“Online car insurance quotes can help drivers find better coverage prices. Brokerage websites are ideal for drivers that want to find those better deals,”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
August 01, 2020

Compare-autoinsurance.org has launched a new blog post that explains how drivers should compare online car insurance prices.

For more info and free quotes, please visit https://compare-autoinsurance.org/how-to-compare-car-insurance-prices-online/

Drivers that want to obtain better insurance deals should compare car insurance quotes. By doing so, drivers can save even hundreds of dollars each year. Car insurance companies analyze the data gathered about the drivers in different ways and in some cases the insurance prices can differ a lot.

Drivers can find better car insurance deals if they compare quotes by following the next tips:

• 
  Look for the minimum required insurance by the state they live. It is important to know the minimum coverage limits before comparing quotes. Each state can determine its own minimum liability coverage. To find out about the minimum required coverage, drivers can contact the state’s department of insurance.
• Obtain quotes for the same policy. Drivers that compare quotes from different websites, should ensure they are choosing the same coverage levels, same limits and same options on all online forms they are completing.
• Provide the same date on all quotes. Policyholders can obtain very accurate insurance policies estimates if they provide the same info on all online forms. Typically, drivers will be asked to complete data about their ZIP code, car model, make, driving record, installed safety features, mileage estimates, coverage levels, etc. Besides that, drivers that have traffic violations in their driving records should be honest about them. The insurance companies will eventually find out about those violations and will severely penalize the lying policyholders.
• Check different discounts. Insurance companies are known for providing discounts to their customers. Some of the most common discounts are offered for making no claims for several years, loyalty, bundling policies, low-mileage, and installed safety devices.
• Compare multiple online car insurance quotes. Drivers are recommended to compare several online quotes from different insurance companies in order to have a better view of how their policies might look like.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

Share article on social media or email:

“To avoid paying too much for a claim, car insurance companies will investigate any request. The claims adjuster will make sure that the customer will get exactly how much is needed and will eliminate the risk of insurance fraud”, said Russell Rabichev, Marketing Director

LOS ANGELES (PRWEB)
July 31, 2020

Insurance companies will do their own investigations, before paying the claims made by their customers. They do that in order to avoid insurance fraud or because they don’t want to pay for losses if they don’t have to.

Drivers that file a claim should know the following:

• Drivers will have to deal with a claims adjuster. Insurers will dispatch a claims adjuster to handle a claim made by a policyholder. The claims adjuster will ask the policyholder to provide details about the incident. A copy of the police reports and eyewitness testimonials will strengthen the claim. Based on the gathered information, the claims adjuster can decide if the claim is covered under the current insurance policy. In some cases, the claims adjuster will ask for additional information, such as medical reports from the healthcare provider, medical bills, proof of lost wages, proofs that show damage to the property (photos, or videos).
• Why claims are investigated. The reasons for this decision are quite obvious. Insurers will suffer a loss whenever they will have to pay for a claim. To avoid that, insurance companies will thoroughly investigate the claim to decide if they will pay for it. Insurance fraud is quite common and many persons tried to make money by asking for reimbursement after they deliberately damaged their cars.
• Preparing for the investigation. Policyholders will have to prepare all the evidence they gathered from the accident scene, eyewitness testimonials, a copy of the police report, medical bills, and other relevant pieces of evidence. In most cases, the claims adjuster will document the case by taking pictures of the vehicle, the damages it suffered, and the place where the incident happened. Claims adjusters will also ask various questions depending on the nature of the incident. It is important to remember to not lie to a claims adjuster.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

Share article on social media or email:

While you routinely clean gutters and maintain your home with the change of seasons remember to also check on the health of plants in your landscape.

LOS ANGELES (PRWEB)
July 29, 2020

Homeowners should take a proactive approach to landscaping to weather an incoming wildfire – choosing the right plants to resist ignition and understanding the essential role that routine landscape maintenance plays can have one of the greatest influences on the chances of a home’s survival.

“Seasonal change from damp to dry can have a big effect on landscapes and homes too,” said Christopher O’Rourke, Mercury Insurance Vice President of Property Claims. “Dead and decaying plants are preventable, and just like rotted or cracked siding on your home, can be avoided with the proper maintenance strategy.

“While you routinely clean gutters and maintain your home with the change of seasons remember to also check on the health of plants in your landscape. You’ll enjoy your plants more if they’re kept trim and healthy, and they can help to protect your property during wildfire season as well.”

In addition to routine maintenance, look for plants that have thick, large and broad leaves (rather than needles or blade-like leaves) that are moist and easily bent, without a fragrance – these are less likely to ignite. Replace plants that are old or unhealthy, as they pose a greater fire risk.

Wildfire land management expert Douglas Kent, author of Firescaping: Protecting Your Home with a Fire-Resistant Landscape, offers his expert advice on fire-resistant plants.

About Mercury Insurance

Mercury Insurance (MCY) is a multiple-line insurance organization predominantly offering personal automobile, homeowners and commercial insurance through a network of independent agents in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia. Since 1962, Mercury has specialized in offering quality insurance at affordable prices. For more information visit http://www.mercuryinsurance.com or Facebook and follow the company on Twitter.

###

Share article on social media or email:

SMS logo

With this deal, you have the premier national insurance marketing company in the senior market joining forces with one of the nation’s leading names in employee benefits.

OMAHA, Neb. (PRWEB)
July 29, 2020

Senior Market Sales® (SMS), one of the industry’s premier insurance marketing organizations, has entered into a strategic agreement to be acquired by Alliant Insurance Services, Inc., one of the nation’s largest insurance and employee benefits consulting firms. The partnership positions Senior Market Sales to continue its rapid growth and expands the reach of SMS’ premier health and wealth platform through Alliant’s extensive distribution channels.

“With this deal, you have the premier national insurance marketing company in the senior market joining forces with one of the nation’s leading names in employee benefits,” said Jim Summers, President of SMS. “We’re going to leverage the strengths of both companies to create a unique new model in insurance distribution and maximize the resources available to our agents and partners.”

Alliant has a 95-year legacy of providing risk management, insurance, and consulting services to thousands of clients nationwide. Alliant’s core business includes employee benefits, property and casualty insurance services, middle-market brokerage, and underwriting. The Newport Beach, California-based firm has in excess of 4,000 employees across more than 100 offices in all major U.S. markets.

“One of the most important factors in choosing to partner with Alliant was the strong culture fit between the two organizations,” said Hershel Kleinberg, Executive Vice President of SMS. “Both SMS and Alliant have an entrepreneurial spirit, are committed to providing value to our agents, and we’re focused on building and growing for the long term.”

The agreement with Alliant provides broader distribution for SMS’ best-in-class suite of health and wealth solutions, which include Medicare solutions, travel insurance, and financial solutions. SMS’ distribution network includes 65,000 independent insurance agents, 1,000 career agents, call centers, and a wholly owned registered investment adviser (RIA) firm.

“The mission of Senior Market Sales will remain the same,” Summers said. “We are dedicated to helping agents leverage time, make more money and put their business in a position of distinction. The partnership with Alliant will only enhance this, allowing us to bring more resources, more relationships, and more opportunities to our agents and advisors.”

Under the agreement, the entire SMS team will join Alliant and continue to service agents nationwide under the SMS name from its Omaha, Nebraska, headquarters. Terms of the agreement were not disclosed.

About Senior Market Sales, Inc.

Senior Market Sales represents top Medicare Supplement, Medicare Advantage, annuity, life, long-term care, and travel insurance carriers in all 50 states. More than 65,000 independent insurance agents rely on Senior Market Sales for proprietary technology, competitive insurance products, and expert training and service to help them leverage their time, make more money, and put their business in a position of distinction. Founded in 1982, Senior Market Sales is headquartered in Omaha, Nebraska. Visit http://www.SeniorMarketSales.com or call 1.800.786.5566 for more information.

Share article on social media or email:

Freedom Financial Network, parent of Freedom Financial Asset Management, is a family of companies providing innovative solutions that empower people to live healthier financial lives.

We know that what we are doing is working. We will continue to plot a course through the current turbulent economic environment by maintaining focus on long-term success, and managing short-term operations thoughtfully and carefully.

SAN MATEO, Calif. (PRWEB)
July 29, 2020

Freedom Financial Network (FFN), the parent company of Freedom Financial Asset Management, has closed its seventh securitization, placing $198 million of rated notes.

This securitization – the third in 2020 – is the first to receive an AA- rating from Kroll, adding to the AA- rating received from DBRS Morningstar, Inc., in the last transaction. Consistent with its previous securitizations, underwriting this transaction were Credit Suisse, which served as the lead manager and structuring agent, and SunTrust Robinson Humphrey, which served as joint bookrunner. In addition, this securitization is bringing in five new investors.

The Class A, Class B and Class C fixed-rate notes were rated A (high) (sf), A (low) (sf), and BB (low) (sf) by DBRS Morningstar. The Class A, Class B and Class C fixed-rate notes were rated AA (-) (sf), BBB (sf) and BB (sf) by Kroll.

Continued strong demand in challenging market

“We have seen extremely strong investor demand during a historically volatile and challenging economic and capital markets landscape,” says Joseph Toms, president and chief investment officer of Freedom Financial Asset Management (FFAM).

Issuance across all seven FFN transactions now totals more than $2.2 billion. FFN has originated more than $3.1 billion of FreedomPlus loans to date, and more than $5.0 billion in total loans on its FFAM platform.

In addition, recent FINSIGHT league tables for unsecured consumer and marketplace personal loan asset-backed securities issuances rank FFN second over the trailing 12 months. “We are extremely gratified by this strong showing in the league tables. It clearly demonstrates the significance of our lending business to FFN’s overall businesses, and our ability to meaningfully and consistently attract investor capital throughout different environments,” says Toms.

“While many folks may better know some of our public competitors, this continued type of showing will inevitably lead to stronger and stronger market recognition,” he continues. “We know that what we are doing is working. We will continue to plot a course through the current turbulent economic environment by maintaining focus on long-term success, and managing short-term operations thoughtfully and carefully.”

Achieving lower risk through better borrower assessment

Toms cites FFAM’s business model combining technology with person-to-person customer contact as a key factor for the company’s success. “This balance allows us to better assess borrowers and their financial situations, ultimately resulting in lower risk and better consumer outcomes,” he explains. “The success of this securitization puts a stamp on our company’s mission to empower Americans to move forward toward a better financial future.”

FFAM offers personal loans to help consumers consolidate their debt, lower interest rates and convert revolving debt into lower-cost, more consumer-friendly installment loans. Using a combination of process, technology and analytics, along with a focus on human interaction to hear directly from consumers about their financial needs, FFAM provides long-term risk-adjusted returns for investors in consumer lending.

Freedom Financial Network (http://www.freedomfinancialnetwork.com)

Freedom Financial Network is a family of companies providing innovative solutions that empower people to live healthier financial lives. For people struggling with debt, Freedom Debt Relief offers a custom program to significantly reduce and resolve what they owe more quickly than they could on their own. FreedomPlus tailors personal loans to each borrower with a level of customer service unmatched in the industry. For consumers enrolled in qualifying debt relief programs, ConsolidationPlus offers loans that accelerate debt settlements and enable them to be free of the debts sooner. Bills.com offers a resource site with simple tips, advice and tools to help consumers make smart financial decisions.

Headquartered in San Mateo, California, FFN also operates an office in Tempe, Arizona. The company employs more than 2,200, and has been voted one of the places to work in both the San Francisco Bay Area and Phoenix area for several years.

Contact: Michael Micheletti, mmicheletti@freedomfinancialnetwork.com, 415-359-6985

Share article on social media or email:

“Even though the price of car insurance is constantly rising, there are many methods that can help families save money on car insurance”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
July 29, 2020

Cheapquotesautoinsurance.com has launched a new blog post that explains how drivers can save car insurance money after following several tips.

For more info and free car insurance quotes online, visit https://cheapquotesautoinsurance.com/top-tips-for-the-best-car-insurance-plan/

Car insurance is a major investment for any family. However, many families are struggling to pay for ever-increasing insurance premiums. Dropping coverage is not an option, because many are using their vehicles to do their daily routines. Nevertheless, there are some methods that can help anyone save money on insurance.

Drivers who want to save money on insurance can follow the next tips:

• Shop around for better insurance deals. Shopping around using a brokerage website is one of the best methods used to save money on car insurance. Certain events like moving to another area, getting divorced, or getting a job to a place that is far away from home can make the car insurance to be more expensive. In these cases, drivers will be required to find better insurance deals to save money. After completing an online form, brokerage websites will display multiple insurance offers from multiple insurers. Drivers only need to pick one insurance offer that can satisfy their needs.
• Ask for the available discounts. Insurance companies are offering discounts for various reasons. Drivers who got married, who moved to a better neighborhood, or graduated a defensive driving course can pay lower insurance rates.
• Check the low mileage discount. Some policyholders are driving fewer miles than usual for various reasons. These drivers should contact their insurers to find out if they are eligible for the low-mileage discount.
• Keep a good credit score. In most states, insurance companies are allowed to determine the premiums using the credit score. Drivers with a poor credit score are considered to be less responsible and are more likely to file a claim. For these reasons, insurers will charge extra on their premiums. On the other hand, drivers with a good or excellent credit score are seen as more responsible and are less likely to file a claim., and for these reasons, they will pay lower insurance rates.
• Park the car in a garage. A well-monitored garage is an ideal place to keep a vehicle. The garage can protect the vehicle against severe weather events and can lower the chances for car theft to happen.

For additional info, money-saving tips and free car insurance quotes, visit https://cheapquotesautoinsurance.com/

Cheapquotesautoinsurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

Share article on social media or email: