Category Archives: Business: Insurance

Press Releases from the Insurance world, What’s new, Popular, Trending and News Worthy. In the ever changing industry of Insurance.

Insurance Experts Explain Why Drivers Should Use Online Car Insurance Quotes To Compare Prices


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“Online car insurance quotes are really the best price comparison tools. Just by spending several minutes comparing quotes, you can save hundreds of dollars”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has released a new blog post that explains the importance of comparing car insurance costs, with the help of quotes!

For more info and free car insurance quotes online, visit https://compare-autoinsurance.org/why-it-is-important-to-compare-auto-insurance-rates/

Car insurance rates vary widely, depending on many factors, such as the research of new automotive technologies, massive recalls or unemployment rates for a particular area. Policyholders should compare prices periodically and see if the current provider still offers competitive prices. Brokerage websites, like http://compare-autoinsurance.org/ allow its users to get multiple quotes and compare them.


  • Getting online quotes is recommended before purchasing a car or switching insurance companies. As mentioned before, the market is influenced by multiple factors beyond the policyholder’s control. But there are several factors which will help drivers get better rates. Selecting the coverage amount, coverage type and deductible levels, for example, will help drivers modify the costs. And using online quotes will help them simulate the costs.
  • Online costs will help drivers find coverage for special needs or special situations. For example, online quotes will help drivers to find non-standard carriers. Clients can find companies specialized in insuring only military personnel or insuring only vintage and classic cars. When dealing with specialized non-standard carriers, comparing quotes become really important. The price difference between 2 specialized carriers can be really high.
  • It is possible to get quotes from multiple car insurance companies in a single results page. This is the main advantage of using brokerage websites. This removes the need of repeating the task of filling in a questionnaire on multiple insurance websites. Moreover, the user will be able to compare prices faster and easier.


Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org/

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Ten Ways To Get Cheap Car Insurance Premiums In 2020


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“With some minor driving habit changes and smart choices, any driver can pay cheaper car insurance”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has released a new blog post that presents multiple ways of getting cheaper car insurance

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/10-ways-in-which-a-driver-can-save-for-car-insurance/

Car insurance costs can reach several thousand dollars per year, depending on the provider, risk profile and coverage options. Insurance rates are determined after analyzing multiple risk factors. Some of these factors are under policyholder’s control. Find out more and get free quotes from http://compare-autoinsurance.org.


  • Purchase multiple insurance services from the same company. This technique is called “bundling” and will help drivers save money.. Companies with great financial power will ask if the policyholder would like to get more insurance services from them. A person can easily bundle car insurance with homeowners/renters/condo insurance and save big. When completing online questionnaires, the user is asked if he owns the home/apartment where he/she lives. If the user owns it, he will be provided with a bundle option. In some cases, a person can save as much as 20% simply by bundling coverage.
  • Purchase multi-vehicle plans and ask for discounts. Covering multiple vehicles under the same insurer will also be financially rewarding. Multi-vehicle plans also provide a discount. The value of the discount is directly proportional to the number of insured vehicles. However, there is a maximum number of cars that can be insured by the same company. The maximum number is usually five.
  • Set higher deductibles to comprehensive and collision coverage. The usually recommended value is $500, for both comprehensive and collision coverage. However, the policyholder can choose higher values and lower the overall premiums. Use online quotes to adjust deductibles and see how much money can be saved.
  • Do not keep full coverage on older vehicles. If the car is older than 10 years, keeping full coverage is likely to make the owner overpay. Since a car’s value diminishes over time, keeping full coverage for cars older than 5-6 years is likely a financial mistake. Visit Kelly Blue Book and check the current value of the car. If it is very low, drop full coverage.
  • Keep a clean driving record, in order to be considered a safe driver. Whenever a person tries to obtain online quotes, he will be asked for claims and traffic violations in the recent 3-5 years. Traffic violations and accidents will not only increase premiums but can also determine a carrier to consider a client “high-risk” driver and eventually, drop him.
  • Consider a car’s safety rating before buying it. Do not let car insurance be an after-thought and check the average costs before purchasing a car. Generally, companies prefer insuring safer cars Look for annual crash-test ratings and NHTSA safety rankings. Lots of new models are fitted with latest sensors and accident prevention systems. A safe car is cheaper and easier to insure. Medium-sized family cars are usually really safe and cheap to insure, being mass-produced – that means that there are plenty affordable spare parts.
  • Install extra safety and anti-theft devices. Investing in car’s safety will be greatly appreciated by insurance companies. Drivers can qualify for several discounts. Furthermore, installing car recovery systems will lower the comprehensive component of the premium.
  • Enroll and graduate a defensive driving course. Insurance companies can offer or suggest a defensive driving course. The client will improve his driving skills and will get a discount. Many online questionnaires ask drivers (especially the young ones) if they have participated in courses provided by the local DMV or they are willing to participate in defensive driving classes. Drivers can also get discounts for enrolling and graduating “refresher courses”.
  • Use online car insurance quotes to periodically check the insurance market. It is recommended to get car insurance quotes at least once every 6 months and check the average premiums costs. Being permanently aware of the average costs will help drivers to avoid overpaying. Some insurance companies practice a marketing tactic called “price optimization”. Basically, they rely on drivers to stay with a single company and not check the market. Loyal drivers are “rewarded” with more expensive premiums.
  • Pay for the whole coverage period in advance. Paying-in-full will help drivers save around 10% on their insurance. Get online quotes and see how much it can be saved by paying for everything in advance.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org/.

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Lombardi Associates Appoints New Specialty Supervisor Karen Blitz


Karen Blitz

Karen is dedicated to helping injured workers get well and return to work

Karen Blitz, RN, MS, BSN, CCM, PHN joins Lombardi Associates as Specialty Supervisor in January 2020. She has over 30 years’ experience in the workers compensation industry and has worked for a number of insurance companies including Chubb, Liberty and Zurich.

Karen began her career working on a medical-surgical floor as a staff nurse before moving onto Public Health Nursing. She holds a BS in Nursing and a MS in Health Care Administration and is certified as a Case Manager and Public Health Nurse.

In 1984, she worked as a Nurse Consultant at Fireman’s Fund where she performed telephonic and field nurse case management, job analyses, and oversight of vocational rehabilitation. She quickly moved into management where she acted as supervisor, manager, and director. She established and oversaw an entire medical case management department of telephonic and field case managers, policies and procedures, quality assurance, auditing processes and medical vendor/cost savings programs such as medical provider networks (MPN), pharmacy benefit management (PBM), early detection/analytics, utilization review (UR), and early intervention (EI)/triage programs. She also was involved in start-up home health agencies for corporations as a Director of Nursing while obtaining Medicare and MediCal (Medicaid) certification.

Karen’s expertise involves working as a liaison between injured workers, claims adjusters, medical providers, employers, shareholders and attorneys; she is dedicated to helping injured workers get well and return to work the quickest way possible at the best costs.

About Lombardi Associates

Lombardi Associates is a woman owned business and a national provider of case management, crisis management, vocational rehabilitation and cost management solutions for insurance carriers, third party administrators, attorneys and employers. Lombardi Associates supports the workers’ compensation, auto, disability and general liability insurance markets.

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Your Personal Safety and Home Security for the New Year


Alert 360 Home Security tips for 2020

Alert 360 Home Security tips for 2020

New Year Home Security and Secure Shopping Tips

Most security steps are common sense, but it’s easy to become relaxed in the excitement of the new year. Return gifts, run errands and spend gift cards or holiday cash worry-free with the below suggestions. When heading to your local stores or returning items online:


  • Review our home security tips on package delivery safety for items you are returning or receiving online. Find out how to combat porch package thieves here.
  • When returning items in person or shopping locally, park in well-lit areas close to your destination.
  • Avoid shopping alone, but if you do, watch for safe groups to walk out with or ask security for an escort to your car. Carry your keys in your hand to use as a weapon if necessary. Avoid being distracted by talking on your cell phone or digging for your keys while walking.
  • Always lock your vehicle.
  • Teenagers also out and about? Check that they locked your home’s doors or closed the garage, using your home security automation system. Or, receive alerts when they arrive home safely so you can shop in peace, without worry.
  • Be aware of your surroundings and don’t carry so many packages or bags that you can’t see or react if needed.
  • Avoid leaving purchases in plain sight within your vehicle. If you must store them and go back into the store, move your vehicle to a new spot. Moving your car helps in case someone is watching for shoppers to leave items and return to the store.
  • Relax, but keep an eye on home while away so you don’t feel rushed to return. It’s easy with today’s wireless home security systems, doorbell cameras and a security mobile app. Learn more below.
  • When in doubt, leave valuables, debit cards, or credit cards you won’t be using safely at home. Your vehicle’s trunk is not the best place to leave a purse or these items. If someone can get into your vehicle, they can access the trunk.
  • Store electronic devices and valuables out of sight, including any power cables or mounts. This eliminates clues that a device is hidden in your car.
  • Remove valuable information from your glove compartment, such as insurance papers with your home address and a garage door opener. Most insurance information can be stored or access on your phone if needed.
  • Pick restrooms in well-lit and well-trafficked areas of the mall. Always accompany children and the elderly to the restroom.
  • Always know where the closest exit is located in case of fire or another emergency.
  • Attract attention by talking loudly or yelling if you are approached by a stranger. Then, return to the store and alert an employee.
  • Avoid leaving a purse in a shopping cart, which you might step or turn away from often. Keep your purse on you and closed so that others can’t have easy access if you are distracted.
  • Make home and personal security a priority in 2020 and beyond. Find out how in our previous blog Make Home Security a Top New Year’s Resolution!

Don’t Overlook Home Security when Shopping

Thieves are still watching for valuable holiday gifts, deliveries, and empty homes. If you have a monitored home security system, always arm it when you leave. Thieves are on high alert and you should be too. Use your home security cameras and a doorbell camera to stay connected to home and aware. Keep an eye on teenagers, pets or elderly parents you leave at home while you’re out and about.

Remember, too, that arming your home security system protects against more than break-ins and can alert you and authorities to fire, smoke and carbon monoxide emergencies as well. Review our recent blog on holiday home security tips for more ideas.

Home Security for the New Year and Beyond

At Alert 360, we wish you peace of mind throughout the new year. If we can help increase your family’s and home’s security, we’re just a phone call away and have a local office nearby. Check for our current home security system specials, find us in the following cities, and contact us for a free home security evaluation.

Your Local Alert 360 Home Security Company Can Help!

If you would like a free security review or quote:

Branch offices:

The Alert 360 blog is recognized as a top 10 home security Blog post in the nation.

About Alert 360 Home Security Company:

Founded in 1973, Alert 360 is one of the nation’s oldest-licensed alarm monitoring providers. Today, the company is the fifth-largest provider of monitored home security and home automation solutions to homes in the United States. Alert 360 operates a monitoring and customer service center in Tulsa, Okla., and has offices coast to coast, serving customers in 26 states. The company has achieved Five Diamond alarm monitoring designation. It also has been named an Inc. 5000 “Fastest-Growing Privately Held Company in America” and a “Best Places to Work” for four consecutive years.

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How To Get Cheaper Car Insurance In 2020


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“The auto insurance market allows drivers to make some changes and get cheaper premiums”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has released a new blog post that presents effective ways to get cheaper car insurance.

For more info and free car insurance quotes online, visit http://compare-autoinsurance.org/lower-car-insurance-premiums/

Auto insurance can be a costly investment, especially for persons labeled “high-risk drivers”. Drivers should spend some time researching ways to lower premiums. The following blog presents multiple tips for getting affordable car insurance.


  • Accessing multiple is a great way to reduce the overall costs. Insurance companies are known for offering a wide range of discounts. It is recommended to talk with an insurance representative and ask for a list of discounts and their prerequisites.
  • Pay the entire coverage in advance. Choosing to pay for the whole coverage in advance will help the company avoid monthly installment fees. The policyholder will receive cheaper premiums since those costs are no longer added.
  • Driving less than a certain limit will drastically reduce insurance costs. Spending less time on the roads means that the driver is less exposed to accidents and filing claims. Check what “low mileage” means for the insurance company.
  • Consider insurance costs before purchasing a new car. It is recommended to get online car insurance quotes before buying a car. Insurance must not be an afterthought.


Also, keep in mind that rates vary widely between insurance providers.

The blog presents more tips. For more information and free car insurance quotes, please visit http://compare-autoinsurance.org

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Why Drivers Should Get Roadside Assistance During Winter


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“Having your car breakdown when you needed the most is an absolute nightmare. The problem can be quickly fixed if you have roadside assistance. This is one service you should not neglect when buying car insurance.” said Russell Rabichev, Marketing Director of Internet Marketing Company.

Almost every insurance company offers its clients the option of purchasing roadside assistance coverage. This service is of utmost importance and it is highly advised to purchase it. Carriers partner with a business that provides this type of service. This is usually cheaper than contacting directly a company and asking for services.

To find out more about the cost of car insurance after acquiring this perk, use online quotes. Visit https://compare-autoinsurance.org/ for free car insurance quotes!

Roadside assistance provides protection when a covered car breaks down. When this happens, the driver can call a team of professionals. They will tow the car to the nearest safe place. Then, the reasons for breakdown will be analyzed and other actions will be performed.

Roadside assistance typically includes the following:


  • Towing services: The car will be towed to a mechanic, where repairs/replacement can be performed
  • Battery jump-start: Professionals will attempt to start the vehicle, using adequate equipment
  • Replacing flat tires: A service professional will arrive at the driver’s location and replace the flat tire with the spare one. A request for a spare tire can also be made.
  • Lockout and locksmith services: Will help the driver gain entrance to his car
  • Fuel delivery service: A service professional will deliver fuel to the driver’s location. The fuel will suffice to reach the nearest gas station. The service will charge for the fuel, using the area’s pump price.

When purchasing roadside assistance, drivers should check all the terms of the contracts. Emergency teams may ask additional fees if the car is located beyond the limits/areas mentioned in the contract.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Top Factors That Significantly Increase Car Insurance Cost


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“Car’s age, model and value will have a deep impact on your insurance rates”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has launched a new blog post that explains the main factors that cause car insurance premiums to go extremely high.

For more info and free quotes, visit https://compare-autoinsurance.org/factors-that-can-make-car-insurance-expensive/

When determining rates, insurance companies thoroughly analyze the client’s vehicles. Besides engine performance and safety rating, there are other elements that will influence the costs. These are:


  • The vehicle’s type and exact model. Driving an expensive car like a sports car, muscle car, or a top of the line limousine will make its owner pay more expensive premiums. Insurance companies take a higher financial risk when they insure an expensive car and they try to limit the potential losses caused by a claim.
  • Car’s age. New cars are more expensive to insure, no matter what type they are. Usually, the value of a car can depreciate with up to 60% from the moment it leaves the dealership. Purchasing a slightly used car will help drivers get better rates.
  • Driving record. A clean driving record will help the driver get better rates. On the other hand, a driving record filled with unpaid speeding tickets, at-fault accidents, and even DUI accidents, will make rates really pricy, and in some cases, the insurance company can cancel coverage.
  • Distance from the workplace. Insurance companies ask drivers if they use the vehicle to reach their workplace and how far is the workplace from home. Expect to pay more if the workplace is far from home. Insurers consider that persons that work far from home, will spend plenty of time on the road while being tired, and thus the risk of causing an accident significantly increases.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Drivers Who Want To Save Money On Car Insurance Should Follow The Next Tips


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“With a little bit of effort, you can save money on car insurance. Installing safety devices and maintaining a clean driving record will help you lower the insurance premiums”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Carinsuranceshoppingsource.com has launched a new blog post that presents several efficient tips that will help drivers pay lower car insurance rates.

For more info and free car insurance quotes, visit https://carinsuranceshoppingsource.com/top-tips-on-how-to-save-on-car-insurance/

A policyholder can pay as much as several thousands of dollars in order to keep his coverage active. For many families, paying car insurance premiums can be really challenging. This is why drivers decide to drop coverage or keep it to a minimum.

Drivers who consider dropping coverage should follow the next tips on how to save on car insurance:


  • Enroll and graduate an approved defensive driving course. Very young drivers are charged extra on their insurance policies. Insurance providers consider than teens are high-risk drivers because they lack driving experience. Also, statistics show that teen drivers are more likely to be involved in car accidents. Teen drivers can lower their insurance rates by enrolling and graduating a defensive driving course. Senior drivers should also attend a refresher course.
  • Keep a clean driving record. Drivers who manage to avoid parking tickets, speeding tickets, at-fault accident convictions, DUI incident convictions, and other traffic violation penalties for a period that is between three to five years can get a safe driving discount. However, drivers who got some tickets present in their driving records should talk with a lawyer and check if they can be expunged.
  • Install safety devices and improve the car’s safety rating. Many modern vehicles come equipped with the latest safety devices. Drivers who do not own a modern vehicle can improve the safety of their vehicles by installing aftermarket safety devices. Rear cameras, safer seatbelts, tracking devices, and other devices will help policyholders save money on car insurance. However, policyholders should ask their insurers what safety devices are approved and how much money they can save after installing them.
  • Ask for a low-mileage discount. Drivers who are using their vehicles to commute to work on short distances can qualify for a low-mileage discount. Also, persons who retired should also ask for this discount.
  • Bundle policies with the same insurer. Policyholders who insure two or more vehicles to the same provider can gain a multi-car policy discount. Also, policyholders can insure their cars policies with different insurance products like homeowner’s insurance, life insurance, health insurance, or even boat insurance. In this case, drivers who insure two or more different insurance products will get a multi-policy discount.

For additional info, money-saving tips and free car insurance quotes, visit https://carinsuranceshoppingsource.com/

Carinsuranceshoppingsource.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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BNG Team Announces Acquisition Of OnPoint Insurance


“As a former small business, we understand how important it is to protect yourself from a whole host of issues…that’s why we wanted to acquire an established insurance company, who are experts in the industry and can fight for the best rates,” said Brady Nash, CEO of BNG Team.

This week BNG Team announced the acquisition of OnPoint Insurance and the expanse of their services to include a wide array of different insurance services to protect small-to-medium-sized businesses assets.

“We are beyond excited to partner with BNG,” said CEO of OnPoint Insurance Jim Gross. “Our two companies complement each other perfectly in ethics, culture, and vision. Bringing our expertise as an insurance agency to all of BNG’s future and current customers is a great opportunity to help businesses not only to save money, but to better protect their assets, employees, and ownership interests.”

The leadership at BNG said the acquisition of OnPoint was a strategic move to expand the type of services their company currently offers customers. OnPoint is structured as an insurance broker for hundreds of carriers, allowing them to shop around for the right insurance for the best price available. With the high costs, small businesses pay for insurance, many of BNG’s customers are excited at the potential to save thousands of dollars every year on their insurance costs. In addition to expanded services, CEO Brady Nash of BNG Team was thrilled to add another customer-focused service to their business portfolio.

“As a former small business, we understand how important it is to protect yourself from a whole host of issues, like liability, property, automobile, and more, the expenses never end. That’s why we wanted to acquire an established insurance company, who are experts in the industry and can fight for the best rates,” said Brady Nash, CEO of BNG Team.

For more information on their new insurance services, view the full details at https://www.bngteam.com/insurance/

About BNG Team: BNG Team provides merchant service solutions for businesses. These services include credit card processing, point-of-sale systems, website and marketing services, and a SaaS payment solution. To learn more about BNG Team and its brands, visit https://www.bngteam.com/.

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What Are The Main Benefits Of Using Car Insurance Quotes Online


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“Comparing only quotes at least once every six months can help you find better insurance deals and save a lot of money”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has launched a new blog post that explains the benefits drivers gain when using online car insurance quotes.

For more info and free online quotes, please visit https://compare-autoinsurance.org/the-pros-of-using-auto-insurance-quotes-online/

The internet has changed the way people select and purchase their products. Everything is simpler and more convenient. These radical changes also applied to the car insurance industry. The methods used by drivers to search and buy car insurance are now different than the methods used before the appearance of the internet.

The main reasons for using online quotes are the following:


  • Get access to quotes at any given hour of the day or night. Obtaining and comparing online quotes can be done from anywhere and at any time. Drivers are no longer required to go from one insurance company’s physical location to another to gain a few quotes. To obtain multiple online car insurance quotes, drivers only need a stable internet connection.
  • Get access to quotes without paying any dollar. Both brokerage and insurers websites are offering free online quotes. Drivers don’t have to pay a car insurance agent in order to get a few quotes.
  • Embedded search engines offer quotes with a high accuracy degree. The rate calculators used by insurance companies can offer really accurate quotes. To be that precise, these rates calculator use statistical models, sophisticated algorithms and economical data. However, an online quote can only be accurate if the data provided by a user is also accurate.
  • Get access to discounts, just for using online quotes. While completing an online questionnaire, drivers can gain access to several discounts. The online form can promote a bundling discount to those who bundle their car insurance with home insurance. But that’s not the only discount that can be promoted on an online questionnaire. Multi-car policy discounts, safety gear discounts, low-mileage discounts, or good driver discounts are just a few of the discounts that can be promoted.
  • Online quotes will help drivers decide if they should keep the same insurance provider or not. Drivers should obtain quotes and compare quotes at least two times per year. Drivers who notice that the average price of the compared quotes is way lower than the current insurance prices should contact their insurers and demand an explanation. If the explanation is not plausible, then drivers should switch their insurers.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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