Category Archives: Business: Insurance

Press Releases from the Insurance world, What’s new, Popular, Trending and News Worthy. In the ever changing industry of Insurance.

J Stevenson Hired as MJ Kelly Branch Manager Little Rock Office


“Ms. Stevenson is a fantastic addition to our MJ Kelly team.” Brian Barrilleaux, President of MJ Kelly

MJ Kelly, a national commercial insurance brokerage headquartered in Springfield, Missouri, has hired Julia Stevenson as Branch Manager of its Little Rock office. Stevenson joins MJ Kelly with extensive experience in the insurance industry, along with underwriting and management experience.

Stevenson began her insurance career in 2003 and has held numerous roles; most notably being the Southeast Regional Underwriting Director and Atlanta Branch Manager for Allianz Global Corporate & Specialty, followed by the Southeast Regional Vice President for Marine at Starr Companies. Stevenson has also done independent business consulting for the insurance industry.

“Ms. Stevenson is a fantastic addition to our MJ Kelly team. She will bring a fresh outsider’s perspective to our organization! Her proven track record of effective leadership, underwriting expertise, and enhanced operational processes will have a significant impact on our Little Rock branch’s growth trajectory,” said Brian Barrilleaux, President of MJ Kelly.

About MJ Kelly

MJ Kelly is a full-service managing general agency and wholesale brokerage company that provides innovative and competitive insurance products to independent insurance agents. Founded in Springfield, MO in 1976, MJ Kelly has a broad geographic footprint; with office locations spanning Texas, Arkansas, Tennessee, Mississippi, Florida, Missouri, North Carolina and Louisiana. MJ Kelly’s products have national reach, but our team’s focus is always on our local agents. For more information about MJ Kelly, please visit http://www.mjkelly.com.

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Industry Leaders Wendy Ehrlich and Linda Chan Appointed to American Portfolios Holdings, Inc. (APH) Board of Directors Advisory Board


Former OppenheimerFunds Senior Advisor Consultant and Vice President Wendy Ehrlich (left) and Hofstra University Adjunct Associate Professor Linda Chan (right).

“Wendy and Linda are graciously donating their time for the greater good because they believe in AP’s vision. Their specialized knowledge will provide us with crucial insight in order to achieve the firm’s many exciting, new initiatives.” — CEO Lon T. Dolber.

American Portfolios Financial Services, Inc. (AP)—a privately-held, independent broker/dealer that serves financial professionals nationally—is pleased to announce that it has recently appointed former OppenheimerFunds, Inc. Senior Advisor Consultant and Vice President Wendy Ehrlich, as well as Hofstra University Adjunct Associate Professor Linda Chan, to the American Portfolios Holdings, Inc. (APH) Board of Directors Advisory Board.

“We’re extremely fortunate and honored to have two such well-respected and accomplished industry leaders join our Advisory Board,” states American Portfolios CEO Lon T. Dolber. “Both Wendy and Linda are graciously donating their time for the greater good because they believe in AP’s vision. Their specialized knowledge will provide us with crucial insight in order to achieve the firm’s many exciting, new initiatives.” Chief Financial Officer Damon Joyner agrees, adding, “The blend of Wendy’s expansive knowledge of opportunities within the financial services marketplace today, along with Linda’s Go-to-Network concept and vast IT expertise, will complement the current services we provide to our customers, thus helping us achieve greater success as a firm for our clients and their end-clients.”

The APH advisory board brings a diverse mix of outside expertise in the areas of broker/dealer infrastructure; correspondence clearing; investment banking; financial management; Web-based enterprise data management and financial services software development; financial service solutions reporting; and broad-based marketing. The addition of Ehrlich and Chan lends an added perspective of the financial services wholesaler industry, subscription-based models expertise and Internet technology, further rounding out the board with a full body of collective and vast knowledge to be a meaningful and contributing advisory board participant for AP board members, and senior and executive management teams.

About Wendy Ehrlich

Ehrlich, whose relationship with AP stems back 25-plus years, brings with her more than 35 years of financial services industry knowledge. Most recently, Ehrlich retired from OppenheimerFunds after 32 years—beginning her career with the global asset manager as the assistant vice president of relationship management, and later transitioning to senior advisor consultant and vice president. During her tenure, Ehrlich helped establish OppenheimerFunds’ national accounts department; cultivated and managed relationships with home offices of national and regional broker/dealers; and was responsible for P&L relating to distribution agreements for various broker/dealers. She was also responsible for cultivating strong relationships with independent financial advisors throughout Long Island, strategically planning and managing the deployment of resources to maximize regional sales and asset retention. At OppenheimerFunds, Ehrlich achieved top decile market share annually for 15-plus years, effectively grew AUM to over $3 billion (the second highest level in the firm), maintained the lowest redemption rate of all regions, and was named Wholesaler of the Year for the New York Metro Division in 2009, 2001, 2014 and 2018.

Earlier in her career, Ehrlich served as the assistant vice president of special products for Gruntal & Company and as a financial advisor at E.F. Hutton & Company. She earned a Master of Business Administration, with a focus in finance and marketing, through New York University’s Stern School of Business; is a Chartered Retirement Planning Counselor (CRPC); and holds the following financial services industry licenses: Series 7 and 63, and Life Insurance, Health, Variable Life and Variable Annuities.

About Linda Chan

Chan is an adjunct associate professor at Hofstra University teaching undergraduate business courses. With more than 20 years of leadership in implementing innovative global IT programs, she is an expert in leveraging global resources, capabilities and relationships to gain synergies to increase efficiency, support and business objectives to achieve maximum benefit from the IT investment through metrics and KPIs. Previous to her teaching career, she served as Nature’s Bounty Company’s vice president of digital and commercial solutions, where she leveraged resources and expertise to create improvements in integrated business planning; digital and enterprise resource planning platforms for global organizations; marketing cloud automation; a cyber security program; and more. She has leveraged data and digital to drive value to the business and aid in strategic decision making.

Earlier in her career, Chan served as the senior IT director, IT manager and IT infrastructure director for Veeco Instruments. She was also global IT infrastructure manager for Thompson Industries and network manager at MidCoast Mortgage. She obtained a Master of Business Administration, with a focus in business computer information systems, from Hofstra University, and her bachelor’s degree in psychology from Binghamton University. She is a current and active member of the Athena Selection Committee and a Board Member of ListNet. Among her many professional awards and acknowledgements, Chan was named Woman of Excellence in 2018 by the New York Business Journal, and twice recognized by Long Island Business News as One of the Top 50 Most Influential Women for 2010 and 2012.

About American Portfolios

Headquartered in Holbrook, N.Y., American Portfolios Financial Services, Inc. (APFS) is a full-service, independent broker/dealer and member firm of FINRA and SIPC, offering a complete range of financial services, including personal financial and retirement planning, securities trading, mutual funds, access to investment research, long-term care planning, insurance products and tax-free investing. Fee-based asset management is offered through its sister subsidiary, American Portfolios Advisors, Inc., (APA), an SEC Registered Investment Advisor. Both entities, along with technology entity American Portfolios Advisory Solutions, LLC, collectively reside under the legal entity American Portfolios Holdings, Inc. (APH). Full-service securities brokerage is available through a clearing firm relationship with Pershing, LLC, a BNY Mellon firm, the securities of which are held on a fully disclosed basis. The company currently serves 859 independent investment professionals located in 404 branch locations throughout the nation. It was named Broker-Dealer of the Year* (Division III) by Investment Advisor magazine in 2015, 2016, 2017, 2018 and 2019; a wealthmanagement.com 2019 Industry Award Finalist in the category of Enhanced Customer Service Support**; one of the Best Companies to Work for in the state of New York for 2016, 2017, 2018 and 2019 by the New York State Society for Human Resources Management (NYS-SHRM) and the Best Companies Group (BCG); and one of the Top Long Island Workplaces for 2018 by Newsday.

*Based on a poll of registered representatives conducted by Investment Advisor magazine. Broker/dealers rated highest by their representatives are awarded “Broker/Dealer (B/D) of the Year.”

**Wealthmanagement.com Industry Award finalists are selected by a panel of independent judges made up of subject matter experts in the industry. Award is based on support provided to AP’s affiliated people and does not reflect public customers nor their account performance.

American Portfolios Holdings, Inc. Advisory Board Members

Jay Lewis, founder of Nathan & Lewis Securities; Norman Malo, former CEO of National Financial; Arthur Goldberg, former CEO of Integrated Resources, Inc.; Steven E. Rothstein, former EVP and CFO of AIG Advisor Group, Inc.; Paul Tyler Sr., VP of Strategy and Corporate Development for Fidelity & Guaranty Life; Robert Moses, founder and principal of RJM Counsel, PLLC; Wendy Ehrlich, CRPC former Senior Advisor Consultant, Vice President OppenheimerFunds, Inc.; and Linda Chan, Adjunct Associate Professor, Hofstra University.

A New Article Presents The Best Ways To Lower Car Insurance Costs


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“Drivers can pay less on their car insurance premiums if they follow several money-saving methods”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has launched a new blog post that presents several methods that will help drivers pay lower car insurance premiums.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/tips-on-lowering-car-insurance-costs/

Everyone wants to pay lower car insurance rates. But the costs of car policies are always increasing. Policyholders can keep the costs of insurance under control, or even lower them. All they have to do is to follow the next tips:


  • Modify the deductibles. To obtain cheaper car insurance, drivers can agree to pay more money from their budget If they have to make a claim. Policyholders should put away the money necessary for filing a claim.
  • Policyholders can drive less. Insurance companies can lower or increase the costs of car insurance based on how many miles a policyholder is driving his car. Drivers who use their cars less can qualify for a low mileage discount.
  • Keep only the coverage they need. Policyholders should carefully analyze if keeping the full coverage on an old vehicle is still worth it. For cars that are older than 10 years, full coverage is useless in most cases.
  • Bundle policies. Policyholders should consider bundling all his policies into one. Insurance companies will offer large discounts for drivers that bundle multiple policies like homeowner’s insurance and car insurance.
  • Apply for a usage-based insurance program. This type of coverage is getting more popular. A small telematics device is installed in the policyholder’s car, in order to send data about the driving habits of the policyholder. Drivers with good driving habits are rewarded with large discounts.
  • Check discounts. Drivers should contact their insurance agent and see if they are eligible for additional discounts.


For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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How To Select A Safer And Cheaper To Insure Car


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“It is important for drivers to pick a safe car for driving. Not only a safe car will protect the lives of its occupants, but it will also help lower the insurance premiums”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Carinsuranceplan.org has launched a new blog post that explains how drivers can pick a safe car to drive and save car insurance money at the same time.

For more info and free car insurance quotes, visit https://carinsuranceplan.org/pick-safe-car/

When shopping for a new vehicle, one of the main concerns a policyholder can have is how safe is the car is going to purchase? Choosing a safe car is important for drivers that want to keep their loved ones as safe as possible while they are on the road. Besides that, safe cars can help drivers pay less on their insurance policies.

The following tips can help drivers pick a safe car:


  • Check the crash test scores. Vehicles with good scores will better protect their occupants from injuries or even death. Policyholders should look for “Good” front moderate overlap, small overlap, side-impact, and roof scores from the IIHS. IIHS tests evaluate two aspects of safety: crashworthiness – how well a vehicle protects its occupants in case of a crash, and crash avoidance and mitigation features – technology that can prevent a collision or lessen its severity.
  • Look for vehicles with side airbags. While frontal crashes are the most frequent type of collisions, side impacts are the second most common but are by far more likely to be fatal. Policyholders should buy cars that come with side head airbags besides every occupant seat and at a minimum, torso airbags besides the front passengers.
  • Analyze the car size and weight. Larger and heavier vehicles are safer than smaller ones. However, some big cars are prone to rollovers or other issues. Mid-sized sedans with high safety ratings are considered ideal choices.
  • Crash avoidance technologies. According to the National Highway Traffic Safety Administration (NHTSA), 94 percent of fatal crashes is because a human being made an error or a poor choice. Crash avoidance technologies can sense what’s going around a vehicle and will either act in the place of the drivers or alert them. Ever improving technologies like advanced braking and warning systems can minimize injuries and damage from collisions.


For additional info, money-saving tips and free car insurance quotes, visit https://carinsuranceplan.org/

Carinsuranceplan.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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How To Avoid Getting Really Expensive Car Insurance Premiums


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“Drivers can keep the price of car insurance under control and protect themselves from price spikes if they follow several smart and efficient methods”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Carinsuranceplan.org has launched a new blog post that explains how policyholders can avoid car insurance price spikes.

For more info, please visit https://carinsuranceplan.org/how-to-avoid-auto-insurance-price-spikes/.

For many, driving their vehicles is a necessity. To do that legally, they need car insurance. In some situations, car insurance can get too expensive and some drivers will drop their insurance. To protect themselves from sudden car insurance price spikes, policyholders can follow these tips:


  • Make sure to respect traffic laws. Different traffic violations can lead to an increase in car insurance premiums. Drivers should follow the rules and avoid receiving traffic violations penalties.
  • Shop around periodically. Policyholders should regularly search the insurance market for better insurance deals. The best way to do that is by comparing online quotes obtained from brokerage websites. Doing this can help policyholders save even hundreds of dollars each year.
  • Policyholders should analyze their insurance policy at renewal. Drivers should make sure they are not missing any discount. Also, they should check if traffic tickets that should come off the driving record are still present.
  • Policyholders should avoid adding teen drivers to their policies. Besides being inexperienced, teen drivers are also expensive to insure. To make their car insurance more affordable, teen drivers can take advantage of the good student discount, or they can choose to enroll in a usage-based program. Graduating a defensive driving course can also help lower the price of car insurance.
  • Check the multi-policies discounts. Policyholders can save a lot if they decide to insure the home, life, and car insurance with the same insurance company. Drivers should contact their insurance providers and see if they offer this type of discount.
  • Drivers should not lie to their insurance providers. To avoid financial penalties, policyholders should be honest with their insurance providers. Policyholders should not hide past traffic tickets or the existence of other drivers in the household.


For additional info, money-saving tips and free car insurance quotes, visit https://carinsuranceplan.org/

Carinsuranceplan.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Get Cheaper Car Insurance Rates Using The Following Tips


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“Drivers can obtain cheaper car insurance rates easily. All they have to do, is to follow several money-saving methods”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has launched a new blog post that presents how drivers can obtain cheaper car insurance rates.

For more info and free car insurance quotes online, please visit https://compare-autoinsurance.org/how-to-make-car-insurance-rates-cheaper/.

Everyone wants to pay lower car insurance premiums. However, in recent years, the insurance costs have been on the rise and the tendency is expected to continue throughout the entire 2019.

To lower the costs of car insurance, drivers should follow the next tips:


  • Drivers should consider increasing deductibles. To obtain cheaper car insurance, drivers can agree to pay more money from their budget If they have to make a claim. Policyholders should put away the money necessary for filing a claim.
  • Consider driving fewer miles. If a policyholder doesn’t drive his car too often, he might be eligible for a low mileage discount that typically ranges from 15% to 20%.
  • Bundle multiple policies. Policyholders can easily bundle their car insurance with their homeowner’s insurance. In some cases, a policyholder can save as much as 20% simply by bundling multiple policies into one.
  • Install safety devices. Many insurance companies offer generous discounts for drivers that make their cars safer. Safety devices like a rearview camera, GPS tracking system, immobilizers, airbags, blind-spot detectors, various anti-theft devices will make the car safer. The value of the discounts varies depending on the type of device installed.
  • Be a good driver. A driver with no traffic tickets and no accidents for a number of years is eligible for a safe driver discount. Most insurance companies will lower premium rates after three years of clean driving, while other insurers will wait even five years to provide this discount. Usually, this discount will lower insurance rates by 10%-20%.
  • Consider usage-based programs. Many insurance companies offer this type of program. Usually, a small telematics device is installed inside the driver’s vehicle. This device will send driving habits data back to the insurer. Drivers with good driving habits are rewarded with large discounts

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Car Insurance Experts Explain Why Credit Score Is Used As Rating Factor


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“Insurance companies use the credit score to determine how risky is to provide coverage to a client”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Carinsuranceplan.org has released a new blog post that explains why insurance companies use a person’s credit score to determine car insurance costs.

For more info and free car insurance quotes online, visit https://carinsuranceplan.org/how-insurance-companies-use-credit-information-as-a-rating-factor/

Almost all car insurance companies use the credit score as a rating factor. The only states were insurance companies are prohibited to use credit information to determine policy rates, are California, Massachusetts, and Hawaii.

Insurance companies consider that a person’s credit score will provide more info on how risky it is to provide coverage. Drivers with good or excellent credit score, pay significantly lower insurance rates, than those that have a low, or poor credit score

Independent studies have evaluated the impact of credit score over a driver’s insurance rates.. These studies concluded that:


  • On average, drivers that have poor credit score can expect to pay twice as much for car insurance rates than drivers that have an excellent credit score.
  • Improving the credit score from poor to good, can save 32% on insurance premiums
  • Improving the credit score from good to excellent can save an additional 27% on the car insurance rate.

For more details, money-saving tips and free quotes, visit https://carinsuranceplan.org/

Carinsuranceplan.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Clever Ways That Will Help Drivers Lower Their Car Insurance Premiums


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“Nowadays, saving money on car insurance has become easier than ever before. From improving the credit score to bundling multiple policies, there are multiple methods that can help anyone save money on car insurance”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has launched a new blog post that explains how policyholders can obtain cheaper car insurance.

For more info and free car insurance quotes, please visit https://compare-autoinsurance.org/lower-car-insurance-premiums/

There are many drivers that consider car insurance to be too expensive. However, car insurance is a necessity for many drivers that can’t imagine doing their daily routines without driving their vehicles. Fortunately, there are plenty of ways that can help drivers save money on car insurance.

To lower the price of car insurance, drivers should follow the next tips:


  • Keep a clean driving record. Drivers that manage to avoid getting a traffic ticket or causing an accident for a specific number of years, will be rewarded with a discount by their insurers.
  • Pay for the whole policy at once. Policyholders can save hundreds of dollars per year, if they decide to pay for the whole policy at once, rather than paying monthly for car insurance premiums.
  • Improve the credit score. The credit score is an important factor that helps the insurers determine the insurance premiums. Drivers with an average or poor credit score will pay more than those that have a good or excellent credit score.
  • Drive less. Drivers that for different reasons are driving fewer miles than usual, should contact their insurers and check if they can qualify for a low-mileage discount.
  • Select a higher deductible. The deductible is the amount a policyholder has to pay out of his pocket whenever he is filing a claim. Raising the deductible will help drivers pay less on car insurance.
  • Bundle multiple policies. Drivers that have multiple policies like car insurance, homeowner’s insurance, renter’s insurance or life insurance, should contact their insurance providers and check if they can bundle multiple policies. Usually, insurance companies will offer great discounts to policyholders that are combining multiple policies with them.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Enquiron® Wins Bronze in Best in 9th Annual Biz Awards


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Enquiron

Engaging employees on what’s important to them along with creating a renewed connection to our organization’s vision have both significantly contributed to making Enquiron a great place to work and our tenure success.

Enquiron’s submission focused mostly on its company culture and focus on work-life balance. Enquiron has extended work from home and in-office hybrid schedules to all its employees, allowing everyone to have true work-life balance that is customized to each employee’s role and what is important to them – both in and outside the office. Enquiron recently added a new collaboration tool allowing team members to share photos of their community service and diversity days, to cheer on their peers by sharing relevant success stories and to promote culture and celebrate wins. Enquiron’s tenure also jumped significantly in 2019, demonstrating just how much employees want to work and grow within Enquiron.

Since the program’s inception in 2011, Best in Biz Awards’ entrants have spanned the spectrum, from the most innovative local companies and start-ups to some of the most recognizable global brands. With more than 700 entries, the 9th annual program attracted a record number of entries from an impressive array of public and private companies of all sizes and spanning all geographic regions and industries in the U.S. and Canada. Best in Biz Awards 2019 honors were conferred in 80 different categories, including Company of the Year, Fastest-Growing Company, Most Innovative Company, Best Place to Work, Customer Service Department, Executive of the Year, Most Innovative Product, Enterprise Product, Best New Service, CSR Program, Event and Blog of the Year.

“It is an honor to be recognized by BestInBiz and to join many other accomplished organizations in 2019,” said Mike Naclerio, President and CEO of Enquiron. “Engaging employees on what’s important to them along with creating a renewed connection to our organization’s vision have both significantly contributed to making Enquiron a great place to work and our tenure success.”

Each year, winners in Best in Biz Awards are determined based on scoring from independent judging panels assembled from some of the most respected newspapers, TV and radio outlets, and business, consumer, technology and trade publications in North America. Combining top editors’ and reporters’ unparalleled expertise and experience with the objectivity inherent in the journalistic ethos and further enhanced by the breadth and variety of outlets represented, Best in Biz Awards judging panels are uniquely able to determine the best of the best from among the hundreds of competitive entries. The 2019 judging panel included, among others, writers from Accounting Today, AdWeek, Associated Press, Barron’s, Consumer Affairs, eWeek, Healthcare Innovation News, Inc., Investment Advisor Magazine, USA Today and Wired.

For a full list of gold, silver and bronze winners in Best in Biz Awards 2019, visit: http://www.bestinbizawards.com/2019-winners.

ABOUT ENQUIRON:

Enquiron, Enquiron.com, headquartered in Boston, Massachusetts, provides consultative business solutions to employers in all 50 states, across various industries, sectors and sizes. Since 1996, Enquiron has revolutionized the way that services impacting HR, Employment Law, Health Care, Retirement, Cybersecurity and more are delivered to, and utilized by, employers. Enquiron has locations across the United States and is a trusted partner to organizations who need specific answers to specific questions.

ABOUT BEST IN BIZ AWARDS

Since 2011, Best in Biz Awards has maintained its premier status as the only independent business awards program judged by a who’s who of prominent reporters and editors from top-tier publications from North America and around the world. Over the years, Best in Biz Awards judges have ranged from Associated Press to the Wall Street Journal and winners have spanned the spectrum, from blue-chip companies that form the bedrock of the world economy to local companies and some of the most innovative start-ups. Each year, Best in Biz Awards honors are conferred in two separate programs: North America and International, and in 80 categories, including company, team, executive, product, and CSR, media, PR and other categories. For more information, visit: http://www.bestinbizawards.com.

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When Is The Best Time To Get Car Insurance Quotes Online


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“Certain events can affect the price paid on car insurance. To avoid surprises, drivers are recommended to compare online car insurance quotes once at every six months”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has launched a new blog post that explains when drivers should check the car insurance market.

For more info and free quotes, please visit https://compare-autoinsurance.org/when-its-recommended-to-check-car-insurance-quotes-online/

The car insurance rates paid by a driver can be affected by certain events. In some cases, drivers will pay less on their insurance premiums, while on other cases drivers will have to get out more money from their pockets

Drives are recommended to check the insurance market in the following situations:


  • Their credit score changed. In most states, the insurance companies are allowed to take the driver’s credit score into consideration when they determine the premiums paid by him. The insurance companies claim they found a correlation between the credit score and the chances for a claim to be made. For this reason, drivers with bad credit scores will pay more on insurance, while the ones with a good credit score will pay less.
  • State laws have changed. Each state has its own car insurance laws and requirements. These laws and requirements can be changed at any time, so it’s important for drivers to inform themselves about these changes in a regular manner.
  • The policyholder has maintained coverage. New drivers and drivers that have long coverage lapses are considered high-risk drivers by the insurers. To pay less on their premiums, these types of drivers will have to maintain coverage for at least six months.
  • Major life events. Getting married, moving to a better neighborhood, buying a safe car can lower the price of insurance paid by drivers. However, drivers that are getting divorced, moving to a high-crime neighborhood, or they are purchasing an unsafe vehicle, will have their insurance rates increased.
  • Renewal time is getting close. Rival insurance companies will try to lure to them those drivers that have only several weeks until their car policy expires. To do that, they are ready to offer significant discounts. Drivers are recommended to analyze all the factors involved before switching insurance carriers. Policyholders will have to weigh the gains and losses if they decide to make this move.


For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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