“Clients can lower their insurance costs. Check our guide and tips”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
September 23, 2019

Auto insurance can be a tremendous financial burden. We are talking about many thousands of dollars spent over the course of several years just to keep a coverage plan active. Saving even 10% of that value will give policyholders a consistent sum of money. Those seeking cheaper coverage should use http://compare-autoinsurance.org to get free quotes.

For more info about car insurance and free auto insurance quotes online, visit http://compare-autoinsurance.org/how-to-make-car-insurance-rates-cheaper/

Several influential factors are under policyholder’s control. Follow the next tips to reduce insurance costs:

• 
  Modify deductibles and adjust premiums to a more convenient level. Collision and comprehensive coverage will need deductibles to be paid by the insured. A high deductible means more financial responsibility. By asking for a higher deductible, the premiums will be reduced. The logic is simple: the client takes more financial risks and he will be compensated with cheaper premiums.
• Avoid buying unnecessary medical coverage. Buying PIP and Medicare car coverage is not crucial if the policyholder has a solid health insurance plan. Just buy the minimum PIP if tis plan is required by the state.
• Check for all available discounts. Each insurance company provides a series of discounts. Ask an insurance representative to provide a list with available discounts and prerequisites for each of them. The most common discounts include: low mileage, safety gear, multi-car insurance, loyalty and no-claim bonus. Also, ask for profession and affinity discounts.
• Notify the insurer about major life changes. The insurance company may not be aware that some major aspects in the client’s life have changed. Getting married, working from home and retiring are very influential for insurance premiums. Drivers who retire should immediately announce the insurance company and check the annual mileage needed for a low-mileage discount.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org

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“We are honored to have Melinda join our team. Her experience and deep knowledge of our industry strengthens our organization.” said Joe Rubinsztain, CEO of ChronWell

FORT LAUDERDALE, Fla. (PRWEB)
September 25, 2019

ChronWell, a technology-enabled injury management program for the workers’ compensation industry, today announced the addition of industry expert Melinda Hayes to its Advisory team. Hayes brings over 37 years of experience in medical cost containment and nurse case management.

In 1999, Hayes founded the nurse case management company M Hayes after spending 16 years managing healthcare branches for Crawford & Company. As a pioneer in case management services, she turned M Hayes from a regional company into a national provider and Top 10 case management firm, serving the largest workers’ compensation payers. She is recognized for formalizing a national service delivery structure as a better option for payers to obtain the best local quality through a single source management design.

“Having been a member of the workers’ compensation community for well over 35 years, I have worked for change to make our processes more efficient and cost effective to provide better outcomes,” said Hayes. “I know that change in workers’ compensation practice often takes time, and I’m excited that ChronWell poses to hasten this process. They have the expertise our industry needs to disrupt the status quo and create direct-to-practice solutions.”

Hayes joins Dr. David Deitz, M.D., Ph.D. to form ChronWell’s Advisory team. She will help ChronWell create best industry practices that integrate human support and empathy with advanced technology and analytics to drive improved claim outcomes.

“We are honored to have Melinda join our team. Her experience and deep knowledge of our industry strengthens our organization,” said Joe Rubinsztain, CEO of ChronWell. “We are thrilled that she understands and aligns with our vision of using early intervention and patient advocacy to improve the lives of injured workers.”

To learn more about ChronWell, visit http://www.chronwell.com.

About ChronWell

Based in Fort Lauderdale, Fla. and founded in 2017 by healthcare and insurance technology veterans, ChronWell is revolutionizing the many aspects of the workers’ compensation system in America. Combining modern technology, advanced analytics, best practice recommendations, multi-channel communications and empathy-driven services, ChronWell minimizes the impact of workplace accidents on workers, employers and insurers. For more information, follow us on LinkedIn or visit http://www.chronwell.com.

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“We’ve examined thousands of fires and hundreds of variables to determine that fire damage of a property is impacted by three powerful factors…” – Brady Foust, Chief Scientist, HazardHub

SAN DIEGO (PRWEB)
September 25, 2019

HazardHub, the nation’s fastest-growing supplier of geospatial risk data, is excited to announce the release Property Fire Score (PFS), the first system ever to measure the risk of fire for an individual property.

Brady Foust, Chief Scientist of HazardHub says, “We’ve spent the last 18 months diving into the factors that impact the severity of fires at a specific property. We’ve examined thousands of fires and hundreds of variables to determine that fire damage of a property is impacted by three powerful factors – drive time to the nearest station, the type of responding station and the presence of accessible water. PFS is the first tool to measure risk at the property level. No more ‘one size fits all’ area-level measurements.”

Property Fire Score leverages the power of two databases unique to HazardHub – a national Fire Station Database of over 55,000 stations and HydrantHub, the largest collection of fire hydrants in the country. For areas without hydrants, HazardHub accesses their high-resolution perennial water database. When combined with road network analysis, PFS delivers an expected loss percent and loss amount for any property in the US.

Property Fire Score recognizes one key factor that competing systems completely miss – speed to the fire is a critical factor in extinguishing that fire. PFS is the only system that uses drive time network analysis as a key component of a fire risk score. Modern, open-air construction and newer, more flammable materials make speed to the fire more critical than ever. This true for both homes and businesses, as cavernous openings create faster, hotter fires.

Comparisons of PFS to areas that are considered by competing systems show that these single-score areas can have 3X the difference in risk from one property to another.

Bob Frady, CEO of HazardHub adds, “For too long people have been told that if their fire department improves their score, their insurance rates may go down. The problem is, in far too many cases that is simply not true. We think current fire department grading systems are terrific for making sure firefighters are trained but seem to have only a marginal impact on insurance rates. PFS is the first fire model that combines tens of thousands of house fires with station location and makeup data, network drive time analysis and available water to determine the loss from fire for a specific property location.”

Property Fire Score is available immediately via the HazardHub API. For any existing HazardHub customer with a full API license, PFS is absolutely free.

About HazardHub

HazardHub is your insurance policy against property risk.

Air. Fire. Water. Earth. Man-Made. HazardHub is the only third-generation provider of property-level hazard risk databases spanning the most dangerous perils in the continental United States. HazardHub translates huge amounts of geospatial digital data into easy to understand answers, providing easy to comprehend risk scorecards that are used to make real-world decisions. Our team of scientists provides comprehensive, and innovative, national coverage for risks that destroy and damage property.

To learn more about HazardHub or to use our free lookups, visit http://www.hazardhub.com or reach us directly at support@hazardhub.com.

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“It is very easy to save car insurance money, just by simply obtaining and comparing free quotes”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
September 25, 2019

Compare-autoinsurance.org has released a new blog post that explains the main benefits of using car insurance quotes online and compare prices.

For more info and free auto quotes, visit https://compare-autoinsurance.org/benefits-of-comparing-auto-insurance-quotes-online/

Comparing prices is the best thing a client can do, no matter what item or service he intends to purchase. This stands true for auto insurance. Car owners can now take advantage of the multitude of specialized insurance websites. Using online quotes, like the ones provided by http://compare-autoinsurance.org/ will help drivers compare prices and find affordable coverage.

• 
  Online quotes are designed to help drivers save money. People use online quotes to compare prices and determine which company offers the most advantageous deal. Car insurance rates vary widely between carriers and comparing prices for the same coverage is a must. Online questionnaires will even show the online user bundling options and bundling discounts. Almost all questionnaires ask if the user want to add homeowners, renters or other type of insurance and save a certain percentage on both policies.
• Drivers can get quotes really easy. Car insurance websites must be intuitive, user-friendly and dynamic. Drivers do not have to be computer geeks in order to access quotes. The interface is usually really simple and the Search button is really visible. Insurance websites are fluid, with clear fonts, highlighted terms and dynamic animations.
• Online quotes are free. Most of the insurance companies offer free car insurance quotes online. Brokerage websites that work with insurance companies also offer insurance quotes for free. Drivers are not forced to buy anything after obtaining quotes. They have consultative roles. After providing an email, the quoted company will send the quote (via a code) and the user can analyze it whenever he wants.
• Online quotes can be quickly adapted to a person’s needs. Online questionnaires provide a high customization degree. The online use can select its car model, deductibles, coverage limits and extra services. After making some selections, the price will be updated. There are even companies that allow drivers to say how much they are willing to pay.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org

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“Getting car insurance quotes online will help drivers find the best rates in the area. After reviewing prices, drivers can contact the insurer and even purchase coverage online,” said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
September 25, 2019

Cheapquotesautoinsurance.com has released a new blog post that explains why car insurance quotes online will help drivers find cheaper car insurance coverage.

For more info and free car insurance quotes online, visit http://cheapquotesautoinsurance.com/online-car-insurance-quotes-useful/

Getting car insurance quotes online has the potential of saving drivers hundreds of dollars. It only takes several minutes to complete and online questionnaire and obtain price info. Find out more about auto insurance and get free car insurance quotes from http://cheapquotesautoinsurance.com.

• 
  Using online quotes is recommended when shopping for new coverage. Online quotes have also evolved and now they can accurately estimate prices. Top rated insurance companies have their rates calculators embedded in their price estimates services. When using brokerage websites, users can access the best rates in the area.
• Avoid being scammed. If a person receives an email or an ad with really low prices, much lower than any estimate, this is a clear sign for a car insurance scam attempt. It is recommended to get quotes and compare prices of legit insurance companies in the area.
• Online quotes will help drivers simulate live negotiations. Online questionnaires use the same questions that would be asked during any negotiation with an insurance agent. By getting online quotes, the visitor will be aware what documents should prepare and what info he should know about the car and driving history. Quotes are like a real-life negotiation, but without any pressure coming from an agent.
• Get results in just a few minutes. Before the internet, potential clients had to call for agents or visit insurance companies. This took a lot of time, usually several hours.

Getting multiple quotes was a really time-consuming activity. Now drivers can get quotes online in just a couple of minutes. It takes less than a minute for a good website to provide quotes or match the details with rates from different companies

Cheapquotesautoinsurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://cheapquotesautoinsurance.com

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“Adding some extra features may really be helpful and money-worth. Look for valuable services, like accident forgiveness or roadside assistance,” said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
September 25, 2019

Compare-autoinsurance.org has released a new blog post that explains what add-ons are the best and should be purchased with car insurance.

For more info and free car insurance quotes online, visit https://compare-autoinsurance.org/policy-add-ons-consider-buying/

Insurance companies offer several extra services to go with the standard coverage. It may be really tempting to buy some extra coverage. But choose only those services that will maximize the value of the coverage. Find out which add-ons are worth the money and get free car insurance quotes from http://compare-autoinsurance.org.

• 
  Accident forgiveness. This is by far the most valuable add-on. The price of auto-insurance skyrockets after committing an at-fault accident. This add-on will help drivers keep the premiums unaffected by the accident. In order to get access to this feature, the policyholder must have a clean driving history and be a client for a certain number of years. Full coverage may also be required. This feature can be used only one time.
• Roadside assistance. It is an extremely useful service. Clients will benefit of towing services, tires replacement, fuel delivery, etc. It is a relatively cheap add-on, but it will provide multiple benefits. Typically, it costs below $10 per month to get this service.
• Vanishing deductible. It is one of the best add-ons to get along comprehensive and collision coverage. As long as the client does not make any claim, the value of the deductibles will be progressively reduced. A claim-free client will have their deductibles set to zero after a couple of years with no claims.
• Gap insurance. This add-on pays the difference between what the drivers still owes on his car and its actual cash value. Keep in mind that companies use Actual Cash Value to calculate the difference. If the client has a leased car, it is likely that the reimbursed sum will be smaller than what the clients owes. Gap insurance will pay the difference.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org

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“Getting cheap car insurance is easier than you may think. Visit our website and get free quotes provided by top insurance companies”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
September 25, 2019

Cheapquotesautoinsurance.com has released a new blog post that explains how to find cheaper car insurance online.

For more info and free car insurance quotes, visit http://cheapquotesautoinsurance.com/how-to-find-cheap-car-insurance-online/

Getting online car insurance provides multiple benefits to prospective drivers. The internet is the biggest repository of knowledge worldwide and used properly, it can save drivers a lot of money. Get more info about car insurance and free car insurance quotes online from http://cheapquotesautoinsurance.com

• 
  Be a safe driver. This is imperative for those who want to get cheap car insurance. People with recent traffic violations and coverage lapses are considered high-risk and pay more on auto insurance. In extreme cases, they will be denied coverage for a number of years.
• Install safety devices. Adding extra safety features and anti-theft devices will be rewarded by companies with lower premiums. The investment will be recovered in time.
• Create a list with reputable insurance companies. It is important to work only with companies known to be trustworthy. When evaluating a potential insurer, look for customer satisfaction indexes, like J.D. Powell customer satisfaction rating and the insurer’s financial solvency. Again, drivers can check more info online. Also, look for companies with low complaint ratios.
• Get online quotes from those companies. After selecting 4-5 insurance companies, make sure to obtain quotes. Provide accurate and honest data about the car, driving history and recent traffic violations.
• Customize coverage limits. Online questionnaires are highly customizable, allowing the driver to create a coverage suitable for his budget. The user can select liability coverage limits, full coverage deductibles, payment options and extra riders. The price will fluctuate with tens-hundreds of dollars, depending on the user’s selections.

Cheapquotesautoinsurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit https://cheapquotesautoinsurance.com/

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Enter by October 31 for California Casualty’s $7,500 Garage Makeover

We are grateful for the tough job first responders do every day for all us.

SAN MATEO, Calif. (PRWEB)
September 25, 2019

California Casualty has an offer first responders shouldn’t miss – the chance to create the ultimate garage with California Casualty’s $7,500 Garage Makeover Sweepstakes. Time is running out, the entry deadline is October 31, with a winner announced in November.

California Casualty initiated the $7,500 Garage Makeover contest to say thanks to first responders, who face dangers every day protecting people and property in their communities.

Whether it’ a gym, workshop, or refuge from the stresses of the day, California Casualty will provide you the resources to help design a garage with more storage for tools, a shiny new floor, more cabinets or a beverage and snack area to go with a big screen TV.

“We are grateful for the tough job first responders do every day for all us,” said California Casualty Sr. Vice President Mike McCormick. “We wanted to show our appreciation and provide a useful way to say thanks.”

The Work Hard/Play Hard $7,500 Garage Makeover drawing is open to peace officers, EMTs and firefighters – American heroes who work hard and risk their lives. Hurry, the final day to enter is October 31, 2019, at http://www.contest4heroes.com. The winner will be handed a $7,500 check to create the garage of their dreams.

California Casualty has been insuring first responders since 1969, offering auto and home insurance with outstanding benefits.

Headquartered in San Mateo, California with Service Centers in Arizona, Colorado and Kansas, California Casualty provides auto and home insurance to firefighters, law enforcement officers, educators and nurses across the country. Founded in 1914, California Casualty has been led by four generations of the Brown family. To learn more about California Casualty, or to request an auto insurance quote, please visit http://www.calcas.com or call 1.800.800.9410.

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We’ve grown and thrived with one purpose – to help farmers achieve price goals and protect what they value most: their family, their operation, and their legacy.

WEST BEND, Wis. (PRWEB)
September 24, 2019

Stewart-Peterson Group Inc. and its family of companies, providing farm marketing solutions for over 35 years, has announced a new farmer-focused initiative to incorporate its suite of services under a newly minted name that reflects its approach to risk management: Total Farm Marketing (TFM) by Stewart-Peterson at totalfarmmarketing.com.

Stewart-Peterson’s service divisions, which include agricultural cash and hedging services, research, and insurance for dairy, are now all centralized under the new umbrella of Total Farm Marketing (TFM) by Stewart-Peterson.

Catering to the next generation of grain, dairy, and cattle farmers interested in long-term revenue protection and guidance to manage their farm marketing, TFM provides cash and hedging advisory services through TFM360 Consulting, TFM360 Analytics, TFM Brokerage Solutions, TFM Intelligence Solutions, SP PriceProducer for grain companies, and SP Risk Services for dairy revenue insurance.

“We’ve grown and thrived with one purpose – to help farmers achieve price goals and protect what they value most: their family, their operation, and their legacy,” notes Christian Walters, President of TFM. “We have great respect for the American farmer and take great pride in the Total Farm Marketing services that helps farmers market with confidence, gain clear perspective, and enjoy peace of mind in these uncertain times.”

TFM Consulting provides a holistic approach by creating customized marketing strategies for farmers to manage risk and help build favorable average crop price. The TFM Consulting team works one-on-one with each farmer’s cash sales and hedging recommendations that align with the farmer’s price goals. Their recent collaboration with Indigo Ag also offers farmers the flexibility to execute cash decisions with the help of a TFM consultant.

Also included in the TFM solutions suite is the Dairy Revenue Protection Insurance (D-RP) services, which provide farmers with comprehensive guidance for the protection of annual dairy revenue through a unique market timing and pricing approach.

Building upon Stewart-Peterson’s prior research, TFM Intelligence Solutions offers research, insight, and reports, which include sunrise and mid-day updates from TFM Top Farmer Intelligence, Dairy (D-RP) Playbook insight, TFM360 weekly dairy, grain & oilseed, feed and livestock reports, as well as commodity futures market news, weather charts, and government reports.

Farmers can subscribe directly or sign up for a free trial of daily market updates at totalfarmmarketing.com and via mobile app to launch in November 2019.

About Total Farm Marketing by Stewart-Peterson

Total Farm Marketing by Stewart-Peterson and its family of companies provide commodity consulting and marketing services, offering opportunity and risk management services for clients nationwide. Since 1985, we have helped clients develop a strategic, consistent and disciplined approach to farm marketing, preparing them for whatever the market may do.

TFM Consulting and TFM Brokerage Solutions are services of Stewart-Peterson Group Inc., registered with the Commodity Futures Trading Commission (CFTC) as an introducing broker and is a member of National Futures Association. TFM Analytics, TFM Intelligence Solutions, D-RP Playbook, and SP PriceProducer are services of Stewart-Peterson Inc., a publishing company. SP Risk Services LLC is an insurance agency.

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