Category Archives: Business: Insurance

Press Releases from the Insurance world, What’s new, Popular, Trending and News Worthy. In the ever changing industry of Insurance.

Ibaoviet Is the Insurance Partner That People of Vietnam Need When Facing Difficult Times


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In today’s society, more and more companies are losing faith in physical stores and they choose to do business either entirely or partially online. For many industries, this approach is working really well. Purchasing insurance online is getting more and more popular, even in Vietnam.

Ibaoviet keeps up with today’s changes in the society and they are offering their customers the possibility to purchase online insurance packages. Customers who need insurance are no longer required to go to a physical store to buy the insurance they need. Online insurance has the convenience of being available at all hours of the day. Gone are the days when the only time customers could have purchased insurance was between 9 and 5.

At Ibaoviet, all the information the customers need is posted transparently on their website. However, customers who have some difficulties in understanding some terms or need consulting before making a purchase can easily contact them. Their team of dedicated professionals is always ready and they can be contacted directly via phone or through Viber, Zalo, Hotline, and email.

Purchasing insurance from Ibaoviet, can help customers save money. Purchasing insurance online skips, the middleman, which is the insurance agent. By not having to pay an insurance agent, Ibaoviet can save money that can be used to offer more advantageous insurance packages. Furthermore, they offer deals and discounts all year round.

Life Insurance

Ibaoviet was selected by Global Banking and Finance Review as the best provider of life insurance in Vietnam. Having more than 15 million protected customers, Ibaoviet is always ready to help potential customers build a flexible solution to protect themselves and their loved ones. Potential customers can choose a life insurance package depending on the needs and age of the persons they want to insure.

Health Insurance

Ibaoviet is offering health insurance packages that can protect both children and adults. Ibaoviet is there when things are not ok, and they are committed to offering quick and fair compensation. The interests of the customers are always the first priority. Their health insurance packages can satisfy the needs of different categories of potential customers such as uninsured persons, persons who want to be treated abroad, persons who want to access high-quality health care, or pregnant women who want to use high-quality maternal services.

Accident Insurance

Accidents happen quite often. Ibaoviet accident insurance packages provide cover to the insured and its dependents against the financial strain that can occur in case of an accident. The coverage of the accident insurance package includes the following: accidental death benefit, partial disability benefit, permanent disability benefit, cover of medical expenses arising from the treatment of the injury, allowances during hospitalization.

Car Insurance

Ibaoviet is offering three types of car insurance: compulsory car insurance, car material insurance, and car insurance for the people inside the vehicle. Compulsory car insurance will pay for the damages done by an insured vehicle to another vehicle or propriety. Car material insurance will reimburse the owner of the policy if the vehicle is damaged in events that can’t be controlled such as crashing, overturning, fire, hurricanes, earthquakes, storms, flood, theft, and others. The accident insurance package for people sitting inside the vehicles like drivers, or passengers, will reimburse the costs to treat the injuries suffered in an accident.

Travel Insurance

Ibaoviet is offering international and domestic travel insurance packages. There are several reasons why travelers should purchase this type of insurance. This insurance will cover the cost of lost luggage, flight cancelation, stolen wallet or passport, damages that are done to propriety, injuries done to a person, or if the insured needs immediate medical assistance.

Technical Propriety Insurance

This type of insurance can help cover the damages done to mechanical and technical proprieties. Technical propriety insurance can reimburse the insured in the following cases: collisions with vehicles or animals that are not under the control of the insured, damage done by earthquakes, volcanoes, thunderstorms, floods, fire or explosion of residential boilers, theft, and robbery.

In addition to the insurance packages described above, Ibaoviet has many other packages created to cover all types of damages and situations. Just contact them and check their insurance packages. Ibaoviet offers the best insurance packages for the best insurance premiums.

For more info about the company’s services, visit their website: https://ibaoviet.vn/

Contact Info:

Email: kinhdoanh@ibaoviet.vn

Website: https://ibaoviet.vn/

Address: Tang 5, Toa nha Bigwin, 53 Yen Lang, Quan Đong Da, Ha Noi

Phone: 0922929669

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Flood Panel LLC Updates Commercial Flood Log System to Perform in Floods up to Six Feet


Flood Panel Super Flood Log

Flood Panel Super Flood Log system has been tested to withstand floods up six feet, twice the requirement for commercial structures.

“Catastrophic storms, unprecedented rainfall and historic high tides are pushing the limits of flood protection in areas most vulnerable to flooding. Our Super Flood Log system addresses the growing demand for flood barriers that provide protection for water heights over three feet.” – Tom Osborne

Flood Panel LLC, the leading manufacturer of commercial floodproof shields in the U.S., announced that its commercial Flood Log™ barriers are now flood resistant up to six feet. Renamed Flood Panel™ Super Flood Log™, the modular system of flood panels can withstand water levels twice the testing height required for commercial buildings.

“Catastrophic storms, unprecedented rainfall and historic high tides are pushing the limits of flood protection in areas most vulnerable to flooding,” said Tom Osborne, president of Flood Panel. “Our Super Flood Log system addresses the growing demand for flood barriers that provide protection for water heights over three feet.”

Designed for hydrostatic and hydrodynamic flood loads, the Super Flood Log system is resistant to heavy impact from floating debris. It uses aluminum beams stacked on edge and secured by a waterproof seal, available in any length and heights to nine feet. Super Flood Log is ideal for storefronts, entry doors and window applications, and is easy to store and deploy. The system is used in many commercial and government applications.

Super Flood Log passed rigorous certification testing to perform in floods up to six feet, higher than required by International Building Code based on standards set by the Federal Emergency Management Association and FM Global, the world’s largest business and property insurer.

Super Flood Log is available through National Flood Protection LLC, the national corporate partner of Flood Panel. NFP supplies, installs and provides consultation services for Flood Panel’s commercial flood solutions to customers across the country.

“You won’t find a manufacturer with more knowledge about flood mitigation than Flood Panel,” said Russ Ellington, president of NFP. “As their national corporate partner, we provide the best product and installation at the best possible price. Our ability to offer custom solutions for just about any floodproofing challenge is extremely valuable to our customers along the coasts and in other areas impacted by frequent flooding.”

Testing for Higher Floods

Building owners want assurance that their flood protection will keep water out when flooding occurs. The National Flood Barrier Certification & Testing Program certifies floodproofing products to national standards set by the Association of Flood Plain Managers, the U.S. Army Core of Engineers and FM Global.

The program outlines tests, manufacturing facility audits and operational guidelines to certify flood barriers will stand up to waves, hydrostatic forces and impact forces. Tests must be performed by an independent testing certification company in an approved testing lab, such as the Flood Lab at Flood Panel headquarters in Florida.

FEMA and the National Flood Insurance Program adopted the program to standardize floodproofing of nonresidential structures in up to three feet of water. According to Osborne, the standard height is not enough for many businesses in areas prone to flooding.

“Over the years, most of our customers needed flood protection between three and five feet, above the building standards set by FEMA,” said Osborne. “We designed and built a lab to test our products to six feet, twice the industry standard, and redesigned our entire product line to address the higher flood heights experienced by our customers.”

Flood Panel’s comprehensive, expert consultancy services include the development of site-specific Flood Emergency Response Plans as recommended by FEMA. Required by many public building authorities, the response plan is a step-by-step guide to prepare structures for a flood threat, and is an integral part of any floodproofing design.

About National Flood Protection LLC

National Flood Protection LLC of Norwich, Conn. is a member of Flood Panel’s Certified Network, which includes general contractors, architects, engineers, distributors and building owners who completed Flood Panel’s exclusive floodproof training seminars certified by the Architectural Institute of America. For more information, visit http://www.nationalfloodprotection.us

About Flood Panel LLC

Flood Panel LLC, based in Jupiter, Fla., designs and manufactures high-quality flood protection products for commercial construction projects, including various flood barrier designs, flood gates, flood panels and flood doors. The company provides a consultancy approach that includes an approved network of installers, structural engineers, architects and distributors, a complete range of flood product supplies, expert flood protection analysis and a highly-trained project management team for assistance from pre-construction through post installation and maintenance. For more information, visit http://www.floodpanel.com

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Why Is Recommended To Buy Full Coverage Car Insurance


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“Getting full coverage ads extra protection and it is recommended for valuable cars. Get car insurance quotes and compare prices for multiple full-coverage offers”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has released a new blog post that explains the main benefits of purchasing full car insurance coverage.

For more info and free car insurance quotes, visit http://compare-autoinsurance.org/why-get-full-coverage-car-insurance/

Full coverage means buying extra coverage, beyond the mandatory levels required by each state. Many drivers are not convinced that full coverage is beneficial since this will drastically increase the costs. In order to get better coverage, at acceptable prices, it is recommended to shop around, using car insurance quotes. Get free quotes from http://compare-autoinsurance.org.


  • Extend the basic level of protection. Generally, full coverage includes 3 policies: liability (more than the minimum required), comprehensive and collision coverage. Despite the name, full coverage does not cover everything. But it will cover more scenarios in which the company will reimburse the policyholder.
  • Full coverage ensures that the policyholder will always be reimbursed for damage to his car. It is important to remember that liability coverage is designed to cover the victims of an accident when the policyholder is the guilty driver. In this scenario. without collision or comprehensive coverage, the policyholder will have to pay for repairs from his own budget. Full coverage also pays for totaled cars. It is important to know that companies use Actual Cash Value when solving claims.
  • Uninsured motorist coverage is a really recommended policy. Let’s assume that a person gets into an accident with someone who’s uninsured and the accident is their fault. Often, that person won’t get coverage for property damage or medical fees. Unless that person has Uninsured Motorist coverage. This policy is highly recommended in states and areas with high unemployment rates. Consider analyzing the economic climate when purchasing car insurance.
  • Roadside assistance is a low-cost service with multiple benefits. Roadside assistance is usually cheap to get and will help the driver in many situations. Roadside assistance includes towing, delivering fuel or a spare tire. Read carefully the terms of the contract before signing in. Not everything is covered. Also, drivers are charged for extra miles than the limits added in the contract.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org/

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Farm Credit Announces February Patronage Distribution to Members


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“We are proud to be able to return our profits to our members again this month,” says Tom Truitt, CEO of MidAtlantic Farm Credit. “Our patronage program is a unique benefit of Farm Credit’s cooperative structure that sets us apart from other lenders.”

MidAtlantic Farm Credit announced an extra patronage distribution of nearly $10 million in cash to its members this month.

“We are proud to be able to return our profits to our members again this month,” says Tom Truitt, CEO of MidAtlantic Farm Credit. “Our patronage program is a unique benefit of Farm Credit’s cooperative structure that sets us apart from other lenders.”

MidAtlantic Farm Credit is a part of the national Farm Credit System. Their territory covers portions of Delaware, Maryland, Pennsylvania, Virginia, and West Virginia. Farm Credit is a member-owned cooperative, comprised of associations that are able to share a portion of their annual profits with their member-borrowers. Each association determines its total income and expenses at the close of each fiscal year. Once all expenses are deducted, the net income remaining can be distributed in accordance with the association’s bylaws.

Historically, MidAtlantic Farm Credit has returned patronage twice a year – once in April, which is determined upon the cooperative’s net income and borrower’s usage from the year prior, and again in December, which is based off of the cooperative’s net income and borrower’s usage from previous years. “This additional patronage distribution goes directly to our members, their families, and the communities we serve,” adds Truitt.

In 2019, the MidAtlantic Farm Credit distributed over $40 million in cash to its member-borrowers. To learn more about Farm Credit’s patronage program, please visit mafc.com/about/patronage.

About MidAtlantic Farm Credit

MidAtlantic Farm Credit is an agricultural lending cooperative owned by its member‐borrowers. It provides farm loans for land, equipment, livestock and production; crop insurance; and rural home mortgages. The co-op has over approximately 11,700 members and over $2.8 billion in loans outstanding. MidAtlantic has branches serving Delaware, Maryland, Pennsylvania, Virginia and West Virginia. It is part of the national Farm Credit System, a network of financial cooperatives established in 1916 to provide a dependable source of credit to farmers and rural America.

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Open Lending Adds Record 77 New Auto Lenders in 2019


Open Lending, a provider of a unique auto lending enablement platform with default insurance, signed 77 new lenders to its Lenders Protection program in 2019.

“We are extremely excited about the unprecedented number of lenders who signed agreements to partner with Open Lending in 2019,” Open Lending CEO John Flynn said in a statement. “The auto lending market continues to see extreme competition and we believe our platform enables auto lenders to provide expanded offerings that allow them to be more competitive without unduly increasing their risk.”

Notable auto lenders include, the $8.3 Billion Alaska USA, $9.1 Billion VyStar Credit Union, $4.8 Billion Idaho Central Credit Union, as well as 2 captive auto finance companies.

Open Lending uses various alternative data sources and proprietary underwriting to determine the appropriate risks for borrowers who don’t have a prime credit profile. The fully automated system then calculates an interest rate inclusive of the cost of a default insurance policy that helps mitigate the loss in the event the consumer defaults.

“Lenders Protection helps auto lenders say ‘yes’ to more loans,” Flynn added. “It helps lenders earn more from loans that they might otherwise deny and build stronger relationships while providing a credit enhancement offsetting additional risk”

ABOUT OPEN LENDING, LLC

Open Lending, LLC works exclusively with automotive lenders by providing loan analytics, risk-based pricing, risk modeling and automated decision technology. Based in Austin, Texas, the company serves more than 400 financial institutions nationwide. Through its proprietary technology, the Lenders Protection Program, financial institutions leverage powerful tools and customized analytics to underwrite direct and indirect loan approval decisions in seconds. Lenders are empowered to increase near and non-prime automotive loan volumes and yields with the protection of A-rated insurance carriers, preventing additional risk to their loan portfolio. Founded in 2000, Lenders Protection, LLC, is a wholly owned subsidiary of Open Lending, LLC.

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Upic Solutions Acquires United Way Software Provider Cascade Data Solutions


Upic Solutions - Non-Profit Technology - Serving United Ways

Upic Solutions

“This acquisition furthers our strategy of serving as a trusted partner, helping to accelerate the path of United Way’s mission and vision through state-of-the-art technology,” stated J.R. Howard, Chief Executive Officer, Upic Solutions.

Upic Solutions, the leading technology shared services provider for United Ways, has acquired Cascade Data Solutions, a software firm also servicing United Ways. The acquisition brings non-profit and United Way expertise along with United Way customers together under one company.

“This acquisition furthers our strategy of serving as a trusted partner, helping to accelerate the path of United Way’s mission and vision through state-of-the-art technology. The combined organizations serve 50% of the United Way market,” stated J.R. Howard, Chief Executive Officer, Upic Solutions.

Upic Solutions enables United Ways access to affordable technology platforms such as Upic Connect built on Salesforce®, which increase donor engagement and provide insight into campaign data. The acquisition brings modern technology to smaller United Ways, providing them with easy access to online giving platforms, processing services, donor journeys, and shared services.

“All employees at Cascade Data Solutions will remain on board and we are starting the process of integrating the team’s non-profit technology expertise to best serve our combined United Way customers,” explained Howard.

“Cascade’s technology expertise and our deep understanding of how United Ways operate creates a great deal of synergy between the companies,” noted Don Bayne, CEO, Cascade Data Solutions.

About Upic Solutions

Upic Solutions helps to optimize United Way operations by increasing donor engagement and community impact as a shared service provider. Upic Connect is a powerful donor relationship management system that provides insight into both individual donors and giving campaigns. Additional services include hosting, pledge processing, integration services, online giving and application support. Upic Solutions is a 501(c)(3) non-profit corporation. For more information visit upicsolutions.org.

About Cascade Data Solutions

Cascade Data Solutions is a software development firm focusing on cost-effective software solutions for non-profits. Located in Albany, Oregon, Cascade’s two main solutions include Donation Tracker and Donation Director which help United Ways across the U.S. maximize fundraising success. For more information visit cascadeds.com.

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How Drivers Can Determine If They Overpay For Car Insurance


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“Car insurance companies should provide excellent customer service, smooth claim handling process and fair prices. Check the prices every 6 months and verify if your carrier still offers competitive prices”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has released a new blog post that helps drivers determine if they overpay for car insurance.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/how-to-determine-if-you-overpay-for-car-insurance/

Due to unfair market tactics like “price optimization”, policyholders end up paying more than they should. Drivers should not let insurance companies squeeze their finances. The best way to investigate whether the price is too high or not is to use car insurance online quotes. Drivers can get them for free from http://compare-autoinsurance.org

There are several factors to be analyzed when reviewing current insurance costs:


  • Car insurance companies rely on clients not to periodically check the market. It is wise to check the insurance market every 6 months and with at least 1 month before renewal. If the driver has not checked the market in the past year, there are many chances to be overpaying. Many insurance companies count of drivers not reviewing the market and increase the premiums every 6 months. This practice is commonly known as “price optimization”.
  • New marketing trends. There may be new trends that will make car insurance cheaper. For example, the car model that has just been bought now has been thoroughly tested and got a really good safety rating from NHTSA. Top Safety Pick + models are safer, and thus, cheaper to insure.
  • Check the terms of the contract and look for hidden fees or ambiguous phrases. It may be time-consuming and boring to read every line of the contract. But behind every line and ambiguous phrase or term can hide additional fees. Talk with an insurance expert and ask to explain every term of phrase, not fully-understood
  • The company offers less-than-helping customer support. Car insurance companies should have stellar customer support services, with dedicated employees. When the customer support is not willing to cooperate or there are always delays in processing the claim, drivers should consider switching the carriers. Do not waste money on companies not willing to help.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

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What Are The Main Advantages of Online Car Insurance Quotes


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“Online quotes can help drivers find better insurance deals and avoid insurance scams”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Car insurance is an important investment and no one should recklessly buy coverage without doing some research on the car insurance market.

Drivers that use online car insurance quotes will have the following advantages:


  • Get better insurance deals. The main reason for obtaining car insurance quotes is to help drives find affordable car insurance deals. Policyholders that will compare several quotes can find better deals that are cheaper with 5-10% of their current insurance costs. In most cases, drivers will save hundreds of dollars per year, but drivers that have multiple coverages and are driving expensive cars can save even thousands of dollars.
  • Online quotes can help drivers avoid scams. Insurance companies analyze multiple factors before granting coverage to someone. These factors are almost the same to all insurance companies and there are only a few small differences. Drivers that input the same data and ask for the same coverage, should not notice any great difference between insurance offers. If one insurance offer price is too low, then it might be a scam and drivers should avoid that company.
  • Online questionnaires are good negotiations simulators. The same questions that an insurance agent will ask during the negotiations can be found in the online questionnaires. Knowing this, drivers will be mentally prepared for the real negotiations. Also, drivers won’t be caught unprepared and will know exactly what to answer and what documents they need to bring.


Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information and money-saving tips, please visit https://compare-autoinsurance.org/.

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How To Change Coverage After Moving To Another State


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“Moving to a new state can be an exciting thing to do for most drivers. However, drivers should not forget to update their insurance policies as soon as they arrive at their new locations”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Updating auto insurance might be one of the last things drivers consider to do when they are moving to another state. However, updating the policy is very important and there are several important things that drivers need to keep in mind when moving to another state and several steps to take to make sure they are covered.

Drivers that are moving to a new state should follow the next steps:


  •     Check the current policy. Drivers that are moving to another state are protected by their current insurance policy. However, drivers that are moving far away are recommended to increase their liability limits and purchase full coverage. During a long trip, drivers should also add roadside assistance.
  •     Check if the current insurer is present in the new location. Drivers should update their policy as soon as they can after arriving at their new location. Not all insurance companies have a license to operate in all 50 states and the insurance requirements are different in all states. Drivers should contact their insurers immediately and check if they have a license to operate in their new states. If they do, drivers should keep their insurers.
  •     Search for another provider. If the current insurer is not present in their new state, drivers should search for another provider. Drivers can contact a local car insurance agency or they can go to a large national insurance carrier. The insurance requirements are different in each state, so the insurance requirements of the new state can be different from the requirements of the old state. The new policy will also be needed to get the new license plates and vehicle registrations.
  •     Update the license and vehicle registration. One of the last things drivers will need to do is to update their license with the local department of motor vehicles. Besides that, drivers will be required to update their car insurance policies with their new driver’s license number. Usually, insurance providers will give drivers a reasonable amount of time to do this, but it’s better to do this sooner than later.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information and money-saving tips, please visit https://compare-autoinsurance.org/.

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What Errors Must Be Avoided When Requesting Car Insurance Quotes Online


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“Check out the most common mistakes we are prone to do when getting and comparing quotes. Try to avoid them as much as possible,” said Russell Rabichev, Marketing Director of Internet Marketing Company.

In order to get quotes, the prospective client must answer a series of questions. Getting quotes and comparing prices will require full focus. Drivers can now get free quotes from https://compare-autoinsurance.org


  •     Providing wrong approximations is one of the most common mistakes. In most of the cases, the online questionnaire will ask the driver to estimate how much he drives annually. There is a good reason for that: driving less means that the driver is less exposed to accidents. Furthermore, driving less than the average will make the driver eligible for a discount. This may tempt many drivers to offer low estimates. Of course, companies will ask for mileage readings before granting discounts.
  •     Comparing quotes for different products is wrong. The prices between different products will clearly be different. Look carefully when analyzing quotes to see if there are for exactly the same products, including the same deductibles and the same extra services.
  •     Forgetting to apply for discounts. Getting as many discounts as possible is a great way to reduce insurance costs. Check if the questionnaire asks about safety gear, defensive driving courses and other related questions which may save some money. Do not automatically skip a page just because it may look too time-consuming to fill in all the answers.


Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information and money-saving tips, please visit https://compare-autoinsurance.org/.

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