Category Archives: Business: Insurance

Press Releases from the Insurance world, What’s new, Popular, Trending and News Worthy. In the ever changing industry of Insurance.

Top Car Insurance DIscounts That Will Save Drivers A Lot Of Money


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“To make car insurance more affordable, insurers provide a wide range of discounts. However, only a few of these discounts can significantly lower the price of insurance”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Cheapquotesautoinsurance.com has launched a new blog post that presents which discounts are the best for lower car insurance rates.

For more info and free online car insurance quotes, please visit https://cheapquotesautoinsurance.com/top-car-insurance-discounts/

To obtain cheaper car insurance, drivers should take advantage of the discounts that are available for them. Car insurance companies are known to offer discounts for various reasons. However, only a few are capable to significantly lower the price of auto insurance.

The most valuable discounts, that can help the drives lower their insurance policies the most, are the following:


  • Multi-policy discount. Also called bundling, this type of discount is one of the most rewarding. Policyholders can get significant savings by insuring the house and car together to one insurance company. Multi-vehicle plans can also provide significant savings. Depending on the number of combined policies and the value of the insured belongings, the value of the discount can be pretty high. Some insurers can offer a discount as large as 20% of the value of the whole bundled package.
  • Low-mileage discount. Policyholders that moved closer to their workplace, or they retired, should ask their insurers if they are eligible for this discount. Drivers that drive fewer miles than a certain amount are eligible for this type of discount. Depending on the insurance company, this discount can be as high as 20%.
  • Good driver discount. Drivers that manage to keep a clean driving record for a number of years can be rewarded with a discount from their insurers. Depending on the insurance companies, drivers will have to keep their driving records clean for a period that ranges from three to five years.
  • Good student discounts. Insurance companies think teenagers are hazardous drivers. Teenagers tend to be more reckless than other drivers and are also less experienced, so even the responsible ones are rarely given the benefit of the doubt. However, insurers often provide discounts to students who maintain a 3.0 GPA in school.
  • Safety gear discount. Insurance companies will reward those car owners that are willing to make their cars safer. Policyholders should check with their insurers and see what safety devices are approved. Safety devices like anti-lock brakes, GPS tracking systems, rear-view cameras, and more can potentially lower the price of insurance.

For additional info, money-saving tips and free car insurance quotes, visit https://cheapquotesautoinsurance.com/

Cheapquotesautonisurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Is It Possible To Get Affordable Car Insurance Rates When The Spouse Was Convicted For DUI/ DWI?


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“Finding cheap coverage for a spouse that was convicted for DUI/DWI might be tricky, but with the help of specialized insurers this task can be completed faster ”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has launched a new blog post that explains how someone can find cheaper car insurance if his spouse got a DUI/DWI conviction.

For more info and free online quotes, please visit https://compare-autoinsurance.org/can-you-get-cheaper-car-insurance-if-your-spouse-has-dui-dwi/

A DUI/DWI conviction can seriously affect the premiums paid on car insurance. In many cases, the price of insurance will be double or triple. Also, if the convicted driver is married, the extra cost of insurance may be passed to the spouse.

In order to maintain affordable car insurance when a spouse has a DUI/DWI conviction, there are only two options:

  • Exclude the convicted spouse from the policy. In the US, most married couples have joint car insurance policies. Excluding the DUI/DWI convicted spouse, will help the other spouse maintain his good driver status and affordable insurance premiums. In that case, the convicted spouse will have to be informed that he can’t drive the other’s spouse vehicle. If the partner does drive the vehicle and he gets involved in an accident, the insurance company will probably refuse to pay for any damage or medical expenses.
  • Maintain an active SR-22 form. The DUI/DWI convicted spouse will probably be ordered to carry an SR-22 form. The SR-22 form proves that the convicted spouse is financially responsible and carries the state’s minimum car insurance. Depending on each state’s law, the convicted spouse will have to carry an SR-22 form for a period that ranges from one year to five years. To find affordable coverage for DUI/DWI convicted drivers is not easy. First, the current insurance provider should be contacted and check if they are willing to insure a DUI driver. If not, then an online search for specialized insurers that deal with high-risk drivers is recommended.


For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Stay Metrics Research Report Helps Carriers ‘Turbocharge’ Driver Orientation


A teacher at driver orientation interacting with students. Text: Turbocharge Your Orientation.

We are confident that those who have the right tools, the right message, and the right people in the room for orientation will see immediate results.

Stay Metrics, the leading provider of driver retention tools, announces a new research report detailing a multi-faceted approach for motor carriers to turbocharge their driver orientation and improve job satisfaction. The report is available at no cost on the Stay Metrics website.

Recent results from driver surveys administered by Stay Metrics for clients during critical periods of early employment show that nearly one in four drivers are not learning what they expected to from their carriers during orientation.

Analysis of recent survey data and interviews with carriers support the report’s thesis that new technology, consistent messaging, personalized training, and putting the right people in front of drivers produce better results in orientation that contribute to higher job satisfaction.

Technology

To maximize drivers’ attention and interest in orientation, the report recommends carriers use interactive learning technologies such as the Luma DRIVE FIRST® platform. Interviews with expedite hauler Premium Transportation Logistics found the platform increased driver engagement while compressing its orientation program from three days to one. Likewise, the interactive, game-like learning platform helped flatbed carrier Fraley & Schilling reduce orientation by one full week and created individualized learning experiences for drivers.

Consistent messaging

The report offers several recommendations for carriers to improve messaging to get drivers all the information in orientation they need to succeed. According to a recent run of surveys, a significant percentage of drivers said their early job experiences did not match the messaging they received in orientation. The areas with the most inconsistency are home time (29%), pay/settlement (36.3%), and runs/ routes (38.2%).

Personalized training

One of the quickest ways to lower a person’s engagement in orientation is to cover something they already understand well, as if it is new to them. In the report, Matthew Kowalczyk, supervisor of safety and training at Load One, shares how he tailors his orientation to drivers based on their past safety records. The report also details strategies for carriers to accommodate the unique learning needs and preferences of drivers.

Putting the right people in front

The report shares strategies for building personal connections in orientation. At a minimum, drivers should be meeting with someone from senior leadership, and from the payroll, operations and safety departments.

“We want to share this report, free of charge, for management teams at carriers to determine which areas they are doing well on and which areas they want to focus on in 2020 for improvement,” said Tim Hindes, CEO and Co-Founder of Stay Metrics. “We are confident that those who have the right tools, the right message, and the right people in the room for orientation will see immediate results.”

Anyone can review the full, free report “Turbocharge Your Orientation” on the Stay Metrics website.

Motor carriers also can supplement their driver retention efforts with the recent Stay Metrics report, “The Top 5 Areas to Watch with New-to-You Drivers,” that shows why drivers leave their carriers within the first 90 days.

About Stay Metrics

Stay Metrics is a retention strategy firm. We’re passionate about partnering with transportation companies to help them increase driver retention and commitment. Our Stay Ahead™ platform amplifies your driver feedback. It encompasses our suite of driver lifecycle surveys and the Stay Metrics Reportal; which includes intervention opportunities, customizable reporting tools, and comparative industry data.

In addition, our Driver Rewards platform gives carriers a custom-branded tool to sustain a driver-centric culture based on ongoing appreciation and engagement. The Stay Metrics’ team provides ongoing advice, insights, best-practice ideas, and industry-based research that supports our clients’ ongoing continuous improvement initiatives.

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Car Insurance Can Be More Affordable For Teen Drivers If They The Following Tips


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“Teen drivers can lower their car insurance premium if they study hard at school and compare online insurance quotes”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has launched a new blog post that presents several methods that can help teen drivers pay less on their car insurance rates.

For more info and free online car insurance quotes, please visit https://compare-autoinsurance.org/5-ways-to-get-cheaper-car-insurance-for-teens/

Getting affordable car insurance for a teen driver can be tricky. The insurance companies consider teens as high-risk drivers and charge them accordingly. However, there are some things that can be done to lower the price of a teenager’s car insurance.

Teen drivers that want cheaper car insurance should follow the next tips:

  • Check the good student discount. Studies show that students with good grades are more responsible in traffic and less likely to be involved in a car accident. For these reasons, insurance companies reward good students with discounts that can be as high as 15%. To be eligible for this discount, students need at least a 3.0 GPA.
  • Enroll in a defensive driving course. Teen drivers will have to chance to learn the state’s traffic laws and to enhance their driving skills while being supervised by a professional driver. Not only that, but the insurance companies will offer significant discounts to those teen drivers that graduate a defensive driving course.
  • Insure a cheap and safe car. Muscle cars or sports cars should be avoided to be insured by teen drivers. To lower the costs of insurance, teen drivers should consider insuring an SUV or a family car that was slightly used but has several safety features already installed.
  • Consider signing a driving contract. Teenagers can sign a driving contract where they agree to take some responsibilities in order to pay less on their car insurance. Teenagers can agree to always wear a seatbelt, obey all traffic lights and signs, stay in the speed limit and drive safely, drive with both hands on the wheel, and they promise to contribute to the car maintenance, gas, and insurance.
  • Compare online car insurance quotes. This is the best way to save money on car insurance for teen drivers. It is recommended to obtain at least three quotes from different car insurance providers in order to compare and find a better deal.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Financial Services Association Adds New Member Benefit


We welcome RightCapital to our growing list of Association benefits. Their services are well grounded by the experience of their founders and a dedicated, knowledgeable support team…Randy Kriner, IARFC Strategic Alliance Committee Team Member.

After 15 years working with financial consultants on investment, insurance and annuity products, RightCapital co-founder Shuang Chen quit his job as Vice President at Prudential Financial and started RightCapital along with his younger brother Song Chen, a technology guru in the financial service industry. Their goal was to create a solution that uses complex and robust models to solve clients’ problems but present the results in a simple and intuitive way.

After three years of thinking, designing, and building, RightCapital launched their innovative financial planning and tax-aware solution in September 2015. A raft of favorable reviews from industry experts and financial trade publications came flowing in. Today, the much-expanded RightCapital team continues to evolve their product, listening to its users and working to perfect the solution. Their mantra – “We make financial planning simply sophisticated.”

RightCapital innovative features positively impact the consultant’s business by helping clients in the following areas:

  • Retirement, Education, Insurance: Powerful, interactive projection tools to prepare clients for retirement and plan for different contingencies.
  • Social Security and Medicare: Helps clients maximize their Social Security benefits and understand the impact of decisions about Medicare.
  • Digital Onboarding: Allows consultants to interface with onboard clients quickly, including the ability for clients to enter their own data.
  • Tax Efficient Distribution: Shows clients how they can save money using tax efficient strategies for distributing their assets such as Roth conversions.
  • Budgeting and Debt: Provides clients tools to manage their spending and illustrate options for paying down debt including student loans.
  • Account Aggregation: Links clients’ bank accounts, credit cards, and externally-held investment accounts so they have a full financial picture.


“We welcome RightCapital to our growing list of Association benefits,” remarked Randy Kriner, Strategic Alliance Committee Team Member. “Their services are well grounded by the experience of their founders and a dedicated, knowledgeable support team.”

To have access to this new benefit and all the others the Association offers, go to http://www.iarfc.org for more information on the qualifications for membership.

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The Institutes Acquire Risk & Insurance, National Workers’ Compensation and Disability Conference & Expo, and National Ergonomics Conference & ErgoExpo


“We are thrilled to welcome the Risk & Insurance, NWCDC, and ErgoExpo teams,” said Peter Miller, CPCU, president and CEO of The Institutes. “Each of these entities offers new and unique opportunities to provide knowledge and education to those interested in risk management and insurance.”

The Institutes, the leading risk management and insurance knowledge provider, today announced it has acquired three valuable knowledge-sharing platforms from LRP Media Group: Risk & Insurance®, National Workers’ Compensation and Disability Conference® & Expo (NWCDC), and National Ergonomics Conference & ErgoExpo® (ErgoExpo). The deal closed on December 9, 2019.

“We are thrilled to welcome the Risk & Insurance, NWCDC, and ErgoExpo teams to The Institutes,” said Peter Miller, CPCU, president and CEO of The Institutes. “Each of these entities offers new and unique opportunities to provide knowledge and education to those interested in risk management and insurance.”

Risk & Insurance is the leading digital and print platform for risk management and insurance news and information. It is also known for its award programs, including the Power Broker award. NWCDC and ErgoExpo will expand The Institutes’ educational offerings into the area of workplace-injury mitigation. NWCDC is the largest national workers compensation exposition, and ErgoExpo is the nation’s largest and longest-running ergonomics event, focused on providing knowledge about making employees safer by mitigating workplace injuries.

“Joining The Institutes is beyond exciting for our entire team. Our shared values on the importance of knowledge and education create the core of our organizational synergies,” said Matthew Kahn, president of Risk & Insurance, NWCDC, and ErgoExpo. “Our assets will help expand The Institutes’ offerings into new topics like workers compensation and ergonomics, while The Institutes’ long-term commitment will enable us to expand our digital platforms and develop some very exciting and innovative approaches at our events.”

JEGI | CLARITY, the leading independent investment bank for the global media, events, information, marketing, software, and tech-enabled services sectors, was the exclusive financial adviser to LRP Media Group in this transaction.

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About The Institutes | Risk and Insurance Knowledge Group

The Institutes, the leading provider of risk management and insurance knowledge solutions, offer professional designations, including the CPCU® program. In addition, The Institutes provide introductory, foundational, and leadership programs; online and continuing education courses; events and conferences; custom solutions; and assessment tools. Affiliates include CEU, Claims Pages, the Claims and Litigation Management Alliance, the CPCU-Loman Education Foundation, The Institutes CPCU Society, The Institutes Griffith Insurance Education Foundation, The Institutes RiskStream CollaborativeTM, the Insurance Research Council, the International Insurance Society, MyPath, the Pacific Insurance Conference, Risk & Insurance, NWCDC, and ErgoExpo.

CPCU is a registered trademark of The Institutes. All rights reserved.

About LRP Media Group

LRP Media Group, headquartered in Palm Beach County, Florida, since 1996, is an innovative media company serving millions of business and education professionals worldwide. Specializing in education administration, education law, education technology, federal employment, human resources, workers compensation, and disability, LRP publishes thousands of books, pamphlets, newsletters, videos, and online resources. The company also produces four industry-leading print and digital magazines for key decision-makers: District Administration, Human Resource Executive®, HRM Asia, and University Business. Additionally, LRP annually delivers top-quality training and professional development to thousands of professionals through its award-winning conferences and tradeshows in China, Singapore, and the United States. LRP currently employs more than 500 professionals in its Connecticut; Florida; Pennsylvania; Singapore; and Washington, D.C., offices.

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Monthly Payments Announced For Cleaning Business Insurance


Insurance Canopy launched monthly payments for their cleaning business insurance program. The cleaning business insurance program allows customers to purchase annual coverage starting at $35/month—providing them with more payment options to choose from.

“Insurance is a valuable asset for business owners everywhere. However, the price can be expensive and it’s not always possible to pay the entire amount upfront. We are excited to offer a monthly payment option for cleaning business owners and look forward to insuring businesses in this industry,” said Ryan Muir, Insurance Canopy Product Marketing Manager.

Cleaning Business Insurance

$35/month

Digital certificate of insurance

“A+ rated” insurance coverage

Optional inland marine insurance starting at $40

Coverage available in all 50 states

Insurance Canopy’s cleaning business insurance policy covers a variety of businesses, such as carpet cleaning, house cleaning, janitorial, maid, and window cleaning. The policy comes with general liability and optional inland marine coverage. Customers in the cleaning industry can purchase their policy online and print instant proof of coverage after purchase.

About Insurance Canopy

Insurance Canopy is a leader in the small business insurance industry and has over a decade of experience. As a digital insurance company, Canopy has helped business owners get the insurance coverage suited for their needs completely online. For more information, please visit http://www.insurancecanopy.com

For additional inquiries, contact Ryan Muir at rmuir@insurancecanopy.com.

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Daisy Denizard Joins Hawkins Parnell & Young in Chicago


Hawkins Parnell & Young is excited to announce that Daisy Denizard has joined HPY’s Chicago office. Her arrival brings the firm’s number of Illinois-attorneys to 18.

Denizard advises and represents clients in complex litigation, insurance issues, and risk management. She primarily defends corporations in litigation involving mass torts and toxic exposures to asbestos, talcum powder, and a range of chemicals. Over her career she has handled a wide range of high-exposure and high-profile matters, including commercial disputes, business torts, environmental, product liability, cost recovery, and insurance coverage.

Prior to joining HPY, Denizard was an account manager/attorney at Resolute Management, Inc., where she was responsible for asbestos, talc, environmental contamination, and other latent damage claims. In her role she worked closely with dozens of corporations and outside counsel to manage litigation and develop trial strategy nationwide. Due to Daisy’s success in rehabilitating several of the accounts she managed, she was regularly called upon to manage and consult in legal projects and litigation strategy for other subsidiaries of Berkshire Hathaway, Resolute’s parent company.

Denizard received her undergraduate degree from Gannon University in 1996 and her law degree from John Marshall Law School in 2002. She is licensed in Illinois and Wisconsin.

About Hawkins Parnell & Young

Hawkins Parnell & Young is a national defense litigation firm that has represented many of the largest and most well-known companies in high-risk litigation and business disputes. The 250-strong litigation team works with clients to develop winning defense strategies and, if necessary, try cases to verdict in all 50 states.

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Why Teen Drivers Should Attend Defensive Driving Courses


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“Teens can practice their driving skills in a safe, monitored environment, And after graduating, they will get better car insurance rates”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Cheapquotesautoinsurance.com has launched a new blog post that informs that teens should attend defensive driving courses. After graduating, use free car insurance quotes and compare the new rates.

For more info and free car insurance quotes, check https://cheapquotesautoinsurance.com/why-are-defensive-driving-courses-beneficial-for-teen-drivers/

Attending defensive driving courses provides the following benefits:


  •     Learning the fundamentals. A defensive driving course will help the teen to learn the traffic rules in a systemic way.
  •     Builds confidence. The first time behind the wheel can be a scary and stressful experience for a teen. Practicing in a safe environment will make the teen more confident in his abilities as he/she learns all off this with the help of an experienced instructor.
  •     Shows them the risks. It is important for teen drivers to be aware of driving risks. Being too nervous is dangerous, but if the teen is not nervous at all, it means he is not aware of how risky driving is. In this course, the teen will learn how dangerous driving is and the risks involved. Ways to avoid certain risks will also be presented.
  •     Learning the consequences. In this program, for example, teens will learn about the effects of driving under influence (DUI). With so many lives involved, the teen has to learn how to take responsibility for his/her safety and the safety of others.
  •     Practice time in a safe, supervised environment. Asking questions and learning techniques from qualified instructors help develop their skills and builds up confidence.
  •     Learn state laws. Traffic laws are not exactly the same on each state. Depending on which state he/she is taking the course, that state laws will be presented.
  •     Cheaper car insurance. Teen drivers are usually placed in the high-risk insurance category, and they have to pay a lot for their insurance. Graduating a defensive driving course will make the insurer to lower the car insurance rates


For more car insurance info, money-saving tips and free online quotes, please visit http://cheapquotesautoinsurance.com

Cheapquotesautoinsurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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What Are The Penalties For Drunk Driving Or Driving While Intoxicated


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“DUI convicts can expect harsh penalties, including fines, community service or even jail time”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has launched a new blog post that explains the typical penalties applied to people caught with DUI/DWI. Besides immediate penalties, future car insurance premiums will also become more expensive.

For more info and free car insurance quotes, check https://compare-autoinsurance.org/penalties-for-dui-dwi/

Each state has its own laws regarding DUI/DWI and associated penalties. The most common penalties include:


  • Jail and community service. First-time offenders with a low BAC will usually have to do community service. The situation changes, even for first offenders, when human victims are involved. In this case, the felony is likely to result in jail time for the DUI driver. The length of the jail time sentence depends on the condition of the victims. The guilty driver can expect to serve several months of jail time for minor injuries like bruises, or even many years behind the bars if the victim dies because of the accident.
  • Fines. Depending on which state the incident happened, expect fines from as low as $500 for first-time offenders in North-Dakota, and as high as $10,000 for drivers that have children on board in Texas.
  • Drug and alcohol education programs. Many states offer lesser penalties to those drivers that attend these programs. In some states, participating in a drug and alcohol education course is mandatory.
  • AA meetings. Judges may sentence DUI drivers to participate in this type of meeting, depending on their cases.
  • License suspension. The majority of states will suspend a driver’s license if they fail a breathalyzer test. The suspension time vary from state to state, and it can be as low as one week to as much as one year in Georgia. Factors like, first-time offense, multiple DUI convictions, or the severity of the offense are considered when a license is suspended.
  • Ignition interlock device. In some states, the judges can order an ignition interlock device to be installed in the cars of multiple offenders. This device works like a breathalyzer that doesn’t allow the car engine to start if the driver’s BAC is above a certain level.
  • Expensive premiums. Car insurance rates will double, or even triple. And that’s in the best case. The insurance provider can drop coverage, or it will simply not renew your policy. DUI convicts are considered a high-risk driver for the insurance companies and at least three years.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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