“We’re thrilled to offer WellCents to employers who appreciate the importance of helping their employees prepare for retirement,” said Nick Della Vedova, president of NFP retirement.

NEW YORK (PRWEB)
July 08, 2020

NFP, a leading insurance broker and consultant that provides property and casualty, corporate benefits, retirement and individual solutions, today announced that their new financial wellness platform, WellCents, is now available. This resource is designed for employers of all sizes who want to support their employees’ financial wellness journey.

NFP designed WellCents to help employers realize the value of a workforce that is prepared for a successful and secure retirement. With a focus on employee engagement, the WellCents platform offers financial well-being resources that provide a foundation for goal setting, as well as educational material to enhance understanding of retirement planning strategies. With this tool, all employees – regardless of compensation or savings level – will also have access to financial planning support to assist them in achieving their retirement goals.

“We’re thrilled to offer WellCents to employers who appreciate the importance of helping their employees prepare for retirement,” said Nick Della Vedova, president of NFP retirement. “This is a robust worksite advice solution – marketing, financial wellness assessments, calendaring, action planning, group session content, participant surveys and employee reporting – that empowers individuals to work toward the retirement they want, especially those who need it most. More educated and confident employees make better financial decisions and we look forward to seeing WellCents deliver in ways that eliminate the barriers for retirement success.”

“The retirement you ultimately have is determined by the financial decisions you make along the way,” said Jamie Hayes, senior vice president of NFP retirement. “Many don’t have the foundation of knowledge or advice they need to make good decisions and stay on track for the retirement they want. WellCents, which we created using our expertise and perspective from our clients, addresses these challenges no matter where employees are in their careers. And by supporting the journey, employers strengthen bonds with employees that can elevate engagement, loyalty and productivity.”

About NFP

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 5,600 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 6th largest US-based privately owned broker, and 8th best place to work in insurance (Business Insurance); 10th largest property and casualty agency (Insurance Journal); and 13th largest global insurance broker (Best’s Review).

Visit NFP.com to discover how NFP empowers clients to meet their goals.

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“Since Tom came to NFP, he has demonstrated an understanding of our business and been an enthusiastic supporter of where it can go. We look forward to his contributions in this new role,” said Henry Lombardi.

NEW YORK (PRWEB)
July 07, 2020

NFP, a leading insurance broker and consultant that provides property and casualty (P&C), corporate benefits, retirement, and individual solutions, today announced that Tom Gillingham, a managing director with the company, will lead NFP’s Specialty MGA and MGU programs. These programs include auto services, commercial surety, equity protection, ProTek (medical devices), EverGuard, Hole-In-One, cross border and outdoor recreation.

Gillingham joined NFP in 2017 as part of NFP’s acquisition of EverGuard, a program administrator focused on providing commercial P&C products to restaurants, bars and taverns. In this new role, he will focus on aligning expertise and capabilities that meet the specialized needs of clients and drive growth across NFP’s expanding specialty businesses. Gillingham, based in Seattle, will continue to report to Henry Lombardi, executive vice president and head of NFP Property and Casualty.

“NFP is fully committed to advancing our specialty programs and we continue to invest in people, resources and expertise to support this commitment,” said Lombardi. “Since Tom came to NFP, he has demonstrated an understanding of our business and been an enthusiastic supporter of where it can go. We look forward to his contributions in this new role.”

“I’m excited to take on this new challenge and be a part of growing our specialty businesses,” said Gillingham. “I appreciate the importance of connecting specialized expertise with unique needs across businesses and believe we can be even better at helping clients navigate complexities to solve problems.”

About NFP

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 5,600 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 6th largest US-based privately owned broker, and 8th best place to work in insurance (Business Insurance); 10th largest property and casualty agency (Insurance Journal); and 13th largest global insurance broker (Best’s Review).

Visit NFP.com to discover how NFP empowers clients to meet their goals.

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“Drivers can obtain better insurance deals if they keep their driving records clean and make better coverage selection”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
July 07, 2020

For many, driving a car is an important part of their lives. To legally drive a vehicle on the roads, drivers need insurance, but for some car insurance can be too expensive.

To save money on car insurance, policyholders can do to the following tips:

• 
  Modify the deductibles limits. Drivers can lower their insurance rates, by agreeing to pay more money from their own pocket, when they will have to file a claim. Choosing a high deductible limit can significantly lower the price of insurance.
• Policyholders can park their car in a safe place, like a garage. Insurance providers will decrease the insurance premiums paid by policyholders that keep their cars parked in a garage. Cars that are parked in a monitored garage are less likely to be stolen. Besides that, cars that are parked in a garage are protected by severe weather or vandals.
• Keep a clean driving record. Insurance companies offer discounts for drivers that manage to not cause accidents or receive traffic tickets for a number of years. The discount usually ranges from 10 to 20 percent.
• Maintain a good credit score. Policyholders that have average or poor credit score pay more on insurance compared with those that have good or excellent credit scores.
• Drive fewer miles. Policyholders that are using their cars rarely, should contact their providers and see if they qualify for a low-mileage discount.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Our partnership with AHT will help protect our industry from cyberattacks and ensure we can continue to lead our economic recovery and renewal.

WASHINGTON (PRWEB)
July 07, 2020

AHT Insurance in partnership with Coalition announced the release of NAM Cyber Cover, an exclusive cyber security and risk mitigation program for members of the National Association of Manufacturers (NAM).

As the nation’s most effective resource and influential advocate for manufacturers across the country, the NAM identifies and offers solutions for members to help strengthen and protect the manufacturing industry. Cyber vulnerabilities have emerged as the largest risk facing manufacturers of all sizes and types, so the NAM led the creation of NAM Cyber Cover with national insurance broker AHT Insurance and underwriter Coalition.

“Modern manufacturers are deploying advanced technologies that are transforming what we make and how we make it. This rapid digitization and the workplace disruptions created by the COVID-19 pandemic have created new and unprecedented risks for our members,” said Jay Timmons, NAM president and CEO. “Our partnership with AHT will help protect our industry from cyberattacks and ensure we can continue to lead our economic recovery and renewal.”

NAM Cyber Cover brings the power of nationally recognized broker, AHT Insurance, together with leading cyber insurance provider, Coalition, to identify, protect and manage the unique exposures facing manufacturers. Differentiating this program from traditional, standalone insurance offerings is the full-cycle management and response to potential risks and cyberattacks. Shifting the focus from responding to an attack after it has already happened to prevention is the foundation upon which NAM Cyber Cover was built.

“The inimitable exposures manufacturers face, coupled with an unrelenting target on the industry, necessitates a pivot in how cyber programs are structured,” said David Schaefer, AHT President and CEO. “We look forward to helping the NAM’s members make that pivot to manage risks up front and protect themselves against cyberattacks.”

For more than 25 years, AHT’s boutique Manufacturing practice has been nationally recognized as a leader in risk management and global machinery manufacturing. Led by a team of professionals spanning more than 50 years of combined industry experience, AHT is uniquely positioned to help manufacturers identify and manage the risks they face.

“This partnership with the NAM marks a significant advancement in the security and protection of manufacturing organizations worldwide,” said George Forrester, AHT SVP and Manufacturing Practice Leader. “We are excited to offer our expertise in risk mitigation, coupled with the resources and cyber insurance proficiency of Coalition, to NAM members.”

Backed by an A+ carrier, Coalition is the only provider offering an industry-leading policy that covers the unique exposures facing manufacturing firms. Its technology platform delivers insurance plus proactive cybersecurity tools to keep your business safer, including risk management, security tools, incident response, claims and business recovery.

“Manufacturers are more reliant on technology than ever before, and more in need of a solution to survive catastrophic security failures and data breaches,” said Joshua Motta, Coalition Founder and CEO. “We’re proud to partner with the NAM and AHT to revolutionize the way manufacturers mitigate cyber risk, providing security tools to prevent incidents, incident response support to mitigate losses, together with the safety of insurance.

As new risks arise, and existing ones remain prevalent, manufacturers will continue to be regarded as easy targets for threat actors. Employing a comprehensive cyber program, such as NAM Cyber Cover, to manage, mitigate, respond to and recover from an attack will become an essential tool to help protect businesses from catastrophic loss. Read more about NAM Cyber Cover at http://www.namcybercover.org.

About AHT Insurance

AHT Insurance is a brokerage and consulting firm offering property and casualty, employee benefits, retirement, personal and international services for a wide range of industries – notably receiving national recognition for our practices in areas including technology, manufacturing, government contracting and nonprofits.

About Coalition

Coalition combines comprehensive insurance and free cybersecurity tools to help businesses manage and mitigate cyber risk. Backed by A+/A rated insurers Swiss Re Corporate Solutions and Argo Group, Coalition provides companies with up to $10M of cyber and technology insurance coverage in all 50 states and the District of Columbia.

About NAM

The National Association of Manufacturers (NAM) works for the success of the more than 12.8 million men and women who make things in America. Our work is centered around four values that make our industry strong and America exceptional: free enterprise, competitiveness, individual liberty and equal opportunity. These pillars guide what we do every day, whether it’s standing up for manufacturers in Washington, DC, inspiring the next generation of manufacturing talent, providing news and intelligence about the industry or helping members innovate and advance. Representing 14,000 member companies—from small businesses to global leaders—in every industrial sector, we are the nation’s most effective resource and most influential advocate for these values and for manufacturers across the country. Today, we are a one-stop shop for manufacturers and manufacturing.

If you would like more information, please visit ahtins.com/nam, call Jennifer Junda at 703.554.6284 or email jjunda@ahtins.com.

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It is an honor to be recognized by our peers, customers, and friends in the self-storage industry for a ninth year.

PHOENIX (PRWEB)
July 07, 2020

MiniCo Insurance Agency has been selected by readers of “Inside Self-Storage” magazine as a Best of Business winner in the category of best commercial insurance for the ninth consecutive year. The magazine launched its Best of Business reader survey in 2011. This year, self-storage industry professionals were invited to vote for their choice of best businesses in 40 categories.

MiniCo, along with the other 2020 Best of Business winners, will be profiled in the August edition of “Inside Self Storage” magazine. The complete list of 2020 Best of Business winners may be found on the magazine’s website.

MiniCo President and CEO Mike Schofield commented, “It is an honor to be recognized by our peers, customers, and friends in the self-storage industry for a ninth year. One of MiniCo’s core values is client-focused service. Our team members are highly experienced and knowledgeable about insuring self-storage operations, and we strive to meet that goal with each customer and with every interaction.”

MiniCo’s self-storage commercial insurance program is distributed through independent insurance agents nationwide and features specialty coverages to include customer goods legal liability, sale and disposal liability, and limited pollutant removal. Enhancements include innovative wind and hail deductible options as well as monoline products including commercial property and general liability coverage for more complex properties, workers compensation insurance for self-storage operations, equipment breakdown coverage, and cyber insurance. Independent insurance agents wishing to obtain a quote on behalf of a self-storage business owner may submit a request via the online agent portal at https://www.minico.com or contact MiniCo at 800-528-1056.

About MiniCo Insurance Agency

MiniCo Insurance Agency, LLC, was founded in 1974 as a provider of specialty insurance products and publications for the self-storage industry. Today the company is a managing general agency offering multiple specialty property and casualty insurance products for a variety of unique industries and exposures. MiniCo Insurance Agency, LLC, the parent company of MiniCo Insurance Agency of Canada, Inc., is a member of the Aran Insurance Services Group. For more information, please visit https://www.minico.com.

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It is in the company’s best interest to insure key employees for any business losses a death or incapacitation might cause.

PASO ROBLES, Calif. (PRWEB)
July 07, 2020

Any employee that drives a company vehicle as part of their job must be insured to protect the company and because it’s the law. Insuring key employees for several aspects of business, including auto insurance, is critical to business continuity and Atascadero’s John Donovan Insurance Agent and his team work diligently to ensure key employees are well insured and the business well protected in the event of a key person loss.

A key employee is one who has a major ownership position, a major decision making role, or one who brings an invaluable skill that is critical to the success of the business. In short, a key employee is one whose death or incapacitation could leave the business at a serious financial loss.

Every business carries insurance to protect against the loss of assets such as real property, office and manufacturing equipment and vehicles. A key employee is an asset who contributes to the success of the business. It might seem cold and uncaring to look at someone as an asset, but doing so does not diminish that person. In fact, recognizing the critical role a key employee fills in a business is an honor to that person’s training, knowledge and skill. It is important to protect the business in the event that person dies or is incapacitated and no longer to able to contribute to the business’s products and financial future.

Along with workers compensation insurance, other business liability insurance such as driver and auto insurance for company vehicles a key employee drives and a benefits package that includes medical and dental insurance, it is in the company’s best interest to insure key employees for any business losses a death or incapacitation might cause.

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  As an example, an engineer working for a manufacturing company has developed several products or manufacturing processes that have made the company a leader in its industry. Even though there is a team working with this engineer, if he or she is taken out of the picture, that loss is, at best, creating a slow-down in production and at the worst, production might come to a temporary halt.
• The loss of a partner who has a significant client base in a legal or marketing firm might cause some of those clients to take their business elsewhere. Even if clients stay with the firm, there may be a time lag while the new account executive gets up to speed.
• Certain kinds of contracts may require that key employees be insured as a guarantee that delivery of goods or services continue and that the client is protected.

When a key employee dies the business needs the financial resources to cover the expenses of finding, hiring and training a new employee, to continue the long range programs and projects that are compromised by the death and to assure creditors and customers that the business will continue.

The basic methods to evaluate a key employee and determine how much insurance is needed to:

• Estimate the cost of finding, hiring and training a replacement, including agency fees, moving expenses and the management team’s time for interviewing prospective replacements.
• Determine the amount of profit the key employee brings to the business and how many years it might take a new employee to reach that same level of performance.

Choosing the best way to insure key employees is only part of an entire business package. John Donovan and the team in Atascadero can help with auto insurance, liability, employee benefits, and key employee insurance coverage to protect your business.

John Donovan State Farm Insurance Agent

8420 El Camino Real, Suite A

Atascadero, CA 93422

(805) 466-7744

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