Category Archives: Business: Insurance

Press Releases from the Insurance world, What’s new, Popular, Trending and News Worthy. In the ever changing industry of Insurance.

Car Insurance 2020 Tips – How Telematics Can Help Drivers Get Better Car Insurance Rates


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“Many insurance companies are offering usage-based insurance. However, you should carefully analyze if you can save money with your driving habits,” said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has launched a new blog post that explains how telematics devices can help drivers pay lower car insurance rates.

For more info and free quotes, visit https://compare-autoinsurance.org/how-to-save-money-on-car-insurance-with-the-help-of-telematics/

Installing telematics devices is a growing trend in the auto insurance industry. A telematics device can be used to track the customer’s driving habits and monthly mileage. The data gathered by a telematics device can help drivers gain substantial discounts.

Before installing a telematics device, drivers should consider the following:


  • Enrolling in UBI programs is free. Many insurance companies are offering usage-based programs and drivers can join them without paying any fee. Some insurers will send the telematics device for free, while others will charge a small fee. Drivers who have good driving habits and are driving fewer miles than average can save quite a lot on their insurance policies.
  • Telematics will help drivers become eligible for low-mileage discount. The premiums will increase if the telematics device shows that a driver is driving more miles than what is specified in the insurance application. Drivers who use their vehicles a lot during the weekend can experience a hike in their premiums. To save money on insurance, drivers should join a usage-based program that is short and they should try to drive their vehicles less often while the telematics device is installed.
  • Teen drivers will be helped to pay cheaper premiums if they are good drivers. Young drivers pay a lot on their premiums. Young drivers are usually struggling to find better insurance deals. Usage-based programs can help young drivers who have good driving habits to obtain better car insurance deals.
  • Bad driving habits will increase the cost of insurance. Once the telematics device is installed, it will begin to track every move the policyholder makes. Telematics devices will track multiple driving habits like speeding, hard braking, or cornering. Drivers who display bad driving habits can have their premiums increased.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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New Resources Share Progress of Essential Hospitals toward Community-Integrated Care


While community-integrated health care can seem like a daunting goal, our Milestones resource breaks this concept into specific action steps.

Nearly 80 percent of essential hospitals—those with a mission to care for vulnerable people—have made a public commitment to address social determinants of health (SDOH), such as homelessness and community infrastructure, new resources from Essential Hospitals Institute show.

The Institute, the research and education arm of America’s Essential Hospitals, found that essential hospitals overall are building capacity for community-integrated health care (CIHC), defined as health care providers working with the government, social services, and other sectors in complementary and collaborative ways to improve health. Essential hospitals accomplish this through organizational commitment; workforce development; community engagement; external partnerships; health information technology and data; and finance and investment.

One resource, Outside the Hospital Walls: An Update on Essential Hospitals’ Efforts to Improve the Health of Their Communities, expands on the Institute’s foundational research in 2016 about essential hospitals’ work to improve SDOH. The latest phase of research, funded by the Robert Wood Johnson Foundation, included a survey of more than 40 population health leaders at essential hospitals and interviews with 25 hospital representatives.

The Institute found hospitals increasingly see themselves as responsible for caring for all people in a specific geographic area—not just those who come through their doors—and have developed community partnerships that respond to social needs and underlying conditions. Forty-seven percent of survey respondents reported working to change community conditions for housing instability, and 40 percent reported doing so for community infrastructure.

The report also highlights a growth in partnerships between essential hospitals and community-based organizations. Data sharing between hospitals and community partners increased by 30 percentage points from 2016 to 2019, the Institute survey revealed.

But barriers to CIHC remain, including long-term funding solutions, limited external partner capacity, and difficulty sharing and visualizing data. To help hospitals better understand the components of CIHC, the Institute published a companion resource: Milestones for Community-Integrated Health Care at Essential Hospitals.

“While CIHC can seem like a daunting goal, our Milestones resource breaks this concept into specific action steps,” said Kalpana Ramiah, DrPH, MSc, vice president of innovation at America’s Essential Hospitals and director of the Institute. “We hope this list can aid hospitals as they introduce a CIHC model or expand on previous work.”

Both reports are available for download from the association’s website, at https://essentialhospitals.org/institute/new-institute-resources-for-advancing-community-integrated-health-care/

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About America’s Essential Hospitals

America’s Essential Hospitals is the leading champion for hospitals and health systems dedicated to high-quality care for all, including the most vulnerable. We support our more than 300 members with advocacy, policy development, research, and education. Communities depend on essential hospitals to provide specialized, lifesaving services; train the health care workforce; advance public health and health equity; and coordinate care. Essential hospitals innovate and adapt to lead the way to more effective and efficient care. Learn more at https://essentialhospitals.org/.

About Essential Hospitals Institute

Essential Hospitals Institute is the research, education, dissemination, and leadership development arm of America’s Essential Hospitals. The Institute supports the nation’s essential hospitals as they provide high-quality, equitable, and affordable care to their communities. Working with members of America’s Essential Hospitals, we identify promising practices from the field, conduct research, disseminate innovative strategies, and help our members improve their organizational performance. We do all of this with an eye toward improving individual and population health, especially for vulnerable people.

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Auto Insurance 2020 – What Factors Influence The Costs Of Liability Car Insurance


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“Liability coverage is a must for every driver. Buying more than the minimum is, however, up to you”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has released a new blog post that presents the main rating factors used by companies to determine car insurance rates.

For more info and free auto insurance quotes online, check https://compare-autoinsurance.org/top-factors-that-affect-auto-liability-insurance-prices/

Before issuing a policy, companies will carefully scan the potential client. Some factors are extremely relevant and will influence the overall costs. These are:


  • Local car insurance legislation. Each state, except New Hampshire, imposes a minimum liability insurance responsibility in order to legally drive inside that state. As the state is the one who imposes the minimum liability requirements, the minimum price of liability insurance is not up to the policyholder. Depending on which state he lives and the imposed minimum requirements, the minimum price of liability can vary a lot. It is up to the driver to decide if he/she wants to carry more than just the minimum imposed limit.
  • Policyholder’s driving history. For insurance companies the driving history of a customer is critical, to determine his premium rates. Depending on past traffic violations and claims, the insurer can decide to increase or decrease the price paid on the liability insurance. Keep in mind that insurance is a risk-based business and companies want to compensate for providing insurance to higher-risk drivers.
  • The insured vehicle. There are a number of factors concerning the vehicle that can influence the price of liability insurance. Factors like car ownership, car make, model, age, installed safety devices, installed anti-theft devices, safety rating, value, condition, play a significant role when an insurer determines liability insurance rates. For example, a slightly used SUV, or family van will pay lower liability insurance rates than a new imported sports car.
  • The coverage limits selected by the policyholder. It’s up to the policyholder to decide the coverage limits, thus increasing or decreasing the overall costs. Online rates calculators allow users to simulate different coverage limits and receive cost estimates really fast


Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit https://compare-autoinsurance.org/

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Students’ Safe Driving Messages can Steer Them to $15,000 Available in Spring Create Real Impact Contest


www.createrealimpact.com

Create Real Impact Spring 2020 Contest

The Create Real Impact Contest provides an opportunity for teens to join the conversation and do something about the problem.

Impact Teen Drivers and California Casualty are once again challenging students to develop artistic ideas to combat reckless and distracted driving. Their creative solutions could net them part of $15,000 in educational grants available in the 2020 Spring Create Real Impact contest.

The 2020 Spring Create Real Impact Contest will provide $1,500 grand prizes in the following categories:

  • Video
  • Music
  • Art
  • Creative writing
  • Spanish Language
  • Sports team video

There will also be awards for the works receiving the most online votes.

Administrators, teachers and education support professionals are urged to motivate students to enter the contest. Three schools with the most entries will each be awarded a $1,000 educational grant.

Students, ages 14-22, can enter their works at http://www.createrealimpact.com.

The Create Real Impact contest was initiated in 2009 as a proactive solution to the deadly epidemic of inattentive driving by teens. Research shows distraction is a key factor in almost 60 percent of crashes involving drivers ages 16 to 19. Empowering messages from young people urging their peers to adopt safer driving attitudes and avoid the tragic result of bad choices behind-the-wheel can save lives.

“I have confidence teens can change the culture of driving to one that is distraction free – much like earlier generations did with seat belts,” said Kelly Browning, Ph.D., Executive Director, Impact Teen Drivers. “The Create Real Impact Contest provides an opportunity for teens to join the conversation and do something about the problem.”

Students across the nation, aged 14-22, can enter and find motivation from past winners at – http://www.createrealimpact.c om. The deadline for submissions is March 19 at 6 p.m. (PDT).

Online voting will take place March 20-26, with judges determining grand prize awards and notifying winners around April 1, in conjunction with National Distracted Driving Awareness Month.

Educators wanting to bring the powerful Impact Teen Drivers curriculum to their schools can visit http://www.impactteendrivers.org or email info@impactteendrivers.org.

Headquartered in San Mateo, California, with Service Centers in Arizona, Colorado and Kansas, California Casualty provides auto and home insurance to educators, firefighters, law enforcement and nurses across the country. Founded in 1914, California Casualty has been led by four generations of the Brown family. To learn more about California Casualty, or to request an auto insurance quote, please visit http://www.calcas.com or call 1.800.800.9410.

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Why Is Distracted Driving So Dangerous And How Does It Influence Car Insurance Rates


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“It is important to keep focusing on the road. Distractions of any kind should be avoided while you are driving”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has launched a new blog post that explains how distracted driving can affect car insurance rates.

For more info and free car insurance quotes online, visit https://compare-autoinsurance.org/distracted-driving-and-car-insurance-rates/

Distracted driving comes in numerous forms. Not surprisingly, young drivers are the ones more likely to be distracted while driving. Besides endangering drivers’ lives, distracted driving can also affect their insurance costs.

Distracted drivers are making insurance companies to increase the costs of car insurance for everyone. American drivers that are using their smartphones and other gadgets while driving are getting involved in more accidents because of it. The use of smartphones while driving has always been considered a safety issue. With the ever-increasing number of social media apps, smartphone addiction is now considered a social concern. Many states have begun to take measures, and they ban the use of smartphones completely while driving.

Many surveys show that the majority of American drivers admit they are using their smartphones while driving. One survey has shown that 61% of drivers admitted they are using their phones while driving, while another study has shown an even higher percentage of 70% of drivers admitting using their phones while behind the wheel.

Young drivers (age 16 to 24) have been observed manipulating electronic devices at higher rates than older drivers,” the National Highway Traffic Safety Administration (NHTSA) reports, noting that 10% of drivers ages 15 to 19 involved in fatal crashes were distracted behind the wheel.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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AssuredPartners Acquires The Jordan Insurance Group, LLC


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“The Jordan Insurance group has a great reputation throughout the Mid-Atlantic Region and we are proud to partner with them as we continue expansion in Maryland,” stated AssuredPartners President and COO Tom Riley.

AssuredPartners, Inc. is pleased to announce the addition of The Jordan Insurance Group, LLC located in Columbia, MD. The team of 5 will remain under the operational leadership of Bill Jordan. The agency currently reports $1.1 million in annualized revenues.

“The Jordan Insurance Group strives for excellence through due diligence in selecting products with proven benefit designs and tax strategies,” stated Bill Jordan. “With over 76 years of experience, we are an industry leader in Life Insurance strategies and Employee Benefits. We are honored to join AssuredPartners as the newest addition to the team.”

AssuredPartners Regional President Brian Bair stated, “Having The Jordan Insurance Group join AssuredPartners is a great fit in our Maryland marketplace. They have an expertise in employee benefits that is a welcomed addition. We welcome the dedicated staff and clientele to AssuredPartners.”

“The Jordan Insurance group has a great reputation throughout the Mid-Atlantic Region and we are proud to partner with them as we continue expansion in Maryland,” stated AssuredPartners President and COO Tom Riley. “We would like to welcome the clients and staff of The Jordan Insurance Group to AssuredPartners.”

AssuredPartners is pleased to round out 2019 with a total of 53 acquisitions totaling $190M. We have secured new partners throughout the United States and England this year. The acquisition activity is on pace for AssuredPartners anticipated future growth through M&A. In 2020 we anticipate the same level of acquisition activity with plans to enter into new states and add additional specialties to our platform.

For more information on The Jordan Insurance Group, LLC, please visit: http://jordanig.com.

ABOUT ASSUREDPARTNERS, INC

Headquartered in Lake Mary, Florida and led by Jim Henderson and Tom Riley, AssuredPartners, Inc. acquires and invests in insurance brokerage businesses (property and casualty, employee benefits, surety and MGU’s) across the United States and in London. From its founding in March of 2011, AssuredPartners has grown to over $1.3 billion in annualized revenue and continues to be one of the fastest growing insurance brokerage firms in the United States with over 170 offices in 30 states and London. For more information, please contact Dean Curtis, CFO, at 407.708.0031 or dean.curtis@assuredpartners.com, or visit http://www.assuredpartners.com.

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Car Insurance 2020 Tips – How To Lower Auto Insurance Cost


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“There are multiple ways for you to save money on car insurance. A competent, trusty insurance agent can help you find some of those money-saving ways”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has launched a new blog post that presents several tips for drivers that want to pay cheaper car insurance

For more info and free online car insurance quotes, visit https://compare-autoinsurance.org/tips-on-lowering-car-insurance-costs/

Car insurance is getting more expensive with each year that passes. In order to keep the car insurance costs under control, or even lower them, drivers can follow the next tips:


  • Adjust the deductibles. Drivers can lower their premiums by agreeing to pay more money out of their pockets if they have to make a claim. Policyholders should be careful to have sufficient money available when a claim is made.
  • Use ridesharing or public transportation, instead of using the personal vehicle. One important factor that insurance companies take into account when they determine an insurance premium is how much the car is driven. Drivers that have lower annual mileage, will pay less on their insurance policy.
  • Check when it is recommended to drop full coverage. Buying collision and comprehensive coverage for newer vehicles it’s recommended. However, when a car hits a certain age, keeping these two coverages might prove unnecessary. The value of a vehicle is constantly decreasing with each year that passes. Usually, when a car is 10 years or older, its market value has sufficiently decreased to make full coverage useless.
  • Combine multiple insurance policies. Drivers can qualify for significant discounts if they combine homeowner insurance with car insurance at the same insurance company.
  • Enroll to usage-based insurance programs. Drivers should consider allowing a small telematics device to be installed in their vehicles. If a driver has good driving habits, he will be rewarded with consistent discounts.
  • Keep or improve the credit score. In many states, insurance companies are allowed to take the driver’s credit score into consideration when they determine their insurance rates. Insurance companies claim they found a correlation between a driver’s credit score and his number of claims. Drivers that have good credit scores are considered to make a small number of claims, and so they are rewarded with lower premiums.
  • Ask for all the provided discounts. Policyholders should ask their insurance agents if they are eligible for additional discounts, like good driver discount, no-claim discount, loyalty discount, and many other types of discounts.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Mymee Relaunches Website to Support Patient-Centric Approach to Autoimmune Disease


“Mymee is poised to capture the under-served autoimmune market with a new patient-centric digital experience. “

Mymee, a digital care program aimed at solving the nation’s autoimmune epidemic, announces the launch of a new brand and website. The new website features real client success stories, a simplified description of how the program works and a section focused on explaining it’s wellness and cost-reduction outcomes to self-insured employers and payers.

“There were two key drivers in reimagining the Mymee brand. For one, we needed to simplify the messaging for consumers and businesses, to really clarify how the program works and the benefits users can expect. We also needed to replatform onto a technology system that will support our aggressive demand generation and content creation strategies.” explained Robyn Bollhorst, VP of Marketing at Mymee.

Mymee currently offers it’s program directly to individuals as well as to large self-insured employers and healthcare plans. The new website features authentic client experiences and testimonials to communicate the universal benefits across all stakeholders. It also defines specific conversion paths for each audience member, generating a personalized experience for each. The new brand centers on a theme of empowerment as the typical path to diagnosing and treating autoimmune disorders, is often cold and disempowering.

The new digital experience is built using today’s top marketing automation technologies, which allow Mymee to develop a scalable foundation for conversion-focused content and advertising. “The vision for Mymee has always been to become an authority on autoimmunity, producing thought leadership that serves up the learnings we have developed over years of data analysis. Now, with the technology that supports the production, distribution and tracking of such material, we will be able to reach and help many more autoimmune patients.” said founder, Mette Dyhrberg.

About Mymee:

Mymee is a pioneering digital care program that empowers those who suffer from autoimmune disease to reclaim their health. We take a highly personalized approach that uses proven technology to monitor triggers and symptoms. Our program is supported by an elite set of coaches who help guide behaviors and empower patients to master their autoimmunity and reduce the exorbitant costs of care associated with these diseases.

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Car Insurance Guide – How To No Longer Be Considered A High-Risk Driver


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“Nobody wants to be labeled as high-risk. The increased premiums can have a drastic impact on anyone’s budget. Fortunately, the high-risk status is not permanent and there are certain methods to prevent anyone from obtaining that label”, said Russell Rabichev, Marketing Director

Compare-autoinsurance.org has launched a new blog post that explains how drivers can save car insurance money by moving from the high-risk driver status to standard-driver status.

For more info and free quotes, visit https://compare-autoinsurance.org/how-can-you-move-from-the-high-risk-driver-category-to-standard-driver-category/

Car insurance companies are analyzing multiple factors to determine the risk profiles of their customers. Drivers that are categorized as high-risk will have to pay the highest insurance premiums. To get rid of the high-risk label, drivers can do some changes in certain areas.

Drivers that want to promote to the standard-driver category should know the following:


  • Find out for how long a driver can be considered a high-risk. Depending on the reason why someone is seen as a high-risk driver, this status will remain active for a period that is between several months and a few years. Drivers can be considered high-risk for various reasons. This status is usually obtained by drivers that have several traffic tickets, drivers that were at-fault in one or more accidents, or drivers convicted for DUI. To be promoted to the standard-risk, drivers will have to maintain a clean driving record for at least three years.
  • Research more about all factors that can determine a driver to be labeled high-risk. Drivers can be considered high-risk from other reasons that are not related to their driving records. Drivers that own expensive vehicles like muscle cars, limousines, or exotic sports cars are considered high-risk even if they are not bad drivers. Persons that have poor credit scores are seen as high-risk for their increased chance of filing a claim. The lack of driving experience will place young and new drivers in the same high-risk category. Finally, drivers that have insurance lapses will also be labeled as high-risk.
  • Important things to remember. Comparing insurance quotes is very important for high-risk drivers. Certain insurers might label a driver as a high-risk, while at others the same driver is seen as a standard-risk. To lower the chances of being labeled as high-risk, drivers can improve their credit score, buy a safer vehicle, or they can enroll in a defensive driving course. The high-risk driver status Is not permanent and drivers will eventually get rid of it.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Cheaper Car Insurance Strategies For 2020


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“Drivers can obtain cheaper car insurance if they adopt safe-driving habits and qualify for several discounts ”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has launched a new blog post that explains how drivers can acquire cheaper car insurance.

For more info and free car insurance quotes, please visit https://compare-autoinsurance.org/how-to-make-car-insurance-rates-cheaper/

Car insurance is mandatory for any driver that wants to legally drive in almost all states. However, in recent years the price of car insurance has increased significantly, and many drivers can’t afford it anymore.

To lower the price of car insurance, policyholders should follow the next tips:


  • Set higher deductible levels for comprehensive and collision coverage. Drivers can obtain cheaper car insurance if they agree to raise deductibles levels. A deductible is the amount of money a policyholder agrees to pay before the insurer steps in, in case the policyholder has to make a claim.
  • Qualify for the low-mileage discount. Policyholders that drive fewer miles than a certain amount, can be eligible for a low-mileage discount. Most car insurance companies offer low-mileage discounts that can be as high as 20%. It is important to ask the insurer about the threshold value for which you can qualify.
  • Purchase multiple policies from the same insurer. Usually, policyholders will bundle their car insurance with the homeowner’s insurance. In some cases, a bundled policy can save as much as 20% of the insurance costs.
  • Improve the safety rating by installing extra safety and anti-theft devices. Car insurance companies can provide significant discounts to car owners that are willing to make their vehicles safer. In order to make their cars safer, policyholders can install approved rearview cameras, GPS tracking systems, immobilizers, airbags, blind-spot detectors, or various anti-theft devices.
  • Keep a clean driving record. Most insurance companies offer a good driver discount to those drivers that didn’t accumulate any traffic ticket or were involved in a car accident in a certain number of years. Many insurance companies will offer this discount after three years of clean driving, while other insurers will wait even five years to apply this premiums reduction.
  • Pay for the whole policy up front. Drivers that choose to pay for the full coverage upfront can save as much as 10% from the price of insurance.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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