

For the last 10 years, the AHLA has provided hunters and landowners across all 50 states with the risk management tools they need to responsibly and safely enter into a private land hunting lease agreement. “We are always paying close attention to the needs of our hunters and landowners,” said Sean Ferbrache AHLA Chief Operating Officer. “As land values rise, landowners are requesting more coverage from their hunters leasing access or even friends and family members who are hunting their property.

The $2 million policy provides hunters and landowners with a new and higher coverage option. AHLA’s standard policy provides $1 million of coverage per occurrence. Returning members and new members will always have the option of purchasing the standard $1 million policy or upgrading to the new $2 million policy to protect their landowners. The AHLA policies cover every member of a lease or hunt club and all their landowners. The AHLA is the only provider of hunting lease insurance that includes up to seven landowners for no additional charge.

Landowner liability is typically one of the biggest barriers preventing access to private lands. That barrier is easily overcome with a standard liability policy created specifically to address the risk a landowner assumes when he/she allows other access onto their property. AHLA provides an easy online buying process or if customer prefer they can also secure coverage over the phone. Rates are surprisingly affordable with most farms and properties fully covered at $1M for $215 annually or $2M at $365. Convenient monthly coverage start dates are available with the $1M policy.

According to Ferbrache the AHLA remains committed to opening up as much acreage as possible for hunters and anyone looking to enjoy the outdoor experience. Given the pandemic lockdowns and unfortunate domestic meat shortages, hunting seasons are

highly anticipated outdoor events this year for a safe and enjoyable experience to fill a freezer with quality, organic meat.

“As a trade association, our mission has been clear from day one. Offer guidance, education and the tools needed to give landowners the peace of mind to create income from hunting or recreation on their property while minimizing risk. In addition, AHLA also offers Vacant Land (Timberland) policy for landowners that allow free access to their properties and affordable coverage for professional Guides and Outfitters who are passionate about taking Americans hunting and fishing” said Ferbrache.

He continued, “the key to hunting’s comeback is to improve the experience; and the best way to improve the experience is to make access to quality hunting habitat a reality.”

About American Hunting Lease Association

The American Hunting Lease Association is an Indiana-based trade organization that provides Members across all 50 states with more benefits and opportunities to hunt on private land and continues to innovate on behalf of outdoorsman everywhere. Additionally, the AHLA’s website http://www.ahuntinglease.org, provides an easy online buying process, hunting lease template, an informative hunting blog, advocacy on behalf of hunters and landowners and Leasespotter, a hunting lease listing service.

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FloodPrice.com Launches with Convenient, Online Flood Insurance


Today, FloodPrice.com launched as a new digital flood insurance agency designed to provide consumers with convenient, cost-effective access to private flood insurance. The user-friendly platform offers homeowners and business owners a much-needed alternative to the government’s National Flood Insurance Program (NFIP), while ensuring a fast, simple quoting process.

“The start of the 2020 hurricane season presents an excellent opportunity for homeowners and business owners to rethink flood insurance. We’ll be there to help them obtain coverage, enhance their current coverage and save money,” said Ashley Pulver, general manager of FloodPrice.com. “We want to help consumers understand their flood insurance options and the quality private solutions that can offer them more coverage and rate flexibility than the NFIP.”

FloodPrice.com connects consumers to the affordable rates, advanced mapping, and superior customer service provided through private flood insurers, unlike the NFIP, which offers generalized premiums and policies tied to outdated flood maps. Coverage options available through FloodPrice.com include:


  • Building coverage policy limits up to $5,000,000
  • Coverage for belongings for building contents up to $200,000
  • Coverage for garages or additional structures up to policy limits
  • Additional living expenses up to $5,000
  • Coverage for basement contents up to $15,000

Further, FloodPrice.com offers customers coverage following a 15-day waiting period, while the NFIP has a 30-day waiting period. Also, the NFIP can require homeowners to present elevation certificates, but FloodPrice.com has no such requirement. FloodPrice.com bases rates on risk analysis utilizing advanced mapping technology, and is admitted in all 50 states.

To learn more, receive a quote, complete an application or use our flood insurance calculator, homeowners can visit FloodPrice.com. During this initial roll out, commercial quotes can be obtained by contacting a member of our support team at (866) 503-5663. Online quoting will be available for commercial risks in the future.

About FloodPrice.com

FloodPrice.com is a flood insurance agency created to address the need for consumer access to private flood insurance as an alternative to the National Flood Insurance Program. Our online platform offers homeowners and business owners a simple, convenient, cost-effective online solution for purchasing private flood insurance. FloodPrice.com is administered by INX Insurance Services, LLC, a pioneer in using technology to deliver consumer solutions. Follow FloodPrice.com on social media for updates and useful tips: LinkedIn, Twitter, and Facebook.

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Financial Fitness Group Adds Tricia Rothschild, Former Chief Product Officer and Co-Head of Global Markets for Morningstar, to Board of Directors


“I’ve supported the Financial Fitness Group’s evolution over the past decade through the Morningstar relationship, and I now look forward to contributing to the organization as a Board Member”, said Tricia Rothschild. “Through the years I was always impressed with the content Financial Fitness Group

Financial Fitness Group (FinancialFitnessGroup.com) announces the addition of Tricia Rothschild, CFA to its board of directors. Rothschild recently served as Chief Product Officer and Co-Head of Global Markets for Morningstar. In her 26-year tenure at Morningstar, she built and led numerous aspects of the firm’s business serving each of its three core audiences: individuals, advisors and financial institutions. She currently serves as an advisor and board member for a small portfolio of fintech firms and the CFA Institute.

“I first had the chance to meet Tricia Rothschild and Joe Mansueto, the founder of Morningstar when I was in graduate school. At the time the two of them were willing to listen to a Midwest college kid with a big idea”, said Joe Saari, Founder of the Financial Fitness Group. “Mr. Mansueto was even kind enough to invite me to lunch and shared his own experiences in starting Morningstar, and the meeting inspired me to pursue my own entrepreneurial dreams”.

Joe Saari continued, “Now, after more than a decade of collaboration, innovation, and hard work, thanks to partners like Tricia Rothschild and Morningstar, we are well-positioned to meet the growing need for financial wellness in turbulent times. The addition of Tricia to our Board of Directors will add immeasurable value to our ongoing growth.”

During Tricia Rothschild’s time as an executive officer at Morningstar, she was responsible for the firm’s software, data, research and index business lines serving asset managers, wealth managers, and individual investors. Her team of more than 1,500 product developers, product managers, designers, and business leaders drove product strategy, innovation, technical development, and the related business success for these multi-million-dollar global product lines.

“I’ve supported the Financial Fitness Group’s evolution over the past decade through the Morningstar relationship, and I now look forward to contributing to the organization as a Board Member”, said Tricia Rothschild. “Through the years I was always impressed with the content Financial Fitness Group produced, and, importantly, the delivery of that content. As investors of all levels of sophistication strive for the best possible financial outcomes for themselves and their families, Financial Fitness Group can play a unique and meaningful role in building confidence and healthy financial habits.”

Patrick D. Quirk, Executive Chairman said, “Tricia Rothschild will play a critical strategic role in future market opportunities, strategic partnerships, and product vision at Financial Fitness Group,” he continued, “Her experience in product direction for the financial services industry adds to our well-rounded management team and board of directors, and we welcome her enthusiastically to our organization.”

With the addition of Tricia Rothschild to the Board of Directors, Rick Hernandez will be stepping down as an active board member. Rick will continue to play an active advisory role as Board Observer in the company’s strategic growth.

Financial Fitness Group Board Members:

  • Joe Schlidt, Director, Godfrey & Kahn, S.C.
  • Joe Saari, Founder, Financial Fitness Group
  • Deb Karstetter, Founder & President, Executive nSight
  • Patrick D. Quirk, Executive Chairman, Financial Fitness Group
  • Tricia Rothschild, Strategy Consultant, Oehme Rothschild, LLC


Board Observer:

  • Rick Hernandez, President, Capital Holdings


About Precision Information, DBA Financial Fitness Group:

Financial Fitness Group is a leading financial e-learning software company providing unbiased, FINRA-compliant educational content. Our interactive platform maximizes participant engagement and is proven to improve a user’s financial aptitude, behavior, and confidence. Financial Fitness Group is the leading provider of personal finance and investing online learning solutions to financial service providers and Fortune 500 companies.

For additional information, images, and press materials, please contact Georgette Regan, georgette@financialfitnessgroup.com.

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Top Factors That Influence Car Insurance Costs


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Insurance companies analyze multiple factors when they calculate rates. It’s all about risk and insurance companies want to know if they will provide coverage to a safe driver or not, said Russell Rabichev, Marketing Director of Internet Marketing Company

Compare-autoinsurance.org has released a new blog post where it presents the top influential factors for car insurance and ways to lower the premiums.

For more info and free car insurance quotes online, check https://compare-autoinsurance.org/factors-that-influence-the-insurance-costs/

Auto insurance is a risk-based business. Providing insurance to people more likely to make a claim is a sure way to financial bankruptcy. This is why insurance companies rely heavily on statistics, carefully analyze a series of factors and rate persons using insurability scores. Use car insurance quotes online provided by http://compare-autoinsurance.org to view how quotes are calculated.


  • ZIP code. Besides state’s laws and geo-economic profile of a region, the risk profile is determined on the neighborhood level. When we talk about larger cities or metropolitan areas, certain neighborhoods are more dangerous than others. High criminality and ongoing gang wars, riots and vandalism will surely affect the rates. Furthermore, the cost of repairing a car in a certain area or road conditions and population density will also count in.
  • Driving record. Is a top influential factor and companies will thoroughly analyze it before issuing any policy. The insurance companies will analyze both the number of accidents involving a person and his number of claims in recent years.
  • Vehicle details. The model of the car is another crucial factor and drivers must provide correct data and show papers when asked. Insurance companies will analyze statistics to check the accident frequency for that particular model, car theft frequency, and if there are any known problems with it. Medium-sized family cars are cheaper to insure and are considered safer. Sports cars or customized cars are pricier to insure. The safety rating is also an important factor.
  • Coverage lapses. Having insurance gaps is heavily penalized by all insurers. A new client that has coverage gaps is not considered trustworthy and will be charged more. Before changing to a new company, make sure to synchronize the start of the new policy with the end of the current one.
  • Credit score. Persons with a poor credit scores are seen as unreliable and are expected not to manage premium payments well. This is the main reason why persons with poor FICO scores are considered high-risk.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org

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Atascadero Insurance Agent Announces the Benefits of Personal Mobility Insurance


insurance Atascadero

Personal mobility insurance offers liability and personal injury coverage benefits for many situations.

Personal mobility insurance is a versatile coverage that fills in where typical auto, homeowner or renter insurance might leave a coverage gap. John Donovan, State Farm Insurance Agent in Atascadero CA said, “Personal mobility insurance offers liability and personal injury coverage benefits for many situations.”

California residents who either don’t have a car, or rely on ride shares, car rentals, public transportation or a bicycle to get around, can be covered for a variety of situations.

  • One example is the cost of insuring a rental car. Car rental agencies charge for coverage per day and that additional cost can mount up very quickly. Personal mobility insurance can be a less expensive way to protect yourself in the event of an accident in a rental car.
  • In another scenario a passenger is covered if injured in an accident caused by a rideshare driver. Personal mobility insurance pays, reducing any out-of-pocket expenses while waiting for the rideshare company to pay up. A pedestrian with personal mobility insurance is even covered if struck by a rideshare vehicle.
  • What if an uninsured motorist hits you while riding your bicycle?


In a summary of a study by University of Chicago and the Rice institute, the MIT Technology Review reported that ride share companies have contributed to a two to three-percent increase in traffic deaths. Collecting damages from rideshare companies for any kind of accident is a lengthy process that can leave injured parties in financial difficulty. Personal mobility insurance offers additional protection.

The benefits of personal mobility insurance include:

  • It’s less expensive, and frequently more thorough, than additional auto rental coverage
  • It covers you as a pedestrian, a passenger and even as a driver of a vehicle other than your own
  • It covers you when you are riding your bicycle
  • Additional savings can be gained by combining personal mobility insurance with State Farm Homeowner’s or Renters policies.
  • Other benefits from personal mobility insurance include coverage for medical payments and uninsured motorist coverage.


The best way to get a complete picture of how State Farm’s Personal Mobility Insurance is of benefit is to contact your California State Farm Insurance Agent.

John Donovan, State Farm Insurance Agent in Atascadero and his team are always ready to meet anyone to discuss insurance needs. Anytime there is a life change, such as deciding to drive less and walk or cycle more, it is a good time to discuss insurance.

Other changes, such as getting married, divorced, the birth of a child, moving, purchasing a new home or vehicle, even a promotion or salary raise, is the time to evaluate insurance coverage. The Atascadero insurance office team focuses on building long term relationships and is ready to answer questions about personal mobility insurance, home or business insurance, vehicle, life, property insurance or any other insurance need.

A Central Coast resident since 1990, Donovan is an active member of the Atascadero Chamber of Commerce; President of the Atascadero Rotary Club from 2012-2013 and has been Chairman of the Rotary Club’s Scholarship Committee since 2016. He is a founding member of the SLO County Bicycle Coalition, a youth basketball coach, and for fun, Donovan is an Abraham Lincoln impersonator.

John Donovan State Farm Insurance Agent

8420 El Camino Real, Suite A

Atascadero, CA 93422

(805) 466-7744

This press release is by Paso Robles Marketing and SEO company Access Publishing, 806 9th Street, #2D, Paso Robles, CA 93446, (805) 226-9890.

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Financial Poise™ Announces “Credit Insurance-101” a New Webinar Premiering June 4th at 2:00 PM CST through West LegalEdcenter™


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This webinar discusses the relevant aspects of credit insurance and how it may be used by businesses.

Credit insurance, also called trade credit insurance or business credit insurance, is insurance for businesses for non-payment of commercial debt. It is generally offered by private insurance companies to businesses seeking insurance for non-payment due to a customer’s bankruptcy or other types of financial difficulties. It can be a critical information and hedging tool for businesses with income streams heavily dependent upon accounts receivable from customers with questionable credit worthiness or that may be facing an industry-based or regional-based financial downturn. The premium is generally based upon a financial review of the customers of the business. This webinar covers these and related topics.

To learn more and register, click here.

The webinar will be available on-demand after its premiere. As with every Financial Poise Webinar, it will be an engaging and plain English conversation designed to entertain as it teaches.

About Financial Poise –

Financial Poise has one mission: to provide reliable plain English business, financial and legal education to investors, private business owners and executives, and their respective trusted advisors. Financial Poise content is created by seasoned, respected experts who are invited to join our Faculty only after being recommended by current Faculty Members. Our editorial staff then works to make sure all content is easily digestible. Financial Poise is a meritocracy; nobody can “buy” their way into the Financial Poise Faculty. Start learning today at https://www.financialpoise.com/

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Hurricane Season is here…Don’t Wait to Prepare Your Homeowner Insurance Says Online Insurance Leader Nsure.com


“Even long-time Floridians who are veterans of multiple hurricane seasons know that protecting your home means more than putting up shutters and making sure you have supplies. It means making sure your homeowners insurance is current and that your home is not underinsured,” said Wojtek Gudaszewski,

June marks the official beginning of Hurricane Season and experts predict an overly active season for places like Florida. That’s why Florida’s own online insurance leader Nsure.com, http://www.nsure.com, is helping to provide useful tips so homeowners can be sure that in case of a storm, they are fully and appropriately covered. Located in Boca Raton, Nsure.com is America’s first digital insurance agency®. The company prides itself on using artificial intelligence to mine multiple data sources and auto-fill complicated insurance applications that are sent to over 40 top-rated insurers. Thanks to Nsure.com’s real-time connection with insurance companies, consumers can instantly and transparently compare real, not estimated, quotes from multiple insurers side-by-side and finalize purchase in one place.

“Even long-time Floridians who are veterans of multiple hurricane seasons know that protecting your home means more than putting up shutters and making sure you have supplies. It means making sure your homeowners insurance is current and that your home is not underinsured,” said Wojtek Gudaszewski, CEO of Nsure.com. “We want to provide useful information and tips that consumers can use to protect their most valuable possession, their home, in case the worst happens.”

Nsure.com is providing the following Tips for homeowners to consider:

  • Before the season gets into full swing, review your homeowner policy and check if your policy includes wind. Also check the dwelling amount on your policy (this is the replacement cost of repairing or rebuilding your house and any other structures attached to it). You have to make sure you have enough coverage.
  • Know what your Hurricane Deductible is BEFORE the season starts. This is the part of the policy that shows how much you, the homeowner, has to pay out-of-pocket before the insurance company will pay for damages. It is best to keep this number as low as possible (2% is better than 5%) because the amount is high as it is calculated based on your home dwelling value (e.g. 5% of $300k means you are responsible for $15k of damages)
  • Consumers should know that they can also purchase deductible insurance that will effectively bring the Hurricane Deductible (your part in the loss) to 0%, which may wind up saving them thousands.
  • Now is the time to shop around for home insurance. Many companies have increased their rates/premiums due to a very active hurricane season the past few years
  • You don’t have to wait for your current homeowner policy to expire to hunt for new insurance and a better deal. You can do that at any time and since you may even save, you could be eligible for a refund from your old insurance company
  • Know where your policies are either online or in print—both is even better. You need access to this in case of an event and the last thing you want to do is scramble to find the information. With Nsure.com you can store all of your policy documents in a secure Nsure.com account for quick and easy access

“Our Florida customers look to Nsure.com because of its simplicity in the ‘Amazon-like’ homeowners insurance shopping experience, said Gudaszewski. “Beyond the Nsure.com experience that offers real, not estimated, comparison quotes from more than 40 top rated insurers, our customers can truly save money and now more than ever, that is critical. We want insurance shoppers to get the best prices and have the most worthwhile shopping experience with Nsure.com so we recommend they focus on key criteria when considering buying including:”

  • Financial strength ratings from independent rating agencies like AM Best, DemoTech.
  • Level/Amount of Coverage Needed (most American’s are under-insured)
  • Online Reviews of Insurer, especially as it relates to handling claims
  • Know that you don’t have to wait for your policy to renew, you can review anytime online and it’s simple to make a change
  • Needless to say, price is critical so make sure you are getting real numbers that you can act on immediately

“Whoever homeowners decide to insure through, we want them to have a simplified process, select a top-rated insurer and get the best price on the most appropriate level of insurance for their most prized possession…their home,” said Gudaszewski. “Consumers need to know they no longer have to wait for their insurance renewal to shop around and have every right to save now. So the combination of saving money, time and assuring you have the right amount of coverage for your home makes this an exceptionally good time to take a long and deep look at your current insurance.”

Nsure.com is a licensed online insurance agency that utilizes state of the art digital technology and represents over 40 top-rated insurance companies. Nsure.com’s mission is to empower insurance consumers by helping them choose the best carriers and policies for less, period. Key benefits of the Nsure.com platform include:

  • Simplified application process – Nsure.com uses artificial intelligence and other advanced technologies to mine multiple data sources and auto-fill complicated insurance applications, e.g. home characteristics: construction type, roof shape, roof covering, foundation type, flood zone, etc.
  • Real-time connection with over 40 top-rated insurers allows consumers to transparently compare real, not estimated, quotes from multiple insurers side-by-side.
  • Instant accurate coverage recommendations for home and auto insurance, providing consumers confidence they are not under or over-insured.
  • In-house insurance buying/policy binding capabilities means no redirection to other websites and ability to finalize purchases on Nsure.com in as little as five minutes.
  • Free and secure account enables 24/7 access to quotes, policies and other documents.
  • When it’s time for a policy renewal, Nsure.com automatically informs customers about the best offers in the market before their policy expires.
  • Nsure.com offers a number of Supplemental Insurance options such as Hurricane Deductible Insurance that can help save money in case of an event and provide additional savings should homeowners qualify

Nsure.com has a team of licensed insurance agents available to answer any questions, and guide clients through the claims process. These agents are not salespeople, but rather licensed specialists trained to help customers with any insurance question.

About Nsure.com

Based in Florida, Nsure.com is the first all-digital licensed insurance agency that provides auto and home insurance via its secure website. Employing the most advanced data technology to track up-to-the-minute, real, not estimated, quotes from more than two dozen insurance carriers, Nsure.com enables customers to take complete control of the insurance buying process on their smartphones, tablets and computers. The company’s platform delivers a hassle-free experience, from a streamlined application process and instant quotes to no sales pitches and a simple renewal process that automatically updates quotes just prior to expiration so that customers can take advantage of the best rates and coverage possible.

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Innovecture donates relief funds assisting local communities during the Covid-19 pandemic


Photo courtesy of Pune City Connect

“Hopefully this program will give our incredible frontline caregivers the ability to keep their focus on healthcare while we provide flexible options for food. Keeping them fed and safe is of huge importance,” said Mary VanMinde, Executive Director of the RSL Foundation.

Innovecture LLC, a Global Technology Services and Products company, announced their monetary donations for local charities to assist their communities during the Covid-19 pandemic. Understanding how fortunate they have been, in addition to more than 100 employees, wish to help others who need assistance at this time. The local charities who have received the donations are:

Feeding Our Frontline, Utah Food Bank and United Food Bank (Arizona) in the United States, and Pune City Connect (GivingGene) in India.

“Thank you very much for your generous contribution towards our COVID-19 relief efforts for low income communities affected by the lockdown. Your ​immediate response​ helped us swing into action and respond quickly to the crisis,” said Pune City Connect.

“The current state of affairs is frustrating to some and downright scary for others. We have been fortunate to see some light at the end of the tunnel and our staff has taken an opportunity to share this hopefulness with others. To support and celebrate their generosity, Innovecture has matched our employee’s contributions to these wonderful local charities. We thank everyone who has taken an opportunity to extend a helping hand and make this time a little less scary for some,” said Thayne Martin, VP Operations at Innovecture.

“Utah Food Bank is so appreciative to Innovecture for choosing us as the recipient of their employees’ fundraiser. We believe in the importance of communities coming together to support fellow Utahns facing hunger and are grateful for the incredible support we receive,” said Heidi Cannella, Communications Director at Utah Food Bank.

“We are so happy for the support from our employees who are willing to help others during this time of need! At Innovecture, we understand how fortunate we have been and feel the importance of assisting our local communities. We would encourage other able businesses to do the same, to make a difference in the lives of local families and healthcare workers. We offer thanks to the brave people working the front lines to keep us safe during this COVID-19 Pandemic!” said Jamie Irwin, Office Manager at Innovecture.

ABOUT INNOVECTURE

Established in 2007, Innovecture is a Global Technology and Management consultancy company, providing consulting, technology and research services to clients around the world. With a major focus on the banking, financial services and insurance (BFSI) sector, Innovecture has an impressive global presence in providing strategic technology solutions and architecture that enhances the business goals of our clients. Innovecture has been recognized multiple times as a MWCN Utah 100 and Inc. 5000 fastest growing companies. Innovecture has been privileged to be a major contributor in digital transformation projects for several Fortune 500 BFSI clients. For more information, visit https://www.innovect.com or find the company on LinkedIn.

Media Contact

For questions regarding this press release or for more information, e-mail Innovecture at jamie.irwin@innovect.com or call at 801-495-7050.

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Insurance Guide – The Differences Between Liability And Full Coverage Car Insurance


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“Drivers should choose wisely between sticking to liability only coverage or going full coverage. Check our website for more info and free quotes”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

When it comes to car insurance, drivers have to choose between liability only or full coverage. In some cases, their decision does not depend solely on them. Full coverage is optional only if the policyholder owns the car. The holder of the car loan will require full coverage to the extent the policyholder owes on the car.

Liability provides coverage to other people for their injuries and property damaged sustained during an accident caused by the policyholder. Basically, it covers the victims of the policyholder’s wrongdoings. This policy is also referred to as “third-party coverage”. Without liability coverage, the policyholder will have to pay for everything from his own finances. Most insurance companies split liability coverage into two main components:


  •     Bodily Injury. It includes medical bills, lost wages and other costs related to treating physical and psychological traumas. Bodily Injury is represented in contracts with 2 different numbers ($50.000/$100.000), which represent the maximum amount the insurer will pay out per persons and the maximum amount paid for the entire accident.
  •     Property damage. It includes the costs of repairing a car that has been damaged by the policyholder. It is usually the third number from the liability coverage limits (($50.000/$100.000/$50.000)


Full coverage extends the basic protection offered by liability only. Unlike liability coverage, full coverage will also cover the costs of repairing the policyholder’s car, no matter who caused the accident. Full coverage provides the following policies:

  •     Comprehensive coverage. It covers damage caused by other factors than a collision. If the car is damaged by extreme weather, objects or debris falling from the sky, animal attacks, riots, comprehensive will cover it. Furthermore, comprehensive car insurance also covers car theft.
  •     Collision coverage. If the car is damaged during a collision with another vehicle or structure, this portion of the auto insurance will reimburse the driver. It also covers cases when the owner flips over his car and damages it.


Additionally, clients can access:

  •     Roadside assistance. A team of experts will provide the following services: jumpstarting the car’s battery, delivering fuel, towing the car or locking/unlocking services.
  •     Rental coverage. Covers the cost of renting a new car while the covered one is in service.


Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org.

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Elite Insurance Partners Ranks Among Tampa Bay Business Journal’s 2020 Best Places to Work


We are excited and honored to have a place on Tampa Bay Business Journal’s list of Best Places to Work for the second year in a row,” says Jagger Esch, CEO and co-founder of Elite Insurance Partners.

Elite Insurance Partners earned a place on the Tampa Bay Business Journal’s 2020 Best Places to Work list.

Companies in the Tampa Bay Area with a minimum of 10 employees were nominated for the Best Places to Work list and categorized by the following sizes:

Small: 10 – 24 employees

Medium: 25 – 49 employees

Large: 50 – 99 employees

Extra Large: 100+ employees

An anonymous survey method through Quantum Workplace was then used to evaluate the companies based on their employees’ answers regarding the following aspects: team effectiveness, retention risk, alignment with goals, trust with co-workers, individual contribution, manager effectiveness, trust in senior leaders, feeling valued, work engagement, and people practices.

The companies with the highest employee engagement scores were honored as 2020 Best Places to Work. The engagement score for Elite Insurance Partners, categorized as a medium sized business with 41 employees at the time of the survey, is among the highest.

“We are excited and honored to have a place on Tampa Bay Business Journal’s list of Best Places to Work for the second year in a row,” says Jagger Esch, CEO and co-founder of Elite Insurance Partners. “Despite the challenges and uncertainties brought on by this year, our culture has prevailed. As a result, our team has remained highly engaged and we look forward to growing into the future.”

For the full list of award winners, visit: http://www.bizjournals.com/tampabay/best-places-to-work/

Elite Insurance Partners’ culture is best described as caring, creative, and fun. The high rate of employee engagement shows that a focus on culture and people translates to job satisfaction. The company has experienced substantial growth in recent years and will be further expanding its team in 2020. To see open positions, visit: http://www.eliteinsurancepartners.com/careers

About Elite Insurance Partners:

Founded in 2014, Elite Insurance Partners ranks in the top five Medicare brokerages in the nation. Representing over 30 carriers throughout the United States, their primary market is Medicare, but they also help with: dental, vision, cancer, heart attack, stroke, life, long-term care, and disability insurance. Assisting clients nationwide, their mission has always been simple: provide thorough education on all insurance options and help to find the best plan(s) for the needs and budget of each individual.

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