“Drivers should avoid doing mistakes when negotiating their insurance policies. Any mistake done during negotiations can be very costly”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
September 05, 2019

Cheapquotesautoinsurance.com has launched a new blog post that presents several major car insurance mistakes that drivers should avoid.

For more info and free car insurance quotes, visit http://cheapquotesautoinsurance.com/costly-auto-insurance-mistakes/

Car insurance was created to financially protect both the driver and its vehicle. Any mistake can cost the policyholder several hundred or even thousands of dollars per year, or it can leave him without proper protection. Drivers who do not know what each policy covers can make some huge mistakes.

Drivers should avoid the following major mistakes:

• 
  Going to policy negotiations without having all the required documents. Getting car insurance is not simple. Drivers will not simply go to an insurance agency, sign a document, and handle some money. The procedure of getting insurance is more complex. Drivers should first call the insurance company and ask what documents they need to prepare. Then drivers should prepare the documents and handle them when asked by the car insurance agent. Also, drivers should know information about their driving history, graduated defensive courses, VIN number, and so on. The insurance agent will probably reschedule the meeting if the driver doesn’t’ have all the required documents.
• Not demanding the insurance agent to explain the terms that are not familiar. Many policyholders are not familiar with some of the insurance terms. Where there are some unclarities, drivers should ask the insurance agents to explain them. It will be a great mistake to sign an insurance deal without fully understanding it.
• Not obtaining quotes before the negotiation. Online quotes can help drivers compare prices from multiple insurance providers. It only takes a few minutes to compare prices and find a policy that can offer the proper coverage at an affordable price. Also, online quotes can help drivers to be mentally prepared for the negotiation meeting.

For additional info, money-saving tips and free car insurance quotes, visit https://cheapquotesautoinsurance.com/

Cheapquotesautoinsurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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“Drivers can protect themselves from car insurance scams by choosing to deal only with legit insurance companies and brokerage websites.”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
September 06, 2019

Compare-autoinsurance.org has launched a new blog post that presents several car insurance scams and how car insurance quotes can help to prevent them

For more info and free quotes, visit https://compare-autoinsurance.org/can-online-quotes-help-you-prevent-car-insurance-scams/

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Owning a car is a necessity for many people. Without a vehicle, the daily routine of many persons would be less convenient and take longer to complete. In order to legally drive a vehicle, drivers need to purchase car insurance. When searching for cheaper car insurance, some drivers risk being scammed. To avoid that, it’s important to work only with reliable insurance companies.

The most common insurance scams are:

• 
      Fake insurance sites that trick drivers with the promise of very cheap coverage. Fake insurance ads will lead drivers to websites that look like genuine insurance sites but are in fact fake. Less knowledgeable drivers will apply for coverage on those sites and agree to pay a monthly fee that will directly go into the fake insurance agent pocket. This scam is discovered when a police officer stops the car and its driver finds out he is not insured, or when the driver tries to file for a claim.
•     Fake cheap coverage calls. Some drivers are being called by other people that explains to them that they are eligible for very cheap coverage because they have a clean driving record. The caller will then try to obtain sensitive personal information about the driver. It is important to remember to never give personal information to strangers. Policyholders should always do some research and check if the persons whom they are talking on the phone are genuine insurance agents.
•     Car crash compensation phone scam. Policyholders can expect to receive phone calls from persons that pretend they are from an insurance agency. The fake agent will want to talk with the driver that was involved in a car accident several years ago. In order to lure drivers into giving them personal info, the fake agents will tell them they are entitled to a large compensation. The scammer only needs a few info in order to commit identity theft.
•     Unethical insurance agents. Some insurance agents will try to increase the premiums of drivers in order to pocket the excess. Other insurance agents will try to get higher commissions by adding unwanted options to the driver’s policy, or by trying to convince the driver to switch the current policy to a better more expensive coverage.

Before signing any insurance policy, drivers should do some research and see what insurance agency is authorized to sell insurance policies in their areas.

To avoid scams, drivers can try to work with trusted insurance companies or brokerage websites. Brokerage websites will provide quotes from multiple trusted insurance providers.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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“Many drivers consider car insurance to be a necessary evil. To lower the costs of insurance, insurance carriers are offering discounts to drivers that fulfill certain requirements,” said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
September 06, 2019

Compare-autoinsurance.org has launched a new blog post that explains how useful are car insurance discounts.

For more info and free car insurance quotes, please visit https://compare-autoinsurance.org/why-are-car-insurance-discounts-so-useful/

In order to keep their car insurance coverage active, drivers need to pay their premium bills on time. Some drivers may struggle with their payments, but protecting their assets against any harm is recommended. To save money on car insurance, drivers can try to obtain as many discounts they can from their insurers.

The benefits of car insurance discounts are the following:

• 
  They help drivers save money. Not everyone can appreciate discounts at their true value. For some, even a small 3-5% discount Is valuable and can help them save hundreds of dollars each year. Car insurance companies are offering discounts that can be as small as 2-3% to quite generous discounts that can be as large as 30-40%. Policyholders should do research and identify all the discounts they are eligible at their insurers. The more discounts they apply, the more they can save on their insurance. Insurers are known for offering large discounts for good drivers, good students, installed safety and anti-theft devices, and bundled policies.
• Discounts are under the driver’s control. They are one of the few factors that influence car insurance rates and are under the driver’s control. It depends on each policyholder to strive to obtain car insurance discounts. Also, obtaining discounts can help policyholders manage their expenses and at the same time, they can help them avoid the high-risk driver status.
• Discounts cover a multitude of aspects. Insurance companies are offering multiple discounts for various reasons. Drivers can have access to various discounts after they fulfilled a series of prerequisites. For example, drivers can get a loyalty discount for staying with the same insurer for several years, or they can get a low-mileage discount if they drive fewer miles than a certain limit. For other discounts, drivers need to have a good credit score or they need to be claim-free for several years.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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“Using online questionnaires will help drivers customize the coverage they desire. Find out what info is required by such questionnaires”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
September 06, 2019

Online questionnaires will determine a user’s risk profile. Based on this profile, quotes will be determined. However, keep in mind that many parameters can be optimized by the user, thus lowering the price.

Find out more and get free car insurance quotes online from https://cheapquotesautoinsurance.com/how-to-fill-in-car-insurance-forms-online/

Each online questionnaire contains the following categories, which must be completed with correct, honest info:

• 
      Driver info. Besides providing the full name, questionnaires also ask several personal data which is used by statistics. Age, gender and marital status must be disclosed. Insurance companies rely on statistics that associate the risk of committing an accident with these details. Young drivers, especially teen males are charged more on car insurance.
•     Current occupation. Provide info regarding employment status and occupation. Insurance companies classify some jobs as high-risk, while other low-risk. People that need high analytical and observation skills for their jobs are considered low-risk. First responders, police officers and ambulance drivers are considered low-risk.
•     ZIP code and homeownership. The area where the client lives will be analyzed for several aspects: population and traffic density, exposure to extreme weather, criminality and legislation. Besides specifying the ZIP code, insurers will want to know if the potential client lives in an apartment, house, condo. Homeownership status is also required during questionnaire. People who own their homes can qualify for a discount.
•     Car’s details. Insurers will ask about the car’s fabrication year, brand and model. Including info about the body type (number of cylinders and doors) and its primary use. Furthermore, the user will be asked if the vehicle has certain safety devices or customized equipment and its approximate value.
•     Driving history. Online users will be asked about the current status of the driving license and at what age did they obtain it. Furthermore, insurers will ask about recent traffic violations and claims. These questions may refer to incidents as old as 5 years.
•     Coverage options. User can modify a multitude of parameters, from liability coverage limits, to the value of deductibles for collision and comprehensive coverage. Furthermore, drivers can select different extra services, from rental coverage to roadside assistance. After selecting these parameters, the price will be updated. Drivers can also choose to see the final price for the whole period and how much they can save by making a single payment.
•     Bundling options and other discounts. Many questionnaires ask about bundling auto insurance with renters, homeowners and condo insurance. This is one of the main reasons why the questionnaires where the user lives. Besides that, the user can check for all granted discounts (based on the provided info).

Cheapquotesautoinsurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more info and free car insurance quotes, visit http://cheapquotesautoinsurance.com/

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“Driving without insurance is a major mistake. You are not only risking losing a lot of money, but you are also risking losing your freedom”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
September 08, 2019

Compare-autoinsurance.org has launched a new blog post that presents what penalties can be given to drivers caught driving without car insurance.

For more info and free car insurance quotes online, please visit https://compare-autoinsurance.org/penalties-for-driving-without-insurance/

To legally drive in the US, drivers need to have car insurance. Except for New Hampshire, all the other states impose a minimum form of liability car insurance. Driving without insurance can be a huge mistake. The penalties that the drivers caught driving without insurance have to face can be quite severe.

The most common penalties for driving without insurance are the following:

• 
  Traffic tickets. Hefty fines are the most common penalties applied to drivers caught without insurance. Depending on the state’s law, traffic fines can be as low as several dozens of dollars to a few thousands of dollars. Persons who are caught driving without insurance in Tennessee will have to pay a fine as little as $25, while persons caught driving without insurance in Massachusetts will have to fork out as much as $5,000 from their pockets.
• 
  Vehicle impoundment. It’s up to the officer discretion to decide if a vehicle should be impounded or not. If that happens, drivers should act quickly to get their cars back. Many impoundment lots will wait just three days before auctioning a confiscated vehicle. To get their cars back, drivers should pay the fine, provide proof of coverage and pay the impoundment lot fees.
• License suspension. License suspension for lack of insurance varies by state. In 44 states, drivers caught driving without insurance will get their license suspended. After the suspension period is over, drivers will have to pay some fees to have their licenses reinstated. Also, drivers will be required to carry an SR-22 form that proves that they have the necessary car insurance to operate a vehicle.
• Prison. In some states, driving without insurance is considered to be a misdemeanor and can lead to a prison sentence. Jail time will most likely not be imposed for a first offense unless the uninsured driver is responsible for a serious accident. Most of the prison sentences for driving without insurance are between a few days and a couple of weeks. In some cases, drivers caught without insurance can go to jail for a whole year.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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“Comparing only quotes at least once every six months can help you find better insurance deals and save a lot of money”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
September 08, 2019

Compare-autoinsurance.org has launched a new blog post that explains the benefits drivers gain when using online car insurance quotes.

For more info and free online quotes, please visit https://compare-autoinsurance.org/the-pros-of-using-auto-insurance-quotes-online/

The internet has changed the way people select and purchase their products. Everything is simpler and more convenient. These radical changes also applied to the car insurance industry. The methods used by drivers to search and buy car insurance are now different than the methods used before the appearance of the internet.

The main reasons for using online quotes are the following:

• 
  Online quotes can be obtained at any time. Obtaining and comparing online quotes can be done from anywhere and at any time. Drivers are no longer required to go from one insurance company physical location to another to gain a few quotes. To obtain multiple online car insurance quotes, drivers only need a stable internet connection.
• Online quotes are free. Both brokerage and insurers websites are offering free online quotes. Drivers don’t have to pay a car insurance agent in order to get a few quotes.
• Online quotes are very accurate. The rates calculators used by insurance companies can offer really accurate quotes. To be that precise, these rates calculator use statistical models, sophisticated algorithms and economical data. However, an online quote can only be accurate if the data provided by a user is also accurate.
• Obtain access to several discounts. While completing an online questionnaire, drivers can gain access to several discounts. The online form can promote a bundling discount to those who bundle their car insurance with home insurance. But that’s not the only discount that can be promoted on an online questionnaire. Multi-car policy discount, safety gear discount, low-mileage discount, or good driver discount are just a few of the discounts that can be promoted.
• 
  Online quotes can help drivers to decide if it’s time to switch their carriers. Drivers should obtain quotes and compare quotes at least two times per year. Drivers who notice that the average price of the compared quotes is way lower than the current insurance prices should contact their insurers and demand an explanation. If the explanation is not plausible, then drivers should switch their insurers.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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“We are excited to welcome Ihab to NFP and our Surety team,” said Henry Lombardi, executive vice president and head of NFP’s P&C division.

NEW YORK (PRWEB)
September 09, 2019

NFP, a leading insurance broker and consultant that provides property and casualty (P&C), corporate benefits, retirement, and individual solutions, today announced that Ihab Loubieh has joined its P&C team as a senior vice president in the Surety division.

Loubieh brings more than 13 years of experience in the brokerage industry. His areas of expertise include designing, placing, and managing surety programs, and providing innovative solutions to support both contract and commercial surety customers. Loubieh has a superior track record in risk engineering, underwriting, and corporate finance. He will be based in San Francisco and report to John Hyland, head of NFP’s Surety division.

“We are excited to welcome Ihab to NFP and our Surety team,” said Henry Lombardi, executive vice president and head of NFP’s P&C division. “His proven ability to deliver valuable results to clients will continue our success in commercial and contract surety. NFP’s commitment to growth and focus on bringing in specialists like Ihab, with industry-leading experience and a commitment to long-term client relationships, remains strong.”

“Joining the NFP team, and playing an active role in the growth strategy, is an exciting opportunity,” said Loubieh. “Henry and John have a clear vision for growth in the surety market, and with NFP’s specialist expertise and disciplined focus on delivering best-in-class coverages, the momentum is strong. I look forward to working with the team, creating new opportunities, and accelerating results.”

About NFP

NFP is a leading insurance broker and consultant providing customized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 5,400 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 6th largest US-based privately owned broker, 5th largest benefits broker by global revenue and 7th best place to work in insurance (Business Insurance); 10th largest property and casualty agency (Insurance Journal); and 13th largest global insurance broker (Best’s Review).

Visit NFP.com to discover how NFP empowers clients to meet their goals.

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