“Multi-car insurance policies will help drivers save precious time and money”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
January 27, 2021

Compare-autoinsurance.org has launched a new blog post that explains how insuring multiple vehicles at the same insurer can save car insurance money.

For more info and free quotes, please visit https://compare-autoinsurance.org/the-benefits-of-using-one-insurer-for-multiple-car-insurance/

It’s not uncommon for a household to have more than one vehicle. To save money on car insurance, drivers can choose to insure all the vehicles from a household to one insurance company in order to obtain a multi-car insurance discount.

Multiple-car insurance policies have the following benefits:

• 
  Less paperwork to deal with it. Policyholders can save time by having to meet with just one insurance agent and completing one insurance policy. Drivers should ensure they choose enough coverage to protect the value of the most expensive vehicle in the policy. Drivers should contact their insurers and seek advice regarding a proper level of liability coverage.
• Cheaper premiums and deductibles. Drivers that have more vehicles will pay more on individual policies than compared to the premiums of a multi-car policy. Also, drivers will have to pay for deductibles when filling out a claim. On a multi-car policy, all claims will have the same deductibles. Depending on the insurer, in the event of filing a claim for two vehicles at once, it is possible to pay only one deductible. For example, if two vehicles that are insured on the same policy got damaged in a fire or a flood, drivers will only have to pay one deductible.
• Reduced risk of lapses. With a multi-car policy, drivers will have to pay one monthly policy bill at the same location and at the same time. In the case of individual policies, drivers that own multiple cars will have to remember the due dates of each policy and pay them at different locations.
• Cheaper rates for high-risk drivers. Teen drivers, DUI convicted drivers, senior drivers are considered high-risk by insurance companies and have to pay high insurance premiums. The multi-car insurance policy premiums will increase if a high-risk driver is added to the policy. However, the overall policy premiums increase would be lowered when compared to the premiums paid by the high-risk driver on a separate policy.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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“Dave and I are thrilled to join a group of knowledgeable and well-respected industry colleagues to share ideas, identify best practices and ultimately enhance the value the entire industry provides to clients,” said James.

NEW YORK (PRWEB)
January 27, 2021

NFP, a leading insurance broker and consultant that provides property and casualty (P&C), corporate benefits, retirement, and individual solutions, today announced that Mike James, head of Individual Solutions and president, NFP Life Solutions, and David Carroll, managing director of Financial Architect Partners, LLC, a subsidiary of NFP, have been named to the Forbes-SHOOK Financial Security Professionals (FSP) Advisory Board.

Both James and Carroll are recognized industry leaders in the financial security space. James drives the overall strategic direction for NFP’s life insurance, long-term care, annuities, and wealth management businesses, and Carroll works directly with high net worth individuals and families to help them realize their planning goals.

SHOOK Research, in collaboration with Forbes, formed the FSP advisory board to help identify the characteristics of FSPs who approach financial planning holistically and who also have the knowledge and experience to help clients mitigate risk.

The Forbes/SHOOK FSP ranking is slated for publication in Forbes magazine and online in November, followed by Top Women FSPs, and a more expansive list of thousands of FSPs in a best-in-state ranking. FSPs interested in being rated by SHOOK Research can complete surveys at http://www.ShookResearch.com.

The Forbes brand today reaches more than 140 million people worldwide through its trusted journalism, signature LIVE and Forbes Virtual events, custom marketing programs and 32 licensed local editions in 71 countries.

Qualitative and quantitative information gathered by SHOOK analysts will be used to compile the first rating of the nation’s top FSPs. The ratings, based on deep due diligence, measure best practices uncovered through in-depth telephone, virtual and in-person interviews, surveys, compliance records and hard data, such as revenues and insurance data.

“We’re excited to spotlight this industry and highlight the ways FSPs are impacting peoples’ lives,” said RJ Shook, president of SHOOK Research. “By identifying the best practices that make a real difference for individuals and families, the FSP advisory board will elevate professional standards and expand awareness of the value FSPs deliver.”

“It’s an honor to be named to the FSP advisory board,” said James. “Dave and I are thrilled to join a group of knowledgeable and well-respected industry colleagues to share ideas, identify best practices and ultimately enhance the value the entire industry provides to clients. Forming the FPS advisory board is the first step. From here, we will shine a light on what advisors are doing to make a positive difference for clients and raise the bar for what people should expect from our industry.”

Click here to read the Forbes article covering the new Forbes/SHOOK TOP FSP rankings.

About NFP

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 5,800 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 5th best place to work in insurance and 6th largest US-based privately owned broker (Business Insurance); 9th commercial lines agency by P&C commercial lines revenue and 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).

Visit NFP.com to discover how NFP empowers clients to meet their goals.

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“Getting car insurance discounts is the best way to save money. But you must carefully analyze not only the value but also how long it lasts and overall, how much money you can save”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
January 26, 2021

Compare-autoinsurance.org has released a new blog post that explains how drivers should select their car insurance discounts.

For more info and free car insurance quotes online, visit https://compare-autoinsurance.org/how-to-compare-car-insurance-discounts/

Being eligible for car insurance discounts will help drivers save a lot of money. Some discounts can offset the expenses by as much as 35%. Overall, a driver can save hundreds of dollars each year. This is why it is recommended to investigate more about available discounts provided by the current carrier. We also recommend policyholders to periodically check the market offers and use http://compare-autoinsurance.org to compare prices.

• The first thing to check are the prerequisites for each discount. And each company may have different prerequisites for the same discount. For example, one company may impose a 13,000 miles a year for a low mileage discount, while another one may impose 10,000 miles. Carefully read the terms for being approved and compare with the terms of multiple companies. Keep in mind that lax conditions do not necessarily mean a good discount.
• Check the value of each discount. If two discounts have the same pre-requisites, then they should offer the same discount. If not, may sound logical to go with the discount that saves more money. But only if the discounts are for the same product, require the same things and have the same availability period. That’s the next thing to verify.
• Clients must also check the availability period of the discount. A discount may be greater in savings value, but if it lasts only 2 or 3 months, in the long run it would be a bad choice. In this case, a smaller, but a longer-lasting discount would provide better savings

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org

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Agency management software for employee benefits insurance

Benelinx equips agencies of all sizes with tools to create a multi-year strategy that includes predictive modeling on employee election behavior, a contribution strategy methodology and justification for a multiplan benefit program.

DENVER (PRWEB)
January 26, 2021

Insurance tech provider Benelinx today announced the release of new features including automated member level assignments and horizontal market proposal templates to enhance its robust agency management software. Not only do these features significantly reduce admin time and the potential for errors, they provide comprehensive data modeling and analysis capabilities at the member level, helping brokers deliver greater value to clients through more accurate projections and final enrollment reporting.

“Health insurance has always been complicated for employer groups to navigate, and it’s no wonder more CFOs are now making the employee benefits decisions,” said Benelinx CEO & founder Rachel Zeman. “Brokers must go head to head with C-Suite decisionmakers to provide sophisticated analytics on market proposal recommendations. Our newest release equips agencies of all sizes with tools to create a multi-year strategy that includes predictive modeling on employee election behavior, a contribution strategy methodology and justification for a multiplan benefit program.”

Benelinx provides benefits brokers with an integrated approach to agency management, automating day-to-day operations, sales & renewals, and client service within a secure, cloud-based platform. The release, available now for licensed Benelinx users, includes:

Key Features

• Assign Plans – Assign specific proposed plans at the individual member level, comparing current plans to a mapped plan and up to 12 alternate multiplan models per employee.
• Assign Policies – Designate final enrollment elections for each employee. This includes a new reporting tool to export active employee policy details and tiered coverage elections for medical, dental and vision. The report also includes member specific premiums, employer and employee contribution values and employee payroll deduction information.
• Horizontal Proposal Templates – Available in age-banded and composite layouts, new templates offer a comprehensive analysis of current, renewal and alternative market recommendations.
• Expanded Benefits Booklets – Access new templates for age-banded and composite medical policies.
• Buy-Up Contribution – Enhanced contribution modeling. Designate base plans for contribution calculations for medical, dental and vision policy types.
• Enhanced Table Rates – View employer contribution, employee contribution and payroll calculations in table rate format within age-banded proposals.
• Commission Tracking Enhancements – Assign broker/producer commissions by deal to customize commissions unique for a specific proposal. Automatically updates commissions at the policy level.

Additional Features

• Enhanced Contribution Details – Access contribution amounts for each product line on proposal and policy layouts, as well as designated base plan names.
• Get Quote Mapped Plan Selection – Designate mapped plans on the Get Quote UI with a single click.
• Enhanced Mark Deal As Sold – Easily review contribution details and enhanced plan details when marking deals as sold.
• Census Automated County Matching – Automatic county suggestions within the census uploader.
• Improved Currency Formatting
• Custom Composite Proposed Plans – Create proposed plan participants for each active employee.
• Custom Composite Policies – Create employee policies for each active employee.

Powered by Salesforce for proven security, reliability and cutting-edge backend technology, Benelinx is an end-to-end agency management solution to help benefits brokers reduce overhead, boost productivity and grow revenue. Key platform features include executive dashboards, census upload, quoting engine, commission management and custom document creation.

To learn more about Benelinx or request a free demo, visit benelinx.com.

About Benelinx

Founded in 2019 by a seasoned broker, Benelinx is a complete agency management solution for the employee benefits industry. Benelinx consolidates operations and workflow into a centralized, secure platform, eliminating outdated legacy systems and manual data entry. Built for today’s digital world, Benelinx improves productivity and provides access to accurate, real-time data. Powered by Salesforce, the leader in CRM and secure cloud-based business applications. Visit benelinx.com for more information.

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Oh my goodness! I knew I was winning something, but I had just hoped it might be enough to pay someone to clean up the leaves in my backyard.

DALLAS (PRWEB)
January 26, 2021

As it has for 13 years in a row, Neighborhood Credit Union surprised one of its members Tuesday with a $49,999 grand prize to kick off the new year, as a reward for good savings habits in her Prize Savings Account.

Neighborhood Credit Union created the Prize Savings Account in 2007 as an innovative approach to help reverse what was the lowest savings rate in U.S. history. The idea was to encourage more members to save money by offering prizes and rewards throughout the year, so members could experience immediate and tangible incentives and discover how good savings habits can reap unexpected rewards. The giveaways culminate with the grand prize drawing every New Year’s Day.

In a sign of the times, this year’s surprise was delivered virtually instead of face to face. The winner, Yvonne, was initially skeptical when she joined the online presentation.

“Are you kidding?” she exclaimed when told she had just won nearly $50,000. “Oh my goodness! I knew I was winning something, but I had just hoped it might be enough to pay someone to clean up the leaves in my backyard. God is good.”

Yvonne, who lives near Fort Worth, joined Neighborhood Credit Union with her family in 1992. Over the years, she said she has relied on her credit union to help her in a variety of ways, noting that one of Neighborhood Credit Union’s team members had recently advised her about what to do with her Individual Retirement Account, given the pandemic. “You all have been really good anytime I need help,” she said. “Professional, but also like family.”

When asked about her approach to saving money, Yvonne said her parents had taught her to save.

“I have never lived beyond my means,” she said. “I put a little back from every paycheck and find ways to be frugal, like driving a nice used car or shopping at garage sales. I guess that’s the secret. Start young and save a little bit at a time. The years will go by really fast!”

Yvonne said the pandemic has kept her at home and away from her grown children, who live out of state, so once it becomes safe to travel again, she will use some of her winnings to go to spend time with them in person. The remainder likely will stay in her Prize Savings Account.

Except $100 to pay the yard guys, of course.

How the Prize Savings Account Works: Neighborhood Credit Union members receive one drawing entry for every $25 monthly average balance in their Prize Savings Accounts. The greater the savings, the more chances a member has of winning. Members are eligible for monthly and quarterly drawings, culminating with the annual grand prize, drawn each January 1 based on the average monthly balance in the savings account at close of business December 31.

About Neighborhood Credit Union: The first credit union in Dallas (chartered April 18, 1930), Neighborhood Credit Union is a not-for-profit financial organization that serves Texans from all walks of life. With locations across North Texas, Neighborhood Credit Union has a membership of 56,500 and continues to welcome new members daily across the state of Texas. For more information, call (214) 748-9393 or visit http://www.myncu.com

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Through our partnership with Vanta, achieving compliance through security and insurance doesn’t have to be a time consuming and complex process,” states Sidd Gavirneni, CEO and co-founder of Zeguro.

SAN FRANCISCO (PRWEB)
January 26, 2021

Zeguro (https://zeguro.com), an integrated cybersecurity and cyber insurance provider for small to medium-sized businesses (SMBs), today announced a strategic partnership with Vanta (https://vanta.com), an automated security and compliance expert, to help customers achieve compliance in weeks instead of months and get affordable, comprehensive cyber insurance.

Achieving compliance, often a business necessity and a competitive advantage, is a rigorous process that can take months. Vanta’s automated compliance platform, which leverages continuous vendor testing and APIs that connect with their customers’ systems, allows companies to accelerate the process down to just weeks while simultaneously remediating security vulnerabilities. Zeguro’s customers get 25% off Vanta and can access their exclusive discount through Zeguro’s online portal.

In addition, Zeguro’s approach to data-centric underwriting allows Vanta’s customers to enjoy potential savings on their cyber insurance premiums. For many compliance frameworks, including SOC, having cyber insurance coverage is highly recommended. Zeguro offers one of the most comprehensive cyber insurance policies on the market, with coverages that include payment fraud, ransomware attacks, regulatory fines, network security liability, and more. From quote to bind, the entire process of buying insurance with Zeguro is online, enabling its clients to purchase an active policy in as little as five minutes.

“Our focus has always been to make cybersecurity and cyber insurance easy and approachable. Through our partnership with Vanta, achieving compliance through security and insurance doesn’t have to be a time consuming and complex process,” states Sidd Gavirneni, CEO and co-founder of Zeguro.

“Vanta’s continuous monitoring solution simplifies the process of getting ready for a compliance audit. With Vanta and Zeguro, our customers can hold their organization to the highest standards of security – and communicate these security practices in a streamlined, standardized way to attract new business,” states Eric Martin, Head of Sales and Partnerships at Vanta.

About Zeguro

Zeguro provides holistic risk management to organizations of all sizes through its integrated cybersecurity and cyber insurance solutions, which include a suite of Cyber Safety tools for risk mitigation and compliance, as well as insurance premiums that are tailored to the size, sector, and profile of a company. Zeguro is the cyber specialist underwriter for HSB/MunichRe, a 150+ year old A++ rated (A.M. Best) top commercial insurance company.

To learn more about Zeguro, please visit: zeguro.com.

About Vanta

Vanta automates security and compliance, starting with SOC 2, to protect customer data and build trust in internet businesses. Their core is a powerful security monitoring platform that helps companies spin up credible security programs so they can obtain compliance certifications easily and thoroughly. Vanta partners with more than four dozen AICPA-accredited audit firms who are trained to perform audits leveraging Vanta’s platform.

To learn more about Vanta, please visit: vanta.com.

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