“For many, car insurance is a necessary expense. To cut the costs of insurance, policyholders can bundle multiple policies and drive a safe vehicle”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
September 10, 2019

Cheapquotesautoinsurance.com has launched a new blog post that presents several smart methods that can help car owners cut costs on car insurance.

For more info and free online quotes, please visit https://cheapquotesautoinsurance.com/cut-costs-car-insurance/

In most states, car insurance is required by law. For many, car insurance can be a costly investment that can seriously affect the family’s budget. Fortunately, there are many ways that can help anyone pay less on car insurance.

To cut costs on car insurance, drivers can follow the next tips:

• 
  Keep the car parked in a garage. Insurance companies prefer cars that are kept in garages and for this reason, they will lower the insurance rates. Cars that are being kept in a garage are less likely to be stolen and are better protected against the severe weather.
• Increase deductibles. Policyholders can agree to pay more money out of their pockets, before the insurance kicks in. Doing this will lower the price of insurance. However, drivers should ensure they will save enough money in order to pay for the deductibles if they will have to file a claim.
• Drive a safe car. Exotic sports cars or limousines are expensive to insure. These cars are expensive to repair and are favorite targets for thieves. Instead, drivers should try to insure slightly used minivans, SUV’s, or sedans that are equipped with several safety devices. These types of vehicles are cheaper to insure and they cost less to repair.
• Keep a good credit score or improve it. Insurance companies will look at the drivers’ credit score before granting them coverage. Insurers claim they found a correlation between a driver’s credit score and his chances to file for a claim. For this reason, drivers with a poor credit score will pay more on insurance premiums, while policyholders with good or excellent credit score will less.
• Bundle multiple policies. One of the easiest methods used by drivers to save money on car insurance is to bundle policies. Drivers that own at least two vehicles can combine their policies at one insurer and obtain a multi-car discount. Also, drivers can combine different types of policies like car insurance with life insurance, homeowner’s insurance, or health insurance and obtain a multi-policy discount.

For additional info, money-saving tips and free car insurance quotes, visit https://cheapquotesautoinsurance.com/

Cheapquotesautoinsurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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“Getting online quotes will help drivers find better deals and plan their insurance budget,” said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
September 10, 2019

Compare-autoinsurance.org has released a new blog post that explains the main benefits of getting car insurance quotes online.

For more info and free quotes, visit https://compare-autoinsurance.org/why-drivers-should-online-car-insurance-quotes/.

Living in the age of the Internet has certain perks and advantages. Many of them are reflected in the way we shop for products and service. Buying online grants unprecedented flexibility and customization.

Drivers who want to get coverage or to switch carriers should use online car insurance quotes. They offer the following advantages:

• They can help drivers save money. Comparing online quotes will help drivers find affordable deals. It is possible to save hundreds of dollars, even thousands of dollars in the case of high-risk drivers.
• Get in touch with multiple insurance companies. Most people only go to the big established companies, and in that way miss the newly established companies that could offer better deals in order to attract new customers. Today, using online car insurance quotes, it is easier to find those newly established companies.
• A very convenient way to get estimates. Drivers can get quotes from the comfort of their homes. All they need is an internet connection and a device capable to browse and display online insurance quotes (devices like smartphone, tablet, notebook, PC, etc.). A physical insurance agency has a fixed schedule, while online insurance quotes are available 24/7.
• Get multiple estimates. Clients can get each quotes individually, or use brokerage websites to get multiple estimates on a single results page. The user has to fill up an online form and will get multiple insurance quotes from insurance companies available in his area. This will save precious time.
• Accurate estimates. Filling complex questionnaires with accurate data provided by the customer leads to similar real-life insurance rates. The more honest a customer is, the better is the quote estimate.

For more details and free online quotes, please visit http://compare-autoinsurance.org.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Larry Holzberg, NAIFA Board of Trustee, is a Financial Representative with Guardian Life Insurance Company of America and holds the LACP certification.

I attained my LACP when it was first available and have successfully used it for several years as a way to differentiate myself

FALLS CHURCH, Va. (PRWEB)
September 11, 2019

The NAIFA Certification Commission (NCCA) announced that Guardian supports and actively encourages its financial representatives to attain the Life and Annuities Certified Professional (LACP) certification as evidence of their knowledge of and ethical approach to sales of life and annuity products. The support will allow Guardian financial representatives to list the LACP certification as an earned designation and use the LACP mark in promotional materials to differentiate themselves in the financial services marketplace.

“After thorough review, we fully provide our support for the LACP,” stated Kathryn Tague, Head of Financial Representative Learning & Development from Guardian. “We view the LACP as a way to increase consumer trust in life insurance and annuities as a whole, and in particular, to let the consumer know that every Guardian financial representative that is a NAIFA member ascribes to a code of ethics that puts client interests first.”

“I attained my LACP when it was first available and have successfully used it for several years as a way to differentiate myself,” explained Lawrence Holzberg, LUTCF, LACP of Wealth Advisory Group, LLC, an agency of The Guardian Life Insurance Company of America. “With the comprehensive study guide and my years of experience, I was able to immediately sit for the exam. I’m delighted that Guardian recognizes the LACP and I encourage every advisor to put forth the effort to attain this certification.”

The LACP certification is accredited by the National Commission for Certifying Agencies (NCCA) and complies with the NCCA’s rigid Standards for the Accreditation of Certification Programs. The LACP certification is officially listed in the Financial Industry Regulatory Authority (FINRA) professional designations database, one of only ten accredited designations of the hundreds listed with FINRA.

“The industry is recognizing that the LACP certification signifies professionalism, trustworthiness and expert knowledge – all characteristics consumers should look for in a financial professional,” Kevin Mayeux, CEO of NAIFA, said. “The LACP is a benefit to those professionals who are able to achieve it and to the clients they serve. It is the gold standard and an indication of excellence for any professional providing annuities and other life insurance products to clients”

In addition to Guardian, several other companies including New York Life, Country Financial, SagePoint, Woodbury Financial, Royal Alliance, FSC Securities and Cambridge Investment Research support the LACP certification. On the consumer side, the Alliance for Lifetime Income(ALI), recognizes the importance of the LACP and features holders of the certification in its public information campaigns. NAIFA works with ALI to educate the public and policymakers about the importance of financial products that provide lifetime incomes and the risk many Americans face of outliving their savings during retirement.

To attain the LACP, financial professionals must meet the exam eligibility criteria and exemplify excellence in the following three areas: product knowledge, consultative sales process, and commitment to ethical conduct.

Eligible professionals may register to take the exam during three month-long testing windows each year in July, October and January. The proctored exams are administered by Castle Worldwide through a network of nearly 1,000 testing centers in cities throughout the world. Registration for the month of October is Sept. 15, 2019, and registration for January is Dec. 1. See the Exam Schedule and Registration.

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