Category Archives: Business: Insurance

Press Releases from the Insurance world, What’s new, Popular, Trending and News Worthy. In the ever changing industry of Insurance.

What Are The Main Factors That Influence Car Insurance Premiums?


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“Drivers can save money on their insurance rates, by choosing to drive a safer, cheaper car to insure”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Insurance companies analyze a vast number of factors to determine the premiums paid by their customers. Some of these factors can be improved by the policyholders, while no one can improve other policy determining factors. The following top factors can have a significant impact on the premium paid by a policyholder:


  • Demographic data. The driver’s age, sex, and marital status can influence the insurance rates paid to the insurance companies. It’s a known fact that teen drivers and senior citizens pay the highest auto premiums only because of their age.
  • The make and model of the car. Cars that come equipped with many safety features can lower the premiums paid by a policyholder. On the other hand, high-end models, or expensive sports car are more costly to insure, as the price to repair these types of vehicles is higher than that of regular cars. Also, expensive car models are a preferred target for car thieves.
  • The place where the policyholder lives. Insurance companies will analyze certain data about the place where a policyholder lives. Insurance companies will increase the premiums of the policyholders who live in densely populated areas with high rates of theft and vandalism. Usually, drivers who live in cities tend to pay higher premiums than those that live in rural areas.
  • The purpose of the vehicle. Drivers who use their vehicles for long daily commutes will likely pay higher premiums than those drivers that use their cars during the weekend.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit https://compare-autoinsurance.org

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Leverage Health Welcomes Josh Holmes to Its Team of Market Leaders & Advisors


Leveraging my experience within the Payer and Provider markets, I’m excited to rejoin the team and drive our innovative portfolio to the industry.

Leverage Health, is excited to welcome Josh Holmes back to its team of experienced market leaders. As the market’s only Venture Catalyst firm, Leverage Health continues to drive dramatic growth while executing on its mission to transform the U.S. healthcare industry. The company sparks change by connecting the best innovative companies with visionary industry leaders, so they can improve patients’ lives and take healthcare forward.

Josh returns to Leverage Health as a Senior Vice President of Business Development. Over the past two decades, Josh has worked to deliver strategic value into Payer and Provider markets with a focus on optimizing Care, Cost and Quality Management initiatives, including his role as Senior Vice President at former Leverage Health portfolio company RowdMap before it was acquired by Cotiviti.

Josh rejoins Leverage Health as it enters 2021 with a growing portfolio, playing a critical role in ensuring further growth for Leverage Health and its portfolio companies. “Leveraging my experience within the Payer and Provider markets, I’m excited to rejoin the team and drive our innovative portfolio to the industry.”

“Josh’s experience as a healthcare market executive makes him an ideal addition to the Leverage Health team. His extensive healthcare payer knowledge and ability to drive profitable revenue and value for our Payer and Provider clients will support our business development initiatives on behalf of our portfolio companies,” says Richard Lungen, Managing Member of Leverage Health.

About Leverage Health – The market leading venture catalyst in healthcare strategy and business development. We focus on delivering best-in-class solutions to the healthcare payer, provider, service company marketplace based on unique and unparalleled industry experience. Our team excels at understanding the needs of healthcare stakeholders, as well as the emerging trends in the vendor community resulting in revenue acceleration for our portfolio companies. With over 170 partnerships launched, $400 million in revenue generated, a 45% + compound growth rate and more than a billion in total enterprise value, we drive healthcare forward. Visit https://leveragehealth.com/

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Trucker Path Mobile App for Truck Drivers Now Offers Insurance to Owner Operators


Truck drivers using the Trucker Path mobile app can now access insurance quotes to owner-operators using Cover Whale’s platform

This partnership will address the fact that the trucking industry is being impacted by rising costs related to litigation and insurance.

Trucker Path, the most comprehensive and fastest growing mobile app for North American truckers, announced today a new partnership with Cover Whale Insurance Solutions Inc., the provider of an innovative commercial truck insurance platform.

“With Cover Whale’s technology driven platform we can provide insurance quotes to owner-operators in 24 hours or sooner and save customers an average of 15% on premiums,” said Steven Lopez, vice president of business development at Trucker Path. “This new service is a very timely addition for users of the Trucker Path app because for the first time since 2005 the American Transportation Research Institute’s Top Industry Issues report identified insurance costs as a key concern. This partnership will address the fact that the industry is being impacted by rising costs related to litigation and insurance.”

ATRI, a trucking industry not-for-profit research organization, received 3,122 responses to its 16th annual survey. Along with motor carriers and other industry stakeholders, more than 1,000 truck drivers responded to the survey. This year, insurance costs and availability were ranked fifth among the top ten concerns by all participants and fourth among carriers.

Through Trucker Path, Cover Whale is making available its commercial truck insurance platform. The advanced technology utilizes data analytics, automation, and actuarial risk scoring to streamline the application and quoting process, and provide 24/7 access to submissions, quotes, policy documents, and claims reporting.

“We are excited to launch our cutting-edge trucking insurance platform on Trucker Path,” said Dan Abrahamsen, CEO of Cover Whale. “Users of their mobile app will now benefit from fast and competitive commercial trucking insurance quotes supported by our highly experienced underwriting team.”

For more information, visit Trucker Path Insurance Partnership.

About Cover Whale

Cover Whale Insurance Solutions Inc. is an InsurTech and national leader in trucking as a wholesaler and general agent for A.M. Best rated carriers. Specialized and experienced underwriters provide competitive rates, fast service, along with cutting-edge E-platform with full suite of self-service capabilities. Contact Cover Whale for additional info at Hello@CoverWhale.com and for a preview of the platform visit http://www.CoverWhale.com.

About Trucker Path

Trucker Path, the North American trucking industry’s most comprehensive and fastest growing mobile app for truckers, is in use by nearly 1 million drivers. The online platform’s unmatched capabilities provide access to vital up-to-date information about truck stops, real-time available parking, fuel prices, weigh station status, and truck scales and wash locations. The advanced technology, designed to eliminate inefficiencies in the transportation industry, offers navigational assistance with truck optimized routing, and its TruckLoads freight matching load board connects drivers, carriers and brokers. For more information, visit http://www.truckerpath.com.

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Amerisure Is One Of The Best Places To Work In Insurance


Amerisure Mutual Insurance Company is one of the Best Places to Work in Insurance again! This honor is bestowed by Business Insurance magazine and Best Companies Group. This year, Amerisure made the list for the ninth time and was ranked seventh in the medium employer category which is six spots higher than the company’s 2019 ranking of 13 in the same category.

The annual Best Places to Work in Insurance list is determined by a two-part evaluation process. First, each nominated employer completes a survey regarding workplace policies, practices and demographics. Second, employees at the nominated company complete a survey about their respective organization. The combined survey scores determine the top companies and their rankings.

“Our exceptional employees play an integral role in the success of the company,” said Erin Buddie, Amerisure’s Vice President of Human Resources. “This award is reflective of the dedication and passion our employees have for making Amerisure an outstanding place to work, and it is a true reflection of Amerisure’s values in action. We look forward to many more years of attracting and retaining talent through our standing as a great place to work.”

In addition to the 2020 Best Places to Work in Insurance award, Amerisure has also been recognized as one of the Best and Brightest Companies to Work For® in Atlanta and Metropolitan Detroit.

About Amerisure Insurance

Amerisure is an insurance organization charged with creating exceptional value for its Partners For Success® agencies and policyholders. As an A rated (Excellent) property and casualty insurance company licensed in 50 states, Amerisure provides a comprehensive line of insurance products to protect businesses focused in construction, manufacturing and healthcare through strategically located Core Service Centers. For more information, visit amerisure.com.

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Insurance Information Institute and The Institutes Finalize Affiliation


Together, the Triple-I and The Institutes will be better equipped and empowered to serve both the information and education needs of those interested in risk management and insurance.

The Institutes, the leading provider of risk management and insurance education and research, today announced plans to finalize its affiliation with the Insurance Information Institute (Triple-I) on November 16, 2020. Triple-I is a long-standing, trusted source of unique, data-driven research and insights on insurance. Both organizations are not-for-profit entities committed to benefiting society at large.

“Together, the Triple-I and The Institutes will be better equipped and empowered to serve both the information and education needs of those interested in risk management and insurance,” said Peter L. Miller, CPCU, president and chief executive officer of The Institutes. “We see this as a great opportunity to provide a more synergized information platform for insurance knowledge and to bring further efficiencies to our organizations.”

“This affiliation is the culmination of several years of strategic dialogue at the Triple-I and with The Institutes,” said Sean Kevelighan, chief executive officer of the Triple-I. “It will further unify our collective efforts, grant both the Triple-I and The Institutes greater access to a deeper bench of resources and expertise, and improve value for the Triple-I’s member companies across the country.”

For the Triple-I, this affiliation finalizes its pursuit of a modern, transparent, and team-oriented structure that reflects the diversity and breadth of its more than 60 insurance company members—which include regional, super-regional, national, and global carriers. The Triple-I is the largest online source of insurance information dedicated to empowering consumers with objective, fact-based research they can use to make educated decisions, manage risk, and understand the value of insurance.

The Institutes, in turn, will gain additional insights and resources based on data-driven primary research. It will leverage these to support its wide range of offerings in professional education, research, publications, events, and career development.

Triple-I will retain its offices in New York City and Arlington, Virginia, and also maintain staff throughout the country, and its employees will now become employees of The Institutes.

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About Insurance Information Institute (Triple-I)

The Triple-I is a nonprofit communications organization supported by the insurance industry. With offices in New York City and Arlington, Va., the organization has been a trusted source of unique, data-driven insights on insurance for over 60 years.

About The Institutes | Risk and Insurance Knowledge Group

The Institutes, a leading provider of risk management and insurance knowledge solutions, offer innovative education, research, networking, and career resources, including professional designations such as the CPCU® program, leadership programs, continuing education courses, events and conferences, associations, custom solutions, publications, and assessment tools.

CPCU is a registered trademark of The Institutes. All rights reserved.

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NEA/PSEA Member Wins California Casualty’s $25,000 “Keep on Course” Jeep Compass Giveaway


Group of people behind the winner holding a large check

Marjean L., NEA/PSEA/PMEA Member and Counselor at Penn Manor High School in Millersville, PA Wins California Casualty’s “Keep On Course” $25,000 Giveaway

We appreciate everything you do and we know that your commitment extends beyond school to your home and family.

California Casualty just awarded $25,000 to NEA/PSEA/PMEA member and Counselor at Penn Manor High School in Millersville, PA, Marjean L., through its “Keep on Course” Giveaway. The national contest launched January 2020 and ended early October — with Marjean randomly selected as the winner. Marjean’s entry was one of nearly 38,000 received.

The “Keep on Course” Giveaway was introduced by California Casualty just before COVID-19 became a reality. The purpose of the campaign was to remind educators — who typically lead extremely busy lives — to avoid the temptation to multi-task or become otherwise distracted while driving.

Today, the reality of virtual, classroom and hybrid learning requires educators (who are often parents) to juggle even more tasks at home and at work. Driving when there is so much going on — rushing to the next destination because they were helping their kids or students for longer than expected; mentally rewriting the ever-growing home/work checklist; or sending that quick text to let colleagues or loved ones know that they’re on their way — is still dangerous despite there being fewer cars on the road.

California Casualty wants you to stay focused on the road when behind the wheel. “Your safety is important to us,” said California Casualty Sr. Vice President Mike McCormick. “We appreciate everything you do and we know that your commitment extends beyond school to your home and family.”

It means a lot to California Casualty, NEA Member Benefits and Pennsylvania State Education Association (PSEA) to award this gift to a well-deserving educator. Marjean is a school counselor who has been in education for 28 years. She chose her career to help students reach their potential and find happiness and success in life. When asked what it means to be a counselor in 2020, she replied that society is filled with so many challenges and that it’s a privilege to help students through life.

Mary Kay Fair, Penn Manor Education Association (PMEA) President, shared her thoughts during the surprise assembly. “We are so happy today that our long-term member Marjean was the national winner of the California Casualty “Keep on Course” Giveaway and the $25,000! It’s very timely because it’s the Penn Manor Education Association’s 50th Anniversary. We always tell our members to be sure to use their NEA Member Benefits Programs. We are very happy for Marjean today and we greatly thank California Casualty!”

Marjean heard about the California Casualty contest through a member benefit email from the National Education Association (NEA). She plans to use the $25,000 to help her daughter with college tuition. Still in shock, she added that the possibilities are endless.

She finished her thoughts on winning the contest with one important reflection, “I didn’t need a check to show how grateful I am to be a member of the Penn Manor Education Association (PMEA).”

California Casualty has been serving the needs of educators since 1951 and is the only auto and home insurance company to earn the trust and endorsement of the NEA. As a result, NEA members qualify for exceptional rates, deductibles waived for vandalism or collisions to your vehicle parked at school, holiday or summer skip payment plans and free Identity Defense protection – exclusive benefits not available to the general public. Learn how to save by getting a quote at http://www.calcas.com or by calling 1.800.800.9410.

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Atascadero Life Insurance Company Reports ‘The Cost of Slips and Falls’


life insurance Atascadero

More than 1 million people go to ER every year for slipping or falling.

Falls are the leading cause of injury for all age groups and medical bills top $35 million each year.

Slips and falls are some of the most common accidents. Estimates are that more than a million people go to the emergency room every year as the result of slipping and falling, for an average cost of $30,000-40,000 per case. John Donovan Insurance Agency in Atascadero CA, providing life insurance and homeowner insurance, has reported the safety precautions that can help prevent slips and falls and reduce the cost and liability.

The cost of falling is much more than just financial:


  • Falls can break teeth, cause serious scrapes and skin damage that can lead to infections and scars
  • Around five-percent of falls result in broken bones
  • One-third of adults over 65 fall each year and falling is the most common cause of a broken hip
  • Falling is the most common cause of brain injury
  • Falls are the leading cause of injury for all age groups and medical bills top $35 million each year. An average of 11 days of work are lost per fall, creating an additional hardship for workers who don’t have sick or personal leave from their employers. One source, the National Safety Council, reports nearly 700 workplace deaths for one year.

It is important for individuals, families and employers to be insured to reduce their liability in the event of injury or death. Homeowner, renter, worker’s compensation and life insurance are all protection against the cost of slips and falls. But insurance is only part of the solution. Prevention is a big part and goes a long way towards preventing injuries and the associated costs.

The team at John Donovan State Farm insurance in Atascadero are happy to help with life insurance and other insurance needs and offer some basic tips to help prevent falls in the first place.

  • Maintain enough outdoor lighting so people can see clearly
  • Clean up spills, inside and outside, and take preventative measures to prevent water, even snow and ice from building up where people walk
  • Repair or replace torn or worn carpets, rugs, runners and mats
  • Make sure carpets, rugs, runners and other floor coverings are secure and don’t slide or slip under foot
  • Repair cracked and damaged sidewalks and parking surfaces
  • Keep obstacles such as toys, building materials and other items out of the way of foot traffic
  • Make sure there are handrails on steps and stairways and the handrails are secure

For additional safety tips, visit the State Farm Insurance Simple Insights page. It’s also a good idea to review your insurance policies to know how you are protected in the event of a fall on your property. John Donovan and his Atascadero team are happy to review your life insurance, homeowners, renter, and other insurance policies to make sure you are adequately protected.

John Donovan State Farm Insurance Agent

8420 El Camino Real, Suite A

Atascadero, CA 93422

(805) 466-7744

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The 2020 Mercury Insurance Online Concert Series Continues through December


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Music has the power to bring people from all walks of life together and share a special moment, which is something we can all use right now.

Mercury Insurance (NYSE: MCY) today announced three new musicians – 2020 Texas Country Music Award winner for Female Artist and Single of the Year Bri Bagwell, Season 10 “American Idol” contestant Stefano and Season 17 “American Idol” finalist Alyssa Raghu – will perform in its online Mercury Insurance Concert Series in November. The company also noted more artists will be announced for December performances.

The concert series gives musicians, who’ve had to cancel tours and in-person appearances, a platform to connect with fans who, in turn, get to enjoy intimate performances from some of their favorite artists.

“The Mercury Insurance Concert Series has been a great way to connect artists with music fans in an intimate, safe setting, despite the challenges this year has presented,” said Erik Thompson, Mercury’s vice president of advertising and public relations. “The response from both fans and artists has been incredible and we’re thrilled to be able to continue this amazing series. Music has the power to bring people from all walks of life together and share a special moment, which is something we can all use right now.”

Any music fan who wants to tune in to the live performances can visit http://www.mercuryinsurance.com/MICS to view the concerts. The performances will also be recorded and available to view after the live shows. The November performance dates and times for the Mercury Insurance Concert Series are:

  • Bri Bagwell (November 12, 5 p.m. PST): Bri Bagwell is a force to be reckoned with and is a name you won’t soon forget. The New Braunfels, Texas-based artist, known for her trailblazing artistry, has been hailed as the future of country music. Between her solo shows and performing countless festivals, she and her band play an average of 150 shows a year. Bri has performed with a long list of artists, including Willie Nelson, Miranda Lambert, Robert Earl Keen, Kacey Musgraves and Dwight Yoakam. Her Rachel Loy produced album “In My Defense” was released in 2018, and earned four Top-10 singles, including her latest No. 1 hit on the Texas radio charts “As Soon As You.” The multiple-winner of Female Vocalist of the Year Awards is known for her rousingly fun live performances and, is currently writing songs for her next album.
  • Stefano (November 19, 5 p.m. PST): When Stefano sings you feel it. The singer/songwriter blesses each song with the sort of inimitable spirit that transforms listeners into lifelong fans. His smooth, slick and soaring voice proves both immediately recognizable and irresistible. The nation watched as he wowed Jennifer Lopez every week during his Season 10 “American Idol” days and, following the show, he continued to capture the attention of some of the music industry’s elite – most notably, Kenny “Babyface” Edmonds. Babyface, the 11-time GRAMMY Award winner, took Stefano under his wing in 2018, featuring him on his international and national tours, and TV shows. The two are currently in the studio working on new music together.
  • Alyssa Raghu (November 20, 5 p.m. PST): Alyssa Raghu is an American singer/songwriter from Orlando, Fla., of Guyanese/Indian and Mexican heritage. A two-time contestant on “American Idol” (Seasons 16 and 17) – and a finalist on Season 17 – Alyssa showcased her talents excelling in pop, ballads and R&B music, wowing the judges and becoming a Katy Perry favorite. She has performed with renowned musical artists such as Julia Michaels, Kane Brown, Lea Michelle, Cyndi Lauper and Patti LaBelle. Alyssa is no stranger to performing in front of large audiences, packed stadiums and on live television. She was honored when selected to sing the National Anthem for the President of the United States and the Prime Minister of India. Her multicultural background, as well as her classical music training, has made Alyssa Raghu one of today’s up-and-coming artists to watch.


Musicians who have already performed in the online 2020 Mercury Insurance Concert Series include Jordan Rudess, Flo Chase, Emily Coupe, Chord Overstreet, The Perfect Nines, Jessica Lynn, Demola, Justin Ratowsky of Cali Conscious, Gene Noble, Corey Harper, Myra Molloy, Aubrey Logan, Cory Young, Parker Lane, Brandon Colbein, Keisha Renee, Mike Love and Seth Rosenbloom. Visit http://www.mercuryinsurance.com/MICS to view their previously recorded performances and Chatting with Artists from the Mercury Insurance Concert Series to read what some of them had to say about the experience.

December performances in the Mercury Insurance Concert Series will be announced soon.

About Mercury Insurance

Mercury Insurance (MCY) is a multiple-line insurance organization predominantly offering personal automobile, homeowners and business insurance through a network of independent agents in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia. Since 1962, Mercury has specialized in offering quality insurance at affordable prices. For more information, visit http://www.mercuryinsurance.com or Facebook and follow the company on Twitter.

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Alera Group Appoints VP of Employee Benefits Technology & Services


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Brian is an outstanding addition to the employee benefits team at Alera Group. His industry expertise and technical knowledge will be a huge asset to our organization as we continue to grow.

Alera Group, a leading insurance and financial services firm, has named Brian Parker as Vice President of Employee Benefits Technology & Services, effective November 1, 2020.

In this role, Parker will help to drive growth across Alera Group through benefits administration technology solutions and services. He will work with existing subject matter experts and centers of excellence to ensure that Alera Group firms offer the best possible technology solutions to their clients. In addition, he will work closely with Alera Group’s Vice President of Carrier Relations, Tina Santelli, to drive connectivity, subsidies, carrier offsets and robust voluntary benefit offerings.

“Brian is an outstanding addition to the employee benefits team at Alera Group. His industry expertise and technical knowledge will be a huge asset to our organization as we continue to grow,” said Sally Prather, Executive Vice President and Employee Benefits Practice Leader at Alera Group. “We are excited to see Brian helping Alera Group firms grow through this role, and we look forward to the partnerships he will continue to build with our subject matter experts throughout the country.”

Previously, Parker worked as a Strategic Advisor at Businessolver, partnering with sales team members to identify client and prospect needs and pair them with a benefits technology solution. Prior to that, Parker held roles at Willis Towers Watson, Mercer, and formerly served as a Benefits Manager in both retail and manufacturing companies.

“I’m proud to join the industry-leading team of experts at Alera Group and am excited to contribute to collaborative growth across the country,” said Parker. “I look forward to the ways my technical expertise will further expand the benefits technology solutions we provide to our clients.”

Parker holds his Bachelor of Arts degree in Communications from the University of Connecticut. He will be based out of Philadelphia, Pennsylvania.

About Alera Group

Based in Deerfield, IL, Alera Group’s over 2,000 employees serve thousands of clients nationally in employee benefits, property and casualty, retirement services and wealth management. Alera Group is the 15th largest privately held firm in the country. For more information, visit http://www.aleragroup.com or follow Alera Group on Twitter: @AleraGroupUS.

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Top Reasons Why Drivers Should Compare Car Insurance Quotes Online


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“Online quotes are important for both the drivers and the insurance market”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has launched a new blog post that explains the benefits of price comparison for the car insurance market.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/why-is-price-comparison-so-important-for-car-insurance-market/

A highly competitive car insurance market benefits both the customers and the insurance companies. The customers have access to all the useful information they need to compare car insurance offers.


  • Price comparison ensures a safe economic climate. In a thriving, developed economy, maximum transparency is guaranteed. Quotes allow the customers to have an insight of the prices offered by the insurance companies. This makes sure that all companies provide fair prices for all customers. Customers avoid companies that ask exaggerated prices for basic services that elsewhere are sold at regular prices.
  • Price comparison offers equal chances for both customers and insurance companies. Without quotes or other tools for comparison, several categories of drivers would have a hard time finding car insurance. Teen drivers, DUI convicted drivers, and senior citizens are considered high-risk drivers, and many of them need to apply to a non-standard carrier to get insurance.
  • Another important aspect of price comparison is avoiding scams. A high number of insurance companies that scam their customers still exist. Companies that offer much lower insurance premiums should be avoided.


For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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