“Driving without insurance can be a bad idea for many reasons. You are risking not only paying huge fines, but you are also risking your freedom if you are caught driving without insurance”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
November 03, 2020

Driving without having the vehicle insured is not only irresponsible, but it is also illegal. Except for New Hampshire, all states require drivers to have car insurance. Driving without insurance is a huge mistake and drivers who are caught driving without having any type of coverage can face some really harsh penalties.

The most common penalties given to drivers caught driving without insurance are the following:

• 
  Fines. The most common penalty applied to a driver caught without insurance is a traffic fine. The value of a traffic fine is different from one state to another. Drivers who are caught driving without having any proof of insurance in the state of Tennessee will have to pay a fine that is $25. However, driving without insurance in Massachusetts is penalized with fines as large as $5,000.
• Vehicle impoundment. Drivers who are caught driving without insurance can have their vehicles towed and impounded if a police officer or a judge decides this to happen. Drivers are advised to pay the fine, provide proof of coverage, and pay the impoundment lot fees as soon as possible. Some impoundment lots will wait only three days before selling the confiscated vehicles.
• License suspension. In many states, drivers will have their licenses suspended if they are caught driving without insurance. Drivers can recover their driving licenses if they pay the fine and the fees to have the license reinstated. Furthermore, drivers who got caught driving without a license will have to prove they are financially responsible and they will have to carry an SR-22 form.
• Prison. In the states where driving without insurance is considered to be a misdemeanor, drivers risk going to jail. Usually, prison sentences for driving without insurance are small and they are between a few days and a couple of weeks. However, in some states drivers will have to spend a whole year in jail if they are caught without insurance.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit https://compare-autoinsurance.org

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Debra’s collaborative management style, combined with her history of working with rapidly growing organizations, uniquely positions her to lead Alera Group’s HR operations.

DEERFIELD, Ill. and HOUSTON, Texas (PRWEB)
November 02, 2020

Alera Group, a leading insurance and financial services firm, has appointed Debra Martinez as the organization’s Chief Human Resources Officer (CHRO), effective immediately.

In this role, Martinez will lead the strategic direction of all aspects of talent management, including training and development, diversity & inclusion, employee compensation, benefits and retention and M&A integration efforts. Her expertise lies in aligning HR processes and programs with ongoing business goals, along with developing effective recruiting, development and retention programs.

“Debra’s collaborative management style, combined with her history of working with rapidly growing organizations, uniquely positions her to lead Alera Group’s HR operations,” said Alan Levitz, CEO of Alera Group. “We are fortunate to have such an outstanding professional joining our leadership team and we warmly welcome her to Alera Group.”

With more than 25 years of experience, Martinez joins Alera Group from Exterran, where she served as the Global Vice President of Human Resources. In her previous position, she championed diversity, workforce planning and human resource strategy as an integral part of the overall business plan.

“I am thrilled to join Alera Group and contribute to the company’s market leadership position through impactful talent strategies,” said Martinez. “It is clear to me that the company prioritizes its people and I’m honored to further the collaborative culture that defines the organization.”

Martinez holds a Master’s in Public Administration from Roosevelt University and Bachelor of Arts from Chicago State University. She will be based out of Houston, Texas.

About Alera Group

Based in Deerfield, IL, Alera Group’s over 2,000 employees serve thousands of clients nationally in employee benefits, property and casualty, retirement services and wealth management. Alera Group is the 15th largest privately held firm in the country. For more information, visit http://www.aleragroup.com or follow Alera Group on Twitter: @AleraGroupUS.

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Recent AA Winner Irma A. of Longwood Elementary

This is one of the many ways we show support and give thanks for all that they (educators) do!

SAN MATEO, Calif. (PRWEB)
November 03, 2020

California Casualty presented its most recent $2,500 Academic Award to First Grade Teacher, and California Teachers Association member, Irma A.

California Casualty created the Academic Award to offset the financial burden that educators face when spending out-of-pocket for their students’ school supplies. This year, the $2,500 award serves a broader purpose: to bring opportunity and relief when there are so many uncertainties surrounding COVID-19 and its impact on school communities.

Irma received the news that she won during a virtual staff presentation at her elementary school with California Casualty’s Partner Relations team presenting the award.

“I want to use the award money to buy furniture to better organize my classroom and also school supplies. This will help me get my room post-COVID ready. Before COVID we had a system in place where all the classroom materials were shared, but now I will need to change the way students use and store materials. I’m so grateful for this opportunity to create a classroom atmosphere that will be safe, organized and kid-friendly,” shared Irma.

Previous recipients have used the funds for lab equipment, new books, tablets and field trips – tools that served educators well pre-COVID. But as Irma – a California first grade teacher and CTA Member – reminds us, times have changed.

“Working with educators for almost 70 years, we’ve seen how much they invest in their students,” said California Casualty Sr. Vice President Mike McCormick. “This award is one of the many ways we show support and give thanks for all that they do.”

Pre- and post-COVID, the Academic Award is just one of the many ways California Casualty gives back to the members it serves. Visit https://mycalcas.com/community to see an up-to-date list of community impact initiatives.

California Casualty has been serving the needs of educators since 1951 and is the only auto and home insurance company to earn the trust and endorsement of California Teachers Association. As a result, CTA members qualify for exceptional rates, deductibles waived for vandalism or collisions to your vehicle parked at school, holiday or summer skip payment plans and free Identity Defense protection – exclusive benefits not available to the general public. Learn how to save by getting a quote at calcas.com/CTA or by calling 1.800.800.9410.

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“Online car insurance quotes will help you get the best offers currently available on the market. Make sure to provide accurate info if you want accurate quotes” said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
November 02, 2020

Each driver is obliged by law to carry financial responsibility. In this way, when committing an accident, the driver will have funds to pay the victims for his wrongdoings. It is important to remember that the state imposes a minimum requirement. Buying more than the minimum requires is recommended. In order to check the market and get affordable coverage, drivers should get car insurance quotes. Get numerous free quotes and compare prices at https://compare-autoinsurance.org

• Online car insurance quotes will provide a better view of the local insurance market. Usually, drivers are not aware that there are many local insurance providers. Most drivers know a maximum of 5-6 insurance companies, usually the very big ones. But there are many smaller companies which offer excellent services at very competitive prices. When getting quotes for these smaller companies, drivers can see that there are cheaper alternatives.
• Drivers can benefit from really accurate quotes. Although they are just estimates, insurance quotes can be really close to the realistic, final price of coverage. Good websites keep their data updated and provide results that match the insurer’s approximate premiums. It is recommended to use extensive questionnaires for a more accurate quote.
• Quotes will help drivers get discounts. Some online questionnaires will help drivers get discounts. They ask specific questions and even have sections dedicated to potential discounts. For example, after adding the annual mileage, the questionnaire will inform the driver that he qualifies for a low-mileage discount.
• Quotes will make drivers understand which factors are used to determine premiums. Online questionnaires will help drivers understand what factors influence the costs. For example, the age of the car is extremely influential. Car insurance companies take a car’s depreciation into consideration when issuing premiums or when settling a claim. Other factors like neighborhood or driving history will also influence the premiums and driver’s classification. Drivers will have to provide this info in order to receive price estimates.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit https://compare-autoinsurance.org

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…Andesa’s clients can be assured that the controls and safeguards we employ to protect and secure their data are aligned with industry standards and best practices.

ALLENTOWN, Pa. (PRWEB)
November 02, 2020

Andesa Services, the leading provider of comprehensive, integrated Policy Administration, Plan Administration and Third-Party Administration solutions to life insurance, annuity carriers and producers, announced today the successful completion of its annual Service Organization Control (SOC) examinations. The SOC examinations were conducted according to attestation standards created and managed by the American Institute of Certified Public Accountants (AICPA). The AICPA has established three, distinct SOC examination engagements – SOC 1®, SOC 2® and SOC 3®.

Andesa Services has delivered the following reports to its clients:

• SOC 1®/Type II reports – A restricted distribution report that examines the design and operating effectiveness of Andesa’s controls. This report addresses Andesa’s Administration System for Processing Insurance Policy, Plan Values and Transactions related to financial reporting.
• SOC 2®/Type II reports – A restricted distribution report that examines the design and operating effectiveness of Andesa’s controls as they relate to Security and Availability.
• SOC 3® reports – An unrestricted distribution summary report issued upon successful completion of SOC-2/Type II.

Developed by the American Institute of Certified Public Accountants (AICPA), SOC 2® certification is widely recognized as a gold standard for data security and requires companies to establish and follow strict information security policies and procedures.

Andesa Services retained an independent public accounting firm for its SOC audit work. The audit included examination of Andesa Services’ policies and procedures, system development lifecycle, data centers, logical access, backup and disaster recovery and other critical operational areas. Upon the completion of the audit, Andesa Services received an unqualified opinion demonstrating that their infrastructure, policies and procedures meet or exceed the strict SOC 1® and SOC 2® criteria. Because SOC 1® and SOC 2® independently verify the validity and functionality of Andesa Services’ control activities and processes, our clients can be assured that the highest level of internal controls and security are established and maintained.

Roy Peterson, Chief Technology Officer at Andesa Services says, “Earning a SOC 2® Type II certification demonstrates our ongoing commitment and dedication to the security and availability of our environment. Andesa’s clients can be assured that the controls and safeguards we employ to protect and secure their data are aligned with industry standards and best practices.” The completion of our SOC 1® and SOC 2® Type II audit demonstrates to Andesa Services’ clients that Andesa is deeply committed to protecting our systems and data.

About Andesa Services

Andesa Services provides comprehensive, integrated Policy Administration, Plan Administration and Third-Party Administration solutions for life insurance, annuity carriers and producers. With nearly 40 years in business, Andesa Services offers this suite of services in a secure, private cloud environment. Their integrated approach to technology and service for life insurance and annuity markets results in efficiency gains, reduced hardware costs, mitigated compliance risk and improved market response. For more information on Andesa Services, please visit http://www.AndesaServices.com or follow us on Twitter @AndesaServices.

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“Online car insurance quotes are the best tools used by drivers who want to obtain the best car insurance deals at affordable prices”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Los Angeles, CA (PRWEB)
November 01, 2020

Compare-autoinsurance.org has launched a new blog post that explains how drivers can purchase an online car insurance policy.

For more info and free car insurance quotes online, please visit https://compare-autoinsurance.org/the-best-way-to-buy-car-insurance-online/

Buying car insurance is easier than ever thanks to the internet. Before the internet, drivers had to spend a lot of time going from one insurance agency to another in order to obtain a few quotes, compare them, and finally buying an insurance policy. Nowadays, obtaining and comparing quotes is much easier, and buying an online car insurance policy can be done in just a few minutes.

The next tips can help drivers that want to online car insurance policies:

• 
      Gather the required data. The online questionnaires can help drivers find the best insurers, but these online forms need some important information to be filed. Drivers will have to input data regarding car make, model, year of production, vehicle identification number (VIN), ZIP code, installed safety, and anti-theft devices.
•     Decide the coverage needs. Drivers should decide if purchasing full coverage can satisfy their needs. Also, drivers should consider raising the liability insurance coverage limits. Those who decide to get full coverage should decide upon how much they can spend on the deductibles.
•     Decide on how the premiums are paid. Most insurance companies are offering a discount to those drivers who decide to pay the entire policy upfront. Policyholders who can’t pay for the whole policy upfront should ensure they are never late to pay their monthly insurance deals. In some cases, drivers who didn’t pay their policies on time got their insurance plans canceled.
•     Establish a means of communicating with the insurer. Before any buying decision is made, drivers should discuss the best way to contact the insurer in case of an accident or if they need to file a claim.
•     Purchase car insurance online. Without using an online service, drivers are less likely to find the best car insurance deal. Buying car insurance online can help drivers save time and they can avoid calling insurance agents or visit them at their offices.

For additional info, money-saving tips, and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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“Insurance companies offer a great number of discounts. Drivers should check for how many they qualify and ask for a price update”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
October 31, 2020

Car insurance discounts make a policyholder’s life easier. The good news is that there are many discounts available on the market. But each company has its own rules for obtaining them. So, always ask the insurer to provide a list with offered discounts and requirements. Furthermore, drivers can check if they qualify for some discounts when using online quotes. Visit https://compare-autoinsurance.org to get free car insurance quotes from top-rated insurance companies all over the United States.

• 
  Bundling policies. When combining multiple insurance types or insuring multiple vehicles under the same contract, the policyholder will get a discount. The value of the discount varies by the insurance company. Generally, the more business the policyholder brings to the company, the bigger the discount will be. In some cases, the discount can be as high as 20%. In the long term, the policyholder can save thousands of dollars. Most online questionnaires highlight the bundling options and how much can be saved.
• Defensive driving discounts. Drivers can get an insurance discount for studying well and passing defensive driving exams. However, they will get discounts only if they graduate in approved courses. Insurance companies offer this type of course, so always check first if the current provider offers defensive driving courses. When getting online quotes, users are usually asked if they have participated in defensive driving programs or they are willing to participate.
• Safety gear discount. Having the right safety equipment can trim insurance costs. The list of eligible items for this discount includes immobilizers, lane departure systems, hi-quality airbags and seatbelts, head and kneed protection. Each company may use a different name for this discount/ When getting online quotes, drivers are asked if the car has safety or anti-theft devices installed.
• Low mileage discount. Being less exposed to accidents will significantly lower insurance costs. The rule for obtaining this discount is simple: drive less than a certain number of miles. The average annual mileage is 12.000. Anything below that will qualify the driver for a discount. Online questionnaires ask the user to approximate the annual mileage or daily mileage.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit https://compare-autoinsurance.org

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