“Now it is very easy to create a coverage plan that suits your needs. Customizing quotes online will help you see how much it will cost”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
October 04, 2019

Compare-autoinsurance.org has released a new blog post that explains how car owners can tailor the best coverage plan.

For more info and free auto insurance quotes, visit https://compare-autoinsurance.org/top-tips-for-choosing-the-best-car-insurance-plan/

Designing a suitable coverage plan may seem too complex and it should be done only by experts. This is partially true. Nowadays, online users can customize coverage plans with ease, using intuitive interfaces. Also, with a little research, anyone can understand car insurance terms and make smart selections. Find out more and get free car insurance quotes from http://compare-autoinsurance.org.

• 
  Determine the available budget and insurance needs. Nobody should consider making an investment without analyzing the available budget. This is also true for auto insurance. Depending on the driver’s status, a six-months coverage plan may cost from several hundred dollars up to several thousands of dollars. People that have a high-risk driver status should expect to pay more. For them getting quotes is crucial.
• Get online car insurance quotes. Look for companies licensed to sell coverage in the area and try to get quotes from as many as possible. Using a brokerage website is recommended. After getting online quotes, the driver can choose to purchase insurance from a company that sells affordable coverage.
• Customize quotes. It is important to remember that the driver can make certain modifications and adjust the rates. These modifications refer to coverage limits, deductible levels, extra services (roadside assistance, rental coverage, vanishing deductibles, etc.) and payment options.
• Get useful extra services. Having extra services is costly, but some services are really useful and money-worth. Roadside assistance, accident forgiveness and vanishing deductibles are great to acquire.
• Look for all available discounts. When getting online quotes, the user will encounter several questions designed to help him get discount. If the driver has certain safety devices, no claims in 3-5 years or low mileage, he will automatically receive several discounts.
• Increase deductibles. Modifying the deductibles is a sure way to increase/decrease full coverage costs. Although $500 is the recommended value for both collision and comprehensive deductibles, those who want to save more on auto insurance can opt for higher values.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org.

Share article on social media or email:

“Social engineering is the leading way attackers infiltrate organizations today. To provide the best cyber insurance, we must constantly adapt coverage to meet the prevailing risk environment.”

BOSTON (PRWEB)
October 04, 2019

Corvus Insurance, the leading provider of AI-driven commercial insurance, today announces an update to its cyber underwriting model that rewards highly protected organizations with higher limits for Social Engineering and Cyber Crime coverage. Corvus’s Smart Cyber Insurance® coverage, already among the industry’s most comprehensive, will be automatically enhanced for policyholders who utilize email authentication services and have other email security characteristics, as identified by the Corvus Scan.

“Social engineering is the leading way attackers infiltrate organizations today. To provide the best cyber insurance, we must constantly adapt coverage to meet the prevailing risk environment.” says Phil Edmundson, Founder and CEO at Corvus.

Social Engineering and Cyber Crime coverage includes coverage for losses due to activity like phishing, spear phishing, and other forms of criminal deception, which often take place via email. “As methods and risks change, so must coverage,” says Mike Karbassi, Head of Cyber Underwriting. “The enhanced policy limits for Social Engineering and Cyber Crime helps our policyholders who are working to protect their businesses get greater assurance their risks are well managed.”

The Corvus Scan is a proprietary technology that assesses any organization’s cyber risk posture in minutes. The results of the scan drive Dynamic Loss Prevention®, Corvus’s program for helping brokers and policyholders better understand and mitigate risk, as well as driving the underwriting of Corvus’s Smart Cyber Insurance policies. With today’s update, the underwriting model will offer limits up to $1,000,000 to those organizations identified by the Corvus Scan as having taken the most effective steps to reduce the risk of a social engineering attack.

“Organizations of all types, from municipal governments to tech companies, are realizing that the social engineering problem is not going away, and the consequences of being hacked are increasing as digital technology becomes central to business operations, even in sectors that were slow to adopt it,” says Chris Hedenberg, Director of Data Science at Corvus. “The Corvus Scan can help those organizations get the credit they deserve for taking steps to prevent adverse events.”

The company notes that the update is an example of its approach to underwriting using data science techniques like machine learning to rapidly iterate its underwriting models. “Our machine learning tools are being deployed to deliver increasingly insightful underwriting decisions for our brokers and their clients. It’s important to note that accounts that score poorly in these defenses can be aided by our insights, as well. Together we can work to better manage and reduce the overall cost of risk.” said Corvus CEO Philip Edmundson.

About Corvus

Corvus Insurance is the leading provider of AI-driven commercial insurance. Corvus empowers brokers and policyholders to better predict and prevent complex risks with its data-driven tools and Smart Commercial Insurance® policies. With each policy, Corvus supplies its proprietary Dynamic Loss Prevention® reports, which inform policyholders of critical risk areas and provide actionable recommendations. Founded in 2017 by a team of veteran entrepreneurs from the insurance and technology industries, Corvus is backed by Bain Capital Ventures, Hudson Structured Capital Management, and .406 Ventures. The company is headquartered in Boston, Massachusetts, and has offices across the U.S.

Share article on social media or email:

We are honored to be recognized by NU Property & Casualty 360 as a 2019 Independent Agency of the Year.

LEESBURG, Va. (PRWEB)
October 03, 2019

AHT Insurance is pleased to announce it has been named 2019 Independent Agency of the Year by NU Property & Casualty 360.

NU Property & Casualty 360 set out to honor independent agencies for their efforts to provide high-quality service to their clients and remain relevant in the ever-changing P&C world. Each year, agencies vying for the award submit their individual stories about building and maintaining trust with clients, involvement within their communities and perpetual growth in their book of business. Three winning agencies are selected and showcased in NU Property & Casualty 360’s October issue in print and online.

AHT is a full-service insurance brokerage and consulting firm offering property and casualty, employee benefits, retirement, personal and international services for a wide range of industries. After nearly 100 years of service and fostering a story of partnership, commitment and growth, AHT continues to pave new roads in the insurance and risk management landscape. AHT takes great pride in the level of service and commitment provided to every client, relationships we’ve cultivated within our industry and the support we show our community through charitable giving and volunteerism.

Read more about the AHT story here and in the October print issue of NU Property & Casualty magazine.

“We are honored to be recognized by NU Property & Casualty 360 as a 2019 Independent Agency of the Year.” said David Schaefer, AHT President and CEO. “After nearly a century, our narrative remains unwavering – we foster partnerships with our clients and engage professionals empowered to use their creativity and talents, individually and as a team, to provide heroic service protecting what matters most in the lives of those we serve.”

Congratulations to the other 2019 winners, Desert Insurance Solutions and Gordon Companies.

Share article on social media or email:

I see his leadership style promoting truly impactful crisis management practices and his keen eye for detail will ensure time sensitive crisis response and organizational resiliency processes for our customers

FAIRFIELD, N.J. (PRWEB)
October 04, 2019

Michael brings over 11 years of clinical experience including 4 years as a crisis counselor at Lombardi Associates. He possesses a deep understanding of victims’ responses to trauma and has worked extensively in the areas of adolescent and adult Trauma and PTSD, grief and loss, and sexual violence prevention and education.

Michael received his Bachelor of Science degree in Psychology from the University of Maryland, University College and his Master of Arts in Counseling from Montclair State University. He is a board- certified counselor through the NBCC, a Certified Trauma Services Specialist and a Licensed Professional Counselor. Michael also volunteers his services in his home state of New Jersey as a Disaster Response Crisis Counselor.

Michael is an impactful public speaker, having developed and implemented presentations for responses to sexual violence at universities. He also has provided lectures, trainings and outreach services at various public education events.

In his free time Michael enjoys photography, hiking, and spending time with his girlfriend, her children and two dogs.

Lombardi Associates’ crisis team is national and multi-disciplinary. Team members are clinically trained from diverse professional backgrounds (medical doctors, licensed clinical social workers, psychologists, fire fighters, army chaplains, etc.) and they all specialize in trauma recovery.

Tracey Lombardi, President, said this, “Lombardi Associates has always been proud of our deep relationships with our customers and our ability to customize services to meet their unique needs. Michael is a consummate professional. I see his leadership style promoting truly impactful crisis management practices and his keen eye for detail will ensure time sensitive crisis response and organizational resiliency processes for our customers.”

Kotch will lead Lombardi’s crisis specialists across the nation: providing oversight, training and recruitment. Outreach and speaking engagements will be a strong focus for him as Lombardi Associates continues to build out their service line and their nationwide expansion.

About Lombardi Associates

Lombardi Associates is a woman owned business and a national provider of case management, crisis management, vocational rehabilitation and cost management solutions for insurance carriers, third party administrators, attorneys and employers. Lombardi Associates supports the workers’ compensation, auto, disability and general liability insurance markets.

Share article on social media or email:

“Dropping full coverage can help drivers save money on car insurance. However, drivers should consider the advantages and disadvantages of dropping full coverage, before making this decision”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
October 03, 2019

Cheapquotesautoinsurance.com has launched a new blog post that explains how dropping full coverage in various scenarios can help drivers save money on car insurance.

For more info and free car insurance quotes, visit https://cheapquotesautoinsurance.com/how-to-lower-car-insurance-rates-by-dropping-full-coverage/

In almost all states, except New Hampshire, drivers are required to carry car insurance. Besides the minimum car insurance that is required by the state law, drivers can acquire additional coverages, like full coverage. In some cases, drivers who are having full coverage can be overpaying for something that is really not worth it.

Drivers who have full coverage are advised to drop it in the following situations:

• 
  The vehicle is too old. The value of a vehicle will decrease as soon as it’s leaving the showroom. Unless the car is a collectible, it’s value will continue to decrease with each year that passes. Keeping full coverage for a vehicle that is 10 years old or older is not worth it.
• High-mileage. Drivers who use their cars very often, should not be surprised if their vehicles are not as valuable as they think. Relatively new vehicles that are 4, or 5 years cold can drastically lose their value if they were driven for 200,000 miles or even more. In this case, full coverage is not worth it.
• The car is in a really bad condition. Even if a vehicle has sentimental value, this should not be a reason to keep full coverage on a car that is covered in rust.
• The loan has been paid. Banks and other financial institutions that are financing a vehicle will impose the owner to carry full coverage. Once the driver fully owns the vehicle, then he can choose to drop full coverage.
• The driver can’t afford to pay anymore. Policyholders who entered into financial troubles can save some by dropping full coverage and using them in another place.
• The vehicle is being kept in a garage. A garage can protect a vehicle from weather damage, theft, vandalism, and fire. Drivers who decide to drop full coverage should ensure that they are driving carefully and they are not causing accidents. If they do cause an accident, then they will have to cover the cost to repair the vehicle from their own pockets.

For additional info, money-saving tips and free car insurance quotes, visit https://cheapquotesautoinsurance.com/

Cheapquotesautoinsurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

Share article on social media or email:

NEW YORK (PRWEB)
October 03, 2019

NFP, a leading insurance broker and consultant that provides property and casualty (P&C), corporate benefits, retirement, and individual solutions, today announced that it has acquired Savitsky Satin Bacon & Bucci (SSBB). The transaction closed on Sept. 18, 2019.

Located in Los Angeles, SSBB is a business management firm serving high-net-worth individuals, including entertainment industry executives, entertainers and professional athletes, among others. The acquisition supports NFP’s expansion of its Individual Solutions business line. All of the partners of SSBB will continue to be fully engaged, with Chris Bucci and Steve Savitsky remaining as managing partners, and Gary Satin, Jeff Bacon and Rachel Martinez remaining as partners. Bucci will also serve as managing director of the Business Management Platform and will report to Ed O’Malley, NFP’s executive vice president and head of insurance brokerage and consulting.

“We are excited to welcome the Savitsky Satin Bacon & Bucci team to the NFP family,” said O’Malley. “The strategic direction and opportunistic vision of industry leaders like Chris, Steve and the entire team will enhance the value proposition that NFP can deliver to high-net-worth individuals in planning for all aspects of their business and financial management needs.”

“In NFP, we have found the ideal strategic partner to support our long-term growth and future aspirations for the business management industry,” said Bucci. “Uniting our operations with NFP’s comprehensive insurance and financial solutions will elevate the value we deliver to current and future clients.”

“Our team looks forward to the next chapter in our careers. We will continue diligently serving our clients with the same personal care that Savitsky Satin Bacon & Bucci built its reputation on, while accessing the breadth of services and scale of NFP,” said Savitsky.

About NFP

NFP is a leading insurance broker and consultant providing customized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 5,400 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 6th largest US-based privately owned broker, 5th largest benefits broker by global revenue and 7th best place to work in insurance (Business Insurance); 10th largest property and casualty agency (Insurance Journal); and 13th largest global insurance broker (Best’s Review).

Visit NFP.com to discover how NFP empowers clients to meet their goals.

Share article on social media or email:

“In order to be protected from a premium increase after an at-fault accident, drivers can acquire accident forgiveness. This option is ideal for safe drivers that rarely cause an accident”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
October 03, 2019

Carinsuranceplan.org has launched a new blog post that explains how accident forgiveness can help drivers save car insurance money.

For more info and free quotes, please visit https://carinsuranceplan.org/what-is-accident-forgiveness-and-how-it-can-help-you-save-car-insurance-money/

Accident forgiveness is an option that will forgive one at-fault accident of the policyholder. Drivers that have this option active in their insurance policy, will be protected from a premium increase in case they are at-fault in a car accident. Although the premiums will stay the same, the at-fault incident will still appear in the driving records.

Before acquiring accident forgiveness, drivers should know the following:

• 
  It has limited availability. This option is not offered by all car insurance companies. Besides that, in some states, accident forgiveness is forbidden by local legislation. Drivers that want this option, should contact their providers and check if it’s available in the state they live and how they can obtain it.
• It varies from one insurer to another. Some insurance providers will offer this option for free to their new customers or to the customers that decide to renew their insurance policies. However, other insurers will sell this option for a monthly fee. In all cases, drivers that are at-fault in a DUI accident are excluded from this option.
• It can forgive multiple at-fault accidents. The majority of car insurance providers are offering an accident forgiveness option where one at-fault accident is forgiven. Some insurers can offer options where multiple at-fault accidents can be forgiven.
• Drivers can avoid a penalty. For drivers, it would be ideal to not get involved in car accidents. However, a driver gets involved in a car accident once every 17.9 years. It can happen to anyone. Even if someone considers to be the safest drivers on the road, it can only take a few moments for an accident to happen. The good thing about accident forgiveness is that the driver is not penalized for that moment.
• Disadvantages. Accident forgiveness does have some disadvantages. One disadvantage is the fact that the program is not free for everyone, and some insurers will ask for a monthly fee. Another disadvantage is that the driving record will stay the same even if the insurer forgave the driver. In this case, drivers that switch their insurers will be penalized from the beginning because of that at-fault accident. Lastly, in some cases, accident forgiveness can be completely useless for drivers that cause severe accidents. In these cases, the insurers might decide to drop the policyholder.

For additional info, money-saving tips and free car insurance quotes, visit https://carinsuranceplan.org/

Carinsuranceplan.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

Share article on social media or email:

“Teens, although considered high-risk, can still get affordable car insurance premiums. Check our website for more info and tips,” said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
October 03, 2019

Cheapquotesautoinsurance.com has released a new blog post that explains how teen drivers can get cheaper car insurance.

For more info and free quotes, visit http://cheapquotesautoinsurance.com/teen-drivers-and-car-insurance-rates/

Teens are considered high-risk drivers and charged accordingly by insurance companies. The lack of experience behind the wheel and some risk behaviors associated with this age make car insurance more expensive. However, there are some ways to lower the bills. Find out more and get free car insurance quotes from http://cheapquotesautoinsurance.com.

• 
  Get good grades at college. Teens should be aware that there is a good student discount which will help them get cheaper car insurance. The value of this discount ranges widely between carriers, and in some cases, it can be more than 30% of the value of the premium. Clearly, getting a good student discount should be a discount worth pursuing. It is recommended for teens to ask about this discount before signing a contract. Also, ask the average grade needed to be eligible and what proofs must be provided.
• Leave the car at home when studying in a different city. Leaving the car at home and driving it when returning during holidays, means that the student is less exposed to accidents. Reducing the risk of filing a claim will determine the insurance companies to offer cheaper premiums. Usually, there is a discount available to students who choose to keep the car at home.
• Enroll in approved defensive driving classes. Insurers like safe drivers. Graduating a defensive driving course will convince them that the teen has the right skills and knowledge. After graduating, the teen must bring the diploma to the insurer. Of course, the insurer will validate only the approved course. In many cases, insurers offer this type of course. Talk with the company before starting any defensive driving course.

Cheapquotesautoinsurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://cheapquotesautoinsurance.com

Share article on social media or email: