“Upgrading your vehicle with the latest safety advancements and technologies, will help you not only to save money on car insurance, but it will help you have a safe car for your family”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
January 24, 2020

Compare-autoinsurance.org has launched a new blog post that presents several important safety features that can help drivers pay cheaper car insurance premiums.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/the-most-important-safety-features-that-can-help-you-save-money-on-car-insurance/

Safety features that are installed in the vehicles can help drivers save money on insurance. Safety features can protect the driver and the passengers in the event of a collision and some features can even prevent accidents. From these reasons, insurance companies will pay medical bills for fewer accident injuries. To encourage drivers to purchase safer vehicles, insurance companies are offering discounts for the safety features installed in the vehicles. However, not all insurance companies are offering discounts for safety features.

The most important safety features are the following:

• 
  Airbags. Having airbags seems the norm nowadays, but insurance companies provide discounts to policyholders that invest more money in quality airbags. Drivers are less likely to experience severe injuries if they have airbags in their cars. For insurance companies, this reduces the risk of having to pay substantial compensations,
• Anti-lock brake systems. In the states of New York, New Jersey, and Florida car insurance providers are obliged by the law to give discounts to policyholders who own vehicles with ABS systems. ABS systems can help drivers save money on collision coverage, medical payments, PIP insurance, and liability insurance.
• Electronic stability control. Some carriers are offering discounts to policyholders who own vehicles equipped with ESC. Electronic stability control will help drivers control their vehicles on icy or wet roads.
• Seatbelts. Discounts for seatbelts are quite new in the insurance industry. Some insurers will offer a 15% discount off medical payment coverage and PIP insurance premiums just for having seatbelts installed in a vehicle.
• Daytime running lights. This safety feature is present on most modern vehicles and will help drivers have better visibility during the day. In most cases, drivers will get a 5% discount off their liability coverage, medical payment coverage, collision coverage, and PIP premiums.
• Crash resistant door. Drivers who own vehicles that have doors that feature the latest crash resistance technology, that has safer crumpling on impact, are eligible for a 5% discount.
• Anti-theft devices. Insurers will offer discounts that can be as large as 30% for drivers who have advanced anti-theft devices in their vehicles, like ignition kill switches. Talk with an agent to see which devices qualify for a discount.
• Lane departure systems. Modern vehicles are equipped with lane departure warning systems or advanced systems that can push a vehicle back to its lane. These systems can prevent drowsy driving and distracted driving. The discount can vary a lot depending on the insurance company and on what type of system is installed in the vehicle. Again, it is recommended to talk with an insurance representative to find out more about discount eligibility and value.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Photo caption (l-r): Chad Ferrari, Glen Tiziani, Monica Cunha, Sandra Donnelly, Joanna Powers (Ronald McDonald House), Sandi Tavares, Tim Moura, Margaret Walsh, Scott Weaver, Tim Reichardt

Our employees contributed their time and money through a grass-roots campaign to assist local charities. We’ve chosen charities that help preserve our environment; assist children and families in their time of need; and those that help to protect the freedom of our country.

JOHNSTON, R.I. (PRWEB)
January 23, 2020

The employees of Narragansett Bay Insurance Company (NBIC), a wholly-owned subsidiary of Heritage Insurance Holdings, Inc., joined together to support several local charities during the holiday season. Throughout the fourth quarter of 2019, employees participated in volunteer activities, collected food, and donated money to charities that are making a lasting difference in the community.

These employee-driven initiatives were part of NBIC’s renewed commitment to supporting local non-profit organizations. The charities chosen were Save The Bay, Ronald McDonald House Providence, Rhode Island Community Food Bank, and Operation Stand Down Rhode Island.

Kim McCauley, NBIC’s Chief Human Resource Officer, was impressed with the results, stating, “Our employees contributed their time and money through a grass-roots campaign to assist local charities. We’ve chosen charities that help preserve our environment; assist children and families in their time of need; and those that help to protect the freedom of our country. This speaks volumes about the values and culture we have nurtured at NBIC. A passion to help others is contagious and we are committed to doing more next year.”

NBIC has since implemented a Volunteer Time Off program, awarding employees with two work days per year to participate in volunteer activities. Recently, several employees took advantage of the program to serve at the Ronald McDonald House in Providence.

Leaders from each of the benefitting charities expressed their appreciation for NBIC’s financial support, volunteer efforts, and donations. NBIC’s campaign in 2019 was a great success, and the company pledges to continue supporting local charities in 2020 and beyond.

About Narragansett Bay Insurance Company (NBIC)

Narragansett Bay Insurance Company, a wholly-owned subsidiary of Heritage Insurance Holdings, Inc. offers specialty insurance services and products to homeowners through an extensive network of independent agents along the Eastern Seaboard.

About Heritage

Heritage Insurance Holdings, Inc. is a super-regional property and casualty insurance holding company. Through its insurance subsidiaries and a large network of experienced agents, the Company writes over $900 million of gross personal and commercial residential premium across its multi-state footprint.

For more information, contact media@NBIC.com.

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“Drivers who are in their 40s and 50s are seen as more responsible on the roads and they are less likely to file car insurance claims. For these reasons, car insurance providers are charging them with the lowest car insurance premiums”, said Russell Rabichev, Marketing Director

LOS ANGELES (PRWEB)
January 23, 2020

Compare-autoinsurance.org has launched a new blog post that explains which drivers pay the cheapest car insurance rates.

For more info and free auto insurance quotes, please visit https://compare-autoinsurance.org/drivers-of-what-age-groups-pay-the-least-on-car-insurance/

One very important factor used by car insurance companies to determine their customers’ car insurance premiums is the age of the customers. People in their 40s and 50s are usually paying the lowest insurance rates. Drivers from those age groups are considered to be among the safest and most experienced drivers on the road. Also, they file fewer claims than older or younger drivers. After the age of 25, the car insurance premiums will begin to drop and they will start to rise once again once the drivers enter their 70s.

Besides age, the next major factors can affect the price of insurance:

• 
  Gender. Young male drivers will pay more on their premiums compared to young female drivers because they are more likely to file an auto insurance claim. On the other hand, male drivers who are in their 40s, 50s, and 60s are filing fewer claims than female drivers from the same age groups and for this reason, they will pay less on car insurance.
• Driving record. Drivers who have multiple traffic violations will pay more on insurance premiums than drivers with a clean driving record. Car insurance claims, speeding, at-fault accidents and other traffic violations can increase the price of insurance.
• Address. Drivers who live in areas with higher rates of accidents, insurance claims, car thefts, or vandalism will be charged extra on their car insurance premiums.
• Vehicle value. An $80,000 vehicle will cost more to repair than a $15,000 vehicle, and this is the reason why expensive vehicles cost more to insure.
• Safety rating. Safer vehicles are cheaper to insure. Passengers of a safe vehicle are less likely to suffer severe injuries in a collision and that means the insurer will save money on medical bills.
• Mileage. The annual mileage is one of the most important factors analyzed by the insurers to determine the insurance rates. Drivers who use their cars to commute to work will pay more on their insurance. Car insurance companies consider that persons who stay more on the roads are more likely to be involved in accidents.
• Discounts. Drivers who are in their 40s and 50s can take advantage of several discounts such as bundling discounts and safe driving discounts.
• Coverage limits. Drivers who are in their 40s and 50s are likely to have higher coverage limits and additional insurance options. For these reasons, the price of insurance will be higher.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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“Car insurance add-ons can be very useful in certain situations like a car break down, or first-time accidents”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
January 23, 2020

Compare-autoinsurance.org has launched a new blog post that presents several useful car insurance add-ons that drivers should purchase.

For more info and free car insurance quotes, please visit https://compare-autoinsurance.org/policy-add-ons-consider-buying/

To legally drive on the roads of the US, drivers are required to purchase car insurance. Each state has its own requirements for car insurance. In addition to the state’s minimum insurance, drivers can add some extra add-ons to their policies. These add-ons can be really useful in certain situations and drivers should consider buying them.

The most popular car insurance policy add-ons are the following:

• 
      Accident forgiveness. This add-on is very useful for drivers that were at-fault for the first time in a car accident. Drivers that have this add-on will be forgiven for their first at-fault crash, therefore their insurance rates will remain the same and will not increase as it’s normal after an at-fault accident. While some insurers offer this add-on for free, others will require the drivers to pay an extra fee. Drivers can qualify for accident forgiveness if they have a clean driving record and a no-claims history.
•     Roadside assistance. This coverage helps drivers when their vehicle breaks down. Generally, roadside assistance includes services like towing, battery service, flat tire service, fuel delivery, lockout service, and extrication. If the service professional cannot restore the broken vehicle to a state in which it can be safely driven, then the vehicle will be towed to the nearest mechanic shop.
•     Vanishing deductible. This optional feature will help drivers reduce the value of their comprehensive and/or collision deductible by an amount that is between $50 and $ 100 at the begging of their policies and then the same amount annually until it reaches zero. As long as the driver makes no claims, this option will remain active. An increasing number of insurers are offering this add-on to their customers.
•     Gap insurance. This optional coverage is very useful for drivers that own a brand-new car that is being financed or leased and have purchased comprehensive and collision coverage. Gap insurance will pay the difference a driver still owes on his vehicle and its actual cash value. Insurers will determine the vehicle’s worth at the time of the accident, not at the time the driver bought it. In most cases, there will be a difference between what an insurer pays and the total amount a driver owes to the bank or lender. Drivers that don’t own gap insurance will have to pay for the difference with their own money.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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“Many drivers resort to bundling when they need to save car insurance money. In many cases, policyholders can manage to save hundreds of dollars per year. However, bundling is not always the best option”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
January 23, 2020

Compare-autoinsurance.org has launched a new blog post that explains how drivers can save car insurance money after bundling home insurance and car insurance.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/you-can-save-money-by-bundling-your-home-and-car-insurance-policies/

Bundling is a well-known method used to save car insurance money. Drivers that are bundling at least two insurance policies to the same provider will get a discount. Drivers that want to bundle their policies should contact their new insurers and explain their situations. Then they should cancel their current policies or wait for them to expire before signing a new deal.

Drivers that are bundling their home and car insurance policies should know the following:

• 
  Bundling can save money. Families can pay several thousand dollars per year on insurance products. In most cases, bundling can save between 5% to 15%. While some persons might believe that bundling can save as much as 50% of insurance costs, the reality is that bundling can save a lot less than that.
• Other advantages of bundling. First, bundling can significantly reduce the risk of coverage gaps. Insurance providers know that their customers like to bundle, so they have built their policies to be interlocking. By doing so, the risk of coverage gaps is minimized. Secondly, bundling will reduce overlapping between policies. Thirdly, drivers can pay one monthly bill for both car and home insurance. And at last, bundling car and home insurance are convenient by having to deal with one insurance company, one insurance agent and one monthly bill.
• Disadvantages of bundling. Bundling is not always the right option. In some cases, having separate policies is better. For example, some home insurance providers can offer a driver an insurance deal that is worth $1,100. The actual car insurance provider charges $1,600 on car insurance and they offer a home insurance deal that is worth $1,500. Furthermore, the actual provider can bundle these policies and make an offer that is $2,800. In this case, is better to have two separate policies.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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“Insurance was the next logical industry for white label prepaid cards. With the card programs we build for insurance clients, they know the cards they issue to their own customers will be accepted by most vendors, are fraud-protected, can be used at ATMs and don’t require a trip to the bank.”

MILAN (PRWEB)
January 23, 2020

A prepaid card without a logo would be like a billboard without an advertiser. With prepaid cards continuing to grow at a dramatic rate year-over-year, online insurance companies are becoming the latest business sector to jump on the bandwagon to speed claim payments, reduce costs, boost brand reputation, and add value to their service offerings, according to experts from Axiom Prepaid Holdings, a global provider of end-to-end payment solutions that include Mastercard® and Visa® prepaid cards.

White label prepaid cards bear the logo and name of a third party and have been proven to increase brand visibility with each swipe as well as build customer loyalty and even provide a revenue stream. In the insurance realm, the cards are gaining popularity as a means of streamlining processes and paying claims faster versus issuing check payments – especially in the cases of recurring payments and for payments to those without checking accounts. Insurers can now simply load payments to the customer’s card rather than issue multiple checks.

“Insurance was the next logical industry for white label prepaid cards to take hold,” said Steven Foster, CEO of Axiom Prepaid Holdings, which launched its White Label Program last year. “With the white label Mastercard® and Visa® prepaid card programs we create for insurance clients, they know that the cards they issue to their own customers will be accepted by most vendors, can be used at ATMs for cash withdrawals and do not necessitate a trip to the bank. And if a card is lost, fraud protection is assured.”

Axiom uses advanced digital tools to ensure its White Card Program experience is seamless for clients. Its operations team handles administration and provides a secure infrastructure for processing, reporting tools and integration of cardholder services to businesses’ existing applications and websites. Standard features of the programs include card-to-card payments, ATM access, direct deposit load, generated statements, 24/7 help, fraud protection, virtual card access and SMS/email alerts along with built-in compliance safeguards. Axiom likewise gets its clients’ programs up and running in as little as three months.

“There is a great deal of expertise that goes into running a white label program and we provide that. Our advanced digital tools, compliance expertise, and overall industry-leading knowledge of prepaid card programs allow insurers to keep their attention on operating their businesses while we make sure their brand is gaining continual traction and that their customers are satisfied with their cards,” said Nick Cloonen, Chief Compliance Officer, Axiom Prepaid Holdings. “We live in an increasingly cashless society and it stands to reason that the insurance arena can provide important support to its policyholders by utilizing prepaid cards to make the difficult times that often come along with an insurance claim a little easier.”

About Axiom Prepaid Holdings:

Axiom Prepaid Holdings was born of the desire of two entrepreneurial-minded banking industry veterans to turn the prepaid card model upside down. To make banking simple. To give consumers and businesses around the globe access to innovative, easy-to-use, digitally driven, fun, flexible and secure products and services. Today, Axiom has 9 offices and conducts business in 20 countries. Every day, the Axiom team strives to create 100% turnkey solutions to help cardholders gain economic freedoms and help businesses achieve growth and success. To learn more about Axiom Prepaid Holdings, please visit: http://www.axiompph.com.

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“Studying hard and leaving your car at home while at college will make the car insurance premiums significantly cheaper”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
January 22, 2020

Compare-autoinsurance.org has released a new blog post that presents the best 2 car insurance discounts for students.

For more info and free car insurance quotes online, check https://compare-autoinsurance.org/the-best-2-car-insurance-discounts-for-students/

Teens are perceived as high-risk drivers. Students below 25 years old make no exception. In fact, some companies may consider students even more predisposed to to accidents and ask for more expensive premiums. Find out more about the existing options to lower the costs. Furthermore, get free car insurance quotes from http://compare-autoinsurance.org/.

• 
  Good grades student discount is the most valuable discount on the market. Students with a GPA above 3.0 or a B average can qualify for this discount. Companies view hard-working students as more responsible. Plus, they assume that these students spend more time in dorms/at home and study, rather than going out for parties. The value of this discount varies a lot between carriers. The typical range is around 5%- 15%. However, some companies offer a 35% discount to students under 25 years old that complete the teenSMART driver education program. Also, each carrier asks proofs of good grades, like a report card. Some companies may require the student to be on Dean’s Honorary list in order to grant the discount.
• The resident student discount is another big discount. This discount is designed for students who study far away from home and leave the car at home. In this way, they do not driver regularly and are less exposed to accidents. Again, the value and requirements for this discount will vary. Generally, the carrier will require documentation to prove that the student is at least 100 miles away from home. The value of the discount is around 20%.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org

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“We are excited to expand our partnership and bring customized services to stage 4 and 5 CKD members, building on the results we’ve already delivered in 2019 with superior clinical outcomes and strong medical cost reductions.” – Dr. Ikenna Okezie, CEO, Somatus

MCLEAN, Va. (PRWEB)
January 22, 2020

Somatus, the market leader in providing value-based kidney services to health plans, health systems, and nephrology and primary care groups, today announced it is expanding its renal management partnership with BlueCross BlueShield of Tennessee (BCBST) to include Medicare Advantage members with stage 4 and 5 chronic kidney disease (CKD). This partnership previously only served BCBST’s Medicare Advantage members with End Stage Renal Disease (ESRD). The expansion offers members access to Somatus’ field-based nursing and renal care teams to help them focus on slowing or stopping disease progression and connect with the right tools and resources to better manage their health.

With the expanded program, stage 4 and 5 CKD and new ESRD members will benefit from personalized support and care plans that include nutrition and health coaching, medication management, home dialysis modality education, behavioral health, and social services. Members will also have access to purposefully designed member-facing mobile applications which include interactive education modules and transplant journey tracking.

“Our partnership with Somatus has been focused on keeping our members with kidney disease out of the hospital and doing what matters most to them,” said Dr. J.B. Sobel, Vice President and Chief Medical Officer of Senior Products at BlueCross BlueShield of Tennessee. “Given the success of our first year, we have decided to expand our partnership with Somatus and look forward to broadening our offering of innovative programs to our members with chronic kidney related conditions.”

The initial program was launched in 2019 and has delivered impressive engagement rates and results for the members. Through a commitment to empower members to be as healthy as possible and help them spend more time living their lives and less time in health care facilities, Somatus has improved quality outcomes and lowered medical expenses attributed to the ESRD population.

“BlueCross BlueShield of Tennessee has been an incredible partner, going above and beyond to ensure their members with kidney disease are getting access to high-quality care that is inclusive of both their physical and social needs,” said Dr. Ikenna Okezie, Co-Founder and CEO of Somatus. “We are excited to expand our partnership and bring customized services to stage 4 and 5 CKD members, building on the results we’ve already delivered in 2019 with superior clinical outcomes and strong medical cost reductions.”

About Somatus

Somatus partners with leading health plans, health systems, nephrology and primary care groups to provide integrated care for patients with or at risk of developing kidney disease. As the market leader in value-based kidney care, Somatus’ vertically integrated clinical services and technology delay or prevent disease progression, improve quality and care coordination, and increase the use of home dialysis modalities and rates of kidney transplantation. The company is headquartered in McLean, Virginia, and founded by a team of world-class healthcare operators, successful entrepreneurs, and leading clinicians treating kidney disease. For more information, please visit somatus.com.

About BlueCross®

BlueCross BlueShield of Tennessee is a taxpaying, not-for-profit health plan serving more than 3.5 million members in Tennessee and around the country. The Chattanooga-based company was founded in 1945 and is celebrating its 75th anniversary of bringing peace of mind to its members and local communities. BlueCross BlueShield of Tennessee Inc. is an independent licensee of the BlueCross BlueShield Association. For more information, visit the company’s news center at bcbstnews.com.

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Everest Group

One of the most exciting shifts we are seeing among leading enterprises today is recognition of the need to democratize all of this data to build a data-driven, decision-making culture.

DALLAS (PRWEB)
January 21, 2020

The global Data & Analytics (D&A) market is one of the fastest-growing markets in the services industry. Everest Group predicts double-digit growth (17-19%) for the D&A market with annual services revenues expected to cross the US$100 billion mark by 2022. Further, in an Everest Group survey of 200 global enterprises across multiple industries and geographies, more than 70% said they are either currently using AI systems to automatically generate business decision recommendations or expect to be doing so by 2022.

“Enterprises across all industries and geographies are dealing with an explosion of data—data that is made available by digital transformation, cloud and IoT and made useful by analytics, artificial intelligence and machine learning,” said Vishal Gupta, practice director at Everest Group. “One of the most exciting shifts we are seeing among leading enterprises today is recognition of the need to democratize all of this data to build a data-driven, decision-making culture.”

More specifically, key drivers for growth of the D&A market include the following trends:

• Enterprises are exhibiting a strong demand for migration from legacy systems and increased adoption of cloud-based services.
• Data has become the central theme in CXO-level discussions across enterprises in all verticals.
• New regulations such as GDPR and the California Act are driving demand for data security, privacy and governance.
• Next-generation technologies are transforming the asset-heavy industries by showcasing the value of data captured by Internet of Things (IoT) sensors across devices.
• Enterprises are expressing increasing need for data orchestration, data democratization, and quick insight generation to make real-time impactful business decisions.

These findings and more are discussed in Everest Group’s new report, “Data & Analytics (D&A) – State of the Market Report 2020.” This research provides comprehensive coverage of the D&A market, including a market overview and an in-depth look at adoption trends across industries and geographies, key factors driving adoption, the deal landscape, the service provider landscape, and key emerging themes in D&A services.

Additional highlights:

• The D&A market is growing at a healthy rate. The global D&A market witnessed a robust growth of 18-20% in 2018, touching the US$57-US$62 billion mark in annual revenue. The demand for D&A services remained strong from traditionally leading markets of North America and EMEA, as well as from the emerging APAC market.
• Banking, Financial Services and Insurance (BFSI) and retail, distribution, and CPG are the most mature industries from an adoption standpoint and together account for almost 45% of the market. Industries such as healthcare & life sciences and hi-tech & telecom showed high momentum caused by regulatory requirements and service providers’ increased focus on developing verticalized solutions beyond mature industries.
• India continues to be the most preferred location for D&A delivery, given significant talent availability and low-cost advantage. Beyond the tier-1 cities, service providers have started to leverage tier-2/3 cities to further enhance their talent pool and manage costs.

***Download the complimentary report abstract.***

About Everest Group

Everest Group is a consulting and research firm focused on strategic IT, business services, engineering services, and sourcing. We are trusted advisors to senior executives of leading enterprises, providers, and investors. Our firm helps clients improve operational and financial performance through a hands-on process that supports them in making well-informed decisions that deliver high-impact results and achieve sustained value. Our insight and guidance empowers clients to improve organizational efficiency, effectiveness, agility and responsiveness. What sets Everest Group apart is the integration of deep sourcing knowledge, problem-solving skills and original research. Details and in-depth content are available at http://www.everestgrp.com

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