IRVINE, Calif. (PRWEB)
February 06, 2020

For seven consecutive years, the A.M. Best Company has rated Western Mutual Insurance Group with an A+ Superior Rating with a Stable Outlook. AM Best lists the stable outlook as reflective of the strength of the group’s balance sheet and operating performance, and extensive knowledge of local markets, as stated in the rating rationale summary (visit http://www.ambest.com for more information).

“The Western Mutual family is very proud to have our rating affirmed with A.M. Best,” said Kelly Walker, Vice President, Social Media and Inbound Marketing of Western Mutual Insurance Group. “A.M Best is highly respected in the industry, and we will continue to strive to uphold this rating while maintaining our company-wide focus on quality service and affordable coverage for our customers.”

A.M. Best is the world’s oldest and most authoritative insurance rating source, which evaluates companies based on quantitative and qualitative measures. They analyze individual company’s balance sheet strength, operating performance and business profile. The entire Western Mutual Insurance Group, consisting of Western Mutual Insurance Company, Arizona Home Insurance Company and Residence Mutual Insurance Company, are included under the Superior A+ Ranking.

For over 75 years, Western Mutual Insurance Group has served as a top home insurance company, providing quality service and affordable rates to the southwest United States, including California, Arizona, Texas, Nevada, New Mexico and Utah.

For more information about Western Mutual Insurance Group, please visit their website at http://www.WesternMutual.com.

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About Western Mutual

Established in 1942, Western Mutual began as a county mutual fire insurer in the state of California. In 1949 Residence Mutual Insurance Company, part of the Western Mutual Insurance Group, was founded. Their subsidiary, Arizona Home Insurance Company, was added in 1990. The Western Mutual Insurance Group has received awards for dependability and service, and continues to serve homeowners in the states of California, Arizona, Nevada, New Mexico, Texas and Utah. Named to Ward’s Top 50 list of top performing property and casualty insurance carriers.

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“Drivers can get free car insurance quotes online really easy and fast,” said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
February 05, 2020

Compare-autoinsurance.org has launched a new blog post that presents the main places where drivers can get free car insurance quotes and compare multiple offers.

For more info and free car insurance quotes online, visit https://compare-autoinsurance.org/where-to-find-free-car-insurance-quotes/

The internet allows its users to contact multiple insurance websites and get estimates for free. Drivers can obtain these quotes from the following sources:

• 
  Car insurers own websites. Most car insurance companies own a website that provides quotation services to their clients. Based on the data supplied by the customers, the embedded calculator will estimate their insurance rates. The user will only get price estimates from that company only. To compare multiple rates estimates, he will have to fill multiple quotes at different insurance companies’ websites. Each quote is personalized.
• Brokerage websites. These are the best places to complete car insurance quotes. These are specialized sites that work together with car insurance companies. A customer will have to fill only one questionnaire to get offers from multiple insurers. Local or regional insurance companies also appear in offers results. By filing the same data and choosing the same amount coverage, the significant price difference caused by filing individual quotes from insurers sites will be greatly reduced. That happens because all insurance companies will have to adhere to a standard set of questions provided by the insurance brokerage site.
• Local insurance department. Although not as popular as the other sources listed in this list, consulting the local insurance department site has its advantages. Drivers get free access to a list of top insurers and some basic rate surveys. Also, drivers can find out details about each insurer complaint ratio. If one insurer has a high complaint ratio, it is better to avoid that company.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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“Anti-theft devices will help drivers make their cars safer and pay less on their insurance premiums”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
February 05, 2020

Compare-autoinsurance.org has launched a new blog post that explains what anti-theft devices can help drivers pay less on their car insurance rates.

For more info and free quotes, please visit https://compare-autoinsurance.org/how-anti-theft-devices-can-lower-your-car-insurance-rates/

Anti-theft devices will not only protect a vehicle from thieves, but it will also help the car owner pay less on his car insurance. Every year, hundreds of thousands of vehicles are stolen. The financial losses supported by the insurance companies are enormous. For that reason, the insurance companies will provide generous discounts to those drivers that are willing to make their cars safer by installing anti-theft devices.

The following anti-theft devices can help drivers pay less on their premiums:

• 
  Steering wheel lock. This device goes over the steering of the vehicle and locks it into one place so that no one that doesn’t have the key can drive it. They are physically effective and act as a visual deterrent for most thieves.
• Kill switches. A kill switch disrupts the flow of electricity at the battery or ignition switch or disables the fuel pump. Any of these devices will quickly frustrate any potential thief. Also, they are cheap to purchase.
• Electronic sound alarm systems. These systems will blast the horn and flash the vehicle lights when someone touches the vehicle or if he gets too close. These systems are very annoying, but very efficient when it comes to deterring thieves.
• VIN etching. Drivers that etched their vehicle’s 17-digit identification number onto the windshield and all window glass like the rear window, sunroof, moonroof, and door glass of their vehicle will have their comprehensive coverage costs lowered with up to 15%. VIN etching will allow authorities to quickly recover a stolen vehicle.
• Vehicle tracking system. There are several types of vehicle tracking systems available on the market. Some will constantly monitor the vehicle’s location in real time, while others are activated to pinpoint a driver’s vehicle location when it has been reported stolen. Both types of tracking systems will help the authorities to recover the stolen vehicle in a fast manner.
• Armored collars. These devices wrap around the steering column and prevent car thieves from hot-wiring a vehicle by securing the wiring in the steering column. Some are permanent, while others are electronic.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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“Being a safe driver, having safety devices installed and making smart coverage changes will help you save money on car insurance,” said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
February 05, 2020

Car insurance rates are determined after analyzing multiple factors, including car model, driving history and ZIP code. While some factors, like state legislation, are beyond driver’s control, other rating factors can be modified and bring the costs down. Find out how to get better premiums:

• 
  Use online car insurance quotes. Brokerage websites are recommended to complete car quotes. Make sure you complete the same information on all the questionnaires. After you received at least three car quotes, start analyzing them in order to find the most advantageous deal. Also, check all available discounts offered by each insurer.
• Purchase higher deductibles. Deductibles are the money paid by the policyholder before the insurance policy kicks in. By raising deductibles, the policyholder will lower his premium rates.
• Keep a clean driving record. A driver with no traffic tickets and no accidents for a number of years is eligible for a safe driver discount. Most insurance companies will lower premium rates after three years of clean driving, while other insurers will wait even five years to provide this discount. Usually, this discount will lower insurance rates by 10%-20%.
• Carefully select the car model. Factors like the likelihood of theft, costs to repair and safety record, determine the price of the insurance rates. Safety and anti-theft devices also play a significant role in determining the premium of a vehicle
• Keep a good credit score. Insurance companies calculate rates based on how good or bad is a person’s credit score. Drivers with bad credit scores will pay higher insurance rates. Improve credit score by using balance transfer credit cards of short term loans with a credit union.
• Consider dropping full coverage. If the car is worth less than ten times the premium, having full coverage may not be cost-effective. Auto dealers and banks can tell you how much your car is worth it.
• Pay annually. Drivers can save even 10 percent form their premium, by choosing to pay the whole insurance once. In that way, they will no longer pay monthly administrative fees.

For additional info, money-saving tips and free car insurance quotes, visit http://compare-autoinsurance.org

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Santelli’s ability to build partnerships and collaborate for our success is unparalleled in the industry.

DEERFIELD, Ill. (PRWEB)
February 05, 2020

Alera Group has appointed Tina Santelli as Vice President, Carrier Partner Management for Alera Group Employee Benefits nationally.

In this role, Santelli will be responsible for leading key top-tier partnerships at Alera Group, strategically developing relationships with preferred carriers. She will be responsible for maintaining and strengthening existing carrier relationships, as well as identifying new strategic partnerships that will benefit Alera Group’s clients across the country.

With each of these partners, Santelli will focus on working collaboratively to provide business solutions that align with Alera Group’s goals. Additionally, she will continue to increase Alera Group’s value proposition by identifying the right combination of specialty benefits that enhance core service offerings.

“I am excited to have Tina working on Alera’s behalf to lead our carrier partnerships,” said Sally Prather, Employee Benefits Practice Leader of Alera Group. “Her ability to build partnerships and collaborate for our success is unparalleled in the industry.”

Santelli’s previous experience includes serving as Vice President of Specialty Benefits with GCG Financial, where she provided clients with ancillary solutions. Before her time with GCG, she worked with Unum for 13 years on the sales and service side.

As Vice President, Carrier Partner Management, Santelli joins Alera Group as the latest member of an industry-leading team of professionals who are dedicated to Alera Group’s collaborative growth across the United States. For more information about Alera Group, visit http://www.aleragroup.com.

About Alera Group

Based in Deerfield, IL, Alera Group’s over 1,900 employees serve thousands of clients nationally in employee benefits, property and casualty, retirement services and wealth management. Alera Group is the 15th largest independent insurance agency in the country. For more information, visit http://www.aleragroup.com or follow Alera Group on Twitter: @AleraGroupUS.

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“Vanishing deductibles can help drivers save money when they need the most. In case of a claim, in certain situations, drivers won’t have to spend any money out of their pockets”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
February 03, 2020

Many drivers have heard of the vanishing deductibles programs. All it takes to see a vanishing deductibles ad on television is to do a little channel flipping. The concept for vanishing deductibles sounds great, but drivers need to take a closer look and find out if the vanishing deductible can be a great deal for them.

According to the International Risk Management Institute Inc. (IRMI), a vanishing deductible is “a formula deductible that decreases as the number of loss increases and disappears entirely to provide full coverage when the loss reaches a specified amount”. Drivers that manage to go a year without being involved in an accident will have their deductibles decreased with $50-$100.

Most insurance companies will allow their drivers to obtain a vanishing deductibles option that starts with a $100 deductible credit. This credit can apply for both collision and comprehensive coverage.

Policyholders can accumulate $100 of additional credit worth, for every year they remain accident-free. This insurance credit can be accumulated to a maximum of $500 and will be automatically used when the driver makes a claim. Policyholders can’t choose when to use this credit and it’s not bankable. As long as this option is active, the vanishing deductible credit will never go below $100.

The cost of vanishing deductibles options varies from one insurer to another. But even if it costs only $5/ month, drivers should think twice before obtaining this option. Drivers can choose to purchase this feature, or to save their money in an emergency fund where they can use the money for all sorts of things, not only claims.

For additional info, money-saving tips and free car insurance quotes, visit http://lower-auto-insurance.com/

Lower-auto-insurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org.

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