Category Archives: Business: Insurance

Press Releases from the Insurance world, What’s new, Popular, Trending and News Worthy. In the ever changing industry of Insurance.

Five Practical Ways To Reduce The Chances Of Having Your Car Stolen


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“It is always better to prevent, than struggle to face the consequences. With so many devices and systems available, now is easier to prevent car theft” said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has released a new blog post which provides multiple car theft prevention tips.

For more info and free car insurance quotes, visit http://compare-autoinsurance.org/6-steps-to-lowering-your-risk-of-car-theft/

Car theft is still a major problem for both insurance companies and car owners. Only in 2017, the financial losses due to car theft in the United States were estimated at around $6 billion. This huge loss affects all drivers, directly or indirectly. A high number of car thefts in a particular area will make car insurance more expensive for all drivers living in that area.

The blog post presents 6 ways to reduce the chances of having the car stolen. Picking the right anti-theft devices will deter robbers. Check the blog to find out what devices and systems are recommended. The market for such devices is huge and drivers are encouraged to check reviews and testimonials.

Drivers must be prudent when parking a car or leaving it unattended. The blog post also presents where drivers should park their cars and what they should avoid doing. Some things may seem obvious, but still, drivers should always remember those rules and apply them.

Having a tracking device or system will be really helpful, should the car be stolen. A state of the art system will help the authorities pinpoint the location of the stolen car.

For more car insurance info and free online quotes, please visit http://compare-autoinsurance.org

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Find Out Which Drivers Pay the Lowest Car Insurance Premiums


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“Drivers who are in their 40s and 50s are seen as more responsible on the roads and they are less likely to file car insurance claims. For these reasons, car insurance providers are charging them with the lowest car insurance premiums”, said Russell Rabichev, Marketing Director

Compare-autoinsurance.org has launched a new blog post that explains which drivers pay the cheapest car insurance rates.

For more info and free auto insurance quotes, please visit https://compare-autoinsurance.org/drivers-of-what-age-groups-pay-the-least-on-car-insurance/

One very important factor used by car insurance companies to determine their customers’ car insurance premiums is the age of the customers. People in their 40s and 50s are usually paying the lowest insurance rates. Drivers from those age groups are considered to be among the safest and most experienced drivers on the road. Also, they file fewer claims than older or younger drivers. After the age of 25, the car insurance premiums will begin to drop and they will start to rise once again once the drivers enter their 70s.

Besides age, the next major factors can affect the price of insurance:


  • Gender. Young male drivers will pay more on their premiums compared to young female drivers, because they are more likely to file an auto insurance claim. On the other hand, male drivers who are in their 40s, 50s, and 60s are filing fewer claims than female drivers from the same age groups and for this reason, they will pay less on car insurance.
  • Driving record. Drivers who have multiple traffic violations will pay more on insurance premiums than drivers with a clean driving record. Car insurance claims, speeding, at-fault accidents and other traffic violations can increase the price of insurance.
  • Address. Drivers who live in areas with higher rates of accidents, insurance claims, car thefts, or vandalism will be charged extra on their car insurance premiums.
  • Vehicle value. An $80,000 vehicle will cost more to repair than a $15,000 vehicle, and this is the reason why expensive vehicles cost more to insure.
  • Safety rating. Safer vehicles are cheaper to insure. Passengers of a safe vehicle are less likely to suffer severe injuries in a collision and that means the insurer will save money on medical bills.
  • Mileage. The annual mileage is one of the most important factors analyzed by the insurers to determine the insurance rates. Drivers who use their cars to commute to work will pay more on their insurance. Car insurance companies consider that persons who stay more on the roads are more likely to be involved in accidents.
  • Discounts. Drivers who are in their 40s and 50s can take advantage of several discounts such as bundling discounts and safe driving discounts.
  • Coverage limits. Drivers who are in their 40s and 50s are likely to have higher coverage limits and additional insurance options. For these reasons, the price of insurance will be higher.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Top Reasons Why Drivers Should Purchase Personal Injury Protection Car Insurance


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“Considering the high medical costs, Personal Injury Protection is a must-have policy for any driver. It will provide you and your passengers with sufficient money to get the proper treatment”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Carinsurancehints.com has released a new blog post that explains why drivers should buy PIP car insurance.

For more info and free quotes, visit https://www.carinsurancehints.com/why-should-anyone-buy-pip-auto-insurance/

Being involved in an accident is the worst thing it can happen to a driver. Recovering from injuries and trauma does not mean that the nightmare ends here. Medical bills, lost wages, car repair bills, and other expenses can quickly pile up and dent a driver’s finances. PIP insurance will help drivers to pay such costs. Visit http://www.carinsurancehints.com and get free car insurance quotes.


  • Personal Injury Protection (PIP) is “no-fault” coverage. This means that the insurance company will pay for costs, no matter who caused the accident. The policyholder does not have to wait until the fault is determined in order to be reimbursed. This is crucial for persons who urgently need money.
  • Personal injury protection provides support for numerous types of bills. PIP coverage can include medical expenses, lost income, but also long-term medical care, childcare costs, and funeral expenses. It also covers rehabilitation costs and alternative treatment costs, like acupuncture. Drivers should talk with the insurance company and consult local legislation in matters of alternative medicine treatments.
  • PIP covers not only the policyholder but also his passengers. PIP coverage extends to any passenger who was in the policyholder’s car at the moment of the accident. This means that they will have their medical costs covered.


Carinsurancehints.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://www.carinsurancehints.com

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C3 Risk & Insurance Services Announces Acquisition of Mission West Insurance


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C3 Risk & Insurance Services (C3), a privately-held insurance brokerage firm in California, today announced the acquisition of Mission West Insurance, an Orange County-based insurance brokerage. The acquisition and joining of two powerful forces establishes a larger footprint for C3 in Southern California and gives Orange County brokers a new opportunity to hold equity in a privately-held firm that values integrity above all else.

“We think we have created the best insurance brokerage model. This acquisition proves we are able to share our model throughout California,” said President of C3, Gabe Erle. “We think our model will allow us to attract top talent in all areas of California.”

With C3’s acquisition of Mission West Insurance, there is now an opportunity for brokers to join a privately-held, locally-owned, dominant brokerage with the potential of being equity holders themselves.

“C3 and Mission West’s mutual guiding principles of endless resolve, bringing color to an often stagnant industry, and the certitude of keeping our clients top of mind are the synergies that will allow us to thrive as one brand,” said Tony McIntosh, now Managing Director of C3 in Orange County. “Together under the C3 name, we will not only continue to provide more than a piece of paper and a promise to our clients, but we will also continue to reinvest our revenue into resources and technology that provide more for our clients. I am super committed to restoring the dominant privately-held, locally owned insurance brokerage firm.”

This merger represents a continued trajectory of what the team at C3 believes in most: the restoration of the dominant, privately-held brokerage. For more information on C3 Risk & Insurance Services, visit c3insurance.com.

About C3 Risk & Insurance Services:

C3 Risk & Insurance Services is a California-based, privately-owned insurance brokerage built on a foundation of transparency and a team of insurance professionals with a combined 500+ years in the insurance space. C3 Risk & Insurance Services’ mission is to create peer business relationships in order to help insureds prevent unexpected loss. The company accomplishes this by listening with empathy to understanding and looking at its clients’ businesses from obscure angles with divergent thinking to solve problems. C3 Risk & Insurance Services values integrity above all, and maintains empathy with all client relations. For more information on C3 Risk & Insurance Services, visit c3insurance.com.

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Elite Insurance Partners Ranks No. 20 on the Tampa Bay Business Journals Florida Fast 100


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Once again, we’re honored to be ranked by the Tampa Bay Business Journal as one of the fastest growing companies in Florida.” says Jagger Esch, Elite Insurance Partners CEO and co-founder. “Our continued growth is all because of our amazing dedicated team who goes above and beyond for our clients.

Companies on the List provided documentation to verify the reported revenue figures. Information was gathered by the research directors for the four Florida markets (Orlando, Jacksonville, South Florida and Tampa Bay).

In order to qualify, companies must be headquartered in Florida, privately held, for-profit organizations, in business prior to 1/1/2016 and with revenues greater than $1 million in 2016 or $5 million in 2018.

“Once again, we’re honored to be ranked by the Tampa Bay Business Journal as one of the fastest growing companies in Florida.” says Jagger Esch, Elite Insurance Partners CEO and co-founder. “Our continued growth is all because of our amazing dedicated team who goes above and beyond for our clients.”

EIP continued growth has been celebrated the past year by being ranked as an Inc. 5000 fastest growing company for the 2nd year in a row, was recognized as one of the “Best Entrepreneurial Companies in America” by Entrepreneur magazine’s Entrepreneur360 list and earned best places to work by both Inc. & the Tampa Bay Business Journal. Elite Insurance Partners also ranked #11 on TBBJ Fast 50 list.

EIP announced tremendous growth in 2018 with plans to double the size of our team this year. The company is hiring, sales, support and marketing. For open positions, visit http://www.eliteinsurancepartners.com/careers/

For more information, please visit https://www.bizjournals.com/tampabay/subscriber-only/2019/09/20/florida-fast-100-the-100-fastest.html

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How To Pick The Best Car Insurance Plan For A Family And Save Money


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“Accessing multi-vehicle plans is usually the best solution for a family with multiple cars. However, it is recommended to get quotes and compare prices first,” said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has released a new blog post that explains which are the best car insurance plans for a family and how these plans can help families save money.

For more info and free quotes, visit https://compare-autoinsurance.org/best-auto-plans-for-a-family/

It is not unusual for a household to own 2 or more cars. In fact, it is quite common, since both parents may have different jobs, and the kids need to be in different locations. Selecting the best plans for a family becomes an urgent matter, given the current average cost of car insurance. Find out more and get free car insurance quotes from http://compare-autoinsurance.org

Each car must have its own insurance. Car owners must purchase coverage for each vehicle they own. Auto insurance is not transferable to another vehicle and it cannot be transferred to another driver.

Look for multi-car insurance plans. Bundling multiple vehicles under the same contract is the recommended thing to do. The reason is simple: the cost for insuring multiple cars under the same contract is cheaper than insuring each car individually.

The savings will be directly proportional with the number of added cars. Increasing the number of cars will also increase the overall value of the discount. However, be aware that the number of cars which can be added is limited. Usually, the maximum number is 5.

Get quotes before signing a deal. Although accessing multi-vehicle plans is considered the best solution for a family with multiple cars, it is wise to get quotes. Check if it really is worth accessing the plan and how much will it save. Compare the numbers with currently existing offers on the market.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org

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How To Compare Car Insurance Prices Online And Save Money


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“Comparing cat insurance prices ensures that clients get access to the best offers on the market. Policyholders should check prices every six months”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has released a new blog post that explains why drivers should use car insurance quotes and compare prices.

For more info and free car insurance quotes online, visit https://compare-autoinsurance.org/why-is-price-comparison-so-important-for-car-insurance-market/

Comparing prices online ensures a fair competition between companies. It also helps the buyer get access to fair prices. Periodically reviewing the market is recommended. In this way, the client will verify if he still pays a fair price. Drivers should get free quotes from http://compare-autoinsurance.org and compare prices.


  • Car insurance companies have their own algorithms of determining premiums. This is basically the main reason why prices differ so much between companies, even for the same insurance product. Insurers quantify factors in different ways. For example, a company will consider driving history more influential than car model.
  • Car insurance quotes will help drivers with special needs. Some categories of people are considered high-risk drivers. In many cases, they need to look for non-standard carriers in order to get insurance. Premiums are really high for them. Getting quotes for nonstandard carriers and comparing prices is really important to those drivers.
  • Online quotes also help drivers avoid scams. We have all heard of car insurance scams. And scammers develop all sorts of cunning baits and scenarios, from pop-up ads, up to fake lawyers and insurance agents. If the prices offered are really low, this might be a scam. It is recommended to check online quotes, from reliable and well-established companies and check the average costs.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org

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Altig Announces Name Change to American Income Life: AO


American Income Life: Altig has announced it is changing its name to American Income Life: AO, in an effort to better reflect the leadership of the organization and to unify online branding efforts for their 1,500 Associates across the United States and Canada.

“Combining the nicknames of our Chairman Rick Altig and Chief Executive Officer Ilija Orlovic, AO represents the largest distribution system of American Income Life,” said Rob Hay, Chief Marketing Officer for American Income Life: AO. “We hope this name change will represent the strength we have in our many leaders across North America, as we continue to serve our mission of protecting every child and serving all working people.”

This new name is effective immediately, and will be implemented across company outlets throughout 2019 and moving forward.

“When there are 1,500 representatives from your organization out in the field every single day, having a unified brand is of upmost importance, for adding new team members and for the families we protect,” Hay said.

American Income Life Insurance Company has been serving working families for more than 60 years by offering quality, affordable supplemental insurance benefits. AIL representatives develop long-term relationships with clients and meet clients where they are most comfortable … their home. The Company strives to become the premier in-home life insurance sales company serving working families in the United States, Canada, New Zealand, and through its wholly-owned subsidiary, National Income Life Insurance Company in New York. To learn more about a sales career with American Income Life: AO, or to find an office in your region, visit http://www.americanincomelifeao.com.

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Focus on Transparent Pricing Efforts are Centerpiece of SPBA Fall Meeting


Improving quality while lowering costs continues to be at the top of the list. There are exciting developments in this area and SPBA member TPAs, Stop-Loss and Service Partners are in the forefront. — Anne Lennan, SPBA President

During its Fall Meeting in Phoenix, Arizona last week, the Society of Professional Benefit Administrators (SPBA) convened for three days of educational sessions focused on the regulatory matters and recent policy developments that impact self-funded health plans. Highlights included sessions that focused on cost containment ideas, such as the sessions on Specialty Drugs/Biosimilars, Direct Primary Care Trends, Health Literacy, Reference-Based Pricing and Captives.

SPBA also discussed its most important member updates, including SPBA President Anne Lennan’s appointment to the newly-formed Air Ambulance and Patient Billing Advisory Board.

Industry experts joined SPBA’s membership of third party administrators (TPAs), Stop-Loss Partners, and Service Partners to lead sessions on topics that impact TPA businesses daily, including the economic impacts of Medicare-for-all and Medicare fee-pricing, and how on-site medical clinics impact self-funded health plans. These insights are critical to helping TPAs and their partners give plan participants the best guidance for their unique needs.

“SPBA listens carefully to the membership on the types of educational sessions that are most beneficial,” said Lennan. “Improving quality while lowering costs continues to be at the top of the list. There are exciting developments in this area and SPBA member TPAs, Stop-Loss and Service Partners are in the forefront.”

One key topic addressed at the Meeting was data privacy and security issues, going beyond HIPAA to consider approaches emerging from the European Union and other legislation in Colorado and California.

SPBA’s IT Task Force presented a special track on key topics related to technology in self-funded health plans including machine learning vs. AI for TPA businesses and EDI Capabilities vs. API Technology in administrative transactions. Health literacy sessions focused on sound business practices to help plan participants consider higher quality and better priced providers, while technology literacy sessions focused on how non-technical healthcare leaders can expand their knowledge to best advise clients and navigate innovation in the healthcare industry.

SPBA is the national association of Third Party Administration (TPA) firms that manage client employee benefit plans. It is estimated that over 75% of U.S. workers and their dependents in non-federal health coverage are in plans administered by TPAs. The clients of TPA firms include every size and format of employment, including large and small employers, state/county/city plans, union, non-union, collectively bargained multiemployer plans, as well as most industries and professions.

Visit http://www.spbatpa.com for more information.

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New Heartland Alliance Data Shows Most Significant Increase in Uninsured Individuals In Almost A Decade


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“The historic gains in health coverage made possible by the Affordable Care Act have slowed and are reversing. These data are deeply concerning and suggest the unrelenting opposition to the ACA and threats to public programs are taking a toll on those who need services most.” Katie Buitrago

And Illinois saw a decline in Medicaid coverage for over 106,000 non-seniors from 2017 to 2018, a drop of 0.8 percentage points. Almost all of the people who lost Medicaid were in the Chicago six county area. These new data show us that the years of positive trends in increasing coverage seem to have come to an extreme halt.

“The historic gains in health coverage made possible by the Affordable Care Act have slowed and are now reversing,” said Katie Buitrago, Director of Research at Heartland Alliance. “These data are deeply concerning and suggest that the unrelenting opposition to the ACA and continuous threats to public programs are taking a toll on those who need these services most.”

The repeal of the individual mandate, the gutting of the enrollment assistance programs, and the expansion of low-quality “short-term” health plans have sown confusion throughout communities and contributed to this drop in coverage. But it is not only the executive orders, bureaucratic barriers, and regulatory changes that have resulted in millions more going uninsured—the Trump Administration’s anti-immigrant policies have also contributed to coverage losses. Latino Americans experienced a 1.6 percentage point decline in coverage, with non-citizens experiencing an even higher 2.3 percentage point decline. This dramatic rise in the uninsured rate strongly suggests that immigrant communities are being discouraged from signing up for health coverage and public benefits. The recent “public charge” rule change that penalizes immigrants seeking to naturalize if they are low-income or use public benefits is a prime example of the policy proposals that lead to this sort of chilling effect.

“These attacks on families are pushing people into poverty and into the shadows,” said Dan Rabbitt, Heartland Alliance Health Policy Expert. “Families are being forced, out of fear and necessity, to decide if they should obtain health coverage, and that is not a decision anyone should be forced to make. Our leaders should be working to provide quality, affordable health care to all, reduce out of pocket health costs, and increase coverage options for immigrants, not chipping away at supports that keep our communities healthy.”

In addition to these findings, Heartland Alliance has release a fact sheet looking at income, poverty and health insurance in Illinois and Chicago. View it here

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