Category Archives: Business: Insurance

Press Releases from the Insurance world, What’s new, Popular, Trending and News Worthy. In the ever changing industry of Insurance.

Major Car Insurance Claim Mistakes And How To Avoid Them


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“Drivers that want to have their claims solved in a fast manner should avoid making mistakes like not taking photos after an accident or not gathering sufficient info about the crash circumstances”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Carinsuranceplan.org has launched a new blog post that explains what mistakes drivers can make during the car insurance claim process.

For more info and free quotes, please visit https://carinsuranceplan.org/major-car-insurance-claim-mistakes/

After a covered car accident, drivers should file a claim in order to be reimbursed for property damage and medical expenses. In some cases, several factors can make an insurance claim to be denied.

Drivers who file an insurance claim should avoid making the following mistakes:


  • Admitting fault. Admitting guilt before the authorities finish the investigation is a huge mistake. Even worse is to admit guilt in front of the other driver and police officers. The authorities are the ones who decide which driver was at-fault. Admitting guilt will determine the other driver to file an insurance claim and will make it impossible for the policyholder’s insurer to make a defense against the claim.
  • Failing to take photos after the accident. Photos represent solid evidences that can help the authorities determine the circumstances of the accident. Drivers are recommended to take clear photos of the scene of the accident, as well as the sides of the involved vehicles, odometers, deployed airbags, the surrounding area, and the road conditions.
  • Not calling the police. In some states, drivers are required by law to notify the police if someone got injured or killed in an accident, or if the caused property damage exceeds a certain amount. Even if the accident may seem minor, the polices can document the case and write an official report. This report will be needed by drivers that want to file an insurance claim.
  • Failing to gather all the relevant info. To help both the authorities and their insurers, policyholders should gather as much data as possible. Drivers should look for eyewitness that can describe what happened, nearby surveillance cameras and police reports.

For additional info, money-saving tips and free car insurance quotes, visit https://carinsuranceplan.org/

Carinsuranceplan.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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The Main Reasons Why Policyholders Should Bundle Car Insurance Plan With Other Insurance Services


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“You can save lots of money on your car insurance if you choose to bundle multiple policies”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has launched a new blog post that explains how bundling multiple car insurance can help save car insurance money.

For more info and free quotes, visit https://compare-autoinsurance.org/why-bundle-car-insurance-plans/

Policyholders can easily save money on car insurance if they choose to bundle multiple types of policies. Bundling, or multi-policy discount, involves the purchase of two or more insurance policies from the same insurance company.

Policyholders that bundle multiple policies can benefit from the following advantages:


  • Considerable discounts. Insurance companies want to keep their customers loyal to them for many years. For that, they are willing to offer significant discounts to those customers that purchased more than one type of insurance from them. Depending on the insurance company, the discount can be as high as 20% of the total cost of the combined insurance policies.
  • Policyholders can save time. Drivers that choose to bundle their policies at one insurance company can save time by eliminating the need to deal with multiple insurers. Besides that, policyholders will pay only one bill at the same time and location.
  • Dealing with one insurance agent. When choosing to work with one insurance company, policyholders will also choose to work with one insurance agent. That insurance agent will know everything about the policyholder’s needs and he will advise him properly. Also, that agent will be able to look for savings and recommend additional policies according to the policyholder’s needs.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Dental Insurance Service Shines Bright with Top 5-Star Rating from TopConsumerReviews.com


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Whether you’re looking for traditional insurance coverage or a discount plan, Dental Insurance is your best resource

TopConsumerReviews.com recently gave a best-in-class 5 star rating to Dental Insurance, a leader among online providers of dental insurance plans.

Almost 75 million Americans don’t have dental insurance coverage provided by an employer or by the government. Many of these people pay for their dental costs out of pocket, but those expenses can add up quickly when a simple exam, cleaning, and x-ray can be $100 or more. Fortunately, there are a number of ways to get affordable dental care directly, with the same levels of coverage and options as are available through employers – often using the very same networks and dental professionals. This offers consumers a huge advantage when dental emergencies arise, protecting them from hefty bills in the thousands of dollars for a root canal, broken tooth, or other major issue.

“Whether you’re looking for traditional insurance coverage or a discount plan, Dental Insurance is your best resource,” according to Brian Dolezal of TopConsumerReviews.com, LLC. “There’s no other provider that explains your options so clearly, with an easy-to-use website that will connect you with plans from industry leaders like Delta Dental and Nationwide. Select up to 3 plans to compare and see which one is best for your coverage needs, keeping in mind each plan’s network and time between placing your order and the start date. Dental Insurance is part of Kelsey National Corporation, a reputable company with more than 50 years of experience and an ‘A+’ rating with the Better Business Bureau. Getting the right dental coverage can be overwhelming, but with Dental Insurance you’ll find exactly what you need in no time. We’re pleased to give this company our highest ranking among providers of Dental Insurance plans in 2019.”

To find out more about Dental Insurance and other sources of insurance and discount plans, including reviews and comparison rankings, please visit the Dental Insurance category of TopConsumerReviews.com at https://www.topconsumerreviews.com/dental-insurance/.

About Dental Insurance

Dental Insurance is a wholly-owned subsidiary of Kelsey National Corporation (KNC) with headquarters in Los Angeles, California. A leading provider of dental insurance, this site was the first to enable individuals to both comparison-shop and apply for dental insurance and discount dental plans directly via the Internet. Building on KNC’s dedication to deliver simply the best, Dental Insurance provides families, individuals, and business owners with the easiest way to compare and purchase affordable, quality dental insurance and discount dental plans.

About TopConsumerReviews.com

TopConsumerReviews.com, LLC is a leading provider of reviews and rankings for thousands of consumer products and services. From Dental Insurance to Pet Insurance and Teeth Whiteners, TopConsumerReviews.com delivers in-depth product evaluations in order to make purchasing decisions easier.

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TPA Stream Raises $1.4M Seed Round To Improve Healthcare Benefits Automation


“To close this new seed funding round and to be named to such a prestigious list are major milestones in the growth of TPA Stream,” said Jacob Sheridan, the company’s co-founder and CEO. “We are grateful for the support of our investors in our technology and team.”

TPA Stream, a leader in healthcare benefits automation, today announced it has closed a $1.4 million seed funding round, led by North Coast Angel Fund (NCAF). The investment will be used to strengthen sales and marketing efforts as TPA Stream moves into its next stage of growth. Additional investors include JumpStart, Plug and Play, Tamiami Angels and individual angel investors.

TPA Stream was also named to VentureOhio’s annual “Top 50 Startups to Watch” list, which is compiled via a competitive nomination process and selected by a panel of judges consisting of more than 25 venture capitalists, entrepreneurs and technologists. The company was one of only 12 Ohio companies named to the list that are in the seed stage.

“To close this new seed funding round and to be named to such a prestigious list are major milestones in the growth of TPA Stream,” said Jacob Sheridan, the company’s co-founder and CEO. “We are grateful for the support of our investors in our technology and team.”

TPA Stream uses proprietary technology to streamline healthcare administration activities, helping to bridge the gap between disparate data sources and reduce both time and cost for third-party administrators (TPAs), health plans, financial institutions, and payroll vendors. The company’s explanation of benefits (EOB) harvesting, billing and integration apps work together to simplify data collection, billing, reimbursement, reporting and other administrative tasks associated with benefits processing. TPA Stream is currently being used by 75 companies across the country.

TPA Stream is tackling the rising costs and complexities associated with healthcare benefits. TPA benefits administrators are the experts in claims processing; however, they often struggle to assimilate the hundreds of different backend systems in use. TPA Stream simplifies this process and provides the necessary integration administrators need to deliver optimal benefits and a transparent claims process for both employers and their employees.

“The TPA Stream team delivers a great balance of industry expertise and startup know-how in addressing a critical challenge for today’s healthcare administrators,” said Todd Federman, managing director of NCAF. “We are excited to partner with them to help build another great healthcare IT company in Cleveland.”

“TPA Stream has the opportunity to become a significant market leader in the healthcare business management space and we are pleased to be supporting their efforts,” said John Opdycke, Venture Partner at JumpStart. “The team has built a proven solution solving real customer pain points while establishing significant industry partnerships to expand their presence in the health data automation market.”

Both TPA Stream and North Coast Angel Fund are located in the Global Center for Health Innovation in downtown Cleveland, a uniquely healthcare-focused innovation hub. The Global Center community is made up of leading healthcare institutions, health IT and medical device startups, corporate partners, investors, advisors, accelerators and more.

About TPA Stream

TPA Stream is a health insurance administration software company headquartered in Cleveland, Ohio. Founded in 2014, TPA Stream’s web-based platform services third party administrators, health plans and financial institutions to streamline efficiencies across all aspects of healthcare administration. Company solutions include EOB Harvesting, Billing, and Integration Solutions that readily integrate into an organization’s Benefit Administration System, saving time, improving accuracy and ensuring easier access to employee health benefits. Learn more at http://www.tpastream.com.

About North Coast Angel Fund

North Coast Angel Fund (NCAF) is the nation’s fifth largest angel group consisting of 250+ investors, entrepreneurs, and business leaders who are dedicated to accelerating early-stage ventures. NCAF and its member investors have deployed over $60M into 53 companies. For more information, visit http://www.northcoastangelfund.com

About JumpStart, Inc.

JumpStart is a nationally recognized investing, entrepreneurial support and economic development organization dedicated to unlocking the full potential of diverse and ambitious entrepreneurs to economically transform entire communities. For more information, visit http://www.jumpstartinc.org and follow @JumpStartInc on Twitter.

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Utilant Welcomes Greg Osborne as Senior Vice President of Sales


Greg Osborne

Greg Osborne, Senior Vice President of Sales at Utilant

Greg is well respected in the P&C insurance industry and we are thrilled to have him on board to guide Utilant in the management and scaling of our sales organization.

Utilant, the provider of the P&C insurance industry’s premier loss control management platform, announced that Greg Osborne has joined the company as Senior Vice President of Sales.

“Greg is a significant addition to the Utilant executive team,” said Rob Mikulec, Chief Revenue Officer at Utilant. “He is well respected in the P&C insurance industry and we are thrilled to have him on board to guide Utilant in the management and scaling of our sales organization as we experience our continued rapid growth trajectory.”

Osborne has worked at the intersection of technology and insurance throughout his career, with focused expertise in SaaS software solutions and large-scale system deployments. Over the last decade, Osborne has held sales leadership positions at P&C insurance software providers including Duck Creek and Guidewire.

“From its inception, Utilant’s platform has been instrumental in transforming the P&C insurance industry’s loss control processes by enabling collaboration across the entire loss control inspection workflow,” commented Osborne. “The thing that attracted me most to Utilant, compared to other InsurTech companies, is that they have achieved real market traction with P&C insurance carriers and inspection firms of all sizes across the world. I’m excited to help lead the company in the next phase of growth as Senior Vice President of Sales.”

Osborne has a BASc in Computer Studies from the University of South Australia and an MBA from the University of South Carolina. Osborne currently resides in the Columbia, South Carolina area with his family.

View Osborne’s LinkedIn profile at: https://www.linkedin.com/in/gregoryronaldosborne/.

About Utilant and Loss Control 360

Utilant’s Loss Control 360 is the “best-in-class” Loss Control Survey Management Platform for P&C insurance and inspection/risk engineering companies, establishing its position as the hub for connecting insurance core systems, inspection firms, and InsurTechs to comprehensively transform the global insurance industry workflow. The solution supports Commercial, Personal, and Specialty lines, and is deployed via a SaaS model. Utilant’s Loss Control 360 platform is used by leading Insurers around the world, as well as by top inspection vendor survey companies across North America. The Loss Control 360 platform helps Insurers to efficiently survey and score risks for an efficient underwriting process across all lines of commercial and residential business. A typical implementation provides positive ROI within the first year. More information on Utilant and Loss Control 360 is available at http://www.losscontrol360.com.

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When Should Drivers Consider Dropping Full Car Insurance Coverage


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“Full coverage can protect us in may various situations. However, there are some cases where full coverage is not needed”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Cheapquotesautoinsurance.com has launched a new blog post that explains when drivers should consider dropping full coverage car insurance.

For more info and free online quotes, please visit https://cheapquotesautoinsurance.com/when-should-you-consider-dropping-full-coverage-on-your-vehicle/

Many drivers consider dropping full coverage once the loan on their vehicles is paid. However, drivers should think twice before dropping full coverage. If they can’t afford the repairs or the costs to replace their vehicles if something bad happens to them, then they should keep full coverage. The two parts of full coverage insurance, collision and comprehensive, will cover events like animal collisions, falling objects on the vehicle, weather damage, fire, theft, vandalism.

Drivers can consider dropping full coverage in the following situations:


  •     The value of the car is low. To determine the value of a vehicle, drivers should analyze some things like the age of the car, the total mileage, wear and tear on the interior, defects or rust on the exterior. If the car is significantly less valuable than the day of the purchase, then keeping full coverage is not worth it. Drivers that decide to keep full coverage should do some adjustments to their policies. For example, drivers that own a vehicle that is worth $5,000 and have a deductible that is $1,000 will get $4,000 if their cars got totaled. If their policy covers amounts as high as $10,000 then drivers pay for insurance that they don’t need and don’t use. In this scenario, drivers are recommended to lower their coverage amounts.
  •     Paid loan. Drivers that paid off their loans are no longer required to carry full coverage. If their budgets had been strained due to paying for full coverage, then they should decrease their coverage and premiums.
  •     Drivers can support the costs of a replacement. Drivers that have enough money to pay for the repairs or for the replacement of their vehicles, should drop full coverage. Drivers that have a high deductible on their insurance, can use the money they save from the premiums to create an emergency repairs fund that can be used when the vehicles need to be repaired.
  •     Rule of thumb. If the actual cash value of the vehicle is smaller than 10 full coverage payments, then drivers should drop full coverage.

For additional info, money-saving tips and free car insurance quotes, visit https://cheapquotesautoinsurance.com/

Cheapquotesautoinsurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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High school Students Can Get Cheaper Car Insurance Premiums If They Follow The Next Tips


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“Everyone knows that high school students pay a lot on their premiums. To save money on car insurance, high school students can follow several money-saving tips”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Cheapquotesautoinsurance.com has launched a new blog post that explains how high school students can obtain lower car insurance rates.

For more info and free car insurance quotes, please visit https://cheapquotesautoinsurance.com/top-tips-for-high-school-students-who-want-to-pay-cheap-car-insurance/

High school students pay some of the most expensive car insurance premiums. Car insurance companies will analyze a series of factors to determine the risk of a high school student to be involved in a car accident and file a claim. The lack of experience and reckless behavior are some of the reasons why high school students pay expensive premiums.

High school students that want to save money on car insurance should follow the next tips:


  • Install a driving app. Most insurers can provide a driving app for high school students. This app will be used to track students driving behaviors like speed, how hard they brake, how quickly they accelerate, what time of day they drive the most, and other behaviors. High school students that exhibit good driving behaviors will be rewarded with a generous discount from the insurers.
  • Discounts. High school students can enjoy several discounts. They can get a multi-car discount if they remain of the family’s policy and there are two or more cars in the contract. High school students that do well in school and have a B grade average can get a good student discount. Also, graduating a defensive driving course can help students pay less on their premiums.
  • Choose the right car. The vehicle is an important factor that insurers use to determine rates. Students will pay more on their insurance if they choose a sports car, muscle cars, limousine, or other premium vehicles. Buying an expensive car means that the student will pay expensive premiums. Four-door sedans are the ideal choice for students that want to save money on car insurance.
  • Stay on the parent’s policy. This is another great way that will help students pay less on their premiums. Most insurers will let students stay on their parent’s policy as long as they live with them.
  • Shop around. Students can use the internet to get some quotes from various insurers. Students that have parents that stayed with the same insurers for many years, are less likely to find better insurance deals.

For additional info, money-saving tips and free car insurance quotes, visit https://cheapquotesautoinsurance.com

Cheapquotesautoinsurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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What Car Insurance Policies Provide Coverage Against Acts Of Vandalism?


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“In case of vandalism, only comprehensive car insurance can help drivers receive proper reimbursements.”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has launched a new blog post that explains which car insurance policy covers acts of vandalism.

For more info and free car insurance quotes, please visit https://compare-autoinsurance.org/does-your-current-car-insurance-policy-cover-vandalism/

Drivers that own an insurance policy know little about the events that their policies are covering. Insurance coverage that covers acts of vandalism is not part of the liability insurance. Drivers that got their cars vandalized will have to support the costs of repairs by themselves if they are only having liability coverage. Drivers that have comprehensive coverage in their insurance plans will be protected against acts of vandalism.

Drivers that have comprehensive coverage should know more about it:


  • Comprehensive coverage is the only policy that covers vandalism. This coverage will protect drivers against events that don’t involve driving. Evens like car theft, floods, fire, falling objects, and of course vandalism Drivers should think twice before purchasing this expensive policy. Every day, there are more than 700 acts of vandalism against vehicles from the US. Comprehensive coverage comes with a deductible that has to be paid before the insurance kicks in and pay for the costs to repair or to replace a vehicle.
  • The costs of comprehensive coverage. Several factors can influence the costs of comprehensive insurance. Factors like the insurance company, the policyholder’s coverage, and his address. Besides paying for the comprehensive coverage, drivers will also have to pay for the rest of the components of their policies. On average the costs of comprehensive car insurance are about $1,000 per year.
  • Getting coverage for financed or leased vehicles. Most financial companies will insist on having comprehensive insurance on a vehicle that they are financing. Drivers are advised to check their comprehensive coverage policies and see how much money they will have to pay upfront for a vandalism claim.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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The Main Disadvantages Of Purchasing Cheap Car Insurance Coverage


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“Most drivers want to obtain the cheapest car insurance. However, cheap car insurance policies have several disadvantages that will make drivers think twice before getting cheap insurance ”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has launched a new blog post that presents several disadvantages of cheap car insurance policies.

For more info and free car insurance quotes online, visit https://compare-autoinsurance.org/the-disadvantages-of-cheap-car-insurance-policies/

Everyone strives to obtain the cheapest car insurance possible. However, getting a cheap car insurance policy has several disadvantages. Policyholders that own cheap car insurance will have to face some tough consequences if they are required to file a claim.

The disadvantages of a cheap car insurance policy are the following:


  • The coverage can’t be enough. The liability coverage has some really low limits. While experts are recommending to have at least $500,000 of liability coverage per accident and $2 million to be fully protected, cheap policies are offering only $10,000 to $30,000 liability coverage per incident. These small limits can easily be exceeded even in a minor accident with a few passengers that require costly medical treatments.
  • Drivers won’t be able to fix their cars after a collision. Insurance companies will cover the damage inflicted on other drivers, property, passengers, and vehicles if the policyholder only has liability coverage. Liability coverage does not cover the costs to repair the policyholder’s damaged vehicle.
  • Drivers can remain without their cars after a claim. Drivers that have cheap car insurance are more likely to remain without a car after filing a claim. Policyholders that don’t have the money to repair their vehicles after a crash, and their cheap policies don’t cover the costs will probably remain without their cars until they can afford to repair them.
  • Bad customer service. Some insurers will offer better customer support to persons that have expensive policies compared to those that have only liability coverage. Although this doesn’t sound that bad, drivers that are dealing with an insurance claim will need to have good customer support.
  • High deductible. Raising the deductible is one of the most common methods used to lower the insurance premiums. Drivers will pay less on their monthly insurance, but if they are required to make a claim, will have to pay a significant amount of money upfront before the insurance kicks

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Policyholders Can Save Money by Bundling Home and Car Insurance Policies


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“Many drivers resort to bundling when they need to save car insurance money. In many cases, policyholders can manage to save hundreds of dollars per year. However, bundling is not always the best option”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has launched a new blog post that explains how drivers can save car insurance money after bundling home insurance and car insurance.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/you-can-save-money-by-bundling-your-home-and-car-insurance-policies/

Bundling is a well-known method used to save car insurance money. Drivers that are bundling at least two insurance policies to the same provider will get a discount. Drivers that want to bundle their policies should contact their new insurers and explain their situations. Then they should cancel their current policies or wait for them to expire before signing a new deal.

Drivers that are bundling their home and car insurance policies should know the following:


  • Bundling can save money. Families can pay several thousand dollars per year on insurance products. In most cases, bundling can save between 5% to 15%. While some persons might believe that bundling can save as much as 50% of insurance costs, the reality is that bundling can save a lot less than that.
  • Other advantages of bundling. First, bundling can significantly reduce the risk of coverage gaps. Insurance providers know that their customers like to bundle, so they have built their policies to be interlocking. By doing so, the risk of coverage gaps is minimized. Secondly, bundling will reduce overlapping between policies. Thirdly, drivers can pay one monthly bill for both car and home insurance. And at last, bundling car and home insurance are convenient by having to deal with one insurance company, one insurance agent and one monthly bill.
  • Disadvantages of bundling. Bundling is not always the right option. In some cases, having separate policies is better. For example, some home insurance providers can offer a driver an insurance deal that is worth $1,100. The actual car insurance provider charges $1,600 on car insurance and they offer a home insurance deal that is worth $1,500. Furthermore, the actual provider can bundle these policies and make an offer that is $2,800. In this case, is better to have two separate policies.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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