“We wanted to make sure that everyone could access the same level of insights as the market leaders,” said Eric Ryles, Vice President of Customer Solutions at ALM.

NEW YORK (PRWEB)
August 17, 2020

Judy Diamond Associates, a division of ALM Intelligence, has announced a new low-cost subscription option for its industry-leading prospecting tool, The American Directory of Group Insurance.

The American Directory of Group Insurance is the premier market intelligence tool for brokers, carriers, and third-party administrators. With over 100 searchable fields and 90,000 employee benefit plans, the Group Insurance platform contains detailed information from the Form 5500 on the company’s benefits package, including Health, Life, Dental and more.

“Judy Diamond has been providing critical sales and marketing data to the industry giants for over 30 years…” said Eric Ryles, Vice President of Customer Solutions at ALM. “but we wanted to make sure that everyone could access the same level of insights as the market leaders. That’s why we’re thrilled to announce a new suite of subscription options, starting as low as $25 a month.”

These new subscription options, which represent an annual commitment billed monthly, provide every user with access to the full features of The American Directory of Group Insurance, including:

• JDA’s exclusive Modeled Premiums, which now include calculations for the monthly premiums paid per participant
• The ability to identify Self-Funded employer groups
• Detailed information on the carriers and brokers who service the plan
• Contact names and email addresses for key plan decision-makers

Each account comes with two complimentary user IDs. For a complete listing of states, prices, and number of records visit https://www.judydiamond.com/products/group-insurance-directory/

To view the American Directory of Group Insurance tool and receive a demo, visit: https://www.judydiamond.com/products/group-insurance-directory/#trial

About Judy Diamond Associates

ALM’s Judy Diamond Associates is the premier provider of sales, prospecting, and plan analysis tools for the benefits brokers, financial advisors, plan providers, and carriers serving the employee benefits and retirement markets. With a promise for comprehensive and current data, Judy Diamond Associates offers instant access to 5500 plan data and a broad suite of analytical tools to support lead generation, relationship building, market research and plan analysis needs. Judy Diamond Associates’ business is built on a commitment to superb customer service and data integrity.

About ALM

ALM, an information and intelligence company, provides customers with critical news, data, analysis, marketing solutions and events to successfully manage the business of business. ALM serves a community of over 6 million business professionals seeking to discover, connect and compete in highly complex industries. Please visit http://www.alm.com for more information, and visit http://www.alm.com/events/ to learn about our upcoming events. Please follow us on Twitter @ALMMedia.

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“Insurance companies assume a risk when proving coverage to a person. In order to calculate how likely is for a person to file a claim, insurance companies analyze multiple factors”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
August 17, 2020

Insurance companies rate clients and place them in 3 main risk categories: Preferred, Standard and High-Risk. Multiple factors are analyzed in order to assess a client’s risk profile. The main factors that influence car insurance rates are the following:

• The area where the policyholder lives. Car insurance rates are calculated based on the customer’s ZIP code. Each state has a certain car insurance legislation. This includes minimum liability coverage, laws regarding no-fault coverage, reimbursement limits, when a car is considered totaled and other relevant issues. Furthermore, the ZIP will tell the insurer if the client lives in a metropolitan area or a rural area. Car theft frequency, riots and reports of vandalism for a specific area taken into consideration. The geographical layout and position influence rates for certain coverage types. For example, people living in coastal areas, more exposed to hurricanes, pay more expensive comprehensive coverage.
• Driving history and recent traffic violations: As expected, people with clean records have better rates. Companies prefer to work with drivers that have not been involved in accidents in the past 3-5 years. A person with multiple traffic violations or accident involvements may be seen as high-risk.
• The car’s make and model: When asking for coverage, the client must provide the following basic info about the car: fabrication year, make, model, sub-model (body type). Furthermore, the driver will be asked if the car is equipped with crash avoidance technology, anti-theft devices or recovery devices. The type of car and its value also influence the cost. Expensive, sports car that cost a lot are more expensive to insure.
• Credit score: Drivers with poor credit scores are considered a higher risk by many insurance companies. Persons with a poor FICO score should consult experts in order to develop a strategy for repairing the credit score.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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In the state of Arkansas, we recently expanded the coverages available through our Road Warrior Auto Program to include Emergency Road Side Assistance.

BEDFORD PARK, Ill. (PRWEB)
August 17, 2020

“United Security Health and Casualty Insurance Company is continually evaluating all of our insurance products to ensure they are providing our insureds with the most comprehensive coverages available,” began Lisa Cordero, COO, United Security Health and Casualty Insurance Company (United Security).

“In the state of Arkansas, we recently expanded the coverages available through our Road Warrior Auto Program to include Emergency Road Side Assistance. The program is also known as Roadside and it was created in a partnership with Road America Motor Club. Insureds may purchase Roadside through our Road Warrior Auto Program,” explained Cordero.

Roadside comprises the following features:

• Towing assistance up to 15 miles
• Flat tire assistance
• Battery Assistance
• Lock-out Assistance
• Fuel, Oil, Fluid and Water Delivery Service
• Extrication Assistance
• The policy limits coverage to two-service call per six-month term.

Cordero shared, “This summer, more people will opt for a road trip as their vacation of choice. Low gas prices make road trips more desirable. It is important to work closely with a travel agent who can educate you on what is going on in a specific destination. What’s opened, what’s closed, but also to help educate you on what the cancellation policy is if you need to cancel or reschedule.”

Before heading off on a road trip get-a-way, United Security recommends:

• Check to make sure you have your insurance ID card readily available, vehicle registration, and other important documents are in your car’s glove box.
• Make certain your tire iron and jack is in the car. Check to make sure your spare tire is in good condition.
• If your car is due for an oil change or regular maintenance it’s best to have it performed before your trip. Also check your cars brake, radiator, power steering, transmission, and windshield fluids are sufficient.
• Get a spare key for the car and keep it in your wallet or elsewhere on your person in case you lock your keys in the car.
• Pack a basic first-aid kit, blanket, flashlight, basic tools, jumper cables, and bottles of water.
• Because of the coronavirus pandemic, United Security also recommends hand sanitizer, disposable gloves, an ample supply of masks, and Clorox wipes.

The Road Warrior Auto insurance and the Emergency Roadside Assistance coverage endorsement are issued by United Security Health and Casualty Insurance Company. This product, it’s endorsement, and it’s features may not be available in all states.

About United Security Health and Casualty Insurance Company (United Security): United Security is a regional insurer that has been in business since 1973, licensed to sell products in Arizona, Arkansas, Illinois, Indiana, Georgia, Missouri, Nebraska, Oklahoma and Texas. United Security specializes in providing individuals and families a variety of products and plan choices to meet their individual needs. United Security’s primary focus has been, and continues to be, providing quality products and excellent service to our policyholders. United Security’s product portfolio includes: Short Term Major Medical, Dental Plus Vision and Hearing, Cancer, Critical Illness, Accident Hospital Indemnity, Disability Income, Fixed Indemnity and Personal Auto products. United Security is headquartered in Bedford Park at 6640 S. Cicero Ave, Bedford Park, IL, 800-875-4422 or 708-475-6100, http://www.USHandC.com.

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“NFP is focused on growing in key markets by adding talented professionals, specialized expertise and deep relationships that elevate our ability to meet the dynamic needs of our clients,” said Kevin Brown, managing director at NFP.

NEW YORK (PRWEB)
August 17, 2020

NFP, a leading insurance broker and consultant that provides property and casualty (P&C), corporate benefits, retirement, and individual solutions, today announced the acquisition of EFG&M Management, LLC, in a transaction that closed effective July 1, 2020.

EFG&M, an employee benefits broker located in the Austin Metroplex, serves employers in central Texas. With over 30 years of experience supporting employers in central Texas, EFG&M will help to expand NFP’s presence in a diverse and growing area. Don Eddleman and Carl “Hap” Feuerbacher, two of EFG&M’s co-founders, will join NFP as vice presidents and report to Kevin Brown, managing director of NFP’s retail sales and distribution operation in central Texas.

“I’m excited to welcome the EFG&M team to NFP,” said Brown. “NFP is focused on growing in key markets by adding talented professionals, specialized expertise and deep relationships that elevate our ability to meet the dynamic needs of our clients. Don, Hap and their team support this focus and will play a large role in our ability to grow in the central Texas market.”

“Our values of providing exceptional service and consultative expertise to clients align perfectly with NFP’s,” said Eddleman. “Joining NFP gives us access to additional resources that enhance our ability to expand relationships and support our clients with tailored employee benefit solutions.”

About NFP

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 5,600 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 6th largest US-based privately owned broker, and 8th best place to work in insurance (Business Insurance); 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).

Visit NFP.com to discover how NFP empowers clients to meet their goals.

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“Although many believe that claims adjusters are bad and only want to protect the interests of their insurance companies, that’s not true. Many good adjusters love helping people and they do have strict claim process to follow ”, said Russell Rabichev, Marketing Director of IMC

LOS ANGELES (PRWEB)
August 13, 2020

Cheapquotesautoinsurance.com has launched a new blog post that explains what are claims adjusters and how they can help drivers in a car insurance claim.

For more info and free online quotes, please visit https://cheapquotesautoinsurance.com/what-are-car-insurance-claims-adjusters-and-what-they-do/

Claims adjusters are the persons sent by car insurance companies to investigate the claims made by policyholders and to negotiate settlements. In many cases, the claims adjusters will be in a position to offer explanations for denying a claim or for the amount they offer for a settlement.

Drivers that need a claims adjuster should know the following about them:

•     Claims adjusters investigate the claims made by policyholders. Claims adjusters are required to investigate the incidents where the policyholders’ vehicles were involved. The claims adjuster will determine who was at fault, if the incident is covered, or if it’s an insurance fraud attempt. Car insurance frauds are quite common. One of the most common types of insurance fraud is to arson an insured older vehicle. In this type of fraud, a claims adjuster will travel to the place where the incident happened and will start to investigate. The claim will be denied if the claims adjuster reaches to the conclusion that the incident is an insurance fraud attempt.
•     They work for the insurance companies. The majority of claims adjusters are working for an insurance company, so it’s no wonder that sometimes they protect their insurers’ interests by not paying claims or by paying claims of a lesser value than what they should. In some cases, claims adjusters will have to protect the reputation of their insurers, by paying a claim they initially denied. No insurance provider wants bad publicity, and a customer that is not satisfied by the settlement and is willing to fight can bring a lot of bad publicity. Not all adjusters are employed by the insurers. Some are just contractors that are sent to negotiate on behalf of a company.
•     Not all claims adjusters are bad. Despite what everyone thinks, not all claims adjusters will deny or underpay claims. Claims adjusters are salaried people that have no financial interest in the outcome of a claim. Many good claims adjusters are trying to help people that are in great need. Nevertheless, claims adjusters need to follow a strict claim process.

For additional info, money-saving tips and free car insurance quotes, visit https://cheapquotesautoinsurance.com/

Cheapquotesautoinsurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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The JDM Benefits team, led by Joseph Moschitto, will be a strong contributor to our collaborative culture and our benefits practice as we continue to grow our presence in the Northeast.

DEERFIELD, Ill. (PRWEB)
August 13, 2020

Alera Group, a national employee benefits, property casualty, retirement services and wealth management firm, announced today that it has acquired JDM Benefits, effective August 1, 2020.

Located in White Plains, NY, JDM Benefits has been serving the needs of employers as an insurance broker, claims advocate and trusted partner for decades. The firm offers unique expertise in private exchanges and self-insured benefits plans, along with a variety of benefits solutions. JDM Benefits’ cross-divisional teams of industry specialists collaborate to address critical challenges and serve as partners to their clients, providing access to customized and timely programs and resources.

“Alera Group is excited to welcome JDM Benefits as our latest Alera Group company, expanding our service offerings throughout the Northeast region,” said Alan Levitz, CEO of Alera Group. “The JDM Benefits team, led by Joseph Moschitto, will be a strong contributor to our collaborative culture and our benefits practice as we continue to grow our presence in the Northeast.”

“We are thrilled to become an Alera Group company, and we are looking forward to the synergistic growth that will follow this step,” said Joseph Moschitto, President of JDM Benefits. “Our goal has always been to provide the best possible employee benefits solutions to our clients. By joining Alera Group, we will be able to do that more than ever before.”

JDM Benefits joins Alera Group through Alera Group Northeast, a collection of Alera Group firms throughout the Northeast region. The JDM Benefits team will continue serving clients in their existing roles. Terms of the transaction were not disclosed.

About Alera Group

Based in Deerfield, IL, Alera Group’s over 2,000 employees serve thousands of clients nationally in employee benefits, property and casualty, retirement services and wealth management. Alera Group is the 15th largest privately held firm in the country. For more information visit http://www.aleragroup.com or follow Alera Group on Twitter: @AleraGroupUS

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