Independence American Insurance Company

“IAIC remains dedicated to serving those seeking protection from expensive veterinary procedures with not only our pet insurance products, but by searching for the right partners who go above and beyond to support the needs of pet parents and the pet community as a whole.”

NEW YORK (PRWEB)
October 22, 2019

Independence American Insurance Company (“Independence American” or “IAIC”), a member of The IHC Group (IHC), and Figo Pet Insurance (“Figo”), recently named Top InsurTech Leader by A.M. Best’s Review*, have joined forces around their shared vision of providing more for pets and their owners with pet insurance coverage and technology.

Independence American, rated A- (Excellent) by A.M. Best Company, Inc., entered the pet health insurance market in 2011, and is now one of the top five pet insurance carriers based on gross written premiums. IAIC is currently writing policies with Figo in 27 states and expects to be writing new business and renewals in all 50 states and the District of Columbia by December 2019.

“IAIC remains dedicated to serving those seeking protection from expensive veterinary procedures with not only our pet insurance products, but by searching for the right partners who go above and beyond to support the needs of pet parents and the pet community as a whole,” said Rick Faucher, President of Pet Insurance Division of IHC Specialty Benefits. “Figo, with their ‘at-your-fingertips’ concierge level mobile app, easy to understand plan-selection process, and intuitive customer service- is clearly a leader in this growing space. We are thrilled to help them deliver their best.”

“The IAIC team has rich experience in the pet insurance space, and like Figo, they are dedicated to providing a top-notch customer experience,” said CEO and Founder of Figo, Rusty Sproat. “Our collaboration with IAIC is key to Figo’s future growth, and we look forward to enjoying a long and fruitful partnership.”

For more information on IHC’s pet insurance, please contact Rick Faucher at 602-395-7083 or Rick.Faucher@IHCGroup.com. Please visit http://www.IHCGroup.com and https://www.FigoPetInsurance.com for additional resources.

*A.M. Best, Best’s Review, “Agents of Change” January 2017, pages 62, 71: http://viewer.zmags.com/publication/e8f79b79#/e8f79b79/1

#

About The IHC Group

Independence Holding Company (NYSE:IHC), formed in 1980, is a holding company that is principally engaged in underwriting, administering and/or distributing group and individual specialty benefit products, including disability, supplemental health, pet, and group life insurance through its subsidiaries (Independence Holding Company and its subsidiaries collectively referred to as “The IHC Group”). The IHC Group consists of three insurance companies (Standard Security Life Insurance Company of New York, Madison National Life Insurance Company, Inc. and Independence American Insurance Company), and IHC Specialty Benefits, Inc., a technology-driven full-service marketing and distribution company that focuses on small employer and individual consumer products through its call center, IHC Specialty Benefit Advisors, general agents, telebrokerage, private label arrangements, INSX Cloud, our wholly owned Web Based Entity (WBE), and through the following brands: http://www.healthedeals.com; http://www.my1hr.com; http://www.healthinsurance.org; http://www.medicareresources.org; and http://www.petplace.com.

About Figo Pet Insurance

Figo is a Chicago-based InsurTech company founded in 2015. They offer a unique combination of comprehensive insurance policies to protect your pet in the event of injury or illness; as well as industry-leading technology. They have become one of the fastest growing start-ups in the country. Figo utilizes a highly engaging and mobile-friendly Pet Cloud that allows consumers to manage their pet’s healthcare, socially engage with fellow pet owners, and easily discover and locate services within the pet ecosystem. They provide simple, comprehensive, and transparent policies with an award-winning customer service staff, and are widely regarded as one of the leading pet insurance companies.

Share article on social media or email:

“Making mistakes is human, but they should be avoided when negotiating for car insurance rates. Find out what mistakes should be avoided and how”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
October 22, 2019

Cheapquotesautoinsurance.com has released a new blog post that presents the costliest car insurance mistakes a person can make and how to avoid them.

Car insurance represents an expensive investment. Any mistake has the potential of costing the insured several hundred dollars or more. Or leave the policyholder without adequate protection. Find out more and get free quotes at http://cheapquotesautoinsurance.com/costly-auto-insurance-mistakes/

• 
  Not preparing documents for negotiations. This is one major mistake that can be easily avoided. A simple call before the scheduled meeting will suffice. Drivers should prepare car documentation and handle it when asked. Furthermore, they should be prepared with info about driving history, graduated defensive/refresher courses, receipts for custom parts, VIN number and so on. Not having all the required documents will force the agent to re-schedule the meeting.
• Not understanding some insurance terms or the policy itself. It is not wise to act like a “know-it-all”. Do not blindly agree to a contract without understanding it. Carefully read each page of the contract and ask for info where something is not fully understood.
• Not getting car insurance quotes before the meeting. It is important to compare prices from multiple carriers and select a policy that will satisfy the coverage needs. Now it is easy and fast to get online quotes. It only takes several minutes. Furthermore, online quotes will help drivers mentally prepare for the meeting. They will also make the drivers aware of what sort of info is asked and what documents they should prepare.

Cheapquotesautoinsurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://cheapquotesautoinsurance.com.

Share article on social media or email:

“Whenever you drive a rental car, you must insure optimal coverage. Visit our website for more car insurance info and free quotes”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
October 22, 2019

Compare-autoinsurance.org has released a new blog post that explains what it is car rental insurance and why drivers should buy it.

There are many situations when a person may need to rent a car. When the personal car is on service, waiting to be repaired, a rental car may be really useful. This car must be covered by the one who rents it. Find out more about rental car insurance and get free quotes at https://compare-autoinsurance.org/read-more-about-car-rental-insurance/.

Rental car insurance may refer to coverage used for a rental car or the coverage on the personal auto policy which pays for a rental car. In both cases, it covers a car used for a predetermined period.

Insuring a rented car provides the same coverage as any auto insurance for the personal vehicle. The policyholder can be covered for liability, medical and property damage. It all depends on selected coverage options.

It is possible to get coverage from the car rental company. Usually, the car rental company offers the next 4 types of coverage:

• 
  Additional Liability Insurance. Also named Supplemental Liability Insurance. It covers the property damage and bodily injuries caused when driving the rental car. If the driver has good liability coverage limits on his personal policy, this coverage is not a priority.
• Personal Accident Insurance. While liability coverage covers other people’s property damage and injuries in an accident, personal accident coverage includes medical, ambulance and death benefits for the rental car driver and his passengers.
• Collision Damage Waiver. Also known as LDW (Loss Damage Waiver). It is a waiver of responsibility. The policyholder will not be held accountable if he is involved in an accident while driving the rental car. Pay attention to waiver limits and the state’s rules.
• Personal Effects Coverage. It covers belongings stolen from the rental car. Again, this coverage should not be a priority since it is likely to have those belongings covered by homeowners/renters insurance.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org/.

Share article on social media or email:

“Getting car insurance discounts is the best way to lower premiums. There is a wide variety of discounts, but only a few of them guarantee a significant price drop,” said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
October 21, 2019

Autocarinsurancecheap.com has released a new blog post that informs the drivers about the most valuable car insurance discounts and how to obtain them.

For more info and free car insurance quotes, visit http://autocarinsurancecheap.com/top-car-insurance-discounts/

Being rewarded with multiple car insurance discounts is the best way to keep coverage costs under control and even lower them. Besides the discount, comparing prices online will help drivers find affordable coverage. Visit http://autocarinsurancecheap.com for free car insurance quotes online!

The most valuable car insurance discounts are:

• 
  Defensive driving discount. Graduating a defensive driving program comes with multiple benefits. First of all, drivers will learn more about the traffic hazards, how to identify them and what maneuvers to apply in order to avoid an accident. Secondly, they will get access to a car insurance discount which varies in terms of length and value by the insurance provider. After graduating, the driver is eligible for a traffic violation pardon. Offsetting license points will also prevent premiums from increasing upon next renewal. In order to get access to this discount, drivers must graduate in approved courses.
• Low mileage discount. The logic for this discount is really simple: those who drive less are less exposed to accidents. That means a lower risk of filing a claim and costing the insurance company money. In order to get access to this discount, a driver must drive less than the annual average. Also, check the rules stipulated by the current car insurance provider.
• Good student discounts. Teen car insurance discount has always been a really expensive investment. However, teens who study well have a chance to significantly reduce the expense. The value of the discount can be as high as 35%, depending on the carrier and its conditions. In order to get this discount, the student has to provide a card report showing these grades or bring other required documentation. Some companies also ask that the student must be on Dean’s Honorary List.

Autocarinsurancecheap.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://autocarinsurancecheap.com

Share article on social media or email:

Each year, the number of impressive and promising innovative young companies participating in VentureClash grows, and this year’s competition was no exception.

ROCKY HILL, Conn. (PRWEB)
October 21, 2019

Connecticut Innovations (CI), Connecticut’s venture capital arm and leading source of financing and ongoing support for the state’s innovative, growing companies, today announced the winners of the 2019 VentureClash competition, the $5 million global investment challenge for early-stage companies in digital health, fintech, insurtech and industry 4.0.

In all, 10 companies representing four countries participated in the finals pitch event, which was held at Yale University on Thursday, October 17. VentureClash judges awarded investments to eight of the finalists, all of which will also receive access to mentoring and customer introductions to help them grow and succeed.

The top investment award of $1.5 million went to Pineapple, a South African peer-to-peer insurance company with an application that allows individuals to insure their possessions simply by snapping a picture and uploading it to the mobile application. Pineapple had previously won the $25,000 VentureClash Innovation Prize provided by Travelers, awarded to companies developing solutions and pursuing market opportunities in insurtech.

Other investment award winners included:

• Atidot ($750,000): An Israeli-based insurtech solution that uses artificial intelligence, machine learning and predictive analytics to help life insurance companies optimize their books of business.
• Cinchy ($500,000): A company creating a new alternative to buying and building applications that brings data collaboration to the enterprise.
• Covr Financial Technologies ($500,000): A company simplifying the way life insurance is sold by offering financial institutions a digital platform to sell leading insurance products in the most efficient way possible.
• Curatio ($250,000): A Canadian company building a mobile platform that matches patients to others who understand what they’re going through in a private, secure environment.
• DEEP ($250,000): An Israeli company developing a platform that uses AI and practical machine learning technologies to create contextual visual storytelling elements, including semiautomated video production.
• EyeControl ($750,000): An Israeli company creating an innovative communication device for individuals who suffer from complete paralysis.
• MothersChoice ($500,000): A company creating the next generation of personal care products scientifically proven to be healthy, safe and 100 percent natural.

The winning companies are required to establish a presence in Connecticut. As an investment award winner of VentureClash, companies are eligible for an investment from Connecticut Innovations, pending due diligence and approvals.

“Each year, the number of impressive and promising innovative young companies participating in VentureClash grows, and this year’s competition was no exception,” said Matt McCooe, CEO of CI. “We congratulate the winning companies, which, by engaging in the VentureClash process, have come to learn about the resources and opportunities available to them to grow and scale their businesses in Connecticut. We look forward to continuing to support these companies.”

VentureClash brings together early-stage digital health, insurance technology (insurtech), industry 4.0 and financial technology (fintech) companies from across the globe to compete for investment, mentoring, customer introductions and services from CI to help them grow and succeed in Connecticut. This year’s competition attracted more than 300 companies from 20 countries around the world, all of which completed initial applications this past June. Finalists were selected following two rounds of judging by an outside panel of industry leaders and subject matter experts.

For more information on qualifications, requirements, guidelines and application, visit http://www.ventureclash.com.

About VentureClash

VentureClash is Connecticut Innovations’ global venture challenge focused on early-stage companies. The challenge identifies promising companies in digital health, financial technology, insurance technology and the Internet of Things that will receive investments from a $5 million award pool and the support of resources around Connecticut. To learn more, visit http://www.ventureclash.com.

About Connecticut Innovations Inc.

Connecticut Innovations (CI) is Connecticut’s strategic venture capital arm and the leading source of financing and ongoing support for Connecticut’s innovative, growing companies. CI provides venture capital and strategic support for early-stage technology companies, financial support for innovation and collaboration, and connections to its well-established network of partners and professionals. For more information, please visit http://www.ctinnovations.com.

Share article on social media or email:

“Determining car insurance rates involves analyzing numerous factors, from demographic factors, personal factors, the car’s safety rating, coverage options up to employment status. Nowadays, companies now use smart rates calculators that do the math”, said Russell Rabichev, IMC

LOS ANGELES (PRWEB)
October 21, 2019

Cheapquotesautoinsurance.com has released a new blog post that explains the main influential factors for car insurance rates.

For more info and free auto insurance quotes, visit http://cheapquotesautoinsurance.com/factors-that-influence-your-car-insurance-risk-profile/

By insuring a driver, companies take a risk. If the driver is involved in a covered event and files a claim, the insurance company will have to financially compensate him. Statistics help companies detect cars and drivers more likely to cause the company losses. Insurance companies carefully analyze a series of factors considered extremely relevant for a person’s risk profile. Find out the top influential factors and get free car insurance quotes online from http://cheapquotesautoinsurance.com.

• 
  Driving history. Insurance companies are interested in two things: years of experience behind the wheel and recent traffic violations. Online questionnaires will ask about the driver’s license or permit and its status (valid/active or suspended). Furthermore, clients will be asked when they’ve got their license (at what age or exact year). Next, the client will be asked to answer if he or she committed any traffic violation in the past 3-5 years or were involved in an accident.
• The quoted vehicle. Insurance companies ask about the car make and model, plus body-type, in order to get statistical data about price, numbers of accidents with that model involved and car theft frequency. The price difference between a Sedan and an SUV is significant. The Actual Cash Value is also calculated based on the age of the model.
• Auto Insurance history. Car insurance companies ask about car coverage history, especially if the client has or had coverage with them, in order to check how long the client tends to stay with the same company. Furthermore, the client will be asked about the last maximum liability coverage (if the client was previously insured).
• Marital status. On average, married people get better rates when compared with single people with similar ages, backgrounds, and vehicles. Married people are seen as more responsible. Being divorced or separated has the opposite effect.
• Education level. Education plays an important role in getting better rates and persons with at least a college degree are also seen as more responsible and able to focus on the driving task ahead. Also, students can apply for various programs and access dedicated discounts.

Cheapquotesautoinsurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://cheapquotesautoinsurance.com

Share article on social media or email:

FORT LAUDERDALE, Fla. (PRWEB)
October 17, 2019

Sound Income Strategies, LLC, a full-service financial firm dedicated to helping individuals and families meet their immediate and long-term financial objectives, has launched The Retirement Income Store® website.

The Retirement Income Store®, powered by Sound Income Strategies, is a virtual store where individuals can go to find a local Income Specialist, who can help them reduce their exposure to stock market risk and help them generate ongoing streams of income for retirement.

Founded in January of 2015, Sound Income Strategies (SIS) recently celebrated reaching $1 billion in Assets Under Management. SIS is made up of experienced investment management specialists, who actively manage their clients’ portfolios with the goal of maximizing income first and opportunities for growth second.

Although Sound Income Strategies and The Retirement Income Store® work with a wide range of clients nationwide, they specialize in helping those who are in or near retirement.

Their founder, David Scranton, has become known during his 30 years in the industry as an advisor who is particularly protective of his clients’ assets. For the past 20 years, he has specialized in the universe of income-generating savings and investment strategies.

David says: “The sad reality is that trusting a typical stock market-based financial advisor to handle your retirement future can be somewhat of a gamble … and who wants to gamble with their retirement future? Fortunately, there is another way—Investing for Income. By focusing primarily on non-stock market, income-generating investment options, you could better protect your savings from stock market risk, so you can use your savings to establish renewable streams of income you can count on well into retirement.”

David is regularly sought out to share his insights on the financial markets on networks like CNBC, Bloomberg, and Fox Business.

In 2016, David Scranton started his own TV show, The Income Generation, which airs weekly on Newsmax TV. Broadcast to over 70 million households nationwide every Sunday at 10 AM, the show tackles the issues that are most important to those who are retired, or within 10 to 15 years of retirement.

David Scranton has written three books. In 2011, he wrote and self-published Stop the Financial Insanity: How to Keep Wall Street’s Cancer from Spreading to Your Portfolio. In 2016, David became an Amazon Bestselling Author with his second book, Return on Principle: 7 Core Values to Help Protect Your Money in Good Times and Bad. Now, David has just completed his third book, The Retirement Income Stor-E: The Story behind the Launch of The Retirement Income Store—published by Advisors’ Academy Press, October 15, 2019, and distributed by Simon & Schuster, part of the CBS Corporation.

Steve Forbes, Publishing Executive and Editor-in-Chief of Forbes Magazine, and a repeat guest on The Income Generation Show, had this to say about David’s second book, Return on Principle:, “Armed with insights gained from a lifetime of study of stocks and investment alternatives, David Scranton offers perspectives investors should not ignore in these turbulent times where so many of the ‘old rules’ are being obliterated.”

“David is an important thought leader; always worth the read,” says Peter Morici, recognized professor on economic policy and International Business Professor at the Robert H. Smith School of Business, at the University of Maryland.

About Sound Income Strategies: Sound Income Strategies is a Registered Investment Advisory firm specializing in active management of individual fixed-income securities. With specialized management style and experience, the firm focuses on maximizing the value of their clients’ fixed-income portfolios, and then building retirement plans that deliver consistent income, growth potential, and – most importantly – defense against damaging losses.

As a Registered Investment Advisory firm, Sound Income Strategies diligently honors their fiduciary responsibility as spelled out in the US Investment Advisors Act of 1940. Their goal is to always act and serve in the best interest of their clients.

About the Retirement Income Store®—Launched in January of 2019, The Retirement Income Store® is a subsidiary of Sound Income Strategies. The Retirement Income Store® is comprised of a national network of Income Specialists who actively manage their clients’ portfolios with the goal of maximizing income first and opportunities for growth second.

For more information contact:

Pam Reimer

pam.reimer@rucls.net or pam.reimer@frontier.net

Phone: (608) 617-2600

Investment Advisory Services offered through Sound Income Strategies, LLC, an SEC Registered Investment Advisory Firm. The Retirement Income Store® , LLC and Sound Income Strategies, LLC are associated entities.

Share article on social media or email: