“The coronavirus pandemic has made a serious impact on the car insurance industry. Insurance companies and policyholders alike have begun to fell the consequences and they are adjusting to the new realities of the car insurance industry” said Russell Rabichev, Marketing Director

Los Angeles, CA (PRWEB)
July 18, 2020

Compare-autoinsurance.org has launched a new blog post that explains how the coronavirus outbreak has changed the car insurance industry.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/car-insurance-guide-during-the-coronavirus-pandemic/

The coronavirus has affected the lives of everyone. The consequences of this unfortunate event are dire and no one knows exactly when it’s going to end. The hardships the regular Americans have to overcome are expected to be more severe than the ones from the last financial crisis. Regarding car insurance, there are a few good news for regular Americans. Several major car insurance providers have announced that they will help their customers who are in financial trouble.

In these challenging times, the car insurance industry has changed in several different ways:

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      Some car insurance companies are refunding premiums during the coronavirus crisis. Since the declaration of a national emergency in the US, the number of cars on the road had fallen drastically. For this reason, several major car insurance companies have decided to give back some of the money policyholders spent on their premiums. Allstate is giving back 15% on the premiums paid by their customers in April and May. American Family announced that they will provide a one-time $50 payment for each vehicle insured at them.
•     Policyholders are checking different methods to lower their premiums. Car insurance can be a financial burden for many drivers, especially in times of crisis. Canceling car insurance completely is not a solution for drivers unless they plan to give up on their cars. There are other ways to keep the costs of insurance under control. First, drivers can raise their deductibles to lower their monthly premiums. It should be noted that by raising the deductible, the drivers risk paying more money from their pockets if they are at-fault in an accident. Lowering the liability limits can also help drivers save money on their insurance. Another great money-saving method is switching the insurance to a pay-per-mile plan. Usage-based insurance relies on driving data to determine how much drivers have to pay for their coverage.
•     Car insurance premiums are likely to be more expensive in the near future. Insurance providers collect billions of dollars that are not just waiting to be paid out in claims but are also being invested. Insurance companies make real money from their investments. Unfortunately, the investment world is currently tanking and the only alternative left for insurance companies is to raise the premiums.
•     How insurers and policyholders handle claims has changed. Everything is going digital in the car insurance world. Many car insurance companies already have full-service apps where their customers can find whatever they need from filing a claim, or the possibility to submit photos of a damaged vehicle.
•     No one is left alone to deal with this crisis. Many drivers are currently struggling to pay their premiums. To assist them during these tough times, many insurers have already created special programs of assistance.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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“Finding the cheapest car insurance rate can be easily done by shopping around. By comparing car insurance rates twice per year, policyholders can find out if their current providers offer the cheapest rate, or if it’s time to look for other providers.”, said Russell Rabichev, Marketing Director

LOS ANGELES (PRWEB)
July 16, 2020

Compare-autoinsurance.org has launched a new blog post that presents how to properly compare car insurance quotes and why it is important.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/why-drivers-should-compare-car-insurance-quotes/.

Not everyone is excited when it comes to comparing car insurance quotes, but by doing this task drivers can save a lot of money. Although insurers look at similar factors when it comes to setting rates, they use different algorithms. The same driver can get two completely different premiums from two different insurers. To find the cheapest rates, drivers should compare multiple car insurance quotes from different car insurance companies.

To properly compare car insurance quotes, drivers should do the following:

• Gather information. Drivers will need to fill in personal information such as the address, date of birth, occupation, driver’s license and marital status of everyone they want included on the policy. They will also need to complete vehicle information like make, model, year, mileage, VIN, and data about their driving history in the last five years such as claims, violations, and tickets. If the drivers had completed driving courses, they should mention them. Furthermore, they will have to add the current or previous insurer’s name for anyone on the policy or in the household.
• Choose the right coverage levels. Liability auto insurance protects policyholders from the worst-case scenario by providing a cushion between their assets and the amount they’re on the hook for. Liability coverage has three parts: bodily injury liability, total bodily injury liability, and physical damage liability. For a 100/300/100 limits option, the insurer will reimburse up to $100,000 for bodily injuries per person the policyholder injures in a crash, up to $300,000 total for all bodily injuries caused by the policyholder in a crash, and up to $100,000 for any damage to a property caused by the policyholder. In some states, the policyholders will be required to get personal injury protection (PIP), medical payments coverage (medpay), or uninsured/underinsured motorist coverages.
• Decide if full coverage is needed. Besides liability coverage, full coverage contains additional policies like comprehensive and collision coverages. Collision pays for damage to a policyholder’s vehicle in an at-fault accident, damage to a vehicle that hits objects like a pole or a fence, damage to a policyholder’s vehicle that was caused by another driver. Comprehensive coverage pays for car theft, damage caused by weather like tornadoes, hailstorms, or hurricanes, fire, floods, explosions, falling objects, animal collisions, and vandalism.
• Collect as many quotes as possible and compare them. Drivers should compare quotes from at least two or three insurers. When comparing quotes drivers should also include offers from smaller local or regional insurers. To properly compare quotes, drivers should make sure that they compare quotes that each contains the same levels of liability, the same deductibles for full coverage, the same drivers and cars, and the same discounts they are eligible for.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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“Drivers should not pay expensive car insurance premiums. To lower the price of insurance, drivers should scan the insurance market regularly and see if the competitors have better deals than their current insurance providers”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
July 14, 2020

For some drivers, the price of car insurance can be expensive. Luckily, there are many ways that can help drivers lower the costs of car insurance.

The following methods can help any driver to pay lower insurance rates:

• Bundle multiple policies. If a policyholder owns more than one vehicle, he should consider insuring all of his vehicles to one insurance company. Also, drivers can combine their car insurance with homeowners or life insurance. Most insurance companies will offer great discounts to bundled policies.
• Ask for a low-mileage discount. Drivers that are not using their vehicles frequently, might be eligible for a low-mileage discount. In this case, they should contact their insurers and see what requirements they have to meet in order to be eligible for this discount. Some insurers will accept policyholders that drive as much as 15,000 miles in a year, while other carriers will accept drivers that use their cars for less than 7,500 miles per year.
• Maintain a good credit score. In most states, insurance companies are allowed to analyze the drivers’ credit score before granting them coverage. Policyholders that have good credit scores will pay less on their insurance premiums.
• Install safety devices. On the market, there are numerous safety devices that can be installed in order to make a vehicle safer. Devices like cruise control, blind spot detectors, collision warning systems, lane departure warning systems, rearview cameras, and so on. Before installing any safety devices, drivers should contact their insurers and see which ones are approved and how much they can save.
• Check for online insurance quotes. Policyholders can find a better insurance deal if they compare insurance quotes at least two times per year. The best way to compare multiple car insurance quotes is by visiting a brokerage website. Brokerage websites usually work with multiple insurance companies and will provide their clients with multiple insurance offers in just a few moments after they finished completing an online questionnaire. To obtain accurate insurance offers, drivers should be honest and input the correct data in the online form.

For additional info, money-saving tips and free car insurance quotes, visit http://compare-autoinsurance.org/.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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There are steps you can take now to prepare your home, which will help protect your family and property from a wildfire.

LOS ANGELES (PRWEB)
July 15, 2020

California wildfires are more devastating now than ever before – millions of acres and billions of dollars of property are devastated every year.

“California residents can take actions to protect their homes from wildfires,” said Kelly Glover, director of personal property underwriting at Mercury Insurance. “There are steps you can take now to prepare your home, which will help protect your family and property from a wildfire.”

Residents can take proactive measures to help protect their homes, starting with cultivating a fire-resistant landscape that can endure firebrands for days, intense heat for weeks, and resist ignition, helping Californians protect their neighborhoods, homes and families.

Landscape infrastructure, including driveways, pathways and big landscape features, influence how people interact with the land. In order to best protect a structure, creating a landscape with ease of access to and from the structure can allow residents to easily evacuate the property and firefighters to easily reach the structure.

The plants a landscape boasts can influence the way a wildfire interacts with a home – by either leading it directly to the structure, or by stopping it in its tracks. Installing fire resistant and fire retardant plants, as well as maintaining them, is one of the best proactive measures homeowners can take to protect their properties.

Wildfire land management professional Douglas Kent, author of Firescaping: Protecting Your Home with a Fire-Resistant Landscape, offers his expert advice to homeowners.

About Mercury Insurance

Mercury Insurance (MCY) is a multiple-line insurance organization predominantly offering personal automobile, homeowners and commercial insurance through a network of independent agents in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia. Since 1962, Mercury has specialized in offering quality insurance at affordable prices. For more information visit http://www.mercuryinsurance.com or Facebook and follow the company on Twitter.

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Transitioning to an ICHRA benefit gave our employees access to nearly 100 high quality individual health plans from major insurers. We reduced health insurance costs by 35% with most of the savings going back to employees’ pay, said Tony Assaf, CFO, Comfort Home Care.

BROCKTON, Mass. (PRWEB)
July 15, 2020

LukeJackson, a leading independent insurance brokerage and human resource services firm, introduces individual coverage HRAs (ICHRA) as an alternative to group health benefits. ICHRAs allow Massachusetts employers of all sizes to provide tax-advantaged monies to employees to pay for individual health insurance. The robust benefit gives employees the ability to choose from an expansive marketplace of individual health plans that quality gurus JD Power Associates and NCQA consider to be among the best in America.

“The Covid-19 economy is a catalyst for employers to explore new solutions to improve the affordability of health insurance,” stated Jack Myers, President of LukeJackson. “As benefits and HR consultants, we work with clients to assess their workforce and evaluate which health and benefits solutions meet their needs. Group health insurance is the standard choice for employee health benefits, but it doesn’t work for everyone. ICHRAs are a new health insurance funding alternative that offer employees access to a wide array of health plan options, greater flexibility and personalization in coverage, and the ability to manage their own premium and out-of-pocket costs. Employers eliminate the time and uncertainty associated with selecting and managing the cost of a group health plan.”

For many employers, in addition to group health insurance consuming a greater percentage of their bottom line, its one-size-fits-all approach falls far short of meeting the needs of employees. When designing an ICHRA benefit, employers have abundant flexibility and can craft eligibility across eleven different employee classes and use employee age and family size as factors in determining ICHRA contributions that fund premiums.

LukeJackson helps employers decide if an ICHRA is a good fit for their organization by using a thorough assessment and evaluation process that includes affordability determinations and expense forecasting. In addition to working with employers to determine an appropriate budget, services include developing a communications strategy to prepare employees for a successful transition from group insurance to individual insurance and supporting employees when they select and enroll in their new plan.

“We needed a financially attractive, flexible health insurance solution that met the diverse needs of our workforce,” said Tony Assaf, Chief Financial Officer of Comfort Home Care. “Transitioning to an ICHRA benefit gave our employees access to nearly 100 high quality individual health plans from major insurers. Together with our employees, and the support of LukeJackson, we reduced year-over-year health insurance costs by 35 percent with most of the savings going back into employee paychecks.”

Helping employers determine if an ICHRA is an appropriate healthcare benefit for their employees is a new option in LukeJackson’s suite of services. A full-service benefit and HR solutions company, the firm continues to focus on helping each employer assess and analyze their needs, evaluate their goals and objectives, and develop a customized employee benefits and HR strategy that achieves the highest level of employee engagement while complying with federal and state laws.

For more information about LukeJackson’s ICHRA services, visit http://www.lukejacksoncorp.com/individual-coverage-hras/.

About LukeJackson Benefit and HR Solutions

LukeJackson is an independent insurance brokerage and human resource services firm with expertise across the design and funding of employee benefits programs, human resource administration, and state and federal regulatory compliance. We simplify the administration of employee benefits and human resources to help employers of all sizes optimize their investment in employees and the success of their business and create meaningful and measurable value for clients while exceeding their expectations. For more information about LukeJackson, visit http://www.lukejacksoncorp.com or follow us on Facebook, LinkedIn and Instagram.

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We are proud to have Kelly and Mary and the entire Alliance Title of Michigan team as members of the Proliant franchisee family

AUBURN HILLS, Mich. (PRWEB)
July 15, 2020

Proliant Settlement Systems, LLC announced today its continued expansion with the addition of a new franchisee – its 9th in the state of Michigan. Current franchisee, Alliance Title of Michigan have now opened a second franchise office in downtown Birmingham. Alliance Title of Michigan opened its doors in February of 2019 after signing on with Proliant Settlement Systems. Co-owners Kelly Anderson and Mary Reed have over 20 years of experience working together in the title industry and have successfully grown their title agency franchise enough to expand in less than two years of operation.

“The Proliant owners are so encouraging with us. They really were our early cheerleaders and pushed us to keep going when we first began working with them in 2018. We are so excited about our expansion,” said co-founder Kelly Anderson.

Proliant Settlement System offers an innovative business model for self-starters that eliminates the most difficult barriers to entry in starting and operating a title company. Franchisees are able to focus on sales and closing services while Proliant oversees the back office work. Franchisees have complete control over their brand, including the name of their title company. Currently, the company offers this model in Michigan and Florida, with plans to expand to other states this year.

“Early on, Kelly and Mary understood the benefits of the Proliant franchise model. At Proliant, we radically simplify owning and operating a title company. We are proud to have Kelly and Mary and the entire Alliance Title of Michigan team as members of the Proliant franchisee family,” said Michael Telford, Vice President of Proliant Settlement Systems. “We are here to support their second location with our goal to make it as successful as their first.”

About Alliance Title:

Alliance Title of Michigan, based in Grosse Pointe Woods, provides comprehensive title insurance protection and professional settlement, escrow, and closing services for home buyers and sellers, real estate agents and brokers, mortgage lenders, commercial property professional, and legal professionals to facilitate real estate purchases, construction, refinances, or equity loans. Learn more at http://www.alliancetitlemi.com

About Proliant Settlement Systems, LLC:

Proliant Settlement Systems, LLC is a turnkey title company ownership system that offers qualified entrepreneurs an opportunity to own their own title company, complete with all the financial and operational advantages. The Proliant system effectively eliminates the traditional, and often difficult, barriers to entry.

At present, the service is available in Florida and Michigan with planned expansion into other states throughout the coming year.

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