“Not all drivers are willing to remain in the scene of an accident and exchange insurance information. Drivers involved in hit-and-run accidents, should call the police as soon as possible and provide details about the other driver that left the scene”, said Russell Rabichev, Marketing Director

LOS ANGELES (PRWEB)
June 15, 2020

Compare-autoinsurance.org has launched a new blog post that presents which car insurance policies cover a hit-and-run accident and what drivers should do in these cases.

On most occasions, in the event of a car accident, both drivers typically pull over and exchange insurance information as a means of resolving the situation. However, there are some situations where the other person drives away from the scene. Hit-and-run accidents are quite common. On average, there are about 682,000 reported hit-and-run crashes every year.

In the event of a hit-and-run accident, the policyholder will be reimbursed only if he carries one of the following coverages:

• Collision coverage. In a normal accident where both drivers stop, the driver who caused the accident is found at-fault. The at-fault driver’s collision coverage automatically defaults to their insurance company, and their provider pays the other driver for their damages. However, no one is at-fault in a hit-and-run crash. In this case, the policyholder will have to file a claim and pay a deductible to be reimbursed.
• Uninsured/Underinsured motorist coverage. This type of policy is considered to be a no-fault coverage. It protects the policyholder if it gets involved in an accident and the other driver is uninsured or doesn’t have enough coverage to reimburse the policyholder for the damage it caused. In a hit-and-run scenario. uninsured/underinsured motorist bodily injury and property damage coverage will reimburse the policyholder for medical expenses and damages done to the vehicle. Drivers who file an uninsured/underinsured motorist coverage claim, are not required to pay a deductible and their premiums will remain the same, or only increase slightly.
• Personal injury protection coverage. Drivers living in no-fault states are legally required to purchase PIP insurance. PIP insurance covers the damages done to the vehicle and the medical expenses in the event of an accident, regardless of who caused the crash. In case of a hit-and-run incident, PIP coverage will automatically cover the losses of a policyholder, even if the policyholder doesn’t have the insurance information of the driver who left the scene.

Drivers involved in hit-and-run accidents should follow the next steps:

• Call the police. After the incident, the drivers should assess any injuries done to them and their passengers and call 911 if anyone needs medical attention. Even if it’s a minor crash, the drivers should report the incident to the police.
• Recall details about the driver that left the scene. The police will want to know any details about the other driver. They will ask about the color of the car, the license plate, the make and model of the vehicle, what time the accident took place, where it happened, and even which direction the other driver was heading.
• Record the damages. Before leaving the scene, the policyholders should take photos or videos of the damages done to their vehicles. Also, they should get the names and contact information of any witness. This will help the policyholder in the claims process.
• Contact the insurance provider. Contact the insurance company and start the claims process. The policyholders will receive claims forms to fill out, where they can add photos and other information gathered from the scene.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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“The choices facing new Medicare enrollees are somewhat complex, and errors can be costly.(5) In addition, the expanding roster of various Medicare Advantage plans(6) adds another layer of complexity to the market,” Rich says.

CLEARWATER, Fla. (PRWEB)
June 15, 2020

Ensurem LLC, a growing online multi-carrier insurance brokerage, has announced commencement of construction on a new corporate headquarters building in Largo, Florida and a satellite sales office in nearby New Port Richey. When completed later this year, the two facilities will house a staff of nearly 250—including 80 new agents. The agents are currently being on-boarded and trained in groups of no more than 20, so as to enable the social distancing required to maintain employee safety during the COVID-19 coronavirus pandemic.

“We’ll have just about all our new agents in place by the end of July,” says Dave Rich, the CEO of Ensurem. “While the pandemic continues, virtually the entire staff—including agents—will be working remotely. Post-social distancing, we’ll have a 125-seat Contact Center at headquarters in Largo, and 90 licensed agents in the New Port Richey office.”

The novel coronavirus crisis has had a disastrous effect on employment in many industries, notes Rich. During the last week of May, an additional 1.8 million Americans filed for unemployment insurance—bringing total U.S. unemployment claims since mid-March to a staggering 42.5 million.(1) The insurance industry, however, has still found ways to flourish; in April, major carriers, among them Chubb(2) and Aon(3), announced that they would not reduce their workforces during the pandemic.

Continuing competition for qualified insurance brokers, says Rich, coupled with rapidly growing consumer interest in customer-friendly online insurance shopping led his company to press on with its expansion plans during the coronavirus crisis. Another factor Rich notes in the decision was market growth. Ensurem specializes in providing seniors with Medicare-related products, and the rate at which the baby boomer generation is aging means that 10,000 people in the U.S. turn 65 every day.(4) Rich claims that helping these new retirees make informed decisions about their healthcare coverage is Ensurem’s primary mission.

“The choices facing new Medicare enrollees are somewhat complex, and errors can be costly.(5) In addition, the expanding roster of various Medicare Advantage plans(6) adds another layer of complexity to the market,” Rich says. “Our goal is to simplify and clarify the selection process as much as possible—which begins with a stable of trained, knowledgeable agents who can explain the available choices.”

About Ensurem:

Ensurem, headquartered in Clearwater, Florida, is a leading technology and product distribution company serving carriers and consumers within the massive U.S. senior market. The company provides end-to-end solutions for carriers, including product development, digital marketing, and consumer-centric front ends and back end. For more information, visit http://www.ensurem.com.

1.    Davidson, Paul. “Unemployment: Nearly 2M More Americans Likely Filed Jobless Claims but COVID-19 Layoffs Are Easing.” USA Today, Gannett Satellite Information Network, 8 June 2020, usatoday.com/story/money/2020/06/03/coronavirus-nearly-2-million-more-jobless-claims-expected-but-layoffs-easing/3128001001/

2.    “Chubb Vows No Layoffs During Coronavirus Crisis; Pledges $10 Million to Relief Efforts.” Insurance Journal, 22 Apr. 2020, insurancejournal.com/news/national/2020/04/06/563452.htm.

3.    “Aon Says No Job Cuts Due to Pandemic.” Business Insurance, businessinsurance.com/article/20200423/NEWS06/912334199/Aon-says-no-job-cuts-due-to-pandemic-coronavirus-COVID-19#.

4.    United States, arc.aarpinternational.org/countries/united-states.

5.    Squires, Sally. “How to Figure out Medicare and Choose the Right Plan.” The Washington Post, WP Company, 20 Oct. 2018, washingtonpost.com/national/health-science/how-to-figure-out-medicare-and-choose-the-right-plan/2018/10/19/419854da-c70e-11e8-9b1c-a90f1daae309_story.html.

6.    Jacobson, Gretchen, et al. “A Dozen Facts About Medicare Advantage.” KFF, 27 Feb. 2019, kff.org/medicare/issue-brief/a-dozen-facts-about-medicare-advantage/.

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“Getting online quotes and comparing prices is the only way to ensure that you still pay a fair amount of money on car insurance”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
June 14, 2020

Compare-autoinsurance.org has released a new blog post that explains 3 surprising reasons why some people pay really expensive car insurance premiums.

There are huge discrepancies between car insurance costs, based on the risk group one person may be placed. While it makes sense to have the costs influenced by driving experience, age, driving history, and car model, some factors may be quite surprising.

For more info about this topic, check https://compare-autoinsurance.org/why-does-my-car-insurance-cost-a-fortune/

• 
  Bad credit score. At first glance, a person’s creditworthiness should not affect how much he or she pays for car insurance. Under the FICO credit system, a person has a poor score if the score is below 580. A person with a bad repayment history is considered high-risk for insurance companies. That person is more likely to miss payments or drop coverage mid-term. Creating car insurance lapses will negatively impact the insurability score. If possible, improve the credit score using one-time payments, keeping a low credit utilization rate and balance transfer credit cards. Always talk with an expert about this delicate matter.
• Small or inexistent loyalty bonuses. Loyalty should be a top focus for many companies. Many companies offer really tempting incentives to their safe drivers, in order to keep them loyal. These come usually under the form of a generous discount. However, there are companies that offer really small discounts or they do not offer at all. In this case, staying with the same carrier will damage the policyholder’s budget in the long term.
• Price optimization. This is another prime example when loyalty hurts the policyholder’s finances. Some companies practice this so-called “price optimization”. They gradually increase a policyholder’s premium upon renewal because that person is less likely to check the insurance market and switch carriers.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information and free quotes, please visit http://compare-autoinsurance.org

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“Drivers that don’t have time to waste, should consider using online car insurance quotes. They are the fastest way to obtain insurance offers and will help drivers save money”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
June 12, 2020

Compare-autoinsurance.org has launched a new blog post that explains what advantages are gained by using free online car insurance quotes.

For more info and free online quotes, please visit https://compare-autoinsurance.org/top-advantages-drivers-get-by-comparing-online-quotes/

Policyholders that are searching for better insurance deals should consider obtaining online car insurance quotes. Drivers can benefit from the following advantages if they decide to use a brokerage website or an insurer’s official site in order to gain online quotes:

• Obtain online quotes at any time and from anywhere. Drivers are no longer required to travel from one insurance agency to another in order to obtain a few insurance offers. Drivers can search the insurance market while sitting in the comfort of their homes, or while they are on vacation on another continent. It doesn’t matter when and from where a policyholder is searching for online quotes. All he needs is an internet connection and a device that can browse and display quotes like a smartphone or a notebook.
• Online quotes are fast to obtain. Back in the days, policyholders could have spent days obtaining different insurance offers from multiple insurance agencies. Nowadays, with the help of the internet, online insurance quotes can be obtained extremely fast. All that a driver has to do is to complete an online form and wait for several seconds for a quote to be displayed.
• Obtain better insurance deals. On average, policyholders can find deals that are 5% to 10% cheaper than their current insurance policy. This means, that a driver can save even hundreds of dollars each year.
• Accurate estimates. In many cases, online estimates are really close to the final price of the insurance policy. For that, the policyholder will have to provide correct and accurate info when completing an online questionnaire.
• Compare multiple insurers. Online quotes will help drivers compare multiple insurance companies that compete with each other. Online quotes will also help drivers find smaller, newly established regional or local insurance companies. These new insurance companies will probably have better insurance deals in order to attract new customers.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Within her role at Alera Group, she has created collaborative in-house compliance offerings, while also serving on Alera Group’s Diversity & Inclusion Steering Committee and the Women’s Leadership Council.

DEERFIELD, Ill. (PRWEB)
June 11, 2020

Danielle Capilla, Employee Benefits Director of Compliance for Alera Group, a national employee benefits, property and casualty, retirement services and wealth management firm, was chosen as one of the Top Women in Benefit Advising for 2020 by Employee Benefit Adviser (EBA).

This award recognizes contributions made to the employee benefits field, including outside-the-box solutions, innovative leadership, and passion for mentoring and developing other women in the industry.

Capilla’s experience showcases her as a deserving recipient of this award. Within her role at Alera Group, she has created collaborative in-house compliance offerings, while also serving on Alera Group’s Diversity & Inclusion Steering Committee and the Women’s Leadership Council.

“I am honored to be named as one of the top 20 women in benefit advising,” said Capilla. “I look forward to continuing to advance our industry through powerful compliance solutions that meet the needs of our clients across the country.”

Capilla’s particular areas of expertise include health care and employee benefit compliance, with an emphasis on the Patient Protection and the Affordable Care Act. Additionally, she regularly works with issues regarding Section 125 plans, COBRA, ERISA, Medicare, HIPAA and consumer-driven health care plans.

In addition, Capilla focuses on enhancing Alera Group’s existing compliance capabilities and building new, world-class compliance solutions for Alera Group’s employee benefits clients. Previously, Capilla was the Senior Vice President of Compliance and Operations for United Benefit Advisors.

About Alera Group

With over 80 locations across the country and nearly 2,000 teammates, Alera Group works together to deliver solutions in employee benefits, property and casualty, retirement services and wealth management. Built on a unique model of collaboration, Alera Group is now the 17th largest independent insurance agency in the United States. For more information, visit aleragroup.com.

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This certification illustrates the company’s continued commitment to quality, safety, and performance, and is an important milestone in the company’s efforts to bring value-based health care to patients around the world through improved diabetes management support & control.

EXTON, Pa. (PRWEB)
June 11, 2020

Glutalor Medical, a medical technology company focused on the development and manufacturing of continuous glucose monitoring devices (CGM), announced today that the Company has satisfied the requirements for ISO 13845 certification for its medical device and quality management systems.

ISO 13845 is the most widely used international standard for quality management in the medical device industry and is the regulatory standard for manufacturing medical devices with intention of commercialization of medical products mainly in EU. Glutalor Medical passed the ISO 13845 certification audit on May 29, 2020. Glutalor Medical’s flagship product, the iWEL® CGM system, brings together simple reliable sensing, automated easy monitoring and advice via smart phone, and central health analytics of relevant parameters via a cloud-based solution. This certification enables the manufacture of CGM sensors for other markets with its state-of-the-art automated production line in its Exton, Pennsylvania facility.

“We are proud to have received our ISO 13845 certification, recognizing our compliance with the legal and regulatory requirements of the global medical device industry,” said Garry Courtney, Vice President of Quality and Regulatory at Glutalor Medical. “This certification illustrates the company’s continued commitment to quality, safety, and performance, and is an important milestone in the company’s efforts to bring value-based health care to patients around the world through improved diabetes management support and control.”

About Glutalor Medical

Glutalor Medical provides life-changing diabetes disease monitoring and management solutions to those who need them, improving the understanding and management of diabetes. They bring solutions to continuously sense health status and support real time health management. Initial focus of the company is Diabetes Management with its Continuous Glucose Monitoring (CGM) solution and cloud-based analytics. The company is headquartered in Exton, PA. For more information visit http://www.iwelmed.com.

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“Life insurance has always been a relationship-based business. It’s about connecting with clients and understanding their personal financial protection objectives, and the need for controlled risk that insurance products can offer amidst market volatility.”

SAN DIEGO (PRWEB)
June 10, 2020

Ensight, a leading life and annuity digital sales platform, today released the latest findings from its quarterly Trends Report which highlights a dramatic shift in life insurance interest due to the COVID-19 pandemic. As shelter-in-place orders forced life insurance agents to work from home, remote selling utilization increased by 155% in just eight weeks. Social distancing restrictions were among the biggest drivers of a transformation towards digital life insurance sales in more than 20 years.

During April’s nationwide shutdown, the Ensight Platform created over 31,000 digital illustrations for remote sales engagements by agencies, producers, and financial advisors. The insurtech company also reported a dramatic increase in the number of agency users of its interactive virtual sales platform – from 84 to 215 between January and May of 2020.

“Life insurance has always been a relationship-based business. It’s about connecting with clients and understanding their personal financial protection objectives, and the need for controlled risk that insurance products can offer amidst market volatility. The COVID-19 pandemic has not only re-catalyzed awareness of the need for financial protection, but also ignited a shift to digital client engagement, such as remote discussions over virtual meeting platforms,” said John “Hutch” Hutchinson, Founder of BankingTruths.com. “For years we’ve been working to train our clients to meet virtually, but over the past eight weeks, we’ve found the world is now leaning into a virtual way of doing business. The life insurance sector has realized that a virtual discussion is so much more flexible for the client, but also more productive for our business model. Ensight’s interactive presentations have been instrumental in elevating our virtual professionalism, and the interactive visual experience transforms mundane granular product data into a more tangible digital presentation that a client can understand and act upon.”

The company, whose interactive virtual sales platform supports life insurance quoting with an easy-to-use, intuitive platform notes guaranteed universal life insurance (GUL) protection-oriented quoting maintained strong activity of nearly 39% in April 2020. In contrast, indexed universal life insurance (IUL) grew from 30% earlier in the year to an average 35% in six weeks. The company’s life agency base supports tens of thousands of life agents, producers, financial advisors and financial services firms with digital interactive presentations for remote sales.

“The response to the coronavirus has created a broadscale shift to a virtual sales model and is reinvigorating the traditional way life insurance agents conduct business,” says CEO Bill Unrue. “These changes were already taking form as the growth of the gig economy, remote working, and virtual financial advice increased; what we’re seeing now is how the pandemic has accelerated the industry’s digital transformation.”

To learn more about Ensight at https://www.ensightcloud.com/.

About Ensight™

Ensight™ is the leading cloud-based insurance sales acceleration platform for more than 500 Life and Annuity distributors, thousands of financial professionals, as well as many of the largest North American insurance carriers. Headquartered in San Diego, California, Ensight helps drive sales growth and productivity, while addressing the entire sales lifecycle experience – from prospect to policyholder, new business to inforce.

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