“Usage-based insurance programs will allow drivers to quickly gain large discounts. Besides that, drivers will be encouraged to adopt safer driving habits in order to obtain those discounts”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
February 03, 2020

Compare-autoinsurance.org has launched a new guide that explains how usage-based insurance programs can help drivers obtain cheaper car insurance.

Usage-based insurance, or UBI for short, is one of the most recent forms of insurance introduced in the car insurance industry. Policyholders can lower the costs of their insurance if they allow their insurers to install a small telematics device in their vehicles. This device will record driving habits and send them back to the insurance company.

Policyholders that enroll in a usage-based insurance program will gain the following advantages:

• Drivers can obtain fast discounts. Usually, insurers need to analyze years of driving history before offering a discount. But with the help of UBI programs, the good driver discount can be obtained much faster. The telematics device that analyzes driving habits is typically installed for just 30 days. This period is enough for most insurers to decide if they offer a good driver discount or not.
• Get a low-mileage discount. One of the factors monitored by the telematics device is the number of miles covered by the policyholder in a certain period. If a policyholder drives fewer miles than a certain limit, he is eligible for a low-mileage discount.
• It encourages safer driving habits. The telematics closely monitors the driving habits and the policyholders know that. In order to not be penalized, drivers will adopt better and safer driving habits.
• UBI programs help authorities investigate accidents. The telematics devices constantly record all sorts of data about the vehicle. Data like speed, traveling direction, airbag deployment and hard braking can help authorities find out what happened in a car accident.
• Significant discounts for teen drivers. It is known that teen drivers pay high premiums on their insurance. One of the methods that can help them pay less on car insurance is to enroll in a UBI program. Teen drivers that have good driving habits will be rewarded with substantial discounts.

For additional info, money-saving tips and free car insurance quotes, visit http://compare-autoinsurance.org

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Mark King, regional sales executive with Distinguished Programs.

NEW YORK (PRWEB)
February 03, 2020

Distinguished Programs, a national insurance program manager, today officially announces the promotion of longtime employee Mark King. With more than 25 years in the insurance industry, King brings considerable expertise in the property casualty sales space to his new role as regional sales executive with Distinguished Programs.

“Mark has an impressive track record in the industry, making him a valuable member of our team and a well-versed resource for the agents and brokers with whom he works. That depth of experience and understanding of the market gives Mark the ability to best assist clients and even mentor fellow colleagues,” noted Kurt Meister, senior vice president of business development at Distinguished Programs.

In his new role, King will work with clients throughout Southern California to choose proper insurance programs for clients across the full range of products and services available through Distinguished Programs.

Prior to his joining Distinguished Programs in 2006, King served as director of commercial accounts at Wausau Insurance Company in Seattle for nine years. While there, he was responsible for the development, growth and profit of the broker distribution network throughout Washington, Alaska, Oregon and Idaho.    

King attended Portland State University where he earned his bachelor’s degree in social science. He is currently based in Bellvue, Wash.

About Distinguished Programs

Distinguished Programs is a leading national insurance Program Manager providing specialized insurance programs to brokers and agents with specific expertise in Real Estate, Community Associations, Cultural & Historic Properties and Hospitality & Restaurants. Property and liability products are distributed through a national network of agents and brokers. Serving the same core markets and partnering with the most stable and reputable carriers, Distinguished Programs’ high limit umbrella programs remain the clear choice in its areas of specialty for superior coverage, competitive pricing, and attentive service. Through thoughtful innovation, stemming back to 1987, Distinguished Programs fosters growth and opportunities for its brokers, carriers, and employees. http://www.distinguished.com.

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Jack Madsen, regional sales executive with Distinguished Programs.

NEW YORK (PRWEB)
February 03, 2020

Distinguished Programs, a national insurance program manager, today officially announces the promotion of the company’s longtime employee Jack Madsen to the role of regional sales executive. Madsen has more than two decades of experience as a sales professional, with more than 10 of those years in insurance.

“Jack’s reputation and significant background in sales make him a valuable asset to the team. He strives to provide constructive collaboration with clients to ensure they are satisfied with their products,” noted Kurt Meister, senior vice president of business development at Distinguished Programs. “His experience with our products and services, along with his notable sales record have impressed many of us at Distinguished Programs.”

In his new role, Madsen will consult with retail agents and brokers across all of Distinguished Programs’ insurance products and services, covering the Pacific Northwest, including Nevada, Alaska and Hawaii.

Prior to his role with Distinguished Programs, Madsen worked as a sales executive for Fulcrum Insurance Programs, which specialized in serving the insurance needs of the hospitality, habitational and commercial real estate markets. Fulcrum Insurance was acquired by Distinguished Programs in 2015.

Madsen earned his bachelor’s degree in business management from Washington State University. He is based in Seattle.

About Distinguished Programs

Distinguished Programs is a leading national insurance Program Manager providing specialized insurance programs to brokers and agents with specific expertise in Real Estate, Community Associations, Cultural & Historic Properties and Hospitality & Restaurants. Property and liability products are distributed through a national network of agents and brokers. Serving the same core markets and partnering with the most stable and reputable carriers, Distinguished Programs’ high limit umbrella programs remain the clear choice in its areas of specialty for superior coverage, competitive pricing, and attentive service. Through thoughtful innovation, stemming back to 1987, Distinguished Programs fosters growth and opportunities for its brokers, carriers, and employees. http://www.distinguished.com.

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We have been looking forward to expanding into Canada for quite some time now, and we couldn’t be more pleased with how this development has turned out.

LOS ANGELES (PRWEB)
February 03, 2020

Cabrella announced that it will begin offering its shipping insurance services to businesses in Canada. This milestone is a major move for Cabrella in its mission to provide affordable, customized, and convenient shipping insurance to customers across the globe.

“We are very excited to be serving Canadian customers,” says Benjamin Meskin, owner of Cabrella. “We have been looking forward to expanding into Canada for quite some time now, and we couldn’t be more pleased with how this development has turned out.”

This news comes in the wake of many recent initiatives and accomplishments of the company, including:

• 
  Updates to its insure-tech web software to perfect the user-friendly dashboard and become fully paperless.
• Expansion and advancement on analytics, risk assessment intelligence data and statistics to guide shippers to making safer shipping decisions.
• Building out integrations for strategic partners and further 3rd party integrations between Cabrella’s core software and several leading ecommerce and shipping systems for fully integrated solutions
• Introduction of new coverage features and enhancement in policy wording
• Expansion into other modes of conveyance including LTL, FTL, Ocean and Air
• Introduction of new user benefits including profit sharing, subrogation and salvage liquidation – all in an effort to pass on more savings to customers.

About Cabrella: Cabrella’s values of professionalism, customer partnership, and innovation are formulated to ensure the highest client value in their industry. They provide custom shipping insurance plans that are an affordable alternative to insuring packages through parcel carriers. Cabrella’s web based software offers the most advanced technology amongst its peers. Cabrella’s software integrates with shipping sites and applications to provide a seamless experience and allows customers to easily file paperless claims within minutes. Cabrella can insure packages to nearly any country for up to 90% less than other carriers.

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Dr. Jerry Rosenbloom, recipient of the International Insurance Society’s the prestigious John S. Bickley Founder’s Award.

“Jerry’s contribution to the insurance industry is prolific across the property casualty and life/health sector, and he is widely regarded for his wide ranging expertise as a professor and researcher, and board member,” says James Vickers, Chairman of the IIS Honors Committee.

NEW YORK (PRWEB)
February 03, 2020

The International Insurance Society (IIS) has announced Dr. Jerry Rosenbloom as the 2020 recipient of the prestigious John S. Bickley Founder’s Award. Dr. Rosenbloom is the Frederick H. Ecker Emeritus Professor of Insurance and Risk Management and Academic Director of the Certified Employee Benefit Specialist (CEBS) Program, at the Wharton School of the University Of Pennsylvania. He is also a Senior Fellow in the Leonard Davis Institute of Health Economics and a Senior Fellow in the Financial Institutions Center at the Wharton School. Dr. Rosenbloom has previously served as Chairman of the Insurance and Risk Management Department at Wharton, Executive Director of the S.S. Huebner Foundation for Insurance Education and Executive Director of the Pension Research Council at the Wharton School.

The John S. Bickley Founder’s Award Gold Medal for Excellence recipient is elected by the IIS Honors Committee, represented by senior insurance executives and leading academicians. The award recognizes individuals who have made a significant, lasting contribution to insurance thought, product, practice or education. Dr. Rosenbloom will receive this honor at the June 10th Gala Awards dinner taking place during the IIS Global Insurance Forum at the Conrad Downtown NYC, June 8th – 10th.

“Jerry’s contribution to the insurance industry is prolific across the property casualty and life/health sector,” says James Vickers, Chairman of the Honors Committee “and he is widely regarded for his wide ranging expertise as a professor and researcher, and board member. He continues to contribute to our industry and society broadly through his current efforts to improve the US healthcare system.”

IIS President & CEO, Mike Morrissey adds, “Jerry has left an indelible mark on the field of employee benefits where he has been credited as the ‘pied piper’ of the CEBS program which he helped form. His work has had a profound impact on the employee benefits sector and we’re proud to honor him with the Founders Award.”    

Dr. Rosenbloom completed his undergraduate education and a year of graduate work at Temple University and received his MA and PhD degrees in applied Economics with a concentration in Insurance from the University of Pennsylvania, studying under a Huebner Foundation Fellowship. He holds the professional designations of Chartered Life Underwriter (CLU) and Chartered Property Casualty Underwriter (CPCU).

About International Insurance Society

IIS serves as the inclusive voice of the industry, providing a platform for both private and public stakeholders to promote resilience, drive innovation, and stimulate the development of markets. The IIS membership is diverse and inclusive, with members hailing from mature and emerging markets representing all sectors of the re/insurance industry, academics, regulators and policymakers. As a non-advocative organization, the IIS serves as a neutral platform for active collaboration and examination of issues that shape the future of the global insurance industry. Its signature annual event, the Global Insurance Forum, is considered the premier industry conference and is attended by 500+ insurance leaders from around the globe.

Founded in 1965, the IIS is a 501(c)3 not for profit organization based in New York, NY. IIS is an affiliate of The Institutes.

About The Institutes | Risk and Insurance Knowledge Group

As the industry’s trusted and respected knowledge leader, The Institutes are committed to meeting the evolving professional development needs of risk management and insurance professionals through innovative research, networking, and career resources. The Institutes offers 28 designations, including the Chartered Property Casualty Underwriter (CPCU®). Other offerings include certificate and introductory programs, online and continuing education courses, leadership education, custom solutions and assessments, and industry consortiums such as the RiskBlock Alliance. TheInstitutes.org.

CPCU is a registered trademark of The Institutes. All rights reserved.

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“Defensive driving will help you become a better driver and avoid crashes. Plus, you will get cheaper car insurance,” said Russell Rabichev, Marketing Director of Internet Marketing Company.

Los Angeles, CA (PRWEB)
February 01, 2020

The main purpose of defensive driving courses is to help drivers assess traffic hazards and take proper defensive measures. After graduating from a course, drivers will get better rates. Get online quotes from http://compare-autoinsurance.org and check how much money can be saved after graduating defensive driving education.

A typical class covers the following topics:

• 
      Traffic crash statistics. Instructors will also present data that shows the times when most crashes occur and age groups more prone to accidents. Seniors and teen drivers are more likely to be involved in accidents.
•     Risks associated with DUI/DWI. Also, several techniques for avoiding DUI are presented. For example, get an assigned driver when going out.
•     The dynamics of a crash. Drivers will learn how crashes occur and the importance of speed and vehicle placement will influence the outcome.
•     Rapid assessment of traffic hazards. Drivers will learn how to scan traffic conditions and identify potentially dangerous situations.
•     Additional crash avoidance techniques. Besides scanning the traffic, drivers will also learn how to share the road with other vehicles (especially avoiding tailgating), proper passing procedures, speed adjusting to road conditions and understanding the car’s braking distance.
•     Minimizing distractions. How to deal with cellphones, tablets and other gadgets that may distract a driver. Also, there will be presented with alternatives and gadgets that will help the driver focus.
•     The importance of safety equipment. Drivers will be presented with more details about the most common safety gear. Furthermore, the instructor may discuss the latest technologies and devices.
•     The risk associated with fatigue. Drivers will be presented with more info about how the human body reacts when tired, stressed or enraged.
•     State legislation. The instructor will present more info about the state’s license points system and penalties for different traffic violations.

For additional info, money-saving tips and free car insurance quotes, visit http://compare-autoinsurance.org.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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“Missing payments, fronting or using a personal vehicle for business are solid grounds for having a claim rejected. But they are not the only reasons,” said Russell Rabichev, Marketing Director of Internet Marketing Company.

Los Angeles, CA (PRWEB)
February 01, 2020

Car insurance claims are denied for not respecting the terms of the contract or lying to the insurer. Having a claim denied means that the policyholder will pay everything from his own finances. Find out more about the top reasons for a claim denial and get free quotes from http://compare-autoinsurance.org

An insurance company may choose to deny a claim for the following reasons:

• 
      Policy limits. Drivers should always be aware of coverage limits. The company will not reimburse any damage beyond the coverage limits. They will pay the maximum limits and the difference will have to be paid by the policyholder. Those limits are selected when a car insurance was purchased.
•     The vehicle was driven by an undocumented driver. All drivers must be declared in the contract. Any other person that drives the car and is involved in an accident will not be covered. The most common scenario is when the policyholder lets a friend or relative use the car and he gets involved in an accident. Insurance companies will reject ulterior claims.
•     Missing premium payments. If the policyholder no longer pays the premiums he is no longer covered and his claim will be rejected. Furthermore, not paying the premiums may determine the insurer to cancel coverage and cause an insurance lapse. Insurance companies consider drivers with recent lapses “high-risk”.
•     Unapproved customization. The client can void the entire coverage if he installs different parts and devices without informing the insurer and getting its approval. Customizing the engine and fuel systems are likely to make the insurer drop the client if they are done without the company’s consent. Talk with the insurance company before adding customized parts. Many companies even offer customized-equipment coverage.
•     Claims for coverage that was not purchased. Each policy covers only specific events. For example, collision coverage will not cover damage caused by fire or earthquakes. Carefully read the terms of the contract and ask representatives about all covered scenarios.
•     The personal vehicle used for business Most vehicles are insured for private use, which includes using it to get to and from work on a daily basis. If the policyholder will be using the vehicle during the day to perform your work duties, this will have to be disclosed. Otherwise, if the car is involved in an accident while performing work duties, ulterior claims will be rejected.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org

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The Residential Assisted Living National Association is partnering with Redirect Health to provide an affordable alternative to traditional health care

Membership with Redirect Health saves time and money with the convenience of referral and care navigation through a 24/7 concierge service, getting patients to the right physicians faster.

PHOENIX (PRWEB)
January 31, 2020

Direct Primary Care – The healthcare industry in the U.S. has become a bloated behemoth, with Americans paying more money each year while receiving less care. A recent analysis from federal government records indicates that American healthcare cost in 2018 was $3.65 trillion. For a little perspective, that is greater than the entire GDP of Canada and Brazil combined.

Healthcare costs are still on the rise and patients are becoming even more disillusioned with long wait times, additional costs, and more red tape. For most people, the current healthcare system in the U.S. just isn’t working, and both consumers and care providers are taking notice. Healthcare trends are shifting and the focus is moving toward better consumer-influenced solutions for health.

The sensible answer to this problem is direct primary care. By taking out insurance company middlemen and creating the clearest path between patient and physician, this is primary care with one goal…to keep patients healthy.

The Residential Assisted Living National Association is partnering with Redirect Health to provide an affordable alternative to traditional health care, making it easier for patients to access the care they need and reducing the hassle encountered with most healthcare plans.

Membership with Redirect Health saves time and money with the convenience of referral and care navigation through a 24/7 concierge service, getting patients to the right physicians faster. No network required.

Redirect Health employs telemedicine, direct referrals, care planning, and prescription support all without deductibles and copays, eliminating costly waste and bringing down out-of-pocket expenses.

Redirect Health is also available for employers, with savings of 30% to 60% in monthly premiums compared to traditional health insurance plans. Providing better healthcare options insurers that employers can recruit more experienced and stable employees than their competitors. This is healthcare that is committed to helping members live their best life. This is the future of medicine. https://www.ralna.org/2020/01/affordable-personal-business-healthcare-made-easy/

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